Advantages of paperless mandates for SEPA Direct Debit

Paperless mandates have several advantages over paper mandates and can provide potential cost and efficiency benefits.


At GoCardless we believe the key to unlocking the full potential of SEPA and Direct Debits more generally, particularly for online merchants, is currently the paperless mandate.

Paperless mandates have several advantages over paper mandates and can provide potential cost and efficiency benefits:

  • Fewer manual entry processes - paper mandates require physical transfer, storage and details to be keyed in manually by merchants. The paperless mandate process is therefore inherently more efficient and less open to error.
  • Automated processes – paperless mandates allow automatic storage and retrieval of mandate data.
  • No printing, signing and returning effort – Paperless mandates avoid the inconvenience of printing, signing and mailing a paper form by using a fully electronic process. This means that there are no printing and postage costs. It also reduces paper files and archiving.

GoCardless provides a simple online system for creating and managing mandates.

To find out more about collecting SEPA Direct Debits or to register your interest with GoCardless, check out our GoCardless Europe page.

‹ View table of contents Next page ›

Latest features

How Direct Debit can drive key SaaS metrics

How can Direct Debit impact the numbers you care most? Find out as we explain the relationship between Direct Debit and four key SaaS success metrics.

How to maximise Direct Debit uptake

From automation and flexibility to low transaction costs and low failure rates, the benefits of Direct Debit have even more impact when more customers are using it. Find out how you can encourage more of your customers to pay by Direct Debit.

Hidden costs of business that can eat up your investment

Some business costs have a habit of dropping under the radar – until you reach scale and it turns out that they represent a major cost to your profitability.

View all


Reference guides

View all

By using this site you agree to the use of cookies for analytics, personalised content and ads. Learn more