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Golf club payments in the UK

Rob Keating
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Last editedDec 20234 min read

Golf club payments at a glance:

Golf clubs need to collect membership fees and payments from members. In the past, members paid with cash, cheques, cards or manual bank payments. But these ways had problems - they took a lot of time for the golf clubs to manage the payments. Now, golf clubs are starting to use Direct Debit, which automatically pulls money from members' bank accounts on a schedule. It's easier for golf clubs because they don't have to ask members for payments or keep track of different types of payments.

Direct Debit lets golf clubs do things like set up payment plans where members pay a little bit each month. This makes it easier for more people to join golf clubs. The system also reminds members when a payment is going to happen so there are no surprises.

Accepting payments should be simple for golf clubs. Trusted and reliable systems like Direct Debit take care of payments automatically behind the scenes. This makes life easier for both golf clubs and their members!

Golf club payments in the UK

From the bustling locker rooms to the serene greens, managing a golf club, especially golf club finance, is no easy feat. One of the most challenging aspects is managing memberships and collecting golf club payments. In the age of digital transactions, golf club finance must adapt to meet the changing demands of its members and efficiently manage the club.

This article covers the world of golf club payments, exploring various methods and taking a closer look at Direct Debit - an efficient, automated payment solution gaining traction among organisations that need to accept recurring payments. 

Understanding the Golf Club Payment plans

Traditionally, golf clubs have relied on manual payment methods like cash, cheques, cards and standing orders to collect membership dues. However, these methods are time-consuming, and tracking payment history and maintaining payment records can become cumbersome, especially for larger clubs with multiple members and complex payment schedules.

The Dilemma with Traditional Payment Methods

With cash or cheque payments, clubs must wait for members to make manual payments, often leading to missed payment deadlines. On the other hand, standing orders offer a regular payment flow but can be difficult to manage when payment amounts vary, or members change their membership levels. 

Credit card payments offer another alternative. Credit cards offer convenience but incur expensive transaction fees and are prone to failure. Due to expiry, loss and cancellation, 10 - 15% of card payments fail, causing a loss of revenue and creating high levels of manual admin.

The need for streamlined golf club finance

Given these challenges, golf clubs are now turning towards more efficient, automated systems for golf club monthly payments. One such solution that is gaining popularity and offers golf clubs a cost-effective payment collection option is Direct Debit.

Direct Debit: efficiently collecting golf club fees

Direct Debit is an automated pull payment that, once authorised, transfers money directly from the payer's bank account to the payee's account. It's a reliable, secure, and hassle-free method for golf clubs to collect membership fees.

Direct Debit has been around for decades and is a widely used and trusted payment method in the UK. Indeed, there were 4.8 billion Direct Debit payments made in 2021, according to UK Finance.

Until recently, financial and regulatory requirements made Direct Debit challenging to access for smaller organisations. However, advances in banking technology mean that all businesses can now enjoy the benefits of Direct Debit regardless of size. 

Enjoy all the benefits of Direct Debit but without all the hassle & expense of dealing with banks.

GoCardless does all the heavy lifting for you so you can collect payments on time every time with just a few clicks!

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Benefits of using Direct Debit

There are several advantages to using Direct Debit for golf club payments:

  • Automated collection: Once authorised, Direct Debit collection is automated, requiring no further action from the payer or payee.

  • Scheduled Payments: Direct Debit allows clubs to schedule payments as required, ensuring a steady cash flow.

  • Cost-effective: As well as being cheaper, Direct Debit transactions have a higher success rate and require less administration.

  • Automatic Renewals: Membership renewals can be automated, reducing the administrative burden and enhancing member retention.

  • Flexibility: Direct Debit can be adapted to different membership levels and can accommodate changes in fees or collection dates without requiring members to set up new standing orders.

  • Instalments: Direct Debit allows golf clubs to offer members instalment plans.

