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Here's how you bring your collections up to speed.]]></description><link>https://gocardless.com/guides/posts/charity-donation-streamline/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/charity-donation-streamline/</guid><pubDate>Mon, 09 Mar 2026 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3S9rbPlBWS48QcVZ9vSWOu/0b6037bcf86392116bbb47087ec59fff/BD-1728_Blog-Covers-Generic-001.2.png" length="1772708" type="image/png"/></item><item><title><![CDATA[A complete guide to Pay by Bank]]></title><description><![CDATA[Lower costs by 54% and get instant settlements with our Pay by Bank guide.]]></description><link>https://gocardless.com/guides/posts/pay-by-bank-guide/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/pay-by-bank-guide/</guid><pubDate>Mon, 09 Mar 2026 00:00:00 GMT</pubDate><enclosure 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type="image/png"/></item><item><title><![CDATA[Communicate Telecoms selects GoCardless to accelerate payout timings ]]></title><link>https://gocardless.com/blog/communicate-telecoms-selects-gocardless-to-accelerate-payout-timings/</link><guid isPermaLink="false">https://gocardless.com/blog/communicate-telecoms-selects-gocardless-to-accelerate-payout-timings/</guid><pubDate>Mon, 26 Jan 2026 16:56:21 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7zsnrivIstOCdPPkVfSBqY/7fdf470529c25600bb4c83fbf7abb4ed/Press_cover_Communicate_Telecoms.png" length="4090853" type="image/png"/></item><item><title><![CDATA[GoCardless vs PayPal: What’s the difference?]]></title><link>https://gocardless.com/guides/posts/gocardless-vs-paypal-what-s-the-difference/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/gocardless-vs-paypal-what-s-the-difference/</guid><pubDate>Wed, 17 Dec 2025 20:27:23 GMT</pubDate><enclosure 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payments to your customers. ]]></description><link>https://gocardless.com/guides/posts/partner-product-update/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/partner-product-update/</guid><pubDate>Tue, 16 Dec 2025 13:30:49 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4d2gQota8dsoW9LRTQUW3r/8fbb1cb15a8b980d15cc8cf7c14e70d8/BD-1914_Partner-Product-Update-Webinar-Zoom-Registration-V2.png" length="1192484" type="image/png"/></item><item><title><![CDATA[Octopus Energy customers can now get their credit back in as little as ONE day]]></title><description><![CDATA[Octopus Energy customers now get account credit back faster than ever before.]]></description><link>https://gocardless.com/blog/octopus-energy-customers-get-credit-in-one-day/</link><guid isPermaLink="false">https://gocardless.com/blog/octopus-energy-customers-get-credit-in-one-day/</guid><pubDate>Tue, 16 Dec 2025 09:11:39 GMT</pubDate><enclosure 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is better than cards for your subscription business]]></title><link>https://gocardless.com/guides/posts/why-direct-debit-is-better-than-cards-for-your-subscription-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/why-direct-debit-is-better-than-cards-for-your-subscription-business/</guid><pubDate>Wed, 10 Dec 2025 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33LdMfRjCq8PGe1JfsMLqM/53697f3e064f71ff59f537e1b4f21233/CDT-878_Organic_content_thumbnail_Internationalisation_04.png" length="255689" type="image/png"/></item><item><title><![CDATA[Commercial VRPs: The new card-on-file?]]></title><description><![CDATA[What are commercial VRPs and how do they compare to cards?]]></description><link>https://gocardless.com/blog/commercial-vrps-the-new-card-on-file/</link><guid isPermaLink="false">https://gocardless.com/blog/commercial-vrps-the-new-card-on-file/</guid><pubDate>Tue, 02 Dec 2025 13:19:16 GMT</pubDate><enclosure 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Digital is the biggest shake-up to property tax in decades.]]></description><link>https://gocardless.com/blog/mtd-for-landlords-compliance-2026/</link><guid isPermaLink="false">https://gocardless.com/blog/mtd-for-landlords-compliance-2026/</guid><pubDate>Mon, 01 Dec 2025 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1OtlMnpqzK3QD7WabNOxL5/258e6eb28bd91da07be620e3e0ef6f37/BD-1728_Blog-Covers-Generic-012.1.png" length="898029" type="image/png"/></item><item><title><![CDATA[WilSon Energy teams up with GoCardless to cut payment costs and simplify bills]]></title><link>https://gocardless.com/blog/wilson-energy-teams-up-with-gocardless-to-cut-payment-costs-and-simplify-bills/</link><guid isPermaLink="false">https://gocardless.com/blog/wilson-energy-teams-up-with-gocardless-to-cut-payment-costs-and-simplify-bills/</guid><pubDate>Tue, 25 Nov 2025 07:31:11 GMT</pubDate><enclosure 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explained]]></title><description><![CDATA[From accounting to bridging software, here’s everything you need to know.]]></description><link>https://gocardless.com/blog/mtd-software-bridging-sole-traders-landlords/</link><guid isPermaLink="false">https://gocardless.com/blog/mtd-software-bridging-sole-traders-landlords/</guid><pubDate>Mon, 10 Nov 2025 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1OtlMnpqzK3QD7WabNOxL5/258e6eb28bd91da07be620e3e0ef6f37/BD-1728_Blog-Covers-Generic-012.1.png" length="898029" type="image/png"/></item><item><title><![CDATA[When do sole traders pay tax? The essential UK deadlines you need to know]]></title><link>https://gocardless.com/blog/when-do-sole-traders-pay-tax-uk/</link><guid isPermaLink="false">https://gocardless.com/blog/when-do-sole-traders-pay-tax-uk/</guid><pubDate>Mon, 10 Nov 2025 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1OtlMnpqzK3QD7WabNOxL5/258e6eb28bd91da07be620e3e0ef6f37/BD-1728_Blog-Covers-Generic-012.1.png" length="898029" type="image/png"/></item><item><title><![CDATA[GoCardless backs the beautiful game by partnering with 15 County FAs, supporting grassroots football across England]]></title><link>https://gocardless.com/blog/gocardless-backs-the-beautiful-game-by-partnering-with-15-county-fas-supporting-grassroots-football-across-england/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-backs-the-beautiful-game-by-partnering-with-15-county-fas-supporting-grassroots-football-across-england/</guid><pubDate>Wed, 05 Nov 2025 16:25:34 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/YlhNENr74oJSs8ZnoNBI8/fc1007359c6078028463e76c5f370bcc/BD-1889_FA-Sponsorship-Announcement-Blog-2475x1400.png" length="1119420" type="image/png"/></item><item><title><![CDATA[Redefining recurring payments: The VRP potential]]></title><description><![CDATA[VRPs are changing the way businesses collect recurring payments. ]]></description><link>https://gocardless.com/blog/redefining-recurring-payments/</link><guid isPermaLink="false">https://gocardless.com/blog/redefining-recurring-payments/</guid><pubDate>Fri, 31 Oct 2025 16:53:01 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3wtoOI9OguNcielBbGOjzD/2bb3645fdb3e9ea96c6a2e5e36acc9ef/Redefining_Blog.png" length="1411126" type="image/png"/></item><item><title><![CDATA[Clay selects GoCardless to streamline loan disbursements and repayments at scale]]></title><link>https://gocardless.com/blog/clay-selects-gocardless-to-streamline-loan-disbursements-and-repayments-at-scale/</link><guid isPermaLink="false">https://gocardless.com/blog/clay-selects-gocardless-to-streamline-loan-disbursements-and-repayments-at-scale/</guid><pubDate>Tue, 21 Oct 2025 06:45:58 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6VQi6DcEYSWkpWlyn4tWIN/3699e1530ec39b43b7ad6f2954e96dfd/Clay_Cover.png" length="4434761" type="image/png"/></item><item><title><![CDATA[GoCardless promotes two EMEA leaders as it affirms its commitment to Europe]]></title><link>https://gocardless.com/blog/gocardless-promotes-two-emea-leaders/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-promotes-two-emea-leaders/</guid><pubDate>Tue, 14 Oct 2025 21:18:36 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1ki52rdRYUZGq6jLmdfHPe/c0ac12180615981d954bc7fc45ffe4b2/BD-1888_Borja-Hamish-Announcement-Blog__1_.png" length="3963604" type="image/png"/></item><item><title><![CDATA[GoCardless achieves profitability]]></title><link>https://gocardless.com/blog/gocardless-achieves-profitability/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-achieves-profitability/</guid><pubDate>Tue, 07 Oct 2025 14:50:36 GMT</pubDate></item><item><title><![CDATA[GoCardless processes over 100,000 open banking payments for savings app Tembo, empowering first-time buyers ]]></title><link>https://gocardless.com/blog/gocardless-processes-over-100000-open-banking-payments-for-savings-app-tembo/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-processes-over-100000-open-banking-payments-for-savings-app-tembo/</guid><pubDate>Mon, 06 Oct 2025 07:14:24 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/68QPchGAt1llpnmJnLvcQV/ddf11262f398cd367eec7aaa7dfc4994/Tembo_cover.png" length="3309128" type="image/png"/></item><item><title><![CDATA[New GoCardless product updates have landed - 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Learn how Xero experts are fixing late payments]]></description><link>https://gocardless.com/blog/how-gocardless-customers-and-xero-experts-are-fixing-late-payments-for-good/</link><guid isPermaLink="false">https://gocardless.com/blog/how-gocardless-customers-and-xero-experts-are-fixing-late-payments-for-good/</guid><pubDate>Mon, 28 Jul 2025 08:16:54 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/65drzNmftEKJcyb4q2yWFo/1f0c424795097ea73e1dedaea57236b3/ANZ-webinar-Xero-LP-thumbnail.png" length="47687" type="image/png"/></item><item><title><![CDATA[Cashflows teams up with GoCardless to transform business payouts]]></title><link>https://gocardless.com/blog/cashflows-teams-up-with-gocardless-to-transform-business-payouts/</link><guid isPermaLink="false">https://gocardless.com/blog/cashflows-teams-up-with-gocardless-to-transform-business-payouts/</guid><pubDate>Wed, 16 Jul 2025 12:12:04 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6z91iFYzal0hT5MZrS0hYQ/1c35e4ece66e1427e47bccb847c3277a/Cashflows_cover.png" length="3303939" type="image/png"/></item><item><title><![CDATA[The hidden costs of managing multiple payment systems: How to avoid them]]></title><description><![CDATA[How to avoid the hidden costs of managing multiple payment systems]]></description><link>https://gocardless.com/blog/hidden-costs-multiple-systems/</link><guid isPermaLink="false">https://gocardless.com/blog/hidden-costs-multiple-systems/</guid><pubDate>Mon, 07 Jul 2025 14:42:29 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5nlNaif1Tb3OfsRcdl55MR/3fd4cc03052278ae26f172451906d993/BDP-32_Outbound-Payments-Adhoc-Blog.png" length="1017615" type="image/png"/></item><item><title><![CDATA[GoCardless taps Ian Boyd to power expansion in Australia and New Zealand]]></title><link>https://gocardless.com/blog/gocardless-taps-ian-boyd-to-power-expansion-in-australia-and-new-zealand/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-taps-ian-boyd-to-power-expansion-in-australia-and-new-zealand/</guid><pubDate>Fri, 04 Jul 2025 13:47:32 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2so3wh9yqDRMhQA2NO1qiU/925c1ad5cadfa5cb61475c51e341929c/Ian-Boyd-Announcement-press_page.png" length="2967254" type="image/png"/></item><item><title><![CDATA[multifi partners with GoCardless to streamline payments for small businesses ]]></title><link>https://gocardless.com/blog/multifi-partners-with-gocardless-to-streamline-payments-for-small-businesses/</link><guid isPermaLink="false">https://gocardless.com/blog/multifi-partners-with-gocardless-to-streamline-payments-for-small-businesses/</guid><pubDate>Thu, 26 Jun 2025 14:09:47 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4yHxvKBGLUjzaz0f2pcW7z/2c58de981556dfd546731e527d1ac60f/multifi_press_image___cover.png" length="4426716" type="image/png"/></item><item><title><![CDATA[FreeAgent introduces GoCardless open banking payments and automatic payment retries ]]></title><link>https://gocardless.com/blog/freeagent-introduces-gocardless-open-banking-payments/</link><guid isPermaLink="false">https://gocardless.com/blog/freeagent-introduces-gocardless-open-banking-payments/</guid><pubDate>Mon, 23 Jun 2025 10:09:03 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3KghNPuDUoxuS7Fz3xcPJL/12aa0156eab89c53a4d4cd14f6dd1e70/GoCardless_x_FreeAgent.png" length="4128350" type="image/png"/></item><item><title><![CDATA[[On demand] Introduction to GoCardless for football clubs]]></title><description><![CDATA[This short webinar is a great opportunity for clubs to discover how our payment system can help. Our team will guide you through every step, so you’re set up and collecting payments in no time.]]></description><link>https://gocardless.com/guides/posts/webinar-introduction-to-gocardless-for-football-clubs/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/webinar-introduction-to-gocardless-for-football-clubs/</guid><pubDate>Wed, 18 Jun 2025 14:38:43 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/30QbyKnbYqGXQEY83kanYL/bd2e666886beca63c3e7b2ccf9700f1a/image__4_.png" length="1572840" type="image/png"/></item><item><title><![CDATA[Get paid faster: Strategies for collecting money from customers]]></title><description><![CDATA[Master collecting money from customers for healthy cash flow and growth.]]></description><link>https://gocardless.com/blog/strategies-for-collecting-money-from-customers/</link><guid isPermaLink="false">https://gocardless.com/blog/strategies-for-collecting-money-from-customers/</guid><pubDate>Wed, 18 Jun 2025 07:30:28 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challenges]]></description><link>https://gocardless.com/blog/five-payment-considerations-for-energy-suppliers/</link><guid isPermaLink="false">https://gocardless.com/blog/five-payment-considerations-for-energy-suppliers/</guid><pubDate>Tue, 10 Jun 2025 22:43:34 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6HyUd8Hi2n21Wjl3eHEXUV/033df21a7fbcb9134c50cc4af8fd95b6/Blog_article_hero.jpg" length="1546778" type="image/jpeg"/></item><item><title><![CDATA[Choosing the right accounting package for your small business]]></title><link>https://gocardless.com/blog/accounting-packages/</link><guid isPermaLink="false">https://gocardless.com/blog/accounting-packages/</guid><pubDate>Tue, 10 Jun 2025 09:52:42 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/7af330ebe1010da27970030e511a7e3e/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[The best bookkeeping and 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type="image/png"/></item><item><title><![CDATA[GoCardless expands payment platform with Outbound Payments ]]></title><link>https://gocardless.com/blog/gocardless-expands-payment-platform-with-outbound-payments/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-expands-payment-platform-with-outbound-payments/</guid><pubDate>Mon, 02 Jun 2025 06:28:06 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1K0slebGGNeD573YfNCk65/a1cc4cd3e4c15ba5e7e34252e34cbaac/BDP-32_Outbound-PaymentsPR-image-001.png" length="1505954" type="image/png"/></item><item><title><![CDATA[The cVRP Potential: Redefining Recurring Payments]]></title><description><![CDATA[Commercial Variable Recurring Payments are coming later this year but what will they mean for the way you collect payments?]]></description><link>https://gocardless.com/guides/posts/the-cvrp-potential/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-cvrp-potential/</guid><pubDate>Thu, 29 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Take a look at what to look out for. ]]></description><link>https://gocardless.com/blog/open-banking-providers-explained/</link><guid isPermaLink="false">https://gocardless.com/blog/open-banking-providers-explained/</guid><pubDate>Thu, 29 May 2025 07:46:49 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/xqMvjGHMdnCTDDtA9IS17/61ab7c36b10317ca57bc12e56c4c6ded/OB_Blog.png" length="614625" type="image/png"/></item><item><title><![CDATA[How to choose the right payment processing provider]]></title><link>https://gocardless.com/blog/choosing-the-right-payment-processing-provider/</link><guid isPermaLink="false">https://gocardless.com/blog/choosing-the-right-payment-processing-provider/</guid><pubDate>Wed, 28 May 2025 08:34:47 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/74C0MpgZVspkQ4UrObFoNv/ddc63f8ada412dfe436a625cb463596b/Blog_article_hero__1_.jpg" length="1526837" type="image/jpeg"/></item><item><title><![CDATA[How to set up bank payments for your business]]></title><link>https://gocardless.com/blog/how-to-set-up-bank-payments-for-your-business/</link><guid isPermaLink="false">https://gocardless.com/blog/how-to-set-up-bank-payments-for-your-business/</guid><pubDate>Tue, 27 May 2025 09:10:38 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4vdzCR5sT2Rd9oogYFhAL/8b1f831c931c01e23ba9742d20448935/Blog_Cover_Generic_DD_pink.jpg" length="381239" type="image/jpeg"/></item><item><title><![CDATA[GoCardless and iplicit extend partnership with in-app Direct Debit functionality]]></title><link>https://gocardless.com/blog/gocardless-and-iplicit-extend-partnership-with-in-app-direct-debit-functionality/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-and-iplicit-extend-partnership-with-in-app-direct-debit-functionality/</guid><pubDate>Fri, 16 May 2025 08:24:56 GMT</pubDate><enclosure 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Our new insights explore the wider issues caused by late payments and how businesses are currently navigating them.]]></description><link>https://gocardless.com/guides/posts/late-payments-and-small-business-trend-report/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/late-payments-and-small-business-trend-report/</guid><pubDate>Mon, 03 Mar 2025 17:38:53 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1a6ArvjnzjBdoJsZzmeLSg/caf530200ae2fea3fb3e1c75dfa2d929/FSB_report_cover-in-situ-2475x1400.png" length="3095047" type="image/png"/></item><item><title><![CDATA[GoCardless and Kent FA Join Forces to Champion Women and Girls Football in Kent]]></title><link>https://gocardless.com/blog/gocardless-and-kentfa-join-forces/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-and-kentfa-join-forces/</guid><pubDate>Mon, 24 Feb 2025 20:44:59 GMT</pubDate><enclosure 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grow]]></description><link>https://gocardless.com/blog/gocardless-selects-form3-for-bacs-payment-connectivity-to-support-scale-up-of-uk-operations/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-selects-form3-for-bacs-payment-connectivity-to-support-scale-up-of-uk-operations/</guid><pubDate>Tue, 11 Feb 2025 13:59:17 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5nZLoCoRz4D5K3rR9KbRO9/c0b80f94407879d00e9cf425d12ebaa1/Form3_press_image.jpg" length="2228286" type="image/jpeg"/></item><item><title><![CDATA[Unlocking growth through regulatory certainty]]></title><link>https://gocardless.com/blog/unlocking-growth-through-regulatory-certainty/</link><guid isPermaLink="false">https://gocardless.com/blog/unlocking-growth-through-regulatory-certainty/</guid><pubDate>Wed, 05 Feb 2025 11:25:22 GMT</pubDate><enclosure 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collaboration enables GoCardless to reach large organisations at scale]]></description><link>https://gocardless.com/blog/gocardless-partners-with-endava-to-bring-the-latest-in-bank-payments/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-partners-with-endava-to-bring-the-latest-in-bank-payments/</guid><pubDate>Wed, 11 Dec 2024 13:11:31 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4gDBi4JIl4ua3cKUscsRDd/b462e9bd919037f12d2811799bf51365/Announcements_-_Endava_press.jpg" length="2232398" type="image/jpeg"/></item><item><title><![CDATA[Total Grassroots and Kelme partner with GoCardless to offer stress-free payments and new kits to grassroots football clubs ]]></title><link>https://gocardless.com/blog/total-grassroots-and-kelme-partner-with-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/total-grassroots-and-kelme-partner-with-gocardless/</guid><pubDate>Thu, 28 Nov 2024 07:12:33 GMT</pubDate><enclosure 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Change]]></title><link>https://gocardless.com/guides/posts/end-late-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/end-late-payments/</guid><pubDate>Thu, 14 Nov 2024 10:20:09 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4sDAgjBSEahHj35o4EwVmk/8647f82c8b7dbd51262467012c9d732e/CDT-878_Organic_content_thumbnail_payment_options_03.png" length="181774" type="image/png"/></item><item><title><![CDATA[Aryza expands partnership with GoCardless to include open banking payments and new markets]]></title><link>https://gocardless.com/blog/aryza-expands-partnership-with-gocardless-to-include-open-banking-payments-and-new-markets/</link><guid isPermaLink="false">https://gocardless.com/blog/aryza-expands-partnership-with-gocardless-to-include-open-banking-payments-and-new-markets/</guid><pubDate>Wed, 13 Nov 2024 08:05:58 GMT</pubDate><enclosure 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Here's how to swap to GoCardless instead.]]></description><link>https://gocardless.com/guides/posts/collecting-different-payment-types-gocardless/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/collecting-different-payment-types-gocardless/</guid><pubDate>Fri, 01 Nov 2024 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[A better dashboard and a better experience: Product updates - Autumn 2024]]></title><description><![CDATA[See what improvements we’ve made this autumn]]></description><link>https://gocardless.com/blog/product-updates-autumn-2024/</link><guid isPermaLink="false">https://gocardless.com/blog/product-updates-autumn-2024/</guid><pubDate>Mon, 28 Oct 2024 08:41:54 GMT</pubDate><enclosure 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technology]]></title><link>https://gocardless.com/blog/open-banking-report-11fs-and-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/open-banking-report-11fs-and-gocardless/</guid><pubDate>Thu, 24 Oct 2024 05:37:54 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5LO2CKBvgBMdNCELLCeYGj/8b665aaafa47dc5dca613e949fd3ee96/11FS-open_banking_report_cover-in-situ-2475x1400__1_.png" length="4314856" type="image/png"/></item><item><title><![CDATA[How to take open banking payments mainstream]]></title><description><![CDATA[New data explores how and when open banking payments will hit mainstream status]]></description><link>https://gocardless.com/blog/how-to-take-open-banking-payments-mainstream/</link><guid isPermaLink="false">https://gocardless.com/blog/how-to-take-open-banking-payments-mainstream/</guid><pubDate>Wed, 23 Oct 2024 14:21:11 GMT</pubDate><enclosure 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]]></title><link>https://gocardless.com/blog/peteris-dalins-joins-gocardless-as-vp-operations-and-riga-site-lead/</link><guid isPermaLink="false">https://gocardless.com/blog/peteris-dalins-joins-gocardless-as-vp-operations-and-riga-site-lead/</guid><pubDate>Wed, 18 Sep 2024 22:11:27 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3V8aN2HW0XyuvjYg9sK2zl/61e42ddd5721edecb007806f54db72a6/20240918-DSC01318-Edit-Peteris-landscape__3_.jpg" length="4368499" type="image/jpeg"/></item><item><title><![CDATA[Open banking: A new opportunity for customer experience]]></title><description><![CDATA[Upgrade your payments with open banking for the ultimate customer experience]]></description><link>https://gocardless.com/blog/superpower-customer-experience/</link><guid isPermaLink="false">https://gocardless.com/blog/superpower-customer-experience/</guid><pubDate>Thu, 12 Sep 2024 08:48:55 GMT</pubDate><enclosure 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]]></title><link>https://gocardless.com/blog/oms-integrates-gocardless-open-banking-payments/</link><guid isPermaLink="false">https://gocardless.com/blog/oms-integrates-gocardless-open-banking-payments/</guid><pubDate>Mon, 22 Jul 2024 18:46:43 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5v07tmD9Y5ixnkhceS4klY/67c0747716c4c913d9ae34f937c09840/Press_image_-_OMS.jpg" length="7321745" type="image/jpeg"/></item><item><title><![CDATA[4 ways manual payments hurt your business]]></title><description><![CDATA[Manual process could be costing you time, money and customers. Find out more.]]></description><link>https://gocardless.com/blog/4-ways-manual-payments-hurt-you/</link><guid isPermaLink="false">https://gocardless.com/blog/4-ways-manual-payments-hurt-you/</guid><pubDate>Thu, 04 Jul 2024 08:46:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2oQtDrpkscZKDUTGoaP6vZ/d229dc1a894a726c00007da22ff8bf91/4_ways_blog_Back_to_basics_v3_Hero___cover_image_2475x1400_global.png" length="5096015" type="image/png"/></item><item><title><![CDATA[GoCardless partners with Celigo to scale indirect customer acquisition globally]]></title><link>https://gocardless.com/blog/gocardless-partners-with-celigo/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-partners-with-celigo/</guid><pubDate>Mon, 24 Jun 2024 19:44:15 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4M6JBX0uze07ndh6ZluOfi/5c036ec58dd73a87b9eae03f43f96640/Celigo_x_GoCardless_-_Press_visual.jpg" length="4467815" type="image/jpeg"/></item><item><title><![CDATA[Payments are getting faster, globally]]></title><description><![CDATA[We’re improving payment processes so businesses can get paid faster.]]></description><link>https://gocardless.com/blog/faster-payments-globally/</link><guid isPermaLink="false">https://gocardless.com/blog/faster-payments-globally/</guid><pubDate>Fri, 21 Jun 2024 11:26:21 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/DRCQvYvBm26P7OIzngpp2/52a3e6f2be45d3d760f25ff78e326aa6/BD-1427-blog-payment-speeds_2475x1400_uk.jpg" length="428914" type="image/jpeg"/></item><item><title><![CDATA[More business reporting at your fingertips]]></title><description><![CDATA[Simplify the way you analyse and manage your business performance]]></description><link>https://gocardless.com/blog/more-business-reporting-at-your-fingertips/</link><guid isPermaLink="false">https://gocardless.com/blog/more-business-reporting-at-your-fingertips/</guid><pubDate>Thu, 20 Jun 2024 08:53:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4vT1n2HxpS78Jmzma1ey2V/8c6f4aafafaceebf86708fce5a6c2a12/BD-1314_Project-Roll-up-Reporting-blog-hero-and-cover.png" length="114502" type="image/png"/></item><item><title><![CDATA[Ask me anything: Product updates - Summer 2024]]></title><description><![CDATA[Don't miss your chance to see the latest GoCardless features in action, with live demos and a Q&A with our payment experts. 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type="image/jpeg"/></item><item><title><![CDATA[[Webinar] Get started with GoCardless for aquatics clubs and swim schools]]></title><description><![CDATA[Wednesday 19 June, 7:30pm-8:15pm]]></description><link>https://gocardless.com/guides/posts/get-started-with-gocardless-for-aquatics-clubs-and-swim-schools-webinar/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/get-started-with-gocardless-for-aquatics-clubs-and-swim-schools-webinar/</guid><pubDate>Thu, 06 Jun 2024 12:38:29 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7JgG1WZzvyiMwDwLpK014G/ab0a67bb248c36c12fcc874e4e0bc314/PERMISSION_RECEIVED_WJ-100324_-384_-_Aquavision.jpg" length="396295" type="image/jpeg"/></item><item><title><![CDATA[Make safe and efficient one-off payments the norm with GoCardless]]></title><description><![CDATA[Introducing Instant Bank Pay: quick, card-free payments for sports 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type="image/jpeg"/></item><item><title><![CDATA[Making saving feel good: The flexible approach to contributions]]></title><description><![CDATA[At a time when it's increasingly hard to save, how can you make saving easier?]]></description><link>https://gocardless.com/blog/make-saving-feel-good/</link><guid isPermaLink="false">https://gocardless.com/blog/make-saving-feel-good/</guid><pubDate>Mon, 29 Apr 2024 08:36:39 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5WpOtgMmPnqjp57lLUFk4b/3eb97d54f8ca91aeb6cad05392267ca8/Cover.png" length="957383" type="image/png"/></item><item><title><![CDATA[Soakly partners with GoCardless to streamline payments for swim school owners]]></title><link>https://gocardless.com/blog/soakly-partners-with-gocardless-to-streamline-payments-for-swim-school-owners/</link><guid isPermaLink="false">https://gocardless.com/blog/soakly-partners-with-gocardless-to-streamline-payments-for-swim-school-owners/</guid><pubDate>Thu, 25 Apr 2024 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sports club admin with GoCardless. Streamline payments, reclaim time!]]></description><link>https://gocardless.com/blog/reduce-your-sports-clubs-admin-work-and-claim-back-your-time/</link><guid isPermaLink="false">https://gocardless.com/blog/reduce-your-sports-clubs-admin-work-and-claim-back-your-time/</guid><pubDate>Tue, 09 Apr 2024 13:22:59 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2ZJSQSMt8RXAT4oxlt0R2d/dee490d29d874f43d041026dda78f020/gocardless_membership_club_sports_reduce_admin.jpg" length="347094" type="image/jpeg"/></item><item><title><![CDATA[GoCardless extends strategic partnership with Sage, boosting global reach and unlocking new growth opportunities]]></title><description><![CDATA[Sage Accounting and Sage Intacct customers can now get paid faster and avoid costly fees with Direct Debit and open banking payments ]]></description><link>https://gocardless.com/blog/gocardless-extends-strategic-partnership-with-sage/</link><guid 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type="image/png"/></item><item><title><![CDATA[GoCardless joins forces with Hillingdon Swimming Club to sponsor their 2024 Open Swim Meet]]></title><link>https://gocardless.com/blog/gocardless-to-sponsor-hillingdon-swimming-club-2024-open-swim-meet/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-to-sponsor-hillingdon-swimming-club-2024-open-swim-meet/</guid><pubDate>Mon, 18 Mar 2024 11:27:46 GMT</pubDate></item><item><title><![CDATA[GoCardless signs agreement to acquire Nuapay]]></title><description><![CDATA[Acquisition to create a full-service bank payment provider that will accelerate the execution of GoCardless’ strategy]]></description><link>https://gocardless.com/blog/gocardless-signs-agreement-to-acquire-nuapay/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-signs-agreement-to-acquire-nuapay/</guid><pubDate>Fri, 15 Mar 2024 07:03:58 GMT</pubDate><enclosure 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Watch our short webinar where we’ll be looking at real-life examples of how other businesses are using open banking to improve customer experience and optimise payments. ]]></description><link>https://gocardless.com/guides/posts/staying-competitive-open-banking/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/staying-competitive-open-banking/</guid><pubDate>Mon, 26 Feb 2024 13:30:58 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1PMr5CZD6cB9c5HQafHMuQ/e30ba2ecda3f27df57adadd2a239cadc/thumbnail.png" length="3109610" type="image/png"/></item><item><title><![CDATA[Changelog]]></title><description><![CDATA[Additions and updates to the GoCardless platform]]></description><link>https://gocardless.com/guides/posts/gc-changelog/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/gc-changelog/</guid><pubDate>Thu, 22 Feb 2024 23:00:00 GMT</pubDate></item><item><title><![CDATA[Dyce Energy extends relationship with GoCardless for easy bill collection through direct debit payments ]]></title><link>https://gocardless.com/blog/dyce-energy-extends-relationship-with-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/dyce-energy-extends-relationship-with-gocardless/</guid><pubDate>Wed, 21 Feb 2024 16:31:07 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/cQCJ48xReKVW5cLroHWRP/98080bc41f120bd0feeb781e3ab60f92/Dyce_Energy_x_GoCardless_press_image_.png" length="4444722" type="image/png"/></item><item><title><![CDATA[Making insurance feel good: The customer-centric approach to payments]]></title><description><![CDATA[Find out how to stand out by creating a seamless customer payment experience]]></description><link>https://gocardless.com/guides/posts/making-insurance-feel-good/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/making-insurance-feel-good/</guid><pubDate>Wed, 21 Feb 2024 09:57:52 GMT</pubDate><enclosure 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faster]]></title><link>https://gocardless.com/blog/gocardless-partners-with-acre/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-partners-with-acre/</guid><pubDate>Mon, 11 Dec 2023 13:12:42 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7Cm5Frczlbx87Tqhn9Mmxk/69bd32513bf6dff604bd37db64aba8b1/Partnership-Announcement-Acre.png" length="5077888" type="image/png"/></item><item><title><![CDATA[Golf club payments in the UK]]></title><link>https://gocardless.com/guides/posts/golf-club-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/golf-club-payments/</guid><pubDate>Mon, 04 Dec 2023 17:38:58 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4oLG74m0hCJ9cPt8YqAJqT/07713d06291768e19aa9feb6b3415ca9/CDT-878_Organic_content_thumbnail_retention_02.png" length="175022" type="image/png"/></item><item><title><![CDATA[3 ways to harness open banking for savings and investments]]></title><description><![CDATA[Find out how you can better harness open banking.]]></description><link>https://gocardless.com/guides/posts/open-banking-for-savings/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/open-banking-for-savings/</guid><pubDate>Wed, 29 Nov 2023 12:06:28 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2w8pWIYrx3YZezC9RgyXk9/dd6244f3e47a9015d584cd58b9788255/3_ways_Savings_and_Investments_can_use_open_banking_-_thumbnail.png" length="54764" type="image/png"/></item><item><title><![CDATA[How to motivate one-off givers to become recurring donors]]></title><description><![CDATA[Discover what 51% of people said would make them want to donate more often]]></description><link>https://gocardless.com/blog/how-to-motivate-one-off-givers-to-become-recurring-donors/</link><guid isPermaLink="false">https://gocardless.com/blog/how-to-motivate-one-off-givers-to-become-recurring-donors/</guid><pubDate>Wed, 29 Nov 2023 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lender]]></description><link>https://gocardless.com/guides/posts/3-ways-lenders-can-harness-open-banking/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/3-ways-lenders-can-harness-open-banking/</guid><pubDate>Mon, 06 Nov 2023 11:55:43 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/65Oo28sFFWXNKxbjxQXJMY/893cef6e7b8c4613d1b5d47f9af515bd/Harness_the_power_of_open_banking_-_thumbnail.png" length="784277" type="image/png"/></item><item><title><![CDATA[Rebel Energy expands relationship with GoCardless, using payments as a tool to transform the energy sector]]></title><link>https://gocardless.com/blog/rebel-energy-expands-relationship-with-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/rebel-energy-expands-relationship-with-gocardless/</guid><pubDate>Wed, 01 Nov 2023 09:21:43 GMT</pubDate><enclosure 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a Competitive Edge]]></title><description><![CDATA[Discover the five must-haves that merchants are using to compare Payment Service Providers and how you can use them to become viewed as mission critical by your customers.]]></description><link>https://gocardless.com/guides/posts/embedding-a-competitive-edge-report/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/embedding-a-competitive-edge-report/</guid><pubDate>Tue, 17 Oct 2023 13:08:16 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eVTKKbpQUWLsHtlFI9fEy/af9be5728594da99c0d581e7021fd602/BD-1088_GC-Embed-Report-Thumbnail-Imagex2.png" length="701684" type="image/png"/></item><item><title><![CDATA[Easily manage your payments: Update subscriptions in bulk]]></title><description><![CDATA[We listened to our customers and editing subscriptions in bulk just got easier.]]></description><link>https://gocardless.com/blog/customer-feedback-driving-product/</link><guid 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Having the right payment strategy could evolve the way you do business. 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type="image/png"/></item><item><title><![CDATA[Sharing details of our cost reduction plans]]></title><link>https://gocardless.com/blog/sharing-details-of-our-cost-reduction-plans/</link><guid isPermaLink="false">https://gocardless.com/blog/sharing-details-of-our-cost-reduction-plans/</guid><pubDate>Mon, 12 Jun 2023 12:06:23 GMT</pubDate></item><item><title><![CDATA[GoCardless appoints new Chief People Officer and Head of Corporate Development to accelerate growth]]></title><link>https://gocardless.com/blog/gocardless-appoints-chief-people-officer-and-head-of-corporate-development-to-accelerate-growth/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-appoints-chief-people-officer-and-head-of-corporate-development-to-accelerate-growth/</guid><pubDate>Tue, 06 Jun 2023 05:32:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6W6Lr6Zdm6ZrgfWXdrFCFU/406cb7cebc8e67607f8474777e7b6504/BD-1004_New-Hires-Announcement-LinkedIn-Contentful-Cover-001.png" 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type="image/png"/></item><item><title><![CDATA[Everything you need to know about invoicing in arrears]]></title><description><![CDATA[Learn more about the invoice in arrears meaning and uses.]]></description><link>https://gocardless.com/guides/posts/guide-to-invoice-in-arrears/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-to-invoice-in-arrears/</guid><pubDate>Fri, 03 Mar 2023 11:16:58 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[Open banking Glossary]]></title><link>https://gocardless.com/guides/posts/open-banking-glossary/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/open-banking-glossary/</guid><pubDate>Thu, 02 Mar 2023 16:09:45 GMT</pubDate><enclosure 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Grown Members Club in Marylebone with Capital on Tap UK MD, Alex Miles]]></description><link>https://gocardless.com/guides/posts/payments-a-key-to-growth/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/payments-a-key-to-growth/</guid><pubDate>Fri, 27 Jan 2023 14:35:55 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/zKwa9ttE2VNR8JiVTqtYR/f81bfca1f8ac4be8496b17d7f10cc43c/BD-858_Roundtable-landing-page-hero.png" length="1250953" type="image/png"/></item><item><title><![CDATA[Open banking is not just for fintechs]]></title><description><![CDATA[Embarking on a payments innovation like open banking can be daunting for non-financial services people. 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And so is your payer experience.]]></description><link>https://gocardless.com/blog/a-new-era-for-payer-experience/</link><guid isPermaLink="false">https://gocardless.com/blog/a-new-era-for-payer-experience/</guid><pubDate>Tue, 17 Jan 2023 06:27:39 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1VKxnrkcb105jixgiR9iOO/5880b9a4511472504694dfe7ea68e280/BD-508-Payer-Experience-Report-Cover-Image-UK.png" length="12064211" type="image/png"/></item><item><title><![CDATA[[Webinar] Payment certainty in uncertain times]]></title><description><![CDATA[Is your payment collection process ready for economic uncertainty? 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length="49670" type="image/png"/></item><item><title><![CDATA[Recurring Payment Example and Types]]></title><description><![CDATA[Discover the various types of recurring payment examples.]]></description><link>https://gocardless.com/guides/posts/recurring-payment-example-and-types/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/recurring-payment-example-and-types/</guid><pubDate>Thu, 05 Jan 2023 14:20:49 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[[Webinar] 2023 and beyond: Partner Product Roadmap]]></title><description><![CDATA[Join us on Thursday, February 9 at 10am GMT to hear whats new on GoCardless Partner Product Roadmap for 2023]]></description><link>https://gocardless.com/guides/posts/partner-product-roadmap-2023/</link><guid 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type="image/png"/></item><item><title><![CDATA[Open banking use cases: a brief glimpse into the future]]></title><link>https://gocardless.com/guides/posts/open-banking-use-cases/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/open-banking-use-cases/</guid><pubDate>Fri, 16 Dec 2022 14:09:45 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3T9825YI6ex1vE6pEiJusS/82556ec1a1495f2a382f24ecd6abbb97/CDT-878_Organic_content_thumbnail_subscription_01.png" length="157511" type="image/png"/></item><item><title><![CDATA[Open banking data: what is it and what is it good for?]]></title><link>https://gocardless.com/guides/posts/open-banking-data/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/open-banking-data/</guid><pubDate>Fri, 16 Dec 2022 13:52:21 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2vOwJw8ZDgss1xJMzY4KyB/1dc5afbd617281e8f96ce32290b48584/CDT-878_Organic_content_thumbnail_Internationalisation_01.png" 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time]]></title><description><![CDATA[We look at how to optimise your invoice process to facilitate cash flow. ]]></description><link>https://gocardless.com/guides/posts/what-is-invoice-processing/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-invoice-processing/</guid><pubDate>Sun, 06 Nov 2022 22:47:18 GMT</pubDate></item><item><title><![CDATA[Should You Use a Smart Invoice System?]]></title><description><![CDATA[Discover the definition and benefits of smart invoicing software.]]></description><link>https://gocardless.com/guides/posts/should-you-use-a-smart-invoice-system/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/should-you-use-a-smart-invoice-system/</guid><pubDate>Fri, 04 Nov 2022 16:54:21 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[Cost plus pricing explained]]></title><description><![CDATA[Learn about cost plus pricing]]></description><link>https://gocardless.com/guides/posts/cost-plus-pricing/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/cost-plus-pricing/</guid><pubDate>Fri, 04 Nov 2022 16:46:38 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[Subscription business model pros and cons]]></title><description><![CDATA[Learn about subscription business model pros and cons.]]></description><link>https://gocardless.com/guides/posts/pro-cons-subscription-business-model/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/pro-cons-subscription-business-model/</guid><pubDate>Fri, 04 Nov 2022 16:40:18 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type="image/png"/></item><item><title><![CDATA[The top four customer churn reasons in ecommerce]]></title><link>https://gocardless.com/guides/posts/the-top-customer-churn-reasons-in-ecommerce/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-top-customer-churn-reasons-in-ecommerce/</guid><pubDate>Fri, 04 Nov 2022 09:21:56 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[Smart payment processing for your business]]></title><description><![CDATA[Discover how smart payment processing works.]]></description><link>https://gocardless.com/guides/posts/smart-payment-processing/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/smart-payment-processing/</guid><pubDate>Wed, 02 Nov 2022 08:56:40 GMT</pubDate></item><item><title><![CDATA[What is churn in 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type="image/png"/></item><item><title><![CDATA[5 ways to boost your ecommerce profit margins]]></title><description><![CDATA[The difference between what your business earns and what it costs to run]]></description><link>https://gocardless.com/guides/posts/ecommerce-profit-margins/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/ecommerce-profit-margins/</guid><pubDate>Wed, 12 Oct 2022 14:20:26 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[How to do real estate accounting]]></title><description><![CDATA[Learn about bookkeeping for real estate agents.]]></description><link>https://gocardless.com/guides/posts/real-estate-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/real-estate-accounting/</guid><pubDate>Wed, 12 Oct 2022 14:13:21 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length="20721" type="image/png"/></item><item><title><![CDATA[Product cost vs period cost]]></title><description><![CDATA[All direct costs related to production are classed as product costs]]></description><link>https://gocardless.com/guides/posts/product-period-cost/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/product-period-cost/</guid><pubDate>Sat, 13 Aug 2022 01:51:38 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1NLhmytvQC8VTmhWbpymPB/156346e80f094efb9302fe4edf037db5/CDT-878_Organic_content_thumbnail_regulation_03.png" length="248619" type="image/png"/></item><item><title><![CDATA[The top 5 causes of customer churn]]></title><link>https://gocardless.com/guides/posts/causes-of-customer-churn/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/causes-of-customer-churn/</guid><pubDate>Sat, 13 Aug 2022 01:51:38 GMT</pubDate><enclosure 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type="image/png"/></item><item><title><![CDATA[Small business loan advantages and disadvantages]]></title><description><![CDATA[Small business loans advantages and disadvantages explained]]></description><link>https://gocardless.com/guides/posts/small-business-loans-advantages-and-disadvantages/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/small-business-loans-advantages-and-disadvantages/</guid><pubDate>Mon, 20 Jun 2022 16:29:49 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7KSgCvElsk5XSo9NpGooKu/712681e69e22f1cc79cb657d7d12539f/CDT-878_Organic_content_thumbnail_starting_a_business_01.png" length="173781" type="image/png"/></item><item><title><![CDATA[Bacs Direct Credit explained]]></title><description><![CDATA[Would Bacs Direct Credit work for your business?    ]]></description><link>https://gocardless.com/guides/posts/bacs-direct-credit-explained/</link><guid 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type="image/png"/></item><item><title><![CDATA[A straightforward guide to cashless payments]]></title><link>https://gocardless.com/guides/posts/guide-to-cashless-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-to-cashless-payments/</guid><pubDate>Mon, 20 Jun 2022 16:22:35 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4sDAgjBSEahHj35o4EwVmk/8647f82c8b7dbd51262467012c9d732e/CDT-878_Organic_content_thumbnail_payment_options_03.png" length="181774" type="image/png"/></item><item><title><![CDATA[What is cash flow analysis?]]></title><description><![CDATA[An explanation of cash flow analysis and how it can help your business]]></description><link>https://gocardless.com/guides/posts/what-is-cash-flow-analysis/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-cash-flow-analysis/</guid><pubDate>Mon, 20 Jun 2022 16:20:45 GMT</pubDate><enclosure 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url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[Social sustainability and your company]]></title><description><![CDATA[A straightforward guide on how to make your company more socially sustainable.]]></description><link>https://gocardless.com/guides/posts/social-sustainability-and-your-company/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/social-sustainability-and-your-company/</guid><pubDate>Wed, 04 May 2022 09:39:17 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6J9KrCbzMryjMmx8VOccbY/1c9169bd8b582ffb4c816e4496134130/CDT-878_Organic_content_thumbnail_starting_a_business_04.png" length="160133" type="image/png"/></item><item><title><![CDATA[Five questions for GoCardless president Paul Stoddart]]></title><description><![CDATA[Get to know GoCardless' new president 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isPermaLink="false">https://gocardless.com/blog/natwest-group-signs-gocardless-for-variable-recurring-payments/</guid><pubDate>Wed, 04 May 2022 06:26:37 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eT9mnRa1RpKuQLz5jvT1b/80b55e645c1d188d2c07e3db30f77d7a/BD-379_VRP-Pilot-Launch-Natwest-PRelease-Cover-2475x1400-AW.jpg" length="1066617" type="image/jpeg"/></item><item><title><![CDATA[How you can end the stress of late payments with one simple change]]></title><link>https://gocardless.com/guides/posts/get-paid-gocardless/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/get-paid-gocardless/</guid><pubDate>Tue, 03 May 2022 15:05:50 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6pBq1SuTPYcUGNWsZFFcKB/91e3bf2b16615bd9eecd73855311bef4/CDT-878_Organic_content_thumbnail_regulation_01.png" length="266783" type="image/png"/></item><item><title><![CDATA[Variable Recurring Payments (VRPs): Reflecting back on taking the first payment]]></title><description><![CDATA[Sandra shares how GoCardless impacted payments by collecting VRPs in 2019]]></description><link>https://gocardless.com/blog/reflecting-back-on-taking-the-first-variable-recurring-payment/</link><guid isPermaLink="false">https://gocardless.com/blog/reflecting-back-on-taking-the-first-variable-recurring-payment/</guid><pubDate>Thu, 28 Apr 2022 16:38:21 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eZUfs1pRIEsSkGTH0Qdd1/31351e8bf5777307f045fc5d6c992d55/BD-546_VRP-Blog-Post-Cover-001.png" length="3727516" type="image/png"/></item><item><title><![CDATA[GoCardless has partnered with charity IntoUniversity ]]></title><description><![CDATA[How we're providing opportunities for young people and driving career awareness]]></description><link>https://gocardless.com/blog/gocardless-has-partnered-with-charity-intouniversity/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-has-partnered-with-charity-intouniversity/</guid><pubDate>Thu, 28 Apr 2022 08:02:53 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3p20BuQrBoYw3KBUyN13nE/91f165fe0448eb55174d88af5c4d54c0/Cover_image.png" length="6323401" type="image/png"/></item><item><title><![CDATA[GoCardless’ latest sustainability news and activities]]></title><description><![CDATA[Discover our latest sustainability updates, including details on two new reports]]></description><link>https://gocardless.com/blog/gocardless-latest-sustainability-news-and-activities/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-latest-sustainability-news-and-activities/</guid><pubDate>Thu, 28 Apr 2022 07:20:50 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/rTLTKqPdh9qv970CqrHWO/bdc93e282563243a91e7bf4fdf10bde6/Sustaimability_week_cover.png" length="6687526" type="image/png"/></item><item><title><![CDATA[Payments, Plastics, People and Planet - why cards and climate change go hand in hand]]></title><description><![CDATA[Read our sustainability report on the role of payments in climate change]]></description><link>https://gocardless.com/blog/payments-plastics-people-planet-why-cards-and-climate-change-go-hand-in-hand/</link><guid isPermaLink="false">https://gocardless.com/blog/payments-plastics-people-planet-why-cards-and-climate-change-go-hand-in-hand/</guid><pubDate>Tue, 26 Apr 2022 09:10:39 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5ecEZlItRPg8WAkau5na8G/3f17020a3295772e31b5493b898ac8a1/BD-310_Sustainability-Case-Study-Cover.jpg" length="755736" type="image/jpeg"/></item><item><title><![CDATA[Plastic un-fantastic! The rise of the conscious consumer and the new, easy way to reduce your environmental footprint]]></title><link>https://gocardless.com/blog/plastic-un-fantastic-the-rise-of-the-conscious-consumer/</link><guid isPermaLink="false">https://gocardless.com/blog/plastic-un-fantastic-the-rise-of-the-conscious-consumer/</guid><pubDate>Mon, 25 Apr 2022 20:49:44 GMT</pubDate></item><item><title><![CDATA[GoCardless wins ‘Best User Generated Content’ at the Lens awards 2022]]></title><link>https://gocardless.com/blog/pride-group-wins-at-lens-awards/</link><guid isPermaLink="false">https://gocardless.com/blog/pride-group-wins-at-lens-awards/</guid><pubDate>Thu, 21 Apr 2022 10:29:26 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6w9ru2a9QK2Iy6KF030tO3/31f2b15142e68710a042d523a0b09738/GoCardless_Lens_Awards.jpeg" length="186119" type="image/jpeg"/></item><item><title><![CDATA[Guide: Client Refuses to Pay a Contractor]]></title><description><![CDATA[Find out what you need to do if a customer won’t pay a contractor.]]></description><link>https://gocardless.com/guides/posts/what-to-do-if-a-client-refuses-to-pay-contractor/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-to-do-if-a-client-refuses-to-pay-contractor/</guid><pubDate>Thu, 21 Apr 2022 09:20:22 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/71hnonhomQX74z5mJzYU9v/2fb189ea7f3a8db580fb6f4228f229f7/CDT-878_Organic_content_thumbnail_starting_a_business_03.png" length="159992" type="image/png"/></item><item><title><![CDATA[5 ways to find reliable business partners]]></title><description><![CDATA[Looking for a business partner? Here’s how…]]></description><link>https://gocardless.com/guides/posts/five-ways-to-find-a-reliable-business-partner/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/five-ways-to-find-a-reliable-business-partner/</guid><pubDate>Thu, 21 Apr 2022 09:18:12 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[How to bill a client: the complete guide]]></title><description><![CDATA[Bill your clients correctly and ensure payment]]></description><link>https://gocardless.com/guides/posts/how-to-bill-a-client-guide/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-bill-a-client-guide/</guid><pubDate>Thu, 21 Apr 2022 09:14:31 GMT</pubDate><enclosure 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upon]]></description><link>https://gocardless.com/guides/posts/seven-staff-retention-strategies-for-small-to-medium-sized-businesses/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/seven-staff-retention-strategies-for-small-to-medium-sized-businesses/</guid><pubDate>Thu, 21 Apr 2022 09:00:41 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16nDXyBvzsLH5oKYHAxdJI/b0507880c2287a0dd330250722d0fb90/CDT-878_Organic_content_thumbnail_starting_a_business_03.png" length="159992" type="image/png"/></item><item><title><![CDATA[What Are Considered Purchases?]]></title><description><![CDATA[What does the term considered purchase mean in marketing?]]></description><link>https://gocardless.com/guides/posts/what-are-considered-purchases/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-considered-purchases/</guid><pubDate>Wed, 20 Apr 2022 09:21:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7KSgCvElsk5XSo9NpGooKu/712681e69e22f1cc79cb657d7d12539f/CDT-878_Organic_content_thumbnail_starting_a_business_01.png" length="173781" type="image/png"/></item><item><title><![CDATA[What is green IT and how can you use it?]]></title><description><![CDATA[A guide to green IT and how to implement it while maintaining cybersecurity.]]></description><link>https://gocardless.com/guides/posts/what-is-green-it-and-how-can-you-use-it/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-green-it-and-how-can-you-use-it/</guid><pubDate>Wed, 20 Apr 2022 08:35:18 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[How to bill clients as a freelancer]]></title><description><![CDATA[How to bill clients as a freelancer so you get paid in full and on time.]]></description><link>https://gocardless.com/guides/posts/how-to-bill-clients-as-a-freelancer/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-bill-clients-as-a-freelancer/</guid><pubDate>Wed, 20 Apr 2022 08:28:42 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[Dealing with late payment as a SaaS Business]]></title><description><![CDATA[We look at what SaaS companies can do to prevent and manage late payments.]]></description><link>https://gocardless.com/guides/posts/dealing-with-late-payment-as-a-saas-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/dealing-with-late-payment-as-a-saas-business/</guid><pubDate>Wed, 20 Apr 2022 08:25:14 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[A Guide to Personal Contract Purchase]]></title><description><![CDATA[Our guide to personal contract purchase plans.]]></description><link>https://gocardless.com/guides/posts/a-guide-to-personal-contract-purchase/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/a-guide-to-personal-contract-purchase/</guid><pubDate>Wed, 20 Apr 2022 08:22:38 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[What is Instalment Buying?]]></title><description><![CDATA[We look at how instalment buying can help both merchants and consumers.]]></description><link>https://gocardless.com/guides/posts/what-is-instalment-buying/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-instalment-buying/</guid><pubDate>Wed, 20 Apr 2022 08:19:50 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[Choose a Payment Processor For Your Business]]></title><description><![CDATA[How to decide whether or not a third party payment processor is a good fit.]]></description><link>https://gocardless.com/guides/posts/choose-a-payment-processor-for-your-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/choose-a-payment-processor-for-your-business/</guid><pubDate>Thu, 14 Apr 2022 10:06:11 GMT</pubDate><enclosure 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them.]]></description><link>https://gocardless.com/guides/posts/what-are-payment-reversals-and-how-to-avoid-them/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-payment-reversals-and-how-to-avoid-them/</guid><pubDate>Thu, 14 Apr 2022 09:47:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[Dealing With Delayed Payments]]></title><description><![CDATA[What are payment delays and how can you deal with them? Find out here.]]></description><link>https://gocardless.com/guides/posts/dealing-with-delayed-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/dealing-with-delayed-payments/</guid><pubDate>Thu, 14 Apr 2022 09:43:58 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[Ecommerce Payment Gateways Explained]]></title><description><![CDATA[Find out all you need to know about ecommerce payment gateways.]]></description><link>https://gocardless.com/guides/posts/ecommerce-payment-gateways-explained/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/ecommerce-payment-gateways-explained/</guid><pubDate>Thu, 14 Apr 2022 09:39:16 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6xWIJ7Xp1Op74Tc6YycJuT/6cd9c2df38275ea0d3acd91b268eaf7e/CDT-878_Organic_content_thumbnail_retention_04.png" length="176508" type="image/png"/></item><item><title><![CDATA[How to Forecast Sales: Beginner's Guide]]></title><description><![CDATA[Discover some of the best sales forecasting methods.]]></description><link>https://gocardless.com/guides/posts/how-to-forecast-sales/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-forecast-sales/</guid><pubDate>Wed, 13 Apr 2022 11:50:10 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/e9e10dd2b73d81324bb513390803bb19/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[How to Create a Professional Landscaping Invoice]]></title><description><![CDATA[Discover top tips for creating the professional landscaping invoices.]]></description><link>https://gocardless.com/guides/posts/how-to-create-a-professional-landscaping-invoice/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-create-a-professional-landscaping-invoice/</guid><pubDate>Wed, 13 Apr 2022 11:47:26 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[Geographical Pricing: Pros and Cons]]></title><description><![CDATA[Discover the pros and cons of implementing a location pricing strategy.]]></description><link>https://gocardless.com/guides/posts/geographical-pricing-advantages-and-disadvantages/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/geographical-pricing-advantages-and-disadvantages/</guid><pubDate>Wed, 13 Apr 2022 11:45:41 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[How to Automate Accounting Processes]]></title><description><![CDATA[Find out how to get the most out of your automated accounting software.]]></description><link>https://gocardless.com/guides/posts/how-to-automate-accounting-processes-in-your-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-automate-accounting-processes-in-your-business/</guid><pubDate>Wed, 13 Apr 2022 11:43:02 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[Guide to Invoice Accrual]]></title><description><![CDATA[Invoice accrual creates more accurate financial statements.]]></description><link>https://gocardless.com/guides/posts/invoice-accrual/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/invoice-accrual/</guid><pubDate>Wed, 13 Apr 2022 11:40:39 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/e9e10dd2b73d81324bb513390803bb19/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[Variable Recurring Payment Q&A with GoCardless and Plum]]></title><description><![CDATA[GoCardless and Plum answer your VRP questions]]></description><link>https://gocardless.com/blog/variable-recurring-payment-q-and-a-with-gocardless-and-plum/</link><guid isPermaLink="false">https://gocardless.com/blog/variable-recurring-payment-q-and-a-with-gocardless-and-plum/</guid><pubDate>Tue, 12 Apr 2022 12:44:37 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2VNWzuFAKGSk3T2VCCCzcZ/d2edbe3efdbb53339d40e58aa372eb54/BD-546_VRP-Blog-Post-Cover-001.png" length="3727516" type="image/png"/></item><item><title><![CDATA[What Is Automatic Payment? 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Find out here.]]></description><link>https://gocardless.com/guides/posts/local-currency-payments-what-you-need-to-know/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/local-currency-payments-what-you-need-to-know/</guid><pubDate>Wed, 30 Mar 2022 11:34:07 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[Cross-border selling and common mistakes]]></title><description><![CDATA[Discover cross-border selling and the common mistakes to avoid.]]></description><link>https://gocardless.com/guides/posts/cross-border-selling-and-common-mistakes/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/cross-border-selling-and-common-mistakes/</guid><pubDate>Wed, 30 Mar 2022 11:32:14 GMT</pubDate><enclosure 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url="https://images.ctfassets.net/40w0m41bmydz/4DgVCZKwwwFL2NT1pKIv9w/cbd196c0084de3c425efaff27768d274/CDT-878_Organic_content_thumbnail_growth_02.png" length="20721" type="image/png"/></item><item><title><![CDATA[The Basics Of Venture Capital For SMEs]]></title><description><![CDATA[We look at how SMEs can fund their growth using venture capital]]></description><link>https://gocardless.com/guides/posts/basics-venture-capital-sme/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/basics-venture-capital-sme/</guid><pubDate>Fri, 11 Mar 2022 16:27:31 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[Introduction to Business Overdrafts for SMEs]]></title><description><![CDATA[We look at the potential benefits of business overdrafts for SMEs]]></description><link>https://gocardless.com/guides/posts/introduction-business-overdrafts-smes/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/introduction-business-overdrafts-smes/</guid><pubDate>Fri, 11 Mar 2022 16:25:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[What is Asset-Based Finance?]]></title><description><![CDATA[We look at how asset-based finance can provide working capital ]]></description><link>https://gocardless.com/guides/posts/what-asset-based-finance/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-asset-based-finance/</guid><pubDate>Fri, 11 Mar 2022 16:21:28 GMT</pubDate><enclosure 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of payments – can be used for.]]></description><link>https://gocardless.com/guides/posts/bank-pay-use-cases/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/bank-pay-use-cases/</guid><pubDate>Thu, 10 Mar 2022 10:14:45 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6xWIJ7Xp1Op74Tc6YycJuT/6cd9c2df38275ea0d3acd91b268eaf7e/CDT-878_Organic_content_thumbnail_retention_04.png" length="176508" type="image/png"/></item><item><title><![CDATA[[On-demand] Unlocking the power of Variable Recurring Payments (VRPs) ]]></title><description><![CDATA[Hear speakers from Accenture, Plum and GoCardless deep dive into the payment term of the moment - Variable Recurring Payments - explaining what they are and why you’re going to be hearing a lot about them. ]]></description><link>https://gocardless.com/guides/posts/en-gb-unlocking-the-power-of-variable-recurring-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/en-gb-unlocking-the-power-of-variable-recurring-payments/</guid><pubDate>Wed, 09 Mar 2022 13:15:25 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5bPjYUzIpCh8TXYp6zqoUC/2e8b05ad6f3f84547600d22360db0a05/BD-546_VRP-Blog-Post-Cover-Plum.png" length="2860598" type="image/png"/></item><item><title><![CDATA[How To Accept Credit Card Payments]]></title><description><![CDATA[What you need to know about how to accept credit card payments.]]></description><link>https://gocardless.com/guides/posts/how-to-accept-credit-card-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-accept-credit-card-payments/</guid><pubDate>Wed, 09 Mar 2022 13:09:14 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[How to Invoice Gardening Services ]]></title><description><![CDATA[Discover our guide to creating invoices for gardening services.]]></description><link>https://gocardless.com/guides/posts/how-to-invoice-gardening-services/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-invoice-gardening-services/</guid><pubDate>Wed, 09 Mar 2022 13:05:14 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[Writing an Invoice for Catering Services]]></title><description><![CDATA[Find out how to create the perfect catering invoice.]]></description><link>https://gocardless.com/guides/posts/how-to-write-an-invoice-for-catering-services/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-write-an-invoice-for-catering-services/</guid><pubDate>Wed, 09 Mar 2022 13:02:40 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[5 Best Accounting Software for Landlords]]></title><description><![CDATA[Discover the 5 best accounting software options for landlords.]]></description><link>https://gocardless.com/guides/posts/five-best-accounting-software-for-landlords/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/five-best-accounting-software-for-landlords/</guid><pubDate>Wed, 09 Mar 2022 12:57:07 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/e9e10dd2b73d81324bb513390803bb19/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[Pay by Bank App And How It Works]]></title><description><![CDATA[Mastercard’s Pay by Bank App vs GoCardless’ Instant Bank Pay Service.]]></description><link>https://gocardless.com/guides/posts/pay-by-bank-app-and-how-it-works/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/pay-by-bank-app-and-how-it-works/</guid><pubDate>Wed, 09 Mar 2022 12:27:51 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[What are bank payments? Everything you need to know]]></title><description><![CDATA[Learn everything you need to know about bank payments.]]></description><link>https://gocardless.com/guides/posts/bank-pay/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/bank-pay/</guid><pubDate>Tue, 08 Mar 2022 17:32:23 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[[Report] How Customers Pay Impacts How Long they Stay]]></title><description><![CDATA[The retention of customer relationships is the key to growth for any business. See the latest research on how payment methods influence customer churn and retention from Zuora, the Subscribed Institute and GoCardless. ]]></description><link>https://gocardless.com/guides/posts/how-customers-pay-impacts-how-long-they-stay/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-customers-pay-impacts-how-long-they-stay/</guid><pubDate>Tue, 08 Mar 2022 10:27:14 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4udAX0ciINTgjKjx9VwQPt/7e526d5b56699667455d05c50bf93d71/Card_Carousel-Zuora-How_customers_pay.jpg" length="116233" type="image/jpeg"/></item><item><title><![CDATA[Arranging secure payments using tokenization]]></title><description><![CDATA[Tokenization is an asset in the protection of customer data from cyberattacks]]></description><link>https://gocardless.com/guides/posts/arranging-secure-payments-using-tokenization/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/arranging-secure-payments-using-tokenization/</guid><pubDate>Thu, 03 Mar 2022 16:59:55 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[Credit/debit authorisation holds explained]]></title><description><![CDATA[An authorisation hold gives the merchant greater control over their business]]></description><link>https://gocardless.com/guides/posts/credit-debit-authorisation-holds-explained/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/credit-debit-authorisation-holds-explained/</guid><pubDate>Thu, 03 Mar 2022 16:56:59 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6pBq1SuTPYcUGNWsZFFcKB/91e3bf2b16615bd9eecd73855311bef4/CDT-878_Organic_content_thumbnail_regulation_01.png" length="266783" type="image/png"/></item><item><title><![CDATA[Acquiring banks vs issuer banks]]></title><description><![CDATA[The issuer represents the cardholder bank and the acquirer the merchant bank]]></description><link>https://gocardless.com/guides/posts/acquiring-banks-vs-issuer-banks/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/acquiring-banks-vs-issuer-banks/</guid><pubDate>Thu, 03 Mar 2022 16:51:19 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[Understanding the 4 levels of PCI compliance]]></title><description><![CDATA[PCI compliance – What level is my business and what do I need to know?]]></description><link>https://gocardless.com/guides/posts/understanding-the-4-levels-of-pci-compliance/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/understanding-the-4-levels-of-pci-compliance/</guid><pubDate>Thu, 03 Mar 2022 16:49:01 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1NLhmytvQC8VTmhWbpymPB/156346e80f094efb9302fe4edf037db5/CDT-878_Organic_content_thumbnail_regulation_03.png" length="248619" type="image/png"/></item><item><title><![CDATA[What Is A Billing Descriptor?]]></title><description><![CDATA[Everything you need to know about billing descriptors and how they work.]]></description><link>https://gocardless.com/guides/posts/what-is-a-billing-descriptor/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-billing-descriptor/</guid><pubDate>Thu, 03 Mar 2022 16:44:43 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[ A Guide To Small Business Compliance]]></title><description><![CDATA[Is your small business fully compliant with the law? ]]></description><link>https://gocardless.com/guides/posts/a-guide-to-small-business-compliance/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/a-guide-to-small-business-compliance/</guid><pubDate>Wed, 02 Mar 2022 13:18:28 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6pBq1SuTPYcUGNWsZFFcKB/91e3bf2b16615bd9eecd73855311bef4/CDT-878_Organic_content_thumbnail_regulation_01.png" length="266783" type="image/png"/></item><item><title><![CDATA[Revenue vs Profit – What’s The Difference?]]></title><description><![CDATA[How do you calculate the profit from your revenue? ]]></description><link>https://gocardless.com/guides/posts/revenue-vs-profit-whats-the-difference/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/revenue-vs-profit-whats-the-difference/</guid><pubDate>Wed, 02 Mar 2022 13:17:16 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[What Is Digital Transformation?]]></title><description><![CDATA[Could digital technology transform your business? 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See how you can leverage Success+ to improve NPS scores and revenue.]]></description><link>https://gocardless.com/guides/posts/recipe-for-success-plus-lifestyle-fitness/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/recipe-for-success-plus-lifestyle-fitness/</guid><pubDate>Wed, 02 Mar 2022 09:32:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/YcFcgQLJh4TgfEUvakA7t/126443660887bc241c3f28a396a15cfc/LifestyleFitness_SuccessPlus-Landing_Page-Thumbnail-Theme_3.jpg" length="711203" type="image/jpeg"/></item><item><title><![CDATA[What are the most secure payment methods?]]></title><description><![CDATA[A guide to the most secure payment methods available in the UK.]]></description><link>https://gocardless.com/guides/posts/most-secure-payment-methods/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/most-secure-payment-methods/</guid><pubDate>Tue, 01 Mar 2022 21:22:30 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6xWIJ7Xp1Op74Tc6YycJuT/6cd9c2df38275ea0d3acd91b268eaf7e/CDT-878_Organic_content_thumbnail_retention_04.png" length="176508" type="image/png"/></item><item><title><![CDATA[Do I need cyber insurance? 5 things to check]]></title><description><![CDATA[The average cyber attack will cost a business around £2.9 million per incident.]]></description><link>https://gocardless.com/guides/posts/cyber-insurance/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/cyber-insurance/</guid><pubDate>Tue, 01 Mar 2022 17:10:28 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16nDXyBvzsLH5oKYHAxdJI/b0507880c2287a0dd330250722d0fb90/CDT-878_Organic_content_thumbnail_starting_a_business_03.png" length="159992" type="image/png"/></item><item><title><![CDATA[Should you rehire ‘boomerang’ employees?]]></title><description><![CDATA[Could we be about to enter the era of the boomerang employee?]]></description><link>https://gocardless.com/guides/posts/boomerang-employees/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/boomerang-employees/</guid><pubDate>Tue, 01 Mar 2022 17:08:21 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[What is a non-recurring payment?]]></title><description><![CDATA[Discover what non-recurring payments mean.]]></description><link>https://gocardless.com/guides/posts/what-is-a-non-recurring-payment/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-non-recurring-payment/</guid><pubDate>Tue, 01 Mar 2022 17:05:45 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[How does Ecommerce payment processing works]]></title><description><![CDATA[ Learn about ecommerce payment processing solutions.]]></description><link>https://gocardless.com/guides/posts/how-does-ecommerce-payment-processing-works/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-does-ecommerce-payment-processing-works/</guid><pubDate>Tue, 01 Mar 2022 17:02:42 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[What is a Merchant of Record?]]></title><description><![CDATA[Learn about Merchant of Record payment processing]]></description><link>https://gocardless.com/guides/posts/what-is-a-merchant-of-record/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-merchant-of-record/</guid><pubDate>Tue, 01 Mar 2022 17:00:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[A guide to client management for freelancers]]></title><description><![CDATA[How to manage your clients effectively without it taking over your life.]]></description><link>https://gocardless.com/guides/posts/a-guide-to-client-management-for-freelancers/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/a-guide-to-client-management-for-freelancers/</guid><pubDate>Tue, 01 Mar 2022 16:57:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[PAYG v Subscriptions - 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Plan]]></title><description><![CDATA[Learn more about our short and long-term strategies for reaching net-zero]]></description><link>https://gocardless.com/blog/sustainability-strategy-and-net-zero-action-plan/</link><guid isPermaLink="false">https://gocardless.com/blog/sustainability-strategy-and-net-zero-action-plan/</guid><pubDate>Mon, 28 Feb 2022 15:21:38 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/11fmK3cCwtd6CRVpGfY1WS/68ccee4a104d4d3876eca283abcd6c17/Climate_Impact_Report_Header.png" length="302608" type="image/png"/></item><item><title><![CDATA[[Webinar] Mastering Payments: How Customers Pay Impacts How Long They Stay]]></title><description><![CDATA[Join Deputy, Zuora and GoCardless to discuss the importance of customer churn and how to optimise payments for customer retention. ]]></description><link>https://gocardless.com/guides/posts/how-customers-pay-impacts-how-long-they-stay-en/</link><guid 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type="image/jpeg"/></item><item><title><![CDATA[Accept Credit Card Payments without a Merchant Account]]></title><description><![CDATA[Find out how to accept credit card payments without a merchant account.]]></description><link>https://gocardless.com/guides/posts/how-to-accept-credit-card-payments-without-a-merchant-account/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-accept-credit-card-payments-without-a-merchant-account/</guid><pubDate>Wed, 23 Feb 2022 17:14:51 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[How Does Global Payment Processing Work?]]></title><description><![CDATA[Find out how global payment processing works in practice.]]></description><link>https://gocardless.com/guides/posts/how-does-global-payment-processing-work/</link><guid 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type="image/png"/></item><item><title><![CDATA[What Is Payment Acceptance?]]></title><description><![CDATA[Discover the importance of payment acceptance, and how to optimise it.]]></description><link>https://gocardless.com/guides/posts/what-is-payment-acceptance/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-payment-acceptance/</guid><pubDate>Wed, 23 Feb 2022 16:36:58 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[Payment Gateway vs Payment Processor]]></title><description><![CDATA[Discover the main difference between a payment gateway and processor.]]></description><link>https://gocardless.com/guides/posts/what-is-the-difference-between-payment-gateway-and-payment-processor/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-the-difference-between-payment-gateway-and-payment-processor/</guid><pubDate>Wed, 23 Feb 2022 16:27:26 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[Ways To Speed Up Client & Customer Payments]]></title><description><![CDATA[Businesses rely on strong cash flow – a speedy cash flow is a strong cash flow.]]></description><link>https://gocardless.com/guides/posts/speed-up-customer-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/speed-up-customer-payments/</guid><pubDate>Wed, 23 Feb 2022 12:39:04 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6AePyg2Lg5qIujVHGmrtHL/be1068caa0311f15bc0bf81f88f3f740/CDT-878_Organic_content_thumbnail_entrepreneurship_03.png" length="85932" type="image/png"/></item><item><title><![CDATA[Merchant Account vs Payment Gateway]]></title><description><![CDATA[What is the Difference between Merchant Account and Payment Gateway? ]]></description><link>https://gocardless.com/guides/posts/merchant-account-vs-payment-gateway-what-is-the-difference/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/merchant-account-vs-payment-gateway-what-is-the-difference/</guid><pubDate>Mon, 21 Feb 2022 15:29:29 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[7 best payment processors for small business]]></title><description><![CDATA[What should you look for in the best small business payment processor?]]></description><link>https://gocardless.com/guides/posts/7-best-payment-processors-for-small-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/7-best-payment-processors-for-small-business/</guid><pubDate>Mon, 21 Feb 2022 15:21:39 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[6 Best Merchant Payment Gateways]]></title><link>https://gocardless.com/guides/posts/6-best-merchant-payment-gateways/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/6-best-merchant-payment-gateways/</guid><pubDate>Mon, 21 Feb 2022 15:14:55 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[How to Create a Payment Gateway]]></title><description><![CDATA[Learn how to create a payment gateway for your website.]]></description><link>https://gocardless.com/guides/posts/how-to-create-a-payment-gateway/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-create-a-payment-gateway/</guid><pubDate>Mon, 21 Feb 2022 15:10:47 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[Business Benefits of PISP Open Banking]]></title><description><![CDATA[Discover how PISP providers could benefit you.]]></description><link>https://gocardless.com/guides/posts/how-using-pisp-could-be-beneficial-for-your-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-using-pisp-could-be-beneficial-for-your-business/</guid><pubDate>Mon, 21 Feb 2022 15:08:20 GMT</pubDate><enclosure 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payment.]]></description><link>https://gocardless.com/guides/posts/how-to-make-a-payment-application-in-construction/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-make-a-payment-application-in-construction/</guid><pubDate>Thu, 17 Feb 2022 16:52:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[How to Set Up a Cryptocurrency Wallet]]></title><description><![CDATA[Learn how to set up a cryptocurrency wallet.]]></description><link>https://gocardless.com/guides/posts/how-to-set-up-a-cryptocurrency-wallet/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-set-up-a-cryptocurrency-wallet/</guid><pubDate>Thu, 17 Feb 2022 16:48:19 GMT</pubDate><enclosure 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Here’s how.]]></description><link>https://gocardless.com/guides/posts/how-to-take-payment-over-the-phone/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-take-payment-over-the-phone/</guid><pubDate>Wed, 16 Feb 2022 14:03:19 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[5 Best Invoice Apps for Small Businesses]]></title><description><![CDATA[Discover the best small business invoice apps in this roundup.]]></description><link>https://gocardless.com/guides/posts/5-best-invoice-apps-for-small-businesses/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/5-best-invoice-apps-for-small-businesses/</guid><pubDate>Wed, 16 Feb 2022 13:59:52 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[What Time Does a Standing Order Come Out?]]></title><description><![CDATA[Understanding the standing order clearing time helps you plan ahead.]]></description><link>https://gocardless.com/guides/posts/what-time-does-a-standing-order-come-out/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-time-does-a-standing-order-come-out/</guid><pubDate>Wed, 16 Feb 2022 13:55:18 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[6 Best Payment Tracking Software]]></title><description><![CDATA[Are you using the best payment tracking software? 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products]]></description><link>https://gocardless.com/blog/understanding-the-benefits-of-vrps-and-sweeping/</link><guid isPermaLink="false">https://gocardless.com/blog/understanding-the-benefits-of-vrps-and-sweeping/</guid><pubDate>Tue, 15 Feb 2022 09:15:06 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1uF1ewrjMsKmKOYgDNe5wQ/e557b9047198a6d215f488b8df9f3093/BD-546_VRP-Blog-Post-Cover-002.png" length="3584449" type="image/png"/></item><item><title><![CDATA[Why GoCardless is the easiest way to collect SEPA Payments]]></title><description><![CDATA[6 reasons it makes sense to use SEPA via GoCardless to collect payments from European customers!]]></description><link>https://gocardless.com/guides/posts/gocardless-easiest-way-collect-sepa-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/gocardless-easiest-way-collect-sepa-payments/</guid><pubDate>Tue, 08 Feb 2022 11:59:18 GMT</pubDate><enclosure 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account?]]></description><link>https://gocardless.com/guides/posts/bacs-payments-pending-why-and-how-long/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/bacs-payments-pending-why-and-how-long/</guid><pubDate>Thu, 27 Jan 2022 16:12:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4sDAgjBSEahHj35o4EwVmk/8647f82c8b7dbd51262467012c9d732e/CDT-878_Organic_content_thumbnail_payment_options_03.png" length="181774" type="image/png"/></item><item><title><![CDATA[Understanding And Improving App Retention]]></title><description><![CDATA[Discover app retention by category and other app retention strategies.]]></description><link>https://gocardless.com/guides/posts/understanding-and-improving-app-retention/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/understanding-and-improving-app-retention/</guid><pubDate>Thu, 27 Jan 2022 16:04:41 GMT</pubDate><enclosure 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terms.]]></description><link>https://gocardless.com/guides/posts/accepting-payments-as-a-graphic-designer/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/accepting-payments-as-a-graphic-designer/</guid><pubDate>Thu, 27 Jan 2022 15:59:04 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[How Retailers Can Take Payments]]></title><description><![CDATA[Everything you need to know about payments for your retail business.]]></description><link>https://gocardless.com/guides/posts/how-retailers-can-take-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-retailers-can-take-payments/</guid><pubDate>Wed, 26 Jan 2022 15:08:22 GMT</pubDate><enclosure 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Are they right for your business?]]></description><link>https://gocardless.com/guides/posts/pros-and-cons-of-mobile-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/pros-and-cons-of-mobile-payments/</guid><pubDate>Wed, 26 Jan 2022 15:06:37 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[The Benefits of a Business Bank Account]]></title><description><![CDATA[What you need to know about the benefits of having a business bank account.]]></description><link>https://gocardless.com/guides/posts/the-benefits-of-a-business-bank-account/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-benefits-of-a-business-bank-account/</guid><pubDate>Wed, 26 Jan 2022 15:04:24 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[The Sole Trader Checklist For Growth]]></title><description><![CDATA[How to achieve sole trader growth healthily and sustainably.]]></description><link>https://gocardless.com/guides/posts/the-sole-trader-checklist-for-growth/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-sole-trader-checklist-for-growth/</guid><pubDate>Wed, 26 Jan 2022 15:02:11 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4DgVCZKwwwFL2NT1pKIv9w/cbd196c0084de3c425efaff27768d274/CDT-878_Organic_content_thumbnail_growth_02.png" length="20721" type="image/png"/></item><item><title><![CDATA[Improving Cash Flow As A Freelancer]]></title><description><![CDATA[ Improve your cash flow to maximise your income and minimise your admin time.]]></description><link>https://gocardless.com/guides/posts/improving-cash-flow-as-a-freelancer/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/improving-cash-flow-as-a-freelancer/</guid><pubDate>Wed, 26 Jan 2022 14:59:48 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7DLe4dghxeYE2jzXWA5FOG/42c5f1a58f97fd768c0646ee8df8d2b4/CDT-878_Organic_content_thumbnail_cashflow_03.png" length="188999" type="image/png"/></item><item><title><![CDATA[Calculating Average Debtor Days]]></title><description><![CDATA[What are average debtor days and how do you calculate them?]]></description><link>https://gocardless.com/guides/posts/calculating-average-debtor-days/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/calculating-average-debtor-days/</guid><pubDate>Tue, 25 Jan 2022 11:26:28 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/e9e10dd2b73d81324bb513390803bb19/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[What Are The Advantages Of E-Payments? ]]></title><description><![CDATA[We look at the advantages of electronic payments for businesses.]]></description><link>https://gocardless.com/guides/posts/what-advantages-e-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-advantages-e-payments/</guid><pubDate>Tue, 25 Jan 2022 11:22:27 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[Foreign Transaction Fees Explained]]></title><description><![CDATA[We look at the fees incurred through overseas transactions.]]></description><link>https://gocardless.com/guides/posts/foreign-transaction-fees-explained/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/foreign-transaction-fees-explained/</guid><pubDate>Tue, 25 Jan 2022 11:18:59 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[How Much Does A Letter Of Credit Cost? ]]></title><description><![CDATA[We look at the cost and benefits of a letter of credit.]]></description><link>https://gocardless.com/guides/posts/how-much-does-letter-credit-cost/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-much-does-letter-credit-cost/</guid><pubDate>Tue, 25 Jan 2022 11:16:19 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[Why Is it Important to Manage Receivables?]]></title><description><![CDATA[Find out why good management of receivables is so important.]]></description><link>https://gocardless.com/guides/posts/why-is-it-so-important-to-manage-receivables/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/why-is-it-so-important-to-manage-receivables/</guid><pubDate>Tue, 25 Jan 2022 11:13:29 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[How Long Does a Direct Debit Refund Take?]]></title><description><![CDATA[Want to know how long for a direct debit refund? Find out here.]]></description><link>https://gocardless.com/guides/posts/how-long-does-a-direct-debit-refund-take/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-long-does-a-direct-debit-refund-take/</guid><pubDate>Mon, 24 Jan 2022 12:01:39 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[Is Contactless Payment Really Safe?]]></title><description><![CDATA[Everything you need to know about contactless payments and their safety.]]></description><link>https://gocardless.com/guides/posts/is-contactless-payment-really-safe/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/is-contactless-payment-really-safe/</guid><pubDate>Mon, 24 Jan 2022 11:59:21 GMT</pubDate><enclosure 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limit.]]></description><link>https://gocardless.com/guides/posts/what-is-contactless-payment-limit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-contactless-payment-limit/</guid><pubDate>Mon, 24 Jan 2022 11:54:21 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[Is The UK Still A SEPA Country?]]></title><description><![CDATA[Learn about SEPA payments after Brexit.]]></description><link>https://gocardless.com/guides/posts/is-uk-still-sepa-country/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/is-uk-still-sepa-country/</guid><pubDate>Mon, 24 Jan 2022 11:52:19 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[Is Direct Debit Safe?]]></title><description><![CDATA[Find out why direct debit is one of the safest forms of payment around.]]></description><link>https://gocardless.com/guides/posts/is-direct-debit-safe/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/is-direct-debit-safe/</guid><pubDate>Fri, 21 Jan 2022 13:26:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[Understanding Customer Churn Rate]]></title><description><![CDATA[How to calculate and reduce your customer churn.]]></description><link>https://gocardless.com/guides/posts/customer-churn/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/customer-churn/</guid><pubDate>Fri, 21 Jan 2022 13:24:22 GMT</pubDate><enclosure 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claims.]]></description><link>https://gocardless.com/guides/posts/what-is-an-indemnity-claim/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-an-indemnity-claim/</guid><pubDate>Fri, 21 Jan 2022 13:17:47 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[Best Payment Solutions for Charities]]></title><description><![CDATA[We explore the best payment solutions for your charitable organisation.]]></description><link>https://gocardless.com/guides/posts/the-best-payment-solutions-for-charities/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-best-payment-solutions-for-charities/</guid><pubDate>Fri, 21 Jan 2022 13:15:48 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[What Is a Multicurrency Bank Account?]]></title><description><![CDATA[A multicurrency bank account makes cross border payments easy.]]></description><link>https://gocardless.com/guides/posts/what-is-a-multicurrency-bank-account/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-multicurrency-bank-account/</guid><pubDate>Mon, 17 Jan 2022 10:15:26 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[5 Freelance Invoice Templates]]></title><description><![CDATA[Here’s how to find an invoice template for freelance work.]]></description><link>https://gocardless.com/guides/posts/five-freelance-invoice-templates/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/five-freelance-invoice-templates/</guid><pubDate>Mon, 17 Jan 2022 10:13:29 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/7af330ebe1010da27970030e511a7e3e/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[Difference between Invoice and Statement]]></title><description><![CDATA[There are key differences between an invoice and statement.]]></description><link>https://gocardless.com/guides/posts/what-is-the-difference-between-invoice-and-statement/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-the-difference-between-invoice-and-statement/</guid><pubDate>Mon, 17 Jan 2022 10:10:42 GMT</pubDate><enclosure 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operates.]]></description><link>https://gocardless.com/guides/posts/how-a-credit-card-processor-works/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-a-credit-card-processor-works/</guid><pubDate>Mon, 17 Jan 2022 10:05:30 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[What is a SEPA Credit Transfer?]]></title><description><![CDATA[Discover how to send and receive SEPA credit transfer payments.]]></description><link>https://gocardless.com/guides/posts/what-is-a-sepa-credit-transfer/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-sepa-credit-transfer/</guid><pubDate>Fri, 14 Jan 2022 09:55:12 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[5 Best Accounting Software for Sole Traders]]></title><description><![CDATA[What is the best sole trader accounting software?]]></description><link>https://gocardless.com/guides/posts/five-best-accounting-software-for-sole-traders/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/five-best-accounting-software-for-sole-traders/</guid><pubDate>Fri, 14 Jan 2022 09:53:01 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[How the Chargeback Process Works]]></title><description><![CDATA[Stop chargebacks harming your business with chargeback management.]]></description><link>https://gocardless.com/guides/posts/how-the-chargeback-process-works/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-the-chargeback-process-works/</guid><pubDate>Fri, 14 Jan 2022 09:50:45 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[What Is Cloud Bookkeeping?]]></title><description><![CDATA[How can cloud bookkeeping software benefit your small business?]]></description><link>https://gocardless.com/guides/posts/what-is-cloud-bookkeeping/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-cloud-bookkeeping/</guid><pubDate>Fri, 14 Jan 2022 09:48:35 GMT</pubDate><enclosure 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will it clear?]]></description><link>https://gocardless.com/guides/posts/how-long-will-a-bacs-payment-made-on-friday-take-to-clear/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-long-will-a-bacs-payment-made-on-friday-take-to-clear/</guid><pubDate>Thu, 13 Jan 2022 17:33:52 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[How Do Instant Payments Work?]]></title><description><![CDATA[Instant payment processing helps customers manage cash effectively.]]></description><link>https://gocardless.com/guides/posts/how-do-instant-payments-work/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-do-instant-payments-work/</guid><pubDate>Thu, 13 Jan 2022 17:31:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[What is SEPA Instant?]]></title><description><![CDATA[SEPA instant payments have changed the game for UK businesses.]]></description><link>https://gocardless.com/guides/posts/what-is-instant-sepa/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-instant-sepa/</guid><pubDate>Thu, 13 Jan 2022 17:28:23 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[How Long Does a Contactless Payment Take to Process?]]></title><description><![CDATA[Contactless is convenient, but does contactless payment take longer to clear?]]></description><link>https://gocardless.com/guides/posts/how-long-does-a-contactless-payment-take-to-process/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-long-does-a-contactless-payment-take-to-process/</guid><pubDate>Thu, 13 Jan 2022 17:23:18 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[Credit Card Disadvantages for Business]]></title><description><![CDATA[See the advantages and disadvantages of a credit card payment.]]></description><link>https://gocardless.com/guides/posts/what-are-the-disadvantages-of-credit-cards-for-businesses/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-the-disadvantages-of-credit-cards-for-businesses/</guid><pubDate>Thu, 13 Jan 2022 17:20:34 GMT</pubDate><enclosure 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We believe it should stay.]]></description><link>https://gocardless.com/blog/duty-to-report-government-review/</link><guid isPermaLink="false">https://gocardless.com/blog/duty-to-report-government-review/</guid><pubDate>Thu, 13 Jan 2022 09:52:37 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/YtKp6AALtMSj4KWQmD6Vn/cad789993beabe2228e5b4b4daeb4c52/duty-to-report-blog-cover.jpg" length="675719" type="image/jpeg"/></item><item><title><![CDATA[Best Invoice Softwares for Small Businesses]]></title><description><![CDATA[Discover the best invoice software for small businesses.]]></description><link>https://gocardless.com/guides/posts/6-best-invoicing-software-applications-for-small-businesses/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/6-best-invoicing-software-applications-for-small-businesses/</guid><pubDate>Mon, 10 Jan 2022 10:44:06 GMT</pubDate><enclosure 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think.]]></description><link>https://gocardless.com/guides/posts/how-to-negotiate-supplier-payment-terms/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-negotiate-supplier-payment-terms/</guid><pubDate>Mon, 10 Jan 2022 10:33:35 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[Can You Start A Business With No Money? ]]></title><description><![CDATA[Starting a business with no money is both possible and surprisingly common.]]></description><link>https://gocardless.com/guides/posts/business-budget/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/business-budget/</guid><pubDate>Mon, 10 Jan 2022 10:31:19 GMT</pubDate><enclosure 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length="92525" type="image/png"/></item><item><title><![CDATA[What Is Loss Carryforward?]]></title><description><![CDATA[Find out how loss carryforward works.]]></description><link>https://gocardless.com/guides/posts/what-is-loss-carryforward/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-loss-carryforward/</guid><pubDate>Fri, 07 Jan 2022 10:23:44 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[Account Balance Definitions, Types, Examples]]></title><description><![CDATA[Do you know how to calculate your precise account balance? ]]></description><link>https://gocardless.com/guides/posts/account-balance-definition-types-and-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/account-balance-definition-types-and-examples/</guid><pubDate>Fri, 07 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business.]]></description><link>https://gocardless.com/guides/posts/business-accounts-vs-merchant-accounts/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/business-accounts-vs-merchant-accounts/</guid><pubDate>Wed, 05 Jan 2022 09:58:24 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[How to become a Bacs Approved Supplier]]></title><description><![CDATA[Discover the steps involved in gaining BACS approved status]]></description><link>https://gocardless.com/guides/posts/how-become-bacs-approved-supplier/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-become-bacs-approved-supplier/</guid><pubDate>Wed, 05 Jan 2022 09:55:32 GMT</pubDate><enclosure 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guide.]]></description><link>https://gocardless.com/guides/posts/how-do-cheques-work/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-do-cheques-work/</guid><pubDate>Tue, 04 Jan 2022 11:26:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[How Long Are Cheques Valid For?]]></title><description><![CDATA[Cheques don’t last forever, so cash them before they expire.]]></description><link>https://gocardless.com/guides/posts/how-long-are-cheques-valid-for/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-long-are-cheques-valid-for/</guid><pubDate>Tue, 04 Jan 2022 11:23:46 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[Cashing Foreign Cheques in the UK]]></title><description><![CDATA[Is cashing foreign cheques in UK banks possible? 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Find out why and how to do it.]]></description><link>https://gocardless.com/guides/posts/what-is-bank-reconciliation-in-xero/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-bank-reconciliation-in-xero/</guid><pubDate>Wed, 29 Dec 2021 10:37:11 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[What Is AUDDIS?]]></title><description><![CDATA[An explanation of AUDDIS, ADDACS and ARUDD and what they mean for your business.]]></description><link>https://gocardless.com/guides/posts/what-is-auddis/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-auddis/</guid><pubDate>Wed, 29 Dec 2021 10:35:07 GMT</pubDate><enclosure 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business.]]></description><link>https://gocardless.com/guides/posts/online-payment-methods/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/online-payment-methods/</guid><pubDate>Wed, 29 Dec 2021 10:22:49 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[Understanding VRPs and what they could mean for payments]]></title><description><![CDATA[VRPs are coming in 2022, but what exactly are they and how do they work?]]></description><link>https://gocardless.com/blog/en-gb-understanding-vrps-and-what-they-could-mean-for-payments/</link><guid isPermaLink="false">https://gocardless.com/blog/en-gb-understanding-vrps-and-what-they-could-mean-for-payments/</guid><pubDate>Fri, 24 Dec 2021 14:58:39 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1gbzYllzloaHs1OSqMjvwJ/21c2f31106adfb85c395a27c4c205eef/BD-546_VRP-Blog-Post-Cover-001.png" length="3727516" type="image/png"/></item><item><title><![CDATA[What Is Confirmation Of Payee? ]]></title><description><![CDATA[ Learn about confirmation of payee for your business.]]></description><link>https://gocardless.com/guides/posts/what-is-confirmation-of-payee/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-confirmation-of-payee/</guid><pubDate>Thu, 23 Dec 2021 12:43:28 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[How To Increase Ecommerce Holiday Sales]]></title><description><![CDATA[Discover the best ways to increase ecommerce sales.]]></description><link>https://gocardless.com/guides/posts/how-to-increase-ecommerce-holiday-sales/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-increase-ecommerce-holiday-sales/</guid><pubDate>Thu, 23 Dec 2021 12:41:39 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4MeE0LMPQd9WpaUMAr3Utc/45ccb4db4f710fd665aa89213ebb0ab0/CDT-878_Organic_content_thumbnail_growth_02.png" length="20721" type="image/png"/></item><item><title><![CDATA[PO and Non-PO Invoice Processing Explained ]]></title><description><![CDATA[An explanation of when to use POs and how to process PO and non-PO invoices.]]></description><link>https://gocardless.com/guides/posts/po-and-non-po-invoice-processing-explained/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/po-and-non-po-invoice-processing-explained/</guid><pubDate>Thu, 23 Dec 2021 12:39:47 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[Understanding Checkout Page Optimisation]]></title><link>https://gocardless.com/guides/posts/understanding-checkout-page-optimisation/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/understanding-checkout-page-optimisation/</guid><pubDate>Thu, 23 Dec 2021 12:38:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[Open Banking Apps Explained ]]></title><description><![CDATA[A simple explanation of the benefits of open banking and open banking apps.]]></description><link>https://gocardless.com/guides/posts/open-banking-apps-explained/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/open-banking-apps-explained/</guid><pubDate>Thu, 23 Dec 2021 12:36:02 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[Update on our sustainability commitments]]></title><description><![CDATA[Learn about the climate action initiatives we've launched in 2021]]></description><link>https://gocardless.com/blog/en-gb-gocardless-sustainability-commitments-update/</link><guid isPermaLink="false">https://gocardless.com/blog/en-gb-gocardless-sustainability-commitments-update/</guid><pubDate>Wed, 22 Dec 2021 15:55:30 GMT</pubDate></item><item><title><![CDATA[Mail Order & Telephone Order Payments]]></title><description><![CDATA[Everything you need to know about accepting payments via phone, post or email.]]></description><link>https://gocardless.com/guides/posts/mail-order-and-telephone-order-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/mail-order-and-telephone-order-payments/</guid><pubDate>Tue, 21 Dec 2021 16:08:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[What Is Address Verification Service (AVS)?]]></title><description><![CDATA[Discover AVS services and how to conduct an AVS check.]]></description><link>https://gocardless.com/guides/posts/what-is-address-verification-service-avs/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-address-verification-service-avs/</guid><pubDate>Tue, 21 Dec 2021 16:04:35 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[Understanding Continuous Accounting ]]></title><description><![CDATA[Learn about continuous accounting for business]]></description><link>https://gocardless.com/guides/posts/understanding-continuous-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/understanding-continuous-accounting/</guid><pubDate>Tue, 21 Dec 2021 16:02:16 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[Understanding Consumer Behaviour ]]></title><description><![CDATA[Learn about consumer behaviour theory in business.]]></description><link>https://gocardless.com/guides/posts/understanding-consumer-behaviour/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/understanding-consumer-behaviour/</guid><pubDate>Tue, 21 Dec 2021 15:57:02 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3XJ0eVbjLo6c3kbDmMklvy/d6ffbf37891528a5c6c3c0ec5afadf12/CDT-878_Organic_content_thumbnail_growth_01.png" length="21099" type="image/png"/></item><item><title><![CDATA[Bacs processing calendar 2022]]></title><link>https://gocardless.com/blog/en-gb-bacs-processing-calendar-2022/</link><guid isPermaLink="false">https://gocardless.com/blog/en-gb-bacs-processing-calendar-2022/</guid><pubDate>Tue, 21 Dec 2021 15:11:40 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/79MhHk4RPIPU5XE2to9sV1/624e6296edeb6a5f703826d052298c48/CDT-766_Bacs-processing-calendar_GIF.gif" length="414425" type="image/gif"/></item><item><title><![CDATA[4 ways GoCardless can improve your customer retention]]></title><description><![CDATA[Discover how GoCardless can help you to keep more customers.]]></description><link>https://gocardless.com/guides/posts/4-ways-gocardless-improves-customer-retention/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/4-ways-gocardless-improves-customer-retention/</guid><pubDate>Mon, 20 Dec 2021 16:59:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/75fbEi5TKY9BC5i5kzsTKc/291106759b8364af522e4975b1eb7ff2/BD-36-thumbnail-X-ways-GoCardless-reduces-churn.png" length="2436079" type="image/png"/></item><item><title><![CDATA[High-growth SaaS Company Characteristics]]></title><description><![CDATA[We look at what makes the fastest-growing SaaS companies thrive.]]></description><link>https://gocardless.com/guides/posts/high-growth-saas-company-characteristics/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/high-growth-saas-company-characteristics/</guid><pubDate>Mon, 20 Dec 2021 16:29:26 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/MPK8UClmwoBy0gGxj670A/af66be13d7e24068f305667683e99a6e/CDT-878_Organic_content_thumbnail_growth_03.png" length="20448" type="image/png"/></item><item><title><![CDATA[What Is Paid-up Capital?]]></title><description><![CDATA[Our guide to paid-up capital for publicly traded companies and investors. ]]></description><link>https://gocardless.com/guides/posts/what-is-paid-up-capital/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-paid-up-capital/</guid><pubDate>Mon, 20 Dec 2021 16:27:24 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[What Is a Payment Instrument?]]></title><description><![CDATA[We look at the role of payment instruments in cashless transactions.]]></description><link>https://gocardless.com/guides/posts/what-is-a-payment-instrument/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-payment-instrument/</guid><pubDate>Mon, 20 Dec 2021 16:22:11 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[High Risk vs Low Risk Merchant Accounts]]></title><description><![CDATA[ We explore accounts for high risk and low risk merchants.]]></description><link>https://gocardless.com/guides/posts/high-risk-vs-low-risk-merchant-accounts/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/high-risk-vs-low-risk-merchant-accounts/</guid><pubDate>Mon, 20 Dec 2021 16:19:34 GMT</pubDate><enclosure 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home]]></description><link>https://gocardless.com/blog/en-gb-climate-hackathon/</link><guid isPermaLink="false">https://gocardless.com/blog/en-gb-climate-hackathon/</guid><pubDate>Fri, 17 Dec 2021 17:40:13 GMT</pubDate></item><item><title><![CDATA[ On-demand: GoCardless' Sustainability Focus Workshop]]></title><description><![CDATA[Hear what we've been doing behind the scenes to create a climate action plan]]></description><link>https://gocardless.com/blog/en-gb-gocardless-sustainability-focus-workshop/</link><guid isPermaLink="false">https://gocardless.com/blog/en-gb-gocardless-sustainability-focus-workshop/</guid><pubDate>Fri, 17 Dec 2021 14:25:29 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4YbLPXoPWgaSVUJb8ukK4/47c5068888063496cac3420269a7beb4/Screenshot_2021-12-17_at_14.22.50.png" length="1335926" type="image/png"/></item><item><title><![CDATA[On-demand: GoCardless and TechZero Roundtable]]></title><description><![CDATA[Hear SMEs share their climate action journey, including learnings and challenges]]></description><link>https://gocardless.com/blog/en-gb-on-demand-gocardless-workshop-techzero-roundtable/</link><guid isPermaLink="false">https://gocardless.com/blog/en-gb-on-demand-gocardless-workshop-techzero-roundtable/</guid><pubDate>Fri, 17 Dec 2021 10:29:58 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3gcxCqN7BFkb03mkkNc66C/59b3d6976aadd2005ed9a4b6c4b4bf29/Screenshot_2021-12-17_at_10.18.24.png" length="1158441" type="image/png"/></item><item><title><![CDATA[On-demand: Nature and biodiversity in climate action panel]]></title><description><![CDATA[Learn how nature can help businesses to become more sustainable]]></description><link>https://gocardless.com/blog/en-gb-nature-and-biodiversity-in-climate-action-panel/</link><guid isPermaLink="false">https://gocardless.com/blog/en-gb-nature-and-biodiversity-in-climate-action-panel/</guid><pubDate>Thu, 16 Dec 2021 15:44:05 GMT</pubDate><enclosure 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payments]]></description><link>https://gocardless.com/blog/farewell-to-failed-payments-with-success-plus/</link><guid isPermaLink="false">https://gocardless.com/blog/farewell-to-failed-payments-with-success-plus/</guid><pubDate>Thu, 16 Dec 2021 08:07:11 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/70TSglfAs4Mr97U0WktX2r/96b3dfaea35c53dd034f6b2bcca53139/jira-generated-image-static-61fa12ab-3c7d-4d9a-8393-b264124fd0a7" length="375289" type="image/jpeg"/></item><item><title><![CDATA[What Is Economy Pricing & Should You Use It?]]></title><description><![CDATA[Is economy pricing the right model for your business?]]></description><link>https://gocardless.com/guides/posts/what-is-economy-pricing-and-should-you-use-it/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-economy-pricing-and-should-you-use-it/</guid><pubDate>Wed, 15 Dec 2021 11:14:01 GMT</pubDate><enclosure 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(Managed Service Provider).]]></description><link>https://gocardless.com/guides/posts/billing-solutions-managed-service-providers/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/billing-solutions-managed-service-providers/</guid><pubDate>Wed, 15 Dec 2021 10:43:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[How To Calculate Cost Per Lead & Why Do It]]></title><description><![CDATA[What is cost per lead and why does it matter?]]></description><link>https://gocardless.com/guides/posts/how-to-calculate-cost-per-lead-and-why-do-it/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-calculate-cost-per-lead-and-why-do-it/</guid><pubDate>Wed, 15 Dec 2021 10:37:01 GMT</pubDate><enclosure 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Earth]]></description><link>https://gocardless.com/blog/en-gb-gocardless-rebalance-earth/</link><guid isPermaLink="false">https://gocardless.com/blog/en-gb-gocardless-rebalance-earth/</guid><pubDate>Wed, 15 Dec 2021 07:31:50 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7kZzXg29b9rQk8MYqtZ6a9/39d433e62b1a0080415296c0da2169ad/BD-66-Re-balance_Earth-Thumbnail.jpg" length="661701" type="image/jpeg"/></item><item><title><![CDATA[Klarna partners with GoCardless to accelerate expansion in the US]]></title><link>https://gocardless.com/blog/gb-klarna-partners-with-gocardless-to-accelerate-expansion-in-the-us/</link><guid isPermaLink="false">https://gocardless.com/blog/gb-klarna-partners-with-gocardless-to-accelerate-expansion-in-the-us/</guid><pubDate>Tue, 14 Dec 2021 12:07:55 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3WZamegTk0VMpfHKfYoWKB/02b4d5222ad220140b988406560ffb18/GC_Klarna_Blog_Image_2475x1400.png" length="250128" type="image/png"/></item><item><title><![CDATA[Guide to Business Carbon Footprints]]></title><description><![CDATA[Measure your business’ carbon footprint to improve sustainability.]]></description><link>https://gocardless.com/guides/posts/guide-to-business-carbon-footprints/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-to-business-carbon-footprints/</guid><pubDate>Mon, 13 Dec 2021 13:11:03 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[ Top Tips for a Sustainable Business Model]]></title><description><![CDATA[A sustainable business model can also help to improve profits.]]></description><link>https://gocardless.com/guides/posts/top-tips-for-a-sustainable-business-model/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/top-tips-for-a-sustainable-business-model/</guid><pubDate>Mon, 13 Dec 2021 13:08:17 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6J9KrCbzMryjMmx8VOccbY/1c9169bd8b582ffb4c816e4496134130/CDT-878_Organic_content_thumbnail_starting_a_business_04.png" length="160133" type="image/png"/></item><item><title><![CDATA[How Much Does Buying a Franchise Cost?]]></title><description><![CDATA[How much money do you need to start a franchise?]]></description><link>https://gocardless.com/guides/posts/how-much-does-buying-a-franchise-cost/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-much-does-buying-a-franchise-cost/</guid><pubDate>Mon, 13 Dec 2021 13:06:03 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16nDXyBvzsLH5oKYHAxdJI/b0507880c2287a0dd330250722d0fb90/CDT-878_Organic_content_thumbnail_starting_a_business_03.png" length="159992" type="image/png"/></item><item><title><![CDATA[Guide to eChecks]]></title><description><![CDATA[eCheck payments are secure and cost-effective.]]></description><link>https://gocardless.com/guides/posts/guide-to-echecks/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-to-echecks/</guid><pubDate>Mon, 13 Dec 2021 13:03:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[What are recurring payments?]]></title><description><![CDATA[Get the lowdown on recurring payments and recurring payment systems, right here.]]></description><link>https://gocardless.com/guides/posts/what-are-recurring-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-recurring-payments/</guid><pubDate>Fri, 10 Dec 2021 16:28:35 GMT</pubDate><enclosure 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key benefits]]></description><link>https://gocardless.com/guides/posts/en-gb-six-key-things-you-need-to-know-about-instant-bank-pay/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/en-gb-six-key-things-you-need-to-know-about-instant-bank-pay/</guid><pubDate>Thu, 09 Dec 2021 17:02:47 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/blW0phmBxc5ao3QJJZUiR/1837ad53c4cd2c34f22d5430bfc0b07b/BD-604-IBP_Adoption-Blog_Header-Six_Key_Things.png" length="2851003" type="image/png"/></item><item><title><![CDATA[How and Why To Invoice a Deposit]]></title><description><![CDATA[Everything you need to know about deposit invoicing.]]></description><link>https://gocardless.com/guides/posts/how-and-why-to-invoice-a-deposit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-and-why-to-invoice-a-deposit/</guid><pubDate>Thu, 09 Dec 2021 15:32:22 GMT</pubDate><enclosure 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benefits.]]></description><link>https://gocardless.com/guides/posts/what-is-an-advance-invoice/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-an-advance-invoice/</guid><pubDate>Thu, 09 Dec 2021 15:27:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What’s the Best Way to Transfer Money Online? ]]></title><description><![CDATA[There are various ways to transfer money online, but which is best for you?]]></description><link>https://gocardless.com/guides/posts/whats-the-best-way-to-transfer-money-online/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/whats-the-best-way-to-transfer-money-online/</guid><pubDate>Thu, 09 Dec 2021 15:22:50 GMT</pubDate><enclosure 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process?]]></description><link>https://gocardless.com/blog/simplifying-payments-with-financialforce-asperato/</link><guid isPermaLink="false">https://gocardless.com/blog/simplifying-payments-with-financialforce-asperato/</guid><pubDate>Thu, 09 Dec 2021 08:59:01 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4VltcjvvavgV6LEQZXB41d/052d91594f481bef8f189b5db7bc8a44/Asperato___Financial_Force_header.jpeg" length="98069" type="image/jpeg"/></item><item><title><![CDATA[We’re celebrating our 500th accepted job offer in 2021]]></title><description><![CDATA[It's been a year of huge growth at GoCardless, find out what we've been up to]]></description><link>https://gocardless.com/blog/en-gb-were-celebrating-our-500th-accepted-job-offer-in-2021/</link><guid isPermaLink="false">https://gocardless.com/blog/en-gb-were-celebrating-our-500th-accepted-job-offer-in-2021/</guid><pubDate>Thu, 09 Dec 2021 08:50:01 GMT</pubDate><enclosure 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debit.]]></description><link>https://gocardless.com/guides/posts/advantages-and-disadvantages-of-direct-debit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/advantages-and-disadvantages-of-direct-debit/</guid><pubDate>Tue, 07 Dec 2021 16:59:54 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[The Pros and Cons of Accepting Credit Cards]]></title><description><![CDATA[The convenience and the cost of accepting credit cards with your business.]]></description><link>https://gocardless.com/guides/posts/the-pros-and-cons-of-accepting-credit-cards/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-pros-and-cons-of-accepting-credit-cards/</guid><pubDate>Tue, 07 Dec 2021 16:57:22 GMT</pubDate><enclosure 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payments.]]></description><link>https://gocardless.com/guides/posts/do-you-need-one-click-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/do-you-need-one-click-payments/</guid><pubDate>Tue, 07 Dec 2021 16:50:24 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[Why You Need To Measure Your CAC To LTV Ratio]]></title><description><![CDATA[Find out how and why to work out your CAC to LTV ratio.]]></description><link>https://gocardless.com/guides/posts/why-you-need-to-measure-your-cac-to-ltv-ratio/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/why-you-need-to-measure-your-cac-to-ltv-ratio/</guid><pubDate>Tue, 07 Dec 2021 16:46:34 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What Is Payment Reconciliation?]]></title><description><![CDATA[Prevent overdrafts and bounced cheques with efficient payment reconciliation.]]></description><link>https://gocardless.com/guides/posts/what-is-payment-reconciliation/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-payment-reconciliation/</guid><pubDate>Fri, 03 Dec 2021 11:24:58 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[Mobile Payment Channels Explained]]></title><description><![CDATA[A mobile payment channel offers customers a better purchasing experience.]]></description><link>https://gocardless.com/guides/posts/mobile-payment-channels-explained/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/mobile-payment-channels-explained/</guid><pubDate>Fri, 03 Dec 2021 11:22:57 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[Voice Payments: The Future of Payment Technology?]]></title><description><![CDATA[Find out if voice payments are likely to become mainstream.]]></description><link>https://gocardless.com/guides/posts/voice-payments-the-future-of-payment-technology/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/voice-payments-the-future-of-payment-technology/</guid><pubDate>Fri, 03 Dec 2021 11:21:15 GMT</pubDate><enclosure 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age.]]></description><link>https://gocardless.com/guides/posts/top-4-digital-payment-trends/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/top-4-digital-payment-trends/</guid><pubDate>Fri, 03 Dec 2021 11:16:54 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[ Is Your SaaS Ready To Go To Market?]]></title><description><![CDATA[When should your SaaS platform go to market?]]></description><link>https://gocardless.com/guides/posts/is-your-saas-ready-to-go-to-market/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/is-your-saas-ready-to-go-to-market/</guid><pubDate>Thu, 02 Dec 2021 15:51:04 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3XJ0eVbjLo6c3kbDmMklvy/d6ffbf37891528a5c6c3c0ec5afadf12/CDT-878_Organic_content_thumbnail_growth_01.png" length="21099" type="image/png"/></item><item><title><![CDATA[Best SaaS Accounting Software]]></title><description><![CDATA[SaaS accounting software should support recurring billing.]]></description><link>https://gocardless.com/guides/posts/best-saas-accounting-software/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/best-saas-accounting-software/</guid><pubDate>Thu, 02 Dec 2021 15:45:13 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[Preparing for the Christmas Ecommerce Rush]]></title><description><![CDATA[5 tips to help online retailers get prepared for the Christmas rush]]></description><link>https://gocardless.com/guides/posts/preparing-for-the-christmas-ecommerce-rush/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/preparing-for-the-christmas-ecommerce-rush/</guid><pubDate>Thu, 02 Dec 2021 15:41:34 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/MPK8UClmwoBy0gGxj670A/af66be13d7e24068f305667683e99a6e/CDT-878_Organic_content_thumbnail_growth_03.png" length="20448" type="image/png"/></item><item><title><![CDATA[Payment For Start-ups: What You Need To Know]]></title><description><![CDATA[We discuss everything new companies need to know about processing payments.]]></description><link>https://gocardless.com/guides/posts/payment-for-start-ups-what-you-need-to-know/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/payment-for-start-ups-what-you-need-to-know/</guid><pubDate>Thu, 02 Dec 2021 15:37:34 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[Freelancer Payment Terms: A Guide]]></title><description><![CDATA[A guide to establishing mutually satisfactory payment terms with freelancers.]]></description><link>https://gocardless.com/guides/posts/freelancer-payment-terms-a-guide/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/freelancer-payment-terms-a-guide/</guid><pubDate>Thu, 02 Dec 2021 15:33:58 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[8 best payment methods for freelancers]]></title><description><![CDATA[Discover the best payment methods for freelancers.]]></description><link>https://gocardless.com/guides/posts/6-best-payment-methods-for-freelancers/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/6-best-payment-methods-for-freelancers/</guid><pubDate>Wed, 01 Dec 2021 14:24:29 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4sDAgjBSEahHj35o4EwVmk/8647f82c8b7dbd51262467012c9d732e/CDT-878_Organic_content_thumbnail_payment_options_03.png" length="181774" type="image/png"/></item><item><title><![CDATA[What Is The LIBOR Transition? ]]></title><description><![CDATA[Learn everything you need to know about the LIBOR transition timeline.]]></description><link>https://gocardless.com/guides/posts/what-is-the-libor-transition/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-the-libor-transition/</guid><pubDate>Wed, 01 Dec 2021 14:22:37 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[Understanding Your Revenue Backlog]]></title><description><![CDATA[Learn about revenue backlogs and backlog revenue calculations.]]></description><link>https://gocardless.com/guides/posts/understanding-your-revenue-backlog/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/understanding-your-revenue-backlog/</guid><pubDate>Wed, 01 Dec 2021 14:20:47 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[How You Can Improve Your B2B Customer Retention]]></title><description><![CDATA[How to improve your B2B customer retention for better profitability.]]></description><link>https://gocardless.com/guides/posts/how-you-can-improve-your-b2b-customer-retention/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-you-can-improve-your-b2b-customer-retention/</guid><pubDate>Wed, 01 Dec 2021 14:18:50 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6G8SnQx0WO5rHMKUsqK3pD/1d02b7d0d22b43a601d8083a78e70ef5/CDT-878_Organic_content_thumbnail_retention_01.png" length="188704" type="image/png"/></item><item><title><![CDATA[A Guide To Outcome-based Pricing]]></title><description><![CDATA[A straightforward guide to the outcome-based pricing model]]></description><link>https://gocardless.com/guides/posts/a-guide-to-outcome-based-pricing/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/a-guide-to-outcome-based-pricing/</guid><pubDate>Wed, 01 Dec 2021 14:16:45 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[How To Calculate and Achieve Negative Churn]]></title><description><![CDATA[A straightforward guide to negative churn and how to achieve it.]]></description><link>https://gocardless.com/guides/posts/how-to-calculate-and-achieve-negative-churn/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-calculate-and-achieve-negative-churn/</guid><pubDate>Tue, 30 Nov 2021 16:27:06 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6xWIJ7Xp1Op74Tc6YycJuT/6cd9c2df38275ea0d3acd91b268eaf7e/CDT-878_Organic_content_thumbnail_retention_04.png" length="176508" type="image/png"/></item><item><title><![CDATA[The Power of SWIFT Gpi Cross-border Payments]]></title><description><![CDATA[What is the corporate and consumer value of SWIFT gpi?]]></description><link>https://gocardless.com/guides/posts/the-power-of-swift-gpi-cross-border-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-power-of-swift-gpi-cross-border-payments/</guid><pubDate>Tue, 30 Nov 2021 16:24:18 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[What The Interbank Market Means for Traders]]></title><description><![CDATA[Interbank market is the base for currency transactions between private banks.]]></description><link>https://gocardless.com/guides/posts/what-the-interbank-market-means-for-traders/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-the-interbank-market-means-for-traders/</guid><pubDate>Tue, 30 Nov 2021 16:22:13 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[ISO Currency Codes Explained and Explored]]></title><link>https://gocardless.com/guides/posts/iso-currency-codes-explained-and-explored/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/iso-currency-codes-explained-and-explored/</guid><pubDate>Tue, 30 Nov 2021 16:20:04 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[What Is Buy Now Pay Later? ]]></title><description><![CDATA[Buy now pay later methods are convenient and interest free.]]></description><link>https://gocardless.com/guides/posts/what-is-buy-now-pay-later/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-buy-now-pay-later/</guid><pubDate>Tue, 30 Nov 2021 16:17:58 GMT</pubDate><enclosure 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business expenses]]></description><link>https://gocardless.com/guides/posts/operating-expenses-for-small-businesses-explained/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/operating-expenses-for-small-businesses-explained/</guid><pubDate>Mon, 29 Nov 2021 10:21:59 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[What Is the Prompt Payment Code?]]></title><description><![CDATA[Keep the supply chain flowing by following the Prompt Payment Code.]]></description><link>https://gocardless.com/guides/posts/what-is-the-prompt-payment-code/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-the-prompt-payment-code/</guid><pubDate>Mon, 29 Nov 2021 10:19:38 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6WHe3j1iavLSRCjpQbJDWW/5fe4d276f95ca8886483f6b46a9d7c38/CDT-878_Organic_content_thumbnail_payment_options_01.png" length="196565" type="image/png"/></item><item><title><![CDATA[What Is Authorised Push Payment Fraud?]]></title><description><![CDATA[Learn to recognise the signs of push payment scams to keep accounts safe.]]></description><link>https://gocardless.com/guides/posts/what-is-authorised-push-payment-fraud-vv/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-authorised-push-payment-fraud-vv/</guid><pubDate>Mon, 29 Nov 2021 10:14:41 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4sDAgjBSEahHj35o4EwVmk/8647f82c8b7dbd51262467012c9d732e/CDT-878_Organic_content_thumbnail_payment_options_03.png" length="181774" type="image/png"/></item><item><title><![CDATA[What is Equity Financing]]></title><description><![CDATA[Raise cash to grow your business with equity financing]]></description><link>https://gocardless.com/guides/posts/what-is-equity-financing/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-equity-financing/</guid><pubDate>Mon, 29 Nov 2021 10:12:14 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[Top 8 Productivity Tips for Working Remotely]]></title><description><![CDATA[Learn how to be more productive during periods of remote work.]]></description><link>https://gocardless.com/guides/posts/top-8-productivity-tips-for-working-remotely/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/top-8-productivity-tips-for-working-remotely/</guid><pubDate>Mon, 29 Nov 2021 10:08:40 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[What Is the Impact of Payment Innovations?]]></title><description><![CDATA[Payment innovations are changing the face of modern business.]]></description><link>https://gocardless.com/guides/posts/what-is-the-impact-of-payment-innovations/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-the-impact-of-payment-innovations/</guid><pubDate>Thu, 25 Nov 2021 14:35:50 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[The Ultimate Guide to QR Code Payments]]></title><description><![CDATA[QR code payments are an important payment trend.]]></description><link>https://gocardless.com/guides/posts/guide-to-qr-code-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-to-qr-code-payments/</guid><pubDate>Thu, 25 Nov 2021 14:33:51 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[How to Pay Tax as a Freelancer]]></title><description><![CDATA[Discover how to pay tax as a freelancer here.]]></description><link>https://gocardless.com/guides/posts/how-to-pay-tax-as-a-freelancer/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-pay-tax-as-a-freelancer/</guid><pubDate>Thu, 25 Nov 2021 14:31:52 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[Guide to Upfront Payments for Freelancers]]></title><description><![CDATA[Upfront payments offer security and a better client relationship.]]></description><link>https://gocardless.com/guides/posts/guide-to-upfront-payments-for-freelancers/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-to-upfront-payments-for-freelancers/</guid><pubDate>Thu, 25 Nov 2021 14:29:53 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7E7Fam33tCYE7tX0mevtaf/bf92651b5e4a52acb5d1fe19f26ba53c/CDT-878_Organic_content_thumbnail_payment_options_02.png" length="179710" type="image/png"/></item><item><title><![CDATA[How to Accept ACH Payments Online]]></title><description><![CDATA[It’s simple to accept ACH payments online with a merchant account.]]></description><link>https://gocardless.com/guides/posts/how-to-accept-ach-payments-online/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-accept-ach-payments-online/</guid><pubDate>Thu, 25 Nov 2021 14:27:27 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[The 8 payment dimensions: Churn]]></title><description><![CDATA[Discover how you can tackle involuntary churn to improve CLV.]]></description><link>https://gocardless.com/guides/posts/8-payment-dimensions-churn/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/8-payment-dimensions-churn/</guid><pubDate>Thu, 25 Nov 2021 12:22:13 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5VwYQ6xhBzj9eVxwJzxya0/c49dc5a9baddb5907043efa29f48796e/CDT-1374_Churn_Thumbnail__2_.jpg" length="1119073" type="image/jpeg"/></item><item><title><![CDATA[On-demand: GoCardless and Tech Zero Climate Action Workshop]]></title><description><![CDATA[Watch our climate action roundtable, panels and hackathon on-demand]]></description><link>https://gocardless.com/blog/en-gb-gocardless-and-tech-zero-climate-action-workshop/</link><guid isPermaLink="false">https://gocardless.com/blog/en-gb-gocardless-and-tech-zero-climate-action-workshop/</guid><pubDate>Thu, 25 Nov 2021 09:46:07 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/fLI42zEJKJ1bqBkOEyNtm/0faa1e1e6e1608250c4d030417584f82/BD-80-Sustainability_Workshop-1920x1080.png" length="1635465" type="image/png"/></item><item><title><![CDATA[How To Avoid Non-sterling Transaction Fees]]></title><description><![CDATA[A non-sterling fee is applied to transactions in a currency other than sterling.]]></description><link>https://gocardless.com/guides/posts/how-to-avoid-non-sterling-transaction-fees/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-avoid-non-sterling-transaction-fees/</guid><pubDate>Wed, 24 Nov 2021 11:04:51 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6WHe3j1iavLSRCjpQbJDWW/5fe4d276f95ca8886483f6b46a9d7c38/CDT-878_Organic_content_thumbnail_payment_options_01.png" length="196565" type="image/png"/></item><item><title><![CDATA[Top Advantages of Accounting Software]]></title><description><![CDATA[A key advantage of accounting software is that it saves time and money.]]></description><link>https://gocardless.com/guides/posts/top-advantages-of-accounting-software/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/top-advantages-of-accounting-software/</guid><pubDate>Wed, 24 Nov 2021 11:02:19 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[What Are Credit Reference Agencies?]]></title><link>https://gocardless.com/guides/posts/what-are-credit-reference-agencies/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-credit-reference-agencies/</guid><pubDate>Wed, 24 Nov 2021 11:00:17 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[Best B2B Payment Solutions for SMB]]></title><description><![CDATA[A good B2B payment solution can reduce transaction fees.]]></description><link>https://gocardless.com/guides/posts/best-b2b-payment-solutions-for-smb/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/best-b2b-payment-solutions-for-smb/</guid><pubDate>Wed, 24 Nov 2021 10:57:50 GMT</pubDate><enclosure 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during the pandemic.]]></description><link>https://gocardless.com/guides/posts/can-sole-traders-claim-covid-disaster-payment/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/can-sole-traders-claim-covid-disaster-payment/</guid><pubDate>Tue, 23 Nov 2021 14:29:38 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[Guide to Payment Practices Reporting ]]></title><description><![CDATA[Large businesses must publish payment reporting twice a year.]]></description><link>https://gocardless.com/guides/posts/guide-to-payment-practices-reporting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-to-payment-practices-reporting/</guid><pubDate>Tue, 23 Nov 2021 14:27:29 GMT</pubDate><enclosure 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disputes.]]></description><link>https://gocardless.com/guides/posts/solving-your-small-business-payment-disputes/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/solving-your-small-business-payment-disputes/</guid><pubDate>Tue, 23 Nov 2021 14:20:09 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6WHe3j1iavLSRCjpQbJDWW/5fe4d276f95ca8886483f6b46a9d7c38/CDT-878_Organic_content_thumbnail_payment_options_01.png" length="196565" type="image/png"/></item><item><title><![CDATA[The B2B Payments Market Size and Future]]></title><description><![CDATA[Despite the pandemic, the B2B payments market continues to climb.]]></description><link>https://gocardless.com/guides/posts/the-b2b-payments-market-size-and-future/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-b2b-payments-market-size-and-future/</guid><pubDate>Tue, 23 Nov 2021 14:18:07 GMT</pubDate><enclosure 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]]></description><link>https://gocardless.com/guides/posts/the-key-features-of-b2b-payment-system/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-key-features-of-b2b-payment-system/</guid><pubDate>Mon, 22 Nov 2021 13:49:36 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4sDAgjBSEahHj35o4EwVmk/8647f82c8b7dbd51262467012c9d732e/CDT-878_Organic_content_thumbnail_payment_options_03.png" length="181774" type="image/png"/></item><item><title><![CDATA[What Happens If A Customer Disputes A Payment?]]></title><description><![CDATA[Everything you need to know to protect your business from payment disputes.]]></description><link>https://gocardless.com/guides/posts/what-happens-if-a-customer-disputes-a-payment/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-happens-if-a-customer-disputes-a-payment/</guid><pubDate>Mon, 22 Nov 2021 13:47:30 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[Credit Repair Companies: How Do They Work? ]]></title><description><![CDATA[We look at how credit repair companies may be able to improve your credit score.]]></description><link>https://gocardless.com/guides/posts/credit-repair-companies-how-do-they-work/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/credit-repair-companies-how-do-they-work/</guid><pubDate>Mon, 22 Nov 2021 13:45:09 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[What Is A Cosigner?]]></title><description><![CDATA[Why do you need a cosigner?]]></description><link>https://gocardless.com/guides/posts/what-is-a-cosigner/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-cosigner/</guid><pubDate>Mon, 22 Nov 2021 13:41:47 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[Bill Of Sale – Definition and Examples ]]></title><description><![CDATA[What does a bill of sale consist of?]]></description><link>https://gocardless.com/guides/posts/bill-of-sale-definition-and-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/bill-of-sale-definition-and-examples/</guid><pubDate>Fri, 19 Nov 2021 13:31:47 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[What Is Statutory Interest?]]></title><description><![CDATA[Get compensated for late payments by charging statutory interest.]]></description><link>https://gocardless.com/guides/posts/what-is-statutory-interest/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-statutory-interest/</guid><pubDate>Fri, 19 Nov 2021 13:24:49 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6WHe3j1iavLSRCjpQbJDWW/5fe4d276f95ca8886483f6b46a9d7c38/CDT-878_Organic_content_thumbnail_payment_options_01.png" length="196565" type="image/png"/></item><item><title><![CDATA[Unlimited Liability Definition and Examples ]]></title><description><![CDATA[It pays to know your options when it comes to limited and unlimited liability.]]></description><link>https://gocardless.com/guides/posts/unlimited-liability-definition-and-examples/</link><guid 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type="image/png"/></item><item><title><![CDATA[How Does A Phoenix Company Work?]]></title><description><![CDATA[Learn how a phoenix company works.]]></description><link>https://gocardless.com/guides/posts/how-does-a-phoenix-company-work/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-does-a-phoenix-company-work/</guid><pubDate>Fri, 19 Nov 2021 13:17:23 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[How to avoid overdue invoices in Xero]]></title><description><![CDATA[The best way to avoid late invoices in Xero is by taking automatic payments.]]></description><link>https://gocardless.com/guides/posts/how-to-avoid-overdue-invoices-in-xero/</link><guid 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It’s easy with GoCardless.]]></description><link>https://gocardless.com/guides/posts/how-to-schedule-recurring-invoices-in-quickbooks/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-schedule-recurring-invoices-in-quickbooks/</guid><pubDate>Wed, 17 Nov 2021 19:54:02 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[How to set up Direct Debit payments in Xero]]></title><link>https://gocardless.com/guides/posts/how-to-set-up-direct-debit-payments-xero/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-set-up-direct-debit-payments-xero/</guid><pubDate>Wed, 17 Nov 2021 19:47:23 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[How to set up Direct Debit payments in QuickBooks]]></title><link>https://gocardless.com/guides/posts/how-to-set-up-direct-debit-quickbooks/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-set-up-direct-debit-quickbooks/</guid><pubDate>Wed, 17 Nov 2021 19:43:55 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[How to set up a Direct Debit in Sage]]></title><description><![CDATA[Use GoCardless to set up Sage Direct Debit for easier payments.]]></description><link>https://gocardless.com/guides/posts/how-to-set-up-a-direct-debit-in-sage/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-set-up-a-direct-debit-in-sage/</guid><pubDate>Wed, 17 Nov 2021 19:29:07 GMT</pubDate><enclosure 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fees.]]></description><link>https://gocardless.com/guides/posts/best-b2b-payment-solutions-for-smb/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/best-b2b-payment-solutions-for-smb/</guid><pubDate>Wed, 17 Nov 2021 13:57:22 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[How To Avoid Non-sterling Transaction Fees]]></title><description><![CDATA[A non-sterling fee is applied to transactions in a currency other than sterling.]]></description><link>https://gocardless.com/guides/posts/how-to-avoid-non-sterling-transaction-fees/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-avoid-non-sterling-transaction-fees/</guid><pubDate>Wed, 17 Nov 2021 13:40:41 GMT</pubDate><enclosure 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business.]]></description><link>https://gocardless.com/guides/posts/best-small-business-payment-options/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/best-small-business-payment-options/</guid><pubDate>Thu, 11 Nov 2021 15:14:45 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[How to Set Aside Business Taxes ]]></title><description><![CDATA[Discover how to set aside business taxes.]]></description><link>https://gocardless.com/guides/posts/how-to-set-aside-business-taxes/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-set-aside-business-taxes/</guid><pubDate>Thu, 11 Nov 2021 15:11:41 GMT</pubDate><enclosure 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Find out.]]></description><link>https://gocardless.com/guides/posts/best-restaurant-payment-technology/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/best-restaurant-payment-technology/</guid><pubDate>Thu, 11 Nov 2021 14:56:46 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[Announcing our new Greenhouse Gas Calculator]]></title><description><![CDATA[We've launched a new, free resource to help businesses calculate their emissions]]></description><link>https://gocardless.com/blog/en-gb-announcing-our-new-greenhouse-gas-calculator/</link><guid isPermaLink="false">https://gocardless.com/blog/en-gb-announcing-our-new-greenhouse-gas-calculator/</guid><pubDate>Wed, 10 Nov 2021 13:21:13 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2oMrkM9fA0W9UKPImPWE2E/8da6fc0500c97b9df80b525d6731b21d/greenhouse-gas-calculator-small-households.png" length="1758" type="image/png"/></item><item><title><![CDATA[How Does Bank Data Validation Work?]]></title><description><![CDATA[Bank data validation reduces risks and cost for your business.]]></description><link>https://gocardless.com/guides/posts/en-gb-how-does-bank-data-validation-work/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/en-gb-how-does-bank-data-validation-work/</guid><pubDate>Tue, 09 Nov 2021 13:58:11 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[PCI Compliance Self-Assessment Questionnaire ]]></title><description><![CDATA[Understand the PCI compliance self-assessment questionnaire.]]></description><link>https://gocardless.com/guides/posts/pci-compliance-self-assessment-questionnaire/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/pci-compliance-self-assessment-questionnaire/</guid><pubDate>Tue, 09 Nov 2021 13:52:35 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[How to prevent credential stuffing attacks]]></title><description><![CDATA[Protect your business. Learn how to deter credential stuffing attacks.]]></description><link>https://gocardless.com/guides/posts/how-to-prevent-credential-stuffing-attacks/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-prevent-credential-stuffing-attacks/</guid><pubDate>Tue, 09 Nov 2021 13:47:52 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[Merchant Category Codes Explained]]></title><description><![CDATA[Merchant category codes can impact various areas of your business.]]></description><link>https://gocardless.com/guides/posts/merchant-category-codes-explained/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/merchant-category-codes-explained/</guid><pubDate>Tue, 09 Nov 2021 13:41:51 GMT</pubDate><enclosure 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sales.]]></description><link>https://gocardless.com/guides/posts/common-ecommerce-mistakes/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/common-ecommerce-mistakes/</guid><pubDate>Mon, 08 Nov 2021 11:27:56 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[5 Best Online Payment Solutions]]></title><description><![CDATA[Get paid when selling online – this is where online payment solutions come in.]]></description><link>https://gocardless.com/guides/posts/best-online-payment-solutions/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/best-online-payment-solutions/</guid><pubDate>Mon, 08 Nov 2021 11:11:42 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[How to Calculate Cost Per Invoice in AP]]></title><description><![CDATA[Calculate the cost per invoice to benchmark Accounts Payable.]]></description><link>https://gocardless.com/guides/posts/how-to-calculate-cost-per-invoice-in-ap/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-calculate-cost-per-invoice-in-ap/</guid><pubDate>Mon, 08 Nov 2021 11:08:37 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[Do You Need a Payment Aggregator?]]></title><description><![CDATA[Could a payment aggregator help your business process payments?]]></description><link>https://gocardless.com/guides/posts/do-you-need-a-payment-aggregator/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/do-you-need-a-payment-aggregator/</guid><pubDate>Mon, 08 Nov 2021 11:05:56 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[Mobile vs Desktop Conversion Rates]]></title><description><![CDATA[We look at the disparity behind mobile and desktop conversion rates]]></description><link>https://gocardless.com/guides/posts/mobile-vs-desktop-conversion-rates/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/mobile-vs-desktop-conversion-rates/</guid><pubDate>Mon, 08 Nov 2021 11:02:37 GMT</pubDate><enclosure 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is a way to return companies to profitability.]]></description><link>https://gocardless.com/guides/posts/receivership-explained-with-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/receivership-explained-with-examples/</guid><pubDate>Wed, 03 Nov 2021 14:51:48 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6WHe3j1iavLSRCjpQbJDWW/5fe4d276f95ca8886483f6b46a9d7c38/CDT-878_Organic_content_thumbnail_payment_options_01.png" length="196565" type="image/png"/></item><item><title><![CDATA[What is a Letter Before Action (LBA)?]]></title><description><![CDATA[What is a letter before action and why you might need to send one.]]></description><link>https://gocardless.com/guides/posts/what-is-a-letter-before-action-lba/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-letter-before-action-lba/</guid><pubDate>Wed, 03 Nov 2021 14:48:14 GMT</pubDate><enclosure 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ability to take out loans.]]></description><link>https://gocardless.com/guides/posts/adverse-credit-history-explained/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/adverse-credit-history-explained/</guid><pubDate>Wed, 03 Nov 2021 14:40:03 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[Outstanding Balance Explained]]></title><description><![CDATA[Outstanding balance indicates the money owed on your credit card.]]></description><link>https://gocardless.com/guides/posts/outstanding-balance-explained/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/outstanding-balance-explained/</guid><pubDate>Wed, 03 Nov 2021 14:37:49 GMT</pubDate><enclosure 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writing a call to action.]]></description><link>https://gocardless.com/guides/posts/best-call-to-action-cta-for-ecommerce/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/best-call-to-action-cta-for-ecommerce/</guid><pubDate>Tue, 02 Nov 2021 12:25:04 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/MPK8UClmwoBy0gGxj670A/af66be13d7e24068f305667683e99a6e/CDT-878_Organic_content_thumbnail_growth_03.png" length="20448" type="image/png"/></item><item><title><![CDATA[Revenue Operations vs Sales Operations]]></title><description><![CDATA[We look at the difference between revenue ops and sales ops for your company.]]></description><link>https://gocardless.com/guides/posts/revenue-operations-vs-sales-operations/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/revenue-operations-vs-sales-operations/</guid><pubDate>Tue, 02 Nov 2021 12:22:20 GMT</pubDate><enclosure 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Friday]]></description><link>https://gocardless.com/guides/posts/making-the-most-of-black-friday-for-e-commerce/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/making-the-most-of-black-friday-for-e-commerce/</guid><pubDate>Tue, 02 Nov 2021 12:11:11 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3XJ0eVbjLo6c3kbDmMklvy/d6ffbf37891528a5c6c3c0ec5afadf12/CDT-878_Organic_content_thumbnail_growth_01.png" length="21099" type="image/png"/></item><item><title><![CDATA[How to Build an Effective Customer Portal]]></title><description><![CDATA[Learn how to maximise your retention rates by optimising your customer portal.]]></description><link>https://gocardless.com/guides/posts/How-to-Build-Effective-Customer-Portal/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/How-to-Build-Effective-Customer-Portal/</guid><pubDate>Tue, 02 Nov 2021 12:06:30 GMT</pubDate><enclosure 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conversion rates?]]></description><link>https://gocardless.com/guides/posts/what-is-guest-checkout/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-guest-checkout/</guid><pubDate>Mon, 01 Nov 2021 10:06:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4sDAgjBSEahHj35o4EwVmk/8647f82c8b7dbd51262467012c9d732e/CDT-878_Organic_content_thumbnail_payment_options_03.png" length="181774" type="image/png"/></item><item><title><![CDATA[How Does the Stock Market Work?]]></title><description><![CDATA[Make the most of investing with a greater understanding of stock market trading.]]></description><link>https://gocardless.com/guides/posts/how-does-the-stock-market-work/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-does-the-stock-market-work/</guid><pubDate>Mon, 01 Nov 2021 10:04:03 GMT</pubDate><enclosure 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market.]]></description><link>https://gocardless.com/guides/posts/how-do-hedging-strategies-work/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-do-hedging-strategies-work/</guid><pubDate>Mon, 01 Nov 2021 09:58:32 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[What Does a Hedge Fund Manager Do?]]></title><description><![CDATA[What is a hedge fund manager, and what are their goals?]]></description><link>https://gocardless.com/guides/posts/what-does-a-hedge-fund-manager-do/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-does-a-hedge-fund-manager-do/</guid><pubDate>Mon, 01 Nov 2021 09:56:15 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[[Webinar] Getting Started with Instant Bank Pay]]></title><description><![CDATA[Join our webinar and discover three new ways you can use open banking with Instant Bank Pay]]></description><link>https://gocardless.com/guides/posts/en-gb-webinar-getting-started-with-instant-bank-pay/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/en-gb-webinar-getting-started-with-instant-bank-pay/</guid><pubDate>Fri, 29 Oct 2021 09:31:30 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Yborynxzd4dx7TuIrPCzp/1081dcaf062f8e758d3381e9f82be792/Open-Banking-101-Pardot_Hero_CTA_002x2.jpg" length="1211236" type="image/jpeg"/></item><item><title><![CDATA[What Is a Minimum Payment On a Credit Card? ]]></title><description><![CDATA[Everything you need to know about minimum payments on your credit card.]]></description><link>https://gocardless.com/guides/posts/what-is-a-minimum-payment-on-a-credit-card/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-minimum-payment-on-a-credit-card/</guid><pubDate>Thu, 28 Oct 2021 12:43:35 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[FICO Score: How To Calculate and Why It Matters]]></title><description><![CDATA[We look at how your FICO score is calculated and why it’s important.]]></description><link>https://gocardless.com/guides/posts/fico-score-how-to-calculate-and-why-it-matters/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/fico-score-how-to-calculate-and-why-it-matters/</guid><pubDate>Thu, 28 Oct 2021 12:40:59 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[What Are the Different Types of Credit Score?]]></title><description><![CDATA[FICO and VantageScore are the two most common models for credit reports.]]></description><link>https://gocardless.com/guides/posts/what-are-the-different-types-of-credit-score/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-the-different-types-of-credit-score/</guid><pubDate>Thu, 28 Oct 2021 12:37:44 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6WHe3j1iavLSRCjpQbJDWW/5fe4d276f95ca8886483f6b46a9d7c38/CDT-878_Organic_content_thumbnail_payment_options_01.png" length="196565" type="image/png"/></item><item><title><![CDATA[Down Payments Explained]]></title><description><![CDATA[What you need to know about business down payments and personal endeavours.]]></description><link>https://gocardless.com/guides/posts/down-payments-explained/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/down-payments-explained/</guid><pubDate>Thu, 28 Oct 2021 12:34:01 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[Cash Inflows Explained and Examined]]></title><description><![CDATA[Cash inflow quite literally refers to any money going into a business.]]></description><link>https://gocardless.com/guides/posts/cash-inflows-explained/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/cash-inflows-explained/</guid><pubDate>Thu, 28 Oct 2021 12:31:23 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5k4G6L6FU0Su0hb323lJ1M/97fdddc6dcb29082ef205e494cfed58f/CDT-878_Organic_content_thumbnail_cashflow_02.png" length="187025" type="image/png"/></item><item><title><![CDATA[GoCardless Environmental Action Day]]></title><description><![CDATA[Hear how our team members are helping to make positive environmental change]]></description><link>https://gocardless.com/blog/en-gb-gocardless-environmental-action-day/</link><guid isPermaLink="false">https://gocardless.com/blog/en-gb-gocardless-environmental-action-day/</guid><pubDate>Wed, 27 Oct 2021 17:49:16 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/32guCa6IwbG5XMPDOVaF4x/e0cce3e138d7f45bd60115250390143a/Screenshot_2021-10-27_at_18.30.38.png" length="6711683" type="image/png"/></item><item><title><![CDATA[Celebrating Black History Month: Proud to be a Black lawyer]]></title><description><![CDATA[In the final instalment of our employee spotlight series, we talk to Umeadi ]]></description><link>https://gocardless.com/blog/en-gb-black-history-month-employee-spotlight-part-four/</link><guid isPermaLink="false">https://gocardless.com/blog/en-gb-black-history-month-employee-spotlight-part-four/</guid><pubDate>Wed, 27 Oct 2021 07:54:32 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/48NV8nF4fhChroLwXQWdPA/024e6f55615e4824f611a181ce7abf5a/BHM_2021_Employee_Spotlights_blog_post_Umeadi.jpg" length="6279876" type="image/jpeg"/></item><item><title><![CDATA[What Does Escalation Mean? ]]></title><description><![CDATA[The escalation meaning is used frequently in finance. Here’s how it works.]]></description><link>https://gocardless.com/guides/posts/what-does-escalation-mean/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-does-escalation-mean/</guid><pubDate>Tue, 26 Oct 2021 14:12:07 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4sDAgjBSEahHj35o4EwVmk/8647f82c8b7dbd51262467012c9d732e/CDT-878_Organic_content_thumbnail_payment_options_03.png" length="181774" type="image/png"/></item><item><title><![CDATA[What Is CFR In Accounting]]></title><description><![CDATA[Find out what CFR means in a shipping contract]]></description><link>https://gocardless.com/guides/posts/what-is-cfr-in-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-cfr-in-accounting/</guid><pubDate>Tue, 26 Oct 2021 14:09:25 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/7af330ebe1010da27970030e511a7e3e/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[What Is Transaction Banking?]]></title><description><![CDATA[Find out what is transaction banking and the role it plays]]></description><link>https://gocardless.com/guides/posts/what-is-transaction-banking/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-transaction-banking/</guid><pubDate>Tue, 26 Oct 2021 14:07:13 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[Understanding materiality in accounting]]></title><description><![CDATA[Materiality lets a business ignore accounting standards to simplify finances]]></description><link>https://gocardless.com/guides/posts/understanding-materiality-in-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/understanding-materiality-in-accounting/</guid><pubDate>Tue, 26 Oct 2021 14:03:22 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[Surplus Definition And Examples]]></title><description><![CDATA[Find out what a surplus is for businesses and consumers]]></description><link>https://gocardless.com/guides/posts/surplus-definition-and-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/surplus-definition-and-examples/</guid><pubDate>Tue, 26 Oct 2021 14:00:25 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[Empowering women at GoCardless: 3 lessons from Ursula Dolton, CTO, British Heart Foundation]]></title><description><![CDATA[Discover more about Inspiring Lean In circles at GoCardless]]></description><link>https://gocardless.com/blog/empowering-women-at-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/empowering-women-at-gocardless/</guid><pubDate>Fri, 22 Oct 2021 14:48:30 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/78MU5sdnkd3SmkEXvuiZGS/d9c85b69e7093869786510b2de0b5c7e/Blog_InspiringLeanIn_Hero_2475x1400.jpg" length="1934429" type="image/jpeg"/></item><item><title><![CDATA[Gratuity - Definition and Calculation]]></title><description><![CDATA[What is a gratuity and how is it calculated?]]></description><link>https://gocardless.com/guides/posts/gratuity-definition-and-calculation/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/gratuity-definition-and-calculation/</guid><pubDate>Fri, 22 Oct 2021 11:46:58 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6WHe3j1iavLSRCjpQbJDWW/5fe4d276f95ca8886483f6b46a9d7c38/CDT-878_Organic_content_thumbnail_payment_options_01.png" length="196565" type="image/png"/></item><item><title><![CDATA[What is Legal Tender UK ]]></title><description><![CDATA[Discover the legal tender definition.]]></description><link>https://gocardless.com/guides/posts/what-is-legal-tender-uk/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-legal-tender-uk/</guid><pubDate>Fri, 22 Oct 2021 11:42:18 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[Payment in Lieu of Notice (PILON) ]]></title><description><![CDATA[We explore how Payment in Lieu of Notice (PILON) works. ]]></description><link>https://gocardless.com/guides/posts/payment-in-lieu-of-notice-pilon/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/payment-in-lieu-of-notice-pilon/</guid><pubDate>Fri, 22 Oct 2021 11:37:30 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[What Does it Mean When a Payment is Pending]]></title><description><![CDATA[A simple guide to understanding pending payments.]]></description><link>https://gocardless.com/guides/posts/what-does-it-mean-when-a-payment-is-pending/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-does-it-mean-when-a-payment-is-pending/</guid><pubDate>Fri, 22 Oct 2021 11:33:45 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4sDAgjBSEahHj35o4EwVmk/8647f82c8b7dbd51262467012c9d732e/CDT-878_Organic_content_thumbnail_payment_options_03.png" length="181774" type="image/png"/></item><item><title><![CDATA[What is a Payment Holiday]]></title><description><![CDATA[Discover the meaning of a credit card payment holiday.]]></description><link>https://gocardless.com/guides/posts/what-is-a-payment-holiday/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-payment-holiday/</guid><pubDate>Fri, 22 Oct 2021 11:30:31 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[Celebrating Black History Month: Proud to be African, Gay, a Son, a Brother, a Friend, a GeeCee]]></title><description><![CDATA[Meet Eddy in the third instalment of our employee spotlight series]]></description><link>https://gocardless.com/blog/en-gb-black-history-month-employee-spotlight-part-three/</link><guid isPermaLink="false">https://gocardless.com/blog/en-gb-black-history-month-employee-spotlight-part-three/</guid><pubDate>Thu, 21 Oct 2021 18:18:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/RTbzX4zM4bsuAzvIyjLqE/585cf22df006e914ef02e39a95cebcad/BHM_2021_Employee_Spotlights_blog_post_eddy.jpg" length="5381799" type="image/jpeg"/></item><item><title><![CDATA[[On-Demand] Open Banking 101 ]]></title><description><![CDATA[Hear speakers from GoCardless and Open Banking Excellence as they demystify open banking and explain how businesses can use it to future proof their strategies]]></description><link>https://gocardless.com/guides/posts/en-gb-open-banking-101-webinar/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/en-gb-open-banking-101-webinar/</guid><pubDate>Wed, 20 Oct 2021 14:37:16 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/q4bqg6E1GYXXxHqgdkiMQ/6e00fa22f86225cc63e9ee4cebac2369/Open-Banking-101-Pardot_Hero_CTA_002x2.jpg" length="1029050" type="image/jpeg"/></item><item><title><![CDATA[Direct Costs vs Indirect Costs]]></title><description><![CDATA[ We explain the difference between direct and indirect costs in expenses]]></description><link>https://gocardless.com/guides/posts/direct-costs-vs-indirect-costs/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/direct-costs-vs-indirect-costs/</guid><pubDate>Wed, 20 Oct 2021 12:13:50 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[How to Fill Out a P60 Form Correctly]]></title><description><![CDATA[Learn how to fill out a P60 form correctly.]]></description><link>https://gocardless.com/guides/posts/how-to-fill-out-a-p60-form-correctly/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-fill-out-a-p60-form-correctly/</guid><pubDate>Wed, 20 Oct 2021 12:05:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[What is the Construction Industry Scheme (CIS)]]></title><description><![CDATA[A quick guide to the Construction Industry Scheme (CIS).]]></description><link>https://gocardless.com/guides/posts/what-is-the-construction-industry-scheme-cis/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-the-construction-industry-scheme-cis/</guid><pubDate>Wed, 20 Oct 2021 11:58:12 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What are Trade Payables?]]></title><description><![CDATA[We look at trade payables and how to account for them.]]></description><link>https://gocardless.com/guides/posts/what-are-trade-payables/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-trade-payables/</guid><pubDate>Wed, 20 Oct 2021 11:40:06 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[What is the Prudence Concept in Accounting?]]></title><description><![CDATA[We explore the concept of prudence when applied to accounting. ]]></description><link>https://gocardless.com/guides/posts/what-is-the-prudence-concept-in-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-the-prudence-concept-in-accounting/</guid><pubDate>Wed, 20 Oct 2021 11:08:39 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[How Do Banks Investigate Fraud in the UK?]]></title><description><![CDATA[Find out what happens in a bank fraud investigation procedure.]]></description><link>https://gocardless.com/guides/posts/how-do-banks-investigate-fraud-in-the-uk/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-do-banks-investigate-fraud-in-the-uk/</guid><pubDate>Tue, 19 Oct 2021 13:32:07 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/Nn9wvzTwYVRyjnmPdyUTc/48cd6ff10ac440fb24d73d2ef0eb98d3/CDT-878_Organic_content_thumbnail_regulation_02.png" length="249184" type="image/png"/></item><item><title><![CDATA[Four Common Types of Card Fraud]]></title><description><![CDATA[Protect your business and customers from the main types of credit card fraud.]]></description><link>https://gocardless.com/guides/posts/four-common-types-of-card-fraud/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/four-common-types-of-card-fraud/</guid><pubDate>Tue, 19 Oct 2021 13:26:59 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[What is Single Immediate Payments]]></title><description><![CDATA[Single immediate payments are fast and convenient.]]></description><link>https://gocardless.com/guides/posts/what-is-single-immediate-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-single-immediate-payments/</guid><pubDate>Tue, 19 Oct 2021 13:22:48 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[SOP Payment Definition And Examples]]></title><description><![CDATA[Find out what SOP can do for your business.]]></description><link>https://gocardless.com/guides/posts/sop-payment-definition-and-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/sop-payment-definition-and-examples/</guid><pubDate>Tue, 19 Oct 2021 13:18:39 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[What Does FDP Stand For]]></title><description><![CDATA[Find out how future dated payments work for businesses]]></description><link>https://gocardless.com/guides/posts/what-does-fdp-stand-for/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-does-fdp-stand-for/</guid><pubDate>Tue, 19 Oct 2021 13:15:38 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[Commercial invoices – How do they work and why?]]></title><description><![CDATA[We explain not only what a commercial invoice is but how to create your own.]]></description><link>https://gocardless.com/guides/posts/commercial-invoices-how-do-they-work-and-why/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/commercial-invoices-how-do-they-work-and-why/</guid><pubDate>Fri, 15 Oct 2021 11:53:16 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What is a Limited Liability Partnership (LLP)]]></title><description><![CDATA[Discover what LLP means and its advantages.]]></description><link>https://gocardless.com/guides/posts/what-is-a-limited-liability-partnership-llp/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-limited-liability-partnership-llp/</guid><pubDate>Fri, 15 Oct 2021 11:51:41 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7KSgCvElsk5XSo9NpGooKu/712681e69e22f1cc79cb657d7d12539f/CDT-878_Organic_content_thumbnail_starting_a_business_01.png" length="173781" type="image/png"/></item><item><title><![CDATA[How Do Instalment Payments Work]]></title><description><![CDATA[A quick guide to everything you need to know about instalment payments.]]></description><link>https://gocardless.com/guides/posts/how-do-instalment-payments-work/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-do-instalment-payments-work/</guid><pubDate>Fri, 15 Oct 2021 11:49:42 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[What Is Foreclosure?]]></title><description><![CDATA[Discover what foreclosure means and how it works]]></description><link>https://gocardless.com/guides/posts/what-is-foreclosure/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-foreclosure/</guid><pubDate>Fri, 15 Oct 2021 11:47:42 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[What is a Deficit]]></title><description><![CDATA[Learn what a deficit is and how it can be useful in business.]]></description><link>https://gocardless.com/guides/posts/what-is-a-deficit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-deficit/</guid><pubDate>Fri, 15 Oct 2021 11:33:17 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[Celebrating Black History Month: Proud to be black & LGBTQ+]]></title><description><![CDATA[Meet Rachel in the next instalment of employee spotlight chats ]]></description><link>https://gocardless.com/blog/en-gb-black-history-month-employee-spotlight-part-two/</link><guid isPermaLink="false">https://gocardless.com/blog/en-gb-black-history-month-employee-spotlight-part-two/</guid><pubDate>Fri, 15 Oct 2021 09:01:56 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/235tQYr54jPGHPTiqYRJvE/db8a68e7ffc4f5891f0b3fcd31e5ced1/BHM_2021_Employee_Spotlights_blog_post_Rachel.jpg" length="1993028" type="image/jpeg"/></item><item><title><![CDATA[Transforming Your Small Business Into A Big Business]]></title><description><![CDATA[Find out how to expand your small business]]></description><link>https://gocardless.com/guides/posts/transforming-your-small-business-into-a-big-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/transforming-your-small-business-into-a-big-business/</guid><pubDate>Thu, 14 Oct 2021 11:07:46 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3XJ0eVbjLo6c3kbDmMklvy/d6ffbf37891528a5c6c3c0ec5afadf12/CDT-878_Organic_content_thumbnail_growth_01.png" length="21099" type="image/png"/></item><item><title><![CDATA[What Is Funds Availability]]></title><description><![CDATA[Find out how funds availability impacts on your business]]></description><link>https://gocardless.com/guides/posts/what-is-funds-availability/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-funds-availability/</guid><pubDate>Thu, 14 Oct 2021 11:04:57 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[The Top 5 Payment Processing Challenges For Small Businesses]]></title><description><![CDATA[We look at the top 5 payment processing challenges and how to overcome them.]]></description><link>https://gocardless.com/guides/posts/the-top-5-payment-processing-challenges-for-small-businesses/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-top-5-payment-processing-challenges-for-small-businesses/</guid><pubDate>Thu, 14 Oct 2021 11:01:50 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[5 Reasons To Use Payment Links]]></title><description><![CDATA[We explore the benefits of payment links for merchants.]]></description><link>https://gocardless.com/guides/posts/5-reasons-to-use-payment-links/</link><guid 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difference between organic and inorganic growth.]]></description><link>https://gocardless.com/guides/posts/how-businesses-should-measure-organic-growth/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-businesses-should-measure-organic-growth/</guid><pubDate>Wed, 13 Oct 2021 09:55:55 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/MPK8UClmwoBy0gGxj670A/af66be13d7e24068f305667683e99a6e/CDT-878_Organic_content_thumbnail_growth_03.png" length="20448" type="image/png"/></item><item><title><![CDATA[How To Ensure Blockchain Security]]></title><description><![CDATA[Find out how to enhance the security of your blockchains]]></description><link>https://gocardless.com/guides/posts/how-to-ensure-blockchain-security/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-ensure-blockchain-security/</guid><pubDate>Wed, 13 Oct 2021 09:27:55 GMT</pubDate><enclosure 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Numbers]]></description><link>https://gocardless.com/guides/posts/how-to-check-and-validate-your-bin/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-check-and-validate-your-bin/</guid><pubDate>Wed, 13 Oct 2021 09:18:02 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[How To Minimise Indemnity Claims]]></title><description><![CDATA[Find out how to minimise BACS indemnity claims]]></description><link>https://gocardless.com/guides/posts/how-to-minimise-indemnity-claims/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-minimise-indemnity-claims/</guid><pubDate>Wed, 13 Oct 2021 09:11:37 GMT</pubDate><enclosure 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examples.]]></description><link>https://gocardless.com/guides/posts/capital-stock-definition-and-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/capital-stock-definition-and-examples/</guid><pubDate>Mon, 11 Oct 2021 15:46:45 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[What is a Capital Gain? ]]></title><description><![CDATA[We look at capital gains and their tax implications for businesses.]]></description><link>https://gocardless.com/guides/posts/what-is-a-capital-gain/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-capital-gain/</guid><pubDate>Mon, 11 Oct 2021 15:44:44 GMT</pubDate><enclosure 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Europe.]]></description><link>https://gocardless.com/guides/posts/how-to-transfer-money-within-europe/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-transfer-money-within-europe/</guid><pubDate>Mon, 11 Oct 2021 15:40:23 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[How to transfer money to USA without IBAN?]]></title><description><![CDATA[Discover how to transfer money to the USA easily]]></description><link>https://gocardless.com/guides/posts/how-to-transfer-money-to-usa-without-iban/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-transfer-money-to-usa-without-iban/</guid><pubDate>Mon, 11 Oct 2021 15:38:21 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[Businesses with the wrong payment method are seeing almost 4x more payment failures]]></title><link>https://gocardless.com/guides/posts/4-insights-from-payment-success-index/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/4-insights-from-payment-success-index/</guid><pubDate>Mon, 11 Oct 2021 12:43:46 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3Biz6emotGulmzKoJGAcV3/bb3a711c180d84edae18089dff4e0cd2/CDT-1131-Benchmark-Reports-Oct-20-Cover.jpg" length="318838" type="image/jpeg"/></item><item><title><![CDATA[Celebrating Black History Month: a history of Claudia Jones ]]></title><description><![CDATA[Learn about the life of Claudia Jones and her achievements]]></description><link>https://gocardless.com/blog/en-gb-black-history-month-spotlight-part-two/</link><guid isPermaLink="false">https://gocardless.com/blog/en-gb-black-history-month-spotlight-part-two/</guid><pubDate>Fri, 08 Oct 2021 13:08:27 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/27u3nZYE5jpFGBhTUsCZU4/10186a9ea5ed856a71e575ac7cdc7ef1/BHM_2021_Claudia_Jones_blog_post.jpg" length="288562" type="image/jpeg"/></item><item><title><![CDATA[Multivariate Testing for Ecommerce]]></title><description><![CDATA[Multivariate testing is a great way to improve conversion rate.]]></description><link>https://gocardless.com/guides/posts/multivariate-testing-for-ecommerce/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/multivariate-testing-for-ecommerce/</guid><pubDate>Wed, 06 Oct 2021 10:43:36 GMT</pubDate><enclosure 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customers]]></description><link>https://gocardless.com/guides/posts/5-ways-to-win-back-lost-customers/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/5-ways-to-win-back-lost-customers/</guid><pubDate>Wed, 06 Oct 2021 10:35:30 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5xFvgvKKPk8PUdxig1s530/6fe1cb17784eb9af46855b5186ee93ff/CDT-878_Organic_content_thumbnail_retention_03.png" length="175715" type="image/png"/></item><item><title><![CDATA[What Is Payment Gateway Routing]]></title><description><![CDATA[Find out how payment gateway routing can cut payment processing costs]]></description><link>https://gocardless.com/guides/posts/what-is-payment-gateway-routing/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-payment-gateway-routing/</guid><pubDate>Wed, 06 Oct 2021 10:31:30 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[Managing seasonal cash flow]]></title><description><![CDATA[Discover the solutions to seasonal cash flow problems.]]></description><link>https://gocardless.com/guides/posts/managing-seasonal-cash-flow/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/managing-seasonal-cash-flow/</guid><pubDate>Wed, 06 Oct 2021 10:28:54 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3lv39jEAGZJMI63ml7KHgk/cc36ee1ff7b63344da8645adeb2e4372/CDT-878_Organic_content_thumbnail_cashflow_04.png" length="189532" type="image/png"/></item><item><title><![CDATA[GoCardless Gender Pay Gap Report 2020/21]]></title><description><![CDATA[An overview of our latest reporting figures, including next steps and actions]]></description><link>https://gocardless.com/blog/en-gb-gocardless-gender-pay-gap-report-2020-21/</link><guid isPermaLink="false">https://gocardless.com/blog/en-gb-gocardless-gender-pay-gap-report-2020-21/</guid><pubDate>Wed, 06 Oct 2021 07:35:18 GMT</pubDate></item><item><title><![CDATA[How do deferred payments work?]]></title><description><![CDATA[Find out how a deferred payment works.]]></description><link>https://gocardless.com/guides/posts/how-does-a-deferred-payment-work/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-does-a-deferred-payment-work/</guid><pubDate>Tue, 05 Oct 2021 12:13:55 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6WHe3j1iavLSRCjpQbJDWW/5fe4d276f95ca8886483f6b46a9d7c38/CDT-878_Organic_content_thumbnail_payment_options_01.png" length="196565" type="image/png"/></item><item><title><![CDATA[What is a Payment Scheme ]]></title><description><![CDATA[Find out how a payment scheme enables payment transactions]]></description><link>https://gocardless.com/guides/posts/what-is-a-payment-scheme/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-payment-scheme/</guid><pubDate>Tue, 05 Oct 2021 12:11:56 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4sDAgjBSEahHj35o4EwVmk/8647f82c8b7dbd51262467012c9d732e/CDT-878_Organic_content_thumbnail_payment_options_03.png" length="181774" type="image/png"/></item><item><title><![CDATA[What Is Payment Reference]]></title><description><![CDATA[Find out how payment reference numbers work]]></description><link>https://gocardless.com/guides/posts/what-is-payment-reference/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-payment-reference/</guid><pubDate>Tue, 05 Oct 2021 12:10:02 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[What is Ripple and How Does it Work?]]></title><description><![CDATA[We explain how Ripple works, and its differences to other cryptocurrencies.]]></description><link>https://gocardless.com/guides/posts/what-is-ripple-and-how-does-it-work/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-ripple-and-how-does-it-work/</guid><pubDate>Tue, 05 Oct 2021 12:07:48 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[Best Credit Card Processing Services]]></title><description><![CDATA[How does credit card processing work?]]></description><link>https://gocardless.com/guides/posts/best-credit-card-processing-services/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/best-credit-card-processing-services/</guid><pubDate>Tue, 05 Oct 2021 12:03:35 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[Celebrating Black History Month: Proud to be]]></title><description><![CDATA[The first in our four part series of employee spotlight chats ]]></description><link>https://gocardless.com/blog/en-gb-black-history-month-employee-spotlight/</link><guid isPermaLink="false">https://gocardless.com/blog/en-gb-black-history-month-employee-spotlight/</guid><pubDate>Tue, 05 Oct 2021 08:13:45 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6sWn2LawkRcIItfMsb7jck/d33b20fbc823393bd874bedb3d9a636c/BHM_2021_Employee_Spotlights_blog_post_Naz.jpg" length="2067014" type="image/jpeg"/></item><item><title><![CDATA[We're celebrating National Customer Service Week!]]></title><description><![CDATA[Go behind the scenes and learn about our award-winning Customer Support team]]></description><link>https://gocardless.com/blog/en-gb-were-celebrating-national-customer-service-week/</link><guid isPermaLink="false">https://gocardless.com/blog/en-gb-were-celebrating-national-customer-service-week/</guid><pubDate>Mon, 04 Oct 2021 09:08:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2HMp2rdFwjNc4xXeUJd9rD/56708cf74682d81254da1945b549bb8f/NCSW_Blog_Hero.jpg" length="2605088" type="image/jpeg"/></item><item><title><![CDATA[Common Types of Ecommerce Fraud ]]></title><description><![CDATA[Discover the ecommerce fraud prevention best practices.]]></description><link>https://gocardless.com/guides/posts/common-types-of-ecommerce-fraud/</link><guid 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type="image/png"/></item><item><title><![CDATA[What Are Hardware Security Modules?]]></title><description><![CDATA[Hardware security modules protect payment information through cryptography.]]></description><link>https://gocardless.com/guides/posts/what-are-hardware-security-modules/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-hardware-security-modules/</guid><pubDate>Fri, 01 Oct 2021 11:46:13 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[What Are Host To Host Payments]]></title><description><![CDATA[Find out about host to host payment solutions]]></description><link>https://gocardless.com/guides/posts/what-are-host-to-host-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-host-to-host-payments/</guid><pubDate>Fri, 01 Oct 2021 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UK]]></description><link>https://gocardless.com/guides/posts/how-to-start-an-online-store/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-start-an-online-store/</guid><pubDate>Thu, 30 Sep 2021 10:15:47 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7KSgCvElsk5XSo9NpGooKu/712681e69e22f1cc79cb657d7d12539f/CDT-878_Organic_content_thumbnail_starting_a_business_01.png" length="173781" type="image/png"/></item><item><title><![CDATA[What are the Impacts of Payment Terms on Cash Flow?]]></title><description><![CDATA[We explore how your repayment terms can make or break your cash flow]]></description><link>https://gocardless.com/guides/posts/what-are-the-impacts-of-payment-terms-on-cash-flow/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-the-impacts-of-payment-terms-on-cash-flow/</guid><pubDate>Thu, 30 Sep 2021 10:10:46 GMT</pubDate><enclosure 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leveraged cloud-based payments to scale and grow  their businesses.]]></description><link>https://gocardless.com/guides/posts/cloud-native-mastering-payments-webinar/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/cloud-native-mastering-payments-webinar/</guid><pubDate>Wed, 29 Sep 2021 11:51:57 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2bpPIJYTvSW4Zr5DaPJv03/4c588524a5e159a9e44658678318077e/MP03-Landing_page-Thumbnail_2560x1440.png" length="1957217" type="image/png"/></item><item><title><![CDATA[G2’s CEO Consult: Building “Best of” Software Companies]]></title><description><![CDATA[GoCardless for Chargebee and G2]]></description><link>https://gocardless.com/guides/posts/g2s-ceo-consult-building-best-software/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/g2s-ceo-consult-building-best-software/</guid><pubDate>Wed, 29 Sep 2021 09:49:03 GMT</pubDate><enclosure 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Don't get left behind]]></title><description><![CDATA[GoCardless for Chargebee]]></description><link>https://gocardless.com/guides/posts/saastock-gc-chargebee/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/saastock-gc-chargebee/</guid><pubDate>Wed, 29 Sep 2021 09:42:54 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BSguh30tgT3CE84e6uRGa/bbf10400aa9037895fa2b958b5a0aca0/SaaStock_Landing_page-Thumbnail_2560x1440.jpg" length="538203" type="image/jpeg"/></item><item><title><![CDATA[GoCardless bolsters ESG efforts with two senior hires]]></title><link>https://gocardless.com/blog/gocardless-bolsters-esg-efforts-with-two-senior-hires/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-bolsters-esg-efforts-with-two-senior-hires/</guid><pubDate>Wed, 29 Sep 2021 07:00:00 GMT</pubDate></item><item><title><![CDATA[Collecting Debt from a Closed Business ]]></title><description><![CDATA[Collecting debt from a closed business can be a tricky process.]]></description><link>https://gocardless.com/guides/posts/collecting-debt-from-a-closed-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/collecting-debt-from-a-closed-business/</guid><pubDate>Tue, 28 Sep 2021 13:02:51 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[First, Second and Third Party Fraud]]></title><description><![CDATA[First, second and third party fraud each pose unique challenges.]]></description><link>https://gocardless.com/guides/posts/first-second-and-third-party-fraud/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/first-second-and-third-party-fraud/</guid><pubDate>Tue, 28 Sep 2021 13:00:35 GMT</pubDate><enclosure 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payments]]></title><description><![CDATA[Find out what 4 businesses have achieved by investing in bank payments]]></description><link>https://gocardless.com/blog/4-businesses-investing-in-bank-payments/</link><guid isPermaLink="false">https://gocardless.com/blog/4-businesses-investing-in-bank-payments/</guid><pubDate>Mon, 27 Sep 2021 10:04:27 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4tEcJY78X7VB6CTUx51xrG/4a0cc88188dfb47c11d16cceb8d9a62b/Blog_SAM_nurture_Hero___cover_image_2475x1400.png" length="5737645" type="image/png"/></item><item><title><![CDATA[What is Headless Commerce?]]></title><description><![CDATA[ Navigate the changing landscape of online shopping with headless commerce.]]></description><link>https://gocardless.com/guides/posts/what-is-headless-commerce/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-headless-commerce/</guid><pubDate>Fri, 24 Sep 2021 13:04:06 GMT</pubDate><enclosure 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company]]></description><link>https://gocardless.com/guides/posts/guide-saas-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-saas-accounting/</guid><pubDate>Fri, 24 Sep 2021 12:59:10 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[Best Payment Methods For Sole Traders]]></title><description><![CDATA[As a sole trader you need payment methods you can trust]]></description><link>https://gocardless.com/guides/posts/best-payment-methods-for-sole-traders/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/best-payment-methods-for-sole-traders/</guid><pubDate>Fri, 24 Sep 2021 12:56:10 GMT</pubDate><enclosure 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change]]></description><link>https://gocardless.com/blog/en-gb-sustainability-focus-the-link-between-plastic-oceans-and-climate/</link><guid isPermaLink="false">https://gocardless.com/blog/en-gb-sustainability-focus-the-link-between-plastic-oceans-and-climate/</guid><pubDate>Fri, 24 Sep 2021 11:17:43 GMT</pubDate></item><item><title><![CDATA[What Is A PDQ Payment ]]></title><description><![CDATA[Find out how what PDQ payments can do for your business]]></description><link>https://gocardless.com/guides/posts/what-is-a-pdq-payment/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-pdq-payment/</guid><pubDate>Thu, 23 Sep 2021 13:47:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6WHe3j1iavLSRCjpQbJDWW/5fe4d276f95ca8886483f6b46a9d7c38/CDT-878_Organic_content_thumbnail_payment_options_01.png" length="196565" type="image/png"/></item><item><title><![CDATA[Payout: Definition & Examples]]></title><description><![CDATA[We explore the different types of payout in the business world]]></description><link>https://gocardless.com/guides/posts/payout-definition-and-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/payout-definition-and-examples/</guid><pubDate>Thu, 23 Sep 2021 13:42:54 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[What is a Prepaid Card and How Does It Work? ]]></title><description><![CDATA[We look at how prepaid credit cards can help you take charge of your expenses]]></description><link>https://gocardless.com/guides/posts/what-is-a-prepaid-card-and-how-does-it-work/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-prepaid-card-and-how-does-it-work/</guid><pubDate>Thu, 23 Sep 2021 13:39:00 GMT</pubDate><enclosure 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payments.]]></description><link>https://gocardless.com/guides/posts/what-is-emv/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-emv/</guid><pubDate>Thu, 23 Sep 2021 13:32:24 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6WHe3j1iavLSRCjpQbJDWW/5fe4d276f95ca8886483f6b46a9d7c38/CDT-878_Organic_content_thumbnail_payment_options_01.png" length="196565" type="image/png"/></item><item><title><![CDATA[5 ways to optimise your payments strategy in the cloud]]></title><description><![CDATA[Find out how to harness the power of the cloud and optimise your payments ]]></description><link>https://gocardless.com/guides/posts/5-ways-to-optimise-your-payments-strategy-in-the-cloud/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/5-ways-to-optimise-your-payments-strategy-in-the-cloud/</guid><pubDate>Thu, 23 Sep 2021 09:23:31 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6Z4c49Jnj56BsIU6xaPTee/021957a8eeb4e3c502da4cdd290eb80b/1_Cloud_Cover_2x.png" length="320384" type="image/png"/></item><item><title><![CDATA[What Does PCI Stand For?]]></title><description><![CDATA[What is the PCI meaning and how does it apply to your business?]]></description><link>https://gocardless.com/guides/posts/what-does-pci-stand-for/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-does-pci-stand-for/</guid><pubDate>Wed, 22 Sep 2021 10:39:12 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[What Is a Bank Routing Number (BRN)?]]></title><description><![CDATA[To send money to a US bank account, you’ll need a bank routing number.]]></description><link>https://gocardless.com/guides/posts/what-is-a-bank-routing-number-brn/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-bank-routing-number-brn/</guid><pubDate>Wed, 22 Sep 2021 10:36:18 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[The 3 Stages of Anti-Money Laundering ]]></title><description><![CDATA[What are the latest anti-money laundering regulations?]]></description><link>https://gocardless.com/guides/posts/the-3-stages-of-anti-money-laundering/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-3-stages-of-anti-money-laundering/</guid><pubDate>Wed, 22 Sep 2021 10:34:00 GMT</pubDate><enclosure 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to scale]]></description><link>https://gocardless.com/guides/posts/4-reasons-to-buy-not-build-your-payments-process/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/4-reasons-to-buy-not-build-your-payments-process/</guid><pubDate>Wed, 22 Sep 2021 10:30:31 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/rPOPFC4llP96pzlRswKYY/26ae302332c182e877d337b123dfef7a/8_4_ways_Cover_2x.png" length="372882" type="image/png"/></item><item><title><![CDATA[How to send money internationally online]]></title><description><![CDATA[Is it possible to send money abroad quickly and safely using online providers?]]></description><link>https://gocardless.com/guides/posts/how-to-send-money-internationally-online/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-send-money-internationally-online/</guid><pubDate>Wed, 22 Sep 2021 10:25:57 GMT</pubDate><enclosure 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make it easy to accept mobile payments.]]></description><link>https://gocardless.com/guides/posts/how-to-add-a-mobile-app-payment-gateway/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-add-a-mobile-app-payment-gateway/</guid><pubDate>Tue, 21 Sep 2021 07:57:10 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7E7Fam33tCYE7tX0mevtaf/bf92651b5e4a52acb5d1fe19f26ba53c/CDT-878_Organic_content_thumbnail_payment_options_02.png" length="179710" type="image/png"/></item><item><title><![CDATA[How to stop cart abandonment]]></title><description><![CDATA[We share practical tips to help you tackle the problem of cart abandonment]]></description><link>https://gocardless.com/guides/posts/convert-abandoned-carts/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/convert-abandoned-carts/</guid><pubDate>Tue, 21 Sep 2021 07:51:08 GMT</pubDate><enclosure 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payments.]]></description><link>https://gocardless.com/guides/posts/nfc-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/nfc-payments/</guid><pubDate>Tue, 21 Sep 2021 07:40:48 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7E7Fam33tCYE7tX0mevtaf/bf92651b5e4a52acb5d1fe19f26ba53c/CDT-878_Organic_content_thumbnail_payment_options_02.png" length="179710" type="image/png"/></item><item><title><![CDATA[Card Not Present Transaction: Definition & Examples]]></title><description><![CDATA[Looking at what Card Not Present means and when you will use it]]></description><link>https://gocardless.com/guides/posts/card-not-present-transaction/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/card-not-present-transaction/</guid><pubDate>Tue, 21 Sep 2021 07:36:07 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6WHe3j1iavLSRCjpQbJDWW/5fe4d276f95ca8886483f6b46a9d7c38/CDT-878_Organic_content_thumbnail_payment_options_01.png" length="196565" type="image/png"/></item><item><title><![CDATA[What is a mobile payment service (MPS)?]]></title><description><![CDATA[What should you look for in an MPS to boost mobile payments?]]></description><link>https://gocardless.com/guides/posts/what-is-a-mobile-payment-service-mps/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-mobile-payment-service-mps/</guid><pubDate>Tue, 21 Sep 2021 07:16:02 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[Scaling your payment infrastructure at pace]]></title><description><![CDATA[An efficient and adaptable payment infrastructure is crucial to business growth.]]></description><link>https://gocardless.com/guides/posts/scaling-your-payment-infrastructure-at-pace/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/scaling-your-payment-infrastructure-at-pace/</guid><pubDate>Mon, 20 Sep 2021 09:06:15 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3US2O6Lg5YEzj4nysToFSg/3b9bacdf9b29d8e1b9e3eaf630bbabd1/unnamed__3_.jpg" length="286324" type="image/jpeg"/></item><item><title><![CDATA[What is a recurring payment? ]]></title><description><![CDATA[The financial ratios your business needs to understand]]></description><link>https://gocardless.com/guides/posts/recurring-payment-definition/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/recurring-payment-definition/</guid><pubDate>Sun, 19 Sep 2021 20:15:35 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4sDAgjBSEahHj35o4EwVmk/8647f82c8b7dbd51262467012c9d732e/CDT-878_Organic_content_thumbnail_payment_options_03.png" length="181774" type="image/png"/></item><item><title><![CDATA[Transaction Fees: Definition & Examples]]></title><description><![CDATA[We look at the different transaction fees that could affect your business.]]></description><link>https://gocardless.com/guides/posts/transaction-fees-definition-and-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/transaction-fees-definition-and-examples/</guid><pubDate>Sun, 19 Sep 2021 20:05:14 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[What is the Instalment Payment Method?]]></title><description><![CDATA[A guide to the instalment payment method for merchants]]></description><link>https://gocardless.com/guides/posts/instalment-payment-method/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/instalment-payment-method/</guid><pubDate>Sun, 19 Sep 2021 19:59:52 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[What is a Hosted Payment Page?]]></title><description><![CDATA[Learn how to use hosted payment pages on your website for hassle-free sales]]></description><link>https://gocardless.com/guides/posts/what-is-a-hosted-payment-page/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-hosted-payment-page/</guid><pubDate>Fri, 17 Sep 2021 17:28:49 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[What are the different types of payment gateway?]]></title><description><![CDATA[What are the different types of payment gateway to choose from?]]></description><link>https://gocardless.com/guides/posts/different-types-of-payment-gateway/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/different-types-of-payment-gateway/</guid><pubDate>Fri, 17 Sep 2021 17:25:34 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6WHe3j1iavLSRCjpQbJDWW/5fe4d276f95ca8886483f6b46a9d7c38/CDT-878_Organic_content_thumbnail_payment_options_01.png" length="196565" type="image/png"/></item><item><title><![CDATA[How to choose a payment gateway?]]></title><description><![CDATA[Wondering which payment gateway should I choose? Find out here.]]></description><link>https://gocardless.com/guides/posts/en-gb-how-to-choose-a-payment-gateway/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/en-gb-how-to-choose-a-payment-gateway/</guid><pubDate>Fri, 17 Sep 2021 17:21:42 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[Digital transactions: what are they?]]></title><description><![CDATA[What are the different types of digital transactions, and how do they work?]]></description><link>https://gocardless.com/guides/posts/what-are-digital-transactions/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-digital-transactions/</guid><pubDate>Fri, 17 Sep 2021 17:11:22 GMT</pubDate><enclosure 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charges can add up.]]></description><link>https://gocardless.com/guides/posts/how-much-are-credit-card-merchant-fees/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-much-are-credit-card-merchant-fees/</guid><pubDate>Thu, 16 Sep 2021 17:58:06 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7E7Fam33tCYE7tX0mevtaf/bf92651b5e4a52acb5d1fe19f26ba53c/CDT-878_Organic_content_thumbnail_payment_options_02.png" length="179710" type="image/png"/></item><item><title><![CDATA[6 top online payment systems for UK businesses]]></title><description><![CDATA[The top 6 online payment systems available in the UK right now]]></description><link>https://gocardless.com/guides/posts/6-top-online-payment-systems-for-uk-businesses/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/6-top-online-payment-systems-for-uk-businesses/</guid><pubDate>Thu, 16 Sep 2021 09:39:32 GMT</pubDate><enclosure 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payroll]]></description><link>https://gocardless.com/guides/posts/payroll-on-demand-what-is-it-and-why-is-it-so-popular/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/payroll-on-demand-what-is-it-and-why-is-it-so-popular/</guid><pubDate>Thu, 16 Sep 2021 09:34:13 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[How to Pay Yourself as a Business Owner]]></title><description><![CDATA[Learn about the most tax-efficient way to pay yourself as a business owner.]]></description><link>https://gocardless.com/guides/posts/how-to-pay-yourself-as-a-business-owner/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-pay-yourself-as-a-business-owner/</guid><pubDate>Thu, 16 Sep 2021 09:32:03 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[What are payment links?]]></title><description><![CDATA[Learn about the benefits of payment links such as PayPal and Stripe.]]></description><link>https://gocardless.com/guides/posts/payment-links-explained/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/payment-links-explained/</guid><pubDate>Thu, 16 Sep 2021 09:27:50 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[Can you take payments in different currencies?]]></title><description><![CDATA[Learn how your business can receive foreign currency payments.]]></description><link>https://gocardless.com/guides/posts/can-you-take-payments-in-different-currencies/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/can-you-take-payments-in-different-currencies/</guid><pubDate>Tue, 14 Sep 2021 15:29:26 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33LdMfRjCq8PGe1JfsMLqM/53697f3e064f71ff59f537e1b4f21233/CDT-878_Organic_content_thumbnail_Internationalisation_04.png" length="255689" type="image/png"/></item><item><title><![CDATA[How to Set Up a Payment Link ]]></title><description><![CDATA[Create custom payment links for your website, newsletter, or email campaign.]]></description><link>https://gocardless.com/guides/posts/how-to-set-up-a-payment-link/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-set-up-a-payment-link/</guid><pubDate>Tue, 14 Sep 2021 15:21:32 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7E7Fam33tCYE7tX0mevtaf/bf92651b5e4a52acb5d1fe19f26ba53c/CDT-878_Organic_content_thumbnail_payment_options_02.png" length="179710" type="image/png"/></item><item><title><![CDATA[How Small Businesses Can Reduce Debtor Days]]></title><description><![CDATA[Improve cash flow and learn how to reduce debtor days.]]></description><link>https://gocardless.com/guides/posts/small-business-reduce-debtor-days/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/small-business-reduce-debtor-days/</guid><pubDate>Tue, 14 Sep 2021 09:48:40 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[A Guide to Same Day Settlement Payment Gateways]]></title><link>https://gocardless.com/guides/posts/same-day-settlement-payment-gateways/</link><guid 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Checkout Conversion Rate]]></title><description><![CDATA[Fight traffic cart abandonment in your online store.]]></description><link>https://gocardless.com/guides/posts/how-to-increase-checkout-conversion-rate/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-increase-checkout-conversion-rate/</guid><pubDate>Mon, 13 Sep 2021 16:01:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5k4G6L6FU0Su0hb323lJ1M/97fdddc6dcb29082ef205e494cfed58f/CDT-878_Organic_content_thumbnail_cashflow_02.png" length="187025" type="image/png"/></item><item><title><![CDATA[The benefits of automated invoices]]></title><description><![CDATA[ How invoice automation takes the possibility of human error out of the equation]]></description><link>https://gocardless.com/guides/posts/the-benefits-of-automated-invoices/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-benefits-of-automated-invoices/</guid><pubDate>Mon, 13 Sep 2021 15:58:56 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length="92525" type="image/png"/></item><item><title><![CDATA[GoCardless sponsors Safe Circles' women's safety Hackathon]]></title><description><![CDATA[Discover how we're helping Safe Circles to harness tech for good]]></description><link>https://gocardless.com/blog/sponsors-safe-circles-womens-safety-hackathon/</link><guid isPermaLink="false">https://gocardless.com/blog/sponsors-safe-circles-womens-safety-hackathon/</guid><pubDate>Wed, 08 Sep 2021 10:40:53 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6FTUcZRxb7IPDajvTRSG95/9be8bea252a87651e26da722d1e72061/Safe_Circles_Hackathon_Blog_Thumbnail_990x560.jpg" length="1196645" type="image/jpeg"/></item><item><title><![CDATA[The 8 payment dimensions: Cashflow]]></title><description><![CDATA[Discover how your payment strategy plays an important role in cash flow.]]></description><link>https://gocardless.com/guides/posts/8-payment-dimensions-cashflow/</link><guid 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Breach]]></title><description><![CDATA[Do you know the maximum fine for breaking GDPR? Learn more here.]]></description><link>https://gocardless.com/guides/posts/maximum-fine-for-a-gdpr-breach/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/maximum-fine-for-a-gdpr-breach/</guid><pubDate>Tue, 07 Sep 2021 09:07:15 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1NLhmytvQC8VTmhWbpymPB/156346e80f094efb9302fe4edf037db5/CDT-878_Organic_content_thumbnail_regulation_03.png" length="248619" type="image/png"/></item><item><title><![CDATA[What impact will Brexit have on businesses?]]></title><description><![CDATA[How will Brexit affect and impact businesses?]]></description><link>https://gocardless.com/guides/posts/what-impact-will-brexit-have-on-businesses/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-impact-will-brexit-have-on-businesses/</guid><pubDate>Tue, 07 Sep 2021 09:02:23 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[UK late payment culture creates a dangerous domino effect, burdening businesses, suppliers, and customers ]]></title><description><![CDATA[35% of businesses say that receiving late payments would make them consider raising prices ]]></description><link>https://gocardless.com/blog/uk-late-payment-culture-creates-a-dangerous-domino-effect/</link><guid isPermaLink="false">https://gocardless.com/blog/uk-late-payment-culture-creates-a-dangerous-domino-effect/</guid><pubDate>Mon, 06 Sep 2021 23:01:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4kjvj7nM4jC6L3VseOZW9G/4ec4cbf270aace8cde3d5f2a1f7d175e/1-91-1_Asset_13_1.jpg" length="2636326" type="image/jpeg"/></item><item><title><![CDATA[3 key takeaways from The Global Payment Timings Index 2021]]></title><description><![CDATA[Discover the benchmarks for global payment timings from the latest research.]]></description><link>https://gocardless.com/blog/3-takeaways-payment-timings-index-2021/</link><guid isPermaLink="false">https://gocardless.com/blog/3-takeaways-payment-timings-index-2021/</guid><pubDate>Mon, 06 Sep 2021 09:39:41 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3y9OmBH3mhdTtwrFd9JGw9/5cffc85667add17d887e4397af63d7e1/BDT-1626-Payment_Timings_Index_round-up_blog_header.jpg" length="6757286" type="image/jpeg"/></item><item><title><![CDATA[[Webinar] Mastering Payments: How Re-Leased are saving $10,000 a month in bank fees through automation ]]></title><description><![CDATA[Hear how Re-Leased automated their payments process, reduced their DSO by 15 days and are now saving $10,000 a month in bank fees. ]]></description><link>https://gocardless.com/guides/posts/mastering-payments-re-leased/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/mastering-payments-re-leased/</guid><pubDate>Fri, 03 Sep 2021 13:38:31 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4008HuBlo3Pl4O3IXsu132/4c429a642d161bcf2eac9438c834fcba/MP02-Landing_page-Thumbnail_2560x1440.png" length="2495424" type="image/png"/></item><item><title><![CDATA[How to Claim a Tax Refund ]]></title><description><![CDATA[Does HMRC owe you money? 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Find out more in our guide.]]></description><link>https://gocardless.com/guides/posts/how-does-a-postal-order-work/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-does-a-postal-order-work/</guid><pubDate>Tue, 31 Aug 2021 14:39:09 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[Clearing House Definition and Examples]]></title><description><![CDATA[Could a clearing house automated payment system help you?]]></description><link>https://gocardless.com/guides/posts/clearing-house-definition-and-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/clearing-house-definition-and-examples/</guid><pubDate>Tue, 31 Aug 2021 14:33:14 GMT</pubDate><enclosure 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businesses.]]></description><link>https://gocardless.com/guides/posts/benefits-of-cash-accounting-for-small-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/benefits-of-cash-accounting-for-small-business/</guid><pubDate>Mon, 30 Aug 2021 12:27:40 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[Ways to Make the Online Payment Process Easier]]></title><description><![CDATA[Is your website optimised for easy online payments?]]