  • Security: The Direct Debit Guarantee protects customers against unauthorised withdrawals, offering peace of mind.

Rethinking golf club membership fees with Direct Debit

While traditional golf clubs require members to pay lump sum fees, this could deter potential members. With the world becoming increasingly digital, golf clubs need to offer more flexible, convenient payment options to attract and retain members.

Innovative approaches to collecting golf club fees include a payment structure where members pay a smaller one-off joining fee and a 'green fee' each time they play, with the total members can pay in a year capped. This structure allows members to manage their payments better, making the fees proportionate to their play frequency.

Using Direct Debit also allows golf clubs to offer instalment plans to members, making membership more affordable without creating administrative issues in the finance department.

GoCardless makes it easy to accept Direct Debit. Automate payment collection. Reduce manual admin. Get paid on time, every time.

Implementing Direct Debit

At GoCardless, a specialist bank payments provider, we offer Direct Debit as a quick and easy way for golf clubs to automate their payment collection process. Using the user-friendly merchant dashboard, you can set up payments in minutes. GoCardless will automatically send the relevant authorisation and notification forms to your members on your behalf.

Here's how to collect golf club fees using GoCardless:

  1. Create a free GoCardless account and connect your accounting software.

  2. Set up and schedule payments via your website's checkout page or send secure payment links.

  3. Sit back as GoCardless send all the necessary forms to your members.

  4. Enjoy timely payments as GoCardless automatically collects the scheduled amount from members' accounts.

GoCardless doesn't require contracts or long-term commitments and offers 90 days without transaction fees to new merchants, so you can get started collecting Direct Debit today risk-free.

How to collect Direct Debit payments with GoCardless


Create your free GoCardless account, access your user-friendly payments dashboard & connect your accounting software (if you use one).


Easily set up & schedule Direct Debit payments via payment pages on your website checkout or secure payment links.


From now on you'll get paid on time, every time, as GoCardless automatically collects payment on the scheduled date. Simple.

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Direct Debit payment solutions

GolfClubSubs is a software solution designed to simplify golf club payments. They integrate with GoCardless to allow their users to collect Direct Debit payments through GoCardless.

Direct Debit is a flexible payment method that offers fast reporting, enabling golf club finance teams to see at a glance who has paid, how many payments are pending and much more.

Embracing Change in Golf Club Payments

Golf club payments are changing, and clubs must adapt to stay competitive. Embracing Direct Debit streamlines the payment process, enhances member retention, and ensures a steady cash flow, effectively managing golf club finances with minimal admin.

Revolutionising golf club payments isn't just about adopting new technologies. It's about understanding your members' needs and offering convenient, secure payment options that align with those needs. Multiple options are available to simplify and streamline golf club accounting, from Direct Debit to tailored golf club payment software.

GoCardless makes it easy to accept Direct Debit. Automate payment collection. Reduce manual admin. Get paid on time, every time.

We can help

Setting up Direct Debit is quick and easy with GoCardless and can be completed online. By automating the payment collection process, GoCardless drastically cuts down the administrative responsibilities of managing and tracking golf club payments.

It’s simple to get started, and with no contracts or long-term commitment required, there's no risk. You can set up instant, one-off, or recurring payments in the merchant dashboard in just a few clicks. GoCardless does all the heavy lifting by automatically creating and sending all the necessary forms to your customers.  In addition you can connect to GoCardless via over 350 partner apps, such as Xero and Quickbooks.

Discover how GoCardless can automate payment collection, reducing late and failed payments and the level of manual finance admin, making it easier for you to concentrate on what matters most - offering a top-notch golfing experience to members. 

Eliminate late and failed payments. Save time and money on admin and transactions fees. Automate payment collection from your members with GoCardless.

Interested in automating the way you get paid? GoCardless can help
Interested in automating the way you get paid? GoCardless can help

Interested in automating the way you get paid? GoCardless can help

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Try a better way to collect payments, with GoCardless. It's free to get started.

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