></description><link>https://gocardless.com/guides/posts/ways-to-make-the-online-payment-process-easier/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/ways-to-make-the-online-payment-process-easier/</guid><pubDate>Mon, 30 Aug 2021 12:24:48 GMT</pubDate><enclosure 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PayPal]]></description><link>https://gocardless.com/guides/posts/the-best-low-cost-online-payment-systems-in-the-uk/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-best-low-cost-online-payment-systems-in-the-uk/</guid><pubDate>Mon, 30 Aug 2021 12:14:32 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[How Xero users can end late payments]]></title><link>https://gocardless.com/guides/posts/how-xero-users-can-end-late-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-xero-users-can-end-late-payments/</guid><pubDate>Fri, 27 Aug 2021 09:30:56 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3DkziJ0CMWlR4RW7Crzo6a/831bc27a81defd8ddf051e0dbd9ef795/how-xero-users-can-end-late-payments-thumbnail.jpg" length="399266" type="image/jpeg"/></item><item><title><![CDATA[How QuickBooks users can end late payments]]></title><link>https://gocardless.com/guides/posts/how-quickbooks-users-can-end-late-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-quickbooks-users-can-end-late-payments/</guid><pubDate>Thu, 26 Aug 2021 15:21:50 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4GNgOT7PEEi1VXRI9ahjgF/9b26a3155933025c002b5d2c5c900bb7/how-qb-users-can-end-late-payments-thumbnail.jpg" length="396542" type="image/jpeg"/></item><item><title><![CDATA[A Customer Service Guide for Small Business]]></title><description><![CDATA[Discover how to improve customer service with our small business tips.]]></description><link>https://gocardless.com/guides/posts/a-customer-service-guide-for-small-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/a-customer-service-guide-for-small-business/</guid><pubDate>Thu, 26 Aug 2021 09:15:48 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[5 reasons why your small business needs a CPA]]></title><description><![CDATA[Why it’s always beneficial to have a certified public accountant in your company]]></description><link>https://gocardless.com/guides/posts/5-reasons-why-your-small-business-needs-a-cpa/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/5-reasons-why-your-small-business-needs-a-cpa/</guid><pubDate>Thu, 26 Aug 2021 09:12:13 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[ 10 Ways to Reduce Business Costs]]></title><description><![CDATA[Discover the best ways to reduce small business costs.]]></description><link>https://gocardless.com/guides/posts/best-ways-to-reduce-business-costs/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/best-ways-to-reduce-business-costs/</guid><pubDate>Thu, 26 Aug 2021 09:06:23 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4DgVCZKwwwFL2NT1pKIv9w/cbd196c0084de3c425efaff27768d274/CDT-878_Organic_content_thumbnail_growth_02.png" length="20721" type="image/png"/></item><item><title><![CDATA[How do Bacs Direct Debit rules apply to my business?]]></title><description><![CDATA[These are the direct debit rules you need to know]]></description><link>https://gocardless.com/guides/posts/how-do-bacs-direct-debit-rules-apply-to-my-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-do-bacs-direct-debit-rules-apply-to-my-business/</guid><pubDate>Thu, 26 Aug 2021 09:02:32 GMT</pubDate><enclosure 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]]></description><link>https://gocardless.com/guides/posts/do-bacs-payments-go-in-at-midnight/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/do-bacs-payments-go-in-at-midnight/</guid><pubDate>Wed, 25 Aug 2021 13:55:13 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[How Do I Reinstate A Direct Debit?]]></title><description><![CDATA[Learn how to reinstate direct debits and ensure continuity of payment.]]></description><link>https://gocardless.com/guides/posts/how-do-i-reinstate-a-direct-debit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-do-i-reinstate-a-direct-debit/</guid><pubDate>Wed, 25 Aug 2021 13:47:52 GMT</pubDate><enclosure 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funds.]]></description><link>https://gocardless.com/guides/posts/best-peer-to-peer-payment-apps/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/best-peer-to-peer-payment-apps/</guid><pubDate>Wed, 25 Aug 2021 13:40:13 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[Best Small Business Marketing Ideas]]></title><description><![CDATA[Discover the most creative small business marketing ideas.]]></description><link>https://gocardless.com/guides/posts/best-small-business-marketing-ideas/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/best-small-business-marketing-ideas/</guid><pubDate>Wed, 25 Aug 2021 13:26:12 GMT</pubDate><enclosure 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guide.]]></description><link>https://gocardless.com/guides/posts/what-is-a-payee/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-payee/</guid><pubDate>Tue, 24 Aug 2021 10:38:32 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[What Are Interchange Fees And How To Calculate Them]]></title><description><![CDATA[Find out how interchange fees impact your profit margins]]></description><link>https://gocardless.com/guides/posts/what-are-interchange-fees-and-how-to-calculate-them/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-interchange-fees-and-how-to-calculate-them/</guid><pubDate>Tue, 24 Aug 2021 10:36:08 GMT</pubDate><enclosure 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bonds.]]></description><link>https://gocardless.com/guides/posts/treasury-bonds-definition-and-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/treasury-bonds-definition-and-examples/</guid><pubDate>Tue, 24 Aug 2021 10:29:26 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[How to Calculate a Regression Line]]></title><description><![CDATA[Use the regression line formula to plot data points and analyse variables.]]></description><link>https://gocardless.com/guides/posts/how-to-calculate-a-regression-line/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-calculate-a-regression-line/</guid><pubDate>Tue, 24 Aug 2021 10:22:45 GMT</pubDate><enclosure 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Rata and How Is it Calculated? ]]></title><description><![CDATA[Learn the meaning of pro rata and how it’s used in business.]]></description><link>https://gocardless.com/guides/posts/what-is-pro-rata-and-how-is-it-calculated/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-pro-rata-and-how-is-it-calculated/</guid><pubDate>Thu, 19 Aug 2021 14:16:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[What does it mean to be paid in arrears?]]></title><description><![CDATA[Learn the paid in arrears meaning and when it’s beneficial.]]></description><link>https://gocardless.com/guides/posts/what-does-it-mean-to-be-paid-in-arrears/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-does-it-mean-to-be-paid-in-arrears/</guid><pubDate>Thu, 19 Aug 2021 14:13:45 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7E7Fam33tCYE7tX0mevtaf/bf92651b5e4a52acb5d1fe19f26ba53c/CDT-878_Organic_content_thumbnail_payment_options_02.png" length="179710" type="image/png"/></item><item><title><![CDATA[What Does OEM Mean?]]></title><description><![CDATA[Should you buy products from an OEM? Find out more about the OEM meaning.]]></description><link>https://gocardless.com/guides/posts/what-does-oem-mean/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-does-oem-mean/</guid><pubDate>Thu, 19 Aug 2021 14:11:28 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[Net Realisable Value (NRV) Definition ]]></title><description><![CDATA[Use NRV accounting to work out what your assets are worth.]]></description><link>https://gocardless.com/guides/posts/en-gb-net-realisable-value-nrv-definition/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/en-gb-net-realisable-value-nrv-definition/</guid><pubDate>Thu, 19 Aug 2021 14:06:55 GMT</pubDate><enclosure 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payments]]></description><link>https://gocardless.com/guides/posts/what-are-account-to-account-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-account-to-account-payments/</guid><pubDate>Wed, 18 Aug 2021 13:19:17 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2BKoPI6uV51bLd26c0onQa/2d817156962dbcccd2a0c5e2aa130c32/BDT-1618-A2A_Payments_Guide-Blog_Hero.jpg" length="1617517" type="image/jpeg"/></item><item><title><![CDATA[Open banking in the UK vs Australia]]></title><description><![CDATA[Understand the key differences between open banking in the UK and Australia]]></description><link>https://gocardless.com/blog/open-banking-in-the-uk-vs-australia/</link><guid isPermaLink="false">https://gocardless.com/blog/open-banking-in-the-uk-vs-australia/</guid><pubDate>Wed, 18 Aug 2021 10:24:36 GMT</pubDate><enclosure 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practices.]]></description><link>https://gocardless.com/guides/posts/revenue-expenditure-definition-and-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/revenue-expenditure-definition-and-examples/</guid><pubDate>Tue, 17 Aug 2021 13:18:28 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[How to set up a good debt payment plan]]></title><description><![CDATA[What is a debt payment plan and how can it help you clear debt more efficiently?]]></description><link>https://gocardless.com/guides/posts/how-to-set-up-a-good-debt-payment-plan/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-set-up-a-good-debt-payment-plan/</guid><pubDate>Tue, 17 Aug 2021 13:15:49 GMT</pubDate><enclosure 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asset.]]></description><link>https://gocardless.com/guides/posts/understanding-current-assets/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/understanding-current-assets/</guid><pubDate>Tue, 17 Aug 2021 13:09:41 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7E7Fam33tCYE7tX0mevtaf/bf92651b5e4a52acb5d1fe19f26ba53c/CDT-878_Organic_content_thumbnail_payment_options_02.png" length="179710" type="image/png"/></item><item><title><![CDATA[Introducing GoCardless’ new Customer Hub...]]></title><description><![CDATA[We’ve launched a new Customer Hub, find out more today.]]></description><link>https://gocardless.com/blog/launching-our-customer-hub/</link><guid isPermaLink="false">https://gocardless.com/blog/launching-our-customer-hub/</guid><pubDate>Mon, 16 Aug 2021 13:20:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/38NbBJceXW7XRN5cTMbxk4/02189045a61b00026c2f994e873f94d4/Blog_Hero_2475x1400_1.jpg" length="904063" type="image/jpeg"/></item><item><title><![CDATA[Stay Protected with Secure Online Payments ]]></title><description><![CDATA[What is the most secure online payment system? Protect yourself from hacks.]]></description><link>https://gocardless.com/guides/posts/stay-protected-with-secure-online-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/stay-protected-with-secure-online-payments/</guid><pubDate>Mon, 16 Aug 2021 12:57:41 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6WHe3j1iavLSRCjpQbJDWW/5fe4d276f95ca8886483f6b46a9d7c38/CDT-878_Organic_content_thumbnail_payment_options_01.png" length="196565" type="image/png"/></item><item><title><![CDATA[Top-Down vs. Bottom-Up Forecasting]]></title><description><![CDATA[Top-down forecasting may paint a better picture but bottom-up is more realistic.]]></description><link>https://gocardless.com/guides/posts/top-down-vs-bottom-up-forecasting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/top-down-vs-bottom-up-forecasting/</guid><pubDate>Mon, 16 Aug 2021 12:54:24 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[The Bottom Line and What it Means]]></title><description><![CDATA[Discover the difference between the top and bottom line meaning.]]></description><link>https://gocardless.com/guides/posts/the-bottom-line-and-what-it-means/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-bottom-line-and-what-it-means/</guid><pubDate>Mon, 16 Aug 2021 12:50:57 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[What Is Capital Expenditure? ]]></title><description><![CDATA[Capital expenditure can have a positive impact on the profits of a business.]]></description><link>https://gocardless.com/guides/posts/what-is-capital-expenditure/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-capital-expenditure/</guid><pubDate>Mon, 16 Aug 2021 12:47:22 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[How to Manage Money in a Small Business ]]></title><description><![CDATA[Use these tips to keep your business finances healthy and geared for growth.]]></description><link>https://gocardless.com/guides/posts/how-to-manage-money-in-a-small-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-manage-money-in-a-small-business/</guid><pubDate>Mon, 16 Aug 2021 12:44:49 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[What Is a Good Rate of Growth for a Small Business?]]></title><description><![CDATA[Business growth of 15-25% is ideal for small businesses.]]></description><link>https://gocardless.com/guides/posts/what-is-a-good-rate-of-growth-for-a-small-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-good-rate-of-growth-for-a-small-business/</guid><pubDate>Fri, 13 Aug 2021 15:41:13 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4MeE0LMPQd9WpaUMAr3Utc/45ccb4db4f710fd665aa89213ebb0ab0/CDT-878_Organic_content_thumbnail_growth_02.png" length="20721" type="image/png"/></item><item><title><![CDATA[What Are Dormant Direct Debit Rules?]]></title><description><![CDATA[The dormancy direct debit rule protects bill payers, but can also lead to issues]]></description><link>https://gocardless.com/guides/posts/what-are-dormant-direct-debit-rules/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-dormant-direct-debit-rules/</guid><pubDate>Fri, 13 Aug 2021 15:22:16 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[How to Set Up VAT Direct Debit for Business]]></title><description><![CDATA[Use VAT Direct Debit to simplify your value added tax payments.]]></description><link>https://gocardless.com/guides/posts/how-to-set-up-vat-direct-debit-for-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-set-up-vat-direct-debit-for-business/</guid><pubDate>Fri, 13 Aug 2021 15:09:40 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[Finance Lease vs. Operating Lease]]></title><description><![CDATA[Learn the key differences between finance lease vs. operating lease.]]></description><link>https://gocardless.com/guides/posts/finance-lease-vs-operating-lease/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/finance-lease-vs-operating-lease/</guid><pubDate>Fri, 13 Aug 2021 14:48:53 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[Best Small Business Apps in 2021]]></title><description><![CDATA[Learn about the best small business apps to help organise & grow your business.]]></description><link>https://gocardless.com/guides/posts/best-small-business-apps-in-2021/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/best-small-business-apps-in-2021/</guid><pubDate>Fri, 13 Aug 2021 14:21:13 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3XJ0eVbjLo6c3kbDmMklvy/d6ffbf37891528a5c6c3c0ec5afadf12/CDT-878_Organic_content_thumbnail_growth_01.png" length="21099" type="image/png"/></item><item><title><![CDATA[[Report] The global payment timings index 2021]]></title><description><![CDATA[How quickly does your business get paid compared to the industry benchmark? We looked at over 40 million payments from 65,000 businesses to find out.]]></description><link>https://gocardless.com/guides/posts/payment-timings-index-2021/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/payment-timings-index-2021/</guid><pubDate>Fri, 13 Aug 2021 09:32:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5ub7ZuljD6oXChFKiOCWkk/77fd9d1233e5a62b348fd13f9e551baa/BDT-1626_blog_header_22.jpg" length="1140220" type="image/jpeg"/></item><item><title><![CDATA[What Are the Different Types of Taxpayers?]]></title><description><![CDATA[Who needs to file a tax return? It depends on the type of taxpayer.]]></description><link>https://gocardless.com/guides/posts/what-are-the-different-types-of-taxpayers/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-the-different-types-of-taxpayers/</guid><pubDate>Thu, 12 Aug 2021 14:51:15 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[How To Calculate Variance ]]></title><description><![CDATA[Find out how to calculate variance within your business]]></description><link>https://gocardless.com/guides/posts/how-to-calculate-variance/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-calculate-variance/</guid><pubDate>Thu, 12 Aug 2021 14:47:22 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[Line of Credit (LOC) Definition & Examples]]></title><description><![CDATA[How is a line of credit different from a business loan or credit card?]]></description><link>https://gocardless.com/guides/posts/line-of-credit-loc-definition-and-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/line-of-credit-loc-definition-and-examples/</guid><pubDate>Thu, 12 Aug 2021 14:44:02 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[Advantages of Bacs Payments]]></title><description><![CDATA[Learn about the advantages of Bacs payments for your business.]]></description><link>https://gocardless.com/guides/posts/advantages-of-bacs-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/advantages-of-bacs-payments/</guid><pubDate>Thu, 12 Aug 2021 14:40:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[International Payments: SWIFT or SEPA?]]></title><link>https://gocardless.com/guides/posts/international-payments-swift-or-sepa/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/international-payments-swift-or-sepa/</guid><pubDate>Thu, 12 Aug 2021 14:36:49 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[What Is Companies House?]]></title><description><![CDATA[Companies House is the first place to turn for information on limited companies.]]></description><link>https://gocardless.com/guides/posts/what-is-companies-house/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-companies-house/</guid><pubDate>Tue, 10 Aug 2021 11:09:09 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/9uxVutGukjh6nqCwc9ceR/d0e6d836956caf4dd8c83f3cc151e80a/CDT-878_Organic_content_thumbnail_regulation_04.png" length="250673" type="image/png"/></item><item><title><![CDATA[Bills vs invoices: what is the difference?]]></title><description><![CDATA[Discover the subtle differences between billing and invoicing]]></description><link>https://gocardless.com/guides/posts/bills-and-invoices-what-is-the-difference/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/bills-and-invoices-what-is-the-difference/</guid><pubDate>Tue, 10 Aug 2021 11:05:11 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/e9e10dd2b73d81324bb513390803bb19/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[How to Measure Customer Retention]]></title><description><![CDATA[We look at how to measure and improve your customer retention.]]></description><link>https://gocardless.com/guides/posts/how-to-measure-customer-retention/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-measure-customer-retention/</guid><pubDate>Tue, 10 Aug 2021 11:01:03 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5xFvgvKKPk8PUdxig1s530/6fe1cb17784eb9af46855b5186ee93ff/CDT-878_Organic_content_thumbnail_retention_03.png" length="175715" type="image/png"/></item><item><title><![CDATA[Top 10 Marketing Tools For Small Business]]></title><description><![CDATA[List of the best digital marketing tools for small businesses]]></description><link>https://gocardless.com/guides/posts/top-10-marketing-tools-for-small-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/top-10-marketing-tools-for-small-business/</guid><pubDate>Tue, 10 Aug 2021 10:51:51 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4MeE0LMPQd9WpaUMAr3Utc/45ccb4db4f710fd665aa89213ebb0ab0/CDT-878_Organic_content_thumbnail_growth_02.png" length="20721" type="image/png"/></item><item><title><![CDATA[[Webinar] Mastering Payments: Insights from Epson on a customer-centric approach to payments]]></title><description><![CDATA[Discover how Epson has tackled international expansion with a customer-first approach to payments.  Hear how Epson has benefitted from introducing Direct Debit across Europe, including improved conversion and customer acquisition.]]></description><link>https://gocardless.com/guides/posts/mastering-payments-epson-webinar/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/mastering-payments-epson-webinar/</guid><pubDate>Tue, 10 Aug 2021 08:13:11 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2Ka7N8iSAYUBhStFKhO6AC/3f593ff7dd6be390b89c7e6f90e28853/MP01-Landing_page-Thumbnail_2560x1440.png" length="1618398" type="image/png"/></item><item><title><![CDATA[What is a Parent Company?]]></title><description><![CDATA[Parent companies and how to become one explained]]></description><link>https://gocardless.com/guides/posts/what-is-a-parent-company/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-parent-company/</guid><pubDate>Fri, 06 Aug 2021 12:45:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6J9KrCbzMryjMmx8VOccbY/1c9169bd8b582ffb4c816e4496134130/CDT-878_Organic_content_thumbnail_starting_a_business_04.png" length="160133" type="image/png"/></item><item><title><![CDATA[Creating a Small Business Disaster Recovery Plan]]></title><description><![CDATA[Protect your business from tomorrow’s risks today with a disaster recovery plan!]]></description><link>https://gocardless.com/guides/posts/creating-a-small-business-disaster-recovery-plan/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/creating-a-small-business-disaster-recovery-plan/</guid><pubDate>Fri, 06 Aug 2021 12:39:34 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7KSgCvElsk5XSo9NpGooKu/712681e69e22f1cc79cb657d7d12539f/CDT-878_Organic_content_thumbnail_starting_a_business_01.png" length="173781" type="image/png"/></item><item><title><![CDATA[Block Trading Definition & Examples]]></title><description><![CDATA[What is block trading, and how is it carried out? We explain all here!]]></description><link>https://gocardless.com/guides/posts/block-trading-definition-and-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/block-trading-definition-and-examples/</guid><pubDate>Fri, 06 Aug 2021 12:25:50 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[How to Improve Client Communication Skills]]></title><description><![CDATA[Improve your client communication skills by keeping in mind 5 simple rules.]]></description><link>https://gocardless.com/guides/posts/how-to-improve-client-communication-skills/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-improve-client-communication-skills/</guid><pubDate>Fri, 06 Aug 2021 10:43:49 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6J9KrCbzMryjMmx8VOccbY/1c9169bd8b582ffb4c816e4496134130/CDT-878_Organic_content_thumbnail_starting_a_business_04.png" length="160133" type="image/png"/></item><item><title><![CDATA[GoCardless and Xero: Powering small businesses]]></title><description><![CDATA[Commitment to small businesses makes GoCardless and Xero a perfect match]]></description><link>https://gocardless.com/blog/gocardless-and-xero-powering-small-businesses/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-and-xero-powering-small-businesses/</guid><pubDate>Thu, 05 Aug 2021 08:14:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1gAdPZmitXyEb3kiw2cMVa/a89d1c6dc8818a94bb6b6499f47cc5b1/xero-lp-hero.png" length="28095" type="image/png"/></item><item><title><![CDATA[GoCardless and Xero: Powering small businesses]]></title><description><![CDATA[Commitment to small businesses makes GoCardless and Xero a perfect match]]></description><link>https://gocardless.com/blog/gocardless-and-xero-powering-small-businesses/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-and-xero-powering-small-businesses/</guid><pubDate>Thu, 05 Aug 2021 08:14:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1gAdPZmitXyEb3kiw2cMVa/a89d1c6dc8818a94bb6b6499f47cc5b1/xero-lp-hero.png" length="28095" type="image/png"/></item><item><title><![CDATA[2021 U.S. Payment Trends Study]]></title><description><![CDATA[Results from a survey of over 1000 U.S. adults about their payment preferences]]></description><link>https://gocardless.com/guides/posts/2021-us-payment-trends-report/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/2021-us-payment-trends-report/</guid><pubDate>Wed, 04 Aug 2021 13:57:58 GMT</pubDate></item><item><title><![CDATA[Fiskl and GoCardless partner to help small businesses take direct debit payments globally]]></title><link>https://gocardless.com/blog/fiskl-and-gocardless-partner-to-help-small-businesses/</link><guid isPermaLink="false">https://gocardless.com/blog/fiskl-and-gocardless-partner-to-help-small-businesses/</guid><pubDate>Wed, 04 Aug 2021 07:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Zkh2jHQF5tj4U9GeigZtj/d40377590295a1ba8726a5c6522e1d4d/Fiskl_square_v2.png" length="130030" type="image/png"/></item><item><title><![CDATA[What is MIS and How Does it Work?]]></title><description><![CDATA[We look at how to apply MIS reporting to your company’s operations]]></description><link>https://gocardless.com/guides/posts/what-is-mis-and-how-does-it-work/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-mis-and-how-does-it-work/</guid><pubDate>Tue, 03 Aug 2021 12:16:11 GMT</pubDate><enclosure 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ratio.]]></description><link>https://gocardless.com/guides/posts/what-is-a-good-debt-ratio-and-how-do-i-calculate-it/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-good-debt-ratio-and-how-do-i-calculate-it/</guid><pubDate>Tue, 03 Aug 2021 12:08:29 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/7af330ebe1010da27970030e511a7e3e/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[The Benefits of Multiple Payment Options for Businesses]]></title><description><![CDATA[Discover the benefits of providing multiple online payment methods.]]></description><link>https://gocardless.com/guides/posts/benefits-of-multiple-payment-options-for-businesses/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/benefits-of-multiple-payment-options-for-businesses/</guid><pubDate>Mon, 02 Aug 2021 21:57:16 GMT</pubDate><enclosure 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indemnity.]]></description><link>https://gocardless.com/guides/posts/how-long-should-i-store-direct-debit-instructions/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-long-should-i-store-direct-debit-instructions/</guid><pubDate>Mon, 02 Aug 2021 11:10:51 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[Stock Market Definition]]></title><description><![CDATA[How does the stock market work? Find out more about the UK stock market.]]></description><link>https://gocardless.com/guides/posts/stock-market-definition/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/stock-market-definition/</guid><pubDate>Mon, 02 Aug 2021 11:02:02 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[5 Payment Methods for Global Businesses]]></title><link>https://gocardless.com/guides/posts/5-payment-methods-for-global-businesses/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/5-payment-methods-for-global-businesses/</guid><pubDate>Mon, 02 Aug 2021 10:55:54 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[What is the difference between BACS and CHAPS? ]]></title><description><![CDATA[Learn about the pros and cons of the BACS and CHAPS payment methods. ]]></description><link>https://gocardless.com/guides/posts/what-is-the-difference-between-bacs-and-chaps/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-the-difference-between-bacs-and-chaps/</guid><pubDate>Mon, 02 Aug 2021 10:49:50 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7E7Fam33tCYE7tX0mevtaf/bf92651b5e4a52acb5d1fe19f26ba53c/CDT-878_Organic_content_thumbnail_payment_options_02.png" length="179710" type="image/png"/></item><item><title><![CDATA[Is net revenue the best measure of business success?]]></title><description><![CDATA[While sales are quite straightforward, net revenue is a little more complex.]]></description><link>https://gocardless.com/guides/posts/is-net-revenue-the-best-measure-of-business-success/</link><guid 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Is Income Protection? ]]></title><description><![CDATA[Income protection insurance safeguards in the event of injury or illness.]]></description><link>https://gocardless.com/guides/posts/what-is-income-protection/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-income-protection/</guid><pubDate>Fri, 30 Jul 2021 13:17:14 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[Differences Between Bookkeeping and Accounting]]></title><description><![CDATA[Review your understanding of bookkeeping vs. accounting.]]></description><link>https://gocardless.com/guides/posts/differences-between-bookkeeping-and-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/differences-between-bookkeeping-and-accounting/</guid><pubDate>Fri, 30 Jul 2021 13:10:23 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[Why Is Passive Income Important to a Business?]]></title><description><![CDATA[Learning how to make passive income can bolster your financial profile.]]></description><link>https://gocardless.com/guides/posts/why-is-passive-income-important-to-a-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/why-is-passive-income-important-to-a-business/</guid><pubDate>Fri, 30 Jul 2021 12:57:27 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7DLe4dghxeYE2jzXWA5FOG/42c5f1a58f97fd768c0646ee8df8d2b4/CDT-878_Organic_content_thumbnail_cashflow_03.png" length="188999" type="image/png"/></item><item><title><![CDATA[5 Tips to Sell Your Business]]></title><description><![CDATA[Read this advice to help you sell your business.]]></description><link>https://gocardless.com/guides/posts/5-tips-to-sell-your-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/5-tips-to-sell-your-business/</guid><pubDate>Fri, 30 Jul 2021 12:53:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[The 8 Types of Working Capital]]></title><description><![CDATA[Learn about the different types of working capital and how to manage it.]]></description><link>https://gocardless.com/guides/posts/the-8-types-of-working-capital/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-8-types-of-working-capital/</guid><pubDate>Thu, 29 Jul 2021 16:09:06 GMT</pubDate><enclosure 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speed]]></description><link>https://gocardless.com/guides/posts/how-and-why-your-business-should-be-pci-compliant/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-and-why-your-business-should-be-pci-compliant/</guid><pubDate>Thu, 29 Jul 2021 16:02:54 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[What is Margin Pressure and How to Reduce It]]></title><description><![CDATA[Find out what operational factors impact on margin pressure]]></description><link>https://gocardless.com/guides/posts/what-is-margin-pressure-and-how-to-reduce-it/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-margin-pressure-and-how-to-reduce-it/</guid><pubDate>Thu, 29 Jul 2021 15:59:19 GMT</pubDate><enclosure 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customers to make the switch?]]></description><link>https://gocardless.com/guides/posts/ach-benefits-how-to-move-customers-over/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/ach-benefits-how-to-move-customers-over/</guid><pubDate>Wed, 28 Jul 2021 16:17:21 GMT</pubDate></item><item><title><![CDATA[Guide to Business Rates]]></title><description><![CDATA[Get the inside track on business rate relief with our helpful guide.]]></description><link>https://gocardless.com/guides/posts/guide-to-business-rates/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-to-business-rates/</guid><pubDate>Wed, 28 Jul 2021 12:46:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[What Is a Promissory Note?]]></title><description><![CDATA[What is a promissory note and who is it suitable for? Find out in our guide.]]></description><link>https://gocardless.com/guides/posts/what-is-a-promissory-note/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-promissory-note/</guid><pubDate>Wed, 28 Jul 2021 12:42:15 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[Payment Receipt Definition and Examples]]></title><description><![CDATA[A receipt of payment is an important document for any business and its clients.]]></description><link>https://gocardless.com/guides/posts/payment-receipt-definition-and-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/payment-receipt-definition-and-examples/</guid><pubDate>Wed, 28 Jul 2021 12:38:43 GMT</pubDate><enclosure 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transaction.]]></description><link>https://gocardless.com/guides/posts/what-is-clearing-and-how-does-it-work/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-clearing-and-how-does-it-work/</guid><pubDate>Wed, 28 Jul 2021 12:29:45 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[GoCardless appoints Alexandra Chiaramonti as General Manager of Southern Europe]]></title><link>https://gocardless.com/blog/gocardless-appoints-alexandra-chiaramonti/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-appoints-alexandra-chiaramonti/</guid><pubDate>Wed, 28 Jul 2021 07:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3LB8BAxJetl27fOAd7UOfI/016f2a78d5b8dd26254b465078d7c231/Alex-s_english_quote_card.png" length="831174" type="image/png"/></item><item><title><![CDATA[Know Your Customer – What Does It Mean For Banks?]]></title><description><![CDATA[Know your customer policy ensures that the bank and its clients are protected]]></description><link>https://gocardless.com/guides/posts/know-your-customer-what-does-it-mean-for-banks/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/know-your-customer-what-does-it-mean-for-banks/</guid><pubDate>Mon, 26 Jul 2021 15:36:03 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/Nn9wvzTwYVRyjnmPdyUTc/48cd6ff10ac440fb24d73d2ef0eb98d3/CDT-878_Organic_content_thumbnail_regulation_02.png" length="249184" type="image/png"/></item><item><title><![CDATA[The importance of good corporate governance]]></title><description><![CDATA[Why and how good corporate governance is necessary ]]></description><link>https://gocardless.com/guides/posts/the-importance-of-good-corporate-governance/</link><guid 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to judge a business’ performance]]></description><link>https://gocardless.com/guides/posts/everything-you-need-to-know-about-sales-revenue/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/everything-you-need-to-know-about-sales-revenue/</guid><pubDate>Mon, 26 Jul 2021 15:20:57 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[ACH transfer vs. wire transfer: what’s the difference?]]></title><description><![CDATA[Understand your transfer options with ACH Transfer vs. Wire Transfer]]></description><link>https://gocardless.com/guides/posts/ach-transfer-vs-wire-transfer-whats-the-difference/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/ach-transfer-vs-wire-transfer-whats-the-difference/</guid><pubDate>Sun, 25 Jul 2021 10:16:13 GMT</pubDate><enclosure 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platforms.]]></description><link>https://gocardless.com/guides/posts/top-5-e-commerce-platforms-for-small-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/top-5-e-commerce-platforms-for-small-business/</guid><pubDate>Fri, 23 Jul 2021 14:44:45 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3XJ0eVbjLo6c3kbDmMklvy/d6ffbf37891528a5c6c3c0ec5afadf12/CDT-878_Organic_content_thumbnail_growth_01.png" length="21099" type="image/png"/></item><item><title><![CDATA[Understanding the Cash Flow Statement]]></title><description><![CDATA[Learn how to read and interpret the cash flow statement with our guide.]]></description><link>https://gocardless.com/guides/posts/understanding-the-cash-flow-statement/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/understanding-the-cash-flow-statement/</guid><pubDate>Fri, 23 Jul 2021 14:41:45 GMT</pubDate><enclosure 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management.]]></description><link>https://gocardless.com/guides/posts/top-6-skills-for-effective-employee-management/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/top-6-skills-for-effective-employee-management/</guid><pubDate>Fri, 23 Jul 2021 14:23:25 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[Everything you ever needed to know about credit rating]]></title><description><![CDATA[What is a credit rating and what factors affect it?]]></description><link>https://gocardless.com/guides/posts/everything-you-ever-needed-to-know-about-credit-rating/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/everything-you-ever-needed-to-know-about-credit-rating/</guid><pubDate>Thu, 22 Jul 2021 14:47:41 GMT</pubDate><enclosure 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business]]></description><link>https://gocardless.com/guides/posts/incorporation-definition-and-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/incorporation-definition-and-examples/</guid><pubDate>Thu, 22 Jul 2021 14:35:04 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7KSgCvElsk5XSo9NpGooKu/712681e69e22f1cc79cb657d7d12539f/CDT-878_Organic_content_thumbnail_starting_a_business_01.png" length="173781" type="image/png"/></item><item><title><![CDATA[How Royalties Work in Business]]></title><description><![CDATA[Learn about different types of business royalties and how they are calculated]]></description><link>https://gocardless.com/guides/posts/how-royalties-work-in-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-royalties-work-in-business/</guid><pubDate>Thu, 22 Jul 2021 14:29:48 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[How a Grace Period Works]]></title><description><![CDATA[Learn about how grace periods work.]]></description><link>https://gocardless.com/guides/posts/how-a-grace-period-works/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-a-grace-period-works/</guid><pubDate>Thu, 22 Jul 2021 14:23:42 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[GoCardless Survey: Three-quarters of Americans Plan to Decrease Their Use of Credit Cards as Debt Falls out of Favor]]></title><description><![CDATA[  Post-pandemic, many U.S. consumers are retiring their credit cards — with young Americans making this a permanent trend]]></description><link>https://gocardless.com/blog/americans-plan-to-decrease-their-use-of-credit-cards/</link><guid isPermaLink="false">https://gocardless.com/blog/americans-plan-to-decrease-their-use-of-credit-cards/</guid><pubDate>Wed, 21 Jul 2021 13:00:00 GMT</pubDate></item><item><title><![CDATA[8 Examples of Brand Differentiation Strategies ]]></title><description><![CDATA[Brand differentiation makes consumers notice your business. Here’s how.]]></description><link>https://gocardless.com/guides/posts/8-examples-of-brand-differentiation-strategies/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/8-examples-of-brand-differentiation-strategies/</guid><pubDate>Tue, 20 Jul 2021 14:38:24 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/MPK8UClmwoBy0gGxj670A/af66be13d7e24068f305667683e99a6e/CDT-878_Organic_content_thumbnail_growth_03.png" length="20448" type="image/png"/></item><item><title><![CDATA[Choosing the Right Business Sales Channel ]]></title><description><![CDATA[Is your business using the right markets to channel sales effectively?]]></description><link>https://gocardless.com/guides/posts/choosing-the-right-business-sales-channel/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/choosing-the-right-business-sales-channel/</guid><pubDate>Tue, 20 Jul 2021 14:35:50 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3XJ0eVbjLo6c3kbDmMklvy/d6ffbf37891528a5c6c3c0ec5afadf12/CDT-878_Organic_content_thumbnail_growth_01.png" length="21099" type="image/png"/></item><item><title><![CDATA[What Is a Sales Receipt? ]]></title><description><![CDATA[What’s the difference between a sales invoice and sales receipt?]]></description><link>https://gocardless.com/guides/posts/what-is-a-sales-receipt/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-sales-receipt/</guid><pubDate>Tue, 20 Jul 2021 14:33:27 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[How to Create a Price Quote]]></title><description><![CDATA[Discover the must-have elements of small business quotes with our guide.]]></description><link>https://gocardless.com/guides/posts/how-to-create-a-price-quote/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-create-a-price-quote/</guid><pubDate>Tue, 20 Jul 2021 14:31:02 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[Proprietorship Definition & Examples ]]></title><description><![CDATA[Find out if sole proprietorship is right for your business]]></description><link>https://gocardless.com/guides/posts/proprietorship-definition-and-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/proprietorship-definition-and-examples/</guid><pubDate>Tue, 20 Jul 2021 14:28:07 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/71hnonhomQX74z5mJzYU9v/2fb189ea7f3a8db580fb6f4228f229f7/CDT-878_Organic_content_thumbnail_starting_a_business_03.png" length="159992" type="image/png"/></item><item><title><![CDATA[5 Sales Strategies for Businesses]]></title><description><![CDATA[Don’t sell blindly, create a stronger sales strategy plan using our guide.]]></description><link>https://gocardless.com/guides/posts/5-sales-strategies-for-businesses/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/5-sales-strategies-for-businesses/</guid><pubDate>Mon, 19 Jul 2021 16:11:28 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7KSgCvElsk5XSo9NpGooKu/712681e69e22f1cc79cb657d7d12539f/CDT-878_Organic_content_thumbnail_starting_a_business_01.png" length="173781" type="image/png"/></item><item><title><![CDATA[Business Model Canvas Explained ]]></title><description><![CDATA[How could the business model canvas transform your business planning? ]]></description><link>https://gocardless.com/guides/posts/business-model-canvas-explained/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/business-model-canvas-explained/</guid><pubDate>Mon, 19 Jul 2021 16:02:40 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[Fringe Benefits Definition, Types & Examples]]></title><description><![CDATA[What are fringe benefits? And which should you offer to your team? ]]></description><link>https://gocardless.com/guides/posts/fringe-benefits-definition-types-and-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/fringe-benefits-definition-types-and-examples/</guid><pubDate>Mon, 19 Jul 2021 15:54:33 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7KSgCvElsk5XSo9NpGooKu/712681e69e22f1cc79cb657d7d12539f/CDT-878_Organic_content_thumbnail_starting_a_business_01.png" length="173781" type="image/png"/></item><item><title><![CDATA[Business continuity planning – What, why and how]]></title><description><![CDATA[Expecting the unexpected with a business continuity plan]]></description><link>https://gocardless.com/guides/posts/business-continuity-planning-what-why-and-how/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/business-continuity-planning-what-why-and-how/</guid><pubDate>Mon, 19 Jul 2021 15:51:29 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/71hnonhomQX74z5mJzYU9v/2fb189ea7f3a8db580fb6f4228f229f7/CDT-878_Organic_content_thumbnail_starting_a_business_03.png" length="159992" type="image/png"/></item><item><title><![CDATA[Setting up a limited company – a beginner’s guide]]></title><description><![CDATA[We take you through the process of setting up a limited company step by step]]></description><link>https://gocardless.com/guides/posts/setting-up-a-limited-company-a-beginners-guide/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/setting-up-a-limited-company-a-beginners-guide/</guid><pubDate>Fri, 16 Jul 2021 13:00:17 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[The Basic Steps of Supply Chain Management]]></title><description><![CDATA[How could supply chain management increase your profits? ]]></description><link>https://gocardless.com/guides/posts/the-basic-steps-of-supply-chain-management/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-basic-steps-of-supply-chain-management/</guid><pubDate>Fri, 16 Jul 2021 12:57:36 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7KSgCvElsk5XSo9NpGooKu/712681e69e22f1cc79cb657d7d12539f/CDT-878_Organic_content_thumbnail_starting_a_business_01.png" length="173781" type="image/png"/></item><item><title><![CDATA[What Is a Rebate? ]]></title><description><![CDATA[Find out what a rebate could mean for you.]]></description><link>https://gocardless.com/guides/posts/what-is-a-rebate/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-rebate/</guid><pubDate>Fri, 16 Jul 2021 12:53:47 GMT</pubDate><enclosure 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operate.]]></description><link>https://gocardless.com/guides/posts/what-is-the-companies-act-2006/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-the-companies-act-2006/</guid><pubDate>Fri, 16 Jul 2021 12:45:57 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/Nn9wvzTwYVRyjnmPdyUTc/48cd6ff10ac440fb24d73d2ef0eb98d3/CDT-878_Organic_content_thumbnail_regulation_02.png" length="249184" type="image/png"/></item><item><title><![CDATA[What Is An Altcoin]]></title><description><![CDATA[Find out what altcoins are and how they work]]></description><link>https://gocardless.com/guides/posts/what-is-an-altcoin/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-an-altcoin/</guid><pubDate>Thu, 15 Jul 2021 13:45:43 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[What is an External Audit]]></title><description><![CDATA[How could an external audit affect your business?]]></description><link>https://gocardless.com/guides/posts/what-is-an-external-audit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-an-external-audit/</guid><pubDate>Thu, 15 Jul 2021 13:42:11 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/e9e10dd2b73d81324bb513390803bb19/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[How to Calculate Standard Deviation]]></title><description><![CDATA[Learn how to calculate standard deviation to assess risk. ]]></description><link>https://gocardless.com/guides/posts/how-to-calculate-standard-deviation/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-calculate-standard-deviation/</guid><pubDate>Thu, 15 Jul 2021 13:38:07 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[Capital Employed Definition, Formula and Examples]]></title><description><![CDATA[Find out how to calculate the capital employed within your business]]></description><link>https://gocardless.com/guides/posts/capital-employed-definition-formula-and-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/capital-employed-definition-formula-and-examples/</guid><pubDate>Thu, 15 Jul 2021 13:26:27 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[Cash Outflow Definition, Calculation and Examples]]></title><description><![CDATA[Find out how to calculate the cash outflow of your business]]></description><link>https://gocardless.com/guides/posts/cash-outflow-definition-calculation-and-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/cash-outflow-definition-calculation-and-examples/</guid><pubDate>Thu, 15 Jul 2021 13:23:45 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[Bill of Exchange Definition & Examples]]></title><description><![CDATA[A Bill of Exchange is essential for international trade. Here’s how they work.]]></description><link>https://gocardless.com/guides/posts/bill-of-exchange-definition-and-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/bill-of-exchange-definition-and-examples/</guid><pubDate>Wed, 14 Jul 2021 15:17:50 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[The Definition Of Collateral Loans]]></title><description><![CDATA[Understand the collateral definition and the various types of collateral.]]></description><link>https://gocardless.com/guides/posts/the-definition-of-collateral-loans/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-definition-of-collateral-loans/</guid><pubDate>Wed, 14 Jul 2021 15:14:46 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[What is Bridging Software & How Can It Help Your Business?]]></title><description><![CDATA[We explain the role of bridging software in simplifying communications with HMRC]]></description><link>https://gocardless.com/guides/posts/what-is-bridging-software-and-how-can-it-help-your-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-bridging-software-and-how-can-it-help-your-business/</guid><pubDate>Wed, 14 Jul 2021 15:10:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[The Pros and Cons of Value-Based Pricing]]></title><description><![CDATA[Learn about the competitive pricing advantages of value-based pricing.]]></description><link>https://gocardless.com/guides/posts/the-pros-and-cons-of-value-based-pricing/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-pros-and-cons-of-value-based-pricing/</guid><pubDate>Tue, 13 Jul 2021 11:59:02 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[What is a Tax Identification Number]]></title><description><![CDATA[Find out about the UK versions of an official Tax Identification Number]]></description><link>https://gocardless.com/guides/posts/what-is-tax-identification-number/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-tax-identification-number/</guid><pubDate>Tue, 13 Jul 2021 11:54:34 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[Get paid faster: Reduce your time to get paid with GoCardless]]></title><description><![CDATA[Discover how GoCardless can help you maximise your cash flow.]]></description><link>https://gocardless.com/guides/posts/3-ways-gocardless-reduces-time-to-get-paid/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/3-ways-gocardless-reduces-time-to-get-paid/</guid><pubDate>Thu, 08 Jul 2021 16:21:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1g6QFSbta5MICyxIwPvxZs/92aba91238555284a969a38093285ac1/BDT-1467-Cashflow-3-Ways-2475x1400__1_.jpg" length="762735" type="image/jpeg"/></item><item><title><![CDATA[How to maintain cash flow across the customer lifecycle]]></title><description><![CDATA[Find out how to maximise cash flow at every stage of the customer journey]]></description><link>https://gocardless.com/guides/posts/How-to-maintain-cashflow-across-the-customer-lifecycle/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/How-to-maintain-cashflow-across-the-customer-lifecycle/</guid><pubDate>Thu, 08 Jul 2021 12:48:23 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4VuAAmu2z2nvfjc0OM3wrv/1a9955534d7bf1cc3494d74df4a19633/BDT-1467-Cashflow-3-Ways-2475x1400.jpg" length="1019913" type="image/jpeg"/></item><item><title><![CDATA[Statement of Changes in Equity Explained]]></title><description><![CDATA[We explain the importance of a statement of changes in equity for businesses.]]></description><link>https://gocardless.com/guides/posts/en-gb-statement-of-changes-in-equity-explained/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/en-gb-statement-of-changes-in-equity-explained/</guid><pubDate>Thu, 08 Jul 2021 10:11:06 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[GoCardless announces partnership with Pennylane to enable small businesses and start-ups to automate invoices, accounting and payments]]></title><description><![CDATA[First customers have already reduced outstanding payments by 25x]]></description><link>https://gocardless.com/blog/gocardless-announces-partnership-with-pennylane/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-announces-partnership-with-pennylane/</guid><pubDate>Wed, 07 Jul 2021 07:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/XcFmC76jTe0RoI6YEkKU7/c39336f3cb44fa533c8acdf92e993772/Social_1200x628_02__1_.jpg" length="224283" type="image/jpeg"/></item><item><title><![CDATA[How To Calculate Shareholders’ Equity]]></title><description><![CDATA[Find out how to calculate the shareholders’ equity of your business]]></description><link>https://gocardless.com/guides/posts/how-to-calculate-shareholders-equity/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-calculate-shareholders-equity/</guid><pubDate>Tue, 06 Jul 2021 13:45:06 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[Microfinance for Small Business]]></title><description><![CDATA[What is a microfinance loan, and who can access one? Find out in our guide.]]></description><link>https://gocardless.com/guides/posts/microfinance-for-small-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/microfinance-for-small-business/</guid><pubDate>Tue, 06 Jul 2021 13:15:42 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[6 Online Payment Options for 2022]]></title><description><![CDATA[Find out how to enable your business to take payments online more smoothly.]]></description><link>https://gocardless.com/guides/posts/7-online-payment-options-for-2021/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/7-online-payment-options-for-2021/</guid><pubDate>Tue, 06 Jul 2021 13:11:54 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6WHe3j1iavLSRCjpQbJDWW/5fe4d276f95ca8886483f6b46a9d7c38/CDT-878_Organic_content_thumbnail_payment_options_01.png" length="196565" type="image/png"/></item><item><title><![CDATA[How to Account For Advance Payments]]></title><description><![CDATA[We look at the process of accounting for advance payments]]></description><link>https://gocardless.com/guides/posts/how-to-account-for-advance-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-account-for-advance-payments/</guid><pubDate>Tue, 06 Jul 2021 13:08:10 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[What is Equity Financing?]]></title><description><![CDATA[Learn about equity financing and how you raise cash to invest your business.]]></description><link>https://gocardless.com/guides/posts/what-is-equity-financing/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-equity-financing/</guid><pubDate>Tue, 06 Jul 2021 13:04:18 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[The Difference Between Available and Ledger Balance]]></title><description><![CDATA[Learn about the differences between available and ledger balances.]]></description><link>https://gocardless.com/guides/posts/the-difference-between-available-and-ledger-balance/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-difference-between-available-and-ledger-balance/</guid><pubDate>Wed, 30 Jun 2021 15:15:07 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[Shareholder Definition]]></title><description><![CDATA[Want to become a shareholder? Discover the benefits of buying stock.]]></description><link>https://gocardless.com/guides/posts/shareholder-definition/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/shareholder-definition/</guid><pubDate>Wed, 30 Jun 2021 15:06:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/e9e10dd2b73d81324bb513390803bb19/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[The Basics of Accounting]]></title><description><![CDATA[Discover basic accounting principles to report and record transactions.]]></description><link>https://gocardless.com/guides/posts/the-basics-of-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-basics-of-accounting/</guid><pubDate>Wed, 30 Jun 2021 15:03:11 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What Is Trade Credit?]]></title><description><![CDATA[Trade credit is a commercial financing agreement with zero percent interest.]]></description><link>https://gocardless.com/guides/posts/what-is-trade-credit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-trade-credit/</guid><pubDate>Wed, 30 Jun 2021 14:57:55 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7E7Fam33tCYE7tX0mevtaf/bf92651b5e4a52acb5d1fe19f26ba53c/CDT-878_Organic_content_thumbnail_payment_options_02.png" length="179710" type="image/png"/></item><item><title><![CDATA[The Average Interest Rate On A Business Loan]]></title><description><![CDATA[The Average Interest Rate On A Business Loan]]></description><link>https://gocardless.com/guides/posts/the-average-interest-rate-on-a-business-loan/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-average-interest-rate-on-a-business-loan/</guid><pubDate>Wed, 30 Jun 2021 14:54:57 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[How can e-commerce benefit your business?]]></title><description><![CDATA[Everything you need to know about e-commerce business]]></description><link>https://gocardless.com/guides/posts/how-can-ecommerce-benefit-your-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-can-ecommerce-benefit-your-business/</guid><pubDate>Tue, 29 Jun 2021 22:32:58 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[Simple Guide to Business Insurance for Small Businesses ]]></title><description><![CDATA[Everything you need to know about business insurance]]></description><link>https://gocardless.com/guides/posts/the-ins-and-outs-of-business-insurance/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-ins-and-outs-of-business-insurance/</guid><pubDate>Tue, 29 Jun 2021 22:28:07 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[All you need to know about debt consolidation]]></title><description><![CDATA[What are your options when it comes to debt consolidation? Find out more]]></description><link>https://gocardless.com/guides/posts/all-you-need-to-know-about-debt-consolidation/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/all-you-need-to-know-about-debt-consolidation/</guid><pubDate>Tue, 29 Jun 2021 22:23:28 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[What is a Long-term Liability?]]></title><description><![CDATA[We explain long-term liability and how it factors into your business finances ]]></description><link>https://gocardless.com/guides/posts/long-term-liability/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/long-term-liability/</guid><pubDate>Tue, 29 Jun 2021 22:10:15 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[Accrued vs Deferred Revenue: Understanding the Difference]]></title><description><![CDATA[We explain the difference between accrued and deferred revenue & why it matters]]></description><link>https://gocardless.com/guides/posts/deferred-income/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/deferred-income/</guid><pubDate>Tue, 29 Jun 2021 22:05:11 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[How open banking is solving real small business problems]]></title><description><![CDATA[Open banking payments can help solve 8 of the UK's top 12 SB challenges.]]></description><link>https://gocardless.com/blog/open-banking-small-business-problems/</link><guid isPermaLink="false">https://gocardless.com/blog/open-banking-small-business-problems/</guid><pubDate>Tue, 29 Jun 2021 17:49:38 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7BR7htQl64RwlLIHrTCnTF/5fb8fc2c86c7901977a4a5e4cdd2ea02/BD-604-IBP_Adoption-Blog_Header-Solve_Problems_Small_Businesses.png" length="3200266" type="image/png"/></item><item><title><![CDATA[5 of the Best Finance Books Available in 2021]]></title><description><![CDATA[Improve your business and personal finances with these invaluable finance books.]]></description><link>https://gocardless.com/guides/posts/5-of-the-best-finance-books-available-in-2021/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/5-of-the-best-finance-books-available-in-2021/</guid><pubDate>Tue, 29 Jun 2021 10:53:23 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[Understanding the Pareto Principle ]]></title><description><![CDATA[According to the Pareto rule, causes and effects aren’t equally distributed.]]></description><link>https://gocardless.com/guides/posts/understanding-the-pareto-principle/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/understanding-the-pareto-principle/</guid><pubDate>Tue, 29 Jun 2021 10:50:59 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[Should Small Businesses Accept Cryptocurrency?]]></title><description><![CDATA[Discover the benefits of cryptocurrency payments for small businesses.]]></description><link>https://gocardless.com/guides/posts/should-small-businesses-accept-cryptocurrency/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/should-small-businesses-accept-cryptocurrency/</guid><pubDate>Tue, 29 Jun 2021 10:48:38 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[Fixed Costs vs Variable Costs: What You Need To Know]]></title><description><![CDATA[We explore the difference between fixed and variable costs in accounting]]></description><link>https://gocardless.com/guides/posts/fixed-costs-vs-variable-costs-what-you-need-to-know/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/fixed-costs-vs-variable-costs-what-you-need-to-know/</guid><pubDate>Tue, 29 Jun 2021 10:45:37 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/e9e10dd2b73d81324bb513390803bb19/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[What is Financial Modelling & Why is it Important?]]></title><description><![CDATA[Financial modelling is an invaluable tool for your business. Here’s how it works]]></description><link>https://gocardless.com/guides/posts/what-is-financial-modelling-and-why-is-it-important/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-financial-modelling-and-why-is-it-important/</guid><pubDate>Tue, 29 Jun 2021 10:42:33 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[The billing process explained]]></title><description><![CDATA[Find out how the billing process works in detail]]></description><link>https://gocardless.com/guides/posts/what-is-billing-in-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-billing-in-accounting/</guid><pubDate>Mon, 28 Jun 2021 19:03:57 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/e9e10dd2b73d81324bb513390803bb19/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[What Is The Opening Balance]]></title><description><![CDATA[Find out how the opening balance and closing balance are calculated]]></description><link>https://gocardless.com/guides/posts/what-is-opening-balance/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-opening-balance/</guid><pubDate>Mon, 28 Jun 2021 19:02:24 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[Understanding Revenue: Definition, Formula & Examples]]></title><description><![CDATA[We explore revenue. The raw material from which your profits are made!]]></description><link>https://gocardless.com/guides/posts/revenue/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/revenue/</guid><pubDate>Mon, 28 Jun 2021 19:00:15 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[Offset Definition & Examples]]></title><description><![CDATA[We explain how offsets work and provide practical examples]]></description><link>https://gocardless.com/guides/posts/offset/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/offset/</guid><pubDate>Mon, 28 Jun 2021 18:55:40 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[How to Calculate Future Value ]]></title><description><![CDATA[Future value is calculated using the future value formula]]></description><link>https://gocardless.com/guides/posts/how-to-calculate-future-value/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-calculate-future-value/</guid><pubDate>Mon, 28 Jun 2021 12:57:48 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[What Is Depletion? ]]></title><description><![CDATA[Discover the meaning of depletion, in simple terms]]></description><link>https://gocardless.com/guides/posts/what-is-depletion/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-depletion/</guid><pubDate>Mon, 28 Jun 2021 12:55:11 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[Understanding current liabilities]]></title><description><![CDATA[How do current liabilities work? Find out more]]></description><link>https://gocardless.com/guides/posts/understanding-current-liabilities/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/understanding-current-liabilities/</guid><pubDate>Mon, 28 Jun 2021 12:52:25 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[What Is a Fixed Charge?]]></title><description><![CDATA[Learn about fixed charges, including the fixed charge coverage ratio]]></description><link>https://gocardless.com/guides/posts/what-is-a-fixed-charge/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-fixed-charge/</guid><pubDate>Mon, 28 Jun 2021 12:49:52 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[Tangible Assets: Definition and Examples]]></title><description><![CDATA[Learn about tangible assets and how they are valued]]></description><link>https://gocardless.com/guides/posts/tangible-assets-definition-and-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/tangible-assets-definition-and-examples/</guid><pubDate>Mon, 28 Jun 2021 12:45:13 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/e9e10dd2b73d81324bb513390803bb19/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[What is an EFT payment?]]></title><description><![CDATA[ Explore the EFT payment method in more detail with our comprehensive guide.]]></description><link>https://gocardless.com/guides/posts/what-is-an-eft-payment/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-an-eft-payment/</guid><pubDate>Mon, 28 Jun 2021 12:41:45 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[Preferred Stock Definition & Examples]]></title><description><![CDATA[Discover the pros and cons of preferred stock compared with common stock]]></description><link>https://gocardless.com/guides/posts/preferred-stock-definition-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/preferred-stock-definition-examples/</guid><pubDate>Fri, 25 Jun 2021 14:30:35 GMT</pubDate><enclosure 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you]]></description><link>https://gocardless.com/guides/posts/how-to-record-common-stock-in-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-record-common-stock-in-accounting/</guid><pubDate>Fri, 25 Jun 2021 14:25:34 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[A Complete Guide to Crowdfunding Platforms]]></title><description><![CDATA[Could crowdfunding platforms provide financing for your next project?]]></description><link>https://gocardless.com/guides/posts/en-gb-a-complete-guide-to-crowdfunding-platforms/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/en-gb-a-complete-guide-to-crowdfunding-platforms/</guid><pubDate>Fri, 25 Jun 2021 14:22:57 GMT</pubDate><enclosure 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addresses]]></description><link>https://gocardless.com/guides/posts/what-is-a-billing-address/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-billing-address/</guid><pubDate>Thu, 24 Jun 2021 17:18:55 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1wR6F9EgevSQARmHxyG2E2/9d92df1086e030b6baa1f9a30d7d825f/CDT-878_Organic_content_thumbnail_entrepreneurship_02.png" length="85464" type="image/png"/></item><item><title><![CDATA[What is an Accounting System?]]></title><description><![CDATA[We explore different accounting systems and why they’re essential for businesses]]></description><link>https://gocardless.com/guides/posts/what-is-an-accounting-system/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-an-accounting-system/</guid><pubDate>Thu, 24 Jun 2021 17:01:05 GMT</pubDate><enclosure 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pay]]></description><link>https://gocardless.com/guides/posts/uk-tax-brackets/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/uk-tax-brackets/</guid><pubDate>Thu, 24 Jun 2021 13:26:15 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[HMRC personal tax account]]></title><description><![CDATA[Learn what you can do with your HMRC personal tax account in our guide]]></description><link>https://gocardless.com/guides/posts/hmrc-personal-tax-account/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/hmrc-personal-tax-account/</guid><pubDate>Thu, 24 Jun 2021 13:21:27 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[Tax identification numbers in the UK]]></title><description><![CDATA[Find out about the UK versions of an official Tax Identification Number]]></description><link>https://gocardless.com/guides/posts/what-is-tax-identification-number/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-tax-identification-number/</guid><pubDate>Thu, 24 Jun 2021 13:18:03 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[How Does Direct Deposit Work?]]></title><description><![CDATA[Learn how to make electronic bank transfers using Direct Deposit.]]></description><link>https://gocardless.com/guides/posts/how-does-direct-deposit-work/</link><guid 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]]></title><description><![CDATA[Z-score represents the stability of a company’s financial profile.]]></description><link>https://gocardless.com/guides/posts/what-is-z-score/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-z-score/</guid><pubDate>Thu, 24 Jun 2021 10:45:16 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[Advantages & Disadvantages of Retained Profit]]></title><description><![CDATA[Find out your main options when it comes to retained profit in business.]]></description><link>https://gocardless.com/guides/posts/advantages-and-disadvantages-of-retained-profit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/advantages-and-disadvantages-of-retained-profit/</guid><pubDate>Thu, 24 Jun 2021 10:42:27 GMT</pubDate><enclosure 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consider when choosing payment methods to offer.]]></description><link>https://gocardless.com/guides/posts/four-essentials-choosing-payment-methods/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/four-essentials-choosing-payment-methods/</guid><pubDate>Wed, 23 Jun 2021 13:19:02 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6q1WuFlSe45m25qyxpZY1N/f15abde3c46cdb973e8a596ed0c1ddb9/BDT-1512_FinServ_Blog_UK_2475x1400.jpg" length="408990" type="image/jpeg"/></item><item><title><![CDATA[How to Avoid Business Bankruptcy]]></title><description><![CDATA[Do you feel like you’re drowning in bills? Here’s how to avoid bankruptcy.]]></description><link>https://gocardless.com/guides/posts/how-to-avoid-business-bankruptcy/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-avoid-business-bankruptcy/</guid><pubDate>Tue, 22 Jun 2021 15:52:58 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[How to Manage Business Petty Cash]]></title><description><![CDATA[Discover how to record petty cash transactions in your business accounts.]]></description><link>https://gocardless.com/guides/posts/how-to-manage-business-petty-cash/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-manage-business-petty-cash/</guid><pubDate>Tue, 22 Jun 2021 15:49:51 GMT</pubDate><enclosure 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funds?]]></description><link>https://gocardless.com/guides/posts/active-vs-passive-investing/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/active-vs-passive-investing/</guid><pubDate>Tue, 22 Jun 2021 15:31:07 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[The Fundamentals of Financial Analysis]]></title><description><![CDATA[We explain the importance and fundamental elements of financial analysis. ]]></description><link>https://gocardless.com/guides/posts/the-fundamentals-of-financial-analysis/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-fundamentals-of-financial-analysis/</guid><pubDate>Tue, 22 Jun 2021 15:24:01 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[What is Conduct Risk and How to Manage it]]></title><description><![CDATA[Understanding conduct risk and how to manage it]]></description><link>https://gocardless.com/guides/posts/what-is-conduct-risk-and-how-to-manage-it/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-conduct-risk-and-how-to-manage-it/</guid><pubDate>Mon, 21 Jun 2021 08:54:02 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[Effective Risk Management Strategies]]></title><description><![CDATA[Learn how to implement an effective risk management process]]></description><link>https://gocardless.com/guides/posts/effective-risk-management-strategies/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/effective-risk-management-strategies/</guid><pubDate>Mon, 21 Jun 2021 08:49:53 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[Best Risk Management Software in 2021]]></title><description><![CDATA[Discover the top 10 risk assessment & management software for your business.]]></description><link>https://gocardless.com/guides/posts/best-risk-management-software-in-2021/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/best-risk-management-software-in-2021/</guid><pubDate>Mon, 21 Jun 2021 08:43:50 GMT</pubDate><enclosure 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security public.]]></description><link>https://gocardless.com/guides/posts/what-is-a-prospectus/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-prospectus/</guid><pubDate>Mon, 21 Jun 2021 08:26:28 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[How to choose the best KPIs for your client]]></title><description><![CDATA[Are your client’s KPI metric the most efficient? Find out how to choose]]></description><link>https://gocardless.com/guides/posts/how-to-choose-the-best-kpis-for-your-client/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-choose-the-best-kpis-for-your-client/</guid><pubDate>Sun, 20 Jun 2021 11:10:40 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[UK VAT rate changes for 2021]]></title><description><![CDATA[Keep on top of the latest developments around UK VAT rates]]></description><link>https://gocardless.com/guides/posts/uk-vat-changes-for-2021/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/uk-vat-changes-for-2021/</guid><pubDate>Sun, 20 Jun 2021 11:02:11 GMT</pubDate><enclosure 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businesses.]]></description><link>https://gocardless.com/guides/posts/what-does-tax-deductible-mean/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-does-tax-deductible-mean/</guid><pubDate>Fri, 18 Jun 2021 10:34:28 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/e9e10dd2b73d81324bb513390803bb19/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[What Does Capital Mean in Business?]]></title><description><![CDATA[A quick and simple guide to capital in business, what it is and why it matters.]]></description><link>https://gocardless.com/guides/posts/what-does-capital-mean-in-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-does-capital-mean-in-business/</guid><pubDate>Fri, 18 Jun 2021 10:31:10 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[Are Expenses Taxable?]]></title><description><![CDATA[The basics of how to claim tax relief for your job expenses]]></description><link>https://gocardless.com/guides/posts/are-expenses-taxable/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/are-expenses-taxable/</guid><pubDate>Fri, 18 Jun 2021 10:26:41 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[What is Business Activity?]]></title><description><![CDATA[A quick guide to business activity and how it’s shown in financial statements.]]></description><link>https://gocardless.com/guides/posts/what-is-business-activity/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-business-activity/</guid><pubDate>Fri, 18 Jun 2021 10:14:45 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/e9e10dd2b73d81324bb513390803bb19/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[What The X Tax Code Means]]></title><description><![CDATA[What the X tax code and other emergency tax codes mean]]></description><link>https://gocardless.com/guides/posts/en-gb-what-the-x-tax-code-means/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/en-gb-what-the-x-tax-code-means/</guid><pubDate>Fri, 18 Jun 2021 10:05:39 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What is Deferred Income & Why Is It Important?]]></title><description><![CDATA[Find out why deferred income is an important in your business accounting. ]]></description><link>https://gocardless.com/guides/posts/what-is-deferred-income-and-why-is-it-important/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-deferred-income-and-why-is-it-important/</guid><pubDate>Thu, 17 Jun 2021 10:55:49 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[How to Handle a Financial Crisis]]></title><description><![CDATA[Learn how to steer your business through times of financial crisis. ]]></description><link>https://gocardless.com/guides/posts/how-to-handle-a-financial-crisis/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-handle-a-financial-crisis/</guid><pubDate>Thu, 17 Jun 2021 10:52:42 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[Operating Budgets For Small Businesses]]></title><description><![CDATA[Take control of your business costs by mastering your operating budget ]]></description><link>https://gocardless.com/guides/posts/operating-budgets-for-small-businesses/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/operating-budgets-for-small-businesses/</guid><pubDate>Thu, 17 Jun 2021 10:19:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[Loan Notes Explained]]></title><description><![CDATA[We explain how loan notes work and how they can benefit your business. ]]></description><link>https://gocardless.com/guides/posts/loan-notes-explained/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/loan-notes-explained/</guid><pubDate>Thu, 17 Jun 2021 10:16:11 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[Share Options For Small Businesses]]></title><description><![CDATA[We explain how share options can work for your business.]]></description><link>https://gocardless.com/guides/posts/share-options-for-small-businesses/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/share-options-for-small-businesses/</guid><pubDate>Thu, 17 Jun 2021 09:54:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[Identifying and Managing Financial Risk ]]></title><description><![CDATA[Financial risk management strategies can help you minimise loss.]]></description><link>https://gocardless.com/guides/posts/identifying-and-managing-financial-risk/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/identifying-and-managing-financial-risk/</guid><pubDate>Thu, 17 Jun 2021 09:47:43 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[How Does Goodwill Affect Financial Statements?]]></title><description><![CDATA[Learn how goodwill affects financial statements and impairment  accounting ]]></description><link>https://gocardless.com/guides/posts/how-does-goodwill-affect-financial-statements/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-does-goodwill-affect-financial-statements/</guid><pubDate>Wed, 16 Jun 2021 18:39:28 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[Developing a New Accounting Strategy]]></title><description><![CDATA[ A clear explanation of why small business accounting helps businesses succeed.]]></description><link>https://gocardless.com/guides/posts/developing-a-new-accounting-strategy/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/developing-a-new-accounting-strategy/</guid><pubDate>Wed, 16 Jun 2021 16:54:56 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/7af330ebe1010da27970030e511a7e3e/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[How to Create a Basic Balance Sheet]]></title><description><![CDATA[What can a basic balance sheet tell you about your business? ]]></description><link>https://gocardless.com/guides/posts/how-create-basic-balance-sheet/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-create-basic-balance-sheet/</guid><pubDate>Wed, 16 Jun 2021 09:17:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[How to Calculate Balance Sheet Ratios]]></title><description><![CDATA[What do your balance sheet ratios say about your business? ]]></description><link>https://gocardless.com/guides/posts/how-to-calculate-balance-sheet-ratios/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-calculate-balance-sheet-ratios/</guid><pubDate>Wed, 16 Jun 2021 09:13:52 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[Standard Deviation in Finance]]></title><description><![CDATA[Standard deviation can tell you a lot about market risk. Here’s what to know.]]></description><link>https://gocardless.com/guides/posts/standard-deviation-in-finance/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/standard-deviation-in-finance/</guid><pubDate>Wed, 16 Jun 2021 09:05:13 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[Generally Accepted Accounting Practice (GAAP) ]]></title><description><![CDATA[Should your business be using UK GAAP or IFRS standards?]]></description><link>https://gocardless.com/guides/posts/guide-to-generally-accepted-accounting-practice-gaap/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-to-generally-accepted-accounting-practice-gaap/</guid><pubDate>Wed, 16 Jun 2021 09:02:10 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/e9e10dd2b73d81324bb513390803bb19/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[ How to create a financial report]]></title><description><![CDATA[Creating your first financial report template step-by-step]]></description><link>https://gocardless.com/guides/posts/how-to-create-a-financial-report/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-create-a-financial-report/</guid><pubDate>Tue, 15 Jun 2021 11:09:59 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[The three vital accounting reports for your small business]]></title><description><![CDATA[ Accounting reports your business should be making weekly, monthly and annually]]></description><link>https://gocardless.com/guides/posts/the-three-vital-accounting-reports-for-your-small-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-three-vital-accounting-reports-for-your-small-business/</guid><pubDate>Tue, 15 Jun 2021 11:06:04 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/e9e10dd2b73d81324bb513390803bb19/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[Accounting terminology - What does it all mean?]]></title><description><![CDATA[When it comes to accounting there are certain terms it really pays to understand]]></description><link>https://gocardless.com/guides/posts/accounting-terminology-what-does-it-all-mean/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/accounting-terminology-what-does-it-all-mean/</guid><pubDate>Tue, 15 Jun 2021 11:03:48 GMT</pubDate><enclosure 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right for your business? ]]></description><link>https://gocardless.com/guides/posts/ifo-lifo-inventory-valuation/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/ifo-lifo-inventory-valuation/</guid><pubDate>Tue, 15 Jun 2021 10:52:47 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[What Are Payments On Account?]]></title><description><![CDATA[Don’t get caught out by a surprise payment on account]]></description><link>https://gocardless.com/guides/posts/what-are-payments-on-account/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-payments-on-account/</guid><pubDate>Tue, 15 Jun 2021 10:44:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What is an E-Wallet?]]></title><description><![CDATA[Find out what an E-Wallet is and how it can benefit you and your customers.]]></description><link>https://gocardless.com/guides/posts/what-is-an-e-wallet/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-an-e-wallet/</guid><pubDate>Mon, 14 Jun 2021 16:23:59 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[What is Deferred Income & Why Is It Important?]]></title><description><![CDATA[Find out why deferred income is an important in your business accounting. ]]></description><link>https://gocardless.com/guides/posts/what-is-deferred-income-and-why-is-it-important/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-deferred-income-and-why-is-it-important/</guid><pubDate>Mon, 14 Jun 2021 10:58:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/e9e10dd2b73d81324bb513390803bb19/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[What is an Escrow Account & How Does it Work?]]></title><description><![CDATA[We explain the meaning of escrow and what it means to have an escrow account.]]></description><link>https://gocardless.com/guides/posts/what-is-an-escrow-account-and-how-does-it-work/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-an-escrow-account-and-how-does-it-work/</guid><pubDate>Mon, 14 Jun 2021 10:34:27 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[What is Earmarking?]]></title><description><![CDATA[We explain the importance of earmarking for business money management.]]></description><link>https://gocardless.com/guides/posts/what-is-earmarking/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-earmarking/</guid><pubDate>Mon, 14 Jun 2021 10:25:56 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[The Fundamentals of Corporate Finance ]]></title><description><![CDATA[Learn how corporate finance works & the principles of corporate finance services]]></description><link>https://gocardless.com/guides/posts/the-fundamentals-of-corporate-finance/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-fundamentals-of-corporate-finance/</guid><pubDate>Mon, 14 Jun 2021 10:19:37 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[We’re committed to measuring all our emissions, including scope 3, and setting a net zero target by the end of 2021.]]></title><link>https://gocardless.com/blog/GoCardess-Tech-Zero-Commitments/</link><guid isPermaLink="false">https://gocardless.com/blog/GoCardess-Tech-Zero-Commitments/</guid><pubDate>Sun, 13 Jun 2021 23:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5JoozcHN0pxUi20Mv4Tsj0/14e2cd69998f290ff891aa7a17067398/tech-zero.png" length="329582" type="image/png"/></item><item><title><![CDATA[How Does Bridge Financing Work]]></title><description><![CDATA[Learn about bridge financing & how it can provide short-term funds]]></description><link>https://gocardless.com/guides/posts/how-does-bridge-financing-work/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-does-bridge-financing-work/</guid><pubDate>Fri, 11 Jun 2021 10:23:30 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[What is Alphabet Stock? ]]></title><description><![CDATA[Learn about Google’s parent company Alphabet Inc and the stocks available to buy]]></description><link>https://gocardless.com/guides/posts/what-is-alphabet-stock/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-alphabet-stock/</guid><pubDate>Fri, 11 Jun 2021 10:09:03 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[What is Contingent Liability? ]]></title><description><![CDATA[Learn about contingency liabilities & how to report them in financial statements]]></description><link>https://gocardless.com/guides/posts/what-is-contingent-liability/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-contingent-liability/</guid><pubDate>Fri, 11 Jun 2021 10:03:53 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[ How Asset Financing Works ]]></title><description><![CDATA[ Learn how asset financing works & how it can help your business.]]></description><link>https://gocardless.com/guides/posts/how-asset-financing-works/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-asset-financing-works/</guid><pubDate>Fri, 11 Jun 2021 09:54:43 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[Financial Forecast ]]></title><description><![CDATA[How to create accurate and actionable financial forecasts]]></description><link>https://gocardless.com/guides/posts/financial-forecast/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/financial-forecast/</guid><pubDate>Fri, 11 Jun 2021 09:49:58 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[Guide to bank reconciliation (with a template)]]></title><description><![CDATA[What is bank reconciliation? Learn more about how this works in accounting]]></description><link>https://gocardless.com/guides/posts/guide-to-bank-reconciliation/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-to-bank-reconciliation/</guid><pubDate>Thu, 10 Jun 2021 20:07:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[An Introduction to Game Theory]]></title><description><![CDATA[We explain game theory and how it applies to your business strategy.]]></description><link>https://gocardless.com/guides/posts/game-theory-explained/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/game-theory-explained/</guid><pubDate>Thu, 10 Jun 2021 19:52:34 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4MeE0LMPQd9WpaUMAr3Utc/45ccb4db4f710fd665aa89213ebb0ab0/CDT-878_Organic_content_thumbnail_growth_02.png" length="20721" type="image/png"/></item><item><title><![CDATA[A Guide to Peer-to-Peer Lending]]></title><description><![CDATA[Can peer-to-peer lending help your business? Read on to find out.]]></description><link>https://gocardless.com/guides/posts/to-peer-to-peer-lending/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/to-peer-to-peer-lending/</guid><pubDate>Thu, 10 Jun 2021 09:56:13 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[What Is Debt Financing?]]></title><description><![CDATA[Here’s how to use debt financing to secure business funds.]]></description><link>https://gocardless.com/guides/posts/en-gb-what-is-debt-financing/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/en-gb-what-is-debt-financing/</guid><pubDate>Thu, 10 Jun 2021 09:41:02 GMT</pubDate><enclosure 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type="image/png"/></item><item><title><![CDATA[What Is a Guarantor?]]></title><description><![CDATA[Using a loan guarantor helps small businesses gain finances needing a deposit.]]></description><link>https://gocardless.com/guides/posts/what-is-a-guarantor/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-guarantor/</guid><pubDate>Wed, 09 Jun 2021 08:49:04 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[Understanding Capital Gains Tax]]></title><description><![CDATA[Here’s what every UK business needs to know about Capital Gains Tax!]]></description><link>https://gocardless.com/guides/posts/capital-gains-tax/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/capital-gains-tax/</guid><pubDate>Tue, 08 Jun 2021 17:14:13 GMT</pubDate><enclosure 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type="image/png"/></item><item><title><![CDATA[Statement of Operations Definition & Examples]]></title><description><![CDATA[Create a statement of operations to gauge the state of your business]]></description><link>https://gocardless.com/guides/posts/statement-operations-definition-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/statement-operations-definition-examples/</guid><pubDate>Tue, 08 Jun 2021 14:59:55 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[How to Build Business Credit]]></title><description><![CDATA[What do you need to give your business credit report a boost?]]></description><link>https://gocardless.com/guides/posts/en-gb-how-to-build-business-credit/</link><guid 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type="image/png"/></item><item><title><![CDATA[What is Dividend Yield? ]]></title><description><![CDATA[A high dividend yield means earning more on your investment.]]></description><link>https://gocardless.com/guides/posts/dividend-yield/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/dividend-yield/</guid><pubDate>Tue, 08 Jun 2021 13:45:49 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[What is a Limited Partnership? ]]></title><description><![CDATA[Limited partnerships offer a number of advantages over general partnerships.]]></description><link>https://gocardless.com/guides/posts/what-is-a-limited-partnership/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-limited-partnership/</guid><pubDate>Tue, 08 Jun 2021 13:25:30 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type="image/png"/></item><item><title><![CDATA[The importance of tax planning]]></title><description><![CDATA[Maximise credits and minimise liabilities with our tax planning guide]]></description><link>https://gocardless.com/guides/posts/the-importance-of-tax-planning/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-importance-of-tax-planning/</guid><pubDate>Fri, 04 Jun 2021 17:55:32 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[What is a PO number?]]></title><description><![CDATA[Learn about the importance of PO numbers]]></description><link>https://gocardless.com/guides/posts/what-is-a-po-number/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-po-number/</guid><pubDate>Fri, 04 Jun 2021 17:53:57 GMT</pubDate><enclosure 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business]]></description><link>https://gocardless.com/guides/posts/small-business-marketing-strategies/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/small-business-marketing-strategies/</guid><pubDate>Fri, 04 Jun 2021 17:48:39 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/MPK8UClmwoBy0gGxj670A/af66be13d7e24068f305667683e99a6e/CDT-878_Organic_content_thumbnail_growth_03.png" length="20448" type="image/png"/></item><item><title><![CDATA[XIRR vs. IRR: What’s the Difference?]]></title><description><![CDATA[Learn more about the difference between IRR and XIRR, right here.]]></description><link>https://gocardless.com/guides/posts/xirr-vs-irr/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/xirr-vs-irr/</guid><pubDate>Fri, 04 Jun 2021 14:30:25 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[What is a charge card?]]></title><description><![CDATA[Discover why a charge card can be hugely beneficial for your company.]]></description><link>https://gocardless.com/guides/posts/what-is-a-charge-card/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-charge-card/</guid><pubDate>Fri, 04 Jun 2021 14:11:36 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[Current ratio vs. quick ratio]]></title><description><![CDATA[When should you use the current ratio formula and quick ratio formula? ]]></description><link>https://gocardless.com/guides/posts/current-ratio-vs-quick-ratio/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/current-ratio-vs-quick-ratio/</guid><pubDate>Wed, 02 Jun 2021 18:50:50 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the benefits of calculating opportunity cost]]></description><link>https://gocardless.com/guides/posts/what-is-opportunity-cost-and-how-to-calculate-it/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-opportunity-cost-and-how-to-calculate-it/</guid><pubDate>Wed, 02 Jun 2021 18:46:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[How to create a sales ledger]]></title><description><![CDATA[A sales ledger allows businesses to see a breakdown of sales]]></description><link>https://gocardless.com/guides/posts/create-sales-ledger/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/create-sales-ledger/</guid><pubDate>Wed, 02 Jun 2021 18:40:37 GMT</pubDate><enclosure 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methods.]]></description><link>https://gocardless.com/guides/posts/8-dimensions-of-recurring-payments-preference/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/8-dimensions-of-recurring-payments-preference/</guid><pubDate>Tue, 01 Jun 2021 17:46:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/AV31zeEOuGn1PDNqiT5CA/15f10df7f248402b68f76f926967abfc/CDT-1374_Preference_Thumbnail.jpg" length="64653" type="image/jpeg"/></item><item><title><![CDATA[Calculating customer lifetime value]]></title><description><![CDATA[Create happy, long-term customers]]></description><link>https://gocardless.com/guides/posts/calculating-customer-lifetime-value/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/calculating-customer-lifetime-value/</guid><pubDate>Fri, 28 May 2021 12:30:00 GMT</pubDate><enclosure 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beat the competition]]></description><link>https://gocardless.com/guides/posts/what-is-competitive-pricing/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-competitive-pricing/</guid><pubDate>Fri, 28 May 2021 12:21:12 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[Sales forecasting and why it matters for your business]]></title><description><![CDATA[Find out how sales forecasting can help you run your business]]></description><link>https://gocardless.com/guides/posts/importance-sales-forecasting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/importance-sales-forecasting/</guid><pubDate>Tue, 25 May 2021 19:12:45 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[An Introduction To Contribution Margin]]></title><description><![CDATA[Learn about contribution margin to fine-tune your forward planning]]></description><link>https://gocardless.com/guides/posts/introduction-contribution-margin/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/introduction-contribution-margin/</guid><pubDate>Tue, 25 May 2021 19:08:44 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[The cash ratio and what it tells you about your business]]></title><description><![CDATA[Find out how to calculate the cash ratio of your business]]></description><link>https://gocardless.com/guides/posts/what-is-cash-ratio/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-cash-ratio/</guid><pubDate>Tue, 25 May 2021 19:02:54 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[Why is Cash Flow Management Important?]]></title><description><![CDATA[We explain cash flow management and why it’s so important for SMEs]]></description><link>https://gocardless.com/guides/posts/why-is-cash-flow-management-important/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/why-is-cash-flow-management-important/</guid><pubDate>Tue, 25 May 2021 18:53:23 GMT</pubDate><enclosure 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know]]></description><link>https://gocardless.com/guides/posts/10-essential-finance-terms-to-know/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/10-essential-finance-terms-to-know/</guid><pubDate>Mon, 24 May 2021 19:06:44 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[Guide to the compound interest formula]]></title><description><![CDATA[Learn how to calculate the compound interest formula and what it means]]></description><link>https://gocardless.com/guides/posts/guide-to-the-compound-interest-formula/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-to-the-compound-interest-formula/</guid><pubDate>Mon, 24 May 2021 19:00:46 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[7 important financial ratios]]></title><link>https://gocardless.com/guides/posts/top-7-financial-ratios/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/top-7-financial-ratios/</guid><pubDate>Mon, 24 May 2021 18:54:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[What is the AIDA model?]]></title><description><![CDATA[AIDA funnel marketing can streamline your advertising efforts. Here’s how]]></description><link>https://gocardless.com/guides/posts/what-is-the-aida-model/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-the-aida-model/</guid><pubDate>Mon, 24 May 2021 18:42:38 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3XJ0eVbjLo6c3kbDmMklvy/d6ffbf37891528a5c6c3c0ec5afadf12/CDT-878_Organic_content_thumbnail_growth_01.png" length="21099" type="image/png"/></item><item><title><![CDATA[What is deflation?]]></title><description><![CDATA[Find out how deflation differs from inflation, and what it means for you]]></description><link>https://gocardless.com/guides/posts/what-is-deflation/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-deflation/</guid><pubDate>Fri, 21 May 2021 17:40:32 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[How fiscal policy impacts business]]></title><description><![CDATA[What is fiscal policy, and why is it important for businesses? Find out more]]></description><link>https://gocardless.com/guides/posts/how-fiscal-policy-impacts-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-fiscal-policy-impacts-business/</guid><pubDate>Fri, 21 May 2021 17:38:23 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[How to value a business]]></title><description><![CDATA[A business valuation helps you whether you’re buying, selling, or investing]]></description><link>https://gocardless.com/guides/posts/business-valuation-how-to-value-a-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/business-valuation-how-to-value-a-business/</guid><pubDate>Fri, 21 May 2021 17:34:23 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[Introduction to macroeconomics]]></title><description><![CDATA[Understanding the principles of macroeconomics is useful for any business]]></description><link>https://gocardless.com/guides/posts/introduction-to-macroeconomics/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/introduction-to-macroeconomics/</guid><pubDate>Fri, 21 May 2021 17:30:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[Understanding microeconomics]]></title><description><![CDATA[Learn more about the law of supply and demand in microeconomic theory]]></description><link>https://gocardless.com/guides/posts/understanding-microeconomics/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/understanding-microeconomics/</guid><pubDate>Fri, 21 May 2021 17:23:40 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[Is impact investing profitable?]]></title><description><![CDATA[What is impact investing, and what types of investors does it attract?]]></description><link>https://gocardless.com/guides/posts/is-impact-investing-profitable/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/is-impact-investing-profitable/</guid><pubDate>Thu, 20 May 2021 18:28:51 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[Laissez-faire: definition, principles, and examples]]></title><description><![CDATA[Laissez-faire economics define the role of a government in the economy]]></description><link>https://gocardless.com/guides/posts/laissez-faire-definition-principles-and-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/laissez-faire-definition-principles-and-examples/</guid><pubDate>Thu, 20 May 2021 18:21:04 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[Introduction to behavioural economics]]></title><description><![CDATA[Why do we make financial decisions? Behavioural economics looks for answers]]></description><link>https://gocardless.com/guides/posts/introduction-to-behavioural-economics/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/introduction-to-behavioural-economics/</guid><pubDate>Thu, 20 May 2021 18:16:55 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[Stagflation: definition, causes, and examples]]></title><description><![CDATA[When inflation coincides with a stagnant economy, it’s called stagflation]]></description><link>https://gocardless.com/guides/posts/stagflation-definition-causes-and-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/stagflation-definition-causes-and-examples/</guid><pubDate>Thu, 20 May 2021 18:06:39 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[Guide to financial statements]]></title><description><![CDATA[A business financial statement is a good indicator of its health. Here’s how]]></description><link>https://gocardless.com/guides/posts/guide-to-financial-statements/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-to-financial-statements/</guid><pubDate>Thu, 20 May 2021 18:04:26 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[5 mistakes businesses make during international expansion and how to avoid them]]></title><description><![CDATA[What are the big mistakes that send international expansion plans off the rails?]]></description><link>https://gocardless.com/guides/posts/5-mistakes-international-expansion/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/5-mistakes-international-expansion/</guid><pubDate>Thu, 20 May 2021 15:10:07 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3FHnPaQzfC5vgvrD6BR3oi/d9d9087b0fa16f02e5f8ad20a38f67e7/BDT-1454-Household_Energy_Bills-Thumbnail.png" length="256581" type="image/png"/></item><item><title><![CDATA[5 key findings on how consumers choose to pay]]></title><description><![CDATA[Leverage the highlights of the latest consumer payment preferences research.]]></description><link>https://gocardless.com/blog/5-takeaways-consumer-payment-preferences-2021/</link><guid isPermaLink="false">https://gocardless.com/blog/5-takeaways-consumer-payment-preferences-2021/</guid><pubDate>Thu, 20 May 2021 08:57:46 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7uk0s0qfqzqdIf7qmhaL0z/f01046682ab6791f97470eeef8d1daac/BDT-1454-Consumer_Payment_Preference-Blog_Header.png" length="653482" type="image/png"/></item><item><title><![CDATA[What does it mean to be a blue chip?]]></title><description><![CDATA[Blue chip companies are reputable businesses that can be trusted to succeed]]></description><link>https://gocardless.com/guides/posts/blue-chip-companies/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/blue-chip-companies/</guid><pubDate>Tue, 18 May 2021 17:20:30 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[Financial instruments: definition and examples]]></title><description><![CDATA[What are financial instruments? Discover the different types and their uses]]></description><link>https://gocardless.com/guides/posts/financial-instruments-definition-and-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/financial-instruments-definition-and-examples/</guid><pubDate>Tue, 18 May 2021 17:15:02 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[How does recession impact businesses?]]></title><description><![CDATA[Recession can take a toll on any business. Find out how to survive and thrive]]></description><link>https://gocardless.com/guides/posts/how-does-recession-impact-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-does-recession-impact-business/</guid><pubDate>Tue, 18 May 2021 17:09:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[Mutual fund: definition, benefits, and examples]]></title><description><![CDATA[What makes mutual funds a savvy investment opportunity? Here’s what to know]]></description><link>https://gocardless.com/guides/posts/mutual-fund-definition-benefits-and-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/mutual-fund-definition-benefits-and-examples/</guid><pubDate>Tue, 18 May 2021 17:02:46 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[Revolving credit: definition and examples]]></title><description><![CDATA[Revolving credit facilities offer plenty of flexibility for businesses]]></description><link>https://gocardless.com/guides/posts/revolving-credit-definition-and-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/revolving-credit-definition-and-examples/</guid><pubDate>Tue, 18 May 2021 16:49:36 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[What is cost accounting?]]></title><link>https://gocardless.com/guides/posts/what-is-cost-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-cost-accounting/</guid><pubDate>Mon, 17 May 2021 19:49:22 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/7af330ebe1010da27970030e511a7e3e/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[What does an auditor do?]]></title><description><![CDATA[Find out how the role of auditor can keep your company compliant]]></description><link>https://gocardless.com/guides/posts/what-does-an-auditor-do/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-does-an-auditor-do/</guid><pubDate>Mon, 17 May 2021 19:36:47 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[ What is market value?]]></title><description><![CDATA[Find out about market value and how a price is placed on your business]]></description><link>https://gocardless.com/guides/posts/what-is-market-value/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-market-value/</guid><pubDate>Mon, 17 May 2021 19:29:04 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[What does work in progress mean?]]></title><description><![CDATA[Find out what work in progress means for your accounts]]></description><link>https://gocardless.com/guides/posts/what-is-work-in-progress/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-work-in-progress/</guid><pubDate>Mon, 17 May 2021 19:18:14 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[What is the stock exchange?]]></title><description><![CDATA[Find out what the stock exchange is and how trading works]]></description><link>https://gocardless.com/guides/posts/what-is-stock-exchange/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-stock-exchange/</guid><pubDate>Mon, 17 May 2021 19:14:14 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[3 ways GoCardless helps you choose the right payment mix]]></title><description><![CDATA[Win more customers by meeting consumer demand with GoCardless.]]></description><link>https://gocardless.com/guides/posts/3-ways-gocardless-helps-choose-the-right-payment-mix/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/3-ways-gocardless-helps-choose-the-right-payment-mix/</guid><pubDate>Mon, 17 May 2021 18:19:42 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2IZSiVu68qHQEmTiqx5o4n/f3f214f26a1f0485fd979875e5e39836/CDT-1354-Single_Page_Guide-Right_Payment_Mix-Thumbnail.jpg" length="3354325" type="image/jpeg"/></item><item><title><![CDATA[How do customers want to pay for their household energy bills?]]></title><description><![CDATA[Learn how consumers prefer to pay for their energy bills.]]></description><link>https://gocardless.com/blog/consumer-choice-energy-bills/</link><guid isPermaLink="false">https://gocardless.com/blog/consumer-choice-energy-bills/</guid><pubDate>Mon, 17 May 2021 17:41:36 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3UCGAFZ6Fw0RpUwU2XOxV7/832c43943c93e0ea23bb3dcbf80c5a0e/BDT-1454-Household_Energy_Bills-Blog_Header.png" length="92367" type="image/png"/></item><item><title><![CDATA[Exchange traded funds (ETF) explained]]></title><description><![CDATA[There are many different types of ETFs. Find out how ETF trading works]]></description><link>https://gocardless.com/guides/posts/exchange-traded-funds-etf-explained/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/exchange-traded-funds-etf-explained/</guid><pubDate>Sun, 16 May 2021 19:26:32 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[Year to date (YTD): What is it and how to calculate it]]></title><description><![CDATA[Discover the year to date meaning and why it’s so important to know]]></description><link>https://gocardless.com/guides/posts/year-to-date-ytd/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/year-to-date-ytd/</guid><pubDate>Sun, 16 May 2021 19:21:48 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[Black Scholes definition and equation]]></title><description><![CDATA[Discover how the Black Scholes equation works in finance and trading]]></description><link>https://gocardless.com/guides/posts/black-scholes-definition-and-equation/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/black-scholes-definition-and-equation/</guid><pubDate>Sun, 16 May 2021 19:15:09 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[Refinance: definition and examples]]></title><description><![CDATA[What does refinance mean for you? Find out more about refinance rates]]></description><link>https://gocardless.com/guides/posts/refinance-definition-and-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/refinance-definition-and-examples/</guid><pubDate>Sun, 16 May 2021 19:10:01 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[What is an index fund?]]></title><description><![CDATA[Discover the advantages and disadvantages of investing in an index fund]]></description><link>https://gocardless.com/guides/posts/what-is-an-index-fund/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-an-index-fund/</guid><pubDate>Sun, 16 May 2021 19:04:57 GMT</pubDate><enclosure 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finances with ease]]></description><link>https://gocardless.com/guides/posts/best-apps-for-business-finance/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/best-apps-for-business-finance/</guid><pubDate>Wed, 12 May 2021 20:41:07 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[A guide to mergers and acquisitions]]></title><description><![CDATA[Learn about how mergers and acquisitions work]]></description><link>https://gocardless.com/guides/posts/mergers-and-acquisitions-guide/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/mergers-and-acquisitions-guide/</guid><pubDate>Wed, 12 May 2021 20:35:18 GMT</pubDate><enclosure 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work]]></description><link>https://gocardless.com/guides/posts/what-is-the-gig-economy/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-the-gig-economy/</guid><pubDate>Wed, 12 May 2021 20:18:22 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[How to make a business plan]]></title><description><![CDATA[A business plan will help you establish realistic goals and processes]]></description><link>https://gocardless.com/guides/posts/how-to-write-a-business-plan/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-write-a-business-plan/</guid><pubDate>Wed, 12 May 2021 20:05:58 GMT</pubDate><enclosure 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type="image/png"/></item><item><title><![CDATA[A definition of SEO]]></title><description><![CDATA[Is SEO working to drive your business forward? ]]></description><link>https://gocardless.com/guides/posts/importance-search-engine-optimisation-seo-small-businesses/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/importance-search-engine-optimisation-seo-small-businesses/</guid><pubDate>Tue, 11 May 2021 18:44:16 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4MeE0LMPQd9WpaUMAr3Utc/45ccb4db4f710fd665aa89213ebb0ab0/CDT-878_Organic_content_thumbnail_growth_02.png" length="20721" type="image/png"/></item><item><title><![CDATA[What is public relations and why does it matter?]]></title><description><![CDATA[Is public relations (PR) more than just building an image?]]></description><link>https://gocardless.com/guides/posts/public-relations-why-it-matters/</link><guid 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(SEM)?]]></title><description><![CDATA[Find out how search engine marketing (SEM) could transform your marketing]]></description><link>https://gocardless.com/guides/posts/complete-guide-search-engine-marketing-sem-small-businesses/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/complete-guide-search-engine-marketing-sem-small-businesses/</guid><pubDate>Tue, 11 May 2021 18:29:19 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4MeE0LMPQd9WpaUMAr3Utc/45ccb4db4f710fd665aa89213ebb0ab0/CDT-878_Organic_content_thumbnail_growth_02.png" length="20721" type="image/png"/></item><item><title><![CDATA[Are you engaging? Engagement rates explained]]></title><description><![CDATA[Engagement rate is a metric that measures how engaging your content actually is]]></description><link>https://gocardless.com/guides/posts/engagement-rates-explained/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/engagement-rates-explained/</guid><pubDate>Tue, 11 May 2021 18:24:46 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/MPK8UClmwoBy0gGxj670A/af66be13d7e24068f305667683e99a6e/CDT-878_Organic_content_thumbnail_growth_03.png" length="20448" type="image/png"/></item><item><title><![CDATA[How A/B testing works and why it’s so powerful]]></title><description><![CDATA[Why A/B testing is the only reliable way to evaluate your conversions]]></description><link>https://gocardless.com/guides/posts/how-ab-testing-works/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-ab-testing-works/</guid><pubDate>Tue, 11 May 2021 18:01:59 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3XJ0eVbjLo6c3kbDmMklvy/d6ffbf37891528a5c6c3c0ec5afadf12/CDT-878_Organic_content_thumbnail_growth_01.png" length="21099" type="image/png"/></item><item><title><![CDATA[What is UX? A basic guide to user experience]]></title><description><![CDATA[Exploring the intricacies, specifics and importance of UX]]></description><link>https://gocardless.com/guides/posts/what-is-user-experience-ux/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-user-experience-ux/</guid><pubDate>Tue, 11 May 2021 17:49:58 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/MPK8UClmwoBy0gGxj670A/af66be13d7e24068f305667683e99a6e/CDT-878_Organic_content_thumbnail_growth_03.png" length="20448" type="image/png"/></item><item><title><![CDATA[What is meant by click through rate (CTR)?]]></title><description><![CDATA[How could an improved click through rate boost your marketing campaigns? ]]></description><link>https://gocardless.com/guides/posts/small-businesses-how-improve-click-through-rate/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/small-businesses-how-improve-click-through-rate/</guid><pubDate>Tue, 11 May 2021 17:45:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4MeE0LMPQd9WpaUMAr3Utc/45ccb4db4f710fd665aa89213ebb0ab0/CDT-878_Organic_content_thumbnail_growth_02.png" length="20721" type="image/png"/></item><item><title><![CDATA[How to Create an Accounting Journal]]></title><description><![CDATA[ Discover what goes into accounting journal entries and create your own.]]></description><link>https://gocardless.com/guides/posts/how-to-create-an-accounting-journal/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-create-an-accounting-journal/</guid><pubDate>Mon, 10 May 2021 14:32:36 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[The best UK small business grants]]></title><description><![CDATA[ See what grants could help your business grow.]]></description><link>https://gocardless.com/guides/posts/best-small-business-grants-uk/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/best-small-business-grants-uk/</guid><pubDate>Mon, 10 May 2021 14:27:37 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3XJ0eVbjLo6c3kbDmMklvy/d6ffbf37891528a5c6c3c0ec5afadf12/CDT-878_Organic_content_thumbnail_growth_01.png" length="21099" type="image/png"/></item><item><title><![CDATA[Small business guide to online invoicing software]]></title><link>https://gocardless.com/guides/posts/online-invoicing-software/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/online-invoicing-software/</guid><pubDate>Mon, 10 May 2021 14:19:27 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[What is Present Value (PV)?]]></title><description><![CDATA[Find out about how to calculate present value.]]></description><link>https://gocardless.com/guides/posts/understanding-present-value-and-net-present-value/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/understanding-present-value-and-net-present-value/</guid><pubDate>Mon, 10 May 2021 14:04:31 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[The importance of leadership development]]></title><description><![CDATA[Creating an effective leadership development programme]]></description><link>https://gocardless.com/guides/posts/leadership-development/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/leadership-development/</guid><pubDate>Wed, 05 May 2021 17:37:46 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[What Is Human Capital?]]></title><description><![CDATA[Find out how human capital could transform the way your business delivers]]></description><link>https://gocardless.com/guides/posts/human-capital-definition-importance-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/human-capital-definition-importance-examples/</guid><pubDate>Wed, 05 May 2021 17:34:06 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6J9KrCbzMryjMmx8VOccbY/1c9169bd8b582ffb4c816e4496134130/CDT-878_Organic_content_thumbnail_starting_a_business_04.png" length="160133" type="image/png"/></item><item><title><![CDATA[What is agile methodology?]]></title><description><![CDATA[Discover the basic ideas behind the agile methodology. Could it work for you?]]></description><link>https://gocardless.com/guides/posts/what-is-agile-methodology/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-agile-methodology/</guid><pubDate>Wed, 05 May 2021 17:30:16 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7KSgCvElsk5XSo9NpGooKu/712681e69e22f1cc79cb657d7d12539f/CDT-878_Organic_content_thumbnail_starting_a_business_01.png" length="173781" type="image/png"/></item><item><title><![CDATA[What is the Kanban method?]]></title><description><![CDATA[Visual aids like the Kanban method can make team collaboration easier]]></description><link>https://gocardless.com/guides/posts/what-is-the-kanban-method/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-the-kanban-method/</guid><pubDate>Wed, 05 May 2021 17:24:47 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/71hnonhomQX74z5mJzYU9v/2fb189ea7f3a8db580fb6f4228f229f7/CDT-878_Organic_content_thumbnail_starting_a_business_03.png" length="159992" type="image/png"/></item><item><title><![CDATA[[Infographic] The challenges of recurring payments from our Forrester Consulting thought leadership paper]]></title><description><![CDATA[See the key takeaways from the Forrester thought leadership paper.]]></description><link>https://gocardless.com/blog/challenges-of-recurring-payments-forrester-infographic/</link><guid isPermaLink="false">https://gocardless.com/blog/challenges-of-recurring-payments-forrester-infographic/</guid><pubDate>Wed, 05 May 2021 08:45:21 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/68398oG5H1mafw9UPI4T4D/9229a10db96e5797328b886ddf8ba758/CDT-1366_Forrester_infographic_blog_header_EN.jpg" length="402384" type="image/jpeg"/></item><item><title><![CDATA[Why company core values are important and how to decide what they should be]]></title><description><![CDATA[Learn how to decide which core values apply best to your company]]></description><link>https://gocardless.com/guides/posts/why-company-core-values-are-important/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/why-company-core-values-are-important/</guid><pubDate>Tue, 04 May 2021 17:37:13 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[Utilizing your employee talents effectively]]></title><description><![CDATA[Are your employee talents being used? Get organized with talent management]]></description><link>https://gocardless.com/guides/posts/utilizing-employee-talents-effectively/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/utilizing-employee-talents-effectively/</guid><pubDate>Tue, 04 May 2021 17:31:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6J9KrCbzMryjMmx8VOccbY/1c9169bd8b582ffb4c816e4496134130/CDT-878_Organic_content_thumbnail_starting_a_business_04.png" length="160133" type="image/png"/></item><item><title><![CDATA[How to set goals and promote employee development]]></title><description><![CDATA[Goal setting is an important part of employee development plannin]]></description><link>https://gocardless.com/guides/posts/how-to-set-goals-for-employee-development/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-set-goals-for-employee-development/</guid><pubDate>Tue, 04 May 2021 17:26:03 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7KSgCvElsk5XSo9NpGooKu/712681e69e22f1cc79cb657d7d12539f/CDT-878_Organic_content_thumbnail_starting_a_business_01.png" length="173781" type="image/png"/></item><item><title><![CDATA[What is a loss leader?]]></title><description><![CDATA[What are loss leader items, and how do they fit into a sales strategy?]]></description><link>https://gocardless.com/guides/posts/what-is-a-loss-leader/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-loss-leader/</guid><pubDate>Tue, 04 May 2021 17:20:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7DLe4dghxeYE2jzXWA5FOG/42c5f1a58f97fd768c0646ee8df8d2b4/CDT-878_Organic_content_thumbnail_cashflow_03.png" length="188999" type="image/png"/></item><item><title><![CDATA[[Webinar] Gocardless and Chargebee - Revenue Recognition ]]></title><description><![CDATA[Learn how you can make the most of the Chargebee platform to transform customer engagement and payment collections]]></description><link>https://gocardless.com/guides/posts/gocardless-and-chargebee-revenue-recognition-webinar/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/gocardless-and-chargebee-revenue-recognition-webinar/</guid><pubDate>Tue, 04 May 2021 15:46:47 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7swyXg0oHGcswNyRqMS8sY/6eff5a3932f26cdc00dca78ff8ae3547/Thumbnail_2560x1440.png" length="4488731" type="image/png"/></item><item><title><![CDATA[Introduction to strategic planning]]></title><description><![CDATA[Strategic planning can help guide your business towards long-term success]]></description><link>https://gocardless.com/guides/posts/strategic-planning/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/strategic-planning/</guid><pubDate>Fri, 30 Apr 2021 17:24:41 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[Quantitative Analysis Explained]]></title><description><![CDATA[We explain (and hopefully simplify) the science of quantitative analysis. ]]></description><link>https://gocardless.com/guides/posts/quantitative-analysis-definition/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/quantitative-analysis-definition/</guid><pubDate>Fri, 30 Apr 2021 17:07:52 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[How secondary market research could work for your business]]></title><description><![CDATA[Find out how to save time and money through secondary market research]]></description><link>https://gocardless.com/guides/posts/secondary-market-research/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/secondary-market-research/</guid><pubDate>Fri, 30 Apr 2021 17:01:25 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7KSgCvElsk5XSo9NpGooKu/712681e69e22f1cc79cb657d7d12539f/CDT-878_Organic_content_thumbnail_starting_a_business_01.png" length="173781" type="image/png"/></item><item><title><![CDATA[What is cryptocurrency?]]></title><description><![CDATA[Is cryptocurrency the payment wave of the future? ]]></description><link>https://gocardless.com/guides/posts/what-is-cryptocurrency/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-cryptocurrency/</guid><pubDate>Fri, 30 Apr 2021 16:56:17 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[The 8 dimensions of recurring payments: how to build an optimised payments strategy]]></title><description><![CDATA[What makes the perfect recurring payment strategy? And how do you improve yours?]]></description><link>https://gocardless.com/blog/8-dimensions-of-recurring-payments/</link><guid isPermaLink="false">https://gocardless.com/blog/8-dimensions-of-recurring-payments/</guid><pubDate>Fri, 30 Apr 2021 11:23:09 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4CN8ohD8zpNZTzaE0kc1Fj/eadf1c662cde335560a23caecf1ec4c6/CDT-1374_Introduction_Thumbnail__1_.jpg" length="133238" type="image/jpeg"/></item><item><title><![CDATA[What is Merchandising and Why is It Important for Small Businesses?]]></title><description><![CDATA[Learn about merchandising and why it is so important for small businesses]]></description><link>https://gocardless.com/guides/posts/merchandising-small-businesses/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/merchandising-small-businesses/</guid><pubDate>Thu, 29 Apr 2021 14:23:11 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4MeE0LMPQd9WpaUMAr3Utc/45ccb4db4f710fd665aa89213ebb0ab0/CDT-878_Organic_content_thumbnail_growth_02.png" length="20721" type="image/png"/></item><item><title><![CDATA[Small Businesses: How to Build a Strong Brand Strategy]]></title><description><![CDATA[Learn how to build a strong brand marketing strategy for your business.]]></description><link>https://gocardless.com/guides/posts/small-business-brand-strategy/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/small-business-brand-strategy/</guid><pubDate>Thu, 29 Apr 2021 14:15:30 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6J9KrCbzMryjMmx8VOccbY/1c9169bd8b582ffb4c816e4496134130/CDT-878_Organic_content_thumbnail_starting_a_business_04.png" length="160133" type="image/png"/></item><item><title><![CDATA[What is venture capital?]]></title><description><![CDATA[Could venture capital transform your business? ]]></description><link>https://gocardless.com/guides/posts/venture-capital-VC-definition-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/venture-capital-VC-definition-examples/</guid><pubDate>Thu, 29 Apr 2021 13:52:35 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[Small Businesses: How to Write a Great Value Proposition]]></title><description><![CDATA[Write a great value proposition to attract new customers and grow your business.]]></description><link>https://gocardless.com/guides/posts/small-business-value-proposition/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/small-business-value-proposition/</guid><pubDate>Thu, 29 Apr 2021 13:33:25 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/MPK8UClmwoBy0gGxj670A/af66be13d7e24068f305667683e99a6e/CDT-878_Organic_content_thumbnail_growth_03.png" length="20448" type="image/png"/></item><item><title><![CDATA[What is the balance of payments? ]]></title><description><![CDATA[What economic factors impact on the balance of payments? ]]></description><link>https://gocardless.com/guides/posts/what-is-balance-of-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-balance-of-payments/</guid><pubDate>Wed, 28 Apr 2021 17:35:39 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[How to Account For Advance Payments]]></title><description><![CDATA[We look at the process of accounting for advance payments]]></description><link>https://gocardless.com/guides/posts/accounting-advance-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/accounting-advance-payments/</guid><pubDate>Wed, 28 Apr 2021 17:29:09 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[Discount Rate Definition, Types and Examples ]]></title><description><![CDATA[What is the discount rate, and what does it mean for your business?  ]]></description><link>https://gocardless.com/guides/posts/discount-rate-definition/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/discount-rate-definition/</guid><pubDate>Wed, 28 Apr 2021 17:22:44 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7bkmN7MlYB2csDQe7HgpZI/2efe8d1f73cb9e2b066e8206cca9f52a/CDT-878_Organic_content_thumbnail_cashflow_01.png" length="204873" type="image/png"/></item><item><title><![CDATA[What is a Trust Account and How Does it Work?]]></title><description><![CDATA[Learn about banks that offer trust accounts and exactly what is a trust account]]></description><link>https://gocardless.com/guides/posts/trust-account-uk/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/trust-account-uk/</guid><pubDate>Wed, 28 Apr 2021 17:20:23 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[How we ensured security and privacy with Instant Bank Pay]]></title><description><![CDATA[GoCardless is using open banking to provide a better experience for payers.]]></description><link>https://gocardless.com/blog/how-we-ensured-security-and-privacy-with-instant-bank-pay/</link><guid isPermaLink="false">https://gocardless.com/blog/how-we-ensured-security-and-privacy-with-instant-bank-pay/</guid><pubDate>Wed, 28 Apr 2021 11:10:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/11b7x9XrDgxKr0yF5XVFjy/d28563c2bc68c9a612f3375fc63e21f5/BD-604-IBP_Adoption-Blog_Header-Security___Privacy.png" length="3333156" type="image/png"/></item><item><title><![CDATA[Finding and mastering your niche market]]></title><description><![CDATA[How to establish and capitalise on your niche market]]></description><link>https://gocardless.com/guides/posts/finding-niche-market/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/finding-niche-market/</guid><pubDate>Tue, 27 Apr 2021 09:33:11 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6J9KrCbzMryjMmx8VOccbY/1c9169bd8b582ffb4c816e4496134130/CDT-878_Organic_content_thumbnail_starting_a_business_04.png" length="160133" type="image/png"/></item><item><title><![CDATA[The board of directors – what they do and why we need them]]></title><description><![CDATA[Why a board of directors is so much more than just the shareholder’s mouthpiece]]></description><link>https://gocardless.com/guides/posts/role-board-directors/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/role-board-directors/</guid><pubDate>Tue, 27 Apr 2021 08:32:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[Market Capitalisation: Definition and Examples]]></title><description><![CDATA[What is market capitalisation? And what does it mean or your business?]]></description><link>https://gocardless.com/guides/posts/market-cap-definition-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/market-cap-definition-examples/</guid><pubDate>Tue, 27 Apr 2021 08:22:24 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[What is the Meaning of Face Value?]]></title><description><![CDATA[What does face value mean in the world of finance? Allow us to explain!]]></description><link>https://gocardless.com/guides/posts/face-value-meaning/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/face-value-meaning/</guid><pubDate>Tue, 27 Apr 2021 08:15:34 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[Now you can take one-off bank-to-bank payments instantly with GoCardless]]></title><description><![CDATA[ Say hello to Instant Bank Pay, our first open banking-powered feature.]]></description><link>https://gocardless.com/blog/instant-bank-pay/</link><guid isPermaLink="false">https://gocardless.com/blog/instant-bank-pay/</guid><pubDate>Tue, 27 Apr 2021 07:16:03 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4cNsKkm5v4ajg1xGwFnZ1O/21681a1c1e52d56626fbc8968c2e6c89/Blog_Image_Thumbnail.jpg" length="1105320" type="image/jpeg"/></item><item><title><![CDATA[GoCardless launches open banking payments, offering businesses a new alternative to taking one-off payments]]></title><description><![CDATA[GoCardless has launched Instant Bank Pay, a new open banking feature]]></description><link>https://gocardless.com/blog/open-banking-payments-release/</link><guid isPermaLink="false">https://gocardless.com/blog/open-banking-payments-release/</guid><pubDate>Mon, 26 Apr 2021 20:39:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2wQf6NLgnGwjmpOfpud4xk/0e78657d8897fc85a23773f8ad051844/GoCardless_Instant_Bank_Pay_Hi-Res_08.png" length="4663961" type="image/png"/></item><item><title><![CDATA[How to deal with company insolvency]]></title><description><![CDATA[Learn what to do when faced with company insolvency]]></description><link>https://gocardless.com/guides/posts/company-insolvency/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/company-insolvency/</guid><pubDate>Mon, 26 Apr 2021 18:13:54 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[Understanding Antitrust Laws]]></title><description><![CDATA[Antitrust laws aim to safeguard both competition and consumer choice]]></description><link>https://gocardless.com/guides/posts/antitrust-laws/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/antitrust-laws/</guid><pubDate>Mon, 26 Apr 2021 18:01:47 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1NLhmytvQC8VTmhWbpymPB/156346e80f094efb9302fe4edf037db5/CDT-878_Organic_content_thumbnail_regulation_03.png" length="248619" type="image/png"/></item><item><title><![CDATA[What is the role of the Chamber of Commerce?]]></title><description><![CDATA[A Chamber of Commerce can help shape the future of business for the better]]></description><link>https://gocardless.com/guides/posts/chamber-of-commerce/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/chamber-of-commerce/</guid><pubDate>Mon, 26 Apr 2021 17:56:23 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/12cSVPJMPdH6CNBWkVG1Q4/6e0339b75fad79bff5784afd24825da0/CDT-878_Organic_content_thumbnail_regulation_04.png" length="250673" type="image/png"/></item><item><title><![CDATA[What is a merger in business?]]></title><description><![CDATA[Is a merger right for your business? Learn all about mergers and acquisitions]]></description><link>https://gocardless.com/guides/posts/what-is-a-merger-in-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-merger-in-business/</guid><pubDate>Mon, 26 Apr 2021 17:48:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[Best social media platforms for business]]></title><description><![CDATA[What social media platforms should your business be on?]]></description><link>https://gocardless.com/guides/posts/best-social-media-platforms-for-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/best-social-media-platforms-for-business/</guid><pubDate>Mon, 26 Apr 2021 16:41:55 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/MPK8UClmwoBy0gGxj670A/af66be13d7e24068f305667683e99a6e/CDT-878_Organic_content_thumbnail_growth_03.png" length="20448" type="image/png"/></item><item><title><![CDATA[What is influencer marketing?]]></title><description><![CDATA[Modern marketing is all about your follower count]]></description><link>https://gocardless.com/guides/posts/what-is-influencer-marketing/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-influencer-marketing/</guid><pubDate>Mon, 26 Apr 2021 16:36:27 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3XJ0eVbjLo6c3kbDmMklvy/d6ffbf37891528a5c6c3c0ec5afadf12/CDT-878_Organic_content_thumbnail_growth_01.png" length="21099" type="image/png"/></item><item><title><![CDATA[How the blockchain is impacting the financial sector]]></title><description><![CDATA[Weigh the pros and cons of a blockchain investment by learning how it works]]></description><link>https://gocardless.com/guides/posts/how-blockchain-impacts-financial-sector/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-blockchain-impacts-financial-sector/</guid><pubDate>Mon, 26 Apr 2021 16:30:52 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[Introduction to financial accounting]]></title><description><![CDATA[Financial accounting is an essential task that must be undertaken with diligence]]></description><link>https://gocardless.com/guides/posts/financial-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/financial-accounting/</guid><pubDate>Mon, 26 Apr 2021 16:16:40 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/e9e10dd2b73d81324bb513390803bb19/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[What are journal entries in accounting?]]></title><description><![CDATA[Make sure your journal entries are in accordance with double-entry accounting.]]></description><link>https://gocardless.com/guides/posts/what-are-journal-entries-in-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-journal-entries-in-accounting/</guid><pubDate>Mon, 26 Apr 2021 16:01:53 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[The Cost of Capital: Definition, Formula & Examples]]></title><description><![CDATA[Learn how to calculate the cost of capital here]]></description><link>https://gocardless.com/guides/posts/calculate-cost-of-capital/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/calculate-cost-of-capital/</guid><pubDate>Mon, 26 Apr 2021 15:51:04 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[A Guide To Calculating Fringe Benefits]]></title><description><![CDATA[We discuss the importance of fringe benefits and how to account for them]]></description><link>https://gocardless.com/guides/posts/calculating-fringe-benefits/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/calculating-fringe-benefits/</guid><pubDate>Mon, 26 Apr 2021 15:31:36 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/e9e10dd2b73d81324bb513390803bb19/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[What is a Comptroller? Everything You Need To Know]]></title><description><![CDATA[We examine the role of a comptroller, and why they’re so important ]]></description><link>https://gocardless.com/guides/posts/what-is-a-comptroller-everything-you-need-to-know/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-comptroller-everything-you-need-to-know/</guid><pubDate>Mon, 26 Apr 2021 15:15:55 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[How to gain competitive advantage in business ]]></title><description><![CDATA[Different ways to gain competitive advantage over your your business rivals]]></description><link>https://gocardless.com/guides/posts/gain-competitive-advantage-business/</link><guid 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type="image/png"/></item><item><title><![CDATA[What is Due Diligence? ]]></title><description><![CDATA[Have you carried out the due diligence you need to? ]]></description><link>https://gocardless.com/guides/posts/due-diligence-meaning-finance/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/due-diligence-meaning-finance/</guid><pubDate>Wed, 21 Apr 2021 18:46:15 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[What is Gross Misconduct and How to Manage It]]></title><description><![CDATA[Learn about gross misconduct and how to manage it effectively at your business]]></description><link>https://gocardless.com/guides/posts/effectively-manage-gross-misconduct/</link><guid 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business]]></description><link>https://gocardless.com/guides/posts/introduction-to-scrum-methodology/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/introduction-to-scrum-methodology/</guid><pubDate>Tue, 20 Apr 2021 19:54:39 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[Top 5 Communication Tools for Remote Work]]></title><description><![CDATA[A guide to optimizing remote work communication]]></description><link>https://gocardless.com/guides/posts/top-communication-tools-remote-work/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/top-communication-tools-remote-work/</guid><pubDate>Tue, 20 Apr 2021 19:40:36 GMT</pubDate><enclosure 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techniques]]></description><link>https://gocardless.com/guides/posts/how-business-leaders-solve-problems/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-business-leaders-solve-problems/</guid><pubDate>Mon, 19 Apr 2021 20:48:13 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6J9KrCbzMryjMmx8VOccbY/1c9169bd8b582ffb4c816e4496134130/CDT-878_Organic_content_thumbnail_starting_a_business_04.png" length="160133" type="image/png"/></item><item><title><![CDATA[How cross functional collaboration can work for you]]></title><description><![CDATA[Reconfigure teamwork with a cross functional collaboration framework]]></description><link>https://gocardless.com/guides/posts/how-cross-functional-collaboration-works/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-cross-functional-collaboration-works/</guid><pubDate>Mon, 19 Apr 2021 20:35:59 GMT</pubDate><enclosure 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you]]></description><link>https://gocardless.com/guides/posts/guide-to-delegating/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-to-delegating/</guid><pubDate>Mon, 19 Apr 2021 19:45:59 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7KSgCvElsk5XSo9NpGooKu/712681e69e22f1cc79cb657d7d12539f/CDT-878_Organic_content_thumbnail_starting_a_business_01.png" length="173781" type="image/png"/></item><item><title><![CDATA[Maximizing revenue for your SaaS businesses — 5 top tips]]></title><description><![CDATA[A definitive list all SaaS businesses should implement to maximize total revenue]]></description><link>https://gocardless.com/guides/posts/top-tips-maximizing-revenue-SaaS-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/top-tips-maximizing-revenue-SaaS-business/</guid><pubDate>Sun, 18 Apr 2021 18:27:43 GMT</pubDate><enclosure 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common project management mistakes]]></description><link>https://gocardless.com/guides/posts/project-management-mistakes/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/project-management-mistakes/</guid><pubDate>Sun, 18 Apr 2021 18:10:06 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/71hnonhomQX74z5mJzYU9v/2fb189ea7f3a8db580fb6f4228f229f7/CDT-878_Organic_content_thumbnail_starting_a_business_03.png" length="159992" type="image/png"/></item><item><title><![CDATA[What is a business mentor?]]></title><description><![CDATA[The role of a business mentor is to offer advice, guidance, and support]]></description><link>https://gocardless.com/guides/posts/what-is-a-business-mentor/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-business-mentor/</guid><pubDate>Thu, 15 Apr 2021 20:03:52 GMT</pubDate><enclosure 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Learn more about ageism in the workplace]]></description><link>https://gocardless.com/guides/posts/ageism-in-the-workplace/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/ageism-in-the-workplace/</guid><pubDate>Thu, 15 Apr 2021 19:58:43 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[What is display advertising?]]></title><description><![CDATA[Explore the potential benefits of display advertising with GoCardless]]></description><link>https://gocardless.com/guides/posts/what-is-display-advertising/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-display-advertising/</guid><pubDate>Thu, 15 Apr 2021 19:53:39 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/MPK8UClmwoBy0gGxj670A/af66be13d7e24068f305667683e99a6e/CDT-878_Organic_content_thumbnail_growth_03.png" length="20448" type="image/png"/></item><item><title><![CDATA[How to use a cash book in accounting]]></title><description><![CDATA[Maintaining a detailed cash book is a vital accounting process]]></description><link>https://gocardless.com/guides/posts/cash-book-in-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/cash-book-in-accounting/</guid><pubDate>Thu, 15 Apr 2021 19:25:16 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7bkmN7MlYB2csDQe7HgpZI/2efe8d1f73cb9e2b066e8206cca9f52a/CDT-878_Organic_content_thumbnail_cashflow_01.png" length="204873" type="image/png"/></item><item><title><![CDATA[What is resource management and why is it important?]]></title><description><![CDATA[The importance of resource management and how it can improve your business]]></description><link>https://gocardless.com/guides/posts/resource-management-explained/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/resource-management-explained/</guid><pubDate>Wed, 14 Apr 2021 18:34:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/71hnonhomQX74z5mJzYU9v/2fb189ea7f3a8db580fb6f4228f229f7/CDT-878_Organic_content_thumbnail_starting_a_business_03.png" length="159992" type="image/png"/></item><item><title><![CDATA[A Guide to the Critical Path Method]]></title><description><![CDATA[We look at how to implement the critical path method in your project management]]></description><link>https://gocardless.com/guides/posts/guide-critical-path-method/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-critical-path-method/</guid><pubDate>Wed, 14 Apr 2021 18:21:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[Customer Success Strategies]]></title><description><![CDATA[ How a good customer success plan can improve conversions and customer loyalty]]></description><link>https://gocardless.com/guides/posts/customer-success-plan/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/customer-success-plan/</guid><pubDate>Wed, 14 Apr 2021 18:12:09 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6J9KrCbzMryjMmx8VOccbY/1c9169bd8b582ffb4c816e4496134130/CDT-878_Organic_content_thumbnail_starting_a_business_04.png" length="160133" type="image/png"/></item><item><title><![CDATA[What is the Volcker Rule?]]></title><description><![CDATA[What is the Volcker rule? And what does it mean for banks and their customers?]]></description><link>https://gocardless.com/guides/posts/what-volcker-rule/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-volcker-rule/</guid><pubDate>Wed, 14 Apr 2021 18:01:30 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6pBq1SuTPYcUGNWsZFFcKB/91e3bf2b16615bd9eecd73855311bef4/CDT-878_Organic_content_thumbnail_regulation_01.png" length="266783" type="image/png"/></item><item><title><![CDATA[How to improve customer loyalty]]></title><description><![CDATA[Building customer loyalty is essential to any business with a goal of growth]]></description><link>https://gocardless.com/guides/posts/improving-customer-loyalty/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/improving-customer-loyalty/</guid><pubDate>Tue, 13 Apr 2021 12:44:24 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/71hnonhomQX74z5mJzYU9v/2fb189ea7f3a8db580fb6f4228f229f7/CDT-878_Organic_content_thumbnail_starting_a_business_03.png" length="159992" type="image/png"/></item><item><title><![CDATA[What is absenteeism?]]></title><description><![CDATA[Absenteeism is habitual absence from work, beyond what is considered acceptable]]></description><link>https://gocardless.com/guides/posts/absenteeism/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/absenteeism/</guid><pubDate>Tue, 13 Apr 2021 12:38:32 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[Performance appraisal: definition, methods, and examples]]></title><description><![CDATA[Which performance appraisal methods are best? Find out more]]></description><link>https://gocardless.com/guides/posts/performance-appraisal-definition/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/performance-appraisal-definition/</guid><pubDate>Tue, 13 Apr 2021 11:13:07 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6J9KrCbzMryjMmx8VOccbY/1c9169bd8b582ffb4c816e4496134130/CDT-878_Organic_content_thumbnail_starting_a_business_04.png" length="160133" type="image/png"/></item><item><title><![CDATA[Growth mindset for business]]></title><description><![CDATA[Discover the meaning of a growth mindset and what it can do for you]]></description><link>https://gocardless.com/guides/posts/growth-mindset-for-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/growth-mindset-for-business/</guid><pubDate>Tue, 13 Apr 2021 11:03:25 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3XJ0eVbjLo6c3kbDmMklvy/d6ffbf37891528a5c6c3c0ec5afadf12/CDT-878_Organic_content_thumbnail_growth_01.png" length="21099" type="image/png"/></item><item><title><![CDATA[[Report] Consumer payment preferences in 2021]]></title><description><![CDATA[How your customers prefer to pay impacts their buying decisions. Learn all about payer preferences in 2021, and how you can leverage them for your business.]]></description><link>https://gocardless.com/guides/posts/consumer-payment-preferences-2021/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/consumer-payment-preferences-2021/</guid><pubDate>Mon, 12 Apr 2021 17:01:07 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/e4Z7EksC4HTeujbmyDQfy/379ac9fd988544604af5254c1e13e108/consumer-payment-prefs-report-2021-cover-v2-en.jpg" length="399368" type="image/jpeg"/></item><item><title><![CDATA[How to master email marketing]]></title><description><![CDATA[Email isn’t going anywhere, and email marketing is as powerful a tool as ever]]></description><link>https://gocardless.com/guides/posts/email-marketing/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/email-marketing/</guid><pubDate>Mon, 12 Apr 2021 09:59:03 GMT</pubDate><enclosure 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happy]]></description><link>https://gocardless.com/guides/posts/customer-satisfaction/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/customer-satisfaction/</guid><pubDate>Mon, 12 Apr 2021 09:39:16 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4MeE0LMPQd9WpaUMAr3Utc/45ccb4db4f710fd665aa89213ebb0ab0/CDT-878_Organic_content_thumbnail_growth_02.png" length="20721" type="image/png"/></item><item><title><![CDATA[What is a content management system?]]></title><description><![CDATA[Any business can benefit from using a CMS to manage online content]]></description><link>https://gocardless.com/guides/posts/content-management-systems/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/content-management-systems/</guid><pubDate>Mon, 12 Apr 2021 09:33:47 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3XJ0eVbjLo6c3kbDmMklvy/d6ffbf37891528a5c6c3c0ec5afadf12/CDT-878_Organic_content_thumbnail_growth_01.png" length="21099" type="image/png"/></item><item><title><![CDATA[Return on Assets: Definition, Formula and Examples]]></title><description><![CDATA[Learn how to calculate your return on assets and drill into your efficiency ]]></description><link>https://gocardless.com/guides/posts/return-on-assets-definition-formula-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/return-on-assets-definition-formula-examples/</guid><pubDate>Thu, 08 Apr 2021 11:27:02 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What Are Sunk Costs?]]></title><description><![CDATA[Discover why sunk costs shouldn’t factor into future business decisions.]]></description><link>https://gocardless.com/guides/posts/what-are-sunk-costs/</link><guid 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elasticity of demand: definition, formula, and examples]]></title><description><![CDATA[Learn how price impacts demand with the price elasticity of demand formula]]></description><link>https://gocardless.com/guides/posts/price-elasticity-of-demand-definition/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/price-elasticity-of-demand-definition/</guid><pubDate>Wed, 07 Apr 2021 18:05:38 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[Stakeholder analysis: definition, tools, and examples]]></title><description><![CDATA[Stakeholder mapping techniques help you communicate more effectively]]></description><link>https://gocardless.com/guides/posts/stakeholder-analysis-definition-and-tools/</link><guid 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It depends on strategy]]></description><link>https://gocardless.com/guides/posts/bull-vs-bear-market-for-investments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/bull-vs-bear-market-for-investments/</guid><pubDate>Wed, 07 Apr 2021 17:54:22 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[How we celebrated IWD 2021 across all of March]]></title><description><![CDATA[We extended IWD 2021 across the whole of March. Here's what happened.]]></description><link>https://gocardless.com/blog/international-womens-day-2021/</link><guid isPermaLink="false">https://gocardless.com/blog/international-womens-day-2021/</guid><pubDate>Wed, 07 Apr 2021 09:27:12 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6lkqvFhwQrKgm2NMv5Dcnk/fa35d3d3aac4134a693ee0241e4b586e/Inspiring_IWD_Blog_Header.jpg" length="524269" type="image/jpeg"/></item><item><title><![CDATA[Top 10 Gantt chart software]]></title><description><![CDATA[Learn how to make the most of Gantt charts with the best software]]></description><link>https://gocardless.com/guides/posts/top-10-gantt-chart-software/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/top-10-gantt-chart-software/</guid><pubDate>Tue, 06 Apr 2021 19:37:16 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/71hnonhomQX74z5mJzYU9v/2fb189ea7f3a8db580fb6f4228f229f7/CDT-878_Organic_content_thumbnail_starting_a_business_03.png" length="159992" type="image/png"/></item><item><title><![CDATA[Important leadership skills for 2021]]></title><description><![CDATA[Great leaders are made, not born. Hone your leadership skills with our tips]]></description><link>https://gocardless.com/guides/posts/important-leadership-skills-for-2021/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/important-leadership-skills-for-2021/</guid><pubDate>Tue, 06 Apr 2021 19:30:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[Conducting virtual job interviews]]></title><description><![CDATA[Virtual job interviews: example questions and candidate interviewing tips]]></description><link>https://gocardless.com/guides/posts/conduct-virtual-job-interviews/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/conduct-virtual-job-interviews/</guid><pubDate>Tue, 06 Apr 2021 19:20:14 GMT</pubDate><enclosure 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]]></description><link>https://gocardless.com/guides/posts/rise-of-ai-accountancy/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/rise-of-ai-accountancy/</guid><pubDate>Tue, 06 Apr 2021 19:06:25 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[A Guide to Improving Employee Engagement]]></title><description><![CDATA[How to make sure your employees want to keep working for you]]></description><link>https://gocardless.com/guides/posts/guide-improving-employee-engagement/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-improving-employee-engagement/</guid><pubDate>Tue, 06 Apr 2021 18:05:10 GMT</pubDate><enclosure 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business venture?]]></description><link>https://gocardless.com/guides/posts/business-partnership-agreement-pros-cons/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/business-partnership-agreement-pros-cons/</guid><pubDate>Wed, 31 Mar 2021 18:04:53 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/71hnonhomQX74z5mJzYU9v/2fb189ea7f3a8db580fb6f4228f229f7/CDT-878_Organic_content_thumbnail_starting_a_business_03.png" length="159992" type="image/png"/></item><item><title><![CDATA[What is divestment?]]></title><link>https://gocardless.com/guides/posts/en-gb-what-is-divestment/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/en-gb-what-is-divestment/</guid><pubDate>Wed, 31 Mar 2021 17:56:56 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[Product life cycle: definition, stages, and examples]]></title><description><![CDATA[How can you effectively manage the product life cycle to maximise profit?]]></description><link>https://gocardless.com/guides/posts/product-life-cycle-stages-examples/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/product-life-cycle-stages-examples/</guid><pubDate>Wed, 31 Mar 2021 17:40:11 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7KSgCvElsk5XSo9NpGooKu/712681e69e22f1cc79cb657d7d12539f/CDT-878_Organic_content_thumbnail_starting_a_business_01.png" length="173781" type="image/png"/></item><item><title><![CDATA[How to set up a workplace pension]]></title><description><![CDATA[Learn how to pay the workplace pension minimum contributions. ]]></description><link>https://gocardless.com/guides/posts/how-to-set-up-a-workplace-pension/</link><guid 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Reduce risk with diversification]]></description><link>https://gocardless.com/guides/posts/how-to-manage-investment-risk/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-manage-investment-risk/</guid><pubDate>Mon, 29 Mar 2021 18:35:13 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[What are growth funds?]]></title><description><![CDATA[From local to international, growth funds come in a range of options]]></description><link>https://gocardless.com/guides/posts/what-are-growth-funds/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-growth-funds/</guid><pubDate>Mon, 29 Mar 2021 18:30:56 GMT</pubDate><enclosure 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type="image/png"/></item><item><title><![CDATA[How to calculate free cash flow]]></title><description><![CDATA[ Free cash flow is a useful measure of profitability.]]></description><link>https://gocardless.com/guides/posts/how-to-calculate-free-cash-flow/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-calculate-free-cash-flow/</guid><pubDate>Fri, 26 Mar 2021 12:35:12 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6G8SnQx0WO5rHMKUsqK3pD/1d02b7d0d22b43a601d8083a78e70ef5/CDT-878_Organic_content_thumbnail_retention_01.png" length="188704" type="image/png"/></item><item><title><![CDATA[What Is the Quick Ratio / Acid Test?]]></title><description><![CDATA[Find out everything you need to know about how to calculate quick ratio.]]></description><link>https://gocardless.com/guides/posts/what-is-the-quick-ratio-acid-test/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-the-quick-ratio-acid-test/</guid><pubDate>Fri, 26 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licensed Tier 2 sponsor? Here’s how to hire foreign employees]]></description><link>https://gocardless.com/guides/posts/hiring-employees-from-abroad/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/hiring-employees-from-abroad/</guid><pubDate>Wed, 24 Mar 2021 19:55:38 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7KSgCvElsk5XSo9NpGooKu/712681e69e22f1cc79cb657d7d12539f/CDT-878_Organic_content_thumbnail_starting_a_business_01.png" length="173781" type="image/png"/></item><item><title><![CDATA[Small business vs. large business]]></title><description><![CDATA[Discover the difference between a small and large business]]></description><link>https://gocardless.com/guides/posts/small-business-vs-large-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/small-business-vs-large-business/</guid><pubDate>Wed, 24 Mar 2021 19:51:49 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6J9KrCbzMryjMmx8VOccbY/1c9169bd8b582ffb4c816e4496134130/CDT-878_Organic_content_thumbnail_starting_a_business_04.png" length="160133" type="image/png"/></item><item><title><![CDATA[How to write invoice payment terms]]></title><description><![CDATA[Invoice payment terms can ensure you get paid on time]]></description><link>https://gocardless.com/guides/posts/how-to-write-invoice-payment-terms/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-write-invoice-payment-terms/</guid><pubDate>Wed, 24 Mar 2021 19:45:49 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[What to do when your credit card gets blocked]]></title><description><![CDATA[Found your credit card has been blocked? Here’s how to restore it]]></description><link>https://gocardless.com/guides/posts/blocked-credit-card/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/blocked-credit-card/</guid><pubDate>Tue, 23 Mar 2021 20:32:34 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[What is data management and why is it important?]]></title><description><![CDATA[What can data management tools do for your business? 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Discover ways to engage your workforce]]></description><link>https://gocardless.com/guides/posts/developing-a-strong-employee-engagement/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/developing-a-strong-employee-engagement/</guid><pubDate>Mon, 22 Mar 2021 19:09:19 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/71hnonhomQX74z5mJzYU9v/2fb189ea7f3a8db580fb6f4228f229f7/CDT-878_Organic_content_thumbnail_starting_a_business_03.png" length="159992" type="image/png"/></item><item><title><![CDATA[What is lead generation?]]></title><description><![CDATA[Automate your lead generation processes for wider marketing possibilities]]></description><link>https://gocardless.com/guides/posts/what-is-lead-generation/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-lead-generation/</guid><pubDate>Mon, 22 Mar 2021 19:03:54 GMT</pubDate><enclosure 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talent?]]></description><link>https://gocardless.com/guides/posts/how-to-improve-your-recruitment-process/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-improve-your-recruitment-process/</guid><pubDate>Mon, 22 Mar 2021 18:53:16 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[Direct marketing: definition, steps, and examples]]></title><description><![CDATA[Learn more about how direct marketing works, step by step]]></description><link>https://gocardless.com/guides/posts/what-is-direct-marketing/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-direct-marketing/</guid><pubDate>Mon, 22 Mar 2021 18:46:53 GMT</pubDate><enclosure 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Find out more about accounting.]]></description><link>https://gocardless.com/guides/posts/what-do-accountants-do/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-do-accountants-do/</guid><pubDate>Thu, 25 Feb 2021 11:03:12 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What is a bad debt expense?]]></title><description><![CDATA[ Learn how to record a bad debt expense with our handy guide.]]></description><link>https://gocardless.com/guides/posts/what-is-a-bad-debt-expense/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-bad-debt-expense/</guid><pubDate>Thu, 25 Feb 2021 10:48:25 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[What is the VAT Flat Rate Scheme?]]></title><description><![CDATA[Find out what the VAT Flat Rate Scheme is and how it can impact your business.]]></description><link>https://gocardless.com/guides/posts/vat-flat-rate-scheme/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/vat-flat-rate-scheme/</guid><pubDate>Thu, 25 Feb 2021 10:34:31 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7KSgCvElsk5XSo9NpGooKu/712681e69e22f1cc79cb657d7d12539f/CDT-878_Organic_content_thumbnail_starting_a_business_01.png" length="173781" type="image/png"/></item><item><title><![CDATA[Guide to start-up equity benefits for employees]]></title><description><![CDATA[Get the inside track on start-up employee equity pools, right here.]]></description><link>https://gocardless.com/guides/posts/equity-benefits-for-employees/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/equity-benefits-for-employees/</guid><pubDate>Thu, 25 Feb 2021 10:26:42 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6AePyg2Lg5qIujVHGmrtHL/be1068caa0311f15bc0bf81f88f3f740/CDT-878_Organic_content_thumbnail_entrepreneurship_03.png" length="85932" type="image/png"/></item><item><title><![CDATA[How Is Statutory Redundancy Pay Calculated?]]></title><description><![CDATA[Find out more about how statutory redundancy pay works for employees.]]></description><link>https://gocardless.com/guides/posts/how-is-statutory-redundancy-pay-calculated/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-is-statutory-redundancy-pay-calculated/</guid><pubDate>Thu, 25 Feb 2021 10:23:15 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/Nn9wvzTwYVRyjnmPdyUTc/48cd6ff10ac440fb24d73d2ef0eb98d3/CDT-878_Organic_content_thumbnail_regulation_02.png" length="249184" type="image/png"/></item><item><title><![CDATA[Optimising cash flow with cashless payments]]></title><description><![CDATA[ Are you considering going cashless? Find the best cashless payment system.]]></description><link>https://gocardless.com/guides/posts/optimising-cash-flow-with-cashless-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/optimising-cash-flow-with-cashless-payments/</guid><pubDate>Thu, 18 Feb 2021 17:15:07 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3lv39jEAGZJMI63ml7KHgk/cc36ee1ff7b63344da8645adeb2e4372/CDT-878_Organic_content_thumbnail_cashflow_04.png" length="189532" type="image/png"/></item><item><title><![CDATA[Tax Filing Tips for Small Businesses]]></title><description><![CDATA[Make your accounting easier with our tax filing tips for small business owners.]]></description><link>https://gocardless.com/guides/posts/tax-filing-tips-for-small-businesses/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/tax-filing-tips-for-small-businesses/</guid><pubDate>Thu, 18 Feb 2021 17:10:38 GMT</pubDate><enclosure 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type="image/png"/></item><item><title><![CDATA[How the Trussell Trust is transforming its payment operations to support repeat donations]]></title><description><![CDATA[The best insights from our regular ‘Speaker Series’ events.]]></description><link>https://gocardless.com/blog/gocardless-speaker-series-the-trussell-trust/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-speaker-series-the-trussell-trust/</guid><pubDate>Tue, 16 Feb 2021 17:12:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3fnOxGGYL7mlR6I9zMizJ9/6fad4d06599197da3dafec0805df875c/CDT-1365__Speaker_series_____Trussell_Trust-011613408703297.png" length="528720" type="image/png"/></item><item><title><![CDATA[Why are data analysis methods important for your business?]]></title><description><![CDATA[Make business decisions data-driven by using data analysis methods.]]></description><link>https://gocardless.com/guides/posts/what-is-data-analysis/</link><guid 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Let us show you how!]]></description><link>https://gocardless.com/guides/posts/how-to-improve-your-business-credit-score/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-improve-your-business-credit-score/</guid><pubDate>Wed, 10 Feb 2021 18:08:42 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[What is a Cash Advance?]]></title><description><![CDATA[Find out if a cash advance is a form of borrowing that would meet your needs]]></description><link>https://gocardless.com/guides/posts/what-is-cash-advance/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-cash-advance/</guid><pubDate>Wed, 10 Feb 2021 17:56:23 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[How Perpetual Inventory Works]]></title><description><![CDATA[Discover the advantages of perpetual inventory systems.]]></description><link>https://gocardless.com/guides/posts/perpetual-inventory-system/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/perpetual-inventory-system/</guid><pubDate>Wed, 10 Feb 2021 17:47:21 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6AePyg2Lg5qIujVHGmrtHL/be1068caa0311f15bc0bf81f88f3f740/CDT-878_Organic_content_thumbnail_entrepreneurship_03.png" length="85932" type="image/png"/></item><item><title><![CDATA[Horizontal Equity vs Vertical Equity]]></title><description><![CDATA[What you need to know about horizontal equity, vertical equity and taxation.]]></description><link>https://gocardless.com/guides/posts/what-is-horizontal-equity-versus-vertical-equity/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-horizontal-equity-versus-vertical-equity/</guid><pubDate>Wed, 10 Feb 2021 17:38:58 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[What is a Bridging Loan?]]></title><description><![CDATA[How do bridging loans affect your finances and keep your cash flow moving]]></description><link>https://gocardless.com/guides/posts/what-is-a-bridging-loan/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-bridging-loan/</guid><pubDate>Tue, 09 Feb 2021 10:17:27 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1NLhmytvQC8VTmhWbpymPB/156346e80f094efb9302fe4edf037db5/CDT-878_Organic_content_thumbnail_regulation_03.png" length="248619" type="image/png"/></item><item><title><![CDATA[How to Adhere to GDPR - 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length="149653" type="image/png"/></item><item><title><![CDATA[Business valuation: how to value your business]]></title><description><![CDATA[Learn how to put a price tag on your company with a business valuation.]]></description><link>https://gocardless.com/guides/posts/business-valuation/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/business-valuation/</guid><pubDate>Tue, 02 Feb 2021 20:37:36 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[Payments across borders: how to make international payments]]></title><link>https://gocardless.com/guides/posts/how-to-make-international-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-make-international-payments/</guid><pubDate>Tue, 02 Feb 2021 20:33:24 GMT</pubDate><enclosure 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here.]]></description><link>https://gocardless.com/guides/posts/negotiate-low-credit-card-rate/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/negotiate-low-credit-card-rate/</guid><pubDate>Tue, 02 Feb 2021 20:12:04 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[Understanding digital currency]]></title><description><![CDATA[Central Bank Digital Currency may be the final step towards a cashless society]]></description><link>https://gocardless.com/guides/posts/digital-currency/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/digital-currency/</guid><pubDate>Tue, 02 Feb 2021 20:05:02 GMT</pubDate><enclosure 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Here’s what to look for]]></description><link>https://gocardless.com/guides/posts/how-to-create-a-business-model/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-create-a-business-model/</guid><pubDate>Mon, 01 Feb 2021 20:35:22 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7KSgCvElsk5XSo9NpGooKu/712681e69e22f1cc79cb657d7d12539f/CDT-878_Organic_content_thumbnail_starting_a_business_01.png" length="173781" type="image/png"/></item><item><title><![CDATA[What Is Talent Management?]]></title><description><![CDATA[Get creative with new ways to attract top talent to your business]]></description><link>https://gocardless.com/guides/posts/what-is-talent-management/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-talent-management/</guid><pubDate>Mon, 01 Feb 2021 20:26:25 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[What is an umbrella company?]]></title><description><![CDATA[An umbrella company offers an alternative to other tax payment structures]]></description><link>https://gocardless.com/guides/posts/what-is-an-umbrella-company/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-an-umbrella-company/</guid><pubDate>Sun, 31 Jan 2021 10:49:38 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[What is a fiscal year?]]></title><description><![CDATA[Learn more about how the fiscal year can vary from calendar and tax years]]></description><link>https://gocardless.com/guides/posts/what-is-a-fiscal-year/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-fiscal-year/</guid><pubDate>Sun, 31 Jan 2021 10:45:07 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[How to set SMART objectives: definition and examples]]></title><description><![CDATA[Setting SMART objectives can set your business up for success. Here’s how]]></description><link>https://gocardless.com/guides/posts/how-to-set-smart-objectives/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-set-smart-objectives/</guid><pubDate>Sun, 31 Jan 2021 10:39:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3XJ0eVbjLo6c3kbDmMklvy/d6ffbf37891528a5c6c3c0ec5afadf12/CDT-878_Organic_content_thumbnail_growth_01.png" length="21099" type="image/png"/></item><item><title><![CDATA[How to implement an effective performance management system]]></title><description><![CDATA[Motivate your team to meet goals with a strong performance management system]]></description><link>https://gocardless.com/guides/posts/what-is-performance-management/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-performance-management/</guid><pubDate>Sun, 31 Jan 2021 10:32:32 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6J9KrCbzMryjMmx8VOccbY/1c9169bd8b582ffb4c816e4496134130/CDT-878_Organic_content_thumbnail_starting_a_business_04.png" length="160133" type="image/png"/></item><item><title><![CDATA[What is a PESTEL Analysis?]]></title><description><![CDATA[Discover why you should make PESTEL analysis a regular part of your strategy]]></description><link>https://gocardless.com/guides/posts/what-is-a-pestel-analysis/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-pestel-analysis/</guid><pubDate>Fri, 29 Jan 2021 19:08:56 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4MeE0LMPQd9WpaUMAr3Utc/45ccb4db4f710fd665aa89213ebb0ab0/CDT-878_Organic_content_thumbnail_growth_02.png" length="20721" type="image/png"/></item><item><title><![CDATA[What is a joint venture?]]></title><description><![CDATA[Discover what to look for in a joint venture agreement to benefit your business]]></description><link>https://gocardless.com/guides/posts/what-is-a-joint-venture/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-joint-venture/</guid><pubDate>Fri, 29 Jan 2021 19:04:19 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/71hnonhomQX74z5mJzYU9v/2fb189ea7f3a8db580fb6f4228f229f7/CDT-878_Organic_content_thumbnail_starting_a_business_03.png" length="159992" type="image/png"/></item><item><title><![CDATA[The Best Way to Achieve Financial Freedom]]></title><description><![CDATA[Find out how to earn your financial freedom and live your dream retirement.]]></description><link>https://gocardless.com/guides/posts/achieve-financial-freedom/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/achieve-financial-freedom/</guid><pubDate>Fri, 29 Jan 2021 18:57:07 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[How To Calculate The Cost Of Goods Sold]]></title><description><![CDATA[Find out how the cost of goods sold makes a big difference to your bottom line]]></description><link>https://gocardless.com/guides/posts/calculate-cost-of-goods-sold/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/calculate-cost-of-goods-sold/</guid><pubDate>Fri, 29 Jan 2021 18:27:07 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[Fixed Assets: Definition and Examples]]></title><description><![CDATA[Fixed assets are important. Here’s what you need to know about them]]></description><link>https://gocardless.com/guides/posts/fixed-assets-definition/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/fixed-assets-definition/</guid><pubDate>Fri, 29 Jan 2021 18:18:39 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[Payments + cloud accounting: 4 reasons smart businesses connect them]]></title><description><![CDATA[Don't let running your business be harder than it needs to be.]]></description><link>https://gocardless.com/blog/why-integrate-payments-and-cloud-accounting/</link><guid isPermaLink="false">https://gocardless.com/blog/why-integrate-payments-and-cloud-accounting/</guid><pubDate>Fri, 29 Jan 2021 10:07:02 GMT</pubDate><enclosure 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account]]></description><link>https://gocardless.com/guides/posts/what-is-a-payment-on-account/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-payment-on-account/</guid><pubDate>Wed, 27 Jan 2021 21:04:02 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[What is a director’s loan account?]]></title><description><![CDATA[A director’s loan account may be your key to emergency funds]]></description><link>https://gocardless.com/guides/posts/what-is-a-directors-loan-account/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-directors-loan-account/</guid><pubDate>Wed, 27 Jan 2021 20:58:41 GMT</pubDate><enclosure 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services]]></description><link>https://gocardless.com/guides/posts/disbursements/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/disbursements/</guid><pubDate>Wed, 27 Jan 2021 20:37:11 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What Is a Limited Liability Company?]]></title><description><![CDATA[Is a limited liability company the perfect structure for your small business?]]></description><link>https://gocardless.com/guides/posts/what-is-a-limited-liability-company/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-limited-liability-company/</guid><pubDate>Tue, 26 Jan 2021 21:47:49 GMT</pubDate><enclosure 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marketing]]></description><link>https://gocardless.com/guides/posts/what-is-inbound-marketing/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-inbound-marketing/</guid><pubDate>Tue, 26 Jan 2021 21:32:16 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4MeE0LMPQd9WpaUMAr3Utc/45ccb4db4f710fd665aa89213ebb0ab0/CDT-878_Organic_content_thumbnail_growth_02.png" length="20721" type="image/png"/></item><item><title><![CDATA[How to create a positioning strategy for your business]]></title><description><![CDATA[Positioning in marketing offers an easy way to stand out from the crowd]]></description><link>https://gocardless.com/guides/posts/how-to-create-market-positioning-strategy/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-create-market-positioning-strategy/</guid><pubDate>Tue, 26 Jan 2021 21:22:07 GMT</pubDate><enclosure 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matters]]></description><link>https://gocardless.com/guides/posts/amortisation/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/amortisation/</guid><pubDate>Tue, 26 Jan 2021 21:04:17 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[5 Ways to Manage your Small Business Finances]]></title><description><![CDATA[We show you how to take control of your small business finances]]></description><link>https://gocardless.com/guides/posts/5-ways-manage-small-business-finance/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/5-ways-manage-small-business-finance/</guid><pubDate>Tue, 26 Jan 2021 20:52:49 GMT</pubDate><enclosure 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And how does it affect you and your business?]]></description><link>https://gocardless.com/guides/posts/accretion/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/accretion/</guid><pubDate>Sat, 23 Jan 2021 14:18:26 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[Understanding Arrears: Meaning & Calculations Explained]]></title><description><![CDATA[We explain what ‘paid in arrears’ means and how they're calculated]]></description><link>https://gocardless.com/guides/posts/arrears/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/arrears/</guid><pubDate>Sat, 23 Jan 2021 14:12:28 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[What is the break even point?]]></title><description><![CDATA[Find out when and how to use the break even point formula in business]]></description><link>https://gocardless.com/guides/posts/what-is-the-break-even-point/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-the-break-even-point/</guid><pubDate>Sat, 23 Jan 2021 14:01:44 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[How to write an effective performance review]]></title><description><![CDATA[Great feedback encourages growth. Find out how to write a performance review]]></description><link>https://gocardless.com/guides/posts/how-to-write-a-performance-review/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-write-a-performance-review/</guid><pubDate>Sat, 23 Jan 2021 13:48:17 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7KSgCvElsk5XSo9NpGooKu/712681e69e22f1cc79cb657d7d12539f/CDT-878_Organic_content_thumbnail_starting_a_business_01.png" length="173781" type="image/png"/></item><item><title><![CDATA[Marketing Mix Strategy: Everything You Need to Know]]></title><description><![CDATA[How to use marketing mix strategy to enhance and streamline your output]]></description><link>https://gocardless.com/guides/posts/marketing-mix/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/marketing-mix/</guid><pubDate>Sat, 23 Jan 2021 13:38:52 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/MPK8UClmwoBy0gGxj670A/af66be13d7e24068f305667683e99a6e/CDT-878_Organic_content_thumbnail_growth_03.png" length="20448" type="image/png"/></item><item><title><![CDATA[What is CRM? A Guide For Businesses]]></title><description><![CDATA[How could CRM and CRM tools benefit your business endeavours?]]></description><link>https://gocardless.com/guides/posts/crm-meaning/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/crm-meaning/</guid><pubDate>Sat, 23 Jan 2021 13:29:18 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3XJ0eVbjLo6c3kbDmMklvy/d6ffbf37891528a5c6c3c0ec5afadf12/CDT-878_Organic_content_thumbnail_growth_01.png" length="21099" type="image/png"/></item><item><title><![CDATA[Market Penetration Strategy: A Guide for Businesses]]></title><description><![CDATA[Make a big impression on your target market with a market penetration strategy]]></description><link>https://gocardless.com/guides/posts/market-penetration/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/market-penetration/</guid><pubDate>Sat, 23 Jan 2021 13:19:17 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4MeE0LMPQd9WpaUMAr3Utc/45ccb4db4f710fd665aa89213ebb0ab0/CDT-878_Organic_content_thumbnail_growth_02.png" length="20721" type="image/png"/></item><item><title><![CDATA[What is an oligopoly? ]]></title><description><![CDATA[We explain the meaning of an oligopoly and why you need to understand it]]></description><link>https://gocardless.com/guides/posts/what-oligopoly-how-affect-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-oligopoly-how-affect-business/</guid><pubDate>Wed, 20 Jan 2021 20:24:23 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[What is Monopolistic Competition?]]></title><description><![CDATA[Understanding monopolistic competition can give you a competitive edge. ]]></description><link>https://gocardless.com/guides/posts/what-monopolistic-competition/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-monopolistic-competition/</guid><pubDate>Wed, 20 Jan 2021 20:11:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6J9KrCbzMryjMmx8VOccbY/1c9169bd8b582ffb4c816e4496134130/CDT-878_Organic_content_thumbnail_starting_a_business_04.png" length="160133" type="image/png"/></item><item><title><![CDATA[What is a Fiduciary? And What are Their Duties?]]></title><description><![CDATA[The duties, and responsibilities of a Fiduciary.]]></description><link>https://gocardless.com/guides/posts/what-is-fiduciary/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-fiduciary/</guid><pubDate>Wed, 20 Jan 2021 19:57:49 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[What is FOREX? And Why Does it Matter?]]></title><description><![CDATA[We demystify Forex so that you, and your business, can benefit]]></description><link>https://gocardless.com/guides/posts/what-is-forex-why-does-matter/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-forex-why-does-matter/</guid><pubDate>Wed, 20 Jan 2021 19:22:43 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[What is a Yield Curve & Why Do You Need to Know?]]></title><description><![CDATA[Understanding a Yield Curve is important in understanding your investments.]]></description><link>https://gocardless.com/guides/posts/what-is-yield-curve-why-need-to-know/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-yield-curve-why-need-to-know/</guid><pubDate>Wed, 20 Jan 2021 19:08:16 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[Top 6 employee management software systems in 2021]]></title><description><![CDATA[Choose from the best employee management software on the market this year.]]></description><link>https://gocardless.com/guides/posts/top-6-employee-management-software-2021/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/top-6-employee-management-software-2021/</guid><pubDate>Wed, 20 Jan 2021 18:49:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7KSgCvElsk5XSo9NpGooKu/712681e69e22f1cc79cb657d7d12539f/CDT-878_Organic_content_thumbnail_starting_a_business_01.png" length="173781" type="image/png"/></item><item><title><![CDATA[How to Claim Back Overpaid Tax]]></title><description><![CDATA[Find out what you need to know to claim an overpaid tax refund from HMRC.]]></description><link>https://gocardless.com/guides/posts/how-to-claim-back-overpaid-tax/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-claim-back-overpaid-tax/</guid><pubDate>Wed, 20 Jan 2021 18:43:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What is IR35 and who does it apply to?]]></title><description><![CDATA[Are you up to date with the latest IR35 tax rules? Find out who they apply to.]]></description><link>https://gocardless.com/guides/posts/what-is-IR35/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-IR35/</guid><pubDate>Wed, 20 Jan 2021 18:34:19 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[The GoCardless guide to: Optimising your payment mix with customer campaigns]]></title><description><![CDATA[How a well-targeted customer campaign can help customers switch to bank debit.]]></description><link>https://gocardless.com/guides/posts/optimising-your-payment-mix-with-customer-campaigns/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/optimising-your-payment-mix-with-customer-campaigns/</guid><pubDate>Mon, 18 Jan 2021 15:42:18 GMT</pubDate><enclosure 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ratio?]]></title><description><![CDATA[ Perform a business health check with the times interest earned ratio]]></description><link>https://gocardless.com/guides/posts/what-is-times-interest-earned-ratio/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-times-interest-earned-ratio/</guid><pubDate>Wed, 13 Jan 2021 18:51:21 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[What is financial ratio analysis?]]></title><description><![CDATA[Find out everything you need to know about financial ratio analysis]]></description><link>https://gocardless.com/guides/posts/what-is-financial-ratio-analysis/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-financial-ratio-analysis/</guid><pubDate>Wed, 13 Jan 2021 18:39:46 GMT</pubDate><enclosure 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Ratio]]></description><link>https://gocardless.com/guides/posts/sharpe-ratio/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/sharpe-ratio/</guid><pubDate>Tue, 12 Jan 2021 21:05:29 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[What is a loan covenant?]]></title><description><![CDATA[Get the inside track on loan covenants with our handy loan covenant definition]]></description><link>https://gocardless.com/guides/posts/what-is-a-loan-covenant/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-loan-covenant/</guid><pubDate>Tue, 12 Jan 2021 20:50:41 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[What is mark to market in accounting?]]></title><description><![CDATA[How could mark to market in accounting be useful for your business?]]></description><link>https://gocardless.com/guides/posts/mark-to-market-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/mark-to-market-accounting/</guid><pubDate>Tue, 12 Jan 2021 20:37:42 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/7af330ebe1010da27970030e511a7e3e/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[What is off-balance-sheet financing?]]></title><description><![CDATA[Find out everything you need to know about off-sheet-financing in this guide]]></description><link>https://gocardless.com/guides/posts/what-is-off-balance-sheet-financing/</link><guid 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calculate it]]></title><description><![CDATA[Learn about the benefits of residual value and how to calculate it.]]></description><link>https://gocardless.com/guides/posts/what-is-residual-value/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-residual-value/</guid><pubDate>Mon, 11 Jan 2021 20:31:51 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/7af330ebe1010da27970030e511a7e3e/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[Non-Disclosure Agreement: What are they and how do they work?]]></title><description><![CDATA[Learn how a non-disclosure agreement works and its core elements]]></description><link>https://gocardless.com/guides/posts/non-disclosure-agreement/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/non-disclosure-agreement/</guid><pubDate>Mon, 11 Jan 2021 20:14:22 GMT</pubDate><enclosure 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disadvantages]]></description><link>https://gocardless.com/guides/posts/what-is-incremental-budgeting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-incremental-budgeting/</guid><pubDate>Sun, 10 Jan 2021 15:33:27 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[How to prevent card-not-present (CNP) fraud]]></title><description><![CDATA[Find out about cnp fraud and ways to prevent it]]></description><link>https://gocardless.com/guides/posts/how-to-prevent-card-not-present-fraud/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-prevent-card-not-present-fraud/</guid><pubDate>Sun, 10 Jan 2021 15:19:24 GMT</pubDate><enclosure 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Which factors should you consider?]]></description><link>https://gocardless.com/guides/posts/how-to-choose-cloud-accounting-or-invoicing-software/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-choose-cloud-accounting-or-invoicing-software/</guid><pubDate>Fri, 08 Jan 2021 17:44:33 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6J9KrCbzMryjMmx8VOccbY/1c9169bd8b582ffb4c816e4496134130/CDT-878_Organic_content_thumbnail_starting_a_business_04.png" length="160133" type="image/png"/></item><item><title><![CDATA[The GoCardless guide to: Optimising your payment mix with customer incentives]]></title><description><![CDATA[Incentivise your customers to pay using bank debit]]></description><link>https://gocardless.com/guides/posts/optimising-your-payment-mix-with-customer-incentives/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/optimising-your-payment-mix-with-customer-incentives/</guid><pubDate>Fri, 08 Jan 2021 17:12:18 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1AbJOP9JMil4EbO4kLxyyx/fa0a5fd34d01dfe41f52d7fbd37f7931/CDT-1291_Best-Practice-Guide-Custom-Payment-Pages-Thumbnails2.jpg" length="3079273" type="image/jpeg"/></item><item><title><![CDATA[What is Substance Over Form in Accounting?]]></title><description><![CDATA[Find out everything you need to know about substance over form in accounting]]></description><link>https://gocardless.com/guides/posts/what-is-substance-over-form-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-substance-over-form-accounting/</guid><pubDate>Thu, 07 Jan 2021 18:41:56 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/7af330ebe1010da27970030e511a7e3e/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[What is Gamification in Business?]]></title><description><![CDATA[Learn how gamification can help you smash your business goals. ]]></description><link>https://gocardless.com/guides/posts/what-is-gamification/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-gamification/</guid><pubDate>Thu, 07 Jan 2021 18:34:22 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[Employee turnover: what it means and how to calculate it]]></title><description><![CDATA[Learn how employee turnover can affect a company and how to manage it]]></description><link>https://gocardless.com/guides/posts/employee-turnover-what-it-means-and-how-to-calculate-it/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/employee-turnover-what-it-means-and-how-to-calculate-it/</guid><pubDate>Thu, 07 Jan 2021 18:19:08 GMT</pubDate><enclosure 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measurement]]></description><link>https://gocardless.com/guides/posts/what-is-a-basis-point/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-basis-point/</guid><pubDate>Thu, 07 Jan 2021 17:56:40 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[How to calculate your Sell-Through Rate]]></title><description><![CDATA[The importance of sell-through rate for retailers, and how to calculate yours.]]></description><link>https://gocardless.com/guides/posts/how-calculate-sell-through-rate/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-calculate-sell-through-rate/</guid><pubDate>Wed, 06 Jan 2021 22:21:10 GMT</pubDate><enclosure 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relationships.]]></description><link>https://gocardless.com/guides/posts/what-is-agency-theory/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-agency-theory/</guid><pubDate>Wed, 06 Jan 2021 21:14:38 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/71hnonhomQX74z5mJzYU9v/2fb189ea7f3a8db580fb6f4228f229f7/CDT-878_Organic_content_thumbnail_starting_a_business_03.png" length="159992" type="image/png"/></item><item><title><![CDATA[How to calculate an effective annual interest rate]]></title><description><![CDATA[How to calculate an Effective Annual Interest Rate]]></description><link>https://gocardless.com/guides/posts/how-calculate-effective-annual-interest-rate/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-calculate-effective-annual-interest-rate/</guid><pubDate>Wed, 06 Jan 2021 21:01:25 GMT</pubDate><enclosure 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length="49670" type="image/png"/></item><item><title><![CDATA[What is Business Process Re-engineering (BPR)?]]></title><description><![CDATA[What is business process re-engineering (BPR) and why is it important ?]]></description><link>https://gocardless.com/guides/posts/what-is-business-process-re-engineering-BPR/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-business-process-re-engineering-BPR/</guid><pubDate>Fri, 01 Jan 2021 18:04:52 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7KSgCvElsk5XSo9NpGooKu/712681e69e22f1cc79cb657d7d12539f/CDT-878_Organic_content_thumbnail_starting_a_business_01.png" length="173781" type="image/png"/></item><item><title><![CDATA[What is a clearing account?]]></title><description><![CDATA[Clearing accounts: What they are and how they can help your business?]]></description><link>https://gocardless.com/guides/posts/why-should-business-use-clearing-account/</link><guid 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type="image/png"/></item><item><title><![CDATA[What is a compensating balance?]]></title><description><![CDATA[What is a compensating balance and when might you need or want one?]]></description><link>https://gocardless.com/guides/posts/what-is-compensating-balance/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-compensating-balance/</guid><pubDate>Thu, 31 Dec 2020 15:15:48 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[What is the Programme Evaluation and Review Technique (PERT)]]></title><description><![CDATA[Is the Programme Evaluation & Review Technique a useful way to map a project? ]]></description><link>https://gocardless.com/guides/posts/what-is-program-evaluation-review-technique-PERT/</link><guid 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type="image/png"/></item><item><title><![CDATA[Secure your CBILS before the deadline ]]></title><description><![CDATA[Here are the answers to your questions about the CBILS loan ]]></description><link>https://gocardless.com/guides/posts/secure-your-CBILS-before-the-deadline/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/secure-your-CBILS-before-the-deadline/</guid><pubDate>Thu, 31 Dec 2020 14:49:34 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[What is LIBOR?]]></title><description><![CDATA[Learn how the LIBOR rate determines the interests banks charge on loans ]]></description><link>https://gocardless.com/guides/posts/what-is-libor/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-libor/</guid><pubDate>Thu, 31 Dec 2020 14:40:24 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type="image/png"/></item><item><title><![CDATA[What is Hysteresis?]]></title><description><![CDATA[Learn how the prolonged effects of an economic turndown can affect job security]]></description><link>https://gocardless.com/guides/posts/what-is-hysteresis/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-hysteresis/</guid><pubDate>Mon, 21 Dec 2020 18:42:13 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[Annual Percentage Rate (APR) explained]]></title><description><![CDATA[How does the Annual percentage rate (APR) impact the amount you pay back? ]]></description><link>https://gocardless.com/guides/posts/what-is-annual-percentage-rate/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-annual-percentage-rate/</guid><pubDate>Mon, 21 Dec 2020 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type="image/png"/></item><item><title><![CDATA[What does general ledger mean?]]></title><description><![CDATA[Discover the general ledger basics here to use in accounting]]></description><link>https://gocardless.com/guides/posts/what-does-general-ledger-mean/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-does-general-ledger-mean/</guid><pubDate>Tue, 08 Dec 2020 20:02:47 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What is ABC analysis?]]></title><description><![CDATA[Make better sense of your business inventory using an ABC analysis]]></description><link>https://gocardless.com/guides/posts/what-is-abc-analysis/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-abc-analysis/</guid><pubDate>Tue, 08 Dec 2020 19:51:04 GMT</pubDate><enclosure 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Discover the pros and cons]]></description><link>https://gocardless.com/guides/posts/what-is-a-franchise/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-franchise/</guid><pubDate>Fri, 04 Dec 2020 14:00:25 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/71hnonhomQX74z5mJzYU9v/2fb189ea7f3a8db580fb6f4228f229f7/CDT-878_Organic_content_thumbnail_starting_a_business_03.png" length="159992" type="image/png"/></item><item><title><![CDATA[Fireside chat: Rethinking your payment strategy]]></title><description><![CDATA[In conversation with The Guardian and Quandoo.]]></description><link>https://gocardless.com/blog/fireside-chat-rethinking-your-payment-strategy/</link><guid isPermaLink="false">https://gocardless.com/blog/fireside-chat-rethinking-your-payment-strategy/</guid><pubDate>Thu, 03 Dec 2020 20:51:46 GMT</pubDate><enclosure 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looks]]></description><link>https://gocardless.com/guides/posts/what-is-market-to-book-ratio/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-market-to-book-ratio/</guid><pubDate>Sun, 29 Nov 2020 18:05:10 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/7af330ebe1010da27970030e511a7e3e/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[Top 4 business communication skills]]></title><description><![CDATA[Business communication skills are about listening as much as talking]]></description><link>https://gocardless.com/guides/posts/business-communication-skills/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/business-communication-skills/</guid><pubDate>Sun, 29 Nov 2020 17:49:42 GMT</pubDate><enclosure 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type="image/png"/></item><item><title><![CDATA[What is a credit limit?]]></title><description><![CDATA[Find out how your credit limit impacts how you fund your business]]></description><link>https://gocardless.com/guides/posts/what-is-credit-limit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-credit-limit/</guid><pubDate>Fri, 27 Nov 2020 16:23:52 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[What are operating expenses?]]></title><description><![CDATA[The operating expenses ratio is a key metric for your business.]]></description><link>https://gocardless.com/guides/posts/what-are-operating-expenses/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-operating-expenses/</guid><pubDate>Fri, 27 Nov 2020 15:55:05 GMT</pubDate><enclosure 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type="image/png"/></item><item><title><![CDATA[What is progressive tax?]]></title><description><![CDATA[Progressive tax is a system of taxation wherein higher earners pay more]]></description><link>https://gocardless.com/guides/posts/progressive-tax-definition/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/progressive-tax-definition/</guid><pubDate>Fri, 27 Nov 2020 13:28:44 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[Bacs processing calendar 2021]]></title><link>https://gocardless.com/blog/bacs-processing-calendar-2021/</link><guid isPermaLink="false">https://gocardless.com/blog/bacs-processing-calendar-2021/</guid><pubDate>Thu, 26 Nov 2020 18:00:59 GMT</pubDate><enclosure 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operations]]></description><link>https://gocardless.com/blog/8-dimensions-of-recurring-payments-framework/</link><guid isPermaLink="false">https://gocardless.com/blog/8-dimensions-of-recurring-payments-framework/</guid><pubDate>Wed, 25 Nov 2020 17:13:03 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/ii0VUs8bdgBtffvGgEEq2/0ca1defea874aabdfff55809793d87b6/Forrester_whiteboard_video_blogpost_EN.jpg" length="372604" type="image/jpeg"/></item><item><title><![CDATA[What is a business continuity plan (BCP)?]]></title><description><![CDATA[A business continuity plan is all about planning for disaster or disruption]]></description><link>https://gocardless.com/guides/posts/business-continuity-plan/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/business-continuity-plan/</guid><pubDate>Wed, 25 Nov 2020 16:04:50 GMT</pubDate><enclosure 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definition]]></title><description><![CDATA[Learn how to create a discount factor table, and what it’s used for]]></description><link>https://gocardless.com/guides/posts/how-to-calculate-discount-factor/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-calculate-discount-factor/</guid><pubDate>Wed, 25 Nov 2020 13:53:24 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/7af330ebe1010da27970030e511a7e3e/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[What is the CapEx formula?]]></title><description><![CDATA[Discover what qualifies as CapEx, and how to account for it]]></description><link>https://gocardless.com/guides/posts/what-is-the-capex-formula/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-the-capex-formula/</guid><pubDate>Wed, 25 Nov 2020 13:37:08 GMT</pubDate><enclosure 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parity]]></description><link>https://gocardless.com/guides/posts/what-is-interest-rate-parity/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-interest-rate-parity/</guid><pubDate>Tue, 24 Nov 2020 14:36:38 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[Profitability index formula and template]]></title><description><![CDATA[Learn how to calculate profitability index formulas and create a template]]></description><link>https://gocardless.com/guides/posts/profitability-index-formula/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/profitability-index-formula/</guid><pubDate>Tue, 24 Nov 2020 14:10:02 GMT</pubDate><enclosure 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variance]]></description><link>https://gocardless.com/guides/posts/how-to-calculate-analysis-of-variance/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-calculate-analysis-of-variance/</guid><pubDate>Tue, 24 Nov 2020 13:28:02 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[How to create an accounts receivable template]]></title><description><![CDATA[Discover the building blocks of an accounts receivable template.]]></description><link>https://gocardless.com/guides/posts/accounts-receivable-template-format/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/accounts-receivable-template-format/</guid><pubDate>Tue, 24 Nov 2020 13:11:16 GMT</pubDate><enclosure 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leaders.]]></description><link>https://gocardless.com/blog/4-key-insights-forrester-consulting-thought-leadership-paper/</link><guid isPermaLink="false">https://gocardless.com/blog/4-key-insights-forrester-consulting-thought-leadership-paper/</guid><pubDate>Tue, 17 Nov 2020 07:36:11 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5cZSFsdvlyJCiTM2tbYAwf/a2c3da1ca405b6825ca3b5affd0cb064/Blog_SAM_nurture_Hero___cover_image_2475x1400.png" length="4825332" type="image/png"/></item><item><title><![CDATA[New Study Reveals the Struggles that Many Businesses Face in Getting Paid During the COVID-19 Pandemic]]></title><description><![CDATA[96% of businesses are waiting on outstanding payments for 10+ days]]></description><link>https://gocardless.com/blog/businesses-struggle-to-get-paid-during-the-pandemic/</link><guid isPermaLink="false">https://gocardless.com/blog/businesses-struggle-to-get-paid-during-the-pandemic/</guid><pubDate>Mon, 16 Nov 2020 23:00:00 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type="image/jpeg"/></item><item><title><![CDATA[What is regression analysis?]]></title><description><![CDATA[Use historical data to forecast financial trends with regression analysis]]></description><link>https://gocardless.com/guides/posts/what-is-regression-analysis/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-regression-analysis/</guid><pubDate>Fri, 13 Nov 2020 17:25:23 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[Understanding the gross margin formula]]></title><description><![CDATA[Track your company's efficiency with the gross profit margin formula]]></description><link>https://gocardless.com/guides/posts/what-is-gross-profit-margin-formula/</link><guid 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type="image/png"/></item><item><title><![CDATA[What is econometrics?]]></title><description><![CDATA[Find out more about econometrics analysis and how it’s used]]></description><link>https://gocardless.com/guides/posts/what-is-econometrics/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-econometrics/</guid><pubDate>Thu, 12 Nov 2020 13:27:49 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[Happy Diwali from GoCardless]]></title><description><![CDATA[COVID means we can't celebrate like normal, but here's what it's all about.]]></description><link>https://gocardless.com/blog/happy-diwali-from-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/happy-diwali-from-gocardless/</guid><pubDate>Thu, 12 Nov 2020 10:19:22 GMT</pubDate><enclosure 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We compare options.]]></description><link>https://gocardless.com/blog/how-much-do-international-payments-really-cost/</link><guid isPermaLink="false">https://gocardless.com/blog/how-much-do-international-payments-really-cost/</guid><pubDate>Thu, 12 Nov 2020 09:38:21 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3KJnRoS8zV7H6IgZKsIj2j/eda4add6c3112c71677fa8d8c911e746/how-much-do_int-payments-really_cost-hero.png" length="5211727" type="image/png"/></item><item><title><![CDATA[What is crowdfunding?]]></title><description><![CDATA[How does crowdfunding work? Find out with GoCardless.]]></description><link>https://gocardless.com/guides/posts/crowdfunding-small-businesses/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/crowdfunding-small-businesses/</guid><pubDate>Wed, 11 Nov 2020 12:22:45 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[What is a SIC code?]]></title><description><![CDATA[ Explore the uses of company SIC codes with our definitive guide.]]></description><link>https://gocardless.com/guides/posts/sic-code/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/sic-code/</guid><pubDate>Wed, 11 Nov 2020 12:11:36 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[What Is Angel Financing?]]></title><description><![CDATA[Navigate the complex world of angel financing for entrepreneurs, right here]]></description><link>https://gocardless.com/guides/posts/angel-financing/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/angel-financing/</guid><pubDate>Wed, 11 Nov 2020 12:00:48 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[What is an ad valorem tax?]]></title><description><![CDATA[Find out how ad valorem taxes are calculated and when they apply to you]]></description><link>https://gocardless.com/guides/posts/ad-valorem-tax-what-is-it/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/ad-valorem-tax-what-is-it/</guid><pubDate>Wed, 11 Nov 2020 11:56:00 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statements]]></description><link>https://gocardless.com/guides/posts/vertical-analysis/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/vertical-analysis/</guid><pubDate>Tue, 10 Nov 2020 12:21:49 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[What is management accounting?]]></title><description><![CDATA[Management accounting is all about using accounting data to boost efficiency]]></description><link>https://gocardless.com/guides/posts/managerial-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/managerial-accounting/</guid><pubDate>Tue, 10 Nov 2020 10:49:54 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[How the acid test ratio helps small businesses]]></title><description><![CDATA[Review the importance of the acid test ratio for small businesses and start-ups]]></description><link>https://gocardless.com/guides/posts/acid-test-ratio/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/acid-test-ratio/</guid><pubDate>Mon, 09 Nov 2020 17:27:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[Cash flow projection templates]]></title><description><![CDATA[Small business cash flow projection templates help to predict cash flow]]></description><link>https://gocardless.com/guides/posts/cash-flow-projection-templates/</link><guid 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proof of concept (POC)?]]></title><description><![CDATA[Proof of concept helps demonstrate the potential of your product]]></description><link>https://gocardless.com/guides/posts/proof-of-concept/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/proof-of-concept/</guid><pubDate>Mon, 09 Nov 2020 16:37:36 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[Incident review: Service outage on 25 October 2020]]></title><link>https://gocardless.com/blog/incident-review-service-outage-on-25-october-2020/</link><guid isPermaLink="false">https://gocardless.com/blog/incident-review-service-outage-on-25-october-2020/</guid><pubDate>Mon, 09 Nov 2020 16:35:33 GMT</pubDate></item><item><title><![CDATA[Budget templates for your business]]></title><description><![CDATA[Business budget templates can help you keep track of your finances]]></description><link>https://gocardless.com/guides/posts/budget-templates/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/budget-templates/</guid><pubDate>Mon, 09 Nov 2020 16:25:26 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/71hnonhomQX74z5mJzYU9v/2fb189ea7f3a8db580fb6f4228f229f7/CDT-878_Organic_content_thumbnail_starting_a_business_03.png" length="159992" type="image/png"/></item><item><title><![CDATA[What are statutory books?]]></title><description><![CDATA[Statutory books are required under the provisions of the Companies Act 2006]]></description><link>https://gocardless.com/guides/posts/statutory-books/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/statutory-books/</guid><pubDate>Mon, 09 Nov 2020 15:37:16 GMT</pubDate><enclosure 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Learn more.]]></description><link>https://gocardless.com/guides/posts/comparative-advantage-theory/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/comparative-advantage-theory/</guid><pubDate>Mon, 09 Nov 2020 15:00:29 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[What is downsizing?]]></title><description><![CDATA[Explore the effects of downsizing with GoCardless, right here]]></description><link>https://gocardless.com/guides/posts/what-is-downsizing/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-downsizing/</guid><pubDate>Mon, 09 Nov 2020 14:49:13 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/71hnonhomQX74z5mJzYU9v/2fb189ea7f3a8db580fb6f4228f229f7/CDT-878_Organic_content_thumbnail_starting_a_business_03.png" length="159992" type="image/png"/></item><item><title><![CDATA[What are corporation tax losses?]]></title><description><![CDATA[There may be relief available to reduce your corporation tax loss]]></description><link>https://gocardless.com/guides/posts/corporation-tax-losses/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/corporation-tax-losses/</guid><pubDate>Mon, 09 Nov 2020 14:35:24 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[Earnings per share: what is it and how to calculate it]]></title><description><![CDATA[Discover what earnings per share means and how to calculate it]]></description><link>https://gocardless.com/guides/posts/what-is-earnings-per-share/</link><guid 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period: a complete guide]]></title><description><![CDATA[Find out what an accounting period is and how it’s used in business]]></description><link>https://gocardless.com/guides/posts/complete-guide-to-accounting-period/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/complete-guide-to-accounting-period/</guid><pubDate>Mon, 09 Nov 2020 13:50:22 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[5 best free financial tools for business]]></title><description><![CDATA[Discover our top 5 start-up business tools and what makes them so great]]></description><link>https://gocardless.com/guides/posts/financial-tools-for-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/financial-tools-for-business/</guid><pubDate>Mon, 09 Nov 2020 13:10:30 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review of an organisation's financial records]]></description><link>https://gocardless.com/guides/posts/statutory-audit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/statutory-audit/</guid><pubDate>Sun, 08 Nov 2020 11:54:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What is a lump-sum payment?]]></title><description><![CDATA[A lump-sum payment is a portion of your pension that you can take upfront]]></description><link>https://gocardless.com/guides/posts/lump-sum-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/lump-sum-payments/</guid><pubDate>Sun, 08 Nov 2020 11:49:36 GMT</pubDate><enclosure 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used]]></description><link>https://gocardless.com/guides/posts/what-are-provisions-in-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-provisions-in-accounting/</guid><pubDate>Sun, 08 Nov 2020 11:38:49 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[What is leverage ratio?]]></title><description><![CDATA[Find out how debt measures up with the leverage ratio]]></description><link>https://gocardless.com/guides/posts/what-is-leverage-ratio/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-leverage-ratio/</guid><pubDate>Sun, 08 Nov 2020 11:32:30 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[What are the types of negotiable instruments?]]></title><description><![CDATA[What is a negotiable instrument, and how is it used? Find out here]]></description><link>https://gocardless.com/guides/posts/types-of-negotiable-instruments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/types-of-negotiable-instruments/</guid><pubDate>Sun, 08 Nov 2020 11:26:55 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[What are key performance indicators (KPIs)?]]></title><description><![CDATA[Are you using key performance indicators (KPIs) effectively?]]></description><link>https://gocardless.com/guides/posts/what-are-key-performance-indicators/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-key-performance-indicators/</guid><pubDate>Sun, 08 Nov 2020 11:19:46 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6J9KrCbzMryjMmx8VOccbY/1c9169bd8b582ffb4c816e4496134130/CDT-878_Organic_content_thumbnail_starting_a_business_04.png" length="160133" type="image/png"/></item><item><title><![CDATA[Indexation: what is it and how to calculate it]]></title><description><![CDATA[ Here's what you need to know about indexation for companies]]></description><link>https://gocardless.com/guides/posts/indexation-definition/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/indexation-definition/</guid><pubDate>Sun, 08 Nov 2020 11:12:59 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[Insurable interest: what is it, and how does it work?]]></title><description><![CDATA[Find out what insurable interest is and how it works in real life]]></description><link>https://gocardless.com/guides/posts/what-is-insurable-interest/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-insurable-interest/</guid><pubDate>Fri, 06 Nov 2020 16:31:03 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[What is counterparty risk?]]></title><description><![CDATA[Counterparty risk tells you if a party is likely to default on their obligations]]></description><link>https://gocardless.com/guides/posts/counterparty-risk/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/counterparty-risk/</guid><pubDate>Tue, 03 Nov 2020 16:48:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[Fundamental analysis: a complete guide]]></title><description><![CDATA[Make smarter investments using a fundamental analysis strategy]]></description><link>https://gocardless.com/guides/posts/guide-to-fundamental-analysis/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-to-fundamental-analysis/</guid><pubDate>Tue, 03 Nov 2020 16:35:36 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7KSgCvElsk5XSo9NpGooKu/712681e69e22f1cc79cb657d7d12539f/CDT-878_Organic_content_thumbnail_starting_a_business_01.png" length="173781" type="image/png"/></item><item><title><![CDATA[Financial Intermediaries: What are they and how do they work?]]></title><description><![CDATA[Find out what the benefits of financial intermediaries are in business]]></description><link>https://gocardless.com/guides/posts/what-are-financial-intermediaries/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-financial-intermediaries/</guid><pubDate>Tue, 03 Nov 2020 16:11:44 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[Job Costing: What is it and how to calculate it?]]></title><description><![CDATA[Job costing can help businesses keep on track with a budget. Here’s how]]></description><link>https://gocardless.com/guides/posts/what-is-job-costing/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-job-costing/</guid><pubDate>Tue, 03 Nov 2020 15:45:11 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What is a zero-based budget?]]></title><description><![CDATA[Discover how a zero-based budget could boost business efficiency]]></description><link>https://gocardless.com/guides/posts/what-is-zero-based-budget/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-zero-based-budget/</guid><pubDate>Tue, 03 Nov 2020 15:35:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/7af330ebe1010da27970030e511a7e3e/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[What is time value of money?]]></title><description><![CDATA[Find out how time value of money can help you make better investments]]></description><link>https://gocardless.com/guides/posts/what-is-time-value-of-money/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-time-value-of-money/</guid><pubDate>Tue, 03 Nov 2020 15:09:55 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[What is intrinsic value?]]></title><description><![CDATA[Learn why intrinsic value is so important for investors]]></description><link>https://gocardless.com/guides/posts/what-is-intrinsic-value/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-intrinsic-value/</guid><pubDate>Tue, 03 Nov 2020 14:01:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[Inspiring conversations: food for thought on gender equality in November]]></title><description><![CDATA[And why we're celebrating International Men's Day.]]></description><link>https://gocardless.com/blog/inspiring-conversations/</link><guid isPermaLink="false">https://gocardless.com/blog/inspiring-conversations/</guid><pubDate>Fri, 30 Oct 2020 15:07:17 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2wp1A7XUqQ63xVqnc1YI4f/ee1ff26ecd778f8fde30830c07a186bf/Inspring_takeover_blog_header.jpg" length="1383099" type="image/jpeg"/></item><item><title><![CDATA[Mental health and being black | Black History Month at GoCardless]]></title><description><![CDATA[Christina talks about the issues around mental health for the black community.]]></description><link>https://gocardless.com/blog/mental-health-black-history-month/</link><guid isPermaLink="false">https://gocardless.com/blog/mental-health-black-history-month/</guid><pubDate>Fri, 30 Oct 2020 14:14:50 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3vGZkLefTebYRdQhoW85AD/77bba161d8a80b550e0df6a4a0ec05e0/Black_history_Month_blogpost_Fall_into_conversation.png" length="183579" type="image/png"/></item><item><title><![CDATA[Cost-Volume-Profit Analysis (CVP): A Complete Guide]]></title><description><![CDATA[Cost-volume-profit analysis helps you make sure you’re making money]]></description><link>https://gocardless.com/guides/posts/cost-volume-profit-analysis/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/cost-volume-profit-analysis/</guid><pubDate>Fri, 30 Oct 2020 13:46:18 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/7af330ebe1010da27970030e511a7e3e/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[A complete guide to capital allowances]]></title><description><![CDATA[Are you taking all your deductions? Find out more about capital allowances]]></description><link>https://gocardless.com/guides/posts/guide-to-capital-allowances/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-to-capital-allowances/</guid><pubDate>Fri, 30 Oct 2020 12:48:06 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What is a balloon payment?]]></title><description><![CDATA[Are balloon payments a good option for your business? Find out more]]></description><link>https://gocardless.com/guides/posts/what-is-a-balloon-payment/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-balloon-payment/</guid><pubDate>Fri, 30 Oct 2020 12:39:38 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[Hedge Accounting 101]]></title><description><![CDATA[Reduce volatility in profit and loss statements using hedge accounting methods]]></description><link>https://gocardless.com/guides/posts/hedge-accounting-101/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/hedge-accounting-101/</guid><pubDate>Fri, 30 Oct 2020 12:19:11 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[What is a floating charge?]]></title><description><![CDATA[Understand everything you need to know about floating charges and fixed charges]]></description><link>https://gocardless.com/guides/posts/floating-charge/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/floating-charge/</guid><pubDate>Thu, 29 Oct 2020 15:16:32 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[What are debt securities?]]></title><description><![CDATA[Explore the features of debt securities with GoCardless]]></description><link>https://gocardless.com/guides/posts/debt-securities/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/debt-securities/</guid><pubDate>Thu, 29 Oct 2020 15:00:00 GMT</pubDate><enclosure 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option]]></description><link>https://gocardless.com/guides/posts/call-vs-put-option/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/call-vs-put-option/</guid><pubDate>Thu, 29 Oct 2020 13:54:03 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[GoCardless puts payments in motion for Brompton’s bike subscription service]]></title><description><![CDATA[UK customers can now benefit from easy to set-up and manage monthly payments.]]></description><link>https://gocardless.com/blog/gocardless-payments-for-brompton-bike-hire/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-payments-for-brompton-bike-hire/</guid><pubDate>Tue, 27 Oct 2020 09:25:28 GMT</pubDate><enclosure 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it]]></description><link>https://gocardless.com/guides/posts/average-cost-method/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/average-cost-method/</guid><pubDate>Mon, 26 Oct 2020 17:13:01 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/7af330ebe1010da27970030e511a7e3e/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[Best Making Tax Digital software]]></title><description><![CDATA[Find the best Making Tax Digital compatible software]]></description><link>https://gocardless.com/guides/posts/best-making-tax-digital-software/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/best-making-tax-digital-software/</guid><pubDate>Mon, 26 Oct 2020 16:18:06 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[What is marginal revenue?]]></title><description><![CDATA[ Find out how to calculate marginal revenue and why it’s so important]]></description><link>https://gocardless.com/guides/posts/what-is-marginal-revenue/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-marginal-revenue/</guid><pubDate>Mon, 26 Oct 2020 16:06:23 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What is the gearing ratio?]]></title><description><![CDATA[Learn why the gearing ratio metric matters to investors]]></description><link>https://gocardless.com/guides/posts/what-is-gearing-ratio/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-gearing-ratio/</guid><pubDate>Mon, 26 Oct 2020 15:54:48 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[What is forensic accounting?]]></title><description><![CDATA[Forensic accounting helps sniff out financial crime]]></description><link>https://gocardless.com/guides/posts/what-is-forensic-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-forensic-accounting/</guid><pubDate>Mon, 26 Oct 2020 15:46:23 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What is a fixed interest rate?]]></title><description><![CDATA[Find out how a fixed interest rate can help make your outgoings more predictable]]></description><link>https://gocardless.com/guides/posts/what-is-fixed-interest-rate/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-fixed-interest-rate/</guid><pubDate>Mon, 26 Oct 2020 15:35:33 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[What is a zero balance account?]]></title><description><![CDATA[Believe it or not, there are advantages to having zero balance]]></description><link>https://gocardless.com/guides/posts/what-is-zero-balance-account/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-zero-balance-account/</guid><pubDate>Mon, 26 Oct 2020 15:19:06 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[How to develop an effective go-to-market strategy]]></title><description><![CDATA[ Make sure your new launch is a success with a go-to-market strategy]]></description><link>https://gocardless.com/guides/posts/go-to-market-strategy/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/go-to-market-strategy/</guid><pubDate>Mon, 26 Oct 2020 14:59:41 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7KSgCvElsk5XSo9NpGooKu/712681e69e22f1cc79cb657d7d12539f/CDT-878_Organic_content_thumbnail_starting_a_business_01.png" length="173781" type="image/png"/></item><item><title><![CDATA[What is a suspense account?]]></title><description><![CDATA[ A suspense account is essential for holding unknown amounts]]></description><link>https://gocardless.com/guides/posts/what-is-a-suspense-account/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-suspense-account/</guid><pubDate>Mon, 26 Oct 2020 14:47:47 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[A guide to sinking funds]]></title><description><![CDATA[ What are sinking funds? Find out everything you need to know, right here]]></description><link>https://gocardless.com/guides/posts/sinking-funds/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/sinking-funds/</guid><pubDate>Mon, 26 Oct 2020 14:36:16 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[What is management accounting?]]></title><description><![CDATA[ Management accounting is something every business needs]]></description><link>https://gocardless.com/guides/posts/what-is-management-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-management-accounting/</guid><pubDate>Mon, 26 Oct 2020 14:29:46 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/7af330ebe1010da27970030e511a7e3e/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[Double-entry bookkeeping explained]]></title><description><![CDATA[ Learn how to take your finances seriously with double-entry bookkeeping]]></description><link>https://gocardless.com/guides/posts/double-entry-bookkeeping/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/double-entry-bookkeeping/</guid><pubDate>Mon, 26 Oct 2020 13:58:51 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[Deferred tax explained]]></title><description><![CDATA[Tax payments made late or too early count as deferred tax on the balance sheet.]]></description><link>https://gocardless.com/guides/posts/what-is-deferred-tax/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-deferred-tax/</guid><pubDate>Mon, 26 Oct 2020 13:21:03 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What is customer segmentation analysis?]]></title><description><![CDATA[Focus your resources by performing a customer segmentation analysis.]]></description><link>https://gocardless.com/guides/posts/what-is-customer-segmentation-analysis/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-customer-segmentation-analysis/</guid><pubDate>Fri, 23 Oct 2020 16:13:36 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[How to develop an effective customer experience strategy]]></title><link>https://gocardless.com/guides/posts/effective-customer-experience-strategy/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/effective-customer-experience-strategy/</guid><pubDate>Fri, 23 Oct 2020 15:46:58 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/71hnonhomQX74z5mJzYU9v/2fb189ea7f3a8db580fb6f4228f229f7/CDT-878_Organic_content_thumbnail_starting_a_business_03.png" length="159992" type="image/png"/></item><item><title><![CDATA[What is an internal audit?]]></title><description><![CDATA[ An internal audit could keep your business on track. Here’s how]]></description><link>https://gocardless.com/guides/posts/what-is-internal-audit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-internal-audit/</guid><pubDate>Fri, 23 Oct 2020 15:30:04 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[What is technical debt?]]></title><description><![CDATA[Learn more about the pros and cons of technical debt]]></description><link>https://gocardless.com/guides/posts/what-is-technical-debt/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-technical-debt/</guid><pubDate>Fri, 23 Oct 2020 15:07:52 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[What is reserve accounting?]]></title><description><![CDATA[ Reserves are profits that have been set aside for a specific purpose]]></description><link>https://gocardless.com/guides/posts/reserve-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/reserve-accounting/</guid><pubDate>Fri, 23 Oct 2020 13:58:02 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[What is operating leverage?]]></title><description><![CDATA[ Operating leverage reveals what percentage of your total costs are fixed]]></description><link>https://gocardless.com/guides/posts/operating-leverage/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/operating-leverage/</guid><pubDate>Fri, 23 Oct 2020 13:05:04 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/7af330ebe1010da27970030e511a7e3e/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[A guide to consolidated financial statements]]></title><description><![CDATA[See our consolidated financial statement definition]]></description><link>https://gocardless.com/guides/posts/consolidated-financial-statements/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/consolidated-financial-statements/</guid><pubDate>Fri, 23 Oct 2020 12:58:37 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[How can aging of accounts receivable help your business?]]></title><description><![CDATA[ Aging reports for accounts receivable can help improve your financial health]]></description><link>https://gocardless.com/guides/posts/aging-accounts-receivable/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/aging-accounts-receivable/</guid><pubDate>Fri, 23 Oct 2020 12:40:06 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What is mezzanine financing?]]></title><description><![CDATA[ Learn about mezzanine financing, a hybrid loan option for small businesses]]></description><link>https://gocardless.com/guides/posts/mezzanine-financing/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/mezzanine-financing/</guid><pubDate>Fri, 23 Oct 2020 12:19:38 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[What is a debenture?]]></title><description><![CDATA[ Learn about debentures and how they can help businesses secure extra funding]]></description><link>https://gocardless.com/guides/posts/what-is-a-debenture/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-debenture/</guid><pubDate>Fri, 23 Oct 2020 12:14:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[What is business consolidation?]]></title><description><![CDATA[ Business consolidation can help cut costs and improve operational efficiency]]></description><link>https://gocardless.com/guides/posts/what-is-business-consolidation/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-business-consolidation/</guid><pubDate>Thu, 22 Oct 2020 17:32:33 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[What is forward rate?]]></title><description><![CDATA[ Learn more about the forward rate equation with our simple guide]]></description><link>https://gocardless.com/guides/posts/forward-rate/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/forward-rate/</guid><pubDate>Thu, 22 Oct 2020 17:13:29 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[A complete guide to interim reports]]></title><description><![CDATA[ Interim reports are financial statements for periods of less than one year.]]></description><link>https://gocardless.com/guides/posts/interim-reports/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/interim-reports/</guid><pubDate>Thu, 22 Oct 2020 17:05:16 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[What’s in a name? | Black History Month at GoCardless]]></title><description><![CDATA[London-born, Nigerian-raised. Babagbemi Joseph shares the story of his name.]]></description><link>https://gocardless.com/blog/whats-in-a-name-black-history-month/</link><guid isPermaLink="false">https://gocardless.com/blog/whats-in-a-name-black-history-month/</guid><pubDate>Thu, 22 Oct 2020 17:03:18 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2wCm719ktfb5MtjuxoHsN/04a33d218e6e37a1d6acd2fcd1ba36fb/Black_history_Month_blogpost_whats_in_a_name.png" length="860360" type="image/png"/></item><item><title><![CDATA[What is compound interest?]]></title><description><![CDATA[ Find out how compound interest can grow your savings even faster]]></description><link>https://gocardless.com/guides/posts/what-is-compound-interest/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-compound-interest/</guid><pubDate>Thu, 22 Oct 2020 16:57:35 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[Burn Rate: what it is and how to calculate it]]></title><description><![CDATA[ Find out how much cash your business is burning through]]></description><link>https://gocardless.com/guides/posts/what-is-burn-rate/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-burn-rate/</guid><pubDate>Thu, 22 Oct 2020 12:21:24 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[An Accounting Cycle Guide]]></title><description><![CDATA[ The accounting cycle is something every business needs to know.]]></description><link>https://gocardless.com/guides/posts/what-is-accounting-cycle/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-accounting-cycle/</guid><pubDate>Thu, 22 Oct 2020 12:03:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[What is Personally Identifiable Information (PII)?]]></title><description><![CDATA[ Find out how to protect personally identifiable information (PII)]]></description><link>https://gocardless.com/guides/posts/what-is-personally-identifiable-information-pii/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-personally-identifiable-information-pii/</guid><pubDate>Tue, 20 Oct 2020 15:22:23 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6pBq1SuTPYcUGNWsZFFcKB/91e3bf2b16615bd9eecd73855311bef4/CDT-878_Organic_content_thumbnail_regulation_01.png" length="266783" type="image/png"/></item><item><title><![CDATA[Tide users can now collect invoice payments with GoCardless]]></title><description><![CDATA[We’ve partnered with Tide to take the hassle out of invoice payments.]]></description><link>https://gocardless.com/blog/tide-launch-announcement/</link><guid isPermaLink="false">https://gocardless.com/blog/tide-launch-announcement/</guid><pubDate>Thu, 15 Oct 2020 08:02:35 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5PgQcirzjI6FEJpxu6ReOA/f4594f182de0f0f07d0ce214225bc21e/CDT-1208_Tide_Launch_Blog_0012.jpg" length="549963" type="image/jpeg"/></item><item><title><![CDATA[BEAM: Shining brightly for a year]]></title><description><![CDATA[A year ago we launched our employee group, BEAM. Here's what's happened.]]></description><link>https://gocardless.com/blog/beam-shining-brightly-for-a-year/</link><guid isPermaLink="false">https://gocardless.com/blog/beam-shining-brightly-for-a-year/</guid><pubDate>Tue, 13 Oct 2020 09:49:04 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5VA1IdbzurbkkkCuXyWgDH/1db232874d02f8d29de9ec56ec3ae931/BEAM_1_year.jpg" length="393326" type="image/jpeg"/></item><item><title><![CDATA[What is share of wallet (SOW)?]]></title><description><![CDATA[ Share of wallet refers to the amount that consumers spend on a particular brand]]></description><link>https://gocardless.com/guides/posts/share-of-wallet-sow/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/share-of-wallet-sow/</guid><pubDate>Wed, 07 Oct 2020 11:49:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6J9KrCbzMryjMmx8VOccbY/1c9169bd8b582ffb4c816e4496134130/CDT-878_Organic_content_thumbnail_starting_a_business_04.png" length="160133" type="image/png"/></item><item><title><![CDATA[Why your customers' payment preferences matter: A firsthand story]]></title><description><![CDATA[Content platform Converge discovered 70% of their customers wanted to switch.]]></description><link>https://gocardless.com/blog/converge-payment-preference-and-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/converge-payment-preference-and-gocardless/</guid><pubDate>Wed, 07 Oct 2020 08:22:44 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6nrgc6lLIntDxr3ADDCLxN/a67a5bedf7f820da55d00777459c60ee/Converge.jpg" length="986402" type="image/jpeg"/></item><item><title><![CDATA[What is the last in, first out (LIFO) method?]]></title><description><![CDATA[ LIFO assumes that the last item of inventory purchased will be the first sold]]></description><link>https://gocardless.com/guides/posts/last-in-first-out-method/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/last-in-first-out-method/</guid><pubDate>Tue, 06 Oct 2020 14:31:47 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[What is fintech?]]></title><description><![CDATA[ Get the inside track on the fintech industry with our comprehensive guide]]></description><link>https://gocardless.com/guides/posts/what-is-fintech/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-fintech/</guid><pubDate>Tue, 06 Oct 2020 14:09:58 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[Income Statement]]></title><description><![CDATA[ Income statements are one of the most important financial documents]]></description><link>https://gocardless.com/guides/posts/how-to-prepare-income-statement/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-prepare-income-statement/</guid><pubDate>Tue, 06 Oct 2020 13:06:15 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What Is Absorption Costing?]]></title><description><![CDATA[ Learn how to work out absorption costing with our definitive guide]]></description><link>https://gocardless.com/guides/posts/what-is-absorption-costing/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-absorption-costing/</guid><pubDate>Tue, 06 Oct 2020 12:49:30 GMT</pubDate><enclosure 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for]]></description><link>https://gocardless.com/guides/posts/what-are-accrued-liabilities/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-accrued-liabilities/</guid><pubDate>Tue, 06 Oct 2020 12:22:52 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/7af330ebe1010da27970030e511a7e3e/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[How to Improve Your Billing Process]]></title><description><![CDATA[ Improve your company’s customer billing process with five simple steps]]></description><link>https://gocardless.com/guides/posts/how-to-improve-billing-process/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-improve-billing-process/</guid><pubDate>Tue, 06 Oct 2020 12:05:47 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[What are basic accounting adjusting entries?]]></title><description><![CDATA[ Adjusting entries let you adjust revenues and expenses to the correct period]]></description><link>https://gocardless.com/guides/posts/adjusting-entries/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/adjusting-entries/</guid><pubDate>Mon, 05 Oct 2020 15:41:41 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/7af330ebe1010da27970030e511a7e3e/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[Finding the best online invoice tool]]></title><description><![CDATA[ Online invoice tools can help your company streamline the invoicing process]]></description><link>https://gocardless.com/guides/posts/best-online-invoice-tool/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/best-online-invoice-tool/</guid><pubDate>Mon, 05 Oct 2020 15:17:23 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[What Is Product-Market Fit?]]></title><description><![CDATA[ Learn how to achieve product-market fit with our comprehensive guide]]></description><link>https://gocardless.com/guides/posts/what-is-product-market-fit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-product-market-fit/</guid><pubDate>Mon, 05 Oct 2020 14:38:10 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/MPK8UClmwoBy0gGxj670A/af66be13d7e24068f305667683e99a6e/CDT-878_Organic_content_thumbnail_growth_03.png" length="20448" type="image/png"/></item><item><title><![CDATA[What is portfolio diversification?]]></title><description><![CDATA[ Explore the effects of diversification on portfolio risk with our simple guide]]></description><link>https://gocardless.com/guides/posts/what-is-portfolio-diversification/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-portfolio-diversification/</guid><pubDate>Mon, 05 Oct 2020 14:14:19 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[What Is Venture Debt?]]></title><description><![CDATA[ Venture debt is a form of debt financing aimed at early-stage companies]]></description><link>https://gocardless.com/guides/posts/what-is-venture-debt/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-venture-debt/</guid><pubDate>Mon, 05 Oct 2020 14:01:30 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[What is bank reconciliation?]]></title><description><![CDATA[ Learn how to do bank reconciliation, step by step, with our handy guide]]></description><link>https://gocardless.com/guides/posts/what-is-bank-reconciliation/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-bank-reconciliation/</guid><pubDate>Mon, 05 Oct 2020 13:37:59 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[What is reverse factoring?]]></title><description><![CDATA[ Explore the reverse factoring process with our simple guide]]></description><link>https://gocardless.com/guides/posts/what-is-reverse-factoring/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-reverse-factoring/</guid><pubDate>Mon, 05 Oct 2020 13:05:02 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/71hnonhomQX74z5mJzYU9v/2fb189ea7f3a8db580fb6f4228f229f7/CDT-878_Organic_content_thumbnail_starting_a_business_03.png" length="159992" type="image/png"/></item><item><title><![CDATA[Designing payment flows for Strong Customer Authentication (SCA)]]></title><description><![CDATA[Learn how to design payment flows for Strong Customer Authentication (SCA)]]></description><link>https://gocardless.com/guides/posts/strong-customer-authentication-payment-flows/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/strong-customer-authentication-payment-flows/</guid><pubDate>Mon, 05 Oct 2020 12:33:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[What Is a Financial Audit?]]></title><description><![CDATA[ Financial audits provide an objective evaluation of your financial position]]></description><link>https://gocardless.com/guides/posts/what-is-a-financial-audit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-financial-audit/</guid><pubDate>Mon, 05 Oct 2020 12:13:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[What is a letter of intent?]]></title><description><![CDATA[Letters of intent are documents declaring an intention to enter into a contract]]></description><link>https://gocardless.com/guides/posts/what-is-a-letter-of-intent/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-letter-of-intent/</guid><pubDate>Mon, 05 Oct 2020 11:51:21 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/12cSVPJMPdH6CNBWkVG1Q4/6e0339b75fad79bff5784afd24825da0/CDT-878_Organic_content_thumbnail_regulation_04.png" length="250673" type="image/png"/></item><item><title><![CDATA[Happy National Customer Service Week 2020!]]></title><description><![CDATA[We're celebrating. But we couldn't do it without you.]]></description><link>https://gocardless.com/blog/national-customer-service-week-2020/</link><guid isPermaLink="false">https://gocardless.com/blog/national-customer-service-week-2020/</guid><pubDate>Mon, 05 Oct 2020 08:09:14 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/NSYTNaFE9eJHV8hJbDO9R/97d7bbff89c0634c48d681746b040153/CDT-1218_Customer_Service_Week_2020-04.png" length="209561" type="image/png"/></item><item><title><![CDATA[What is return on equity (ROE)?]]></title><description><![CDATA[ Return on equity reveals your net income in comparison to shareholder equity]]></description><link>https://gocardless.com/guides/posts/what-is-return-on-equity/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-return-on-equity/</guid><pubDate>Fri, 02 Oct 2020 15:59:30 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[What are negative interest rates?]]></title><description><![CDATA[ Negative interest rates are interest rates that fall below 0%]]></description><link>https://gocardless.com/guides/posts/what-are-negative-interest-rates/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-negative-interest-rates/</guid><pubDate>Fri, 02 Oct 2020 15:50:02 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[What is the Relative Strength Index (RSI)?]]></title><description><![CDATA[ The Relative Strength Index (RSI) is used to measure price changes]]></description><link>https://gocardless.com/guides/posts/relative-strength-index/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/relative-strength-index/</guid><pubDate>Fri, 02 Oct 2020 15:25:03 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[What is an onerous contract?]]></title><description><![CDATA[ Onerous contracts are contracts that cost more to fulfil than you’ll get back]]></description><link>https://gocardless.com/guides/posts/onerous-contracts/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/onerous-contracts/</guid><pubDate>Fri, 02 Oct 2020 15:07:54 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/7af330ebe1010da27970030e511a7e3e/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[What is frequency distribution?]]></title><description><![CDATA[ Get the lowdown on frequency distribution tables and graphs, right here]]></description><link>https://gocardless.com/guides/posts/what-is-frequency-distribution/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-frequency-distribution/</guid><pubDate>Fri, 02 Oct 2020 14:39:49 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[What is equivalent annual cost (EAC)?]]></title><description><![CDATA[ EAC is the annual cost of owning and operating an asset over its lifespan.]]></description><link>https://gocardless.com/guides/posts/equivalent-annual-cost/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/equivalent-annual-cost/</guid><pubDate>Fri, 02 Oct 2020 14:02:15 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[What Is a Dividend Payout Ratio?]]></title><description><![CDATA[ Explore the dividend payout ratio formula in further depth, right here]]></description><link>https://gocardless.com/guides/posts/dividend-payout-ratio/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/dividend-payout-ratio/</guid><pubDate>Fri, 02 Oct 2020 13:06:02 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What is the interest coverage ratio, and how do you calculate it?]]></title><description><![CDATA[ Get a little more information on interest coverage ratio calculations]]></description><link>https://gocardless.com/guides/posts/what-is-the-interest-coverage-ratio/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-the-interest-coverage-ratio/</guid><pubDate>Fri, 02 Oct 2020 11:58:49 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/7af330ebe1010da27970030e511a7e3e/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[What is a credit default swap (CDS)?]]></title><description><![CDATA[ Credit default swaps are derivatives used to swap the risk of debt default]]></description><link>https://gocardless.com/guides/posts/credit-default-swap/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/credit-default-swap/</guid><pubDate>Thu, 01 Oct 2020 14:59:28 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7DLe4dghxeYE2jzXWA5FOG/42c5f1a58f97fd768c0646ee8df8d2b4/CDT-878_Organic_content_thumbnail_cashflow_03.png" length="188999" type="image/png"/></item><item><title><![CDATA[What Is a Budget Deficit?]]></title><description><![CDATA[ Budget deficits occur when the government’s spending outstrips its revenue]]></description><link>https://gocardless.com/guides/posts/what-is-a-budget-deficit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-budget-deficit/</guid><pubDate>Thu, 01 Oct 2020 14:50:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[What is terminal value?]]></title><description><![CDATA[ Find out how to do a terminal value calculation, right here]]></description><link>https://gocardless.com/guides/posts/what-is-terminal-value/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-terminal-value/</guid><pubDate>Thu, 01 Oct 2020 14:33:40 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3lv39jEAGZJMI63ml7KHgk/cc36ee1ff7b63344da8645adeb2e4372/CDT-878_Organic_content_thumbnail_cashflow_04.png" length="189532" type="image/png"/></item><item><title><![CDATA[What is VaR (value at risk)?]]></title><description><![CDATA[ Value at risk is a financial metric used to estimate the risk of an investment]]></description><link>https://gocardless.com/guides/posts/value-at-risk/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/value-at-risk/</guid><pubDate>Thu, 01 Oct 2020 14:16:26 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[How to track expenses for small business]]></title><description><![CDATA[ Get the inside track on the best way to manage expenses with GoCardless]]></description><link>https://gocardless.com/guides/posts/how-to-track-expenses-small-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-track-expenses-small-business/</guid><pubDate>Thu, 01 Oct 2020 14:00:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7KSgCvElsk5XSo9NpGooKu/712681e69e22f1cc79cb657d7d12539f/CDT-878_Organic_content_thumbnail_starting_a_business_01.png" length="173781" type="image/png"/></item><item><title><![CDATA[What Is an Aged Debtors Report?]]></title><description><![CDATA[ Aged debtors reports are totalled lists of all your business’s unpaid invoices]]></description><link>https://gocardless.com/guides/posts/aged-debtors-report/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/aged-debtors-report/</guid><pubDate>Thu, 01 Oct 2020 13:22:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[What is the liquidity coverage ratio?]]></title><description><![CDATA[ Get the lowdown on LCR with our liquidity coverage ratio summary.]]></description><link>https://gocardless.com/guides/posts/liquidity-coverage-ratio/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/liquidity-coverage-ratio/</guid><pubDate>Thu, 01 Oct 2020 12:31:22 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/7af330ebe1010da27970030e511a7e3e/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[What is CAGR (compound annual growth rate)?]]></title><description><![CDATA[ Learn how to use the compound annual growth rate formula right here.]]></description><link>https://gocardless.com/guides/posts/what-is-cagr/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-cagr/</guid><pubDate>Thu, 01 Oct 2020 11:56:47 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[Coach, a few years on]]></title><description><![CDATA[We've been using coach for a few years now. Here's some things we've learned.]]></description><link>https://gocardless.com/blog/coach-a-few-years-on/</link><guid isPermaLink="false">https://gocardless.com/blog/coach-a-few-years-on/</guid><pubDate>Thu, 01 Oct 2020 11:50:34 GMT</pubDate></item><item><title><![CDATA[Net Cash Flow Formula | Definition & How to Find It]]></title><description><![CDATA[Want to know how to find net cash flow? Check out our helpful guide.]]></description><link>https://gocardless.com/guides/posts/how-to-calculate-net-cash-flow/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-calculate-net-cash-flow/</guid><pubDate>Wed, 30 Sep 2020 17:16:33 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3lv39jEAGZJMI63ml7KHgk/cc36ee1ff7b63344da8645adeb2e4372/CDT-878_Organic_content_thumbnail_cashflow_04.png" length="189532" type="image/png"/></item><item><title><![CDATA[What Is Revenue Recognition?]]></title><description><![CDATA[ Revenue recognition helps to identify at what point “cash” becomes “revenue.”]]></description><link>https://gocardless.com/guides/posts/what-is-revenue-recognition/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-revenue-recognition/</guid><pubDate>Wed, 30 Sep 2020 16:57:12 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What Are Assets Under Management (AUM)?]]></title><description><![CDATA[ AUM is the total value of investments an entity manages on behalf of clients.]]></description><link>https://gocardless.com/guides/posts/what-are-assets-under-management/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-assets-under-management/</guid><pubDate>Wed, 30 Sep 2020 16:41:16 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/e9e10dd2b73d81324bb513390803bb19/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[What is penetration pricing?]]></title><description><![CDATA[ Find out everything you need to know about penetration pricing strategies.]]></description><link>https://gocardless.com/guides/posts/what-is-penetration-pricing/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-penetration-pricing/</guid><pubDate>Wed, 30 Sep 2020 16:35:03 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6xWIJ7Xp1Op74Tc6YycJuT/6cd9c2df38275ea0d3acd91b268eaf7e/CDT-878_Organic_content_thumbnail_retention_04.png" length="176508" type="image/png"/></item><item><title><![CDATA[What is the Enterprise Investment Scheme?]]></title><description><![CDATA[The Enterprise Investment Scheme is a UK government venture capital scheme.]]></description><link>https://gocardless.com/guides/posts/enterprise-investment-scheme/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/enterprise-investment-scheme/</guid><pubDate>Wed, 30 Sep 2020 16:28:03 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/Nn9wvzTwYVRyjnmPdyUTc/48cd6ff10ac440fb24d73d2ef0eb98d3/CDT-878_Organic_content_thumbnail_regulation_02.png" length="249184" type="image/png"/></item><item><title><![CDATA[Tyres on subscription: GoCardless powers Bridgestone’s MOBOX in the UK]]></title><description><![CDATA[ UK MOBOX customers can pay via GoCardless for a frictionless experience. ]]></description><link>https://gocardless.com/blog/gocardless-powers-bridgestone-mobox-tyre-subscription/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-powers-bridgestone-mobox-tyre-subscription/</guid><pubDate>Wed, 30 Sep 2020 08:53:41 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1VSgJzs8aWEgdRSkiJ6yj1/84d0f92af82f8811c889dd47e8b67413/CDT-1212_Bridgestone-announcement_2475x1400_02.png" length="319548" type="image/png"/></item><item><title><![CDATA[What Is the Net Sales Formula?]]></title><description><![CDATA[ The formula for net sales can provide a clearer picture of your firm’s revenue.]]></description><link>https://gocardless.com/guides/posts/net-sales-formula/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/net-sales-formula/</guid><pubDate>Mon, 28 Sep 2020 15:46:52 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[How to Calculate Marginal Cost]]></title><description><![CDATA[ Get the lowdown on the importance of the marginal cost formula.]]></description><link>https://gocardless.com/guides/posts/how-to-calculate-marginal-cost/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-calculate-marginal-cost/</guid><pubDate>Mon, 28 Sep 2020 12:18:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What Is Revenue Run Rate?]]></title><description><![CDATA[Revenue run rate is a great way to predict future financial performance.]]></description><link>https://gocardless.com/guides/posts/what-is-revenue-run-rate/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-revenue-run-rate/</guid><pubDate>Mon, 28 Sep 2020 12:10:28 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[What Is the Cost of Sales?]]></title><description><![CDATA[ The cost of sales refers to the direct costs incurred when manufacturing goods.]]></description><link>https://gocardless.com/guides/posts/what-is-cost-of-sales/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-cost-of-sales/</guid><pubDate>Mon, 28 Sep 2020 12:01:19 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[What Are Assets in Accounting?]]></title><description><![CDATA[ How many types of assets in accounting are there? Find out here.]]></description><link>https://gocardless.com/guides/posts/assets-in-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/assets-in-accounting/</guid><pubDate>Mon, 28 Sep 2020 11:44:45 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[Guide to GDPR for Small Businesses]]></title><description><![CDATA[Understand the impact of the new data protection laws for small businesses.]]></description><link>https://gocardless.com/guides/posts/gdpr-for-small-businesses/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/gdpr-for-small-businesses/</guid><pubDate>Mon, 28 Sep 2020 11:35:12 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6pBq1SuTPYcUGNWsZFFcKB/91e3bf2b16615bd9eecd73855311bef4/CDT-878_Organic_content_thumbnail_regulation_01.png" length="266783" type="image/png"/></item><item><title><![CDATA[What is a private label credit card?]]></title><description><![CDATA[ Private label credit cards let retailers offer more lenient terms to customers.]]></description><link>https://gocardless.com/guides/posts/what-is-a-private-label-credit-card/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-private-label-credit-card/</guid><pubDate>Mon, 28 Sep 2020 11:31:58 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[Global customers give GoCardless high marks in fall 2020 G2 Grid Reports ]]></title><description><![CDATA[Named Leaders and High Performers in G2 Grid Fall 2020 reports]]></description><link>https://gocardless.com/blog/global-customers-give-gocardless-high-marks-in-fall-2020-g2-grid-reports/</link><guid isPermaLink="false">https://gocardless.com/blog/global-customers-give-gocardless-high-marks-in-fall-2020-g2-grid-reports/</guid><pubDate>Thu, 24 Sep 2020 05:14:26 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/42MuGAAsDX10EFCLt8L2qn/f5ef1d8c3ea84bbe6da7edcba6363168/CDT-1215_G2_Fall_Reports_2475x1400.png" length="2258904" type="image/png"/></item><item><title><![CDATA[What Are Facilitation Payments?]]></title><description><![CDATA[ Get to grips with payment facilitators vs. payment processors, right here.]]></description><link>https://gocardless.com/guides/posts/what-are-facilitation-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-facilitation-payments/</guid><pubDate>Wed, 23 Sep 2020 11:51:55 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[Profit and Loss Statement Template]]></title><description><![CDATA[Learn how to make a P&L statement with our profit and loss template for the UK.]]></description><link>https://gocardless.com/guides/posts/profit-and-loss-statement-template/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/profit-and-loss-statement-template/</guid><pubDate>Wed, 23 Sep 2020 11:40:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[What Is Fair Value Accounting?]]></title><description><![CDATA[ Explore the pros and cons of fair value accounting with GoCardless.]]></description><link>https://gocardless.com/guides/posts/what-is-fair-value-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-fair-value-accounting/</guid><pubDate>Wed, 23 Sep 2020 11:20:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/7af330ebe1010da27970030e511a7e3e/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[Is product bundling right for your business?]]></title><description><![CDATA[ Product bundling is a strategy for grouping goods and selling them together.]]></description><link>https://gocardless.com/guides/posts/product-bundling/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/product-bundling/</guid><pubDate>Wed, 23 Sep 2020 11:06:31 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4MeE0LMPQd9WpaUMAr3Utc/45ccb4db4f710fd665aa89213ebb0ab0/CDT-878_Organic_content_thumbnail_growth_02.png" length="20721" type="image/png"/></item><item><title><![CDATA[Fraud Protection for Small Businesses]]></title><description><![CDATA[ Fraud can lead to monetary losses, unsettled employees, and reputational damage]]></description><link>https://gocardless.com/guides/posts/fraud-protection-small-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/fraud-protection-small-business/</guid><pubDate>Wed, 23 Sep 2020 10:59:19 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/12cSVPJMPdH6CNBWkVG1Q4/6e0339b75fad79bff5784afd24825da0/CDT-878_Organic_content_thumbnail_regulation_04.png" length="250673" type="image/png"/></item><item><title><![CDATA[What are debtors and creditors?]]></title><description><![CDATA[ Learn more about the difference between debtors and creditors, right here.]]></description><link>https://gocardless.com/guides/posts/debtors-and-creditors/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/debtors-and-creditors/</guid><pubDate>Mon, 21 Sep 2020 14:38:59 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/e9e10dd2b73d81324bb513390803bb19/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[Guide to real-time gross settlement (RTGS)]]></title><description><![CDATA[ RTGS is a funds transfer system enabling instant money/securities transfers.]]></description><link>https://gocardless.com/guides/posts/real-time-gross-settlement-rtgs/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/real-time-gross-settlement-rtgs/</guid><pubDate>Mon, 21 Sep 2020 14:33:25 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[What is the current ratio?]]></title><description><![CDATA[ Get the inside track on the current ratio formula, right here.]]></description><link>https://gocardless.com/guides/posts/current-ratio/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/current-ratio/</guid><pubDate>Mon, 21 Sep 2020 14:19:38 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[What Is a Liquidity Ratio?]]></title><description><![CDATA[ Liquidity ratio formulas indicate whether you can pay off your debts.]]></description><link>https://gocardless.com/guides/posts/what-is-a-liquidity-ratio/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-liquidity-ratio/</guid><pubDate>Mon, 21 Sep 2020 14:13:21 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[Invoice vs. receipt: what’s the difference?]]></title><description><![CDATA[ Explore the difference between invoices and receipts, right here.]]></description><link>https://gocardless.com/guides/posts/invoice-vs-receipt/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/invoice-vs-receipt/</guid><pubDate>Fri, 18 Sep 2020 10:19:38 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[How to Ensure Secure Online Payments]]></title><description><![CDATA[Defending your online security is crucial. Check out our secure payment tips.]]></description><link>https://gocardless.com/guides/posts/secure-online-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/secure-online-payments/</guid><pubDate>Fri, 18 Sep 2020 10:02:17 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[How to improve your supplier relationship management]]></title><description><![CDATA[ Supplier relationship management is a key part of your procurement cycle.]]></description><link>https://gocardless.com/guides/posts/improve-supplier-relationship-management/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/improve-supplier-relationship-management/</guid><pubDate>Fri, 18 Sep 2020 09:54:15 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4MeE0LMPQd9WpaUMAr3Utc/45ccb4db4f710fd665aa89213ebb0ab0/CDT-878_Organic_content_thumbnail_growth_02.png" length="20721" type="image/png"/></item><item><title><![CDATA[Trends Driving the Subscription Economy]]></title><description><![CDATA[ See the most prominent trends driving the growth of the subscription economy.]]></description><link>https://gocardless.com/guides/posts/trends-driving-the-subscription-economy/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/trends-driving-the-subscription-economy/</guid><pubDate>Thu, 17 Sep 2020 10:46:59 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/29QbOHiWf7BmGT4qi7Q9as/d9043030aae3d8673a28b444b1281b82/CDT-878_Organic_content_thumbnail_subscription_03.png" length="143006" type="image/png"/></item><item><title><![CDATA[How to Write a Late Payment Email]]></title><description><![CDATA[Late payment reminder emails are a valuable tool for chasing up unpaid invoices.]]></description><link>https://gocardless.com/guides/posts/how-to-write-a-late-payment-email/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-write-a-late-payment-email/</guid><pubDate>Thu, 17 Sep 2020 10:34:16 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[Understanding the Order to Cash Cycle]]></title><description><![CDATA[ The order to cash cycle covers every business process related to making a sale.]]></description><link>https://gocardless.com/guides/posts/understanding-order-to-cash-cycle/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/understanding-order-to-cash-cycle/</guid><pubDate>Thu, 17 Sep 2020 10:10:04 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[Changing Your SaaS Pricing Model]]></title><description><![CDATA[ Get the inside track on how to reprice your SaaS products and services.]]></description><link>https://gocardless.com/guides/posts/change-saas-pricing-model/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/change-saas-pricing-model/</guid><pubDate>Thu, 17 Sep 2020 09:57:45 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/29QbOHiWf7BmGT4qi7Q9as/d9043030aae3d8673a28b444b1281b82/CDT-878_Organic_content_thumbnail_subscription_03.png" length="143006" type="image/png"/></item><item><title><![CDATA[What is a challenger bank?]]></title><description><![CDATA[ Learn more about the rise of challenger banks in the UK.]]></description><link>https://gocardless.com/guides/posts/what-is-a-challenger-bank/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-challenger-bank/</guid><pubDate>Thu, 17 Sep 2020 09:47:12 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[Making free trials work for your SaaS business]]></title><description><![CDATA[Could free trials work for you? Explore SaaS free trial best practices.]]></description><link>https://gocardless.com/guides/posts/saas-free-trials/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/saas-free-trials/</guid><pubDate>Thu, 17 Sep 2020 09:36:59 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3T9825YI6ex1vE6pEiJusS/82556ec1a1495f2a382f24ecd6abbb97/CDT-878_Organic_content_thumbnail_subscription_01.png" length="157511" type="image/png"/></item><item><title><![CDATA[What is the interest coverage ratio? ]]></title><description><![CDATA[ Explore the interest coverage ratio formula, different variations, and more.]]></description><link>https://gocardless.com/guides/posts/interest-coverage-ratio/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/interest-coverage-ratio/</guid><pubDate>Thu, 17 Sep 2020 09:22:48 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[What does distinctive competence mean for my business?]]></title><description><![CDATA[Explore our distinctive competence definition for businesses, right here.]]></description><link>https://gocardless.com/guides/posts/what-does-distinctive-competence-mean/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-does-distinctive-competence-mean/</guid><pubDate>Mon, 14 Sep 2020 12:51:25 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5xFvgvKKPk8PUdxig1s530/6fe1cb17784eb9af46855b5186ee93ff/CDT-878_Organic_content_thumbnail_retention_03.png" length="175715" type="image/png"/></item><item><title><![CDATA[Budget vs. forecast: what’s the difference?]]></title><description><![CDATA[ Budgets are goals, forecasts are predictions. Read on for more information.]]></description><link>https://gocardless.com/guides/posts/budget-vs-forecast/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/budget-vs-forecast/</guid><pubDate>Mon, 14 Sep 2020 12:41:42 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[A guide to liquidity in accounting]]></title><description><![CDATA[ What are liquid assets in accounting? Get the inside track with our guide.]]></description><link>https://gocardless.com/guides/posts/liquidity-in-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/liquidity-in-accounting/</guid><pubDate>Fri, 11 Sep 2020 11:40:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[What Is the Triple Bottom Line?]]></title><description><![CDATA[ Read about the benefits of the triple bottom line with our simple guide.]]></description><link>https://gocardless.com/guides/posts/triple-bottom-line/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/triple-bottom-line/</guid><pubDate>Fri, 11 Sep 2020 11:17:50 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3XJ0eVbjLo6c3kbDmMklvy/d6ffbf37891528a5c6c3c0ec5afadf12/CDT-878_Organic_content_thumbnail_growth_01.png" length="21099" type="image/png"/></item><item><title><![CDATA[What does OPEX (operating expenses) mean for my business?]]></title><description><![CDATA[ Find out everything you need to know about the OPEX formula, right here.]]></description><link>https://gocardless.com/guides/posts/opex-operating-expenses/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/opex-operating-expenses/</guid><pubDate>Fri, 11 Sep 2020 10:04:57 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What Is Corporate Social Responsibility (CSR)?]]></title><description><![CDATA[ Corporate social responsibility can make your business socially accountable.]]></description><link>https://gocardless.com/guides/posts/corporate-social-responsibility-csr/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/corporate-social-responsibility-csr/</guid><pubDate>Fri, 11 Sep 2020 09:49:42 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3XJ0eVbjLo6c3kbDmMklvy/d6ffbf37891528a5c6c3c0ec5afadf12/CDT-878_Organic_content_thumbnail_growth_01.png" length="21099" type="image/png"/></item><item><title><![CDATA[What is the North American Free Trade Agreement (NAFTA)?]]></title><description><![CDATA[ What did the North American Free Trade Agreement, or NAFTA, accomplish? Read on]]></description><link>https://gocardless.com/guides/posts/north-american-free-trade-agreement-nafta/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/north-american-free-trade-agreement-nafta/</guid><pubDate>Fri, 11 Sep 2020 09:41:47 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/Nn9wvzTwYVRyjnmPdyUTc/48cd6ff10ac440fb24d73d2ef0eb98d3/CDT-878_Organic_content_thumbnail_regulation_02.png" length="249184" type="image/png"/></item><item><title><![CDATA[How small businesses need to be using fintech in 2020]]></title><description><![CDATA[Experts across the industry shared their fintech advice for small businesses.]]></description><link>https://gocardless.com/blog/small-business-fintech-2020/</link><guid isPermaLink="false">https://gocardless.com/blog/small-business-fintech-2020/</guid><pubDate>Thu, 10 Sep 2020 16:19:43 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5mtorxH9QigCEnQ0BCPsxH/f13782693db41c06b12aa45a74e0e1f1/CDT-1189-SB-Commissioner-webinar-blog.jpg" length="2037067" type="image/jpeg"/></item><item><title><![CDATA[Five things to consider when selecting a payments partner]]></title><description><![CDATA[Xero's Ben Johnson suggests considerations for choosing who to partner with.]]></description><link>https://gocardless.com/guides/posts/five-things-payments-partner/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/five-things-payments-partner/</guid><pubDate>Wed, 09 Sep 2020 19:28:50 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[We’ve appointed Even Walser as our new Chief Revenue Officer]]></title><description><![CDATA[Even will drive adoption of GoCardless to enterprise organisations globally.]]></description><link>https://gocardless.com/blog/even-walser-gocardless-cro/</link><guid isPermaLink="false">https://gocardless.com/blog/even-walser-gocardless-cro/</guid><pubDate>Tue, 08 Sep 2020 16:45:44 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1YPOvtzvlOZqnxosJ5KanB/4f44246c2e4720bec062bb8d5b4f2d41/Website-Generic-Thumbnail.jpg" length="269833" type="image/jpeg"/></item><item><title><![CDATA[8x8 offers GoCardless payments to even more customers with the addition of ACH debit in the US]]></title><description><![CDATA[8x8 already reaping the rewards of their new payment system.]]></description><link>https://gocardless.com/blog/8x8-ach-debit-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/8x8-ach-debit-gocardless/</guid><pubDate>Fri, 04 Sep 2020 15:18:23 GMT</pubDate><enclosure 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guide.]]></description><link>https://gocardless.com/guides/posts/what-is-a-billing-cycle/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-billing-cycle/</guid><pubDate>Thu, 03 Sep 2020 16:56:43 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[What is annual contract value (ACV)?]]></title><description><![CDATA[ Understand the importance of annual contract value to SaaS companies.]]></description><link>https://gocardless.com/guides/posts/annual-contract-value-acv/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/annual-contract-value-acv/</guid><pubDate>Tue, 01 Sep 2020 16:11:13 GMT</pubDate><enclosure 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sales funnel.]]></description><link>https://gocardless.com/guides/posts/what-are-funnel-metrics/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-funnel-metrics/</guid><pubDate>Tue, 01 Sep 2020 15:21:43 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4MeE0LMPQd9WpaUMAr3Utc/45ccb4db4f710fd665aa89213ebb0ab0/CDT-878_Organic_content_thumbnail_growth_02.png" length="20721" type="image/png"/></item><item><title><![CDATA[What is profit per employee and how can it help my business?]]></title><description><![CDATA[ Find out how to calculate profit per employee with our simple guide.]]></description><link>https://gocardless.com/guides/posts/profit-per-employee/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/profit-per-employee/</guid><pubDate>Tue, 01 Sep 2020 15:14:44 GMT</pubDate><enclosure 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integration.]]></description><link>https://gocardless.com/blog/gocardless-zuora-global-partnership/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-zuora-global-partnership/</guid><pubDate>Tue, 25 Aug 2020 13:56:54 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2cUvevueMI5WmZA3hsY2l0/8f4c0217aa79ccc93968781ee53de994/CDT-1161_-Blogpost-Zuora-announcement__1_.jpg" length="118317" type="image/jpeg"/></item><item><title><![CDATA[What does total addressable market mean?]]></title><description><![CDATA[ Learn how to find total addressable market with our simple guide.]]></description><link>https://gocardless.com/guides/posts/total-addressable-market/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/total-addressable-market/</guid><pubDate>Mon, 24 Aug 2020 17:09:25 GMT</pubDate><enclosure 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with Markdown and Remark]]></title><description><![CDATA[Parse and transform Markdown documents with Remark to introduce a new syntax]]></description><link>https://gocardless.com/blog/fun-with-markdown-and-remark/</link><guid isPermaLink="false">https://gocardless.com/blog/fun-with-markdown-and-remark/</guid><pubDate>Fri, 21 Aug 2020 13:10:55 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/64VFZmJOWqgJfIbXzh1Ra2/20f808c9c76367a6c7557b5109cb50ba/andre-sanano-gQ06DrUzNIk-unsplash.jpg" length="1041775" type="image/jpeg"/></item><item><title><![CDATA[What is target marketing and how can it help my business?]]></title><description><![CDATA[ Target marketing can help your business focus on the most receptive buyers.]]></description><link>https://gocardless.com/guides/posts/what-is-target-marketing/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-target-marketing/</guid><pubDate>Thu, 20 Aug 2020 15:24:53 GMT</pubDate><enclosure 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Our Complete Guide to Software as a Service]]></title><description><![CDATA[What is SaaS? Find out more about the benefits of the SaaS model.]]></description><link>https://gocardless.com/guides/posts/what-is-saas/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-saas/</guid><pubDate>Thu, 20 Aug 2020 09:29:17 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/29QbOHiWf7BmGT4qi7Q9as/d9043030aae3d8673a28b444b1281b82/CDT-878_Organic_content_thumbnail_subscription_03.png" length="143006" type="image/png"/></item><item><title><![CDATA[What is a Pro Forma Statement?]]></title><description><![CDATA[ Explore the benefits of pro forma financial statements with our simple guide.]]></description><link>https://gocardless.com/guides/posts/pro-forma-statements/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/pro-forma-statements/</guid><pubDate>Wed, 19 Aug 2020 16:12:16 GMT</pubDate><enclosure 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accounts.]]></description><link>https://gocardless.com/guides/posts/what-are-abridged-accounts/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-abridged-accounts/</guid><pubDate>Wed, 19 Aug 2020 15:48:13 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[The Benefits of a Virtual CFO]]></title><description><![CDATA[ Virtual CFOs handle the duties of traditional CFOs on a remote, part-time basis]]></description><link>https://gocardless.com/guides/posts/benefits-virtual-cfo/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/benefits-virtual-cfo/</guid><pubDate>Wed, 19 Aug 2020 15:43:47 GMT</pubDate><enclosure 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guide.]]></description><link>https://gocardless.com/guides/posts/impairment/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/impairment/</guid><pubDate>Tue, 18 Aug 2020 17:19:14 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/e9e10dd2b73d81324bb513390803bb19/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[Commercial invoice vs. VAT invoice: what’s the difference?]]></title><description><![CDATA[ Explore the main differences between VAT invoices and commercial invoices.]]></description><link>https://gocardless.com/guides/posts/commercial-invoice-vs-vat-invoice/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/commercial-invoice-vs-vat-invoice/</guid><pubDate>Tue, 18 Aug 2020 17:12:00 GMT</pubDate><enclosure 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hands.]]></description><link>https://gocardless.com/guides/posts/accruals/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/accruals/</guid><pubDate>Fri, 14 Aug 2020 09:29:43 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[How to Calculate Principal Payment]]></title><description><![CDATA[ Principal payments are payments towards the original sum of a loan.]]></description><link>https://gocardless.com/guides/posts/how-to-calculate-principal-payment/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-calculate-principal-payment/</guid><pubDate>Fri, 14 Aug 2020 09:22:10 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[What Is Break-Even Analysis?]]></title><description><![CDATA[Want to know how to do break-even analysis? Find out here.]]></description><link>https://gocardless.com/guides/posts/what-is-break-even-analysis/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-break-even-analysis/</guid><pubDate>Thu, 13 Aug 2020 12:23:02 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[What Is the Debt Service Coverage Ratio?]]></title><description><![CDATA[ The debt service coverage ratio measures your firm’s ability to repay debts.]]></description><link>https://gocardless.com/guides/posts/debt-service-coverage-ratio/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/debt-service-coverage-ratio/</guid><pubDate>Thu, 13 Aug 2020 11:49:48 GMT</pubDate><enclosure 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here.]]></description><link>https://gocardless.com/guides/posts/what-is-cohort-analysis/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-cohort-analysis/</guid><pubDate>Thu, 13 Aug 2020 11:31:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3XJ0eVbjLo6c3kbDmMklvy/d6ffbf37891528a5c6c3c0ec5afadf12/CDT-878_Organic_content_thumbnail_growth_01.png" length="21099" type="image/png"/></item><item><title><![CDATA[What Is Activity-Based Costing?]]></title><description><![CDATA[ Explore the advantages and disadvantages of activity-based costing.]]></description><link>https://gocardless.com/guides/posts/what-is-activity-based-costing/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-activity-based-costing/</guid><pubDate>Thu, 13 Aug 2020 11:22:35 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What Is the Imprest System?]]></title><description><![CDATA[ Get the lowdown on the Imprest petty cash procedure, right here.]]></description><link>https://gocardless.com/guides/posts/what-is-imprest-system/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-imprest-system/</guid><pubDate>Thu, 13 Aug 2020 11:13:52 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3lv39jEAGZJMI63ml7KHgk/cc36ee1ff7b63344da8645adeb2e4372/CDT-878_Organic_content_thumbnail_cashflow_04.png" length="189532" type="image/png"/></item><item><title><![CDATA[How to Use Trend Analysis Effectively]]></title><description><![CDATA[ Understand how to use trend analysis methods to help your business.]]></description><link>https://gocardless.com/guides/posts/how-to-use-trend-analysis-effectively/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-use-trend-analysis-effectively/</guid><pubDate>Thu, 13 Aug 2020 11:08:29 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/e9e10dd2b73d81324bb513390803bb19/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[What Does Goodwill Mean? ]]></title><description><![CDATA[ Goodwill arises when a company acquires a business for more than its fair worth]]></description><link>https://gocardless.com/guides/posts/what-does-goodwill-mean/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-does-goodwill-mean/</guid><pubDate>Thu, 13 Aug 2020 10:45:59 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[The payment success index 2020: a UK & Ireland spotlight]]></title><description><![CDATA[How do UK & Ireland payment failure rates compare to the global benchmark?]]></description><link>https://gocardless.com/guides/posts/payment-success-index-2020-uk-ireland/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/payment-success-index-2020-uk-ireland/</guid><pubDate>Wed, 12 Aug 2020 19:37:03 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2e9gukRR7824U33dHisSN9/a1122f68ced45d8c26d806bf0de38b82/CDT-1131-Benchmark-Reports-Regional-Blog-UK-Cover-min.jpg" length="551887" type="image/jpeg"/></item><item><title><![CDATA[Cash Basis Accounting vs. Accrual Basis]]></title><description><![CDATA[ Accrual basis accounting vs. cash basis accounting is all about timing.]]></description><link>https://gocardless.com/guides/posts/cash-basis-accounting-vs-accrual-basis-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/cash-basis-accounting-vs-accrual-basis-accounting/</guid><pubDate>Fri, 07 Aug 2020 13:45:48 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What does dunning mean in Accounting?]]></title><description><![CDATA[ Dunning refers to the process of asking customers for money they owe you.]]></description><link>https://gocardless.com/guides/posts/what-is-dunning/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-dunning/</guid><pubDate>Fri, 07 Aug 2020 10:43:40 GMT</pubDate><enclosure 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pursue.]]></description><link>https://gocardless.com/guides/posts/what-is-capital-budgeting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-capital-budgeting/</guid><pubDate>Thu, 06 Aug 2020 16:45:06 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[What are intangible assets?]]></title><description><![CDATA[ Intangible assets are non-physical items that offer long-term value.]]></description><link>https://gocardless.com/guides/posts/what-are-intangible-assets/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-intangible-assets/</guid><pubDate>Thu, 06 Aug 2020 16:30:10 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[Straight Line Depreciation: Which method of depreciation should you be using?]]></title><description><![CDATA[ Companies use several different depreciation methods to calculate depreciation.]]></description><link>https://gocardless.com/guides/posts/what-are-the-best-depreciation-methods/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-the-best-depreciation-methods/</guid><pubDate>Thu, 06 Aug 2020 16:19:34 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/e9e10dd2b73d81324bb513390803bb19/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[TeamUp + GoCardless: Now available in the US, Canada, Australia & New Zealand]]></title><description><![CDATA[Fitness business owners in North America and ANZ can now make use of both apps.]]></description><link>https://gocardless.com/blog/teamup-gocardless-na-anz/</link><guid isPermaLink="false">https://gocardless.com/blog/teamup-gocardless-na-anz/</guid><pubDate>Thu, 06 Aug 2020 13:45:02 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/Zgh0rAnV3MR9va7aOuaAX/04aa0422157d16ca06bc93f51bab5f36/Gocardless-teamup-colour-2475x1400.jpg" length="390090" type="image/jpeg"/></item><item><title><![CDATA[The importance of COGS for SaaS businesses]]></title><description><![CDATA[ COGS refers to the direct costs of selling and delivering your products.]]></description><link>https://gocardless.com/guides/posts/importance-cogs-for-saas-businesses/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/importance-cogs-for-saas-businesses/</guid><pubDate>Tue, 04 Aug 2020 12:49:27 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/29QbOHiWf7BmGT4qi7Q9as/d9043030aae3d8673a28b444b1281b82/CDT-878_Organic_content_thumbnail_subscription_03.png" length="143006" type="image/png"/></item><item><title><![CDATA[Understanding Amortization in Accounting]]></title><description><![CDATA[ Explore the definition of amortization in accounting, right here.]]></description><link>https://gocardless.com/guides/posts/amortization-in-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/amortization-in-accounting/</guid><pubDate>Tue, 04 Aug 2020 12:40:14 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[Predictive Analytics for SaaS Businesses]]></title><description><![CDATA[ Predictive analytics uses data to predict the likelihood of future outcomes.]]></description><link>https://gocardless.com/guides/posts/predictive-analytics-saas-businesses/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/predictive-analytics-saas-businesses/</guid><pubDate>Tue, 04 Aug 2020 11:23:16 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4MeE0LMPQd9WpaUMAr3Utc/45ccb4db4f710fd665aa89213ebb0ab0/CDT-878_Organic_content_thumbnail_growth_02.png" length="20721" type="image/png"/></item><item><title><![CDATA[What is business intelligence?]]></title><description><![CDATA[ Business intelligence enables organizations to make data-led decisions.]]></description><link>https://gocardless.com/guides/posts/what-is-business-intelligence/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-business-intelligence/</guid><pubDate>Tue, 04 Aug 2020 08:47:28 GMT</pubDate><enclosure 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site.]]></description><link>https://gocardless.com/guides/posts/what-is-conversion-rate-optimisation/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-conversion-rate-optimisation/</guid><pubDate>Tue, 04 Aug 2020 08:28:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3XJ0eVbjLo6c3kbDmMklvy/d6ffbf37891528a5c6c3c0ec5afadf12/CDT-878_Organic_content_thumbnail_growth_01.png" length="21099" type="image/png"/></item><item><title><![CDATA[How does EBITDA help with financial management?]]></title><description><![CDATA[ EBITDA is used to measure the financial health and stability of your business.]]></description><link>https://gocardless.com/guides/posts/ebitda-financial-management/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/ebitda-financial-management/</guid><pubDate>Tue, 04 Aug 2020 07:38:53 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[Creating a credit control policy]]></title><description><![CDATA[ A credit control policy dictates how staff should trade on credit terms.]]></description><link>https://gocardless.com/guides/posts/creating-a-credit-control-policy/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/creating-a-credit-control-policy/</guid><pubDate>Tue, 04 Aug 2020 07:33:03 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/MPK8UClmwoBy0gGxj670A/af66be13d7e24068f305667683e99a6e/CDT-878_Organic_content_thumbnail_growth_03.png" length="20448" type="image/png"/></item><item><title><![CDATA[Effective inventory management strategies]]></title><description><![CDATA[Right stock, right place, right time – explore inventory management, right here.]]></description><link>https://gocardless.com/guides/posts/effective-inventory-management-strategies/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/effective-inventory-management-strategies/</guid><pubDate>Tue, 04 Aug 2020 07:24:40 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4MeE0LMPQd9WpaUMAr3Utc/45ccb4db4f710fd665aa89213ebb0ab0/CDT-878_Organic_content_thumbnail_growth_02.png" length="20721" type="image/png"/></item><item><title><![CDATA[Invoice discounting vs. factoring: what’s the best invoice finance option?]]></title><description><![CDATA[ Learn about invoice factoring and invoice discounting in greater depth.]]></description><link>https://gocardless.com/guides/posts/invoice-discounting-vs-factoring/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/invoice-discounting-vs-factoring/</guid><pubDate>Mon, 03 Aug 2020 11:48:03 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[[Webinar] An introduction to fintech for small businesses: Finance and challenger banks]]></title><description><![CDATA[Do you still find financing or banking a hassle in your business? With fintech, they don't have to be. We spoke with the Small Business Commissioner, Capital on Tap, and Tide to show you how.]]></description><link>https://gocardless.com/guides/posts/webinar-fintech-small-businesses-finance-challenger-banks/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/webinar-fintech-small-businesses-finance-challenger-banks/</guid><pubDate>Fri, 31 Jul 2020 13:10:34 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6nXoUuI35lgxvg1EaALWO9/4d1ab8ef1b6618eca70ccb125a192637/Webinar-Series-An_Introduction_to_Fintech_EP3-thumbnail-2475x1400.jpg" length="1818034" type="image/jpeg"/></item><item><title><![CDATA[[Webinar] An introduction to fintech for small businesses: Payments, reconciliation & forecasting]]></title><description><![CDATA[Do you still find payments, reconciliation, or forecasting a hassle in your business? With fintech, they don't have to be. We spoke with the Small Business Commissioner and Intuit to show you how.]]></description><link>https://gocardless.com/guides/posts/webinar-fintech-small-businesses-payments-reconciliation-forecasting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/webinar-fintech-small-businesses-payments-reconciliation-forecasting/</guid><pubDate>Fri, 31 Jul 2020 12:55:15 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3cqzsqSfWf9olj79mYUt6z/9e68786360d00aa11cc251b1982b1729/Webinar-Series-An_Introduction_to_Fintech_EP2-thumbnail-2475x1400.jpg" length="2148765" type="image/jpeg"/></item><item><title><![CDATA[[Webinar] An introduction to fintech for small businesses: Pricing and invoicing]]></title><description><![CDATA[Do you still find pricing or invoicing a hassle in your business? With fintech, they don't have to be. We spoke with the Small Business Commissioner, GoProposal, and Xero to show you how.]]></description><link>https://gocardless.com/guides/posts/webinar-fintech-small-businesses-pricing-invoicing/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/webinar-fintech-small-businesses-pricing-invoicing/</guid><pubDate>Fri, 31 Jul 2020 12:27:18 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3KhFzQSKYPyjH36wJykWPg/bef6c794fc3b80e749da332d7e94892a/Webinar-Series-An_Introduction_to_Fintech_EP1-thumbnail-2475x1400.jpg" length="2270530" type="image/jpeg"/></item><item><title><![CDATA[What is a chart of accounts & is it important?]]></title><description><![CDATA[ A chart of accounts is a complete listing of your company’s financial accounts.]]></description><link>https://gocardless.com/guides/posts/what-is-a-chart-of-accounts/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-chart-of-accounts/</guid><pubDate>Wed, 29 Jul 2020 15:30:39 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What is enterprise value & how do you calculate it?]]></title><description><![CDATA[ Enterprise value is the measurement of a company’s total value.]]></description><link>https://gocardless.com/guides/posts/what-is-enterprise-value/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-enterprise-value/</guid><pubDate>Tue, 28 Jul 2020 14:52:22 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4MeE0LMPQd9WpaUMAr3Utc/45ccb4db4f710fd665aa89213ebb0ab0/CDT-878_Organic_content_thumbnail_growth_02.png" length="20721" type="image/png"/></item><item><title><![CDATA[What Is DSO (Days Sales Outstanding)?]]></title><description><![CDATA[The days sales outstanding formula can help improve payment collection times.]]></description><link>https://gocardless.com/guides/posts/days-sales-outstanding/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/days-sales-outstanding/</guid><pubDate>Mon, 27 Jul 2020 17:00:33 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[What is Nacha?]]></title><description><![CDATA[ Understanding the Nacha operating rules is important for managing ACH payments.]]></description><link>https://gocardless.com/guides/posts/what-is-nacha/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-nacha/</guid><pubDate>Mon, 27 Jul 2020 15:28:25 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1NLhmytvQC8VTmhWbpymPB/156346e80f094efb9302fe4edf037db5/CDT-878_Organic_content_thumbnail_regulation_03.png" length="248619" type="image/png"/></item><item><title><![CDATA[A Guide to Invoice Financing vs. Factoring ]]></title><description><![CDATA[ Everything you need to know about invoice financing vs. factoring.]]></description><link>https://gocardless.com/guides/posts/invoice-financing-vs-factoring/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/invoice-financing-vs-factoring/</guid><pubDate>Mon, 27 Jul 2020 15:15:10 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[Deferred Revenue: Definition & Examples]]></title><description><![CDATA[ Deferred revenue refers to payments for goods that haven’t been delivered yet.]]></description><link>https://gocardless.com/guides/posts/what-is-deferred-revenue/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-deferred-revenue/</guid><pubDate>Mon, 27 Jul 2020 15:01:09 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What is total contract value (TCV)?]]></title><description><![CDATA[ Total contract value refers to the total value of a contract, including fees.]]></description><link>https://gocardless.com/guides/posts/what-is-total-contract-value-tcv/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-total-contract-value-tcv/</guid><pubDate>Mon, 27 Jul 2020 14:42:28 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[What is customer attrition and how do you reduce it?]]></title><description><![CDATA[ Customer attrition refers to the loss of customers by a business.]]></description><link>https://gocardless.com/guides/posts/what-is-customer-attrition/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-customer-attrition/</guid><pubDate>Mon, 27 Jul 2020 14:31:23 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6xWIJ7Xp1Op74Tc6YycJuT/6cd9c2df38275ea0d3acd91b268eaf7e/CDT-878_Organic_content_thumbnail_retention_04.png" length="176508" type="image/png"/></item><item><title><![CDATA[How to talk to your customers about paying by Direct Debit]]></title><link>https://gocardless.com/guides/posts/talking-to-customers-about-direct-debit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/talking-to-customers-about-direct-debit/</guid><pubDate>Tue, 14 Jul 2020 10:44:07 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6J9KrCbzMryjMmx8VOccbY/1c9169bd8b582ffb4c816e4496134130/CDT-878_Organic_content_thumbnail_starting_a_business_04.png" length="160133" type="image/png"/></item><item><title><![CDATA[What Does Limited Liability Mean?]]></title><description><![CDATA[ Explore our limited liability definition and learn everything you need to know.]]></description><link>https://gocardless.com/guides/posts/what-does-limited-liability-mean/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-does-limited-liability-mean/</guid><pubDate>Tue, 14 Jul 2020 10:33:45 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7KSgCvElsk5XSo9NpGooKu/712681e69e22f1cc79cb657d7d12539f/CDT-878_Organic_content_thumbnail_starting_a_business_01.png" length="173781" type="image/png"/></item><item><title><![CDATA[What is a subsidiary company?]]></title><description><![CDATA[ Explore how to set up a subsidiary company with our comprehensive guide.]]></description><link>https://gocardless.com/guides/posts/what-is-a-subsidiary-company/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-subsidiary-company/</guid><pubDate>Tue, 14 Jul 2020 10:30:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6J9KrCbzMryjMmx8VOccbY/1c9169bd8b582ffb4c816e4496134130/CDT-878_Organic_content_thumbnail_starting_a_business_04.png" length="160133" type="image/png"/></item><item><title><![CDATA[How to implement value-based pricing]]></title><description><![CDATA[ Explore our value-based pricing definition, right here.]]></description><link>https://gocardless.com/guides/posts/how-to-implement-value-based-pricing/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-implement-value-based-pricing/</guid><pubDate>Tue, 14 Jul 2020 10:01:58 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4MeE0LMPQd9WpaUMAr3Utc/45ccb4db4f710fd665aa89213ebb0ab0/CDT-878_Organic_content_thumbnail_growth_02.png" length="20721" type="image/png"/></item><item><title><![CDATA[Common objections to paying by Direct Debit, and how to deal with them]]></title><description><![CDATA[What to say when your customers have questions about Direct Debit]]></description><link>https://gocardless.com/guides/posts/direct-debit-common-objections/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/direct-debit-common-objections/</guid><pubDate>Tue, 14 Jul 2020 09:50:40 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1bhKUs5MUt9IM5eBajoMfX/7282310747410a880e14e50730f7c0ff/CDT-878_Organic_content_thumbnail_entrepreneurship_01.png" length="92190" type="image/png"/></item><item><title><![CDATA[Best accounting software for small business in 2020]]></title><description><![CDATA[ Explore the best small business accounting software in the UK, right here.]]></description><link>https://gocardless.com/guides/posts/best-accounting-software-small-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/best-accounting-software-small-business/</guid><pubDate>Tue, 14 Jul 2020 09:44:13 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[When to make paying by Direct Debit compulsory for your customers]]></title><description><![CDATA[Should you make Direct Debit your only payment option?]]></description><link>https://gocardless.com/guides/posts/making-direct-debit-compulsory-for-customers/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/making-direct-debit-compulsory-for-customers/</guid><pubDate>Tue, 14 Jul 2020 09:11:10 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/Nn9wvzTwYVRyjnmPdyUTc/48cd6ff10ac440fb24d73d2ef0eb98d3/CDT-878_Organic_content_thumbnail_regulation_02.png" length="249184" type="image/png"/></item><item><title><![CDATA[[Report] The payment success index 2020]]></title><description><![CDATA[We analysed over 52 million payments from 55,000 GoCardless businesses to find out everything you need to know about payment failure rates.]]></description><link>https://gocardless.com/guides/posts/payment-success-index-2020/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/payment-success-index-2020/</guid><pubDate>Mon, 13 Jul 2020 06:21:39 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/75xnEoKiV94NAYP8GToYhA/92980fa7573a8b3e8e00530cba6f36c7/CDT-1053-Payment-Success-Benchmark-Thumbnail-2475x1400.jpg" length="1439749" type="image/jpeg"/></item><item><title><![CDATA[How to incentivise your customers to pay via GoCardless]]></title><description><![CDATA[Here are some useful tactics for encouraging customers to switch]]></description><link>https://gocardless.com/guides/posts/incentivising-customers-to-pay-via-gocardless/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/incentivising-customers-to-pay-via-gocardless/</guid><pubDate>Fri, 10 Jul 2020 13:23:13 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[The basics of online payment processing]]></title><description><![CDATA[What is online payment processing? Get the scoop with our handy guide.]]></description><link>https://gocardless.com/guides/posts/basics-online-payment-processing/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/basics-online-payment-processing/</guid><pubDate>Fri, 10 Jul 2020 11:17:36 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[The Top 10 International Payment Gateways for Global Businesses (2026 Guide)]]></title><link>https://gocardless.com/guides/posts/top-international-payment-gateways/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/top-international-payment-gateways/</guid><pubDate>Fri, 10 Jul 2020 10:53:32 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33LdMfRjCq8PGe1JfsMLqM/53697f3e064f71ff59f537e1b4f21233/CDT-878_Organic_content_thumbnail_Internationalisation_04.png" length="255689" type="image/png"/></item><item><title><![CDATA[Accounts receivable: everything you need to know]]></title><description><![CDATA[ Understand accounts receivable in more depth with GoCardless.]]></description><link>https://gocardless.com/guides/posts/accounts-receivable-overview/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/accounts-receivable-overview/</guid><pubDate>Tue, 07 Jul 2020 12:40:13 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3lv39jEAGZJMI63ml7KHgk/cc36ee1ff7b63344da8645adeb2e4372/CDT-878_Organic_content_thumbnail_cashflow_04.png" length="189532" type="image/png"/></item><item><title><![CDATA[What is a wire transfer?]]></title><description><![CDATA[ Find out what information is needed for a wire transfer, and more, right here.]]></description><link>https://gocardless.com/guides/posts/what-is-a-wire-transfer/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-wire-transfer/</guid><pubDate>Tue, 07 Jul 2020 12:18:58 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[How long does a bank transfer take?]]></title><description><![CDATA[Learn more about UK bank transfer times with our comprehensive guide.]]></description><link>https://gocardless.com/guides/posts/how-long-does-a-bank-transfer-take/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-long-does-a-bank-transfer-take/</guid><pubDate>Fri, 03 Jul 2020 14:35:38 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[How Long Do I Need to Keep Tax Records?]]></title><description><![CDATA[How long do you need to keep tax records in the UK? Read on to find out.]]></description><link>https://gocardless.com/guides/posts/how-long-to-keep-tax-records-uk/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-long-to-keep-tax-records-uk/</guid><pubDate>Fri, 03 Jul 2020 14:32:11 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1NLhmytvQC8VTmhWbpymPB/156346e80f094efb9302fe4edf037db5/CDT-878_Organic_content_thumbnail_regulation_03.png" length="248619" type="image/png"/></item><item><title><![CDATA[What are mobile payments?]]></title><description><![CDATA[Get the lowdown on mobile payments in the UK with our definitive guide.]]></description><link>https://gocardless.com/guides/posts/what-are-mobile-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-mobile-payments/</guid><pubDate>Fri, 03 Jul 2020 14:23:57 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[How to cancel a standing order]]></title><description><![CDATA[ Explore the different ways to cancel a standing order with our simple guide.]]></description><link>https://gocardless.com/guides/posts/how-to-cancel-a-standing-order/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-cancel-a-standing-order/</guid><pubDate>Thu, 02 Jul 2020 08:55:15 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[What is remittance advice for Bacs payments?]]></title><description><![CDATA[ Discover more about Bacs payment remittance advice with GoCardless.]]></description><link>https://gocardless.com/guides/posts/remittance-advice-bacs-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/remittance-advice-bacs-payments/</guid><pubDate>Thu, 02 Jul 2020 08:49:58 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[How much do the major UK banks charge for CHAPS?]]></title><description><![CDATA[ Find out HSBC CHAPS fees, NatWest CHAPS fees, Barclays CHAPS fees, and more.]]></description><link>https://gocardless.com/guides/posts/major-uk-banks-chaps-fees/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/major-uk-banks-chaps-fees/</guid><pubDate>Thu, 02 Jul 2020 08:42:07 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[How to chase an overdue invoice]]></title><description><![CDATA[ See our overdue invoice letter template, right here.]]></description><link>https://gocardless.com/guides/posts/how-to-chase-an-overdue-invoice/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-chase-an-overdue-invoice/</guid><pubDate>Wed, 01 Jul 2020 17:17:13 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[What are debt consolidation loans for bad credit?]]></title><description><![CDATA[ Is debt consolidation a bad idea? Get the inside track with our guide.]]></description><link>https://gocardless.com/guides/posts/debt-consolidation-loans-for-bad-credit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/debt-consolidation-loans-for-bad-credit/</guid><pubDate>Wed, 01 Jul 2020 13:50:18 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[What is a Telegraphic Transfer (TT)?]]></title><description><![CDATA[Find out how telegraphic transfer works with our comprehensive guide.]]></description><link>https://gocardless.com/guides/posts/what-is-a-telegraphic-transfer/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-telegraphic-transfer/</guid><pubDate>Tue, 30 Jun 2020 16:39:39 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[Receiving Online Payment Instalments]]></title><description><![CDATA[Find out how to implement online payment instalments, right here.]]></description><link>https://gocardless.com/guides/posts/receiving-payment-by-instalments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/receiving-payment-by-instalments/</guid><pubDate>Mon, 29 Jun 2020 09:04:11 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[Pride Month: Becoming the ally I would like to have ]]></title><description><![CDATA[This week celebrating Pride month, we hear from Maxine from our Talent team.]]></description><link>https://gocardless.com/blog/pride-month-the-ally-i-would-like-to-have/</link><guid isPermaLink="false">https://gocardless.com/blog/pride-month-the-ally-i-would-like-to-have/</guid><pubDate>Fri, 26 Jun 2020 10:31:44 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1TyshjN8rJgnXFm3itmJhY/48c523148ec821c06c70dab8bc7399ce/CDT-1086_Pride_2020_PS_Max_Blog.jpg" length="320530" type="image/jpeg"/></item><item><title><![CDATA[How Debt Collection Works for Small Businesses ]]></title><description><![CDATA[ Explore debt collection in the UK with our guide for small businesses.]]></description><link>https://gocardless.com/guides/posts/debt-collection-small-businesses/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/debt-collection-small-businesses/</guid><pubDate>Thu, 25 Jun 2020 15:51:45 GMT</pubDate><enclosure 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Revenue Management’ ]]></description><link>https://gocardless.com/blog/gocardless-named-leader-in-two-g2-grid-reports/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-named-leader-in-two-g2-grid-reports/</guid><pubDate>Thu, 25 Jun 2020 14:14:09 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/hEVbbCSoa9aSG2AB0nOr6/013e820750e3defdf273c5fee9e2d2cb/CDT-1114_GoCardless_vs_G2_Summer_Leader_2475x14001593156922139.png" length="3139761" type="image/png"/></item><item><title><![CDATA[GST vs. VAT Tax: What’s the Difference?]]></title><description><![CDATA[Explore GST and VAT differences with our helpful guide for UK businesses.]]></description><link>https://gocardless.com/guides/posts/gst-vs-vat-tax/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/gst-vs-vat-tax/</guid><pubDate>Thu, 25 Jun 2020 09:56:50 GMT</pubDate><enclosure 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retaining clients during lockdown.]]></description><link>https://gocardless.com/blog/how-gocardless-helped-us-during-covid-19/</link><guid isPermaLink="false">https://gocardless.com/blog/how-gocardless-helped-us-during-covid-19/</guid><pubDate>Thu, 25 Jun 2020 08:33:43 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/49QkhtudaIBAzW1GTw3CYi/6e2517f4077bb03392453b630146bdf7/CDT-1106-Role-Models-blog-header-header.jpg" length="1005739" type="image/jpeg"/></item><item><title><![CDATA[What is bad debt?]]></title><description><![CDATA[Get a little more information on bad debt in accounting, right here.]]></description><link>https://gocardless.com/guides/posts/what-is-bad-debt/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-bad-debt/</guid><pubDate>Wed, 24 Jun 2020 13:14:07 GMT</pubDate><enclosure 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risk.]]></description><link>https://gocardless.com/guides/posts/what-is-risk-free-interest-rate/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-risk-free-interest-rate/</guid><pubDate>Fri, 19 Jun 2020 14:15:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[What is a retained earnings statement?]]></title><description><![CDATA[Discover how to calculate retained earnings with our definitive guide.]]></description><link>https://gocardless.com/guides/posts/what-is-a-retained-earnings-statement/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-retained-earnings-statement/</guid><pubDate>Fri, 19 Jun 2020 14:08:13 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3XJ0eVbjLo6c3kbDmMklvy/d6ffbf37891528a5c6c3c0ec5afadf12/CDT-878_Organic_content_thumbnail_growth_01.png" length="21099" type="image/png"/></item><item><title><![CDATA[How to create an online payment system for small business]]></title><description><![CDATA[Get more information about the different types of online payment system.]]></description><link>https://gocardless.com/guides/posts/how-to-create-online-payment-system/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-create-online-payment-system/</guid><pubDate>Fri, 19 Jun 2020 13:39:36 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[Pride month: Recognising the power of being heard]]></title><description><![CDATA[This week celebrating Pride month, we hear from Vicky, one of our engineers.]]></description><link>https://gocardless.com/blog/pride-month-vicky-lee/</link><guid isPermaLink="false">https://gocardless.com/blog/pride-month-vicky-lee/</guid><pubDate>Thu, 18 Jun 2020 08:48:58 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6wmVo6ofImRQXmkgo9qq1/e2610c30276572b7f2330910c6d60fe7/CDT-1086_Pride_2020_PS_Vicky_Blog.jpg" length="283332" type="image/jpeg"/></item><item><title><![CDATA[What is the formula for return on capital employed (ROCE)?]]></title><description><![CDATA[Find out how to calculate return on capital employed (ROCE).]]></description><link>https://gocardless.com/guides/posts/return-on-capital-employed-formula/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/return-on-capital-employed-formula/</guid><pubDate>Wed, 17 Jun 2020 14:10:16 GMT</pubDate><enclosure 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Read on.]]></description><link>https://gocardless.com/guides/posts/what-is-utr-number/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-utr-number/</guid><pubDate>Tue, 16 Jun 2020 14:27:53 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/12cSVPJMPdH6CNBWkVG1Q4/6e0339b75fad79bff5784afd24825da0/CDT-878_Organic_content_thumbnail_regulation_04.png" length="250673" type="image/png"/></item><item><title><![CDATA[Average Revenue Per User: Calculating and Interpreting ARPU]]></title><description><![CDATA[Does your business have a good average ARPU? Read on to find out.]]></description><link>https://gocardless.com/guides/posts/average-revenue-per-user/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/average-revenue-per-user/</guid><pubDate>Tue, 16 Jun 2020 11:12:59 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4MeE0LMPQd9WpaUMAr3Utc/45ccb4db4f710fd665aa89213ebb0ab0/CDT-878_Organic_content_thumbnail_growth_02.png" length="20721" type="image/png"/></item><item><title><![CDATA[Online small business accounting and bookkeeping]]></title><description><![CDATA[Find out more about online bookkeeping for a small business.]]></description><link>https://gocardless.com/guides/posts/online-small-business-bookkeeping/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/online-small-business-bookkeeping/</guid><pubDate>Fri, 12 Jun 2020 16:34:32 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[How Do I Pay My Self Assessment Tax Online?]]></title><description><![CDATA[Find out how to make a Self Assessment tax return with our step-by-step guide.]]></description><link>https://gocardless.com/guides/posts/how-to-pay-self-assessment-tax-online/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-pay-self-assessment-tax-online/</guid><pubDate>Fri, 12 Jun 2020 16:25:52 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/12cSVPJMPdH6CNBWkVG1Q4/6e0339b75fad79bff5784afd24825da0/CDT-878_Organic_content_thumbnail_regulation_04.png" length="250673" type="image/png"/></item><item><title><![CDATA[Operating Cash Flow vs. Free Cash Flow]]></title><description><![CDATA[Is operating cash flow the same as free cash flow? Find out with our guide.]]></description><link>https://gocardless.com/guides/posts/operating-cash-flow-vs-free-cash-flow/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/operating-cash-flow-vs-free-cash-flow/</guid><pubDate>Fri, 12 Jun 2020 16:16:43 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5k4G6L6FU0Su0hb323lJ1M/97fdddc6dcb29082ef205e494cfed58f/CDT-878_Organic_content_thumbnail_cashflow_02.png" length="187025" type="image/png"/></item><item><title><![CDATA[When Should Your Business Issue an Invoice?]]></title><description><![CDATA[At what point should your business issue an invoice? Read on to learn more.]]></description><link>https://gocardless.com/guides/posts/when-to-issue-an-invoice/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/when-to-issue-an-invoice/</guid><pubDate>Fri, 12 Jun 2020 15:26:30 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[What is customer lifetime value (CLV)?]]></title><description><![CDATA[Customer lifetime value is an important, customer-centric metric. Read on.]]></description><link>https://gocardless.com/guides/posts/what-is-customer-lifetime-value/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-customer-lifetime-value/</guid><pubDate>Fri, 12 Jun 2020 10:08:45 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/29QbOHiWf7BmGT4qi7Q9as/d9043030aae3d8673a28b444b1281b82/CDT-878_Organic_content_thumbnail_subscription_03.png" length="143006" type="image/png"/></item><item><title><![CDATA[ROAS vs. ROI: what’s the difference?]]></title><description><![CDATA[Understand the difference between ROI and ROAS with our definitive guide.]]></description><link>https://gocardless.com/guides/posts/roas-vs-roi/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/roas-vs-roi/</guid><pubDate>Wed, 10 Jun 2020 13:53:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4DgVCZKwwwFL2NT1pKIv9w/cbd196c0084de3c425efaff27768d274/CDT-878_Organic_content_thumbnail_growth_02.png" length="20721" type="image/png"/></item><item><title><![CDATA[Pride month: Living and working with pride ]]></title><description><![CDATA[This week celebrating Pride month, we hear from Drew, Head of Internal Comms.]]></description><link>https://gocardless.com/blog/pride-month-drew-holland/</link><guid isPermaLink="false">https://gocardless.com/blog/pride-month-drew-holland/</guid><pubDate>Wed, 10 Jun 2020 13:46:15 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5BDu0tyloWqBBYX3IzSCAL/4e3853817646af255cef35d734233c28/CDT-1086_Pride_2020_PS_Drew_Blog.jpg" length="276824" type="image/jpeg"/></item><item><title><![CDATA[How do I accept a recurring payment online as an SME?]]></title><link>https://gocardless.com/guides/posts/how-to-accept-recurring-payment-online/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-accept-recurring-payment-online/</guid><pubDate>Wed, 10 Jun 2020 13:42:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[How to make a financial plan for a start-up]]></title><description><![CDATA[Learn how to write a financial plan for a start-up business with our easy guide.]]></description><link>https://gocardless.com/guides/posts/how-to-make-financial-plan-for-start-up/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-make-financial-plan-for-start-up/</guid><pubDate>Wed, 10 Jun 2020 13:29:04 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4MeE0LMPQd9WpaUMAr3Utc/45ccb4db4f710fd665aa89213ebb0ab0/CDT-878_Organic_content_thumbnail_growth_02.png" length="20721" type="image/png"/></item><item><title><![CDATA[PCI fines and penalties]]></title><description><![CDATA[Find out everything you need to know about PCI DSS fines and penalties.]]></description><link>https://gocardless.com/guides/posts/pci-fines-penalties/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/pci-fines-penalties/</guid><pubDate>Tue, 09 Jun 2020 09:24:49 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/9uxVutGukjh6nqCwc9ceR/d0e6d836956caf4dd8c83f3cc151e80a/CDT-878_Organic_content_thumbnail_regulation_04.png" length="250673" type="image/png"/></item><item><title><![CDATA[How to increase customer engagement for SMEs]]></title><description><![CDATA[Find out more about the best ways to engage customers for SMEs right here.]]></description><link>https://gocardless.com/guides/posts/how-to-increase-customer-engagement-smes/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-increase-customer-engagement-smes/</guid><pubDate>Tue, 09 Jun 2020 09:11:04 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/MPK8UClmwoBy0gGxj670A/af66be13d7e24068f305667683e99a6e/CDT-878_Organic_content_thumbnail_growth_03.png" length="20448" type="image/png"/></item><item><title><![CDATA[How to create a secure payment page]]></title><description><![CDATA[Find out everything you need to know about how to create a secure payment page.]]></description><link>https://gocardless.com/guides/posts/how-to-create-secure-payment-page/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-create-secure-payment-page/</guid><pubDate>Mon, 08 Jun 2020 17:06:30 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[Cash flow hedge vs. fair value hedge]]></title><description><![CDATA[Want to know more about cash flow hedge vs. fair value hedge? Read on.]]></description><link>https://gocardless.com/guides/posts/cash-flow-hedge-vs-fair-value-hedge/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/cash-flow-hedge-vs-fair-value-hedge/</guid><pubDate>Mon, 08 Jun 2020 14:36:35 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3lv39jEAGZJMI63ml7KHgk/cc36ee1ff7b63344da8645adeb2e4372/CDT-878_Organic_content_thumbnail_cashflow_04.png" length="189532" type="image/png"/></item><item><title><![CDATA[A guide to contactless payment cards]]></title><description><![CDATA[Learn about contactless card caps, how to use contactless cards, and more.]]></description><link>https://gocardless.com/guides/posts/guide-contactless-payment-cards/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-contactless-payment-cards/</guid><pubDate>Mon, 08 Jun 2020 14:31:02 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[How to Finance a Small Business with Bad Credit]]></title><description><![CDATA[Is getting a small business loan with bad credit possible? Read on to find out.]]></description><link>https://gocardless.com/guides/posts/how-to-finance-small-business-bad-credit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-finance-small-business-bad-credit/</guid><pubDate>Mon, 08 Jun 2020 14:21:15 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[What is IRR and how do you calculate it?]]></title><description><![CDATA[Our comprehensive guide to the IRR formula and how to calculate IRR.]]></description><link>https://gocardless.com/guides/posts/what-is-irr/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-irr/</guid><pubDate>Mon, 08 Jun 2020 14:11:22 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5k4G6L6FU0Su0hb323lJ1M/97fdddc6dcb29082ef205e494cfed58f/CDT-878_Organic_content_thumbnail_cashflow_02.png" length="187025" type="image/png"/></item><item><title><![CDATA[Pride month: Realising the importance of being yourself]]></title><description><![CDATA[This week in Pride month, we hear from Marios Dixon.]]></description><link>https://gocardless.com/blog/pride-month-marios/</link><guid isPermaLink="false">https://gocardless.com/blog/pride-month-marios/</guid><pubDate>Fri, 05 Jun 2020 10:57:39 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3rd7Lcm3N99JjRFnQ1nVws/c3dc81bb99e3e3db9c027021f0e1cce3/CDT-1086_Pride_2020_PS_Marios_Blog.jpg" length="360790" type="image/jpeg"/></item><item><title><![CDATA[Converting net income to gross income]]></title><description><![CDATA[What is net and gross income? See how to convert net to gross income, here.]]></description><link>https://gocardless.com/guides/posts/net-income-vs-gross-income/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/net-income-vs-gross-income/</guid><pubDate>Tue, 02 Jun 2020 10:14:33 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/MPK8UClmwoBy0gGxj670A/af66be13d7e24068f305667683e99a6e/CDT-878_Organic_content_thumbnail_growth_03.png" length="20448" type="image/png"/></item><item><title><![CDATA[What is the debt-to-capital ratio?]]></title><description><![CDATA[Explores the ins and outs of debt-to-capital ratio analysis.]]></description><link>https://gocardless.com/guides/posts/what-is-the-debt-to-capital-ratio/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-the-debt-to-capital-ratio/</guid><pubDate>Tue, 02 Jun 2020 10:01:19 GMT</pubDate><enclosure 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statement.]]></description><link>https://gocardless.com/guides/posts/what-is-cash-flow-from-operating-activities/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-cash-flow-from-operating-activities/</guid><pubDate>Tue, 02 Jun 2020 09:14:07 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7bkmN7MlYB2csDQe7HgpZI/2efe8d1f73cb9e2b066e8206cca9f52a/CDT-878_Organic_content_thumbnail_cashflow_01.png" length="204873" type="image/png"/></item><item><title><![CDATA[[Webinar] Improve cash flow and automate payments with Salesforce Quote to Cash]]></title><description><![CDATA[Learn how you can make the most of the Salesforce platform to transform customer engagement and payment collections.]]></description><link>https://gocardless.com/guides/posts/webinar-collecting-recurring-payments-salesforce/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/webinar-collecting-recurring-payments-salesforce/</guid><pubDate>Fri, 29 May 2020 11:28:18 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5PEiX5vxO9yNZdchYOFr9Y/c206d21b832e0b648bd3f314c2f7bc6d/Card_Carousel-Salesforce-Cash_flow.jpg" length="91301" type="image/jpeg"/></item><item><title><![CDATA[Automatic reconciliation: pros and cons]]></title><description><![CDATA[Explore the advantages and disadvantages of automated reconciliation tools.]]></description><link>https://gocardless.com/guides/posts/automatic-reconciliation-pros-and-cons/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/automatic-reconciliation-pros-and-cons/</guid><pubDate>Fri, 29 May 2020 09:44:58 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[Public liability insurance for small business]]></title><description><![CDATA[Public liability insurance can protect your business in the event of a claim.]]></description><link>https://gocardless.com/guides/posts/public-liability-insurance-small-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/public-liability-insurance-small-business/</guid><pubDate>Fri, 29 May 2020 09:40:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/12cSVPJMPdH6CNBWkVG1Q4/6e0339b75fad79bff5784afd24825da0/CDT-878_Organic_content_thumbnail_regulation_04.png" length="250673" type="image/png"/></item><item><title><![CDATA[Guide to the cash conversion cycle]]></title><link>https://gocardless.com/guides/posts/guide-cash-conversion-cycle/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-cash-conversion-cycle/</guid><pubDate>Fri, 29 May 2020 09:27:43 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[5 Tips for how to manage recurring payments for start-ups]]></title><description><![CDATA[Find out how to handle recurring payment processing for a start-up business.]]></description><link>https://gocardless.com/guides/posts/how-to-manage-recurring-payments-start-ups/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-manage-recurring-payments-start-ups/</guid><pubDate>Wed, 27 May 2020 10:00:36 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[What is purchase requisition?]]></title><description><![CDATA[Explore the ins and outs of purchase requisition with our simple guide.]]></description><link>https://gocardless.com/guides/posts/what-is-purchase-requisition/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-purchase-requisition/</guid><pubDate>Wed, 27 May 2020 08:52:45 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png" length="159714" type="image/png"/></item><item><title><![CDATA[What are the different dividend policy types?]]></title><description><![CDATA[Understand the differences between the four main dividend policy types.]]></description><link>https://gocardless.com/guides/posts/dividend-policy-types/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/dividend-policy-types/</guid><pubDate>Wed, 27 May 2020 08:43:16 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[Official Node.js Support]]></title><link>https://gocardless.com/blog/official-node-js-support/</link><guid isPermaLink="false">https://gocardless.com/blog/official-node-js-support/</guid><pubDate>Fri, 22 May 2020 13:14:36 GMT</pubDate></item><item><title><![CDATA[8x8 selects GoCardless to manage recurring payments across its growing global business]]></title><description><![CDATA[GoCardless helps 8x8 cater to global payment preferences for Direct Debit.]]></description><link>https://gocardless.com/blog/8x8-selects-gocardless-to-manage-recurring-payments/</link><guid isPermaLink="false">https://gocardless.com/blog/8x8-selects-gocardless-to-manage-recurring-payments/</guid><pubDate>Thu, 21 May 2020 22:45:04 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5HZOPf8lmngrTvzcUGSjtT/76222efa94d276b5e86ca8141b0259bd/8x8_blog_post_image.jpg" length="1150891" type="image/jpeg"/></item><item><title><![CDATA[Guide to VAT exemption for UK businesses]]></title><description><![CDATA[Learn about VAT exemption in the UK, VAT-exempt items, and much more.]]></description><link>https://gocardless.com/guides/posts/guide-vat-exemption-uk-businesses/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-vat-exemption-uk-businesses/</guid><pubDate>Thu, 21 May 2020 09:33:01 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/Nn9wvzTwYVRyjnmPdyUTc/48cd6ff10ac440fb24d73d2ef0eb98d3/CDT-878_Organic_content_thumbnail_regulation_02.png" length="249184" type="image/png"/></item><item><title><![CDATA[The effects of dividends on cash flow statement]]></title><description><![CDATA[Learn everything you need to know about how dividends policies affect cash flow.]]></description><link>https://gocardless.com/guides/posts/dividends-cash-flow-statement/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/dividends-cash-flow-statement/</guid><pubDate>Thu, 21 May 2020 09:29:48 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7DLe4dghxeYE2jzXWA5FOG/42c5f1a58f97fd768c0646ee8df8d2b4/CDT-878_Organic_content_thumbnail_cashflow_03.png" length="188999" type="image/png"/></item><item><title><![CDATA[What is supply chain finance?]]></title><description><![CDATA[Find out everything you need to know with our supply chain finance definition.]]></description><link>https://gocardless.com/guides/posts/what-is-supply-chain-finance/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-supply-chain-finance/</guid><pubDate>Thu, 21 May 2020 09:18:58 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[Mental Health Awareness Week: sharing kindness and stories from lockdown]]></title><description><![CDATA[At GoCardless, this week is all about lending an ear.]]></description><link>https://gocardless.com/blog/mental-health-awareness-week-at-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/mental-health-awareness-week-at-gocardless/</guid><pubDate>Wed, 20 May 2020 09:16:58 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5Wly8fd7Ee0auJv6JwS1O/99953c437b22994ed7cf01198e92a8fb/CDT-1078_Mental_Health_Awareness_Week_blog_post.jpg" length="754871" type="image/jpeg"/></item><item><title><![CDATA[What are alternative payment methods?]]></title><description><![CDATA[What are alternative payment methods? Check out our definitive guide.]]></description><link>https://gocardless.com/guides/posts/rise-alternative-payment-methods/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/rise-alternative-payment-methods/</guid><pubDate>Fri, 15 May 2020 15:15:47 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[How SaaS companies can improve customer lifecycle]]></title><description><![CDATA[Discover more about how to boost your SaaS company’s customer lifecycle.]]></description><link>https://gocardless.com/guides/posts/improve-customer-lifecycle-saas/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/improve-customer-lifecycle-saas/</guid><pubDate>Fri, 15 May 2020 15:07:37 GMT</pubDate><enclosure 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base.]]></description><link>https://gocardless.com/guides/posts/how-to-do-freemium-model-right/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-do-freemium-model-right/</guid><pubDate>Tue, 05 May 2020 11:03:02 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3T9825YI6ex1vE6pEiJusS/82556ec1a1495f2a382f24ecd6abbb97/CDT-878_Organic_content_thumbnail_subscription_01.png" length="157511" type="image/png"/></item><item><title><![CDATA[5 Ways to Improve Your Cash Flow Management]]></title><description><![CDATA[Cash flow management can ensure your business stays financially healthy.]]></description><link>https://gocardless.com/guides/posts/cash-management-solutions-smes/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/cash-management-solutions-smes/</guid><pubDate>Tue, 05 May 2020 10:45:30 GMT</pubDate><enclosure 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questions about debt vs. equity financing.]]></description><link>https://gocardless.com/guides/posts/debt-vs-equity-financing/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/debt-vs-equity-financing/</guid><pubDate>Tue, 05 May 2020 09:52:40 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[Is your business ready for Making Tax Digital (MTD)?]]></title><description><![CDATA[Making Tax Digital makes it easier for businesses to get taxes right.]]></description><link>https://gocardless.com/guides/posts/is-your-business-ready-for-mtd/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/is-your-business-ready-for-mtd/</guid><pubDate>Mon, 04 May 2020 16:23:38 GMT</pubDate><enclosure 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Read on to find out.]]></description><link>https://gocardless.com/guides/posts/what-is-payment-service-provider/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-payment-service-provider/</guid><pubDate>Thu, 30 Apr 2020 09:17:04 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[What is customer retention?]]></title><description><![CDATA[Find out how to measure customer loyalty and retention with our useful guide.]]></description><link>https://gocardless.com/guides/posts/what-is-customer-retention/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-customer-retention/</guid><pubDate>Wed, 29 Apr 2020 15:14:57 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5xFvgvKKPk8PUdxig1s530/6fe1cb17784eb9af46855b5186ee93ff/CDT-878_Organic_content_thumbnail_retention_03.png" length="175715" type="image/png"/></item><item><title><![CDATA[What is a purchase requisition form?]]></title><description><![CDATA[Learn more about the importance of requisition forms with our handy guide.]]></description><link>https://gocardless.com/guides/posts/what-is-purchase-requisition-form/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-purchase-requisition-form/</guid><pubDate>Wed, 29 Apr 2020 14:57:15 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/7af330ebe1010da27970030e511a7e3e/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[What is reverse factoring?]]></title><description><![CDATA[Our comprehensive guide to reverse invoice discounting.]]></description><link>https://gocardless.com/guides/posts/what-is-reverse-factoring/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-reverse-factoring/</guid><pubDate>Wed, 29 Apr 2020 14:44:19 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[How to do a VAT return]]></title><description><![CDATA[Our comprehensive guide for how to complete a VAT return.]]></description><link>https://gocardless.com/guides/posts/how-to-do-vat-return/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-do-vat-return/</guid><pubDate>Wed, 29 Apr 2020 14:33:51 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/Nn9wvzTwYVRyjnmPdyUTc/48cd6ff10ac440fb24d73d2ef0eb98d3/CDT-878_Organic_content_thumbnail_regulation_02.png" length="249184" type="image/png"/></item><item><title><![CDATA[When does a small business have to pay tax in the UK?]]></title><description><![CDATA[When do you have to start paying taxes? Read our guide for more information.]]></description><link>https://gocardless.com/guides/posts/when-smbs-have-to-pay-tax/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/when-smbs-have-to-pay-tax/</guid><pubDate>Wed, 29 Apr 2020 14:25:23 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/12cSVPJMPdH6CNBWkVG1Q4/6e0339b75fad79bff5784afd24825da0/CDT-878_Organic_content_thumbnail_regulation_04.png" length="250673" type="image/png"/></item><item><title><![CDATA[How to calculate retained cash flow]]></title><description><![CDATA[Learn more about the retained cash flow formula with our definitive guide.]]></description><link>https://gocardless.com/guides/posts/how-to-calculate-retained-cash-flow/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-calculate-retained-cash-flow/</guid><pubDate>Tue, 28 Apr 2020 09:29:12 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3lv39jEAGZJMI63ml7KHgk/cc36ee1ff7b63344da8645adeb2e4372/CDT-878_Organic_content_thumbnail_cashflow_04.png" length="189532" type="image/png"/></item><item><title><![CDATA[How to Find the Best Small Business Line of Credit]]></title><description><![CDATA[Learn more about establishing a line of credit for small business, right here.]]></description><link>https://gocardless.com/guides/posts/best-small-business-line-of-credit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/best-small-business-line-of-credit/</guid><pubDate>Tue, 28 Apr 2020 08:55:36 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7bkmN7MlYB2csDQe7HgpZI/2efe8d1f73cb9e2b066e8206cca9f52a/CDT-878_Organic_content_thumbnail_cashflow_01.png" length="204873" type="image/png"/></item><item><title><![CDATA[How we are managing through the coronavirus]]></title><link>https://gocardless.com/blog/how-we-are-managing-through-the-coronavirus/</link><guid isPermaLink="false">https://gocardless.com/blog/how-we-are-managing-through-the-coronavirus/</guid><pubDate>Fri, 24 Apr 2020 15:17:18 GMT</pubDate></item><item><title><![CDATA[ 6 ways to get your customers to start using GoCardless]]></title><description><![CDATA[You're ready to use GoCardless. Next step - telling your customers how to start.]]></description><link>https://gocardless.com/blog/6-ways-to-get-your-customers-to-start-using-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/6-ways-to-get-your-customers-to-start-using-gocardless/</guid><pubDate>Fri, 24 Apr 2020 07:19:25 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1MX5AVsSUw8OkHBltT9Y7f/e988e59c4ef3a30a21e3c43fab105405/Card_Carousel-Quickbooks-Customer.jpg" length="66422" type="image/jpeg"/></item><item><title><![CDATA[What is proration?]]></title><description><![CDATA[Want to know more about proration? Check out our prorated definition.]]></description><link>https://gocardless.com/guides/posts/what-is-proration/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-proration/</guid><pubDate>Thu, 23 Apr 2020 13:50:30 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/29QbOHiWf7BmGT4qi7Q9as/d9043030aae3d8673a28b444b1281b82/CDT-878_Organic_content_thumbnail_subscription_03.png" length="143006" type="image/png"/></item><item><title><![CDATA[A guide to small business cyber security]]></title><description><![CDATA[Want to stay safe? Explore our cyber security checklist for small business.]]></description><link>https://gocardless.com/guides/posts/guide-to-small-business-cyber-security/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-to-small-business-cyber-security/</guid><pubDate>Thu, 23 Apr 2020 09:43:56 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/12cSVPJMPdH6CNBWkVG1Q4/6e0339b75fad79bff5784afd24825da0/CDT-878_Organic_content_thumbnail_regulation_04.png" length="250673" type="image/png"/></item><item><title><![CDATA[Paying corporation tax late]]></title><description><![CDATA[Find out more about interest and penalties for late payment of corporation tax.]]></description><link>https://gocardless.com/guides/posts/paying-corporation-tax-late/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/paying-corporation-tax-late/</guid><pubDate>Wed, 22 Apr 2020 11:00:43 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What is a perpetual license?]]></title><description><![CDATA[Our comprehensive guide to perpetual licenses vs. subscription licenses.]]></description><link>https://gocardless.com/guides/posts/what-is-a-perpetual-license/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-perpetual-license/</guid><pubDate>Wed, 22 Apr 2020 10:20:22 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/29QbOHiWf7BmGT4qi7Q9as/d9043030aae3d8673a28b444b1281b82/CDT-878_Organic_content_thumbnail_subscription_03.png" length="143006" type="image/png"/></item><item><title><![CDATA[Cash flow statement: Indirect method]]></title><description><![CDATA[Find out more about the direct method vs. indirect method of cash flow.]]></description><link>https://gocardless.com/guides/posts/cash-flow-statement-indirect-method/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/cash-flow-statement-indirect-method/</guid><pubDate>Wed, 22 Apr 2020 09:59:47 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5k4G6L6FU0Su0hb323lJ1M/97fdddc6dcb29082ef205e494cfed58f/CDT-878_Organic_content_thumbnail_cashflow_02.png" length="187025" type="image/png"/></item><item><title><![CDATA[Introducing Success+: predict and manage failed payments with recurring payment intelligence]]></title><description><![CDATA[Made for payment success.]]></description><link>https://gocardless.com/blog/success-plus/</link><guid isPermaLink="false">https://gocardless.com/blog/success-plus/</guid><pubDate>Wed, 22 Apr 2020 07:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/79uPyaDip1JFxi2ClESoaD/67879b842c56bc83b106b92a6f9e0e1c/CDT-1034_Introducing_Success__002-72-07.png" length="352656" type="image/png"/></item><item><title><![CDATA[How we built Success+ using our ethical machine learning programme]]></title><description><![CDATA[How we put data privacy at the core of Success+]]></description><link>https://gocardless.com/blog/how-we-built-success-plus-ethical-machine-learning/</link><guid isPermaLink="false">https://gocardless.com/blog/how-we-built-success-plus-ethical-machine-learning/</guid><pubDate>Wed, 22 Apr 2020 06:41:45 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2RtMLe021Ha6PGAk5lMTSm/ee3d3e9fc2ee363e5a6b43fc58eb712c/CDT-1034_How_we_built_Success_-07__1_.png" length="335696" type="image/png"/></item><item><title><![CDATA[An introduction to earnings before interest and taxes (EBIT)]]></title><description><![CDATA[Earnings before interest and taxes measures your company’s profitability.]]></description><link>https://gocardless.com/guides/posts/earnings-before-interest-and-taxes/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/earnings-before-interest-and-taxes/</guid><pubDate>Tue, 21 Apr 2020 15:20:48 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[What is an ERP System?]]></title><description><![CDATA[ERP systems streamline business processes. Learn all about them here.]]></description><link>https://gocardless.com/guides/posts/what-is-erp-system/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-erp-system/</guid><pubDate>Tue, 21 Apr 2020 09:59:41 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/71hnonhomQX74z5mJzYU9v/2fb189ea7f3a8db580fb6f4228f229f7/CDT-878_Organic_content_thumbnail_starting_a_business_03.png" length="159992" type="image/png"/></item><item><title><![CDATA[Going remote: How has the GoCardless team adapted to a new way of working?]]></title><description><![CDATA[A sneak peak in to some of the team's home office set ups. ]]></description><link>https://gocardless.com/blog/en-gb-going-remote-how-has-the-gocardless-team-adapted-to-a-new-way-of/</link><guid isPermaLink="false">https://gocardless.com/blog/en-gb-going-remote-how-has-the-gocardless-team-adapted-to-a-new-way-of/</guid><pubDate>Mon, 20 Apr 2020 13:41:57 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5qanYhl6iIGdQCIySbBQB4/1c842cfeb48e77e65012f51260e1df30/A_day_in_the_life___Home_office_set_up__2476____1400.png" length="3274671" type="image/png"/></item><item><title><![CDATA[What is a Chargeback?]]></title><description><![CDATA[How do chargebacks work? Find out everything you need to know about chargebacks.]]></description><link>https://gocardless.com/guides/posts/what-is-a-chargeback/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-chargeback/</guid><pubDate>Mon, 20 Apr 2020 10:18:02 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[IDC study demonstrates business value of GoCardless]]></title><description><![CDATA[See what the providers of global market intelligence found in their study.]]></description><link>https://gocardless.com/blog/idc-business-value-white-paper-published/</link><guid isPermaLink="false">https://gocardless.com/blog/idc-business-value-white-paper-published/</guid><pubDate>Fri, 17 Apr 2020 16:40:54 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3FWb6YiPcuKV6csF4vy0t2/03b1db40e38cdd17d91380c23829be49/idc-business-value-report-published-gocardless-hero.png" length="790033" type="image/png"/></item><item><title><![CDATA[Common mistakes to avoid when opening a business bank account]]></title><description><![CDATA[Explore common mistakes to avoid when setting up a business bank account.]]></description><link>https://gocardless.com/guides/posts/common-business-bank-account-mistakes/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/common-business-bank-account-mistakes/</guid><pubDate>Thu, 16 Apr 2020 16:35:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[Managing cash flow in a crisis ]]></title><description><![CDATA[5 steps to take from immediate action to building long term resilience. ]]></description><link>https://gocardless.com/blog/managing-cash-flow-in-a-crisis/</link><guid isPermaLink="false">https://gocardless.com/blog/managing-cash-flow-in-a-crisis/</guid><pubDate>Thu, 16 Apr 2020 09:04:42 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4gdgFevnepXpsN6aMxbo6r/69078c88f6bc0506b2d5a3a4acdd0928/Webinar-cashflow_in_a_crisis-thumbnail-2475x1400.png" length="482247" type="image/png"/></item><item><title><![CDATA[5 Overhead Cost Reduction Strategies]]></title><description><![CDATA[Our guide to reducing overhead costs in small businesses.]]></description><link>https://gocardless.com/guides/posts/5-overhead-cost-reduction-strategies/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/5-overhead-cost-reduction-strategies/</guid><pubDate>Wed, 15 Apr 2020 10:47:29 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1bhKUs5MUt9IM5eBajoMfX/7282310747410a880e14e50730f7c0ff/CDT-878_Organic_content_thumbnail_entrepreneurship_01.png" length="92190" type="image/png"/></item><item><title><![CDATA[Key solutions for SME cash flow problems]]></title><description><![CDATA[What are the most effective methods of solving cash flow problems?]]></description><link>https://gocardless.com/guides/posts/key-solutions-sme-cash-flow-problems/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/key-solutions-sme-cash-flow-problems/</guid><pubDate>Wed, 15 Apr 2020 10:16:39 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3lv39jEAGZJMI63ml7KHgk/cc36ee1ff7b63344da8645adeb2e4372/CDT-878_Organic_content_thumbnail_cashflow_04.png" length="189532" type="image/png"/></item><item><title><![CDATA[How to do a cash flow forecast]]></title><description><![CDATA[We break down exactly how to do a cash flow forecast, and more.]]></description><link>https://gocardless.com/guides/posts/how-to-do-cash-flow-forecast/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-do-cash-flow-forecast/</guid><pubDate>Tue, 14 Apr 2020 10:49:55 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5k4G6L6FU0Su0hb323lJ1M/97fdddc6dcb29082ef205e494cfed58f/CDT-878_Organic_content_thumbnail_cashflow_02.png" length="187025" type="image/png"/></item><item><title><![CDATA[Profit and loss forecast tips for small businesses]]></title><description><![CDATA[Want to know how to do a profit and loss forecast? Read on.]]></description><link>https://gocardless.com/guides/posts/profit-and-loss-forecast-tips/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/profit-and-loss-forecast-tips/</guid><pubDate>Tue, 14 Apr 2020 09:50:48 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3lv39jEAGZJMI63ml7KHgk/cc36ee1ff7b63344da8645adeb2e4372/CDT-878_Organic_content_thumbnail_cashflow_04.png" length="189532" type="image/png"/></item><item><title><![CDATA[A guide to setting up payroll and PAYE]]></title><description><![CDATA[Want to know more about how to do payroll in the UK? Read on.]]></description><link>https://gocardless.com/guides/posts/guide-setting-up-payroll/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-setting-up-payroll/</guid><pubDate>Thu, 09 Apr 2020 13:52:39 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What is the accounts receivable days formula?]]></title><description><![CDATA[Accounts receivable days can help you determine the efficiency of your AR team.]]></description><link>https://gocardless.com/guides/posts/what-is-the-accounts-receivable-days-formula/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-the-accounts-receivable-days-formula/</guid><pubDate>Thu, 09 Apr 2020 13:30:36 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7bkmN7MlYB2csDQe7HgpZI/2efe8d1f73cb9e2b066e8206cca9f52a/CDT-878_Organic_content_thumbnail_cashflow_01.png" length="204873" type="image/png"/></item><item><title><![CDATA[What is remittance advice?]]></title><description><![CDATA[Want to know more about remittance advice slips? Read our definitive guide.]]></description><link>https://gocardless.com/guides/posts/what-is-remittance-advice/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-remittance-advice/</guid><pubDate>Thu, 09 Apr 2020 13:20:41 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[What is a profit and loss account?]]></title><description><![CDATA[Read on to find out more about the importance of profit and loss statements.]]></description><link>https://gocardless.com/guides/posts/what-is-profit-and-loss-account/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-profit-and-loss-account/</guid><pubDate>Wed, 08 Apr 2020 14:42:39 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[Guide to ACH return codes]]></title><description><![CDATA[What happens if an ACH payment is returned? Find out right here.]]></description><link>https://gocardless.com/guides/posts/guide-to-ach-return-codes/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-to-ach-return-codes/</guid><pubDate>Wed, 08 Apr 2020 14:35:45 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[Accounts payable vs. accounts receivable]]></title><description><![CDATA[What is the difference between accounts receivable and accounts payable?]]></description><link>https://gocardless.com/guides/posts/accounts-payable-vs-accounts-receivable/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/accounts-payable-vs-accounts-receivable/</guid><pubDate>Tue, 07 Apr 2020 15:46:25 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7DLe4dghxeYE2jzXWA5FOG/42c5f1a58f97fd768c0646ee8df8d2b4/CDT-878_Organic_content_thumbnail_cashflow_03.png" length="188999" type="image/png"/></item><item><title><![CDATA[What are incremental cash flows?]]></title><description><![CDATA[Learn how to calculate incremental cash flow with our comprehensive guide.]]></description><link>https://gocardless.com/guides/posts/what-is-incremental-cash-flow/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-incremental-cash-flow/</guid><pubDate>Tue, 07 Apr 2020 15:30:32 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3lv39jEAGZJMI63ml7KHgk/cc36ee1ff7b63344da8645adeb2e4372/CDT-878_Organic_content_thumbnail_cashflow_04.png" length="189532" type="image/png"/></item><item><title><![CDATA[[On-demand webinar] The road to success: introducing our new payment intelligence product]]></title><description><![CDATA[Watch our free webinar and discover how recurring payment intelligence can help reduce your payment failures. ]]></description><link>https://gocardless.com/guides/posts/webinar-payment-intelligence/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/webinar-payment-intelligence/</guid><pubDate>Tue, 07 Apr 2020 13:18:56 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7u9tKfeA1F30k2wypxqBnD/a6bdab7f74d0637aa1be57fd1feb34ec/Webinar-The_road_to_success-thumbnail-2475x1400.jpg" length="404049" type="image/jpeg"/></item><item><title><![CDATA[How to manage a credit balance in accounts receivable]]></title><description><![CDATA[Our comprehensive guide to managing a credit balance in accounts receivable.]]></description><link>https://gocardless.com/guides/posts/credit-balance-accounts-receivable/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/credit-balance-accounts-receivable/</guid><pubDate>Mon, 06 Apr 2020 13:56:03 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7bkmN7MlYB2csDQe7HgpZI/2efe8d1f73cb9e2b066e8206cca9f52a/CDT-878_Organic_content_thumbnail_cashflow_01.png" length="204873" type="image/png"/></item><item><title><![CDATA[How does depreciation affect cash flow?]]></title><description><![CDATA[Want to know more about depreciation in cash flow statements? Read on.]]></description><link>https://gocardless.com/guides/posts/how-does-depreciation-affect-cash-flow/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-does-depreciation-affect-cash-flow/</guid><pubDate>Mon, 06 Apr 2020 13:16:56 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5k4G6L6FU0Su0hb323lJ1M/97fdddc6dcb29082ef205e494cfed58f/CDT-878_Organic_content_thumbnail_cashflow_02.png" length="187025" type="image/png"/></item><item><title><![CDATA[A small business guide to debt reduction strategies]]></title><description><![CDATA[Our comprehensive guide to debt reduction strategies for small business.]]></description><link>https://gocardless.com/guides/posts/small-business-debt-reduction-strategies/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/small-business-debt-reduction-strategies/</guid><pubDate>Mon, 06 Apr 2020 12:57:28 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[Is accounts receivable considered an asset?]]></title><description><![CDATA[Why is accounts receivable an asset? Find out with our definitive guide.]]></description><link>https://gocardless.com/guides/posts/accounts-receivable-asset/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/accounts-receivable-asset/</guid><pubDate>Mon, 06 Apr 2020 08:34:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5k4G6L6FU0Su0hb323lJ1M/97fdddc6dcb29082ef205e494cfed58f/CDT-878_Organic_content_thumbnail_cashflow_02.png" length="187025" type="image/png"/></item><item><title><![CDATA[Contribution margin: What is it, how do you calculate it, and what does it tell us?]]></title><description><![CDATA[What is contribution margin? Check out our guide for more information.]]></description><link>https://gocardless.com/guides/posts/what-does-contribution-margin-mean/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-does-contribution-margin-mean/</guid><pubDate>Fri, 03 Apr 2020 14:32:15 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[What are trade receivables?]]></title><description><![CDATA[Find out everything you need to know about trade receivables, right here.]]></description><link>https://gocardless.com/guides/posts/what-are-trade-receivables/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-trade-receivables/</guid><pubDate>Fri, 03 Apr 2020 13:02:49 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7bkmN7MlYB2csDQe7HgpZI/2efe8d1f73cb9e2b066e8206cca9f52a/CDT-878_Organic_content_thumbnail_cashflow_01.png" length="204873" type="image/png"/></item><item><title><![CDATA[Best online payment gateways for small business in the UK]]></title><description><![CDATA[Find the best payment gateway for your company with our handy guide.]]></description><link>https://gocardless.com/guides/posts/best-payment-gateway-small-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/best-payment-gateway-small-business/</guid><pubDate>Fri, 03 Apr 2020 12:56:16 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[How financial projections can help your business]]></title><description><![CDATA[Want to learn how to make financial projections for small business? Here’s how.]]></description><link>https://gocardless.com/guides/posts/financial-projections-for-startups/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/financial-projections-for-startups/</guid><pubDate>Tue, 31 Mar 2020 13:21:41 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[Webinar: Managing cash flow in a crisis]]></title><description><![CDATA[with Catherine Birkett, CFO, GoCardless]]></description><link>https://gocardless.com/guides/posts/webinar-managing-cash-flow-in-a-crisis/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/webinar-managing-cash-flow-in-a-crisis/</guid><pubDate>Mon, 30 Mar 2020 16:09:30 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7xUiApdc4XbTFl7V4F5xHL/5ccfbbde516d235adac639bcaebff1aa/Webinar-cashflow_in_a_crisis-thumbnail-2475x1400.jpg" length="238293" type="image/jpeg"/></item><item><title><![CDATA[How to Calculate Debt-to-Equity Ratio]]></title><description><![CDATA[What is a good debt-to-equity ratio? Get the lowdown with our simple guide.]]></description><link>https://gocardless.com/guides/posts/how-to-calculate-debt-to-equity-ratio/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-calculate-debt-to-equity-ratio/</guid><pubDate>Mon, 30 Mar 2020 10:53:36 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png" length="149653" type="image/png"/></item><item><title><![CDATA[What Does TARGET2 Mean?]]></title><description><![CDATA[Learn everything you need to know about TARGET2 with our comprehensive guide.]]></description><link>https://gocardless.com/guides/posts/what-does-target2-mean/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-does-target2-mean/</guid><pubDate>Mon, 30 Mar 2020 10:30:24 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[Pause your customers’ subscriptions more easily]]></title><description><![CDATA[A new feature makes it easier to pause multiple customer subscriptions.]]></description><link>https://gocardless.com/blog/en-uk-pause-your-customers-subscriptions-more-easily/</link><guid isPermaLink="false">https://gocardless.com/blog/en-uk-pause-your-customers-subscriptions-more-easily/</guid><pubDate>Fri, 27 Mar 2020 14:22:59 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/44GFInqDTIAWCq26WfKs1h/6375fbe1691f64ac43cd9c3ae91de0e7/CDT-1031_Pause_your_customers____subscriptions_more_easily.jpg" length="989643" type="image/jpeg"/></item><item><title><![CDATA[Why does MRR churn matter for SaaS businesses?]]></title><description><![CDATA[Get the lowdown on MRR for SaaS businesses with our comprehensive guide.]]></description><link>https://gocardless.com/guides/posts/why-does-mrr-churn-matter-for-saas-businesses/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/why-does-mrr-churn-matter-for-saas-businesses/</guid><pubDate>Thu, 26 Mar 2020 15:17:02 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3T9825YI6ex1vE6pEiJusS/82556ec1a1495f2a382f24ecd6abbb97/CDT-878_Organic_content_thumbnail_subscription_01.png" length="157511" type="image/png"/></item><item><title><![CDATA[How to Calculate Net Present Value (NPV)]]></title><description><![CDATA[Calculating NPV? Here’s our net present value formula.]]></description><link>https://gocardless.com/guides/posts/how-to-calculate-net-present-value/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-calculate-net-present-value/</guid><pubDate>Thu, 26 Mar 2020 14:44:48 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[How to calculate WACC (weighted average cost of capital)]]></title><description><![CDATA[Learn how to calculate your business’s weighted average cost of capital.]]></description><link>https://gocardless.com/guides/posts/how-to-calculate-wacc/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-calculate-wacc/</guid><pubDate>Thu, 26 Mar 2020 14:41:38 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[How to develop an effective annual plan]]></title><description><![CDATA[Find out how to make an annual operating plan with our simple guide.]]></description><link>https://gocardless.com/guides/posts/how-to-develop-an-effective-annual-plan/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-develop-an-effective-annual-plan/</guid><pubDate>Thu, 26 Mar 2020 13:23:07 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/71hnonhomQX74z5mJzYU9v/2fb189ea7f3a8db580fb6f4228f229f7/CDT-878_Organic_content_thumbnail_starting_a_business_03.png" length="159992" type="image/png"/></item><item><title><![CDATA[The difference between IaaS, PaaS, and SaaS]]></title><description><![CDATA[Find out more about IaaS, PaaS, and SaaS services with our handy guide.]]></description><link>https://gocardless.com/guides/posts/difference-between-iaas-paas-and-saas/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/difference-between-iaas-paas-and-saas/</guid><pubDate>Thu, 26 Mar 2020 12:44:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1AxKsJ0DUiqLbUfveL8qLt/b93141d17877c7e43c3bca8914bfa06f/CDT-878_Organic_content_thumbnail_subscription_04.png" length="143864" type="image/png"/></item><item><title><![CDATA[What does days payable outstanding mean?]]></title><description><![CDATA[Find out how to calculate days payable outstanding, and more.]]></description><link>https://gocardless.com/guides/posts/what-does-days-payable-outstanding-mean/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-does-days-payable-outstanding-mean/</guid><pubDate>Fri, 20 Mar 2020 11:54:29 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[5 key steps to taking your business global]]></title><description><![CDATA[Want to learn how to take your business global? Here’s how to do it.]]></description><link>https://gocardless.com/guides/posts/how-to-take-your-business-global/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-take-your-business-global/</guid><pubDate>Fri, 20 Mar 2020 11:25:43 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33LdMfRjCq8PGe1JfsMLqM/53697f3e064f71ff59f537e1b4f21233/CDT-878_Organic_content_thumbnail_Internationalisation_04.png" length="255689" type="image/png"/></item><item><title><![CDATA[An introduction to generally accepted accounting principles (GAAP)]]></title><description><![CDATA[GAAP standardizes and regulates accounting across different industries.]]></description><link>https://gocardless.com/guides/posts/generally-accepted-accounting-principles/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/generally-accepted-accounting-principles/</guid><pubDate>Fri, 20 Mar 2020 11:01:56 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[An introduction to International Financial Reporting Standards (IFRS)]]></title><description><![CDATA[IFRS provides an accounting framework for international businesses.]]></description><link>https://gocardless.com/guides/posts/international-financial-reporting-standards/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/international-financial-reporting-standards/</guid><pubDate>Fri, 20 Mar 2020 10:53:46 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/e9e10dd2b73d81324bb513390803bb19/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[How to prepare and manage a cash flow statement]]></title><description><![CDATA[Find out everything you need to know about how to prepare a cash flow statement.]]></description><link>https://gocardless.com/guides/posts/how-to-prepare-cash-flow-statement/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-prepare-cash-flow-statement/</guid><pubDate>Fri, 20 Mar 2020 10:43:50 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7bkmN7MlYB2csDQe7HgpZI/2efe8d1f73cb9e2b066e8206cca9f52a/CDT-878_Organic_content_thumbnail_cashflow_01.png" length="204873" type="image/png"/></item><item><title><![CDATA[How to register as self-employed in the UK]]></title><description><![CDATA[How do I register as self-employed in the UK? Find out with our guide.]]></description><link>https://gocardless.com/guides/posts/how-to-register-self-employed-uk/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-register-self-employed-uk/</guid><pubDate>Fri, 20 Mar 2020 10:36:04 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6J9KrCbzMryjMmx8VOccbY/1c9169bd8b582ffb4c816e4496134130/CDT-878_Organic_content_thumbnail_starting_a_business_04.png" length="160133" type="image/png"/></item><item><title><![CDATA[Payments - the last frontier of customer centricity]]></title><description><![CDATA[It's time businesses adopted the mantra of customer choice to payments too.]]></description><link>https://gocardless.com/blog/payments-the-last-frontier-of-customer-centricity/</link><guid isPermaLink="false">https://gocardless.com/blog/payments-the-last-frontier-of-customer-centricity/</guid><pubDate>Thu, 19 Mar 2020 16:02:39 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3XJ0eVbjLo6c3kbDmMklvy/d6ffbf37891528a5c6c3c0ec5afadf12/CDT-878_Organic_content_thumbnail_growth_01.png" length="21099" type="image/png"/></item><item><title><![CDATA[How to Calculate Net Profit Margin]]></title><description><![CDATA[Our comprehensive guide to using net profit margin formulas.]]></description><link>https://gocardless.com/guides/posts/how-to-calculate-net-profit-margin/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-calculate-net-profit-margin/</guid><pubDate>Wed, 18 Mar 2020 16:35:04 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png" length="162099" type="image/png"/></item><item><title><![CDATA[What is depreciation in accounting?]]></title><description><![CDATA[Explore the importance of depreciation in accounting, right here.]]></description><link>https://gocardless.com/guides/posts/what-is-depreciation-in-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-depreciation-in-accounting/</guid><pubDate>Wed, 18 Mar 2020 16:10:49 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png" length="49976" type="image/png"/></item><item><title><![CDATA[What is a prepayment?]]></title><description><![CDATA[A prepayment is money paid in advance for business costs. Find out more.]]></description><link>https://gocardless.com/guides/posts/what-is-a-prepayment/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-prepayment/</guid><pubDate>Wed, 18 Mar 2020 15:52:11 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png" length="85234" type="image/png"/></item><item><title><![CDATA[How Much is VAT in the UK?]]></title><description><![CDATA[What is the VAT rate in the UK? Find out with our simple guide.]]></description><link>https://gocardless.com/guides/posts/how-much-is-vat-uk/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-much-is-vat-uk/</guid><pubDate>Wed, 18 Mar 2020 15:49:50 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[Small Business Cash Flow Management]]></title><description><![CDATA[Learn all about the ins and outs of cash flow management and forecasting.]]></description><link>https://gocardless.com/guides/posts/small-business-cash-flow-management/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/small-business-cash-flow-management/</guid><pubDate>Wed, 18 Mar 2020 15:34:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7bkmN7MlYB2csDQe7HgpZI/2efe8d1f73cb9e2b066e8206cca9f52a/CDT-878_Organic_content_thumbnail_cashflow_01.png" length="204873" type="image/png"/></item><item><title><![CDATA[The team behind our technology]]></title><description><![CDATA[The people who'll be by your side as GoCardless reshapes how you take payments.]]></description><link>https://gocardless.com/blog/the-team-behind-our-technology/</link><guid isPermaLink="false">https://gocardless.com/blog/the-team-behind-our-technology/</guid><pubDate>Wed, 18 Mar 2020 11:23:30 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3mWXhi3eXS8PMpJRZydSiq/41fb3ff23ce7361b10c9df8944baeb9c/Image_from_iOS__2_.jpg" length="1106997" type="image/jpeg"/></item><item><title><![CDATA[Building a SaaS startup financial model]]></title><description><![CDATA[Learn more about how to build a SaaS financial model with our guide.]]></description><link>https://gocardless.com/guides/posts/building-a-saas-startup-financial-model/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/building-a-saas-startup-financial-model/</guid><pubDate>Mon, 16 Mar 2020 17:57:36 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4eXAlVvNXB9bLdQ2ojR5VR/944ea53794c3c7dc5b71387e4828a2f3/CDT-878_Organic_content_thumbnail_subscription_02.png" length="142635" type="image/png"/></item><item><title><![CDATA[A SaaS guide to subscription management]]></title><description><![CDATA[Our comprehensive overview of SaaS subscription management.]]></description><link>https://gocardless.com/guides/posts/guide-saas-subscription-management/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-saas-subscription-management/</guid><pubDate>Mon, 16 Mar 2020 17:42:49 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4eXAlVvNXB9bLdQ2ojR5VR/944ea53794c3c7dc5b71387e4828a2f3/CDT-878_Organic_content_thumbnail_subscription_02.png" length="142635" type="image/png"/></item><item><title><![CDATA[13 March update: COVID-19 precautions]]></title><description><![CDATA[Steps we're taking to ensure the safety of staff and continuity of our service.]]></description><link>https://gocardless.com/blog/covid-19-precautions/</link><guid isPermaLink="false">https://gocardless.com/blog/covid-19-precautions/</guid><pubDate>Fri, 13 Mar 2020 11:01:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2BGCXMVyYmXCtuYn3xtdhW/15c560be715c672dcac3245985939b46/CDT-986-Covid-19-update_002.jpg" length="343877" type="image/jpeg"/></item><item><title><![CDATA[Understanding the cash flow margin formula]]></title><description><![CDATA[Get more information about how to do a cash flow margin calculation.]]></description><link>https://gocardless.com/guides/posts/understanding-the-cash-flow-margin-formula/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/understanding-the-cash-flow-margin-formula/</guid><pubDate>Thu, 12 Mar 2020 16:28:23 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3lv39jEAGZJMI63ml7KHgk/cc36ee1ff7b63344da8645adeb2e4372/CDT-878_Organic_content_thumbnail_cashflow_04.png" length="189532" type="image/png"/></item><item><title><![CDATA[What is bank reconciliation and how to use it effectively]]></title><description><![CDATA[Want to know how to do bank reconciliation? Check out our guide.]]></description><link>https://gocardless.com/guides/posts/what-is-bank-reconciliation/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-bank-reconciliation/</guid><pubDate>Thu, 12 Mar 2020 16:26:48 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[ERP system checklist: how to select an ERP system]]></title><description><![CDATA[A guide on how to select an ERP system for your business.]]></description><link>https://gocardless.com/guides/posts/how-to-select-an-erp-system/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-select-an-erp-system/</guid><pubDate>Thu, 12 Mar 2020 16:22:24 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/29QbOHiWf7BmGT4qi7Q9as/d9043030aae3d8673a28b444b1281b82/CDT-878_Organic_content_thumbnail_subscription_03.png" length="143006" type="image/png"/></item><item><title><![CDATA[Best software for forecasting cash flow]]></title><description><![CDATA[Our comprehensive guide to cash flow forecasting software for small business.]]></description><link>https://gocardless.com/guides/posts/best-software-for-forecasting-cash-flow/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/best-software-for-forecasting-cash-flow/</guid><pubDate>Thu, 12 Mar 2020 15:35:52 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5k4G6L6FU0Su0hb323lJ1M/97fdddc6dcb29082ef205e494cfed58f/CDT-878_Organic_content_thumbnail_cashflow_02.png" length="187025" type="image/png"/></item><item><title><![CDATA[Guide to the provision for doubtful or bad debts]]></title><description><![CDATA[We break down how to calculate the provision for bad and doubtful debts.]]></description><link>https://gocardless.com/guides/posts/guide-to-the-provision-for-doubtful-debts/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-to-the-provision-for-doubtful-debts/</guid><pubDate>Thu, 12 Mar 2020 12:19:36 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[Operating cash flow ratio formula]]></title><description><![CDATA[Learn how to calculate operating cash flow ratio right here.]]></description><link>https://gocardless.com/guides/posts/operating-cash-flow-ratio-formula/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/operating-cash-flow-ratio-formula/</guid><pubDate>Thu, 12 Mar 2020 11:44:29 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7bkmN7MlYB2csDQe7HgpZI/2efe8d1f73cb9e2b066e8206cca9f52a/CDT-878_Organic_content_thumbnail_cashflow_01.png" length="204873" type="image/png"/></item><item><title><![CDATA[How we optimised for iteration speed with data build tool (dbt)]]></title><description><![CDATA[We moved 26,000 lines of SQL into dbt and shaved 2 hours off our ELT pipeline.]]></description><link>https://gocardless.com/blog/optimising-iteration-speed-dbt/</link><guid isPermaLink="false">https://gocardless.com/blog/optimising-iteration-speed-dbt/</guid><pubDate>Tue, 10 Mar 2020 15:36:44 GMT</pubDate></item><item><title><![CDATA[Xero Awards London 2020: GoCardless is the Financial Services App of the Year!]]></title><description><![CDATA[A run down of the evening, the winners, and the last 12 months that got us here.]]></description><link>https://gocardless.com/blog/xero-awards-london-2020/</link><guid 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isPermaLink="false">https://gocardless.com/guides/posts/what-is-point-to-point-encryption-p2pe/</guid><pubDate>Fri, 06 Mar 2020 12:17:35 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[What does revenue recognition mean for SaaS businesses?]]></title><description><![CDATA[Explore the importance of the revenue recognition principle for SaaS businesses.]]></description><link>https://gocardless.com/guides/posts/revenue-recognition-saas-businesses/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/revenue-recognition-saas-businesses/</guid><pubDate>Wed, 04 Mar 2020 12:06:06 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3T9825YI6ex1vE6pEiJusS/82556ec1a1495f2a382f24ecd6abbb97/CDT-878_Organic_content_thumbnail_subscription_01.png" length="157511" type="image/png"/></item><item><title><![CDATA[What is a payment processor?]]></title><description><![CDATA[Our guide to payment gateways vs. payment processors vs. merchant accounts.]]></description><link>https://gocardless.com/guides/posts/what-is-a-payment-processor/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-a-payment-processor/</guid><pubDate>Tue, 03 Mar 2020 17:56:22 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[What is a merchant account? Guide for small businesses]]></title><link>https://gocardless.com/guides/posts/merchant-account-for-small-businesses/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/merchant-account-for-small-businesses/</guid><pubDate>Tue, 03 Mar 2020 17:31:16 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6J9KrCbzMryjMmx8VOccbY/1c9169bd8b582ffb4c816e4496134130/CDT-878_Organic_content_thumbnail_starting_a_business_04.png" length="160133" type="image/png"/></item><item><title><![CDATA[How to calculate customer acquisition cost (CAC)?]]></title><description><![CDATA[ Our comprehensive guide to calculating customer acquisition cost.]]></description><link>https://gocardless.com/guides/posts/how-to-calculate-customer-acquisition-cost/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-calculate-customer-acquisition-cost/</guid><pubDate>Tue, 03 Mar 2020 10:13:50 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/29QbOHiWf7BmGT4qi7Q9as/d9043030aae3d8673a28b444b1281b82/CDT-878_Organic_content_thumbnail_subscription_03.png" length="143006" type="image/png"/></item><item><title><![CDATA[What is cash flow forecasting?]]></title><description><![CDATA[Forecasting cash flow can help you make important investment decisions...]]></description><link>https://gocardless.com/guides/posts/what-is-cash-flow-forecasting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-cash-flow-forecasting/</guid><pubDate>Mon, 02 Mar 2020 17:30:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7DLe4dghxeYE2jzXWA5FOG/42c5f1a58f97fd768c0646ee8df8d2b4/CDT-878_Organic_content_thumbnail_cashflow_03.png" length="188999" type="image/png"/></item><item><title><![CDATA[What is bank debit?]]></title><description><![CDATA[Learn all about this umbrella term for various bank-to-bank payments schemes.]]></description><link>https://gocardless.com/guides/posts/bank-debit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/bank-debit/</guid><pubDate>Thu, 27 Feb 2020 17:31:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png" length="92525" type="image/png"/></item><item><title><![CDATA[What do net 30 payment terms mean?]]></title><description><![CDATA[Our full guide to net 30 payment terms for businesses.]]></description><link>https://gocardless.com/guides/posts/what-does-net-30-mean-finance/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-does-net-30-mean-finance/</guid><pubDate>Mon, 24 Feb 2020 18:10:59 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/e9e10dd2b73d81324bb513390803bb19/CDT-878_Organic_content_thumbnail_accounting_01.png" length="52634" type="image/png"/></item><item><title><![CDATA[8 Ways to Raise Investment for Your Startup Business]]></title><description><![CDATA[What are the different types of start-up business investment? Find out here.]]></description><link>https://gocardless.com/guides/posts/start-up-business-investment/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/start-up-business-investment/</guid><pubDate>Mon, 24 Feb 2020 18:04:46 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4MeE0LMPQd9WpaUMAr3Utc/45ccb4db4f710fd665aa89213ebb0ab0/CDT-878_Organic_content_thumbnail_growth_02.png" length="20721" type="image/png"/></item><item><title><![CDATA[How long do international bank transfers take?]]></title><link>https://gocardless.com/guides/posts/international-bank-transfer-times/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/international-bank-transfer-times/</guid><pubDate>Mon, 24 Feb 2020 17:58:46 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3K9eAqBWCNPsoK0nbn84b8/b208443d27ea7ad5bc661b3f738875d1/CDT-878_Organic_content_thumbnail_Internationalisation_02.png" length="254766" type="image/png"/></item><item><title><![CDATA[A guide to automated invoice processing systems]]></title><description><![CDATA[Automated invoice processing can make your company more efficient. Learn more.]]></description><link>https://gocardless.com/guides/posts/automated-invoice-processing-systems-guide/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/automated-invoice-processing-systems-guide/</guid><pubDate>Mon, 24 Feb 2020 17:36:22 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[How to calculate annual churn rate]]></title><description><![CDATA[Want to learn how to calculate annual churn rate? Find out here.]]></description><link>https://gocardless.com/guides/posts/calculate-annual-churn-rate/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/calculate-annual-churn-rate/</guid><pubDate>Mon, 24 Feb 2020 15:47:34 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6G8SnQx0WO5rHMKUsqK3pD/1d02b7d0d22b43a601d8083a78e70ef5/CDT-878_Organic_content_thumbnail_retention_01.png" length="188704" type="image/png"/></item><item><title><![CDATA[Accounts Receivable Turnover Ratio: Definitions, Formula & Examples]]></title><description><![CDATA[Learn how to calculate your business’s accounts receivable turnover ratio.]]></description><link>https://gocardless.com/guides/posts/accounts-receivable-turnover-ratio/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/accounts-receivable-turnover-ratio/</guid><pubDate>Sat, 22 Feb 2020 13:29:19 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7DLe4dghxeYE2jzXWA5FOG/42c5f1a58f97fd768c0646ee8df8d2b4/CDT-878_Organic_content_thumbnail_cashflow_03.png" length="188999" type="image/png"/></item><item><title><![CDATA[How to Calculate ARR (Accounting Rate of Return)?]]></title><description><![CDATA[A breakdown of everything you need to know when calculating ARR...]]></description><link>https://gocardless.com/guides/posts/calculating-accounting-rate-of-return/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/calculating-accounting-rate-of-return/</guid><pubDate>Fri, 21 Feb 2020 14:57:53 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png" length="49670" type="image/png"/></item><item><title><![CDATA[On-demand | How to boost subscription growth with better payment experiences]]></title><description><![CDATA[Wednesday 4 March at 11 am (UK time)]]></description><link>https://gocardless.com/blog/free-webinar-or-how-to-boost-subscription-growth-with-better-payment/</link><guid isPermaLink="false">https://gocardless.com/blog/free-webinar-or-how-to-boost-subscription-growth-with-better-payment/</guid><pubDate>Fri, 21 Feb 2020 12:27:32 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5LQdFeArbHZSdyNeOQslBM/f37c2013f36489a057f024cca3c0b68d/CDT-929_SaaS_Webinar_Ad_1200x628_v3_1__1_.jpg" length="328829" type="image/jpeg"/></item><item><title><![CDATA[Payment preferences in the UK: 2019 - 2020 snapshot]]></title><description><![CDATA[How UK businesses and consumers prefer to pay, and what it means for you.]]></description><link>https://gocardless.com/guides/posts/uk-payment-preferences-2019-2020/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/uk-payment-preferences-2019-2020/</guid><pubDate>Fri, 21 Feb 2020 12:13:22 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png" length="86010" type="image/png"/></item><item><title><![CDATA[What is a discounted cash flow (DCF)?]]></title><description><![CDATA[Our comprehensive guide to discounted cash flow models and analysis.]]></description><link>https://gocardless.com/guides/posts/what-is-discounted-cash-flow/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-discounted-cash-flow/</guid><pubDate>Thu, 20 Feb 2020 16:58:54 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5k4G6L6FU0Su0hb323lJ1M/97fdddc6dcb29082ef205e494cfed58f/CDT-878_Organic_content_thumbnail_cashflow_02.png" length="187025" type="image/png"/></item><item><title><![CDATA[What is accounts payable and receivable process]]></title><description><![CDATA[What is the accounts payable and receivable process? Learn more here.]]></description><link>https://gocardless.com/guides/posts/accounts-payable-and-receivable-process/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/accounts-payable-and-receivable-process/</guid><pubDate>Thu, 20 Feb 2020 16:47:36 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7DLe4dghxeYE2jzXWA5FOG/42c5f1a58f97fd768c0646ee8df8d2b4/CDT-878_Organic_content_thumbnail_cashflow_03.png" length="188999" type="image/png"/></item><item><title><![CDATA[How to calculate levered free cash flow]]></title><description><![CDATA[We break down everything you need to know about levered free cash flow.]]></description><link>https://gocardless.com/guides/posts/how-to-calculate-levered-free-cash-flow/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-calculate-levered-free-cash-flow/</guid><pubDate>Thu, 20 Feb 2020 15:59:49 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3lv39jEAGZJMI63ml7KHgk/cc36ee1ff7b63344da8645adeb2e4372/CDT-878_Organic_content_thumbnail_cashflow_04.png" length="189532" type="image/png"/></item><item><title><![CDATA[What is an International Bank Account Number (IBAN)?]]></title><description><![CDATA[Planning on making an international payment in Europe? You might need an IBAN.]]></description><link>https://gocardless.com/guides/posts/what-is-an-iban/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-an-iban/</guid><pubDate>Thu, 20 Feb 2020 12:47:27 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2vOwJw8ZDgss1xJMzY4KyB/1dc5afbd617281e8f96ce32290b48584/CDT-878_Organic_content_thumbnail_Internationalisation_01.png" length="271381" type="image/png"/></item><item><title><![CDATA[Is a freemium business model right for my business?]]></title><description><![CDATA[When should businesses consider moving to a freemium business model?]]></description><link>https://gocardless.com/guides/posts/freemium-business-model/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/freemium-business-model/</guid><pubDate>Wed, 19 Feb 2020 17:54:10 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1bhKUs5MUt9IM5eBajoMfX/7282310747410a880e14e50730f7c0ff/CDT-878_Organic_content_thumbnail_entrepreneurship_01.png" length="92190" type="image/png"/></item><item><title><![CDATA[How to write an invoice email]]></title><description><![CDATA[Want to learn how to write an invoice email? Read on to find out.]]></description><link>https://gocardless.com/guides/posts/how-to-write-an-invoice-email/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-write-an-invoice-email/</guid><pubDate>Wed, 19 Feb 2020 17:45:33 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[5 most effective client retention strategies]]></title><description><![CDATA[We break down the best retention strategies to build relationships with clients.]]></description><link>https://gocardless.com/guides/posts/top-client-retention-strategies/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/top-client-retention-strategies/</guid><pubDate>Wed, 19 Feb 2020 17:35:54 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5xFvgvKKPk8PUdxig1s530/6fe1cb17784eb9af46855b5186ee93ff/CDT-878_Organic_content_thumbnail_retention_03.png" length="175715" type="image/png"/></item><item><title><![CDATA[How to start a subscription box business]]></title><description><![CDATA[Want to know how to start up a subscription box business? Find out more.]]></description><link>https://gocardless.com/guides/posts/how-to-start-subscription-box-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-start-subscription-box-business/</guid><pubDate>Wed, 19 Feb 2020 17:31:18 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4eXAlVvNXB9bLdQ2ojR5VR/944ea53794c3c7dc5b71387e4828a2f3/CDT-878_Organic_content_thumbnail_subscription_02.png" length="142635" type="image/png"/></item><item><title><![CDATA[Going Global - Episode 1: Why your international expansion plan should prioritise payment preference.]]></title><description><![CDATA[with special guest Paul Lynch, CEO Chargify ]]></description><link>https://gocardless.com/guides/posts/webinar-going-global-episode-1-why-your-international-expansion-plan/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/webinar-going-global-episode-1-why-your-international-expansion-plan/</guid><pubDate>Wed, 19 Feb 2020 11:42:43 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/15HR9Rlf96yrEwFdostgRV/7632bb6ec802eca2556db28566d9d5a3/webinar-going-global-episode-1-hero.jpg" length="185051" type="image/jpeg"/></item><item><title><![CDATA[Why we've been nominated as UK FinTech of the year]]></title><description><![CDATA[Just some of the reasons why 50,000 businesses use GoCardless.]]></description><link>https://gocardless.com/blog/en-gb-why-weve-been-nominated-as-uk-fintech-of-the-year/</link><guid isPermaLink="false">https://gocardless.com/blog/en-gb-why-weve-been-nominated-as-uk-fintech-of-the-year/</guid><pubDate>Thu, 13 Feb 2020 13:36:41 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2O9WfUjpgfUZ4OY3GrFOE1/0f9948eb511160a862753b8095921730/Gocardless_ChristmasParty2019-103.jpg" length="14820452" type="image/jpeg"/></item><item><title><![CDATA[Observability at GoCardless: a tale of API performance improvement]]></title><description><![CDATA[How we fixed performance problems in our API through the tools we use every day.]]></description><link>https://gocardless.com/blog/observability-at-gocardless-a-tale-of-api-performance-improvement/</link><guid isPermaLink="false">https://gocardless.com/blog/observability-at-gocardless-a-tale-of-api-performance-improvement/</guid><pubDate>Tue, 11 Feb 2020 14:29:14 GMT</pubDate></item><item><title><![CDATA[How your business can benefit from economies of scale]]></title><description><![CDATA[Cost reductions can occur when businesses increase production. Learn more here.]]></description><link>https://gocardless.com/guides/posts/benefit-economies-scale/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/benefit-economies-scale/</guid><pubDate>Thu, 06 Feb 2020 17:50:34 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4DgVCZKwwwFL2NT1pKIv9w/cbd196c0084de3c425efaff27768d274/CDT-878_Organic_content_thumbnail_growth_02.png" length="20721" type="image/png"/></item><item><title><![CDATA[Get paid via instalments with GoCardless for Xero]]></title><description><![CDATA[Today we’re making it even easier to collect payment for your Xero invoices.]]></description><link>https://gocardless.com/blog/instalments-gocardless-for-xero/</link><guid isPermaLink="false">https://gocardless.com/blog/instalments-gocardless-for-xero/</guid><pubDate>Mon, 03 Feb 2020 17:42:55 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5D9QRYIu65giA9uvjY3rNs/37694daeef97e1de55ef00a69141f900/gc4x-instalments-launch-blog-post-hero.jpg" length="937455" type="image/jpeg"/></item><item><title><![CDATA[A guide to SaaS pricing models and strategies]]></title><description><![CDATA[Our comprehensive guide the most popular SaaS pricing models and strategies.]]></description><link>https://gocardless.com/guides/posts/saas-pricing-models-and-strategies/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/saas-pricing-models-and-strategies/</guid><pubDate>Fri, 31 Jan 2020 11:46:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1AxKsJ0DUiqLbUfveL8qLt/b93141d17877c7e43c3bca8914bfa06f/CDT-878_Organic_content_thumbnail_subscription_04.png" length="143864" type="image/png"/></item><item><title><![CDATA[How to choose a business structure]]></title><description><![CDATA[We break down the main business structures and help you choose the right one.]]></description><link>https://gocardless.com/guides/posts/how-to-choose-a-business-structure/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-choose-a-business-structure/</guid><pubDate>Fri, 31 Jan 2020 11:25:50 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/16nDXyBvzsLH5oKYHAxdJI/b0507880c2287a0dd330250722d0fb90/CDT-878_Organic_content_thumbnail_starting_a_business_03.png" length="159992" type="image/png"/></item><item><title><![CDATA[How to ensure effective employee management]]></title><description><![CDATA[Looking to motivate your team? Our top 6 tips for effective employee management.]]></description><link>https://gocardless.com/guides/posts/effective-employee-management/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/effective-employee-management/</guid><pubDate>Fri, 31 Jan 2020 11:16:22 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1bhKUs5MUt9IM5eBajoMfX/7282310747410a880e14e50730f7c0ff/CDT-878_Organic_content_thumbnail_entrepreneurship_01.png" length="92190" type="image/png"/></item><item><title><![CDATA[What are the benefits of work-life balance for business?]]></title><description><![CDATA[The term ‘work-life balance’ isn’t just a trendy buzzword, it’s a seriously ...]]></description><link>https://gocardless.com/guides/posts/benefits-of-work-life-balance/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/benefits-of-work-life-balance/</guid><pubDate>Thu, 30 Jan 2020 15:20:15 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4uYvGO9GXJtqshi6BAZUZE/6101a76bd920d30eefdfb2df38b1486f/CDT-878_Organic_content_thumbnail_entrepreneurship_02.png" length="85464" type="image/png"/></item><item><title><![CDATA[How to improve subscription renewal rates]]></title><description><![CDATA[Find out how to calculate, measure, improve renewal rates for your Saas business]]></description><link>https://gocardless.com/guides/posts/how-to-improve-subscription-renewal-rates/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-improve-subscription-renewal-rates/</guid><pubDate>Thu, 30 Jan 2020 15:01:58 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6xWIJ7Xp1Op74Tc6YycJuT/6cd9c2df38275ea0d3acd91b268eaf7e/CDT-878_Organic_content_thumbnail_retention_04.png" length="176508" type="image/png"/></item><item><title><![CDATA[Threats and opportunities for subscription businesses going global]]></title><description><![CDATA[Neil Morgan highlights the big opportunities in the global subscription economy.]]></description><link>https://gocardless.com/blog/threats-and-opportunities-for-subscription-business-going-global/</link><guid isPermaLink="false">https://gocardless.com/blog/threats-and-opportunities-for-subscription-business-going-global/</guid><pubDate>Thu, 30 Jan 2020 12:32:32 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5X56DzO6KrmjTGAesziRAD/0b76f19ce61f31872aad94976019a5d0/blog___images___global.jpg" length="411951" type="image/jpeg"/></item><item><title><![CDATA[5 things you need to start a company]]></title><description><![CDATA[Here's our checklist, with five of the most important things you must do.]]></description><link>https://gocardless.com/guides/posts/start-a-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/start-a-business/</guid><pubDate>Wed, 29 Jan 2020 16:19:23 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/71hnonhomQX74z5mJzYU9v/2fb189ea7f3a8db580fb6f4228f229f7/CDT-878_Organic_content_thumbnail_starting_a_business_03.png" length="159992" type="image/png"/></item><item><title><![CDATA[What is private equity?]]></title><description><![CDATA[If your business is seeking investment, you need to understand private equity.]]></description><link>https://gocardless.com/guides/posts/what-is-private-equity/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-private-equity/</guid><pubDate>Wed, 29 Jan 2020 16:09:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1bhKUs5MUt9IM5eBajoMfX/7282310747410a880e14e50730f7c0ff/CDT-878_Organic_content_thumbnail_entrepreneurship_01.png" length="92190" type="image/png"/></item><item><title><![CDATA[Checklist: How to meet PCI DSS compliance requirements]]></title><description><![CDATA[PCI DSS compliance is crucial when taking card payments. Here's how to do it.]]></description><link>https://gocardless.com/guides/posts/pci-dss-compliance-requirements/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/pci-dss-compliance-requirements/</guid><pubDate>Wed, 29 Jan 2020 16:00:03 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/Nn9wvzTwYVRyjnmPdyUTc/48cd6ff10ac440fb24d73d2ef0eb98d3/CDT-878_Organic_content_thumbnail_regulation_02.png" length="249184" type="image/png"/></item><item><title><![CDATA[How safe is it to take card payments over the phone?]]></title><description><![CDATA[Taking card payments over the phone? Here are 4 security considerations.]]></description><link>https://gocardless.com/guides/posts/safety-card-payments-phone/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/safety-card-payments-phone/</guid><pubDate>Wed, 29 Jan 2020 14:45:03 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/9uxVutGukjh6nqCwc9ceR/d0e6d836956caf4dd8c83f3cc151e80a/CDT-878_Organic_content_thumbnail_regulation_04.png" length="250673" type="image/png"/></item><item><title><![CDATA[Advantages & disadvantages of Software as a Service (SaaS)]]></title><description><![CDATA[Thinking about moving to the cloud? Here are the pros and cons.]]></description><link>https://gocardless.com/guides/posts/saas-pros-cons/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/saas-pros-cons/</guid><pubDate>Wed, 29 Jan 2020 13:55:28 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3T9825YI6ex1vE6pEiJusS/82556ec1a1495f2a382f24ecd6abbb97/CDT-878_Organic_content_thumbnail_subscription_01.png" length="157511" type="image/png"/></item><item><title><![CDATA[How to write an invoice]]></title><description><![CDATA[Once you've delivered your product or service, you need to invoice. Here's how.]]></description><link>https://gocardless.com/guides/posts/how-to-write-an-invoice/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-write-an-invoice/</guid><pubDate>Wed, 29 Jan 2020 13:32:23 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png" length="149078" type="image/png"/></item><item><title><![CDATA[7 subscription metrics you need to be tracking in 2020]]></title><description><![CDATA[LTV. Churn. MRR. What else are you missing?]]></description><link>https://gocardless.com/guides/posts/7-subscription-metrics-2020/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/7-subscription-metrics-2020/</guid><pubDate>Wed, 29 Jan 2020 12:17:28 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/29rex273x1ud8jTFIlga4f/fd52553fc19459b7a01429204fc4e493/Thumbnail_2475x1400_copy_7.jpg" length="199484" type="image/jpeg"/></item><item><title><![CDATA[5 facts about how B2B SaaS customers choose to pay]]></title><description><![CDATA[Payment preference matters. Learn how SaaS businesses can win more subscribers.]]></description><link>https://gocardless.com/guides/posts/5-b2b-saas-lessons-payment-preferences/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/5-b2b-saas-lessons-payment-preferences/</guid><pubDate>Wed, 29 Jan 2020 11:35:24 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5zTaokJxo283SAbV4VF3as/62728197daaa3726efd669cdb8ae8ebd/CDT-907-B2B-payment-preferences-open-access-guide-Contentful__1_.jpg" length="1399797" type="image/jpeg"/></item><item><title><![CDATA[What are BIC and SWIFT bank codes?]]></title><description><![CDATA[BIC and SWIFT codes can be confusing, here is our simple guide.]]></description><link>https://gocardless.com/guides/posts/what-are-bic-and-swift-bank-codes/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-are-bic-and-swift-bank-codes/</guid><pubDate>Thu, 23 Jan 2020 15:41:01 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33LdMfRjCq8PGe1JfsMLqM/53697f3e064f71ff59f537e1b4f21233/CDT-878_Organic_content_thumbnail_Internationalisation_04.png" length="255689" type="image/png"/></item><item><title><![CDATA[How to open a business bank account in Canada]]></title><description><![CDATA[Expanding into Canada? An overview of Canadian business bank account essentials]]></description><link>https://gocardless.com/guides/posts/how-to-open-a-business-bank-account-in-canada/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-open-a-business-bank-account-in-canada/</guid><pubDate>Thu, 23 Jan 2020 15:40:38 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3K9eAqBWCNPsoK0nbn84b8/b208443d27ea7ad5bc661b3f738875d1/CDT-878_Organic_content_thumbnail_Internationalisation_02.png" length="254766" type="image/png"/></item><item><title><![CDATA[Is it legal to set minimum card payment limits?]]></title><description><![CDATA[Need to know the rules around taking card payments? We've got you covered.]]></description><link>https://gocardless.com/guides/posts/minimum-card-payment-limits/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/minimum-card-payment-limits/</guid><pubDate>Thu, 23 Jan 2020 15:40:38 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1NLhmytvQC8VTmhWbpymPB/156346e80f094efb9302fe4edf037db5/CDT-878_Organic_content_thumbnail_regulation_03.png" length="248619" type="image/png"/></item><item><title><![CDATA[How to open a business bank account in Europe]]></title><description><![CDATA[Expanding into Europe? Without GC you might need to open business accounts...]]></description><link>https://gocardless.com/guides/posts/how-to-open-a-business-bank-account-in-europe/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-open-a-business-bank-account-in-europe/</guid><pubDate>Thu, 23 Jan 2020 15:40:38 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2vOwJw8ZDgss1xJMzY4KyB/1dc5afbd617281e8f96ce32290b48584/CDT-878_Organic_content_thumbnail_Internationalisation_01.png" length="271381" type="image/png"/></item><item><title><![CDATA[How to open a business bank account in the USA]]></title><description><![CDATA[Expanding into the States? An overview of US business bank accounts...]]></description><link>https://gocardless.com/guides/posts/business-bank-account-in-the-usa/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/business-bank-account-in-the-usa/</guid><pubDate>Thu, 23 Jan 2020 15:39:56 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3K9eAqBWCNPsoK0nbn84b8/b208443d27ea7ad5bc661b3f738875d1/CDT-878_Organic_content_thumbnail_Internationalisation_02.png" length="254766" type="image/png"/></item><item><title><![CDATA[Setting SMART Goals for Accounts Receivable]]></title><description><![CDATA[Improve your accounts receivable processes with objectives and goals...]]></description><link>https://gocardless.com/guides/posts/accounts-receivable-goals/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/accounts-receivable-goals/</guid><pubDate>Wed, 15 Jan 2020 17:06:55 GMT</pubDate><enclosure 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brand.]]></description><link>https://gocardless.com/guides/posts/customer-retention-strategies/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/customer-retention-strategies/</guid><pubDate>Wed, 15 Jan 2020 16:41:48 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5xFvgvKKPk8PUdxig1s530/6fe1cb17784eb9af46855b5186ee93ff/CDT-878_Organic_content_thumbnail_retention_03.png" length="175715" type="image/png"/></item><item><title><![CDATA[How to Set Up Direct Debit for Small Business]]></title><description><![CDATA[We make Direct Debit accessible to small businesses. ]]></description><link>https://gocardless.com/guides/posts/direct-debit-for-small-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/direct-debit-for-small-business/</guid><pubDate>Wed, 15 Jan 2020 16:14:11 GMT</pubDate><enclosure 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]]></description><link>https://gocardless.com/guides/posts/how-to-improve-cash-flow/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-improve-cash-flow/</guid><pubDate>Wed, 15 Jan 2020 14:38:48 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7DLe4dghxeYE2jzXWA5FOG/42c5f1a58f97fd768c0646ee8df8d2b4/CDT-878_Organic_content_thumbnail_cashflow_03.png" length="188999" type="image/png"/></item><item><title><![CDATA[How to Reduce Customer Churn]]></title><description><![CDATA[Churn reduction is one of the biggest challenges in Saas, here are our top tips.]]></description><link>https://gocardless.com/guides/posts/how-to-reduce-customer-churn/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-reduce-customer-churn/</guid><pubDate>Wed, 15 Jan 2020 14:38:30 GMT</pubDate><enclosure 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invoice...]]></description><link>https://gocardless.com/guides/posts/how-to-create-an-invoice/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-create-an-invoice/</guid><pubDate>Tue, 14 Jan 2020 18:53:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png" length="85234" type="image/png"/></item><item><title><![CDATA[Start-Up Costs: How Much Does It Cost to Start a Business?]]></title><description><![CDATA[New business owners shouldn’t underestimate the cost of setting up a company...]]></description><link>https://gocardless.com/guides/posts/business-start-up-costs/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/business-start-up-costs/</guid><pubDate>Mon, 13 Jan 2020 13:49:23 GMT</pubDate><enclosure 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model?]]></description><link>https://gocardless.com/guides/posts/subscription-business-model/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/subscription-business-model/</guid><pubDate>Mon, 13 Jan 2020 12:28:53 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4eXAlVvNXB9bLdQ2ojR5VR/944ea53794c3c7dc5b71387e4828a2f3/CDT-878_Organic_content_thumbnail_subscription_02.png" length="142635" type="image/png"/></item><item><title><![CDATA[How to Calculate Late Payment Interest]]></title><description><![CDATA[For many businesses, late payments aren’t the exception, they’re the rule.]]></description><link>https://gocardless.com/guides/posts/how-to-calculate-late-payment-interest/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-calculate-late-payment-interest/</guid><pubDate>Mon, 13 Jan 2020 11:10:02 GMT</pubDate><enclosure 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We’ve crunched the numbers...]]></description><link>https://gocardless.com/guides/posts/cost-of-outsourcing-payroll/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/cost-of-outsourcing-payroll/</guid><pubDate>Mon, 13 Jan 2020 10:57:55 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png" length="49667" type="image/png"/></item><item><title><![CDATA[What’s the Difference Between Cash Flow and Profit?]]></title><description><![CDATA[Cash flow and profit are very different, and if you’re a business owner...]]></description><link>https://gocardless.com/guides/posts/cash-flow-vs-profit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/cash-flow-vs-profit/</guid><pubDate>Mon, 13 Jan 2020 10:30:27 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6964Yu202pPp8juqYdLKtI/ae05a8fe7956c617fbc90ee689851f15/CDT-878_Organic_content_thumbnail_cashflow_01.png" length="204873" type="image/png"/></item><item><title><![CDATA[Top 8 Accounts Receivable Process Improvement Ideas]]></title><description><![CDATA[Our top 8 tactics for improving your business' Accounts Receivable processes.]]></description><link>https://gocardless.com/guides/posts/top-8-accounts-receivable-process-improvement-ideas/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/top-8-accounts-receivable-process-improvement-ideas/</guid><pubDate>Mon, 13 Jan 2020 10:19:40 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7lYZlQQBBF1JitvIXOL7EU/c6a7591bf6214b375fbf76a9112c9ac8/CDT-878_Organic_content_thumbnail_cashflow_02.png" length="187025" type="image/png"/></item><item><title><![CDATA[Payment preferences, conversion and growth: How to gain an advantage in the B2B market]]></title><description><![CDATA[Insights on payment preferences from over 4,000 businesses around the globe.]]></description><link>https://gocardless.com/blog/payment-preferences-in-b2b/</link><guid isPermaLink="false">https://gocardless.com/blog/payment-preferences-in-b2b/</guid><pubDate>Wed, 08 Jan 2020 16:50:24 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3yUkPYvHP9tWInHaweowOx/00c91c1d6b9cdc3af358a68eb5b94ed0/payment-preferences-in-b2b-open-access-hero.jpg" length="3226002" type="image/jpeg"/></item><item><title><![CDATA[[Report] Global payment preferences for recurring B2B purchases]]></title><description><![CDATA[We surveyed 4,990 businesses across 9 markets to determine which payment methods businesses prefer for different use cases.]]></description><link>https://gocardless.com/guides/posts/b2b-payment-preferences/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/b2b-payment-preferences/</guid><pubDate>Wed, 08 Jan 2020 16:12:35 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4fg6rX8ZuFVOU78XgCwo2k/70243c578b7edeb8083c457101198e8e/Card_Carousel-Chargebee-G2-s_CEO_Consult_Webinar.jpg" length="91352" type="image/jpeg"/></item><item><title><![CDATA[What’s the best payment method to fuel the subscription economy?]]></title><description><![CDATA[Where should your search for the perfect payment method start? That depends on what you’re offering - or more specifically, how you’re offering it.]]></description><link>https://gocardless.com/blog/whats-the-best-payment-method-to-fuel-the-subscription-economy/</link><guid isPermaLink="false">https://gocardless.com/blog/whats-the-best-payment-method-to-fuel-the-subscription-economy/</guid><pubDate>Tue, 07 Jan 2020 12:51:14 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1oNRIDHXqW02KoCIhCpWIN/6c750f262d53853820f0d884ffc5d825/invoice-to-subscription.jpg" length="224166" type="image/jpeg"/></item><item><title><![CDATA[Payment methods are on a collision course with global business. But not for much longer.]]></title><description><![CDATA[ The failure of B2B payments to be truly borderless is at odds with the very exercise it is primarily designed for - buying and selling things.]]></description><link>https://gocardless.com/blog/payment-methods-are-on-a-collision-course-with-global-business-but-not-for/</link><guid isPermaLink="false">https://gocardless.com/blog/payment-methods-are-on-a-collision-course-with-global-business-but-not-for/</guid><pubDate>Tue, 07 Jan 2020 11:54:16 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4qnrcNErxzsIB5RzKdwVwI/718f28b2be620e9019f83c28c33cb61f/DgQXBOL.jpg" length="247783" type="image/jpeg"/></item><item><title><![CDATA[The 10 most valuable events for UK accountants in 2020]]></title><description><![CDATA[Generate CPD credits, and make new contacts to learn from and generate new work.]]></description><link>https://gocardless.com/guides/posts/uk-events-accountants-2020/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/uk-events-accountants-2020/</guid><pubDate>Thu, 19 Dec 2019 15:32:03 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4EdGgbf5wuYEn2EVXuTpm6/4dc9bd84b93ca0560982f52249bd4cf8/most-valuable-accountant-events-2020-hero.jpg" length="3123466" type="image/jpeg"/></item><item><title><![CDATA[Getting an invoice paid on time is better than Christmas presents, say UK SMBs ]]></title><description><![CDATA[Find out how managing payment is impacting SMBs this Christmas. ]]></description><link>https://gocardless.com/blog/getting-paid-on-time-is-better-than-presents/</link><guid isPermaLink="false">https://gocardless.com/blog/getting-paid-on-time-is-better-than-presents/</guid><pubDate>Thu, 19 Dec 2019 14:22:16 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3Mev7qNuZMZRObVpOFSH56/c896ca20e6dbc996e671dca2e32e84c4/paid-christmas.jpg" length="3344478" type="image/jpeg"/></item><item><title><![CDATA[Payment terms: An overview]]></title><description><![CDATA[Payment terms remove uncertainty around when you'll get paid, helping cash flow.]]></description><link>https://gocardless.com/guides/posts/payment-terms/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/payment-terms/</guid><pubDate>Tue, 17 Dec 2019 17:02:13 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4fnVfisijE0znkRFBBOBP2/8169b206d6e95e7781f5eae4b762ad1a/payment-terms-overview-hero.jpg" length="2977863" type="image/jpeg"/></item><item><title><![CDATA[Migrating To TLSv1.2: What you need to know]]></title><description><![CDATA[Find out about new security changes to our API. ]]></description><link>https://gocardless.com/blog/migrating-to-tlsv1-2/</link><guid isPermaLink="false">https://gocardless.com/blog/migrating-to-tlsv1-2/</guid><pubDate>Tue, 17 Dec 2019 13:47:12 GMT</pubDate></item><item><title><![CDATA[Your top questions about churn answered]]></title><description><![CDATA[We searched for the most-asked questions about churn. Here are the answers.]]></description><link>https://gocardless.com/guides/posts/top-questions-churn/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/top-questions-churn/</guid><pubDate>Tue, 17 Dec 2019 12:22:18 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1P3t1KCN6roTVb0xtwU3S4/6737f261cea3fb126ec21ca262035102/top-questions-churn-hero-animated.gif" length="4034594" type="image/gif"/></item><item><title><![CDATA[Your top questions about growth answered]]></title><description><![CDATA[We searched for the most-asked questions about growth. Here are the answers.]]></description><link>https://gocardless.com/guides/posts/top-growth-questions/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/top-growth-questions/</guid><pubDate>Mon, 16 Dec 2019 18:09:46 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Vowvm6fI2j3HKwGN7EfGX/041d1573aa9489b68dac29c2b8fb1709/top-questions-growth-hero.jpg" length="1750767" type="image/jpeg"/></item><item><title><![CDATA[[On demand] Xerocon Distilled webinar: Cash flow and festive cheer]]></title><description><![CDATA[With Xerocon over for another year, here are the big takeaways distilled down into something more practical.]]></description><link>https://gocardless.com/guides/posts/xero-webcast/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/xero-webcast/</guid><pubDate>Mon, 16 Dec 2019 13:53:07 GMT</pubDate><enclosure 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isPermaLink="false">https://gocardless.com/guides/posts/the-a-z-of-cloud-accounting/</guid><pubDate>Thu, 12 Dec 2019 17:31:53 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7JGThP0CWSfkrEy5wYjsRD/02901cd9e8b17ca9ffe51f429278d593/a-z-cloud-accounting-thumbnail-animated.gif" length="106141" type="image/gif"/></item><item><title><![CDATA[Pricing 101: A guide for accountants]]></title><description><![CDATA[Pricing models explained and top tips for a winning pricing strategy.]]></description><link>https://gocardless.com/guides/posts/pricing-101-a-guide-for-accountants/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/pricing-101-a-guide-for-accountants/</guid><pubDate>Thu, 12 Dec 2019 16:19:17 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/sOxzZgBpI78NFNyAOPiHG/2a5a82cd549d26f77d99817f1ed94cd2/pricing-101-a-guide-for-accountants-hero.jpg" length="10393542" type="image/jpeg"/></item><item><title><![CDATA[Risk at GoCardless: A conversation with Chief Risk Officer, Erez Mathan]]></title><description><![CDATA[Hear from our CRO, Erez Mathan, on his vision for the Risk team at GoCardless.]]></description><link>https://gocardless.com/blog/risk-at-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/risk-at-gocardless/</guid><pubDate>Thu, 12 Dec 2019 13:15:11 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5dHjdkG8LVJrV3PsILeMd0/3468cf5fb5eb009d61e516f92a16c32e/CDT-692-ExecBlogSeries-Risk-v2-12-12.jpg" length="12197460" type="image/jpeg"/></item><item><title><![CDATA[4 ways GoCardless reduces the complexity of collecting recurring payments]]></title><description><![CDATA[How GoCardless helps your business take payments more simply]]></description><link>https://gocardless.com/guides/posts/4-ways-gocardless-reduces-payment-complexity/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/4-ways-gocardless-reduces-payment-complexity/</guid><pubDate>Wed, 11 Dec 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payments]]></title><description><![CDATA[How GoCardless helps your business save money.]]></description><link>https://gocardless.com/guides/posts/5-ways-gocardless-reduces-cost/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/5-ways-gocardless-reduces-cost/</guid><pubDate>Thu, 05 Dec 2019 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3oSEyVXcP8D4fdBwceARNH/69c39a8f4781ffbc9eaf1d95e75664de/CDT-843_Costs__1_.png" length="864909" type="image/png"/></item><item><title><![CDATA[UK businesses, do you know how your customers actually want to pay you?]]></title><description><![CDATA[Take heed of your customers' payment preferences to get paid on time.]]></description><link>https://gocardless.com/blog/how-uk-businesses-actually-want-to-pay/</link><guid isPermaLink="false">https://gocardless.com/blog/how-uk-businesses-actually-want-to-pay/</guid><pubDate>Wed, 04 Dec 2019 17:56:58 GMT</pubDate><enclosure 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We asked more than 1,000 businesses across the UK which payment methods they prefer to use, so you know which to offer them to get paid on time.]]></description><link>https://gocardless.com/guides/posts/how-uk-businesses-prefer-to-pay/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-uk-businesses-prefer-to-pay/</guid><pubDate>Wed, 04 Dec 2019 17:24:25 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4Vbf85UgnYVUpL0qS4EM93/d63642265da8474fb13bd3f97545f8a8/how-uk-businesses-prefer-to-pay-hero-2.jpg" length="221138" type="image/jpeg"/></item><item><title><![CDATA[Get your invoices paid before Christmas]]></title><description><![CDATA[With many businesses shutting down early this year, here are five ways to make sure you're paid in time for Christmas.]]></description><link>https://gocardless.com/guides/posts/get-paid-in-time-for-xmas/</link><guid 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to know about PSD2, and what it means for your business.]]></description><link>https://gocardless.com/guides/posts/an-introduction-to-psd2/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/an-introduction-to-psd2/</guid><pubDate>Tue, 19 Nov 2019 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6YmzRH7XxlUfC4Yclo7Gw6/82f7d2869e59e89ce01fcaf02383a4e2/CDT-760_PSD2_contentful__1_.jpg" length="145537" type="image/jpeg"/></item><item><title><![CDATA[Everything you need to know about 3DS2]]></title><description><![CDATA[What does 3DS2 do and what does it mean for your business?]]></description><link>https://gocardless.com/guides/posts/everything-you-need-to-know-about-3ds2/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/everything-you-need-to-know-about-3ds2/</guid><pubDate>Tue, 19 Nov 2019 00:00:00 GMT</pubDate><enclosure 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health?]]></description><link>https://gocardless.com/guides/posts/building-the-balance-sheet/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/building-the-balance-sheet/</guid><pubDate>Fri, 15 Nov 2019 10:12:56 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1HAMFCoLUiOfSdA4Gc7qN0/fa5de639040f8aa1bd6f5838603c8546/building-the-balance-sheet-thumbnail.jpg" length="37970" type="image/jpeg"/></item><item><title><![CDATA[How to get your customers to pay by Direct Debit]]></title><description><![CDATA[How to get your customers to pay by Direct Debit.]]></description><link>https://gocardless.com/guides/moving-customers-to-direct-debit/when-to-ask-customers-to-switch/</link><guid isPermaLink="false">https://gocardless.com/guides/moving-customers-to-direct-debit/when-to-ask-customers-to-switch/</guid><pubDate>Tue, 12 Nov 2019 12:16:20 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/44HCOGUeOtSaJ5iwVaoOpl/6d05750468c300396dae37d55bc74586/UK-11-CUSTDD.png" length="77700" type="image/png"/></item><item><title><![CDATA[Bacs processing calendar 2020]]></title><link>https://gocardless.com/blog/bacs-processing-calendar/</link><guid isPermaLink="false">https://gocardless.com/blog/bacs-processing-calendar/</guid><pubDate>Mon, 11 Nov 2019 07:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/79MhHk4RPIPU5XE2to9sV1/624e6296edeb6a5f703826d052298c48/CDT-766_Bacs-processing-calendar_GIF.gif" length="414425" type="image/gif"/></item><item><title><![CDATA[Your top cash flow questions answered]]></title><description><![CDATA[We searched for the most-asked questions about cash flow. Here are the answers.]]></description><link>https://gocardless.com/guides/posts/top-cash-flow-questions-answered/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/top-cash-flow-questions-answered/</guid><pubDate>Fri, 08 Nov 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6SKJEyO3DRXoVWdS7hntBt/df577152245d191512ae4469ba6a99c3/your-top-cash-flow-questions-answered-hero-animated.gif" length="434459" type="image/gif"/></item><item><title><![CDATA[5 steps for a successful transition from invoicing to subscription billing]]></title><description><![CDATA[If you bill your regular customers on a recurring basis, take advantage of subscription billing and bring more predictable revenue to your business. In this guide, we walk through 5 steps to moving to a subscription model.]]></description><link>https://gocardless.com/guides/posts/moving-from-invoices-to-subscription-model/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/moving-from-invoices-to-subscription-model/</guid><pubDate>Fri, 08 Nov 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1oNRIDHXqW02KoCIhCpWIN/6c750f262d53853820f0d884ffc5d825/invoice-to-subscription.jpg" length="224166" type="image/jpeg"/></item><item><title><![CDATA[Go borderless: GoCardless launches the first global network designed for recurring payments]]></title><description><![CDATA[Complete with foreign exchange, powered by Wise for Business.]]></description><link>https://gocardless.com/blog/borderless-payments/</link><guid isPermaLink="false">https://gocardless.com/blog/borderless-payments/</guid><pubDate>Wed, 06 Nov 2019 10:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2xtxWRLNmDU21IUCZk8u6j/497f6dfa93c5416e62ae0838e6ca66d5/borderless-blog-hero.png" length="1490365" type="image/png"/></item><item><title><![CDATA[The small business guide to purchase orders]]></title><description><![CDATA[When your business buys goods or services, it’s important to keep track of what you’ve ordered and how much it will cost you. Setting up a purchase order system can improve your business’ efficiency, tighten stock controls and save you money.]]></description><link>https://gocardless.com/guides/posts/guide-to-purchase-orders/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-to-purchase-orders/</guid><pubDate>Wed, 06 Nov 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/55qYsG1kjafPCOKwNn3NAx/e74740217b151238727fa17a44696d13/guide-to-purchase-orders-thumbnail.jpg" length="441339" type="image/jpeg"/></item><item><title><![CDATA[Press release: GoCardless launches first global network for recurring payments]]></title><description><![CDATA[Bolstered by a partnership with Wise.]]></description><link>https://gocardless.com/blog/press-release-borderless-payments/</link><guid isPermaLink="false">https://gocardless.com/blog/press-release-borderless-payments/</guid><pubDate>Mon, 04 Nov 2019 16:31:51 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6vu9Buu7yYlZ0tgxk8wvYM/cfef9cb527b15842891b32ad98227618/Copy_of_Taavet___Hiroki___DSC1590__1_.jpg" length="364311" type="image/jpeg"/></item><item><title><![CDATA[The Complete Guide to Bacs and Bacs Payments]]></title><description><![CDATA[A guide on Bacs payments in the UK: everything you need to know about Direct Debit, Bacs Direct Credit, CHAPS and Faster Payments.]]></description><link>https://gocardless.com/guides/posts/bacs-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/bacs-payments/</guid><pubDate>Fri, 01 Nov 2019 07:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1XPjuFP4z00oh6bFTzUtd2/418f77822dcf01e3dec6d1de3fa55178/bank_to_bank_narrow.jpg" length="471635" type="image/jpeg"/></item><item><title><![CDATA[Update: What Brexit means for GoCardless – and our customers]]></title><description><![CDATA[An update on how GoCardless is fully prepared for any potential Brexit outcome.]]></description><link>https://gocardless.com/blog/brexit-update-november-2019/</link><guid isPermaLink="false">https://gocardless.com/blog/brexit-update-november-2019/</guid><pubDate>Fri, 01 Nov 2019 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7cryvgpToJDGPgGB5d8VDe/f292a4a32dfa2dabeb05b422a127196b/brexit_brexit.jpg" length="297842" type="image/jpeg"/></item><item><title><![CDATA[Faster Payments: Everything you need to know]]></title><description><![CDATA[A Faster Payment is a type of electronic transfer, designed to speed up the process of sending money within the UK. This guide will tell you everything you need to know about the Faster Payments Service and how your business can use it.]]></description><link>https://gocardless.com/guides/posts/faster-payments-explained/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/faster-payments-explained/</guid><pubDate>Thu, 31 Oct 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7bQWOVydY0XLaz095NVEQP/b00ce6d787076780dcf6ffe26f1e4f15/faster-payments.jpg" length="446672" type="image/jpeg"/></item><item><title><![CDATA[What is invoice discounting and how does it work?]]></title><description><![CDATA[Invoice discounting is a way to get money flowing into your business faster – here's how it works.]]></description><link>https://gocardless.com/guides/posts/what-is-invoice-discounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-invoice-discounting/</guid><pubDate>Wed, 30 Oct 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2Oibn3HbjibXVsFRT0kCtp/faee108635284746e300d65f7bbdd16a/invoice-discounting.jpg" length="221695" type="image/jpeg"/></item><item><title><![CDATA[Announcing our partnership with subscription billing platform, Recurly]]></title><description><![CDATA[Find out more about our newest software partnership.]]></description><link>https://gocardless.com/blog/gocardless-partners-with-recurly/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-partners-with-recurly/</guid><pubDate>Tue, 29 Oct 2019 15:11:40 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6QNES1naVkf8Os3BtzszWp/459aa23c63c11c124393d57db42c2d34/Untitled_design__2_.png" length="84743" type="image/png"/></item><item><title><![CDATA[GoCardless now powers more than 50,000 businesses worldwide]]></title><description><![CDATA[Hiroki Takeuchi, Co-founder and CEO, reflects on 2019 and a new milestone.]]></description><link>https://gocardless.com/blog/gocardless-50000-businesses/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-50000-businesses/</guid><pubDate>Thu, 24 Oct 2019 12:45:47 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3Q4Ge6j09DW3v9bybEucTC/d439a95e116dbe1f066838e4f14f6bef/gocardless-powers-50000-businesses.gif" length="835928" type="image/gif"/></item><item><title><![CDATA[How and when can your business issue credit notes?]]></title><description><![CDATA[Credit notes can be useful tools in your invoicing workflow, but what do they do, what information is needed to create one, and when should you send them?]]></description><link>https://gocardless.com/guides/posts/how-and-when-to-use-credit-notes/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-and-when-to-use-credit-notes/</guid><pubDate>Fri, 18 Oct 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4BN8BJYDJ5XGgp7NGE4IXt/c8c37a10303d09777b17b22f1857471d/credit-notes.jpg" length="127635" type="image/jpeg"/></item><item><title><![CDATA[SCA Impact Playbook: subscription commerce and the SCA opportunity]]></title><description><![CDATA[Your comprehensive resource for understanding the challenges and opportunities that Strong Customer Authentication (SCA) presents for global subscription businesses.]]></description><link>https://gocardless.com/guides/posts/sca-impact-playbook/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/sca-impact-playbook/</guid><pubDate>Fri, 18 Oct 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5WTBIKGLNykAsSe0BvS96i/d984a8af01b6cdffed116d914364ce73/sca-impact-playbook.jpg" length="182836" type="image/jpeg"/></item><item><title><![CDATA[The Global Recurring Payments Tracker: October 2019 edition]]></title><description><![CDATA[Your monthly resource for tracking  the complexities and challenges of the international recurring payments space.]]></description><link>https://gocardless.com/guides/posts/global-recurring-payments-tracker-october/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/global-recurring-payments-tracker-october/</guid><pubDate>Fri, 18 Oct 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4ZV8ciefx9ILWYgutRLCIC/03c97e8ce76a557ba637d1d14c454f2d/gatedcontent___images___post-thumbnails_payments-tracker-october.jpg" length="234877" type="image/jpeg"/></item><item><title><![CDATA[GoCardless is hitting the road: see you at the Xero NZ Roadshow 2019]]></title><description><![CDATA[See you at one of seven events across New Zealand.]]></description><link>https://gocardless.com/blog/xero-nz-roadshow-2019/</link><guid isPermaLink="false">https://gocardless.com/blog/xero-nz-roadshow-2019/</guid><pubDate>Thu, 17 Oct 2019 23:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2iXTbngP4iuolAp0er2jN/6f296c1ccaccd922070efe77443ec73a/xero-roadshows.png" length="95361" type="image/png"/></item><item><title><![CDATA[Engineering internships at GoCardless]]></title><description><![CDATA[Find out about internships in the GoCardless Product Development team. ]]></description><link>https://gocardless.com/blog/engineering-internships-at-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/engineering-internships-at-gocardless/</guid><pubDate>Mon, 14 Oct 2019 15:24:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1dvwuNgzy48SQ03kTymSO1/7d7ebec397678e6cc2bdcb4a0fb0743d/engineering-internships.jpg" length="283527" type="image/jpeg"/></item><item><title><![CDATA[A day in the life of James Gundry, Customer Experience Manager]]></title><description><![CDATA[What does a typical day look like for a GoCardless customer experience manager?]]></description><link>https://gocardless.com/blog/a-day-in-the-life-of-customer-experience/</link><guid isPermaLink="false">https://gocardless.com/blog/a-day-in-the-life-of-customer-experience/</guid><pubDate>Fri, 11 Oct 2019 11:05:19 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/32D8yrFZ916wfufCblFTkn/a840d73bceb76089704454102a995e69/A_day_in_the_life_of_Customer_Experience.jpg" length="947566" type="image/jpeg"/></item><item><title><![CDATA[When, why & how to use proforma invoices]]></title><description><![CDATA[If the goods or services you deliver are liable to change, proforma invoices could help reduce your admin and create a smoother invoicing process.]]></description><link>https://gocardless.com/guides/posts/proforma-invoices/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/proforma-invoices/</guid><pubDate>Fri, 11 Oct 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1dgCjlUjUUb2pgKEEPXXv6/00b8330741dc9b8bba90f910ea1e6f8e/proforma-invoices-thumbnail.jpg" length="245897" type="image/jpeg"/></item><item><title><![CDATA[Moving to the cloud: A guide for accountancy firms]]></title><description><![CDATA[We spoke to leading accountants about their experience and advice for firms moving to the cloud. This is what they said.]]></description><link>https://gocardless.com/guides/posts/moving-to-the-cloud/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/moving-to-the-cloud/</guid><pubDate>Fri, 11 Oct 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6Y4zOXZxgxbGRhZAAZR8qL/9f27b537e9d3bad036787f85c32fffb4/moving-to-the-cloud-uk.jpg" length="102774" type="image/jpeg"/></item><item><title><![CDATA[A day in the life of Bryan Valery, Customer Support Advocate]]></title><description><![CDATA[What does a typical day look like for a GoCardless customer support advocate?]]></description><link>https://gocardless.com/blog/day-in-the-life-customer-support/</link><guid isPermaLink="false">https://gocardless.com/blog/day-in-the-life-customer-support/</guid><pubDate>Wed, 09 Oct 2019 23:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/32Rp6NUJfwcUfyGeYFZ8xy/1de963d23255478cd32c3f8171e45a3b/Customer_Support_Bryan.jpg" length="142877" type="image/jpeg"/></item><item><title><![CDATA[How Customer Success can help you reach your long-term goals]]></title><description><![CDATA[How does the Customer Success team help businesses make the most of GoCardless?]]></description><link>https://gocardless.com/blog/how-customer-success-help-reach-your-goals/</link><guid isPermaLink="false">https://gocardless.com/blog/how-customer-success-help-reach-your-goals/</guid><pubDate>Wed, 09 Oct 2019 07:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3Nui9rJGuhzh7LYIKdNZMe/5b92e9ca28abb8bdb4f0db9d2985b749/Customer_success_ellie.jpg" length="160710" type="image/jpeg"/></item><item><title><![CDATA[What is invoice factoring and how does it work?]]></title><description><![CDATA[Invoice factoring can boost cash flow and simplify business planning – could it work for you?]]></description><link>https://gocardless.com/guides/posts/what-is-invoice-factoring/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-invoice-factoring/</guid><pubDate>Wed, 09 Oct 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3HsDuiZNAry3ilDFCYESwp/aa835afe52aad5e9c250959cb552d97b/what-is-invoice-factoring-thumbnail.jpg" length="149264" type="image/jpeg"/></item><item><title><![CDATA[A focus on our Customer Onboarding team]]></title><description><![CDATA[A day in the life of Onboarding Manager, Katie Gouyette.]]></description><link>https://gocardless.com/blog/a-focus-on-our-customer-onboarding-team/</link><guid isPermaLink="false">https://gocardless.com/blog/a-focus-on-our-customer-onboarding-team/</guid><pubDate>Mon, 07 Oct 2019 10:14:40 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6zC7xIwj6H8TuMrPEwFx1Z/eadc5e09a2cfaebd194e8ceec360f76b/a-day-in-the-life-of-merchant-onboarding.jpg" length="948984" type="image/jpeg"/></item><item><title><![CDATA[GoCardless celebrates National Customer Service Week 2019!]]></title><description><![CDATA[This week-long event recognises great customer service, and we're celebrating.]]></description><link>https://gocardless.com/blog/national-customer-service-week-2019/</link><guid isPermaLink="false">https://gocardless.com/blog/national-customer-service-week-2019/</guid><pubDate>Fri, 04 Oct 2019 16:32:48 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/c5PEWVZSzMiaoCVgLXdnV/7feabdd549c58daec6dc43cc4f2dbaf1/national-customer-service-week-2019.jpg" length="361163" type="image/jpeg"/></item><item><title><![CDATA[What is invoice finance and should your business use it?]]></title><description><![CDATA[Invoice finance can give you fast access to cash – could it work for you?]]></description><link>https://gocardless.com/guides/posts/what-is-invoice-finance-and-should-your-business-use-it/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-invoice-finance-and-should-your-business-use-it/</guid><pubDate>Fri, 04 Oct 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7dt26cNfKeIJD0IkOH0SLB/58382354875c00140e8410d432af32fa/what-is-invoice-finance-thumbnail.jpg" length="129217" type="image/jpeg"/></item><item><title><![CDATA[What is reconciliation in accounting?]]></title><description><![CDATA[There are a number of variants to this accounting process, useful for ensuring correct balances are recorded within accounts. This guide explains what they are, why reconciliation is important, and how to conduct reconciliation.]]></description><link>https://gocardless.com/guides/posts/what-is-reconciliation-in-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-reconciliation-in-accounting/</guid><pubDate>Thu, 03 Oct 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2sMHr8kYQLfy8PmBY8jNRW/d669f1d5d52b86b13cb91d6e79a1bc18/what-is-reconciliation-thumbnail.jpg" length="173238" type="image/jpeg"/></item><item><title><![CDATA[The Global Recurring Payments Tracker: September 2019 edition]]></title><description><![CDATA[Your monthly resource for tackling the complexities and challenges of the international recurring payments space.]]></description><link>https://gocardless.com/guides/posts/global-recurring-payments-tracker-september/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/global-recurring-payments-tracker-september/</guid><pubDate>Thu, 03 Oct 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/r9m43ZLm5f0CGLufge6d3/b9db4f11468878b57962195ab463e94e/gatedcontent___images___post-thumbnails_payments-tracker-september.jpg" length="130222" type="image/jpeg"/></item><item><title><![CDATA[The payment experience cheat sheet: a guide for recurring revenue businesses]]></title><description><![CDATA[Use our handy cheat sheet to make sure your payment experience is fully optimised for the requirements of your customer. Learn how to maximise payment success, get better insights into your process and reduce churn.]]></description><link>https://gocardless.com/guides/posts/payment-experience-cheat-sheet/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/payment-experience-cheat-sheet/</guid><pubDate>Tue, 01 Oct 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4Li6wD67v8rkc81mzXd85c/e50cc2f8c2e546e2b8e45720abc073b7/gatedcontent___images___post-thumbnails_payment-experience-cheat-sheet.jpg" length="229269" type="image/jpeg"/></item><item><title><![CDATA[The digital transformation of energy payments in the UK: how other countries can take note]]></title><description><![CDATA[What can other countries learn from the UK's digital-first approach to payments?]]></description><link>https://gocardless.com/blog/digital-transformation-energy-payments/</link><guid isPermaLink="false">https://gocardless.com/blog/digital-transformation-energy-payments/</guid><pubDate>Fri, 27 Sep 2019 11:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2uVWX4zR0BbiV6kp2NeDye/dec8a2a241b205e26e8779168718537d/Energy_digital_transformartion_hero.jpg" length="119717" type="image/jpeg"/></item><item><title><![CDATA[What is Cloud Accounting & How Does it Work?]]></title><description><![CDATA[Cloud-based solutions abound in the digital age, with many of us using online software to manage our emails, our banking or our photo storage. So why not move your business’ accounting and bookkeeping needs to the cloud too?]]></description><link>https://gocardless.com/guides/posts/what-is-cloud-accounting-and-how-does-it-work/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-is-cloud-accounting-and-how-does-it-work/</guid><pubDate>Mon, 23 Sep 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/72sDL7Nh2xHOTPegGTf1Xu/ff70719a2f45b3d79181db2985f6cef4/what-is-cloud-accounting-thumbnail.jpg" length="136305" type="image/jpeg"/></item><item><title><![CDATA[Cost-Benefit Analysis: The Complete Guide]]></title><description><![CDATA[The cost-benefit analysis: A procedure used by businesses to assess the value of undertaking a project or making an important decision. Here's how you do one, and when and why you should.]]></description><link>https://gocardless.com/guides/posts/cost-benefit-analysis-complete-guide/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/cost-benefit-analysis-complete-guide/</guid><pubDate>Thu, 19 Sep 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4qRFRuqfUdQcZEAyw8kzHV/6e3ac31c39d21094e58b2f176803b247/guides_images_post-thumbnails_admin-busting-tips.jpg" length="267197" type="image/jpeg"/></item><item><title><![CDATA[Introducing ACH payments with GoCardless]]></title><description><![CDATA[GoCardless now supports ACH payments in the US]]></description><link>https://gocardless.com/blog/introducing-us-payments-with-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/introducing-us-payments-with-gocardless/</guid><pubDate>Wed, 18 Sep 2019 05:59:50 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/30XWcHnvyWisfiCDABbBkp/4df2c7ffbd63518424f5956c42426c07/ACH-launch.png" length="58332" type="image/png"/></item><item><title><![CDATA[Accountant’s Toolkit]]></title><description><![CDATA[Online Direct Debit resources for accountants]]></description><link>https://gocardless.com/guides/accountants-toolkit/gocardless-and-direct-debit/</link><guid isPermaLink="false">https://gocardless.com/guides/accountants-toolkit/gocardless-and-direct-debit/</guid><pubDate>Mon, 09 Sep 2019 16:32:46 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/cr7pLdk7bw70RbaHgjkQk/8dc02a4a2a969adbd35436d8643a03c9/guides___images___accountants-toolkit_2x.jpg" length="105089" type="image/jpeg"/></item><item><title><![CDATA[Alternatives to cards across Europe]]></title><description><![CDATA[A guide to major local payment methods in Europe.]]></description><link>https://gocardless.com/guides/alternative-payments-europe/intro/</link><guid isPermaLink="false">https://gocardless.com/guides/alternative-payments-europe/intro/</guid><pubDate>Mon, 09 Sep 2019 16:32:44 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4DYxu3FxnnN7ZHbizIH7tY/244fe3ad283dc15a1f2fac938018b4fa/guides___images___cover_alternative_payments_europe.jpg" length="201556" type="image/jpeg"/></item><item><title><![CDATA[BECS Direct Debit]]></title><description><![CDATA[A detailed guide to Direct Debit in Australia.]]></description><link>https://gocardless.com/guides/becs-direct-debit/introduction/</link><guid isPermaLink="false">https://gocardless.com/guides/becs-direct-debit/introduction/</guid><pubDate>Mon, 09 Sep 2019 16:32:43 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6UOgbmNPEb59r86U2brLV6/8f44c1224b5329763dc55bc5abf968b5/UK-04-BECS.png" length="82329" type="image/png"/></item><item><title><![CDATA[BECS Direct Debit New Zealand]]></title><description><![CDATA[A user guide for Direct Debit in New Zealand.]]></description><link>https://gocardless.com/guides/becs-nz/introduction/</link><guid isPermaLink="false">https://gocardless.com/guides/becs-nz/introduction/</guid><pubDate>Mon, 09 Sep 2019 16:31:16 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3o5f7g0KJIcvWiBIV5KE3Q/c6b9a1d2193e80559ec3fcccff3d6a64/NZ-01-BECS.png" length="84678" type="image/png"/></item><item><title><![CDATA[Betalingsservice]]></title><description><![CDATA[A comprehensive guide to Direct Debit in Denmark.]]></description><link>https://gocardless.com/guides/betalingsservice/introduction/</link><guid isPermaLink="false">https://gocardless.com/guides/betalingsservice/introduction/</guid><pubDate>Mon, 09 Sep 2019 16:31:15 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2BhLKjYVF8VLKGYKHi2scM/bd4e7e30c44e4f4c9ac523052c44c72b/guides___images___cover_betalingsservice.jpg" length="160861" type="image/jpeg"/></item><item><title><![CDATA[Bg Autogiro]]></title><description><![CDATA[How to collect Direct Debit payments in Sweden.]]></description><link>https://gocardless.com/guides/bg-autogiro/introduction/</link><guid isPermaLink="false">https://gocardless.com/guides/bg-autogiro/introduction/</guid><pubDate>Mon, 09 Sep 2019 16:31:13 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2X6Z9rlGiAINfeSJC3DEqI/4297c8134191fd9820a22d8e59c944e8/UK-06-BG-AUTOGIRO.png" length="74608" type="image/png"/></item><item><title><![CDATA[Cash Flow Academy]]></title><description><![CDATA[Insight and advice to help you master cash flow.]]></description><link>https://gocardless.com/guides/cash-flow-academy/introduction-to-cash-flow/</link><guid isPermaLink="false">https://gocardless.com/guides/cash-flow-academy/introduction-to-cash-flow/</guid><pubDate>Mon, 09 Sep 2019 16:31:02 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4nw45s3ZSDKpK3XZtICtu2/de04dd300617318e436c83579cb10824/UK-07-CASHFLOW.png" length="99648" type="image/png"/></item><item><title><![CDATA[Direct Debit]]></title><description><![CDATA[A guide for anyone who wants to learn more about Direct Debit.]]></description><link>https://gocardless.com/direct-debit/introduction/</link><guid isPermaLink="false">https://gocardless.com/direct-debit/introduction/</guid><pubDate>Mon, 09 Sep 2019 16:31:01 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1vNzdsmgFXEZ92r4eS0FEG/41b4d646d2f11237e281de6a713b95c0/UK-08-DD.png" length="76013" type="image/png"/></item><item><title><![CDATA[Direct Debit: a beginner's guide]]></title><description><![CDATA[Everything you wanted to know about Direct Debit.]]></description><link>https://gocardless.com/guides/intro-to-direct-debit/guide-for-payers/</link><guid isPermaLink="false">https://gocardless.com/guides/intro-to-direct-debit/guide-for-payers/</guid><pubDate>Mon, 09 Sep 2019 16:30:59 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6AMfRRHWR1PXybbPaPWsnH/2790128198f67e784119336d7b7dd098/UK-09-DD.png" length="78742" type="image/png"/></item><item><title><![CDATA[Invoicing: A complete guide]]></title><description><![CDATA[A complete guide to invoicing and invoices.]]></description><link>https://gocardless.com/guides/invoicing/what-is-an-invoice/</link><guid isPermaLink="false">https://gocardless.com/guides/invoicing/what-is-an-invoice/</guid><pubDate>Mon, 09 Sep 2019 16:30:49 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/atPjqLl5Ou1muIZNLXJBW/ce486f6659284038c4d44a7d0fbdb0a4/UK-10-INVUK.png" length="66340" type="image/png"/></item><item><title><![CDATA[Guide to invoicing for Australian businesses]]></title><description><![CDATA[A guide to invoicing for Australian businesses, including how it works and best practices]]></description><link>https://gocardless.com/guides/invoicing-for-australian-businesses/what-is-an-invoice/</link><guid isPermaLink="false">https://gocardless.com/guides/invoicing-for-australian-businesses/what-is-an-invoice/</guid><pubDate>Mon, 09 Sep 2019 16:30:46 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6bUSnId6lEko77R4HeQTwh/e9995dedac1353f94996097662094099/AUS-03-INV.png" length="80970" type="image/png"/></item><item><title><![CDATA[Online Payments]]></title><description><![CDATA[Online payments for businesses: a complete guide.]]></description><link>https://gocardless.com/guides/online-payments-guide/online-payments-introduction/</link><guid isPermaLink="false">https://gocardless.com/guides/online-payments-guide/online-payments-introduction/</guid><pubDate>Mon, 09 Sep 2019 16:30:34 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3tIMsxiOcAM1IjIoZfsumS/d268971f7fc304e9a11f87b771bcca3f/US-04-ONLINEPYMTS.png" length="86163" type="image/png"/></item><item><title><![CDATA[Pre-Authorized Debits]]></title><description><![CDATA[The complete guide to Direct Debit in Canada.]]></description><link>https://gocardless.com/guides/pad/introducing-pads/</link><guid isPermaLink="false">https://gocardless.com/guides/pad/introducing-pads/</guid><pubDate>Mon, 09 Sep 2019 16:30:33 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/30ekmgnfYir587Ryz6a6NI/cd91c5e2b5e8a82bde344c2f88775e3e/UK-12-PAD.png" length="76853" type="image/png"/></item><item><title><![CDATA[Direct Debit RFP Guide]]></title><description><![CDATA[Find out how to create an effective RFP.]]></description><link>https://gocardless.com/guides/rfp/process/</link><guid isPermaLink="false">https://gocardless.com/guides/rfp/process/</guid><pubDate>Mon, 09 Sep 2019 16:30:31 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5Xu6meE3yHm5oKo8mol0Oo/3cbfa062870656665a878435ae3df268/UK-13-RFP.png" length="62434" type="image/png"/></item><item><title><![CDATA[SEPA]]></title><description><![CDATA[Our guide to collecting payments by SEPA]]></description><link>https://gocardless.com/guides/sepa/introduction/</link><guid isPermaLink="false">https://gocardless.com/guides/sepa/introduction/</guid><pubDate>Mon, 09 Sep 2019 16:24:04 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3LyjtqRGSdmsrQ9RhBAgAD/0cbbe1413a5e3fcd6764a6e2b04cc3f3/UK-15-SEPA.png" length="81172" type="image/png"/></item><item><title><![CDATA[Strong Customer Authentication (SCA)]]></title><description><![CDATA[Everything businesses need to know about SCA.]]></description><link>https://gocardless.com/guides/strong-customer-authentication/intro-to-sca/</link><guid isPermaLink="false">https://gocardless.com/guides/strong-customer-authentication/intro-to-sca/</guid><pubDate>Mon, 09 Sep 2019 16:24:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1XTPmXNLDEX69yU3bu0ipO/b4271f62b582d99da5359d06700be8b3/UK-14-SCA.png" length="98822" type="image/png"/></item><item><title><![CDATA[ACH: A guide to bank debit in the US]]></title><description><![CDATA[How to take ACH payments from customers in the US.]]></description><link>https://gocardless.com/guides/ach/what-is-an-ach-payment/</link><guid isPermaLink="false">https://gocardless.com/guides/ach/what-is-an-ach-payment/</guid><pubDate>Mon, 09 Sep 2019 16:23:22 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1MEhccYaO8KMSOdBNLvRRH/4a43a7d7409b4e7275929b4ca7174298/UK-02-ACH.png" length="72732" type="image/png"/></item><item><title><![CDATA[GoCardless for Zuora is now live in Canada and New Zealand ]]></title><description><![CDATA[Find out more about the expansion of our partnership with Zuora.]]></description><link>https://gocardless.com/blog/gocardless-for-zuora-is-now-live-in-canada-and-new-zealand/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-for-zuora-is-now-live-in-canada-and-new-zealand/</guid><pubDate>Fri, 06 Sep 2019 09:05:56 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6mSvNxx92xXBvqrsqLkggh/227463f9422c16c00923d4ab883d6214/gocardless-zuora-nz-can.jpg" length="346762" type="image/jpeg"/></item><item><title><![CDATA[Partnering with Xero to fix the payments problem in New Zealand]]></title><description><![CDATA[Find out about our work with Xero in New Zealand. ]]></description><link>https://gocardless.com/blog/xero-awards-nz/</link><guid isPermaLink="false">https://gocardless.com/blog/xero-awards-nz/</guid><pubDate>Fri, 30 Aug 2019 15:31:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5ey694eTU1pnQefoxEomL4/e100becfd8913869eda66f0afade20d1/xero-awards-nz.jpg" length="221509" type="image/jpeg"/></item><item><title><![CDATA[How private landlords can automate rent collection.]]></title><description><![CDATA[Here's how to get your tenants to pay rent on time]]></description><link>https://gocardless.com/guides/posts/landlords-collect-your-rent-on-time/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/landlords-collect-your-rent-on-time/</guid><pubDate>Fri, 30 Aug 2019 10:23:39 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6cly85aQ9dVoNnnoMMk4yy/829cda3046e4c6d24fa7fa8423d21efe/guides_images_post-thumbnails_choice.jpg" length="23348" type="image/jpeg"/></item><item><title><![CDATA[Security vs convenience: How will your customers react to new SCA rules?]]></title><description><![CDATA[We surveyed 4000 consumers, this is what they said.]]></description><link>https://gocardless.com/blog/sca-convenience-vs-security-research-2019/</link><guid isPermaLink="false">https://gocardless.com/blog/sca-convenience-vs-security-research-2019/</guid><pubDate>Wed, 28 Aug 2019 05:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6e075DqtXq48oWwD9Q4U5H/d9e7a081d66c2a8224f11228e7d08dde/sca_3.jpg" length="219515" type="image/jpeg"/></item><item><title><![CDATA[How to fix the 10 biggest mistakes with your terms and conditions of sale]]></title><description><![CDATA[Before you undertake any business with a customer, whether they’re new or existing, you should clearly establish the terms and conditions of sale (T&Cs). They act as the agreed rules for everyone involved, to guide everyone to a mutually satisfying result.]]></description><link>https://gocardless.com/guides/posts/how-to-fix-the-10-biggest-mistakes-with-your-terms-and-conditions-of-sale/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-fix-the-10-biggest-mistakes-with-your-terms-and-conditions-of-sale/</guid><pubDate>Tue, 27 Aug 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7hApZo7b2DUW0g0AaVRKaz/4f7b9c6294a8edca26f956552da2d500/10-mistakes-t-and-c-thumb.jpg" length="183243" type="image/jpeg"/></item><item><title><![CDATA[Creating a global onboarding experience]]></title><description><![CDATA[How we built our onboarding programme and the results in employee engagement. ]]></description><link>https://gocardless.com/blog/creating-a-global-onboarding-experience/</link><guid isPermaLink="false">https://gocardless.com/blog/creating-a-global-onboarding-experience/</guid><pubDate>Fri, 23 Aug 2019 09:48:17 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3gx4zz32JN2s7jzChb9vgp/6ed08a6a05fc5e47eff62cc76c0d6b94/onboarding-blog-post.jpg" length="608821" type="image/jpeg"/></item><item><title><![CDATA[Welcome to our new blog]]></title><description><![CDATA[Helping your business to go further]]></description><link>https://gocardless.com/blog/welcome-to-our-new-blog/</link><guid isPermaLink="false">https://gocardless.com/blog/welcome-to-our-new-blog/</guid><pubDate>Tue, 20 Aug 2019 10:48:43 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/62b2OfvTRyqfdYmCj9FSa/7d11e7681b6f6f3a9862e7c3f9c4c45f/images_-_blog_-_newblog.jpg" length="318536" type="image/jpeg"/></item><item><title><![CDATA[The FCA confirms Strong Customer Authentication (SCA) delay in the UK until March 2021]]></title><description><![CDATA[The UK is getting an 18-month phased implementation of SCA]]></description><link>https://gocardless.com/blog/fca-confirms-sca-delay-uk/</link><guid isPermaLink="false">https://gocardless.com/blog/fca-confirms-sca-delay-uk/</guid><pubDate>Mon, 19 Aug 2019 16:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/328gk9hX3uiAQiEUuy5lTi/2c35c4dba3ecd9e3f694452c76fbb0fa/sca-webinar-thumb-2.jpg" length="88912" type="image/jpeg"/></item><item><title><![CDATA[The 5 key steps to prepare your subscription business for SCA]]></title><description><![CDATA[Get your business ready for the incoming new payment rules.]]></description><link>https://gocardless.com/blog/5-steps-to-prepare-for-sca/</link><guid isPermaLink="false">https://gocardless.com/blog/5-steps-to-prepare-for-sca/</guid><pubDate>Fri, 16 Aug 2019 11:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3rEDaQd5IEhI1sm0pZuocy/08d7f12231b08117f3b2f7f42c231377/CDT-600_5-steps-to-prepare-for-SCA_thumb.jpg" length="119862" type="image/jpeg"/></item><item><title><![CDATA[The Global Recurring Payments Tracker: August 2019 edition]]></title><description><![CDATA[Your monthly resource for tackling the complexities and challenges of the international recurring payments space.]]></description><link>https://gocardless.com/guides/posts/global-recurring-payments-tracker/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/global-recurring-payments-tracker/</guid><pubDate>Fri, 16 Aug 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6d3VtsPQORIgdvtaDmwYN2/905ec8289484232c4319d70062d0aaf2/recurring-payments-tracker-thumb.jpg" length="407583" type="image/jpeg"/></item><item><title><![CDATA[SCA: What the new European PSD2 law means for subscription businesses]]></title><description><![CDATA[Strong Customer Authentication will dramatically change payments in Europe.]]></description><link>https://gocardless.com/blog/sca-strong-customer-authentcation/</link><guid isPermaLink="false">https://gocardless.com/blog/sca-strong-customer-authentcation/</guid><pubDate>Thu, 15 Aug 2019 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6uHFb055wZLVoroCogOodp/bc0a2fdb99ac27669e03156f722354e1/blog___images___sca" length="172242" type="image/jpeg"/></item><item><title><![CDATA[Strong Customer Authentication (SCA): download the complete guide]]></title><description><![CDATA[The in-depth guide to Strong Customer Authentication (SCA), including what the new requirements mean for businesses with recurring revenue and key exemptions you can leverage.]]></description><link>https://gocardless.com/guides/posts/sca-guide/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/sca-guide/</guid><pubDate>Mon, 05 Aug 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7JqrhcqxerlzyjJt66oLJz/71a4050ff49b4c384f7f5b87fc645eb0/sca-guide-thumb.jpg" length="93631" type="image/jpeg"/></item><item><title><![CDATA[Webinar: Surviving SCA - Lessons for businesses with recurring revenue]]></title><description><![CDATA[Learn everything you need to know about Strong Customer Authentication (SCA), and how you can prepare your business in our on-demand webinar.]]></description><link>https://gocardless.com/guides/posts/sca-webinar/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/sca-webinar/</guid><pubDate>Thu, 18 Jul 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6zTHvJAuPmSY3V38M4OCpA/e12258f345b8d6bcfb03d37837f803cd/guides_images_post-covers_sca-webinar-cover-2.jpg" length="26856" type="image/jpeg"/></item><item><title><![CDATA[What does SCA mean for recurring payments?]]></title><description><![CDATA[Our General Counsel, Ahmed Badr, explains in these short videos.]]></description><link>https://gocardless.com/blog/what-does-sca-mean-for-recurring-payments/</link><guid isPermaLink="false">https://gocardless.com/blog/what-does-sca-mean-for-recurring-payments/</guid><pubDate>Wed, 17 Jul 2019 05:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5cPrsDIICgBAoLLdbwwNsI/8b183c17d8938b52dc31831a0f1b4f25/what-is-strong-customer-authentication-in-2-mins-blog-header.jpg" length="411398" type="image/jpeg"/></item><item><title><![CDATA[Track flaky specs automatically using this simple tweak in RSpec builds]]></title><description><![CDATA[Find out more about this recent project from our Summer Hackathon.]]></description><link>https://gocardless.com/blog/track-flaky-specs-automatically/</link><guid isPermaLink="false">https://gocardless.com/blog/track-flaky-specs-automatically/</guid><pubDate>Wed, 10 Jul 2019 05:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1jHfqlceKi0MuqeyxXyYFF/cd2eaf1f5a4d3f301e8354aa91ef5776/blog___images___hackfest.jpg" length="78667" type="image/jpeg"/></item><item><title><![CDATA[DocuSign expands payment offerings in Europe with GoCardless]]></title><description><![CDATA[Find out how DocuSign is using GoCardless to power subscription payments.]]></description><link>https://gocardless.com/blog/docusign-and-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/docusign-and-gocardless/</guid><pubDate>Tue, 09 Jul 2019 05:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3h6pSi8hgcL5ANulAKRiEl/ca549cfcc6f88680a488339777b7804e/docusign-gocardless.jpg" length="35356" type="image/png"/></item><item><title><![CDATA[Update on service disruption: 27 June, 2019]]></title><description><![CDATA[What happened and what are we doing about it?]]></description><link>https://gocardless.com/blog/service-outage-on-7-july-2019/</link><guid isPermaLink="false">https://gocardless.com/blog/service-outage-on-7-july-2019/</guid><pubDate>Fri, 05 Jul 2019 11:00:00 GMT</pubDate></item><item><title><![CDATA[Security vs. convenience in the payment experience: What matters most to online shoppers?]]></title><description><![CDATA[We surveyed 4,000 customers across the UK, France, Germany and Spain about their attitudes to security and convenience when shopping online.]]></description><link>https://gocardless.com/guides/posts/security-vs-convenience-online-shoppers/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/security-vs-convenience-online-shoppers/</guid><pubDate>Mon, 24 Jun 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3BMjplDOIh6G87BdlaPH39/94f46c4936a5e66f449eab81d257ad92/guides_images_post-covers_security-convenience-cover.jpg" length="282515" type="image/jpeg"/></item><item><title><![CDATA[GDPR one year on: 5 things we’ve learned about scaling a privacy programme]]></title><description><![CDATA[Data Protection Officer, Kasey, on scaling the GoCardless Privacy Programme.]]></description><link>https://gocardless.com/blog/gdpr-scaling-privacy-2019/</link><guid isPermaLink="false">https://gocardless.com/blog/gdpr-scaling-privacy-2019/</guid><pubDate>Tue, 18 Jun 2019 05:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6bC5kGYIzRYnhKkRUDKUFa/313c023fe07dd875f40702a43a2aa5b2/privacy-programme_2.jpg" length="68825" type="image/jpeg"/></item><item><title><![CDATA[The SaaS Churn Bible – eBook in association with Chargify]]></title><description><![CDATA[If customers churn just as fast as they convert, your recurring revenue will never be able to reach its true potential. Download this guide for actionable tips on managing churn from seasoned SaaS leaders.]]></description><link>https://gocardless.com/guides/posts/saas-churn-bible/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/saas-churn-bible/</guid><pubDate>Mon, 17 Jun 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/53ideuYzmYcSj9JkqGgpq0/8168bd0cb572c56c3dc2f80a640a99fd/gatedcontent___images___cover_de_das-kleine-zitatbuch-ueber-die-abwanderung.jpg" length="43793" type="image/jpeg"/></item><item><title><![CDATA[How do consumers prefer to pay for recurring purchases in 2019?]]></title><description><![CDATA[We asked 12,785 consumers around the world, this is what they said.]]></description><link>https://gocardless.com/blog/consumer-payment-preferences-2019/</link><guid isPermaLink="false">https://gocardless.com/blog/consumer-payment-preferences-2019/</guid><pubDate>Tue, 04 Jun 2019 05:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1cNZoWtQHVxSDbU88TrsCL/9754a75b8cacd9c9337e09ad60226198/payment-preferences-for-recurring-purchases-blog-header.jpg" length="800101" type="image/jpeg"/></item><item><title><![CDATA[Security vs. convenience in payments: Insights into SCA from Merchant Risk Council London]]></title><description><![CDATA[Key takeaways and expert insight from Merchant Risk Council 2019.]]></description><link>https://gocardless.com/blog/sca-mrc-london-insights/</link><guid isPermaLink="false">https://gocardless.com/blog/sca-mrc-london-insights/</guid><pubDate>Fri, 31 May 2019 05:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/69Y1XgVVW1XRYsfn1CAXlW/dc7f93eab15b948c619406fc4938326a/strong-customer-authentication_strong-customer-authentication.jpg" length="89974" type="image/jpeg"/></item><item><title><![CDATA[The new CFO: How 4 CFOs have seen their roles evolve]]></title><description><![CDATA[Hear from the CFOs at GoCardless, SideTrade, The FD Centre and Wolffepack as they discuss how the role has evolved – with insight into the challenges and opportunities they face in a changing financial landscape]]></description><link>https://gocardless.com/guides/posts/the-new-cfo/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-new-cfo/</guid><pubDate>Tue, 28 May 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4vJA3OhE8ua63Q3HbGBcDC/a38a357bc905674ba8d38d4da76eca82/guides_images_post-thumbnails_the-new-cfo.jpg" length="3642274" type="image/jpeg"/></item><item><title><![CDATA[How to scale a fintech: Strategic advice from industry leaders]]></title><description><![CDATA[Learn from the leaders of Monzo, Wise, Funding Circle and more, with over 30 pieces of advice for scaling your fintech.]]></description><link>https://gocardless.com/guides/posts/scaling-fintechs-advice/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/scaling-fintechs-advice/</guid><pubDate>Tue, 28 May 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/10qXByrc4h04mRDsvZ92eb/9271d42286af2dbeb696efefac2ec3d3/guides_images_post-covers_scaling-fintechs-cover.jpg" length="65265" type="image/jpeg"/></item><item><title><![CDATA[How borrowers want to repay their loans: key insights from customers]]></title><description><![CDATA[We asked 400 borrowers who have taken out at least one personal loan within the last two years about a number of key aspects of their repayment experience, including preferred payment methods, important features and common reasons for missing a repayment.]]></description><link>https://gocardless.com/guides/posts/how-borrowers-want-repay-loans/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-borrowers-want-repay-loans/</guid><pubDate>Sun, 19 May 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/52iS52NCa9YeOWL6xrAV1z/682a743d8a1c18dcac066cf238fb7873/guides_images_post-thumbnails_loan-borrower-thumb.jpg" length="27568" type="image/jpeg"/></item><item><title><![CDATA[5 strategies for reducing delinquent loans with better payments]]></title><description><![CDATA[Delinquent loans are a constant concern for lenders of all sizes. If your level of loan delinquency becomes too high it can have serious negative effects on your business, including increased collection costs and reputational risk.]]></description><link>https://gocardless.com/guides/posts/5-strategies-reducing-delinquent-loans/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/5-strategies-reducing-delinquent-loans/</guid><pubDate>Wed, 15 May 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3ErImpkZ2VrAQdKorOgB5Q/4114b88661a55754e34b350a57272a4b/guides_images_post-thumbnails_5-strategies-loan-thumb.jpg" length="130036" type="image/jpeg"/></item><item><title><![CDATA[What I wish I had known: Cash flow edition]]></title><description><![CDATA[We spoke to small business owners about how they took control of cash flow – and the lessons they learned along the way.]]></description><link>https://gocardless.com/guides/posts/what-i-wish-i-had-known-cash-flow/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-i-wish-i-had-known-cash-flow/</guid><pubDate>Sun, 12 May 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/51pU2SMJVfNVX4L7NKVjxH/8dd9f90829ccb54ecb4150463e110480/guides_images_post-covers_wiwik-cash-flow.jpg" length="109250" type="image/jpeg"/></item><item><title><![CDATA[How to drive business impact with payments: A guide for financial services providers]]></title><description><![CDATA[Get the ultimate guide to driving and measuring business with payments, complete with four strategies for building a scalable payments advantage.]]></description><link>https://gocardless.com/guides/posts/payments-business-impact/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/payments-business-impact/</guid><pubDate>Sat, 11 May 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/64fCDspYLGfhBDD3ja5jmp/b275c47f5c3abfb394763c343be342fc/guides_images_post-covers_business-impact-cover.jpg" length="217569" type="image/jpeg"/></item><item><title><![CDATA[Payment preferences for recurring purchases: The consumer payer 2019]]></title><description><![CDATA[12,785 consumers across 10 different markets share their payment preferences in 2019.]]></description><link>https://gocardless.com/guides/posts/payment-preferences-for-recurring-purchases-2019-uk/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/payment-preferences-for-recurring-purchases-2019-uk/</guid><pubDate>Fri, 10 May 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1pCxAERGNZRLOJG6AIqUfN/6aaee50491257260f099151ace936bd8/guides_images_post-covers_payment-preferences-report-uk-hero.jpg" length="2493215" type="image/jpeg"/></item><item><title><![CDATA[4 unexpected challenges for every growing fintech]]></title><description><![CDATA[The fintech industry is booming, but the challenge for all ambitious fintechs is to scale consistently. Find out what the hidden challenges to scaling a fintech are and what you can do overcome them.]]></description><link>https://gocardless.com/guides/posts/4-challenges-growing-fintech/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/4-challenges-growing-fintech/</guid><pubDate>Tue, 07 May 2019 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/664FqQVcKpLxQErNjMAu4/ac7c1ae18cf0d4756c0073a50ff76af5/guides_images_post-thumbnails_4-fintech-challenges-thumb.jpg" length="31311" type="image/jpeg"/></item><item><title><![CDATA[GoCardless and Zuora go live in Sweden and Denmark]]></title><description><![CDATA[Another milestone in solving the problem of late payments around the world.]]></description><link>https://gocardless.com/blog/gocardless-zuora-sweden-denmark/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-zuora-sweden-denmark/</guid><pubDate>Wed, 01 May 2019 05:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/J2KCOUvxocqF5MHOX2VmP/99e14a9ddd546ff797b3737ca76dc808/denmark-sweden.jpg" length="80008" type="image/jpeg"/></item><item><title><![CDATA[Behind the scenes of Brexit: our approach to hyper-uncertainty]]></title><description><![CDATA[Ensuring no disruption to customers, and continuing our international expansion.]]></description><link>https://gocardless.com/blog/behind-the-scenes-brexit/</link><guid isPermaLink="false">https://gocardless.com/blog/behind-the-scenes-brexit/</guid><pubDate>Tue, 30 Apr 2019 05:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2bhluv6AbFq10zquIkYIuw/e17a21dfd56ce5a20436149b6e45aaba/brexit-behind-scenes_brexit-behind-scenes.jpg" length="1004549" type="image/jpeg"/></item><item><title><![CDATA[What can Australian sporting clubs learn from the Premier League about recurring payments?]]></title><description><![CDATA[Australian sporting clubs have long looked to overseas sporting codes for ways in which to improve their operations and fan experiences. The UK’s Premier League is a good example of where clubs lead the way on payment strategies.]]></description><link>https://gocardless.com/guides/posts/australia-sporting-clubs-lessons/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/australia-sporting-clubs-lessons/</guid><pubDate>Sat, 13 Apr 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6h4R3QheMOij7ajQwPUzMf/9964cd8e774a34769f96db0f59f644fd/guides_images_post-thumbnails_cash-flow-tips.jpg" length="191388" type="image/jpeg"/></item><item><title><![CDATA[The payment experience cheat sheet: a guide for Australian businesses with recurring revenue]]></title><description><![CDATA[Use our handy cheat sheet to make sure your payment experience is fully optimised for the requirements of your customer. Learn how to maximise payment success, get better insights into your process and reduce churn.]]></description><link>https://gocardless.com/guides/posts/payment-experience-cheat-sheet-anz/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/payment-experience-cheat-sheet-anz/</guid><pubDate>Wed, 10 Apr 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4Li6wD67v8rkc81mzXd85c/e50cc2f8c2e546e2b8e45720abc073b7/gatedcontent___images___post-thumbnails_payment-experience-cheat-sheet.jpg" length="229269" type="image/jpeg"/></item><item><title><![CDATA[The SaaS Churn Bible – eBook in association with Chargify]]></title><description><![CDATA[Seasoned SaaS leaders share insights and actionable tips to help Australian businesses manage and combat churn.]]></description><link>https://gocardless.com/guides/posts/saas-churn-bible-anz/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/saas-churn-bible-anz/</guid><pubDate>Mon, 25 Mar 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6zWC9HFnxWzkCHIQghjAbA/7b8f1f35967195c41e3cca1f2a2b2362/saas-churn-bible-anz.jpg" length="222395" type="image/jpeg"/></item><item><title><![CDATA[A practical guide to increasing your fees]]></title><description><![CDATA[From developing your plan to handling objections – here's our seven step guide to increasing your fees, without losing important clients.]]></description><link>https://gocardless.com/guides/posts/guide-to-increasing-client-fees/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-to-increasing-client-fees/</guid><pubDate>Thu, 21 Mar 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3XyuHOACPiMLjW350tIZ0b/dd7f483020db2c6c194838eca49ca081/guides_images_post-covers_increasing-fees-uk.jpg" length="570020" type="image/jpeg"/></item><item><title><![CDATA[Is an end to late payments finally in sight?]]></title><description><![CDATA[The government wants companies to nominate directors to take responsibility.]]></description><link>https://gocardless.com/blog/is-an-end-to-late-payments-finally-in-sight/</link><guid isPermaLink="false">https://gocardless.com/blog/is-an-end-to-late-payments-finally-in-sight/</guid><pubDate>Thu, 21 Mar 2019 01:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/10y5kUu0RODLOe1ep5ca7Q/8595d92781ab8f247fe4ae4973312c53/end-to-late-payments_end-to-late-payments.jpg" length="87376" type="image/jpeg"/></item><item><title><![CDATA[The little book of churn: Advice from SaaS business leaders and investors]]></title><description><![CDATA[SaaS leaders and investors share advice and insights on churn.]]></description><link>https://gocardless.com/guides/posts/saas-churn-quotes-anz/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/saas-churn-quotes-anz/</guid><pubDate>Wed, 20 Mar 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2btXszDXT5dkdLP13wpFHv/10e37916a5791e1d05f2d16cf44422b4/guides_images_post-covers_saas-churn-quotes-aus.jpg" length="64774" type="image/jpeg"/></item><item><title><![CDATA[GoCardless and Zuora go live in Australia with seamless recurring payments]]></title><description><![CDATA[Timely, with 70% of ANZ businesses planning to shift to subscription model.]]></description><link>https://gocardless.com/blog/gocardless-zuora-live-in-Australia/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-zuora-live-in-Australia/</guid><pubDate>Mon, 18 Mar 2019 01:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2JLQa0yEiWOSqJQa3txbLx/393bedb27722aa4df7346147da79db31/zuora-becs-launch.jpg" length="561595" type="image/jpeg"/></item><item><title><![CDATA[4 ways we’re bringing more gender balance to GoCardless]]></title><description><![CDATA[It starts with awareness, but requires action.]]></description><link>https://gocardless.com/blog/4-ways-were-bringing-more-gender-balance-to-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/4-ways-were-bringing-more-gender-balance-to-gocardless/</guid><pubDate>Fri, 08 Mar 2019 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1vZmfciFQAeCD7pg3aL1qF/ef6632d481b7a2f78829ce07f60824c7/international-womens-day_international-womens-day.jpg" length="437409" type="image/jpeg"/></item><item><title><![CDATA[Debugging the Postgres query planner]]></title><description><![CDATA[Postgres is our database of choice, and we love it. (Even when things go wrong.)]]></description><link>https://gocardless.com/blog/debugging-the-postgres-query-planner/</link><guid isPermaLink="false">https://gocardless.com/blog/debugging-the-postgres-query-planner/</guid><pubDate>Wed, 27 Feb 2019 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3dpCAf2iXl7Z8BpdWvr1LS/75e63aacc5dc9953f0406a62c6e0a25f/blog___images___postgresql.jpg" length="44910" type="image/jpeg"/></item><item><title><![CDATA[FAQ Friday – How do Direct Debit timings work with GoCardless?]]></title><description><![CDATA[Find out how payment timings work for both one-off payments and subscriptions.]]></description><link>https://gocardless.com/blog/faq-friday-how-do-direct-debit-timings-work-with-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/faq-friday-how-do-direct-debit-timings-work-with-gocardless/</guid><pubDate>Fri, 22 Feb 2019 01:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4IxrYlJkpyVGJcmr4fC6Qw/667f0d93c60e7e3b1d9a9096539b9d03/blog___images___faqfriday.jpg" length="135060" type="image/jpeg"/></item><item><title><![CDATA[Announcing our $75m funding round to open up access to our global bank debit network]]></title><description><![CDATA[Business models have moved on. Payments haven’t. That's where we come in.]]></description><link>https://gocardless.com/blog/announcing-75m-series-e-investment/</link><guid isPermaLink="false">https://gocardless.com/blog/announcing-75m-series-e-investment/</guid><pubDate>Mon, 18 Feb 2019 05:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5X56DzO6KrmjTGAesziRAD/0b76f19ce61f31872aad94976019a5d0/blog___images___global.jpg" length="411951" type="image/jpeg"/></item><item><title><![CDATA[FAQ Friday – How can you improve your accounts receivable process?]]></title><description><![CDATA[And what that means for your payment collection and overall cash flow.]]></description><link>https://gocardless.com/blog/faq-friday-how-can-you-improve-your-accounts-receivable/</link><guid isPermaLink="false">https://gocardless.com/blog/faq-friday-how-can-you-improve-your-accounts-receivable/</guid><pubDate>Fri, 15 Feb 2019 01:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4IxrYlJkpyVGJcmr4fC6Qw/667f0d93c60e7e3b1d9a9096539b9d03/blog___images___faqfriday.jpg" length="135060" type="image/jpeg"/></item><item><title><![CDATA[FAQ Friday – What is the GoCardless API?]]></title><description><![CDATA[Learn how businesses integrate GoCardless into their website or app.]]></description><link>https://gocardless.com/blog/faq-friday-what-is-the-gocardless-api/</link><guid isPermaLink="false">https://gocardless.com/blog/faq-friday-what-is-the-gocardless-api/</guid><pubDate>Fri, 08 Feb 2019 01:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4IxrYlJkpyVGJcmr4fC6Qw/667f0d93c60e7e3b1d9a9096539b9d03/blog___images___faqfriday.jpg" length="135060" type="image/jpeg"/></item><item><title><![CDATA[Duty to report on payment practices: What do the first 10,000 reports tell us?]]></title><description><![CDATA[And are they helping improve the late payment culture?]]></description><link>https://gocardless.com/blog/duty-to-report/</link><guid isPermaLink="false">https://gocardless.com/blog/duty-to-report/</guid><pubDate>Tue, 05 Feb 2019 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3RHRRW5TahbgYw2GZf2ut1/9eaa311a789a9b70d3b0c5f235ca4cd8/duty-to-report_duty-to-report.jpg" length="355661" type="image/jpeg"/></item><item><title><![CDATA[Video: Can you pay by credit or debit card through GoCardless?]]></title><description><![CDATA[As GoCardless specialises in bank to bank payments, using Direct Debit schemes around the world, you can’t use us to process card payments. In this video, Joe Robins discusses the three main reasons why this is and how this benefits out customers.]]></description><link>https://gocardless.com/guides/posts/can-you-pay-by-card-through-gocardless/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/can-you-pay-by-card-through-gocardless/</guid><pubDate>Tue, 05 Feb 2019 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1CqKMvaLEyfR7Fit3aPtwx/19ba99033bae1b4df72543ecf912bad3/guides_images_post-thumbnails_faq.jpg" length="79445" type="image/jpeg"/></item><item><title><![CDATA[On-demand webinar: How to improve your clients’ cash flow]]></title><description><![CDATA[Watch our webinar and learn how to help your clients improve their cash flow with tips and advice from experts at Float, GoCardless and Chaser.]]></description><link>https://gocardless.com/guides/posts/webinar-how-to-improve-clients-cash-flow/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/webinar-how-to-improve-clients-cash-flow/</guid><pubDate>Fri, 01 Feb 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6vUAPDBLO278UvaZgCrSqN/4123a60f8b08b0f5b46d6ff96696457a/guides_images_post-covers_apps-webinar.jpg" length="341825" type="image/jpeg"/></item><item><title><![CDATA[FAQ Friday – What is integrated Direct Debit?]]></title><description><![CDATA[What does integrated Direct Debit mean, and how does it affect your business?]]></description><link>https://gocardless.com/blog/faq-friday-what-is-integrated-direct-debit/</link><guid isPermaLink="false">https://gocardless.com/blog/faq-friday-what-is-integrated-direct-debit/</guid><pubDate>Fri, 01 Feb 2019 01:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4IxrYlJkpyVGJcmr4fC6Qw/667f0d93c60e7e3b1d9a9096539b9d03/blog___images___faqfriday.jpg" length="135060" type="image/jpeg"/></item><item><title><![CDATA[Push vs. pull payments: a quick guide]]></title><description><![CDATA[Watch our 3-minute quick guide to push vs. pull payments to find out which is best for your business, and how the right option can save you time and effort when collecting payments.]]></description><link>https://gocardless.com/guides/posts/push-vs-pull-quick-guide/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/push-vs-pull-quick-guide/</guid><pubDate>Tue, 29 Jan 2019 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4zjisyYeld9x0mxqRUqHE/05ab119e2ac76c26756159e49dfe73ca/guides_images_post-thumbnails_push-pull-thumb.jpg" length="113399" type="image/jpeg"/></item><item><title><![CDATA[B2B payments: Tackling a broken landscape]]></title><description><![CDATA[B2B payments are stuck in the past. Cumbersome processes rule the roost, with problems including a high level of failed payments, and high amounts of admin. But what does the future of payments look like for the industry?]]></description><link>https://gocardless.com/guides/posts/b2b-payments-broken-landscape/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/b2b-payments-broken-landscape/</guid><pubDate>Fri, 25 Jan 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/76dZXn9RYyfKLHJft21Lbs/3518945954e5cd69749b82050c0b6b12/guides_images_post-thumbnails_b2b-payments-broken-thumb.jpg" length="53762" type="image/jpeg"/></item><item><title><![CDATA[The complete guide to optimising your accounts receivable]]></title><description><![CDATA[82% of businesses suffer from poor cash flow at some point. It puts small companies out of business and stops bigger ones from planning for the future. Learn how to avoid being part of the 82% by fixing your accounts receivable with this guide.]]></description><link>https://gocardless.com/guides/posts/optimising-accounts-receivable/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/optimising-accounts-receivable/</guid><pubDate>Thu, 24 Jan 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5CdKxonj1sfcbOM0GTNRuS/b14114073c91b4eac60967f81db6fb9f/guides_images_post-covers_complete-guide-to-accounts-receivable-cover.jpg" length="181177" type="image/jpeg"/></item><item><title><![CDATA[Report: Payment preferences for recurring purchases in 2019]]></title><description><![CDATA[We partnered with YouGov to ask 12,785 consumers across 10 different markets their payment preferences in 2019.]]></description><link>https://gocardless.com/guides/posts/payment-preferences-for-recurring-purchases-2019-aus/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/payment-preferences-for-recurring-purchases-2019-aus/</guid><pubDate>Wed, 23 Jan 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1pCxAERGNZRLOJG6AIqUfN/6aaee50491257260f099151ace936bd8/guides_images_post-covers_payment-preferences-report-uk-hero.jpg" length="2493215" type="image/jpeg"/></item><item><title><![CDATA[Guide to automated payments and cash collection]]></title><description><![CDATA[Getting paid on time is an ongoing challenge for small and medium-sized enterprises (SMEs). In this guide, we walk you through three automated payment options, and explain the key advantages (and disadvantages) of each as a cash collection method.]]></description><link>https://gocardless.com/guides/posts/automated-payments-and-cash-collection/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/automated-payments-and-cash-collection/</guid><pubDate>Wed, 23 Jan 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7A4hVSAutmaCyb6nWal2Da/153ad1ff5ddbb4236ab41919a3f3ffe5/guides_images_post-covers_automated-payments-and-cash-collection-new-cover.jpg" length="996699" type="image/jpeg"/></item><item><title><![CDATA[Why every scaling B2B business should avoid bank transfer]]></title><description><![CDATA[52% of all B2B payments in the UK are done by bank transfer, but is it time to retire bank transfer as a B2B payment method for high-growth businesses?]]></description><link>https://gocardless.com/guides/posts/b2b-business-avoid-bank-transfer/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/b2b-business-avoid-bank-transfer/</guid><pubDate>Tue, 22 Jan 2019 18:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2iqP4thfHV14CzJ13AVMja/c9835993a0af2dac5c5cddc923f3db0b/guides_images_post-thumbnails_avoid-bank-transfer-thumbnail.jpg" length="151700" type="image/jpeg"/></item><item><title><![CDATA[The SaaS Churn Bible – eBook in association with Chargify]]></title><description><![CDATA[Everything US businesses need to know about identifying and combating churn.]]></description><link>https://gocardless.com/guides/posts/saas-churn-bible-us/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/saas-churn-bible-us/</guid><pubDate>Tue, 22 Jan 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2cIBWEnSatYy6pS6ouo7nw/b2376bc613ee56a00fc43f5b975e5a4c/guides_images_post-covers_saas-churn-bible-us.jpg" length="493418" type="image/jpeg"/></item><item><title><![CDATA[FAQ Friday – What’s the difference between ‘push’ and ‘pull’ payments?]]></title><description><![CDATA[Choosing a push or pull payment method can hugely impact payment collection.]]></description><link>https://gocardless.com/blog/faq-friday-whats-the-difference-between-push-and-pull-payments/</link><guid isPermaLink="false">https://gocardless.com/blog/faq-friday-whats-the-difference-between-push-and-pull-payments/</guid><pubDate>Fri, 18 Jan 2019 01:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4IxrYlJkpyVGJcmr4fC6Qw/667f0d93c60e7e3b1d9a9096539b9d03/blog___images___faqfriday.jpg" length="135060" type="image/jpeg"/></item><item><title><![CDATA[A practical guide to increasing your fees]]></title><description><![CDATA[From setting your goals to streamlining your quoting process and profiling your clients – here's our seven step guide to a successful fee increase for Australian firms.]]></description><link>https://gocardless.com/guides/posts/guide-to-increasing-fees/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/guide-to-increasing-fees/</guid><pubDate>Thu, 17 Jan 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2gJn0ImJy7pGODdJS8FHCi/ed6abedb035f92ef0f86492d18adb0ee/guides_images_post-covers_increasing-fees-au.jpg" length="594492" type="image/jpeg"/></item><item><title><![CDATA[Looking for a resolution for 2019? Improve business cash flow and beat late payments with these 10 tips]]></title><description><![CDATA[Ring in the new year by waving goodbye to late payments.]]></description><link>https://gocardless.com/blog/new-years-resolutions-for-smbs/</link><guid isPermaLink="false">https://gocardless.com/blog/new-years-resolutions-for-smbs/</guid><pubDate>Mon, 07 Jan 2019 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5fNaENENXvqMnxTBRoZgKN/83697e2bd2b46848e3b217a8aae18749/financial-resilience_financial-resilience.jpg" length="249319" type="image/jpeg"/></item><item><title><![CDATA[The ultimate payments cheat sheet for SaaS leaders]]></title><description><![CDATA[Optimise your payments strategy to drive changes in key business metrics like Churn Rate and Customer Lifetime Value, with this cheat sheet for Australian businesses from GoCardless and ChartMogul.]]></description><link>https://gocardless.com/guides/posts/saas-payments-datasheet-aus/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/saas-payments-datasheet-aus/</guid><pubDate>Sun, 06 Jan 2019 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/32Z3tKvsOb3Klat4ToQbv4/5914908750ad70beb4fce8a5a5f1eb40/guides_images_post-covers_saas-payments-datasheet.jpg" length="1236050" type="image/jpeg"/></item><item><title><![CDATA[FAQ Friday – that’s it for 2018!]]></title><description><![CDATA[The best bloopers and funny moments from all the FAQ Friday videos of 2018.]]></description><link>https://gocardless.com/blog/faq-friday-thats-it-for-2018/</link><guid isPermaLink="false">https://gocardless.com/blog/faq-friday-thats-it-for-2018/</guid><pubDate>Fri, 21 Dec 2018 01:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4IxrYlJkpyVGJcmr4fC6Qw/667f0d93c60e7e3b1d9a9096539b9d03/blog___images___faqfriday.jpg" length="135060" type="image/jpeg"/></item><item><title><![CDATA[2018 highlights from GoCardless]]></title><description><![CDATA[Saying farewell to the year of the global payments network and looking to 2019.]]></description><link>https://gocardless.com/blog/2018-highlights-from-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/2018-highlights-from-gocardless/</guid><pubDate>Thu, 20 Dec 2018 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3l7M0Ml1TdlZU72BcAk0D5/4a2775005a96a6d154ee4b5321ba2a30/2018-highlights_2018-highlights.jpg" length="465913" type="image/jpeg"/></item><item><title><![CDATA[5 reasons to start taking payments by Direct Debit]]></title><description><![CDATA[Many businesses choose to automate payment collection through Direct Debit: but what exactly is the benefit?]]></description><link>https://gocardless.com/guides/posts/5-reasons-to-take-payments-by-direct-debit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/5-reasons-to-take-payments-by-direct-debit/</guid><pubDate>Wed, 19 Dec 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/19Y6CpkZ4EVQNfBRdRSY5G/5c006b4efa289543201e7319f50ea62d/guides_images_post-thumbnails_5-dd.jpg" length="734916" type="image/jpeg"/></item><item><title><![CDATA[7 important questions to ask when choosing a Direct Debit provider]]></title><description><![CDATA[Are you using Direct Debit as a fast, efficient, low-cost method to collect regular fees, subscriptions or one-off payments from your customers? Or considering adding Direct Debit to your payments mix?]]></description><link>https://gocardless.com/guides/posts/7-questions-to-ask-when-choosing-a-direct-debit-provider/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/7-questions-to-ask-when-choosing-a-direct-debit-provider/</guid><pubDate>Wed, 19 Dec 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4guoxvURT6umFFOMqY7Uvd/dcb7c0776c60e700772fad588f5a8686/guides_images_post-thumbnails_7-qs.jpg" length="244766" type="image/jpeg"/></item><item><title><![CDATA[FAQ Friday – How can you access Direct Debit?]]></title><description><![CDATA[3 surprisingly straightforward ways everyone can gain access Direct Debit.]]></description><link>https://gocardless.com/blog/faq-friday-how-can-you-access-direct-debit/</link><guid isPermaLink="false">https://gocardless.com/blog/faq-friday-how-can-you-access-direct-debit/</guid><pubDate>Fri, 14 Dec 2018 01:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4IxrYlJkpyVGJcmr4fC6Qw/667f0d93c60e7e3b1d9a9096539b9d03/blog___images___faqfriday.jpg" length="135060" type="image/jpeg"/></item><item><title><![CDATA[Growing our payments network: launching Canada]]></title><description><![CDATA[GoCardless is now live in Canada, the 30th country in our global network.]]></description><link>https://gocardless.com/blog/launching-canada/</link><guid isPermaLink="false">https://gocardless.com/blog/launching-canada/</guid><pubDate>Wed, 12 Dec 2018 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2sH48eeULrtEbgmQBwhJhj/973fa54e9e666d15dbd6e7ac5c2f6757/canada-launch_canada-launch.jpg" length="50942" type="image/jpeg"/></item><item><title><![CDATA[FAQ Friday –Can you use Direct Debit for variable amounts or one-off payments?]]></title><description><![CDATA[Direct Debit isn't just for regular, fixed-amount payments. ]]></description><link>https://gocardless.com/blog/faq-friday-can-you-use-direct-debit-for-variable-amounts/</link><guid isPermaLink="false">https://gocardless.com/blog/faq-friday-can-you-use-direct-debit-for-variable-amounts/</guid><pubDate>Fri, 07 Dec 2018 01:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4IxrYlJkpyVGJcmr4fC6Qw/667f0d93c60e7e3b1d9a9096539b9d03/blog___images___faqfriday.jpg" length="135060" type="image/jpeg"/></item><item><title><![CDATA[Bacs processing calendar 2019]]></title><description><![CDATA[Your at-a-glance view of all the available 2019 Bacs processing dates.]]></description><link>https://gocardless.com/blog/bacs-processing-calendar-2019/</link><guid isPermaLink="false">https://gocardless.com/blog/bacs-processing-calendar-2019/</guid><pubDate>Tue, 04 Dec 2018 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3m3EJbvO1AXGRJUonrq04z/2edc301fc11c95a725e9f8a6257dfc9d/blog___images___bacs.jpg" length="69419" type="image/jpeg"/></item><item><title><![CDATA[FAQ Friday – Can you use GoCardless with your existing finance software?]]></title><description><![CDATA[How integrating GoCardless with your finance software can help your business.]]></description><link>https://gocardless.com/blog/faq-friday-gocardless-finance-software/</link><guid isPermaLink="false">https://gocardless.com/blog/faq-friday-gocardless-finance-software/</guid><pubDate>Fri, 30 Nov 2018 01:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4IxrYlJkpyVGJcmr4fC6Qw/667f0d93c60e7e3b1d9a9096539b9d03/blog___images___faqfriday.jpg" length="135060" type="image/jpeg"/></item><item><title><![CDATA[What I wish I'd known: Free e-Guide for bookkeepers and accountants]]></title><description><![CDATA[What business advice would these practice owners, advisors and tech specialists give their younger selves?]]></description><link>https://gocardless.com/guides/posts/what-i-wish-id-known-au/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-i-wish-id-known-au/</guid><pubDate>Thu, 29 Nov 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3sN87GfjSZjh7VuJCe2DGO/58b21337854b163b2790fb9a7ad85271/guides_images_post-covers_wiwik-au.jpg" length="313347" type="image/jpeg"/></item><item><title><![CDATA[How Direct Debit can drive key subscription metrics]]></title><description><![CDATA[How can Direct Debit impact the numbers you care about most? Find out as we explain the relationship between Direct Debit and three key subscription success metrics.]]></description><link>https://gocardless.com/guides/posts/subscription-success-metrics/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/subscription-success-metrics/</guid><pubDate>Tue, 27 Nov 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6alQSJTEAb173Hh4Eytpg7/9ac2c210e5d396fd9ca7edfc4045286e/guides_images_post-thumbnails_subscription-metrics-thumb.jpg" length="95595" type="image/jpeg"/></item><item><title><![CDATA[What Brexit means for GoCardless – and our customers]]></title><description><![CDATA[While the dust is yet to settle, GoCardless is prepared for every outcome.]]></description><link>https://gocardless.com/blog/brexit/</link><guid isPermaLink="false">https://gocardless.com/blog/brexit/</guid><pubDate>Tue, 27 Nov 2018 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7cryvgpToJDGPgGB5d8VDe/f292a4a32dfa2dabeb05b422a127196b/brexit_brexit.jpg" length="297842" type="image/jpeg"/></item><item><title><![CDATA[Navigating the payment page maze]]></title><description><![CDATA[The in-depth guide for optimising your subscription payment page.]]></description><link>https://gocardless.com/guides/posts/payment-page-maze/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/payment-page-maze/</guid><pubDate>Mon, 26 Nov 2018 23:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/62LFTgqs0izHy1GqZU1u9X/4698aae98b4e5ae72df2d8f822661637/guides_images_post-covers_payment-page-maze-header.jpg" length="101350" type="image/jpeg"/></item><item><title><![CDATA[What I wish I had known: Cash flow edition]]></title><description><![CDATA[Poor cash flow is responsible for almost half of small business insolvencies in Australia. In this guide, we ask small business leaders to tell us how they took control of cash flow, and what lessons they learned along the way.]]></description><link>https://gocardless.com/guides/posts/what-i-wish-i-had-known-cash-flow-aus/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-i-wish-i-had-known-cash-flow-aus/</guid><pubDate>Mon, 26 Nov 2018 07:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1tFykSoyUH4FrLFusTNAlR/387a8af853af0dd51087f794ad17898b/guides_images_post-covers_wiwik-cash-flow-aus.jpg" length="111627" type="image/jpeg"/></item><item><title><![CDATA[FAQ Friday – What’s the difference between Direct Debit and recurring card payments?]]></title><description><![CDATA[They may seem similar, but here are the key differences. ]]></description><link>https://gocardless.com/blog/faq-friday-direct-debit-vs-card/</link><guid isPermaLink="false">https://gocardless.com/blog/faq-friday-direct-debit-vs-card/</guid><pubDate>Fri, 23 Nov 2018 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4IxrYlJkpyVGJcmr4fC6Qw/667f0d93c60e7e3b1d9a9096539b9d03/blog___images___faqfriday.jpg" length="135060" type="image/jpeg"/></item><item><title><![CDATA[Pricing 101: A guide for accountants]]></title><description><![CDATA[Top tips to help you build a winning pricing strategy for your firm.]]></description><link>https://gocardless.com/guides/posts/pricing-101-for-accountants-in-australia/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/pricing-101-for-accountants-in-australia/</guid><pubDate>Tue, 20 Nov 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6k3AEQnkTX5WJQMsykUZY/952a7f966c992b38e19aa0f08b3c59cf/guides_images_post-covers_pricing-101-australia.jpg" length="392736" type="image/jpeg"/></item><item><title><![CDATA[Xerocon London: a human, connected world]]></title><description><![CDATA[If you couldn't attend the show, let us run you through our highlights.]]></description><link>https://gocardless.com/blog/xercon-2018-highlights/</link><guid isPermaLink="false">https://gocardless.com/blog/xercon-2018-highlights/</guid><pubDate>Mon, 19 Nov 2018 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3dsl56uZfQO6EwcAHn2QGp/d752d0d796e7320a6a564a8e0876a2e8/xeroconlondon2018_xerocon-3.jpg" length="301691" type="image/jpeg"/></item><item><title><![CDATA[FAQ Friday – What is involved when switching to GoCardless from another Direct Debit provider?]]></title><description><![CDATA[It needn't be daunting - here's what the process involves. ]]></description><link>https://gocardless.com/blog/faq-friday-what-is-involved-when-switching-to-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/faq-friday-what-is-involved-when-switching-to-gocardless/</guid><pubDate>Fri, 16 Nov 2018 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4IxrYlJkpyVGJcmr4fC6Qw/667f0d93c60e7e3b1d9a9096539b9d03/blog___images___faqfriday.jpg" length="135060" type="image/jpeg"/></item><item><title><![CDATA[New trends in automation that work for SMBs]]></title><description><![CDATA[Automation needn't be expensive and SMBs could be benefiting. ]]></description><link>https://gocardless.com/blog/trends-in-automation-that-work-for-smbs/</link><guid isPermaLink="false">https://gocardless.com/blog/trends-in-automation-that-work-for-smbs/</guid><pubDate>Tue, 13 Nov 2018 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1RShL791jox8fnNx0nSYIJ/730ebb580ded7dcf49e296ac8f69c9a0/smb-automation_smb-automation.jpg" length="194055" type="image/jpeg"/></item><item><title><![CDATA[6 reasons to integrate GoCardless with your fitness software]]></title><description><![CDATA[From reducing admin to providing a better customer experience, here are the 6 most important reasons to integrate GoCardless with your existing software.]]></description><link>https://gocardless.com/guides/posts/6-reasons-integrate-gocardless-gyms/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/6-reasons-integrate-gocardless-gyms/</guid><pubDate>Tue, 13 Nov 2018 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2RRChpJ1tip0X2JTD7YrH9/9f1fc94ac3cdd883acceba79c01737a3/guides_images_post-thumbnails_6-reasons-to-integrate-software-thumb.jpg" length="35435" type="image/jpeg"/></item><item><title><![CDATA[How to set up Direct Debit – a guide for small businesses in Australia]]></title><description><![CDATA[The small business perspective on Direct Debit –  how Direct Debit can help your business, the advantages and disadvantages and how to get started.]]></description><link>https://gocardless.com/guides/posts/how-to-set-up-dd-austalia/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-set-up-dd-austalia/</guid><pubDate>Mon, 12 Nov 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/0l8HrhqhNMqECuvTUGuNv/a85a0244602df4b8cbe8d7f5bc05b31d/guides_images_post-thumbnails_how-to-set-up-dd.jpg" length="265092" type="image/jpeg"/></item><item><title><![CDATA[FAQ Friday – 3 things you should never use Direct Debit for]]></title><link>https://gocardless.com/blog/faq-friday-three-things-you-should-never-use-direct-debit-for/</link><guid isPermaLink="false">https://gocardless.com/blog/faq-friday-three-things-you-should-never-use-direct-debit-for/</guid><pubDate>Fri, 09 Nov 2018 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4IxrYlJkpyVGJcmr4fC6Qw/667f0d93c60e7e3b1d9a9096539b9d03/blog___images___faqfriday.jpg" length="135060" type="image/jpeg"/></item><item><title><![CDATA[Give S(ME) some certainty – late payments more concerning than Brexit, say 41% of SMB owners]]></title><link>https://gocardless.com/blog/give-smbs-some-certainty/</link><guid isPermaLink="false">https://gocardless.com/blog/give-smbs-some-certainty/</guid><pubDate>Tue, 06 Nov 2018 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7eFULsGnEjdQp4o3yCSZWf/f044d8fc6fadc0608ee2aaacca04cef1/smb-certainty_smb-certainty.jpg" length="443550" type="image/jpeg"/></item><item><title><![CDATA[Cash collection causing headaches? 3 ways to automate the way you take payments]]></title><description><![CDATA[Processing, chasing and reconciling payments doesn't have be time consuming. In this guide, we compare three automated payment methods, and identify the pros and cons of each, to help you choose the right one for your business.]]></description><link>https://gocardless.com/guides/posts/automate-the-way-you-take-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/automate-the-way-you-take-payments/</guid><pubDate>Tue, 06 Nov 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5pRXgdhsU9pFjWltqhFzAY/b4dd1428ed735a3addee8c30478cd905/guides_images_post-thumbnails_cash-collection-headaches.jpg" length="164602" type="image/jpeg"/></item><item><title><![CDATA[How to stop wasting time on cash collection: Five hacks for SMB owners]]></title><description><![CDATA[Sending out invoices, collecting payments and reconciling cash are time consuming tasks – costing SMBs 120 hours a year. In this guide, we’ve highlighted 5 hacks to help your cash collection process run more efficiently.]]></description><link>https://gocardless.com/guides/posts/how-to-stop-wasting-time-on-cash-collection/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-stop-wasting-time-on-cash-collection/</guid><pubDate>Tue, 06 Nov 2018 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/FrmsaZNU7lVRswNwiAmyh/713b760d9760b15e4fb05abd75ead71c/guides_images_post-thumbnails_cash-collection-hacks.jpg" length="212358" type="image/jpeg"/></item><item><title><![CDATA[5 things Direct Debit can do for your business]]></title><description><![CDATA[The average small business is owed over 63k in outstanding payments, which means spending extra time, money and resource chasing payments. In this guide, we look at 5 ways Direct Debit can help solve these problems.]]></description><link>https://gocardless.com/guides/posts/five-things-direct-debit-can-do-for-your-business/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/five-things-direct-debit-can-do-for-your-business/</guid><pubDate>Tue, 06 Nov 2018 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/bn8EDnDSSfEZagVoLSx2y/0a244f87029e496ff59ffb3848674b2f/guides_images_post-thumbnails_5-things.jpg" length="182619" type="image/jpeg"/></item><item><title><![CDATA[FAQ Friday – How much does it cost to process Direct Debit payments?]]></title><link>https://gocardless.com/blog/faq-friday-cost-of-processing-direct-debit-payments/</link><guid isPermaLink="false">https://gocardless.com/blog/faq-friday-cost-of-processing-direct-debit-payments/</guid><pubDate>Fri, 02 Nov 2018 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4IxrYlJkpyVGJcmr4fC6Qw/667f0d93c60e7e3b1d9a9096539b9d03/blog___images___faqfriday.jpg" length="135060" type="image/jpeg"/></item><item><title><![CDATA[Video: How is Direct Debit in Australia different with GoCardless?]]></title><description><![CDATA[Direct Debit is a great way to take recurring payments but historically it has been seen as clunky and inflexible. So, how is Direct Debit different with GoCardless? GoCardless' Joe Robbins explains in this video quick guide.]]></description><link>https://gocardless.com/guides/posts/how-is-direct-debit-different-with-gc/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-is-direct-debit-different-with-gc/</guid><pubDate>Tue, 30 Oct 2018 08:20:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1CqKMvaLEyfR7Fit3aPtwx/19ba99033bae1b4df72543ecf912bad3/guides_images_post-thumbnails_faq.jpg" length="79445" type="image/jpeg"/></item><item><title><![CDATA[10 important questions to ask when choosing a Direct Debit provider]]></title><description><![CDATA[Are you using Direct Debit as a fast, efficient, low-cost method to collect regular fees, subscriptions or one-off payments from your customers? Or considering adding Direct Debit to your payments mix?]]></description><link>https://gocardless.com/guides/posts/important-questions-for-your-dd-provider/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/important-questions-for-your-dd-provider/</guid><pubDate>Tue, 30 Oct 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7nsESSSqYKQDC065R0PlgT/f8f98ddd0b9fcc324f1947cbaab40711/guides_images_post-thumbnails_10-questions.jpg" length="64809" type="image/jpeg"/></item><item><title><![CDATA[What’s the best payment option for your business?]]></title><description><![CDATA[A guide to the key payment options for Australian businesses who take recurring payments – and the pros and cons of each.]]></description><link>https://gocardless.com/guides/posts/australia-smb-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/australia-smb-payments/</guid><pubDate>Tue, 30 Oct 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3tp5AdFHtZSt9qcgT1nBDq/9a5b7b3b4086af6599ebcc6a5b119f37/guides_images_post-thumbnails_aus-runners.jpg" length="103784" type="image/jpeg"/></item><item><title><![CDATA[On-demand webinar: Taking the worry out of increasing your fees]]></title><description><![CDATA[Watch this free webinar and take the worry out of increasing your fees. With expert advice from Heather Townsend, Founder, The Accountants Millionaires’ Club.]]></description><link>https://gocardless.com/guides/posts/webinar-taking-the-worry-out-of-increasing-your-fees/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/webinar-taking-the-worry-out-of-increasing-your-fees/</guid><pubDate>Tue, 30 Oct 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1VM5sZrswTJQYO5zKzRdmn/84bccafc5a79b56423153c7d2d56e970/guides_images_post-covers_heather-townsend-webinar.jpg" length="303891" type="image/jpeg"/></item><item><title><![CDATA[Getting paid on time: Free e-Guide for SMBs]]></title><description><![CDATA[The ultimate guide to getting paid on time for SMBs in Australia. We guide you through practical, low-cost, high-impact tactics that will reduce your average payment times and debtor days.]]></description><link>https://gocardless.com/guides/posts/smbs-guide-paid-on-time/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/smbs-guide-paid-on-time/</guid><pubDate>Mon, 29 Oct 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4iK8Y9vgIIYG3YELzXJzxH/2a46d4e7f95c73e879faf02f52ae6688/guides_images_post-covers_smbs-guide-paid-on-time.jpg" length="206895" type="image/jpeg"/></item><item><title><![CDATA[FAQ Friday – How often can you collect payments with GoCardless?]]></title><link>https://gocardless.com/blog/faq-friday-collecting-payments-with-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/faq-friday-collecting-payments-with-gocardless/</guid><pubDate>Fri, 26 Oct 2018 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4IxrYlJkpyVGJcmr4fC6Qw/667f0d93c60e7e3b1d9a9096539b9d03/blog___images___faqfriday.jpg" length="135060" type="image/jpeg"/></item><item><title><![CDATA[Is Open Banking the biggest change in banking for a decade?]]></title><link>https://gocardless.com/blog/impact-of-open-banking/</link><guid isPermaLink="false">https://gocardless.com/blog/impact-of-open-banking/</guid><pubDate>Thu, 25 Oct 2018 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/csEwLmX4qCtxmuM7fpLvL/28a89e47da370569226c971fc2bca5bf/open-banking-panel_open-banking-panel.jpg" length="326689" type="image/jpeg"/></item><item><title><![CDATA[FAQ Friday – How can you encourage your customers to pay you by Direct Debit?]]></title><link>https://gocardless.com/blog/faq-friday-moving-customers-to-direct-debit/</link><guid isPermaLink="false">https://gocardless.com/blog/faq-friday-moving-customers-to-direct-debit/</guid><pubDate>Fri, 19 Oct 2018 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4IxrYlJkpyVGJcmr4fC6Qw/667f0d93c60e7e3b1d9a9096539b9d03/blog___images___faqfriday.jpg" length="135060" type="image/jpeg"/></item><item><title><![CDATA[5 Direct Debit myths debunked]]></title><link>https://gocardless.com/blog/direct-debit-myths/</link><guid isPermaLink="false">https://gocardless.com/blog/direct-debit-myths/</guid><pubDate>Wed, 17 Oct 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7oueuiZi6lvsKcmb60Mj37/642332b70101500cc67ea1d7a3ef97ce/dd-myths_ddmyths_2x.jpg" length="148907" type="image/jpeg"/></item><item><title><![CDATA[5 steps to healthy cash flow for you and your clients]]></title><description><![CDATA[For accountants, getting to grips with cash flow allows you to lead by example and become a trusted adviser to your clients. In this guide we take you through 5 steps to healthy cash flow for you and your clients.]]></description><link>https://gocardless.com/guides/posts/five-steps-to-healthy-cash-flow/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/five-steps-to-healthy-cash-flow/</guid><pubDate>Tue, 16 Oct 2018 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7qewxHeA4o3gU7MIMyUPwA/750e14e068903ff791b9998ac181785b/guides_images_post-thumbnails_5-steps-healthy-cash-flow.jpg" length="219671" type="image/jpeg"/></item><item><title><![CDATA[FAQ Friday – What notifications will your customers get from GoCardless?]]></title><link>https://gocardless.com/blog/customer-notifications-with-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/customer-notifications-with-gocardless/</guid><pubDate>Fri, 12 Oct 2018 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4IxrYlJkpyVGJcmr4fC6Qw/667f0d93c60e7e3b1d9a9096539b9d03/blog___images___faqfriday.jpg" length="135060" type="image/jpeg"/></item><item><title><![CDATA[Behind the scenes: Life at GoCardless]]></title><link>https://gocardless.com/blog/life-at-gocardless-behind-the-scenes/</link><guid isPermaLink="false">https://gocardless.com/blog/life-at-gocardless-behind-the-scenes/</guid><pubDate>Thu, 11 Oct 2018 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33tRReHbhLoQoXww2IfQhj/2fd181605ebc586b67b28b31f5ab532a/blog___image___life_at_gocardless.jpg" length="174215" type="image/jpeg"/></item><item><title><![CDATA[GoCardless & Xero: A beautiful business love story]]></title><link>https://gocardless.com/blog/gocardless-and-xero/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-and-xero/</guid><pubDate>Thu, 04 Oct 2018 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7HiMwU2jse4iu4XFpfwHtP/1f2ccea48d9e3b2432ac5002f128c593/gocardless-and-xero_gocardless-and-xero.png" length="272491" type="image/png"/></item><item><title><![CDATA[Automated vs. integrated Direct Debit – what's the difference?]]></title><description><![CDATA[Direct Debit payments are automated, but they're not always integrated. Here's the difference – and why it matters.]]></description><link>https://gocardless.com/guides/posts/integrated-direct-debit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/integrated-direct-debit/</guid><pubDate>Wed, 03 Oct 2018 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3krPBBkSoXgY9u0Td6SWTL/3b0bb9721f48bdb64f2e69609e6e71d2/guides_images_post-thumbnails_integrated-dd.jpg" length="122255" type="image/jpeg"/></item><item><title><![CDATA[6 hacks to stop you wasting time on payment collection]]></title><description><![CDATA[Payment collection is a major source of admin for any SMB. Claim back the time with these business hacks.]]></description><link>https://gocardless.com/guides/posts/payment-collection-hacks/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/payment-collection-hacks/</guid><pubDate>Tue, 02 Oct 2018 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4joam9Ueyp0avimSBHB5IA/932a1f19413755b5a474d4e4bb2b3ebb/guides_images_post-thumbnails_payment-hacks.jpg" length="297532" type="image/jpeg"/></item><item><title><![CDATA[Top admin-busting tips for SMBs]]></title><description><![CDATA[Small business admin is a headache for any busy entrepreneur. But there are ways to minimise the pain, speed up processes and improve business performance.]]></description><link>https://gocardless.com/guides/posts/admin-busting-tips/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/admin-busting-tips/</guid><pubDate>Mon, 01 Oct 2018 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4qRFRuqfUdQcZEAyw8kzHV/6e3ac31c39d21094e58b2f176803b247/guides_images_post-thumbnails_admin-busting-tips.jpg" length="267197" type="image/jpeg"/></item><item><title><![CDATA[Tried and tested tips to boost your company’s cash flow]]></title><description><![CDATA[Top tips for achieving cash flow health – a guide for Australian SMBs.]]></description><link>https://gocardless.com/guides/posts/tried-tested-cashflow-tips/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/tried-tested-cashflow-tips/</guid><pubDate>Mon, 01 Oct 2018 00:00:00 GMT</pubDate><enclosure 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clients]]></description><link>https://gocardless.com/guides/posts/cash-flow-guru/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/cash-flow-guru/</guid><pubDate>Tue, 25 Sep 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/61ACJXX0neoIsKf0SKihXw/819e8d317587e2dcc8712eaf8eb7072b/guides_images_post-covers_cash-flow-guru-aus.jpg" length="101172" type="image/jpeg"/></item><item><title><![CDATA[What does switching to GoCardless actually look like?]]></title><description><![CDATA[All the important steps that help a new business get up to speed on GoCardless.]]></description><link>https://gocardless.com/guides/posts/what-switching-to-gocardless-looks-like/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/what-switching-to-gocardless-looks-like/</guid><pubDate>Tue, 25 Sep 2018 00:00:00 GMT</pubDate><enclosure 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type="image/jpeg"/></item><item><title><![CDATA[FAQ Friday – How to explain GoCardless to your customers]]></title><link>https://gocardless.com/blog/faq-fridays-explaining-gocardless-to-customers/</link><guid isPermaLink="false">https://gocardless.com/blog/faq-fridays-explaining-gocardless-to-customers/</guid><pubDate>Fri, 14 Sep 2018 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4IxrYlJkpyVGJcmr4fC6Qw/667f0d93c60e7e3b1d9a9096539b9d03/blog___images___faqfriday.jpg" length="135060" type="image/jpeg"/></item><item><title><![CDATA[5 ways to increase automation and efficiency with technology]]></title><link>https://gocardless.com/blog/five-ways-to-increase-automation-and-efficiency/</link><guid isPermaLink="false">https://gocardless.com/blog/five-ways-to-increase-automation-and-efficiency/</guid><pubDate>Tue, 11 Sep 2018 09:00:00 GMT</pubDate><enclosure 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surveyed 500 millennial organisation members about their preferences on payment methods, billing cycles, security and more.]]></description><link>https://gocardless.com/guides/posts/putting-payments-at-heart-of-memberships/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/putting-payments-at-heart-of-memberships/</guid><pubDate>Mon, 10 Sep 2018 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6xtKswtlbTZl9glCBARjrv/656bcfb1071ffbfb975f0ed3d385786a/guides_images_post-thumbnails_payments-at-heart-thumbnail.jpg" length="156513" type="image/jpeg"/></item><item><title><![CDATA[FAQ Fridays – our new video series]]></title><link>https://gocardless.com/blog/introducing-quick-guides/</link><guid isPermaLink="false">https://gocardless.com/blog/introducing-quick-guides/</guid><pubDate>Fri, 07 Sep 2018 09:00:00 GMT</pubDate></item><item><title><![CDATA[Phantom pains: Why changing Direct Debit provider doesn't have to be painful]]></title><description><![CDATA[8 common misconceptions around switching Direct Debit provider, and how you can make the whole process stress-free.]]></description><link>https://gocardless.com/guides/posts/phantom-pains-changing-direct-debit-provider/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/phantom-pains-changing-direct-debit-provider/</guid><pubDate>Wed, 05 Sep 2018 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7wXtwi7FgY13hvxK75eeNx/d95132044f6dc9b13e4371dcc77f58a6/guides_images_post-thumbnails_Phantom_Pains_Thumbnail_03.jpg" length="178268" type="image/jpeg"/></item><item><title><![CDATA[The hidden dangers of a DIY approach to Direct Debit]]></title><description><![CDATA[Find out how member demands and preferences will evolve over the next few years and whether your current Direct Debit solution can handle these changes.]]></description><link>https://gocardless.com/guides/posts/hidden-dangers-diy-direct-debit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/hidden-dangers-diy-direct-debit/</guid><pubDate>Mon, 03 Sep 2018 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4FWeK9TfJdq0VFqfaKPzGM/81b25dde87ea50113a45dbf4430ab070/guides_images_post-thumbnails_Hidden_Dangers_Thumbnail_03.jpg" length="150076" type="image/jpeg"/></item><item><title><![CDATA[Our 2018 HackaTRON]]></title><link>https://gocardless.com/blog/our-2018-hackatron/</link><guid isPermaLink="false">https://gocardless.com/blog/our-2018-hackatron/</guid><pubDate>Wed, 29 Aug 2018 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2TrBUIwkY0SWf03ZlYZk8J/3016dbc67b427cf1046bb7f6cff8a8eb/2018-hackathon_hackathon.jpg" length="88669" type="image/jpeg"/></item><item><title><![CDATA[Reinforce your brand with custom payment pages]]></title><link>https://gocardless.com/blog/customisable-payment-pages/</link><guid isPermaLink="false">https://gocardless.com/blog/customisable-payment-pages/</guid><pubDate>Mon, 20 Aug 2018 09:00:00 GMT</pubDate></item><item><title><![CDATA[The rise of the 'Stuck-at-Home' SME]]></title><link>https://gocardless.com/blog/stuck-at-home-smes/</link><guid isPermaLink="false">https://gocardless.com/blog/stuck-at-home-smes/</guid><pubDate>Thu, 16 Aug 2018 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7mx06aYJV2TICKhXmdwKjg/fd2ad99bf2e3b57bc9500dc882ac1049/summer-holidays_summer-holidays.jpg" length="394741" type="image/jpeg"/></item><item><title><![CDATA[How to recover an unpaid invoice: Advice from Sage]]></title><link>https://gocardless.com/blog/recovering-invoices-advice-from-sage/</link><guid isPermaLink="false">https://gocardless.com/blog/recovering-invoices-advice-from-sage/</guid><pubDate>Fri, 03 Aug 2018 09:00:00 GMT</pubDate></item><item><title><![CDATA[12 ways to optimise your payment page]]></title><description><![CDATA[68% of people abandon a checkout at payment. Here's how to boost conversion.]]></description><link>https://gocardless.com/guides/posts/conversion-rates/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/conversion-rates/</guid><pubDate>Fri, 03 Aug 2018 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2DgPux7ZKnY6vdQQvd9uGX/4c3809ac03d30dad2ba86bb23bcd1a6d/guides_images_post-thumbnails_pay-here-thumb.jpg" length="135423" type="image/jpeg"/></item><item><title><![CDATA[5 proven ways to win more clients for your accounting firm]]></title><link>https://gocardless.com/blog/five-ways-to-win-more-clients/</link><guid isPermaLink="false">https://gocardless.com/blog/five-ways-to-win-more-clients/</guid><pubDate>Mon, 30 Jul 2018 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4SU3GqLP2lgA2LI5fSoRDZ/a975ad02ed21fe5092b7a704516df848/win-more-clients_win-more-clients.jpg" length="1244275" type="image/jpeg"/></item><item><title><![CDATA[Pricing 101: A guide for 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GMT</pubDate></item><item><title><![CDATA[GoCardless Partner Meetup: Working closely to improve customer experience]]></title><link>https://gocardless.com/blog/gocardless-partner-meetup/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-partner-meetup/</guid><pubDate>Wed, 04 Jul 2018 09:00:00 GMT</pubDate></item><item><title><![CDATA[Working with Pride at GoCardless]]></title><link>https://gocardless.com/blog/working-with-pride-at-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/working-with-pride-at-gocardless/</guid><pubDate>Fri, 29 Jun 2018 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1L75kfX5RTVtbKk3am164e/a37744001b89a64804ff5e890ceb1e39/gc-pride_gc-pride.jpg" length="213458" type="image/jpeg"/></item><item><title><![CDATA[Member Retention Bootcamp: e-Guide for fitness business leaders]]></title><description><![CDATA[6 business workouts to stretch your average membership duration and build member 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value.]]></description><link>https://gocardless.com/guides/posts/5-ways-finance-can-stop-gym-members-leaving/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/5-ways-finance-can-stop-gym-members-leaving/</guid><pubDate>Tue, 26 Jun 2018 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/78Uz1Xz8w3RRWP8W5yO1Wo/de8aab39064fe6506105e16ea8bc2cd8/guides_images_post-thumbnails_5-retention-tactics-gyms.jpg" length="866201" type="image/jpeg"/></item><item><title><![CDATA[Growing our payments network: next stop, Denmark]]></title><link>https://gocardless.com/blog/betalingsservice-scandanavia-launch/</link><guid isPermaLink="false">https://gocardless.com/blog/betalingsservice-scandanavia-launch/</guid><pubDate>Tue, 26 Jun 2018 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5tffbBNbcNR3wDyQ7y6jcF/31d9f08729c2c6f20bab719af38aee35/betalingsservice_betalingsservice.jpg" length="339478" type="image/jpeg"/></item><item><title><![CDATA[5 objections to paying by Direct Debit and how to respond]]></title><link>https://gocardless.com/blog/objections-to-direct-debit/</link><guid isPermaLink="false">https://gocardless.com/blog/objections-to-direct-debit/</guid><pubDate>Thu, 14 Jun 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6j44UdDj0N9evBJmTg89ZA/3caef03ffeac2a927685b703d2632057/objections-to-dd_objections-to-dd.jpg" length="309299" type="image/jpeg"/></item><item><title><![CDATA[How to optimise your payment strategy to prevent involuntary churn]]></title><description><![CDATA[SaaS businesses are losing 1-4% of their customers through involuntary churn]]></description><link>https://gocardless.com/guides/posts/recalibrate-your-payment-mix-to-reduce-involuntary-churn/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/recalibrate-your-payment-mix-to-reduce-involuntary-churn/</guid><pubDate>Thu, 14 Jun 2018 08:00:00 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cheat sheet for SaaS leaders]]></title><description><![CDATA[Optimise your payments strategy to drive changes in key business metrics like Churn Rate and Customer Lifetime Value, with this cheat sheet from GoCardless and ChartMogul.]]></description><link>https://gocardless.com/guides/posts/saas-payments-datasheet/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/saas-payments-datasheet/</guid><pubDate>Thu, 14 Jun 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/32Z3tKvsOb3Klat4ToQbv4/5914908750ad70beb4fce8a5a5f1eb40/guides_images_post-covers_saas-payments-datasheet.jpg" length="1236050" type="image/jpeg"/></item><item><title><![CDATA[The little churn book: Advice from SaaS business leaders and investors]]></title><description><![CDATA[We've collected together advice on churn from some of the world’s most successful and outspoken investors and SaaS C-suite executives.]]></description><link>https://gocardless.com/guides/posts/saas-churn-quotes/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/saas-churn-quotes/</guid><pubDate>Mon, 11 Jun 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4nECM69lyoKclcw33wxD9O/82e496f4ae7d5c7d8b8f88b2937afe87/guides_images_post-covers_saas-churn-quotes.jpg" length="585100" type="image/jpeg"/></item><item><title><![CDATA[GoCardless on the move: why our new office space matters]]></title><link>https://gocardless.com/blog/gc-office-culture/</link><guid isPermaLink="false">https://gocardless.com/blog/gc-office-culture/</guid><pubDate>Fri, 08 Jun 2018 08:00:00 GMT</pubDate></item><item><title><![CDATA[Churn: a quick guide for subscription businesses]]></title><description><![CDATA[Churn definitions and benchmarks from the likes of ChartMogul, Profitwell and Recurly, as well as action steps to help you tackle voluntary and involuntary churn.]]></description><link>https://gocardless.com/guides/posts/intro-to-churn/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/intro-to-churn/</guid><pubDate>Mon, 04 Jun 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1JNDsO2ydodXQ7x1lrJr8Z/57c9c1acb5475ff89a4c73c8053c4d07/guides_images_post-thumbnails_intro-to-churn.jpg" length="836864" type="image/jpeg"/></item><item><title><![CDATA[How data drives decisions at GoCardless: Interview with BI Analyst, Liz]]></title><link>https://gocardless.com/blog/data-at-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/data-at-gocardless/</guid><pubDate>Fri, 01 Jun 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3R5q4l2IBOgO1ZQkeK4T7g/e19c3ea33f08c3dd6a4cba2c59516fac/gc-women-in-tech_gc-women-tech-liz.jpg" length="294707" type="image/jpeg"/></item><item><title><![CDATA[Accountex 2018: The year digital accounting came of 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Let’s take a look at the key facts you and your client should know when looking for finance.]]></description><link>https://gocardless.com/guides/posts/identify-business-finance-needs/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/identify-business-finance-needs/</guid><pubDate>Tue, 29 May 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/MiEBLKfS5aFctHMrJqOfH/c59a587f97e392d5383fe93ce76af998/guides_images_post-thumbnails_alternative-finance.jpg" length="1175500" type="image/jpeg"/></item><item><title><![CDATA[GoCardless goes down under - collect payments in Australia]]></title><link>https://gocardless.com/blog/collect-payments-in-australia/</link><guid isPermaLink="false">https://gocardless.com/blog/collect-payments-in-australia/</guid><pubDate>Tue, 22 May 2018 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4jOWt6wdYRU7YDGZkXQBTv/2004a501aafc90bdc4c98f21dd8c375f/becs-launch_becs-launch.jpg" length="1110469" type="image/jpeg"/></item><item><title><![CDATA[Elevate your member experience to win in a fast-changing fitness industry]]></title><link>https://gocardless.com/blog/elevate-your-member-experience/</link><guid isPermaLink="false">https://gocardless.com/blog/elevate-your-member-experience/</guid><pubDate>Wed, 16 May 2018 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2I7oIgfdw77tNJwej2kSJX/97b9b34a62043b5da9abed68adc34b6e/team-at-elevate_team-at-elevate.jpg" length="684941" type="image/jpeg"/></item><item><title><![CDATA[10 important questions about your Direct Debit solution - a guide for gym business leaders]]></title><description><![CDATA[Are you getting the most out of your Direct Debit provider? We’ve put together 10 questions to help you find out.]]></description><link>https://gocardless.com/guides/posts/questions-about-your-direct-debit-solution/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/questions-about-your-direct-debit-solution/</guid><pubDate>Wed, 16 May 2018 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/463PZcZL780Yk00balJVDF/e11762532b2c33eea5daf2c54073db28/guides_images_post-thumbnails_10qs-DD-gyms.jpg" length="1475417" type="image/jpeg"/></item><item><title><![CDATA[Guide to creating online payment pages for Direct Debit]]></title><description><![CDATA[Compliance requirements for online payment pages for Bacs, SEPA, BG Autogiro and BECS.]]></description><link>https://gocardless.com/guides/posts/payment-pages-guidance/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/payment-pages-guidance/</guid><pubDate>Mon, 14 May 2018 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/AWCZSdpGdg4GGSig8Kpyw/2dc3030ecced87333e2ca5d627a47fa1/guides_images_post-thumbnails_checklist.jpg" length="101796" type="image/jpeg"/></item><item><title><![CDATA[Our role as a data controller and what it means for you]]></title><link>https://gocardless.com/blog/data-controller/</link><guid isPermaLink="false">https://gocardless.com/blog/data-controller/</guid><pubDate>Sun, 13 May 2018 09:00:00 GMT</pubDate></item><item><title><![CDATA[Guide to payment methods for investment platforms]]></title><description><![CDATA[A practical guide to the different payment methods that investment platforms, savings accounts and apps can offer their customers - and the pros and cons of each.]]></description><link>https://gocardless.com/guides/posts/payments-for-investment-platforms/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/payments-for-investment-platforms/</guid><pubDate>Thu, 03 May 2018 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/22PC03a6m91NF9J0OqMJDR/ee4f2c127dcbaab398fb6d158ef2a83b/guides_images_post-thumbnails_investment-apps.jpg" length="835608" type="image/jpeg"/></item><item><title><![CDATA[Service outage on 6 April 2018: post-mortem results]]></title><link>https://gocardless.com/blog/service-outage-on-6-april-2018-post-mortem-results/</link><guid isPermaLink="false">https://gocardless.com/blog/service-outage-on-6-april-2018-post-mortem-results/</guid><pubDate>Thu, 03 May 2018 08:00:00 GMT</pubDate></item><item><title><![CDATA[What the gig economy means for the self-employed]]></title><link>https://gocardless.com/blog/gig-economy/</link><guid isPermaLink="false">https://gocardless.com/blog/gig-economy/</guid><pubDate>Tue, 01 May 2018 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/15jkTQtkQbjUIbdTHNUxfp/ae8a54c5f2d24e4e5875aeff9f56eac4/gig-economy_gig-economy-1.jpg" length="191249" type="image/jpeg"/></item><item><title><![CDATA[Ready, set, grow: A guide to funding your gym equipment and business growth]]></title><description><![CDATA[Setting up a gym is hard work, and there are lots of obstacles you’ll need to conquer to succeed. But, once you’ve cleared the first hurdle, it’s time to think about business growth.]]></description><link>https://gocardless.com/guides/posts/funding-gym-equipment-and-business-growth/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/funding-gym-equipment-and-business-growth/</guid><pubDate>Tue, 01 May 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7HSouJ2ya1hLXERkbO33mH/911c1f1d14ae3b0fe559fec2738d95c2/guides_images_post-thumbnails_gym-equipment.jpg" length="555291" type="image/jpeg"/></item><item><title><![CDATA[Where we are this Spring]]></title><link>https://gocardless.com/blog/gc-in-spring/</link><guid isPermaLink="false">https://gocardless.com/blog/gc-in-spring/</guid><pubDate>Tue, 17 Apr 2018 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4bmOe4z6H945HXJeIuoBsM/f82b160d6206d4daa6c107017d2f28e6/gc-in-spring_gc-in-spring.jpg" length="831397" type="image/jpeg"/></item><item><title><![CDATA[Service outage on 6 April 2018: our response]]></title><link>https://gocardless.com/blog/service-outage-on-6-april-2018/</link><guid isPermaLink="false">https://gocardless.com/blog/service-outage-on-6-april-2018/</guid><pubDate>Mon, 09 Apr 2018 13:00:00 GMT</pubDate></item><item><title><![CDATA[Room to manoeuvre: flexible payments for vulnerable energy customers]]></title><description><![CDATA[Energy customers in a tight corner need flexibility when it comes to payment.]]></description><link>https://gocardless.com/guides/posts/flexible-energy-billing/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/flexible-energy-billing/</guid><pubDate>Mon, 09 Apr 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6eul4TCYHjElmttGoyVYzD/12f9c6df07506180924bb21c8c6d29cb/guides_images_post-thumbnails_energy-flexible.jpg" length="1042067" type="image/jpeg"/></item><item><title><![CDATA[Getting paid on time: Free e-Guide for agencies]]></title><description><![CDATA[The ultimate guide to getting paid on time for agencies. We guide you through practical, low-cost, high-impact tactics that will reduce your agency's average payment times and debtor days.]]></description><link>https://gocardless.com/guides/posts/agencies-guide-paid-on-time/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/agencies-guide-paid-on-time/</guid><pubDate>Mon, 09 Apr 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4pRc51uFv8kG5swELHArXU/5b80c04d0302f882c8acf0598324b9a9/guides_images_post-covers_paidontime-agencies.jpg" length="160455" type="image/jpeg"/></item><item><title><![CDATA[The complete guide to Direct Debit for agencies]]></title><description><![CDATA[Everything your agency needs to know about collecting client fees by Direct Debit and how to get started.]]></description><link>https://gocardless.com/guides/posts/agencies-guide-direct-debit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/agencies-guide-direct-debit/</guid><pubDate>Mon, 09 Apr 2018 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But miscalculation is not the same as misjudgement, so the ways to prevent errors must also differ.]]></description><link>https://gocardless.com/guides/posts/energy-billing-errors/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/energy-billing-errors/</guid><pubDate>Fri, 09 Mar 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/65ETUfkMcBUc1knVJ99GpE/0422e8920e5ff67b97a7f8cfb90be825/guides_images_post-thumbnails_energy-billing-error.jpg" length="588888" type="image/jpeg"/></item><item><title><![CDATA[On-demand webinar: Getting started with GoCardless for Xero]]></title><description><![CDATA[Watch our free webinar and learn how integrating GoCardless with your Xero accounting software can improve your cash flow and save you time.]]></description><link>https://gocardless.com/guides/posts/webinar-getting-started-gocardless-for-xero/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/webinar-getting-started-gocardless-for-xero/</guid><pubDate>Fri, 09 Mar 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/R6AK3ecost7onsvFc7iHi/0d2b0d9e6a96dccfe7e9ab84d9e3c383/guides_images_post-covers_xero-webinar-blue.jpg" length="41243" type="image/jpeg"/></item><item><title><![CDATA[GC women discuss supporting women in tech]]></title><link>https://gocardless.com/blog/gocardless-women-in-tech/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-women-in-tech/</guid><pubDate>Thu, 08 Mar 2018 09:00:00 GMT</pubDate></item><item><title><![CDATA[Getting paid on time: Free e-Guide for accountants]]></title><description><![CDATA[The ultimate guide to getting paid on time for SME accountancy firms. We guide you through 5 practical, low-cost, high-impact tactics that will reduce your firm's average payment times and debtor days.]]></description><link>https://gocardless.com/guides/posts/accountants-guide-paid-on-time/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/accountants-guide-paid-on-time/</guid><pubDate>Fri, 02 Mar 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2L2eZjGOrNZQqc4SAbUeIQ/014e282bb9055d899296b9cbbaa45fc0/guides_images_post-covers_paidontime-acc.jpg" length="117471" type="image/jpeg"/></item><item><title><![CDATA[Unpaid invoice? 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Find out how you can maximise your Direct Debit uptake.]]></description><link>https://gocardless.com/guides/posts/encourage-customers-to-pay-by-dd/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/encourage-customers-to-pay-by-dd/</guid><pubDate>Mon, 19 Feb 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4RcNGYznycZcY2MImGL3ai/976c666bca5d3b313f12e02d45e91b05/guides_images_post-thumbnails_dd-uptake.jpg" length="340933" type="image/jpeg"/></item><item><title><![CDATA[What I wish I'd known: Free e-Guide]]></title><description><![CDATA[We spoke to agency owners and small business leaders about their top tips for success in 2018 and asked them what they wish they’d known when they were starting out. This is what they said.]]></description><link>https://gocardless.com/guides/posts/smes-what-i-wish-id-known-eguide/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/smes-what-i-wish-id-known-eguide/</guid><pubDate>Sun, 18 Feb 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2zImTaD7Rir41DsSgzScix/1638f14f42d3075b6c5623c80509649a/guides_images_smes-what-i-wish-id-known.jpg" length="210541" type="image/jpeg"/></item><item><title><![CDATA[Meet Jake: GoCardless' Energy Specialist]]></title><link>https://gocardless.com/blog/meet-jake-energy-specialist/</link><guid isPermaLink="false">https://gocardless.com/blog/meet-jake-energy-specialist/</guid><pubDate>Wed, 14 Feb 2018 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2pTVpd65xTAKMq7QfEzK5A/c292f9f37c873dc0aee8dc180363e3ef/meet-jake_meet-jake.jpg" length="193980" type="image/jpeg"/></item><item><title><![CDATA[Hidden costs of business that can eat up your investment]]></title><description><![CDATA[The business costs that go under the radar - and could threaten your profitability as you scale.]]></description><link>https://gocardless.com/guides/posts/hidden-business-costs/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/hidden-business-costs/</guid><pubDate>Wed, 14 Feb 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/73fiNqZZWceUhBSPkz0h6O/60a64e969cf164e5740ba2b0d41ea490/guides_images_post-thumbnails_hidden-costs.jpg" length="205417" type="image/jpeg"/></item><item><title><![CDATA[Free e-Guide: SaaS success across the customer lifecycle]]></title><description><![CDATA[We asked some of the most successful B2B SaaS entrepreneurs about how they scale, improve customer experiences and optimise every touch point. This is what they said.]]></description><link>https://gocardless.com/guides/posts/saas-success-eguide/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/saas-success-eguide/</guid><pubDate>Tue, 13 Feb 2018 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2Q3ENwwDX8T9QiM8lFIVEi/d72f9ec2fbcbb78e23e64cf191e2be36/guides_images_post-covers_saas-success.jpg" length="628484" type="image/jpeg"/></item><item><title><![CDATA[5 common excuses for late payments (and how to respond to them)]]></title><link>https://gocardless.com/blog/common-excuses-late-payment/</link><guid isPermaLink="false">https://gocardless.com/blog/common-excuses-late-payment/</guid><pubDate>Thu, 08 Feb 2018 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1PNwdopM0rUFW9ZW1UYYmc/25aaa243b13c714ee0596a26427d1b37/excuses-late-payments_excuses-late-payments.jpg" length="204836" type="image/jpeg"/></item><item><title><![CDATA[Duty to report on payment 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customer response time halved in 12 months, thanks to new support centre]]></title><link>https://gocardless.com/blog/customer-service-improvements/</link><guid isPermaLink="false">https://gocardless.com/blog/customer-service-improvements/</guid><pubDate>Fri, 08 Dec 2017 09:00:00 GMT</pubDate></item><item><title><![CDATA[Incident review: API and Dashboard outage on 10 October 2017]]></title><link>https://gocardless.com/blog/incident-review-api-and-dashboard-outage-on-10th-october/</link><guid isPermaLink="false">https://gocardless.com/blog/incident-review-api-and-dashboard-outage-on-10th-october/</guid><pubDate>Wed, 06 Dec 2017 11:00:00 GMT</pubDate></item><item><title><![CDATA[Recurring credit card payments and Continuous Payment Authority]]></title><description><![CDATA[Everything you need to know about taking regular payments from customers by card.]]></description><link>https://gocardless.com/guides/posts/recurring-card-payments/</link><guid 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Check out our new resources]]></title><link>https://gocardless.com/blog/fitness-resources-roundup/</link><guid isPermaLink="false">https://gocardless.com/blog/fitness-resources-roundup/</guid><pubDate>Thu, 30 Nov 2017 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4zrXpPUZ8zGBggcWPeacPz/1ae4fe43ebb48345bce322b7eac81f89/fitness-resources_fitness-resources.jpg" length="293874" type="image/jpeg"/></item><item><title><![CDATA[Bacs and SEPA processing dates 2018]]></title><link>https://gocardless.com/blog/bacs-sepa-processing-dates-2018/</link><guid isPermaLink="false">https://gocardless.com/blog/bacs-sepa-processing-dates-2018/</guid><pubDate>Thu, 23 Nov 2017 08:00:00 GMT</pubDate></item><item><title><![CDATA[5 reasons to integrate GoCardless with your finance software]]></title><description><![CDATA[Do you manage your GoCardless payments from within your existing finance, accounting or business software? If not, here are five reasons to start.]]></description><link>https://gocardless.com/guides/posts/5-reasons-to-integrate-gocardless/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/5-reasons-to-integrate-gocardless/</guid><pubDate>Tue, 21 Nov 2017 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6LfDueSxI8GyTPyqr5mBpC/93a195e8ab20a693dd6cd1ca540886cf/guides_images_post-thumbnails_integrate-gc.jpg" length="61542" type="image/jpeg"/></item><item><title><![CDATA[On-demand webinar: How to scale up your fitness business]]></title><description><![CDATA[So you've got your fitness business up and running and now you want to take it to the next level? Watch our webinar for top tips from industry experts on how to grow your fitness business without compromising performance.]]></description><link>https://gocardless.com/guides/posts/how-to-scale-your-fitness-business-webinar/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-to-scale-your-fitness-business-webinar/</guid><pubDate>Mon, 20 Nov 2017 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6zYXCfqhJ0Mxn0YjjKiVPm/530056351da1cb25a4baa3b9c0733b45/guides_images_post-covers_webinar-scalefitness.jpg" length="146003" type="image/jpeg"/></item><item><title><![CDATA[GoCardless is one of UK’s fastest growing tech companies in Deloitte Fast 50]]></title><link>https://gocardless.com/blog/deloitte-fast-50/</link><guid isPermaLink="false">https://gocardless.com/blog/deloitte-fast-50/</guid><pubDate>Fri, 17 Nov 2017 08:00:00 GMT</pubDate><enclosure 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type="image/jpeg"/></item><item><title><![CDATA[GoCardless named ‘Xero App Partner of the Year’ at Xerocon London]]></title><link>https://gocardless.com/blog/gocardless-wins-best-xero-app/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-wins-best-xero-app/</guid><pubDate>Wed, 04 Oct 2017 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3zc78uABecX0hWhHfhO2ck/881344261d670116642afe78273c2141/xero-app-award_xero-app-award.jpg" length="129508" type="image/jpeg"/></item><item><title><![CDATA[How cloud accounting and fintech are changing the skill set of accountants]]></title><description><![CDATA[Cloud accounting has given rise to a new breed of tech-savvy, data-enabled, commercially astute accountants, who are becoming trusted advisors to their clients.]]></description><link>https://gocardless.com/guides/posts/cloud-accounting-changing-skillsets/</link><guid 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Discover our A-Z of cloud accounting.]]></description><link>https://gocardless.com/guides/posts/a-z-of-cloud-accounting/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/a-z-of-cloud-accounting/</guid><pubDate>Thu, 29 Jun 2017 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/10ZsrxZzCLOGZ8HL1VIWpg/ecfe9245670594edbc8226e2d4fc1b7e/guides_images_post-covers_a-z-cloud-accounting.jpg" length="69720" type="image/jpeg"/></item><item><title><![CDATA[How to reinforce your brand and boost your business - with GoCardless Plus]]></title><description><![CDATA[Having your business name on bank statements provides clarity and leads to even more reliable income, while also reducing churn.]]></description><link>https://gocardless.com/guides/posts/boost-business-with-plus/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/boost-business-with-plus/</guid><pubDate>Thu, 15 Jun 2017 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6wKjzOPKHaIQGNdAiRIaRX/59137153d97e373644eabe1e9525ac57/guides_images_post-thumbnails_plus.jpg" length="63512" type="image/jpeg"/></item><item><title><![CDATA[Maximising business freedom - Takeaways from Zuora Subscribed 2017]]></title><link>https://gocardless.com/blog/business-freedom-zuora-highlights/</link><guid isPermaLink="false">https://gocardless.com/blog/business-freedom-zuora-highlights/</guid><pubDate>Wed, 14 Jun 2017 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2rPd0qYt7TsiMx9b8emkSj/95cc378ff6964a969f830902e2ab2f17/zuora_2x.jpg" length="150035" type="image/jpeg"/></item><item><title><![CDATA[Common payment obstacles facing the SaaS industry]]></title><description><![CDATA[Payment processing presents many obstacles for the modern SaaS company. From managing failed transactions effectively to handling payments smoothly across different devices --there’s no shortage of challenges to deal with..]]></description><link>https://gocardless.com/guides/posts/saas-payment-obstacles/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/saas-payment-obstacles/</guid><pubDate>Mon, 05 Jun 2017 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5lEgpzdAtNHhVyzbmPjQcd/b692a705bc50500fa01cc38e771b4ab8/guides_images_post-thumbnails_challenges.jpg" length="147454" type="image/jpeg"/></item><item><title><![CDATA[A day in the life of GoCardless Customer Success]]></title><link>https://gocardless.com/blog/day-in-life-customer-success/</link><guid isPermaLink="false">https://gocardless.com/blog/day-in-life-customer-success/</guid><pubDate>Wed, 31 May 2017 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/cRttYmYYu0zqF8b8QQKk0/3d3d9e03bc8c1a6d3998324e1725d6c8/day-in-life-customer-success_avani_2x.jpg" length="3116994" type="image/jpeg"/></item><item><title><![CDATA[How to eliminate involuntary churn to boost growth in Europe]]></title><description><![CDATA[Customer churn has a major impact on the bottom line for any company using a subscription billing model.]]></description><link>https://gocardless.com/guides/posts/eliminating-involuntary-churn/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/eliminating-involuntary-churn/</guid><pubDate>Fri, 26 May 2017 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/29nu6V7AuM6npu8lmiEFZr/138d6dd1bae5252233963e6e2155a504/guides_images_post-thumbnails_churn.jpg" length="48433" type="image/jpeg"/></item><item><title><![CDATA[End-to-end finance: why payments need to integrate with your accounts]]></title><description><![CDATA[The importance of full integration for payments, cash flow and practice efficiency]]></description><link>https://gocardless.com/guides/posts/end-to-end-finance/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/end-to-end-finance/</guid><pubDate>Fri, 19 May 2017 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/466Wn7fGh0qCwfD67UB15B/bdbfc8ea5aa82e4612d3984009d12801/guides_images_post-thumbnails_calculator.jpg" length="39707" type="image/jpeg"/></item><item><title><![CDATA[On a global post-Brexit stage, what’s next for London tech?]]></title><link>https://gocardless.com/blog/whats-next-for-London-tech/</link><guid isPermaLink="false">https://gocardless.com/blog/whats-next-for-London-tech/</guid><pubDate>Wed, 17 May 2017 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2GwmGE6cdNLmfZTwTBO6jE/97598c380680126b295d94a6039f413b/future-of-london-tech_london-tech_2x.jpg" length="1143466" type="image/jpeg"/></item><item><title><![CDATA[Accountex 2017: How accountants must meet the new digital reality]]></title><link>https://gocardless.com/blog/accountex2017/</link><guid isPermaLink="false">https://gocardless.com/blog/accountex2017/</guid><pubDate>Mon, 15 May 2017 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5ozQb4Ro6QvrbBWThNMmxx/1de82d114a337e195194119b978e8e12/accountex2017_accountex.jpg" length="1079205" type="image/jpeg"/></item><item><title><![CDATA[Increase your European SaaS customer base with Direct Debit]]></title><description><![CDATA[European businesses and consumers have unique preferences when it comes to paying for goods and services online. Optimizing the payment process allows US companies to beat their competition and capture these customers, who are ready and willing to spend.]]></description><link>https://gocardless.com/guides/posts/increase-european-saas-customers-direct-debit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/increase-european-saas-customers-direct-debit/</guid><pubDate>Wed, 03 May 2017 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5wbuqhTV5iAplOzFcOV5om/4cd3ea511b65750f799222547a18da2e/Webinar-Going_Global_Episode_2-hero-1400x1400.jpg" length="885048" type="image/jpeg"/></item><item><title><![CDATA[Five ways to skyrocket your Direct Debit take up rates]]></title><link>https://gocardless.com/blog/five-ways-to-skyrocket-direct-debit-takeup/</link><guid isPermaLink="false">https://gocardless.com/blog/five-ways-to-skyrocket-direct-debit-takeup/</guid><pubDate>Thu, 27 Apr 2017 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6lsGF41tQh9nwbVMuSMYIa/cb243f070099635241444a6ac8b7fbd4/five-ways-skyrocket-dd_rocket_2x.jpg" length="285718" type="image/jpeg"/></item><item><title><![CDATA[Springtime productivity tips from GoCardless]]></title><link>https://gocardless.com/blog/springtime-productivity-tips/</link><guid isPermaLink="false">https://gocardless.com/blog/springtime-productivity-tips/</guid><pubDate>Wed, 12 Apr 2017 01:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/fbftkDLcdUuZ7aWlJRjgM/ac4b01ea921a81513d8f94c5e1c4c1b7/productivity-tips_productive_2x.jpg" length="1133922" type="image/jpeg"/></item><item><title><![CDATA[A day in the life of developer support at GoCardless]]></title><link>https://gocardless.com/blog/day-in-life-developer-support/</link><guid isPermaLink="false">https://gocardless.com/blog/day-in-life-developer-support/</guid><pubDate>Wed, 05 Apr 2017 01:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/28w4z1AoC73UnVDAOXOca1/368191569ebff32508037cf100e08664/day-in-life-dev-support_nicola-p_2x.jpg" length="398246" type="image/jpeg"/></item><item><title><![CDATA[Are businesses missing out on the full power of SaaS technology?]]></title><description><![CDATA[SaaS tools can improve more than a company’s finance and sales functions – if only business owners realised it. When used for HR, marketing, and customer services, they can be the cloud’s silver lining.]]></description><link>https://gocardless.com/guides/posts/are-businesses-missing-out-saas/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/are-businesses-missing-out-saas/</guid><pubDate>Mon, 27 Mar 2017 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4cx9bCfYqz1hGmUknhoNPm/8101c77b2abcaac9c58235cd55144e3b/guides_images_post-thumbnails_desk.jpg" length="130332" type="image/jpeg"/></item><item><title><![CDATA[Paying training bills by Direct Debit could be key to apprenticeship levy success]]></title><description><![CDATA[The apprenticeship levy will dramatically boost work trainee numbers when it becomes law in April. Education providers can attract more employers by offering the best courses – and making paying for training both simple and painless.]]></description><link>https://gocardless.com/guides/posts/direct-debit-for-apprenticeships-levy/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/direct-debit-for-apprenticeships-levy/</guid><pubDate>Mon, 27 Mar 2017 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5eQbOlzRXBceImYd7HHMyf/160798ed5f0c7c5abe2a39316281e5e0/guides_images_post-thumbnails_apprenticeships.jpg" length="86018" type="image/jpeg"/></item><item><title><![CDATA[‘Golden era’ for UK tech: GoCardless attends Tech Nation 2017]]></title><link>https://gocardless.com/blog/golden-era-tech-nation-2017/</link><guid isPermaLink="false">https://gocardless.com/blog/golden-era-tech-nation-2017/</guid><pubDate>Thu, 23 Mar 2017 01:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3zFLsj8eElHmjU3PwojiLJ/8da7d596c39917e153c1a9ef39ce3082/tech-nation-2017_pic1_2x.jpg" length="3296432" type="image/jpeg"/></item><item><title><![CDATA[All fun and games until you start with GameDays]]></title><link>https://gocardless.com/blog/game-days-at-gc/</link><guid isPermaLink="false">https://gocardless.com/blog/game-days-at-gc/</guid><pubDate>Tue, 21 Mar 2017 08:00:00 GMT</pubDate></item><item><title><![CDATA[What keeps the GoCardless engineering team motivated?]]></title><link>https://gocardless.com/blog/from-pizza-to-pair-programming/</link><guid isPermaLink="false">https://gocardless.com/blog/from-pizza-to-pair-programming/</guid><pubDate>Thu, 16 Mar 2017 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/65OZRVE6yilBodWSFM0zDl/ca34b87afe67486d039c4f81d114cb85/what-do-developers-want_developers_2x.jpg" length="308291" type="image/jpeg"/></item><item><title><![CDATA[A day in the life of a Product Designer at GoCardless]]></title><link>https://gocardless.com/blog/day-in-life-product-designer/</link><guid isPermaLink="false">https://gocardless.com/blog/day-in-life-product-designer/</guid><pubDate>Wed, 08 Mar 2017 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1yfn4W4R4eggrHjiSn2IOx/311dbe300dd3a39b74ef578ae2142b0e/day-in-life-product-design_swillis_2x.jpg" length="1847637" type="image/jpeg"/></item><item><title><![CDATA[Getting your SME clients paid on time with the ‘duty to report’ requirements]]></title><description><![CDATA[With new legislation being introduced to address the culture of slow payment, now is a great opportunity to help your SME clients get paid faster and more reliably]]></description><link>https://gocardless.com/guides/posts/improving-payment-times-part-2/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/improving-payment-times-part-2/</guid><pubDate>Mon, 06 Mar 2017 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/466Wn7fGh0qCwfD67UB15B/bdbfc8ea5aa82e4612d3984009d12801/guides_images_post-thumbnails_calculator.jpg" length="39707" type="image/jpeg"/></item><item><title><![CDATA[We’re launching our new Sales Graduate Scheme - and we want YOU]]></title><link>https://gocardless.com/blog/sales-grad-scheme-launch/</link><guid isPermaLink="false">https://gocardless.com/blog/sales-grad-scheme-launch/</guid><pubDate>Thu, 02 Mar 2017 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2mh68XI56ziNJgGzyS2uTP/5ae1a17f7527e7ae661619d9252d4e29/sales-grad-scheme_sales-grad-scheme_2x.jpg" length="1022647" type="image/jpeg"/></item><item><title><![CDATA[Helping large businesses meet new ‘duty to report’ requirements]]></title><description><![CDATA[Find out how your firm can work in partnership with large clients to help them fulfil new reporting requirements and enhance the overall performance of their payment processes.]]></description><link>https://gocardless.com/guides/posts/improving-payment-times-part-1/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/improving-payment-times-part-1/</guid><pubDate>Tue, 28 Feb 2017 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/687GEaNuZAaF5lGHbawpYZ/8b42112c1ccbd307d937fd567bbdc264/guides_images_post-thumbnails_debt-dirty.jpg" length="55683" type="image/jpeg"/></item><item><title><![CDATA[Our response to Cloudflare's bug disclosure]]></title><link>https://gocardless.com/blog/our-response-to-cloudflares-bug-disclosure/</link><guid isPermaLink="false">https://gocardless.com/blog/our-response-to-cloudflares-bug-disclosure/</guid><pubDate>Tue, 28 Feb 2017 08:00:00 GMT</pubDate></item><item><title><![CDATA[Don’t fear the Direct Debit Guarantee: A guide for merchants]]></title><description><![CDATA[The Direct Debit Guarantee makes Direct Debit one of the UK’s most secure payment methods. That’s great news for customers, but what does it mean for you as a merchant?]]></description><link>https://gocardless.com/guides/posts/direct-debit-guarantee/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/direct-debit-guarantee/</guid><pubDate>Thu, 23 Feb 2017 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6AYT4HKtKCldo3jE3OKkmn/4f809c50265d88376b5829722f3a7324/guides_images_post-thumbnails_dd-guarantee.jpg" length="112087" type="image/jpeg"/></item><item><title><![CDATA[The GoCardless Guide to Payment Methods]]></title><description><![CDATA[There’s no shortage of ways to get paid, but not all payment methods are equal. Your business needs maximum efficiency, so it’s wise to know your options and choose the most suitable payment method to help your workflow rather than hinder it.]]></description><link>https://gocardless.com/guides/posts/the-gocardless-guide-to-payment-methods/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-gocardless-guide-to-payment-methods/</guid><pubDate>Thu, 23 Feb 2017 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4bo1oMcXS9mhx4mE4LknYe/5ae5e3a932b717e6fa8587285335d927/guides_images_post-thumbnails_payment-methods.jpg" length="24256" type="image/jpeg"/></item><item><title><![CDATA[Best practices for taking recurring payments]]></title><description><![CDATA[Great businesses know that how customers pay is as important as when they pay.]]></description><link>https://gocardless.com/guides/posts/recurring-payments-guide-subscriptions/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/recurring-payments-guide-subscriptions/</guid><pubDate>Tue, 21 Feb 2017 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5vHKSXtyY8grHFxF4MjSMh/0308f5f20101acfe0871bc1f40e48206/guides_images_post-thumbnails_calendar.jpg" length="68427" type="image/jpeg"/></item><item><title><![CDATA[Insights on SaaS for Business: free e-Guide]]></title><description><![CDATA[The subscription economy has created a radical shift in how we work, with more companies than ever now relying on cloud-based platforms. In our free e-Guide, discover the major trends in B2B SaaS.]]></description><link>https://gocardless.com/guides/posts/saas-business-insights/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/saas-business-insights/</guid><pubDate>Mon, 20 Feb 2017 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3ZA0ZAM0xVFOMEA5QYiL6v/ea98896fd81d3c68b9eb20e53b8d60ab/guides_images_post-covers_hero-standard.jpg" length="99265" type="image/jpeg"/></item><item><title><![CDATA[Choosing the right payments API: a beginner's guide]]></title><description><![CDATA[You’ve probably heard the term 'API' mentioned often. But what do APIs actually do and why are they so important? In this guide, we’ll walk you through the basics.]]></description><link>https://gocardless.com/guides/posts/choosing-the-right-payments-api/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/choosing-the-right-payments-api/</guid><pubDate>Wed, 15 Feb 2017 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2FhVARDiirl5isxeeN5yP2/a81101c6f67d1e472e8333af447595cb/guides_images_post-thumbnails_api-guide.jpg" length="52282" type="image/jpeg"/></item><item><title><![CDATA[Webinar: How to eliminate churn to boost growth in Europe]]></title><description><![CDATA[Thursday 14 May, 11 am BST]]></description><link>https://gocardless.com/guides/posts/eliminate-churn-boost-european-growth/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/eliminate-churn-boost-european-growth/</guid><pubDate>Wed, 15 Feb 2017 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3ZA0ZAM0xVFOMEA5QYiL6v/ea98896fd81d3c68b9eb20e53b8d60ab/guides_images_post-covers_hero-standard.jpg" length="99265" type="image/jpeg"/></item><item><title><![CDATA[Taking payments in Europe with SEPA - an introduction for US businesses]]></title><description><![CDATA[With different cultures, languages and regulations, expanding your business across Europe may feel rather daunting. Help is at hand.]]></description><link>https://gocardless.com/guides/posts/taking-payments-in-europe/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/taking-payments-in-europe/</guid><pubDate>Tue, 14 Feb 2017 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/zk8IEeB9zI4tA77u1qlQc/9773842ccfc131cffeb67c5b05f02228/guides_images_post-thumbnails_currencies.jpg" length="35116" type="image/jpeg"/></item><item><title><![CDATA[Announcing the launch of GoCardless Plus]]></title><link>https://gocardless.com/blog/introducing-gocardless-plus/</link><guid isPermaLink="false">https://gocardless.com/blog/introducing-gocardless-plus/</guid><pubDate>Mon, 13 Feb 2017 00:00:00 GMT</pubDate></item><item><title><![CDATA[The ideal client: Part 2 - Losing the bad clients and qualifying your prospects]]></title><description><![CDATA[It’s time to safeguard your valuable, highly profitable clients, root out the demanding and unprofitable ones, while learning to qualify new prospects to ensure they're the best fit for your firm's long-term growth strategy.]]></description><link>https://gocardless.com/guides/posts/the-ideal-client-2/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-ideal-client-2/</guid><pubDate>Tue, 07 Feb 2017 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2E4k8POUVrFh61sfZmBO27/703b8d59d711c9a80581491bcff5309b/guides_images_post-thumbnails_ideal-client2.jpg" length="82133" type="image/jpeg"/></item><item><title><![CDATA[GoCardless launches a new integration with ChartMogul]]></title><link>https://gocardless.com/blog/chartmogul/</link><guid isPermaLink="false">https://gocardless.com/blog/chartmogul/</guid><pubDate>Mon, 06 Feb 2017 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5hxylLI4IkMTMZehLK45K/fbc0ddcd6490cedc0ce583aee6e49d2b/gc-chartmogul_chartmogul_2x.png" length="449180" type="image/png"/></item><item><title><![CDATA[The ideal client: Part 1 - Getting the balance right]]></title><description><![CDATA[Every firm will have good and bad clients - what’s important is getting the balance right. Sometimes there’s more value in focusing on the right client type. We show you how.]]></description><link>https://gocardless.com/guides/posts/the-ideal-client-1/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/the-ideal-client-1/</guid><pubDate>Tue, 31 Jan 2017 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5wASWlnJPB69v3XjQuCnus/023f4f47a7dff391261251d340781461/guides_images_post-thumbnails_ideal-client.jpg" length="79990" type="image/jpeg"/></item><item><title><![CDATA[Boosting charities with Direct Debit, technology – and more millennial donors]]></title><description><![CDATA[Many fundraising methods are old-fashioned, ignoring digital technology’s innovative methods of raising awareness and collecting cash. Greater use of tech-enhanced payment systems, including Direct Debit, could encourage more young people to donate.]]></description><link>https://gocardless.com/guides/posts/charities-tech-direct-debit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/charities-tech-direct-debit/</guid><pubDate>Mon, 30 Jan 2017 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2IllcmhALKc7XoXt4tQfDx/b9cb4edd2e4846eb5a049ed814eea753/Abonnement_digital.jpg" length="147454" type="image/jpeg"/></item><item><title><![CDATA[Direct Debit: Powering up accounting software so businesses get paid on time]]></title><description><![CDATA[Avoid late payments by leveraging the combined power of Direct Debit and your favourite accounting software, for better cash flow every time]]></description><link>https://gocardless.com/guides/posts/direct-debit-accounting-software/</link><guid 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of the new all-digital tax age.]]></description><link>https://gocardless.com/guides/posts/making-tax-digital/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/making-tax-digital/</guid><pubDate>Mon, 09 Jan 2017 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/466Wn7fGh0qCwfD67UB15B/bdbfc8ea5aa82e4612d3984009d12801/guides_images_post-thumbnails_calculator.jpg" length="39707" type="image/jpeg"/></item><item><title><![CDATA[Working with recruitment agencies: assessing effectiveness]]></title><link>https://gocardless.com/blog/working-with-recruitment-agencies-assessing-effectiveness/</link><guid isPermaLink="false">https://gocardless.com/blog/working-with-recruitment-agencies-assessing-effectiveness/</guid><pubDate>Mon, 09 Jan 2017 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2Sgeg5z5ZE5EPOXZTNRvkS/ad00f37de6f2e3b3716b1b8d42957cc8/working-with-recruiters_recruiting_2x.jpg" length="3460696" type="image/jpeg"/></item><item><title><![CDATA[Building our new developer experience: Part 1]]></title><link>https://gocardless.com/blog/building-our-new-developer-experience-pt-1/</link><guid isPermaLink="false">https://gocardless.com/blog/building-our-new-developer-experience-pt-1/</guid><pubDate>Wed, 04 Jan 2017 09:00:00 GMT</pubDate></item><item><title><![CDATA[We team up with QuickBooks to help small businesses get paid faster]]></title><link>https://gocardless.com/blog/gocardless-quickbooks-join-forces/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-quickbooks-join-forces/</guid><pubDate>Thu, 22 Dec 2016 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7lw0fUclNyZr3GhlNYs1YO/52c7a0187279df6e30bef6b0fed7d5fe/gocardless-quickbooks-join-forces_quickbooks-screenshot_2x.png" length="431568" type="image/png"/></item><item><title><![CDATA[Customer Support Interview Process]]></title><link>https://gocardless.com/blog/customer-support-interview-process/</link><guid isPermaLink="false">https://gocardless.com/blog/customer-support-interview-process/</guid><pubDate>Thu, 15 Dec 2016 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1M9iKH5cK407GnlDLMpo9y/b63d1c310a7bead6e32ff25e2692aa0a/customer-support-interview_support_2x.jpg" length="1022647" type="image/jpeg"/></item><item><title><![CDATA[Bacs Processing Calendar 2017]]></title><link>https://gocardless.com/blog/bacs-calendar-2017/</link><guid isPermaLink="false">https://gocardless.com/blog/bacs-calendar-2017/</guid><pubDate>Thu, 15 Dec 2016 00:00:00 GMT</pubDate></item><item><title><![CDATA[Highlights of 2016 at GoCardless]]></title><link>https://gocardless.com/blog/highlights-2016/</link><guid isPermaLink="false">https://gocardless.com/blog/highlights-2016/</guid><pubDate>Mon, 12 Dec 2016 09:00:00 GMT</pubDate><enclosure 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09:00:00 GMT</pubDate></item><item><title><![CDATA[What does Europe think of Direct Debit for subscription payments?]]></title><link>https://gocardless.com/blog/european-subscription-payments-survey/</link><guid isPermaLink="false">https://gocardless.com/blog/european-subscription-payments-survey/</guid><pubDate>Wed, 16 Nov 2016 09:00:00 GMT</pubDate></item><item><title><![CDATA[Xero and GoCardless: Getting you paid on time, every time]]></title><link>https://gocardless.com/blog/xero/</link><guid isPermaLink="false">https://gocardless.com/blog/xero/</guid><pubDate>Mon, 14 Nov 2016 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2ShpbuiQZXAbWWLQ1vL5os/7559623d2260057c58ea48125e951f5e/gc-heart-xero.jpg" length="61498" type="image/jpeg"/></item><item><title><![CDATA[How to interview at GoCardless]]></title><link>https://gocardless.com/blog/how-to-interview-at-gocardless/</link><guid 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years]]></title><link>https://gocardless.com/blog/10-ideas-about-2-point-5-years/</link><guid isPermaLink="false">https://gocardless.com/blog/10-ideas-about-2-point-5-years/</guid><pubDate>Mon, 07 Nov 2016 00:00:00 GMT</pubDate></item><item><title><![CDATA[New Developments in SEPA]]></title><link>https://gocardless.com/blog/new-developments-in-sepa/</link><guid isPermaLink="false">https://gocardless.com/blog/new-developments-in-sepa/</guid><pubDate>Wed, 02 Nov 2016 09:00:00 GMT</pubDate></item><item><title><![CDATA[South Summit 2016: A big step for GoCardless in Spain]]></title><link>https://gocardless.com/blog/south-summit-2016-gocardless-in-spain/</link><guid isPermaLink="false">https://gocardless.com/blog/south-summit-2016-gocardless-in-spain/</guid><pubDate>Thu, 27 Oct 2016 09:00:00 GMT</pubDate></item><item><title><![CDATA[Bank referrals set to open up funding to SMEs - via innovative fintech alternatives]]></title><description><![CDATA[SMEs discover innovative ways for lending and repaying money.]]></description><link>https://gocardless.com/guides/posts/bank-referrals-open-up-sme-funding/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/bank-referrals-open-up-sme-funding/</guid><pubDate>Mon, 24 Oct 2016 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1Fb3hN3kIIH2U79hQlU1Xx/01efefc3739f963a73959eda3d04c526/guides_images_post-thumbnails_bank.jpg" length="72541" type="image/jpeg"/></item><item><title><![CDATA[Moving to cloud accounting – the benefits for your business]]></title><link>https://gocardless.com/blog/cloud-accounting-the-benefits-for-your-business/</link><guid isPermaLink="false">https://gocardless.com/blog/cloud-accounting-the-benefits-for-your-business/</guid><pubDate>Thu, 20 Oct 2016 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3I6lDlaU3PR6RurrhDHNr3/9f157d1e27d5ad7ff7caab63e324e90a/benefits-of-cloud-accounting_cloud-accounting_2x.jpg" length="7029587" type="image/jpeg"/></item><item><title><![CDATA[(Re)designing the DevOps interview process]]></title><link>https://gocardless.com/blog/redesigning-the-devops-interview-process/</link><guid isPermaLink="false">https://gocardless.com/blog/redesigning-the-devops-interview-process/</guid><pubDate>Fri, 07 Oct 2016 00:00:00 GMT</pubDate></item><item><title><![CDATA[Introducing our new developer site]]></title><link>https://gocardless.com/blog/introducing-our-new-developer-site/</link><guid isPermaLink="false">https://gocardless.com/blog/introducing-our-new-developer-site/</guid><pubDate>Thu, 06 Oct 2016 11:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/331WKMNJgq3LkkevDffETR/ec6f993ebbcd6a0e4ecc00eb6176c751/introducing-our-new-developer-site_screenshot_2x.png" length="196699" type="image/png"/></item><item><title><![CDATA[GoCardless launches in Spain]]></title><link>https://gocardless.com/blog/gocardless-at-south-summit/</link><guid 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GoCardless]]></description><link>https://gocardless.com/guides/posts/local-authorities-automate-direct-debit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/local-authorities-automate-direct-debit/</guid><pubDate>Mon, 03 Oct 2016 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4aq4FfePBHIUarz093GhCJ/d5248e1d22fc2275a87505719acaf266/guides_images_post-thumbnails_automation.jpg" length="75620" type="image/jpeg"/></item><item><title><![CDATA[Direct Debit flies ahead for UK subscriptions]]></title><link>https://gocardless.com/blog/direct-debit-subscriptions/</link><guid isPermaLink="false">https://gocardless.com/blog/direct-debit-subscriptions/</guid><pubDate>Tue, 20 Sep 2016 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1dmhZqya3MBF9xtYHeNmGA/4ec2e441bfcf5c9e92b290cec9634f19/direct-debit-uk-subscriptions_dd-subscriptions_2x.jpg" length="1771553" type="image/jpeg"/></item><item><title><![CDATA[We've launched a brand new Support Centre]]></title><link>https://gocardless.com/blog/our-new-support-centre/</link><guid isPermaLink="false">https://gocardless.com/blog/our-new-support-centre/</guid><pubDate>Mon, 19 Sep 2016 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2dCHTvlIXipoqLoNk8J1tv/f18dad7471b1f5de81107516975a993d/new-support-centre_gocardless-support.png" length="7875" type="image/png"/></item><item><title><![CDATA[Adventures in sales on-boarding]]></title><link>https://gocardless.com/blog/My-sales-on-boarding-experience-at-GoCardless/</link><guid isPermaLink="false">https://gocardless.com/blog/My-sales-on-boarding-experience-at-GoCardless/</guid><pubDate>Wed, 14 Sep 2016 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1JSoYw2AqKOP36wIKFvsPZ/fe206b79db8bc46d7f54eb1b7a2a043c/adventure-in-sales_nas-gc_2x.jpg" length="866146" type="image/jpeg"/></item><item><title><![CDATA[Successful onboarding to cloud services]]></title><description><![CDATA[Onboarding is the process of getting clients to successfully start using a new service. In this free e-Book, we show you how to successfully onboard clients to a cloud service.]]></description><link>https://gocardless.com/guides/posts/cloud-service-onboarding/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/cloud-service-onboarding/</guid><pubDate>Thu, 08 Sep 2016 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3ZA0ZAM0xVFOMEA5QYiL6v/ea98896fd81d3c68b9eb20e53b8d60ab/guides_images_post-covers_hero-standard.jpg" length="99265" type="image/jpeg"/></item><item><title><![CDATA[Small firms should learn that debt is not a dirty word]]></title><description><![CDATA[Why are so many firms shunning debt, and should they?]]></description><link>https://gocardless.com/guides/posts/debt-not-dirty-word/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/debt-not-dirty-word/</guid><pubDate>Thu, 08 Sep 2016 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/687GEaNuZAaF5lGHbawpYZ/8b42112c1ccbd307d937fd567bbdc264/guides_images_post-thumbnails_debt-dirty.jpg" length="55683" type="image/jpeg"/></item><item><title><![CDATA[A summer internship with GoCardless]]></title><link>https://gocardless.com/blog/A-summer-internship-with-GoCardless/</link><guid isPermaLink="false">https://gocardless.com/blog/A-summer-internship-with-GoCardless/</guid><pubDate>Thu, 01 Sep 2016 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6wNQN8INLa1qFPSuEKdSQD/0aacbae2f23fcb702751ea3c1d54adbf/interning-at-GC_hack-cap_2x.jpg" length="609409" type="image/jpeg"/></item><item><title><![CDATA[Why Global Britain is driving the fintech revolution]]></title><link>https://gocardless.com/blog/global-britain-fintech-revolution/</link><guid isPermaLink="false">https://gocardless.com/blog/global-britain-fintech-revolution/</guid><pubDate>Tue, 30 Aug 2016 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/wfNCzdQ6CvihMdvhKWW3f/07f42751a5130814ad4bb7d983e76d1f/brand-britain_brand-britain_2x.jpg" length="1687504" type="image/jpeg"/></item><item><title><![CDATA[Rise of independent brands creates new challenges for UK traditional energy sector]]></title><description><![CDATA[The UK energy sector is undergoing a major shift, all because of technology.]]></description><link>https://gocardless.com/guides/posts/energy-challengers/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/energy-challengers/</guid><pubDate>Tue, 30 Aug 2016 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3a5JZkOApZQGpEG8bPxNRm/315769412598bed2c9feeb3ab8565c61/guides_images_post-thumbnails_digital-transformation-uk-utilities.jpg" length="85406" type="image/jpeg"/></item><item><title><![CDATA[Getting your cloud workflow right]]></title><description><![CDATA[The success of a cloud-based service is underpinned by how well data flows between the firm and its clients. Find out how you can make sure the best process is backed up by a great client experience.]]></description><link>https://gocardless.com/guides/posts/getting-your-cloud-workflow-right/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/getting-your-cloud-workflow-right/</guid><pubDate>Tue, 30 Aug 2016 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3ZA0ZAM0xVFOMEA5QYiL6v/ea98896fd81d3c68b9eb20e53b8d60ab/guides_images_post-covers_hero-standard.jpg" length="99265" type="image/jpeg"/></item><item><title><![CDATA[Improvements to our CSV exports]]></title><link>https://gocardless.com/blog/improvements-to-csv-exports/</link><guid isPermaLink="false">https://gocardless.com/blog/improvements-to-csv-exports/</guid><pubDate>Mon, 22 Aug 2016 09:00:00 GMT</pubDate></item><item><title><![CDATA[A day in the life of a GoCardless software engineer]]></title><link>https://gocardless.com/blog/day-in-the-life-of-software-engineer/</link><guid isPermaLink="false">https://gocardless.com/blog/day-in-the-life-of-software-engineer/</guid><pubDate>Fri, 19 Aug 2016 09:00:00 GMT</pubDate></item><item><title><![CDATA[What makes an awesome company culture?]]></title><link>https://gocardless.com/blog/what-makes-awesome-company-culture/</link><guid isPermaLink="false">https://gocardless.com/blog/what-makes-awesome-company-culture/</guid><pubDate>Wed, 10 Aug 2016 09:00:00 GMT</pubDate></item><item><title><![CDATA[Garden bin collection doesn’t have to be taxing]]></title><description><![CDATA[Garden waste collection charges have sparked controversy across the UK. But local authorities can prevent ‘bin tax’ protests by communicating openly and making the transition easy for constituents.]]></description><link>https://gocardless.com/guides/posts/garden-bin-collection/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/garden-bin-collection/</guid><pubDate>Mon, 08 Aug 2016 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/12KAc1YY003jPWtaR98CDW/022220e5348bc8ab47c44d3c0d338510/guides_images_post-thumbnails_garden-bin.jpg" length="137856" type="image/jpeg"/></item><item><title><![CDATA[How to get paid more quickly this summer]]></title><link>https://gocardless.com/blog/how-to-get-paid-more-quickly-this-summer/</link><guid isPermaLink="false">https://gocardless.com/blog/how-to-get-paid-more-quickly-this-summer/</guid><pubDate>Mon, 01 Aug 2016 09:00:00 GMT</pubDate></item><item><title><![CDATA[A day in the life of our Head of Legal]]></title><link>https://gocardless.com/blog/a-day-in-the-life-of-legal/</link><guid isPermaLink="false">https://gocardless.com/blog/a-day-in-the-life-of-legal/</guid><pubDate>Wed, 27 Jul 2016 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5QbFgVw3fFm4c4w2Ophm5R/1667498f0b9860797b2df7e7a027c732/a-day-in-the-life-of-legal_ahmed_2x.jpg" length="301906" type="image/jpeg"/></item><item><title><![CDATA[From idea to reality: containers in production at GoCardless]]></title><link>https://gocardless.com/blog/from-idea-to-reality-containers-in-production-at-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/from-idea-to-reality-containers-in-production-at-gocardless/</guid><pubDate>Thu, 14 Jul 2016 08:00:00 GMT</pubDate></item><item><title><![CDATA[Solving UK council tax challenges for vulnerable customers]]></title><description><![CDATA[Citizens’ Advice has seen a 33% increase in requests for help with UK council tax debts over the last 3 years. This makes it the number one debt issue for the charity.]]></description><link>https://gocardless.com/guides/posts/council-tax-challenges/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/council-tax-challenges/</guid><pubDate>Thu, 14 Jul 2016 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4azadpoJo7YIOEeyTmtFfP/fb1a44572943007445787ba427082ee0/guides_images_post-thumbnails_housing.jpg" length="36414" type="image/jpeg"/></item><item><title><![CDATA[Getting your cloud proposition right]]></title><description><![CDATA[When it comes to cloud many firms are making the mistake of choosing software first and deciding what to do with it after. Find out how to create a clear strategy for your cloud proposition, ensuring it meets real business needs.]]></description><link>https://gocardless.com/guides/posts/cloud-strategy-for-your-accountancy-practice/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/cloud-strategy-for-your-accountancy-practice/</guid><pubDate>Mon, 11 Jul 2016 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3ZA0ZAM0xVFOMEA5QYiL6v/ea98896fd81d3c68b9eb20e53b8d60ab/guides_images_post-covers_hero-standard.jpg" length="99265" type="image/jpeg"/></item><item><title><![CDATA[Our thoughts on Brexit]]></title><link>https://gocardless.com/blog/thoughts-on-brexit/</link><guid isPermaLink="false">https://gocardless.com/blog/thoughts-on-brexit/</guid><pubDate>Thu, 07 Jul 2016 09:00:00 GMT</pubDate></item><item><title><![CDATA[An introduction to our API]]></title><link>https://gocardless.com/blog/an-introduction-to-our-api/</link><guid isPermaLink="false">https://gocardless.com/blog/an-introduction-to-our-api/</guid><pubDate>Wed, 06 Jul 2016 00:00:00 GMT</pubDate></item><item><title><![CDATA[A day in the life of GoCardless support]]></title><link>https://gocardless.com/blog/a-day-in-the-life-of-support/</link><guid isPermaLink="false">https://gocardless.com/blog/a-day-in-the-life-of-support/</guid><pubDate>Thu, 16 Jun 2016 09:00:00 GMT</pubDate></item><item><title><![CDATA[Improvements to your dashboard - May 2016]]></title><link>https://gocardless.com/blog/may-2016-update/</link><guid isPermaLink="false">https://gocardless.com/blog/may-2016-update/</guid><pubDate>Thu, 09 Jun 2016 09:00:00 GMT</pubDate></item><item><title><![CDATA[Why add-on solutions are the heart of your accountancy firm]]></title><description><![CDATA[Add-on tools are increasingly defining the shape of accountancy firm systems. Find out how cloud-based add-ons are now becoming staple tools for the accountant.]]></description><link>https://gocardless.com/guides/posts/add-on-solutions-for-accountants/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/add-on-solutions-for-accountants/</guid><pubDate>Thu, 26 May 2016 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6cly85aQ9dVoNnnoMMk4yy/829cda3046e4c6d24fa7fa8423d21efe/guides_images_post-thumbnails_choice.jpg" length="23348" type="image/jpeg"/></item><item><title><![CDATA[How accounting firms can eliminate debtors]]></title><description><![CDATA[Mark Wickersham FCA, the author of 'Effective Pricing for Accountants', shows how accounting firms can make the transition from being paid in arrears to be paid upfront.]]></description><link>https://gocardless.com/guides/posts/how-accountants-can-eliminate-debtors/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-accountants-can-eliminate-debtors/</guid><pubDate>Thu, 12 May 2016 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6KefL6o3f4HcDzTtvRa9ad/6979b154a975b124c203a11732bd9a64/guides_images_post-thumbnails_eliminate-debtors.jpg" length="26225" type="image/jpeg"/></item><item><title><![CDATA[Report reveals growth and cash flow are priorities for UK agencies]]></title><link>https://gocardless.com/blog/agencies-report/</link><guid isPermaLink="false">https://gocardless.com/blog/agencies-report/</guid><pubDate>Mon, 09 May 2016 00:00:00 GMT</pubDate></item><item><title><![CDATA[How we hire Inbound Sales Development Reps]]></title><link>https://gocardless.com/blog/how-we-hire-inbound-sales-development-reps/</link><guid isPermaLink="false">https://gocardless.com/blog/how-we-hire-inbound-sales-development-reps/</guid><pubDate>Mon, 11 Apr 2016 00:00:00 GMT</pubDate></item><item><title><![CDATA[New fundraise - $13m to support our new payment network for the internet]]></title><link>https://gocardless.com/blog/gocardless-notion-funding/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-notion-funding/</guid><pubDate>Wed, 23 Mar 2016 09:00:00 GMT</pubDate></item><item><title><![CDATA[5 fundamentals of value pricing for accountants: free e-Guide]]></title><description><![CDATA[Value pricing is transforming the way many accounting firms are now pricing their services. The challenge is, it isn’t easy. In this free e-Guide written by Mark Wickersham FCA, discover the 5 most important fundamentals of value pricing.]]></description><link>https://gocardless.com/guides/posts/value-pricing-for-accountants/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/value-pricing-for-accountants/</guid><pubDate>Mon, 14 Mar 2016 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3ZA0ZAM0xVFOMEA5QYiL6v/ea98896fd81d3c68b9eb20e53b8d60ab/guides_images_post-covers_hero-standard.jpg" length="99265" type="image/jpeg"/></item><item><title><![CDATA[Introducing your GoCardless merchant dashboard]]></title><link>https://gocardless.com/blog/introducing-your-new-gocardless-dashboard/</link><guid isPermaLink="false">https://gocardless.com/blog/introducing-your-new-gocardless-dashboard/</guid><pubDate>Mon, 07 Mar 2016 09:00:00 GMT</pubDate></item><item><title><![CDATA[Direct Debit for the Food & Drink Sector]]></title><description><![CDATA[GoCardless has helped businesses in the hospitality sector like Bookatable and Zenchef. Here’s how.]]></description><link>https://gocardless.com/guides/posts/food-and-drink/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/food-and-drink/</guid><pubDate>Mon, 29 Feb 2016 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/FOJZxCycFBoANkfXrGrsh/6e1c98247f157eae1c7051cde17a22da/guides_images_post-thumbnails_hospitality.jpg" length="153910" type="image/jpeg"/></item><item><title><![CDATA[Direct Debit: from low tech to digital]]></title><description><![CDATA[2016 was another record breaking year for Direct Debit in the UK. Find out how flexible Direct Debit solutions have opened up the system to businesses of all sizes]]></description><link>https://gocardless.com/guides/posts/direct-debit-in-the-digital-age/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/direct-debit-in-the-digital-age/</guid><pubDate>Thu, 25 Feb 2016 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4b7YVV0o3hE9cRPU0KCJFO/99ae8e7763b1385d41d29b22b28317c7/guides_images_post-thumbnails_cancel.jpg" length="25418" type="image/jpeg"/></item><item><title><![CDATA[Enterprise Nation StartUp 2016]]></title><link>https://gocardless.com/blog/enterprise-nation-startup-2016/</link><guid isPermaLink="false">https://gocardless.com/blog/enterprise-nation-startup-2016/</guid><pubDate>Thu, 28 Jan 2016 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4ytWfSxfCASGbdgT90hk5G/b4b0dccf099a24c9a17c982e6df00ce6/enterprise-nation-startup-2016_startup2016.png" length="27021" type="image/png"/></item><item><title><![CDATA[Update on the GoCardless service outage]]></title><link>https://gocardless.com/blog/update-on-the-gocardless-service-interruption/</link><guid isPermaLink="false">https://gocardless.com/blog/update-on-the-gocardless-service-interruption/</guid><pubDate>Wed, 27 Jan 2016 09:00:00 GMT</pubDate></item><item><title><![CDATA[How FinTech can help accountants & business advisers: free e-Guide]]></title><description><![CDATA[Have you ever stopped to think how software could improve your accountancy practice? Our free e-Guide discusses how FinTech add-ons can help your practice become efficient.]]></description><link>https://gocardless.com/guides/posts/fintech-in-your-accountancy-practice/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/fintech-in-your-accountancy-practice/</guid><pubDate>Mon, 11 Jan 2016 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3ZA0ZAM0xVFOMEA5QYiL6v/ea98896fd81d3c68b9eb20e53b8d60ab/guides_images_post-covers_hero-standard.jpg" length="99265" type="image/jpeg"/></item><item><title><![CDATA[The highlights of 2015 from Team GoCardless]]></title><link>https://gocardless.com/blog/highlights-of-2015/</link><guid isPermaLink="false">https://gocardless.com/blog/highlights-of-2015/</guid><pubDate>Thu, 31 Dec 2015 00:00:00 GMT</pubDate></item><item><title><![CDATA[Bacs Processing Calendar 2016]]></title><link>https://gocardless.com/blog/bacs-processing-calendar-2016/</link><guid isPermaLink="false">https://gocardless.com/blog/bacs-processing-calendar-2016/</guid><pubDate>Tue, 22 Dec 2015 00:00:00 GMT</pubDate></item><item><title><![CDATA[Bacs TLS and SHA-2 Security Updates]]></title><description><![CDATA[The deadline is getting ever closer... you'll need to upgrade unless your software supports the new security standard.]]></description><link>https://gocardless.com/guides/posts/bacs-tls-sha2-security-updates/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/bacs-tls-sha2-security-updates/</guid><pubDate>Mon, 21 Dec 2015 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4zwPTEk9Sz2OscOAYm8ULN/f2a6508c4acc5c67de5ba04c774b12af/guides_images_post-thumbnails_security.jpg" length="53383" type="image/jpeg"/></item><item><title><![CDATA[How we nurture an environment of gender diversity at GoCardless]]></title><link>https://gocardless.com/blog/how-we-nurture-an-environment-of-gender-diversity-at-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/how-we-nurture-an-environment-of-gender-diversity-at-gocardless/</guid><pubDate>Fri, 18 Dec 2015 01:00:00 GMT</pubDate></item><item><title><![CDATA[Zero-downtime Postgres migrations - a little help]]></title><link>https://gocardless.com/blog/zero-downtime-postgres-migrations-a-little-help/</link><guid isPermaLink="false">https://gocardless.com/blog/zero-downtime-postgres-migrations-a-little-help/</guid><pubDate>Tue, 15 Dec 2015 12:00:00 GMT</pubDate></item><item><title><![CDATA[The Troubleshooting Tales: issues scaling Postgres connections]]></title><link>https://gocardless.com/blog/the-troubleshooting-tales-issues-scaling-postgres-connections/</link><guid isPermaLink="false">https://gocardless.com/blog/the-troubleshooting-tales-issues-scaling-postgres-connections/</guid><pubDate>Wed, 09 Dec 2015 00:00:00 GMT</pubDate></item><item><title><![CDATA[Deceptively Simple: Our Photo Mission]]></title><link>https://gocardless.com/blog/Deceptively-simple-the-winners-of-our-photo-mission/</link><guid isPermaLink="false">https://gocardless.com/blog/Deceptively-simple-the-winners-of-our-photo-mission/</guid><pubDate>Thu, 29 Oct 2015 00:00:00 GMT</pubDate></item><item><title><![CDATA[How to get paid on time]]></title><description><![CDATA[Do you find yourself out of pocket because your customers don't pay you on time? You're not alone – this is a problem that affects over half of Britain’s small businesses.]]></description><link>https://gocardless.com/guides/posts/get-paid-on-time-every-time/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/get-paid-on-time-every-time/</guid><pubDate>Mon, 26 Oct 2015 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4b7YVV0o3hE9cRPU0KCJFO/99ae8e7763b1385d41d29b22b28317c7/guides_images_post-thumbnails_cancel.jpg" length="25418" type="image/jpeg"/></item><item><title><![CDATA[Announcing our beta for Swedish Autogiro]]></title><link>https://gocardless.com/blog/autogiro/</link><guid isPermaLink="false">https://gocardless.com/blog/autogiro/</guid><pubDate>Thu, 01 Oct 2015 00:00:00 GMT</pubDate></item><item><title><![CDATA[GoCardless powers payments for Cobot’s coworking spaces in Germany]]></title><link>https://gocardless.com/blog/cobot-now-lets-german-coworking-spaces-collect-payments-with-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/cobot-now-lets-german-coworking-spaces-collect-payments-with-gocardless/</guid><pubDate>Mon, 14 Sep 2015 00:00:00 GMT</pubDate></item><item><title><![CDATA[In search of performance - how we shaved 200ms off every POST request]]></title><link>https://gocardless.com/blog/in-search-of-performance-how-we-shaved-200ms-off-every-post-request/</link><guid isPermaLink="false">https://gocardless.com/blog/in-search-of-performance-how-we-shaved-200ms-off-every-post-request/</guid><pubDate>Thu, 20 Aug 2015 11:00:00 GMT</pubDate></item><item><title><![CDATA[Optimising SEPA Direct Debit]]></title><link>https://gocardless.com/blog/cor1/</link><guid isPermaLink="false">https://gocardless.com/blog/cor1/</guid><pubDate>Thu, 06 Aug 2015 12:00:00 GMT</pubDate></item><item><title><![CDATA[The Account Executive Interview Process]]></title><link>https://gocardless.com/blog/the-account-executive-interview-process/</link><guid isPermaLink="false">https://gocardless.com/blog/the-account-executive-interview-process/</guid><pubDate>Fri, 10 Jul 2015 00:00:00 GMT</pubDate></item><item><title><![CDATA[Friday's outage post mortem]]></title><link>https://gocardless.com/blog/fridays-outage-post-mortem/</link><guid isPermaLink="false">https://gocardless.com/blog/fridays-outage-post-mortem/</guid><pubDate>Thu, 09 Jul 2015 09:00:00 GMT</pubDate></item><item><title><![CDATA[Hitting $1bn]]></title><link>https://gocardless.com/blog/1-billion-dollars/</link><guid isPermaLink="false">https://gocardless.com/blog/1-billion-dollars/</guid><pubDate>Tue, 07 Jul 2015 00:00:00 GMT</pubDate></item><item><title><![CDATA[New API Version - 2015-07-06]]></title><link>https://gocardless.com/blog/api-release-2015-07-06/</link><guid isPermaLink="false">https://gocardless.com/blog/api-release-2015-07-06/</guid><pubDate>Mon, 06 Jul 2015 00:00:00 GMT</pubDate></item><item><title><![CDATA[Coach: An alternative to Rails controllers]]></title><link>https://gocardless.com/blog/coach/</link><guid isPermaLink="false">https://gocardless.com/blog/coach/</guid><pubDate>Wed, 17 Jun 2015 09:00:00 GMT</pubDate></item><item><title><![CDATA[Prius: environmentally-friendly app config]]></title><link>https://gocardless.com/blog/prius/</link><guid isPermaLink="false">https://gocardless.com/blog/prius/</guid><pubDate>Fri, 29 May 2015 13:20:00 GMT</pubDate></item><item><title><![CDATA[Safely retrying API requests]]></title><link>https://gocardless.com/blog/idempotency-keys/</link><guid isPermaLink="false">https://gocardless.com/blog/idempotency-keys/</guid><pubDate>Fri, 29 May 2015 00:00:00 GMT</pubDate></item><item><title><![CDATA[Zero-downtime Postgres migrations - the hard parts]]></title><link>https://gocardless.com/blog/zero-downtime-postgres-migrations-the-hard-parts/</link><guid isPermaLink="false">https://gocardless.com/blog/zero-downtime-postgres-migrations-the-hard-parts/</guid><pubDate>Wed, 27 May 2015 12:00:00 GMT</pubDate></item><item><title><![CDATA[How we built the new gocardless.com]]></title><link>https://gocardless.com/blog/how-we-built-the-new-gocardless.com/</link><guid isPermaLink="false">https://gocardless.com/blog/how-we-built-the-new-gocardless.com/</guid><pubDate>Thu, 21 May 2015 00:00:00 GMT</pubDate></item><item><title><![CDATA[Interning at GoCardless]]></title><link>https://gocardless.com/blog/interning-at-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/interning-at-gocardless/</guid><pubDate>Wed, 20 May 2015 09:00:00 GMT</pubDate></item><item><title><![CDATA[Stubby: better mocking of HTTP requests in client side tests]]></title><link>https://gocardless.com/blog/stubby/</link><guid isPermaLink="false">https://gocardless.com/blog/stubby/</guid><pubDate>Fri, 15 May 2015 09:00:00 GMT</pubDate></item><item><title><![CDATA[How we train salespeople]]></title><link>https://gocardless.com/blog/how-we-train-salespeople/</link><guid isPermaLink="false">https://gocardless.com/blog/how-we-train-salespeople/</guid><pubDate>Mon, 11 May 2015 00:00:00 GMT</pubDate></item><item><title><![CDATA[We're making payouts faster]]></title><link>https://gocardless.com/blog/same-day-payouts/</link><guid isPermaLink="false">https://gocardless.com/blog/same-day-payouts/</guid><pubDate>Fri, 01 May 2015 00:00:00 GMT</pubDate></item><item><title><![CDATA[New API Version - 2015-04-29]]></title><link>https://gocardless.com/blog/new-api-release/</link><guid isPermaLink="false">https://gocardless.com/blog/new-api-release/</guid><pubDate>Mon, 27 Apr 2015 00:00:00 GMT</pubDate></item><item><title><![CDATA[A new payment network for the internet]]></title><link>https://gocardless.com/blog/a-new-payment-network-for-the-internet/</link><guid isPermaLink="false">https://gocardless.com/blog/a-new-payment-network-for-the-internet/</guid><pubDate>Sat, 25 Apr 2015 00:00:00 GMT</pubDate></item><item><title><![CDATA[GoCardless launches in France]]></title><link>https://gocardless.com/blog/gocardless-launches-in-france/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-launches-in-france/</guid><pubDate>Fri, 24 Apr 2015 00:00:00 GMT</pubDate></item><item><title><![CDATA[The Business Development Interview Process]]></title><link>https://gocardless.com/blog/how-the-business-development-hiring-process-works/</link><guid isPermaLink="false">https://gocardless.com/blog/how-the-business-development-hiring-process-works/</guid><pubDate>Wed, 15 Apr 2015 00:00:00 GMT</pubDate></item><item><title><![CDATA[GoCardless Basic API v2 Beta]]></title><link>https://gocardless.com/blog/basic-api-v2-beta/</link><guid isPermaLink="false">https://gocardless.com/blog/basic-api-v2-beta/</guid><pubDate>Tue, 31 Mar 2015 00:00:00 GMT</pubDate></item><item><title><![CDATA[It's now easier to take Direct Debit globally]]></title><link>https://gocardless.com/blog/global-direct-debit/</link><guid isPermaLink="false">https://gocardless.com/blog/global-direct-debit/</guid><pubDate>Thu, 05 Mar 2015 12:00:00 GMT</pubDate></item><item><title><![CDATA[Secure payments: How to safely take payments online]]></title><description><![CDATA[Customers need to be able to trust you with their payment info. Here's how.]]></description><link>https://gocardless.com/guides/posts/secure-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/secure-payments/</guid><pubDate>Wed, 04 Feb 2015 08:00:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/LwhNySC8nKU5R7FMw5LzN/33450b4b0b07de26d9bb8d21c1519e24/guides_images_post-thumbnails_feedback.jpg" length="24896" type="image/jpeg"/></item><item><title><![CDATA[Sort code checkers: A complete guide]]></title><description><![CDATA[A guide to sort code checkers walking you through what a sort code checker is and how it works before looking at how effective they are.]]></description><link>https://gocardless.com/guides/posts/sortcode-checker/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/sortcode-checker/</guid><pubDate>Wed, 28 Jan 2015 08:00:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/LwhNySC8nKU5R7FMw5LzN/33450b4b0b07de26d9bb8d21c1519e24/guides_images_post-thumbnails_feedback.jpg" length="24896" type="image/jpeg"/></item><item><title><![CDATA[Visualising GoCardless' UK Growth]]></title><link>https://gocardless.com/blog/visualising-gocardless-growth/</link><guid isPermaLink="false">https://gocardless.com/blog/visualising-gocardless-growth/</guid><pubDate>Wed, 21 Jan 2015 12:45:00 GMT</pubDate></item><item><title><![CDATA[5 ways to do good with GoCardless]]></title><link>https://gocardless.com/blog/five-ways-to-do-good-with-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/five-ways-to-do-good-with-gocardless/</guid><pubDate>Tue, 20 Jan 2015 13:00:00 GMT</pubDate></item><item><title><![CDATA[What is a Payment Gateway and how does it work?]]></title><description><![CDATA[What is a payment gateway? And how do you find the right one for your business?]]></description><link>https://gocardless.com/guides/posts/payment-gateways/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/payment-gateways/</guid><pubDate>Tue, 13 Jan 2015 08:00:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1aYFAZ0ab45unDKKLMzLgD/d386add60697ae895aa8f288a3abc212/guides_images_post-thumbnails_onlinepayments.jpg" length="160814" type="image/jpeg"/></item><item><title><![CDATA[Ibandit: simple IBAN manipulation]]></title><link>https://gocardless.com/blog/ibandit/</link><guid isPermaLink="false">https://gocardless.com/blog/ibandit/</guid><pubDate>Mon, 29 Dec 2014 14:00:00 GMT</pubDate></item><item><title><![CDATA[Bacs approved bureaus]]></title><description><![CDATA[This guide walks you through what a Bacs approved bureau is and the benefits and reasons for using one.]]></description><link>https://gocardless.com/guides/posts/bacs-approved-bureaus/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/bacs-approved-bureaus/</guid><pubDate>Wed, 24 Dec 2014 10:00:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5imfEUKwddLxIdCGDtwKGS/926628cf2a747f221ab652bb945b41a8/guides_images_post-thumbnails_dd.jpg" length="26431" type="image/jpeg"/></item><item><title><![CDATA[Online Payment Methods: How to accept payments online]]></title><description><![CDATA[If you want to accept payments online, you have two main options: Credit (or Debit) Card and Direct Debit. To help you get to grips with your online payment options we've run through the main choices at a high level here.]]></description><link>https://gocardless.com/guides/posts/online-payment-options/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/online-payment-options/</guid><pubDate>Wed, 24 Dec 2014 08:00:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1aYFAZ0ab45unDKKLMzLgD/d386add60697ae895aa8f288a3abc212/guides_images_post-thumbnails_onlinepayments.jpg" length="160814" type="image/jpeg"/></item><item><title><![CDATA[Syncing Postgres to Elasticsearch: lessons learned]]></title><link>https://gocardless.com/blog/syncing-postgres-to-elasticsearch-lessons-learned/</link><guid isPermaLink="false">https://gocardless.com/blog/syncing-postgres-to-elasticsearch-lessons-learned/</guid><pubDate>Thu, 18 Dec 2014 12:00:00 GMT</pubDate></item><item><title><![CDATA[Failure rates, Cancellation rates and Indemnity Claims at GoCardless]]></title><description><![CDATA[We’ve scoured our database of more than 3 million payments to bring to you some cold, hard facts about Direct Debit. This should help you decide whether or not Direct Debit is right for you.]]></description><link>https://gocardless.com/guides/posts/failure-rates/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/failure-rates/</guid><pubDate>Thu, 18 Dec 2014 07:00:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1zyRlG6DQq6RMXYYKZbpIv/29f0d413daf7519c2c933197f7a58588/guides_images_post-thumbnails_negative.jpg" length="23752" type="image/jpeg"/></item><item><title><![CDATA[Online payment systems made simple]]></title><description><![CDATA[Online payments systems can be tough to understand. In this article, we demystify payments and recommend a range of alternative systems for those specific non-Direct Debit use cases.]]></description><link>https://gocardless.com/guides/posts/online-payment-systems/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/online-payment-systems/</guid><pubDate>Wed, 17 Dec 2014 07:00:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3ZA0ZAM0xVFOMEA5QYiL6v/ea98896fd81d3c68b9eb20e53b8d60ab/guides_images_post-covers_hero-standard.jpg" length="99265" type="image/jpeg"/></item><item><title><![CDATA[Christmas Opening Hours & Direct Debit Processing Over the Festive Period]]></title><link>https://gocardless.com/blog/Christmas-processing/</link><guid isPermaLink="false">https://gocardless.com/blog/Christmas-processing/</guid><pubDate>Wed, 17 Dec 2014 07:00:00 GMT</pubDate></item><item><title><![CDATA[SEPA Rulebook Updates: November 2015]]></title><link>https://gocardless.com/blog/SEPA-rule-changes/</link><guid isPermaLink="false">https://gocardless.com/blog/SEPA-rule-changes/</guid><pubDate>Wed, 17 Dec 2014 07:00:00 GMT</pubDate></item><item><title><![CDATA[Using ES6 Modules with AngularJS 1.3]]></title><link>https://gocardless.com/blog/es6-angular/</link><guid isPermaLink="false">https://gocardless.com/blog/es6-angular/</guid><pubDate>Sun, 14 Dec 2014 00:00:00 GMT</pubDate></item><item><title><![CDATA[Charities: which Direct Debit bureau is right for you?]]></title><description><![CDATA[Direct debit is a great way for charities to collect payments and the three main providers are GoCardless, Valldata & Rapidata.]]></description><link>https://gocardless.com/guides/posts/direct-debit-bureaus-for-charities/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/direct-debit-bureaus-for-charities/</guid><pubDate>Thu, 11 Dec 2014 07:00:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5imfEUKwddLxIdCGDtwKGS/926628cf2a747f221ab652bb945b41a8/guides_images_post-thumbnails_dd.jpg" length="26431" type="image/jpeg"/></item><item><title><![CDATA[How to move customers to GoCardless]]></title><description><![CDATA[There are three main ways you can switch your customers over to GoCardless, which option is right for you will depend on a few things including whether you were already collecting Direct Debit payments and which GoCardless product you’re using.]]></description><link>https://gocardless.com/guides/posts/switching-to-gocardless/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/switching-to-gocardless/</guid><pubDate>Thu, 11 Dec 2014 07:00:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4b7YVV0o3hE9cRPU0KCJFO/99ae8e7763b1385d41d29b22b28317c7/guides_images_post-thumbnails_cancel.jpg" length="25418" type="image/jpeg"/></item><item><title><![CDATA[GoCardless named a UK Future Fifty Company]]></title><link>https://gocardless.com/blog/Future-Fifty/</link><guid isPermaLink="false">https://gocardless.com/blog/Future-Fifty/</guid><pubDate>Thu, 11 Dec 2014 07:00:00 GMT</pubDate></item><item><title><![CDATA[How to use Bacstel-IP]]></title><description><![CDATA[Bacstel-IP, Bacs approved software and the Bacs payment services website.]]></description><link>https://gocardless.com/guides/posts/bacstel-ip/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/bacstel-ip/</guid><pubDate>Wed, 10 Dec 2014 07:00:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1aYFAZ0ab45unDKKLMzLgD/d386add60697ae895aa8f288a3abc212/guides_images_post-thumbnails_onlinepayments.jpg" length="160814" type="image/jpeg"/></item><item><title><![CDATA[How to take payments from European customers]]></title><description><![CDATA[Take a look at the 5 main options for taking payments in Europe.]]></description><link>https://gocardless.com/guides/posts/european-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/european-payments/</guid><pubDate>Fri, 21 Nov 2014 07:00:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5imfEUKwddLxIdCGDtwKGS/926628cf2a747f221ab652bb945b41a8/guides_images_post-thumbnails_dd.jpg" length="26431" type="image/jpeg"/></item><item><title><![CDATA[How to set up customers to use Direct Debit]]></title><description><![CDATA[Merchants often ask us for help getting their customers set up to use Direct Debit, so we've put together six simple steps that you can use to help them through the process.]]></description><link>https://gocardless.com/guides/posts/setting-up-customers/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/setting-up-customers/</guid><pubDate>Wed, 12 Nov 2014 07:00:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4b7YVV0o3hE9cRPU0KCJFO/99ae8e7763b1385d41d29b22b28317c7/guides_images_post-thumbnails_cancel.jpg" length="25418" type="image/jpeg"/></item><item><title><![CDATA[Introducing Logjam]]></title><link>https://gocardless.com/blog/logjam/</link><guid isPermaLink="false">https://gocardless.com/blog/logjam/</guid><pubDate>Tue, 04 Nov 2014 00:00:00 GMT</pubDate></item><item><title><![CDATA[Building APIs: lessons learned the hard way]]></title><link>https://gocardless.com/blog/building-apis/</link><guid isPermaLink="false">https://gocardless.com/blog/building-apis/</guid><pubDate>Fri, 31 Oct 2014 10:20:00 GMT</pubDate></item><item><title><![CDATA[Can you use Direct Debit for variable or one-off payments?]]></title><description><![CDATA[Direct Debit isn't only great for regular, fixed payments.]]></description><link>https://gocardless.com/guides/posts/variable-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/variable-payments/</guid><pubDate>Thu, 30 Oct 2014 07:00:08 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1aYFAZ0ab45unDKKLMzLgD/d386add60697ae895aa8f288a3abc212/guides_images_post-thumbnails_onlinepayments.jpg" length="160814" type="image/jpeg"/></item><item><title><![CDATA[The Direct Debit Guarantee: your rights as a customer]]></title><description><![CDATA[The Direct Debit Guarantee protects customers against payments made in error or fraudulently, making Direct Debit the UK's safest payment method.]]></description><link>https://gocardless.com/guides/posts/dd-guarantee-in-plain-english/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/dd-guarantee-in-plain-english/</guid><pubDate>Wed, 29 Oct 2014 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5imfEUKwddLxIdCGDtwKGS/926628cf2a747f221ab652bb945b41a8/guides_images_post-thumbnails_dd.jpg" length="26431" type="image/jpeg"/></item><item><title><![CDATA[Introducing GoCardless Pro - the Direct Debit solution for larger organisations]]></title><link>https://gocardless.com/blog/gocardless-pro/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-pro/</guid><pubDate>Wed, 29 Oct 2014 07:00:00 GMT</pubDate></item><item><title><![CDATA[Press Release: The Guardian and Funding Circle sign up for GoCardless Pro]]></title><link>https://gocardless.com/blog/gocardless-pro-users/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-pro-users/</guid><pubDate>Wed, 29 Oct 2014 06:00:00 GMT</pubDate></item><item><title><![CDATA[Football clubs: could Direct Debit increase your fanbase?]]></title><description><![CDATA[A few football clubs have started offering Direct Debit as a way for fans to spread their costs and make season tickets more affordable.]]></description><link>https://gocardless.com/guides/posts/football-direct-debit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/football-direct-debit/</guid><pubDate>Mon, 20 Oct 2014 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6cly85aQ9dVoNnnoMMk4yy/829cda3046e4c6d24fa7fa8423d21efe/guides_images_post-thumbnails_choice.jpg" length="23348" type="image/jpeg"/></item><item><title><![CDATA[GoCardless: now taking payments across the eurozone]]></title><link>https://gocardless.com/blog/take-payments-from-anywhere-in-europe-with-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/take-payments-from-anywhere-in-europe-with-gocardless/</guid><pubDate>Wed, 15 Oct 2014 12:00:00 GMT</pubDate></item><item><title><![CDATA[The GoCardless AngularJS Style Guide]]></title><link>https://gocardless.com/blog/angularjs-style-guide/</link><guid isPermaLink="false">https://gocardless.com/blog/angularjs-style-guide/</guid><pubDate>Sun, 12 Oct 2014 12:00:00 GMT</pubDate></item><item><title><![CDATA[Clubs and societies: Are you using the right payment method?]]></title><description><![CDATA[A lot of clubs and teams are using the wrong payment method to collect their membership fees. To help you decide whether your club is using the right payment option we’ve put together a list of three quick questions for you.]]></description><link>https://gocardless.com/guides/posts/club-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/club-payments/</guid><pubDate>Mon, 06 Oct 2014 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1zyRlG6DQq6RMXYYKZbpIv/29f0d413daf7519c2c933197f7a58588/guides_images_post-thumbnails_negative.jpg" length="23752" type="image/jpeg"/></item><item><title><![CDATA[Clubs and societies: 4 simple ways to save time and do what you love]]></title><description><![CDATA[Managing a club or society is a lot of work – that’s before you even get to deciding on teams, formations or tactics. Here are our four top tips on cutting down some of this unwanted admin so you can get back to the activities you really love.]]></description><link>https://gocardless.com/guides/posts/club-admin/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/club-admin/</guid><pubDate>Wed, 01 Oct 2014 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/LwhNySC8nKU5R7FMw5LzN/33450b4b0b07de26d9bb8d21c1519e24/guides_images_post-thumbnails_feedback.jpg" length="24896" type="image/jpeg"/></item><item><title><![CDATA[Recurring Payment Services in 4 numbers]]></title><link>https://gocardless.com/blog/recurring-payment-services-in-four-numbers/</link><guid isPermaLink="false">https://gocardless.com/blog/recurring-payment-services-in-four-numbers/</guid><pubDate>Fri, 19 Sep 2014 09:00:00 GMT</pubDate></item><item><title><![CDATA[Our Definitive Guide to Recurring Payments]]></title><link>https://gocardless.com/blog/recurring-payments-guide-announcement/</link><guid isPermaLink="false">https://gocardless.com/blog/recurring-payments-guide-announcement/</guid><pubDate>Thu, 11 Sep 2014 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6bPK7c0b7Y4Yh3Lr61LcYv/fc5ef90f07ff09813b1a3f51d1fc11ed/sharing-image-large.jpg" length="45520" type="image/jpeg"/></item><item><title><![CDATA[gc-http-factory: an easier way to work with APIs in Angular]]></title><link>https://gocardless.com/blog/gc-http-factory/</link><guid isPermaLink="false">https://gocardless.com/blog/gc-http-factory/</guid><pubDate>Wed, 03 Sep 2014 09:00:00 GMT</pubDate></item><item><title><![CDATA[Late payments: 5 tips to get your customers to pay on time]]></title><description><![CDATA[GoCardless has helped businesses in the hospitality sector like Bookatable and Zenchef. Here’s how.]]></description><link>https://gocardless.com/guides/posts/late-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/late-payments/</guid><pubDate>Wed, 20 Aug 2014 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6cqPoZMABiVUMz622hCwmU/4de8009ff095f2afe18ae7b5af90bb85/guides_images_post-thumbnails_timing.jpg" length="11191" type="image/jpeg"/></item><item><title><![CDATA[GoCardless Open House - Tuesday 26th August]]></title><link>https://gocardless.com/blog/gc-event/</link><guid isPermaLink="false">https://gocardless.com/blog/gc-event/</guid><pubDate>Fri, 08 Aug 2014 07:00:00 GMT</pubDate></item><item><title><![CDATA[New SEPA Direct Debit guidance on R-transactions]]></title><link>https://gocardless.com/blog/sepa-guidance/</link><guid isPermaLink="false">https://gocardless.com/blog/sepa-guidance/</guid><pubDate>Thu, 10 Jul 2014 08:00:00 GMT</pubDate></item><item><title><![CDATA[Landlords: Collect Rent via Direct Debit]]></title><description><![CDATA[Cater better to yours and your tenants' needs with Direct Debit.]]></description><link>https://gocardless.com/guides/posts/how-landlords-use-dd/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-landlords-use-dd/</guid><pubDate>Tue, 01 Jul 2014 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5imfEUKwddLxIdCGDtwKGS/926628cf2a747f221ab652bb945b41a8/guides_images_post-thumbnails_dd.jpg" length="26431" type="image/jpeg"/></item><item><title><![CDATA[Gyms, health clubs and fitness businesses: Should you be using Direct Debit?]]></title><description><![CDATA[Gyms and fitness businesses of all sizes are now using Direct Debit to collect membership fees.]]></description><link>https://gocardless.com/guides/posts/how-gyms-use-dd/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/how-gyms-use-dd/</guid><pubDate>Mon, 30 Jun 2014 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6Ah7AmUWiOwitdVfEaT2KD/6c4b85ef1b1911266fa52bfa66d3cdb8/guides_images_post-thumbnails_gyms.jpg" length="38318" type="image/jpeg"/></item><item><title><![CDATA[Australia should’ve won the 2014 World Cup (if it was based on Direct Debit use)]]></title><link>https://gocardless.com/blog/world-cup/</link><guid isPermaLink="false">https://gocardless.com/blog/world-cup/</guid><pubDate>Fri, 27 Jun 2014 08:00:00 GMT</pubDate></item><item><title><![CDATA[Have you seen our amazing new How to page?]]></title><link>https://gocardless.com/blog/how-to-page/</link><guid isPermaLink="false">https://gocardless.com/blog/how-to-page/</guid><pubDate>Tue, 17 Jun 2014 08:00:00 GMT</pubDate></item><item><title><![CDATA[10 reasons to start using Direct Debit today]]></title><link>https://gocardless.com/blog/benefits/</link><guid isPermaLink="false">https://gocardless.com/blog/benefits/</guid><pubDate>Fri, 13 Jun 2014 08:00:00 GMT</pubDate></item><item><title><![CDATA[Online payments: cleaner and more cost-efficient than cash?]]></title><description><![CDATA[Research released earlier this month by MasterCard and the University of Oxford has shown that, despite believing that handling cash is as unhygienic and dirty as public transport hand rails, less than 20% of us wash our hands after holding it.]]></description><link>https://gocardless.com/guides/posts/cash-vs-direct-debit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/cash-vs-direct-debit/</guid><pubDate>Thu, 12 Jun 2014 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1aYFAZ0ab45unDKKLMzLgD/d386add60697ae895aa8f288a3abc212/guides_images_post-thumbnails_onlinepayments.jpg" length="160814" type="image/jpeg"/></item><item><title><![CDATA[Getting started with the GoCardless PHP library]]></title><link>https://gocardless.com/blog/getting-started-with-the-gocardless-php-library/</link><guid isPermaLink="false">https://gocardless.com/blog/getting-started-with-the-gocardless-php-library/</guid><pubDate>Wed, 11 Jun 2014 14:00:00 GMT</pubDate></item><item><title><![CDATA[Business: simple business date calculations in Ruby]]></title><link>https://gocardless.com/blog/business/</link><guid isPermaLink="false">https://gocardless.com/blog/business/</guid><pubDate>Wed, 11 Jun 2014 14:00:00 GMT</pubDate></item><item><title><![CDATA[GoCardless wins Best Fintech Startup in Europe]]></title><link>https://gocardless.com/blog/Europas-award/</link><guid isPermaLink="false">https://gocardless.com/blog/Europas-award/</guid><pubDate>Wed, 11 Jun 2014 08:00:00 GMT</pubDate></item><item><title><![CDATA[Standing Order or Direct Debit - have you made the right choice?]]></title><description><![CDATA[Wondering whether it's time to switch from Standing Order to Direct Debit? Try our quick quiz to find out whether Direct Debit could be a better choice for your business.]]></description><link>https://gocardless.com/guides/posts/standing-order/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/standing-order/</guid><pubDate>Tue, 10 Jun 2014 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6cly85aQ9dVoNnnoMMk4yy/829cda3046e4c6d24fa7fa8423d21efe/guides_images_post-thumbnails_choice.jpg" length="23348" type="image/jpeg"/></item><item><title><![CDATA[Direct Debit checklist - how to get started]]></title><description><![CDATA[Find out how to setup Direct Debit without a provider like GoCardless]]></description><link>https://gocardless.com/guides/posts/dd-checklist/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/dd-checklist/</guid><pubDate>Fri, 06 Jun 2014 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/AWCZSdpGdg4GGSig8Kpyw/2dc3030ecced87333e2ca5d627a47fa1/guides_images_post-thumbnails_checklist.jpg" length="101796" type="image/jpeg"/></item><item><title><![CDATA[Generate new API App Secrets]]></title><link>https://gocardless.com/blog/generate-new-app-secrets/</link><guid isPermaLink="false">https://gocardless.com/blog/generate-new-app-secrets/</guid><pubDate>Thu, 05 Jun 2014 08:00:00 GMT</pubDate></item><item><title><![CDATA[Should you get your own Service User Number?]]></title><description><![CDATA[Find out when & why you should consider getting your own SUN]]></description><link>https://gocardless.com/guides/posts/sun-quiz/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/sun-quiz/</guid><pubDate>Wed, 04 Jun 2014 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4f5gznJjsKE2BX7HPo8JEP/60fe50babeaf0d56b14e3726adb5b80c/guides_images_post-thumbnails_sun.jpg" length="8881" type="image/jpeg"/></item><item><title><![CDATA[Merchant of the Month: Toothpick]]></title><link>https://gocardless.com/blog/Motm-toothpick/</link><guid isPermaLink="false">https://gocardless.com/blog/Motm-toothpick/</guid><pubDate>Fri, 30 May 2014 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7CSNCPpmPbhnFjCTmag2xn/a969d28f49c25b88b44a80075baf925d/BlerpFd.png" length="10389" type="image/png"/></item><item><title><![CDATA[Accounting software integrations with GoCardless]]></title><link>https://gocardless.com/blog/accounting-software/</link><guid isPermaLink="false">https://gocardless.com/blog/accounting-software/</guid><pubDate>Thu, 29 May 2014 10:00:00 GMT</pubDate></item><item><title><![CDATA[How a one word change increased product demo conversions by 139%]]></title><link>https://gocardless.com/blog/one-word-abtest/</link><guid isPermaLink="false">https://gocardless.com/blog/one-word-abtest/</guid><pubDate>Tue, 27 May 2014 06:13:00 GMT</pubDate></item><item><title><![CDATA[60% of businesses are missing out on the benefits of online payments - are you?]]></title><description><![CDATA[UK businesses have been rather slow when it comes to embracing the internet and, more specifically, online payments.]]></description><link>https://gocardless.com/guides/posts/online-payments-benefits/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/online-payments-benefits/</guid><pubDate>Wed, 21 May 2014 11:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1aYFAZ0ab45unDKKLMzLgD/d386add60697ae895aa8f288a3abc212/guides_images_post-thumbnails_onlinepayments.jpg" length="160814" type="image/jpeg"/></item><item><title><![CDATA[How to deal with customer concerns about Direct Debit]]></title><description><![CDATA[Are your customers reluctant to use Direct Debit? We've put together some tips on addressing the two main customer concerns...]]></description><link>https://gocardless.com/guides/posts/customer-concerns/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/customer-concerns/</guid><pubDate>Mon, 19 May 2014 11:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/LwhNySC8nKU5R7FMw5LzN/33450b4b0b07de26d9bb8d21c1519e24/guides_images_post-thumbnails_feedback.jpg" length="24896" type="image/jpeg"/></item><item><title><![CDATA[The 3 things you should never use Direct Debit for]]></title><description><![CDATA[Direct Debit can help you with one-off and recurring payments - both fixed and variable - but there are some types of transaction which you shouldn't ever use it for.]]></description><link>https://gocardless.com/guides/posts/direct-debit-restrictions/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/direct-debit-restrictions/</guid><pubDate>Fri, 16 May 2014 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4b7YVV0o3hE9cRPU0KCJFO/99ae8e7763b1385d41d29b22b28317c7/guides_images_post-thumbnails_cancel.jpg" length="25418" type="image/jpeg"/></item><item><title><![CDATA[Thinking about changing your Direct Debit provider?]]></title><description><![CDATA[Here’s a guide to help you figure out whether the time is right]]></description><link>https://gocardless.com/guides/posts/dd-provider/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/dd-provider/</guid><pubDate>Thu, 15 May 2014 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1zyRlG6DQq6RMXYYKZbpIv/29f0d413daf7519c2c933197f7a58588/guides_images_post-thumbnails_negative.jpg" length="23752" type="image/jpeg"/></item><item><title><![CDATA[Can you use Direct Debit for one-off payments?]]></title><description><![CDATA[We still don’t recommend using Direct Debit for instant payments like e-commerce but Direct Debit is a safe, easy and inexpensive way to collect one-off payments.]]></description><link>https://gocardless.com/guides/posts/one-off-payments/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/one-off-payments/</guid><pubDate>Tue, 13 May 2014 07:00:07 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png" length="149250" type="image/png"/></item><item><title><![CDATA[Exciting news from the Foundation of Hearts]]></title><link>https://gocardless.com/blog/foundation-of-hearts/</link><guid isPermaLink="false">https://gocardless.com/blog/foundation-of-hearts/</guid><pubDate>Mon, 12 May 2014 07:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5u1n0BW5m17tgAeeEba67m/17c61fa51cf31219dc4885fb5f405af6/FdqiRMn.png" length="60927" type="image/png"/></item><item><title><![CDATA[Modulus checking: what is it?]]></title><description><![CDATA[Learn about this procedure for validating sort code and account number combos.]]></description><link>https://gocardless.com/guides/posts/modulus-checking/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/modulus-checking/</guid><pubDate>Fri, 09 May 2014 07:00:06 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6cly85aQ9dVoNnnoMMk4yy/829cda3046e4c6d24fa7fa8423d21efe/guides_images_post-thumbnails_choice.jpg" length="23348" type="image/jpeg"/></item><item><title><![CDATA[ADDACs messages and changes to your Direct Debit mandates]]></title><description><![CDATA[ADDACS messages are the messages you receive from your customer’s bank if a mandate has been cancelled or amended by your customer.]]></description><link>https://gocardless.com/guides/posts/addacs-messages/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/addacs-messages/</guid><pubDate>Thu, 08 May 2014 07:00:05 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/1aYFAZ0ab45unDKKLMzLgD/d386add60697ae895aa8f288a3abc212/guides_images_post-thumbnails_onlinepayments.jpg" length="160814" type="image/jpeg"/></item><item><title><![CDATA[AUDDIS Messages: Having problems setting up your mandates?]]></title><description><![CDATA[An AUDDIS report is triggered when there is a problem during mandate setup. We thought it might be useful to explain some common pitfalls and how you can avoid or resolve them.]]></description><link>https://gocardless.com/guides/posts/auddis/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/auddis/</guid><pubDate>Wed, 07 May 2014 07:00:04 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/MMNZJQZPnaDmiN8TlKfda/abe2e97f3ce848b0f6f6c1a411184cb6/guides_images_post-thumbnails_messages.jpg" length="21266" type="image/jpeg"/></item><item><title><![CDATA[ARUDD messages: The two most common reasons your payments are failing]]></title><description><![CDATA[An ARUDD report is triggered when a payment fails. In this article, we explain the two most common reasons for payments failing and how you can avoid or resolve them.]]></description><link>https://gocardless.com/guides/posts/arudd-messages/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/arudd-messages/</guid><pubDate>Tue, 06 May 2014 07:00:03 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/MMNZJQZPnaDmiN8TlKfda/abe2e97f3ce848b0f6f6c1a411184cb6/guides_images_post-thumbnails_messages.jpg" length="21266" type="image/jpeg"/></item><item><title><![CDATA[More choice of payment dates within Sage]]></title><link>https://gocardless.com/blog/sage-payment-dates/</link><guid isPermaLink="false">https://gocardless.com/blog/sage-payment-dates/</guid><pubDate>Thu, 01 May 2014 08:00:00 GMT</pubDate></item><item><title><![CDATA[Our new SEPA Direct Debit guide]]></title><link>https://gocardless.com/blog/sepa-dd-guide/</link><guid isPermaLink="false">https://gocardless.com/blog/sepa-dd-guide/</guid><pubDate>Mon, 28 Apr 2014 08:00:00 GMT</pubDate></item><item><title><![CDATA[Cancelling Direct debit payments - what merchants and payers need to know]]></title><description><![CDATA[The ability to instantly cancel a Direct Debit instruction is an important right for your customers.]]></description><link>https://gocardless.com/guides/posts/cancelling-direct-debit/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/cancelling-direct-debit/</guid><pubDate>Fri, 25 Apr 2014 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5imfEUKwddLxIdCGDtwKGS/926628cf2a747f221ab652bb945b41a8/guides_images_post-thumbnails_dd.jpg" length="26431" type="image/jpeg"/></item><item><title><![CDATA[Advance Notice: Are you doing it right?]]></title><description><![CDATA[Keep on top of advance notice with six quick questions to<br>ask yourself]]></description><link>https://gocardless.com/guides/posts/advance-notice/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/advance-notice/</guid><pubDate>Wed, 23 Apr 2014 07:00:01 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6cqPoZMABiVUMz622hCwmU/4de8009ff095f2afe18ae7b5af90bb85/guides_images_post-thumbnails_timing.jpg" length="11191" type="image/jpeg"/></item><item><title><![CDATA[Charge date added to bulk payments]]></title><link>https://gocardless.com/blog/bulk-import-payments-charge-date/</link><guid isPermaLink="false">https://gocardless.com/blog/bulk-import-payments-charge-date/</guid><pubDate>Tue, 15 Apr 2014 08:00:00 GMT</pubDate></item><item><title><![CDATA[Heartbleed response]]></title><link>https://gocardless.com/blog/heartbleed/</link><guid isPermaLink="false">https://gocardless.com/blog/heartbleed/</guid><pubDate>Tue, 15 Apr 2014 08:00:00 GMT</pubDate></item><item><title><![CDATA[Partner payout breakdown]]></title><link>https://gocardless.com/blog/partner-payouts/</link><guid isPermaLink="false">https://gocardless.com/blog/partner-payouts/</guid><pubDate>Wed, 26 Mar 2014 08:00:00 GMT</pubDate></item><item><title><![CDATA[More control over scheduled payments in Sage]]></title><link>https://gocardless.com/blog/more-control-over-sage-payments/</link><guid isPermaLink="false">https://gocardless.com/blog/more-control-over-sage-payments/</guid><pubDate>Fri, 21 Mar 2014 08:00:00 GMT</pubDate></item><item><title><![CDATA[Clearer API Documentation]]></title><link>https://gocardless.com/blog/clearer-api-docs/</link><guid isPermaLink="false">https://gocardless.com/blog/clearer-api-docs/</guid><pubDate>Fri, 14 Mar 2014 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4eFKXCo21fWHm4WIsyZqr3/e337b893be145c666ee9219468d73c36/api-docs-illo_2x.png" length="88688" type="image/png"/></item><item><title><![CDATA[GoCardless payouts are now even faster]]></title><link>https://gocardless.com/blog/faster-payouts/</link><guid isPermaLink="false">https://gocardless.com/blog/faster-payouts/</guid><pubDate>Thu, 06 Mar 2014 08:00:00 GMT</pubDate></item><item><title><![CDATA[GoCardless raises $7m]]></title><link>https://gocardless.com/blog/series-b-funding/</link><guid isPermaLink="false">https://gocardless.com/blog/series-b-funding/</guid><pubDate>Tue, 28 Jan 2014 08:00:00 GMT</pubDate></item><item><title><![CDATA[Four Top Tips for Setting Up Customers]]></title><link>https://gocardless.com/blog/four-top-tips-for-setting-up-customers/</link><guid isPermaLink="false">https://gocardless.com/blog/four-top-tips-for-setting-up-customers/</guid><pubDate>Sat, 25 Jan 2014 12:00:00 GMT</pubDate></item><item><title><![CDATA[Payyr – A Direct Debit experiment for friends]]></title><link>https://gocardless.com/blog/introducing-payyr/</link><guid isPermaLink="false">https://gocardless.com/blog/introducing-payyr/</guid><pubDate>Thu, 19 Dec 2013 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4XCkIpkHLu1Czgyjv9Hpw9/e883717b286f3b52deab4d4fd767019c/payyr-blog-splash.jpg" length="190300" type="image/jpeg"/></item><item><title><![CDATA[Our new API docs and Node library]]></title><link>https://gocardless.com/blog/new-api-docs/</link><guid isPermaLink="false">https://gocardless.com/blog/new-api-docs/</guid><pubDate>Mon, 25 Nov 2013 09:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/4eFKXCo21fWHm4WIsyZqr3/e337b893be145c666ee9219468d73c36/api-docs-illo_2x.png" length="88688" type="image/png"/></item><item><title><![CDATA[Statesman: A modern, robust Ruby state machine]]></title><link>https://gocardless.com/blog/statesman/</link><guid isPermaLink="false">https://gocardless.com/blog/statesman/</guid><pubDate>Mon, 28 Oct 2013 09:00:00 GMT</pubDate></item><item><title><![CDATA[Rolling your own cloud phone system]]></title><link>https://gocardless.com/blog/rolling-your-own-cloud-phone-system/</link><guid isPermaLink="false">https://gocardless.com/blog/rolling-your-own-cloud-phone-system/</guid><pubDate>Mon, 23 Sep 2013 09:00:00 GMT</pubDate></item><item><title><![CDATA[Hutch: Inter-Service Communication with RabbitMQ]]></title><link>https://gocardless.com/blog/hutch-inter-service-communication-with-rabbitmq/</link><guid isPermaLink="false">https://gocardless.com/blog/hutch-inter-service-communication-with-rabbitmq/</guid><pubDate>Mon, 09 Sep 2013 13:00:00 GMT</pubDate></item><item><title><![CDATA[How to build a large Angular.js application]]></title><link>https://gocardless.com/blog/building-a-large-angular-application/</link><guid isPermaLink="false">https://gocardless.com/blog/building-a-large-angular-application/</guid><pubDate>Fri, 16 Aug 2013 10:00:00 GMT</pubDate></item><item><title><![CDATA[Making Direct Debit simpler]]></title><link>https://gocardless.com/blog/new-features/</link><guid isPermaLink="false">https://gocardless.com/blog/new-features/</guid><pubDate>Tue, 06 Aug 2013 08:00:00 GMT</pubDate></item><item><title><![CDATA[Sage users can now get paid faster with GoCardless]]></title><link>https://gocardless.com/blog/direct-debit-sage-50/</link><guid isPermaLink="false">https://gocardless.com/blog/direct-debit-sage-50/</guid><pubDate>Mon, 05 Aug 2013 08:00:00 GMT</pubDate></item><item><title><![CDATA[Switching Direct Debit provider is as easy as 1-2-3]]></title><link>https://gocardless.com/blog/transferring-direct-debit-provider/</link><guid isPermaLink="false">https://gocardless.com/blog/transferring-direct-debit-provider/</guid><pubDate>Mon, 29 Jul 2013 09:00:00 GMT</pubDate></item><item><title><![CDATA[Introducing bulk payments]]></title><link>https://gocardless.com/blog/introducing-bulk-payments/</link><guid isPermaLink="false">https://gocardless.com/blog/introducing-bulk-payments/</guid><pubDate>Thu, 25 Jul 2013 09:00:00 GMT</pubDate></item><item><title><![CDATA[Talking to our customers 2.0]]></title><link>https://gocardless.com/blog/talking-to-our-customers-2-0/</link><guid isPermaLink="false">https://gocardless.com/blog/talking-to-our-customers-2-0/</guid><pubDate>Mon, 22 Jul 2013 09:00:00 GMT</pubDate></item><item><title><![CDATA[New payment timelines]]></title><link>https://gocardless.com/blog/new-payment-timelines/</link><guid isPermaLink="false">https://gocardless.com/blog/new-payment-timelines/</guid><pubDate>Mon, 15 Jul 2013 08:00:00 GMT</pubDate></item><item><title><![CDATA[Re-writing from scratch]]></title><link>https://gocardless.com/blog/starting-from-scratch/</link><guid isPermaLink="false">https://gocardless.com/blog/starting-from-scratch/</guid><pubDate>Fri, 05 Jul 2013 08:00:00 GMT</pubDate></item><item><title><![CDATA[Wired Money: An overdue revolution in B2B payments]]></title><link>https://gocardless.com/blog/an-overdue-revolution-in-b2b-payments/</link><guid isPermaLink="false">https://gocardless.com/blog/an-overdue-revolution-in-b2b-payments/</guid><pubDate>Tue, 02 Jul 2013 08:00:00 GMT</pubDate></item><item><title><![CDATA[Tier One Design Mobile App]]></title><link>https://gocardless.com/blog/tier-one-mobile-app/</link><guid isPermaLink="false">https://gocardless.com/blog/tier-one-mobile-app/</guid><pubDate>Thu, 20 Jun 2013 08:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/3eGAyKUVL1P8xMMVvk5ZFt/2abbff363f9d5462c1bc6b98a7aa4535/gc-mobile_2x.png" length="135514" type="image/png"/></item><item><title><![CDATA[Making something customers want]]></title><link>https://gocardless.com/blog/making-something-customers-want/</link><guid isPermaLink="false">https://gocardless.com/blog/making-something-customers-want/</guid><pubDate>Thu, 20 Jun 2013 08:00:00 GMT</pubDate></item><item><title><![CDATA[Why we've published our special sauce]]></title><link>https://gocardless.com/blog/our-special-sauce/</link><guid isPermaLink="false">https://gocardless.com/blog/our-special-sauce/</guid><pubDate>Mon, 10 Jun 2013 08:00:00 GMT</pubDate></item><item><title><![CDATA[Asperato integrates GoCardless with Salesforce]]></title><link>https://gocardless.com/blog/asperato/</link><guid isPermaLink="false">https://gocardless.com/blog/asperato/</guid><pubDate>Thu, 06 Jun 2013 00:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/PTg2fwn4UWqzLXt1266gb/8a372a6f2015a864c6801924beb6fd73/asperato-logo.jpg" length="66887" type="image/jpeg"/></item><item><title><![CDATA[Cooking up an Office Dashboard Pi]]></title><link>https://gocardless.com/blog/raspberry-pi-metric-dashboards/</link><guid isPermaLink="false">https://gocardless.com/blog/raspberry-pi-metric-dashboards/</guid><pubDate>Wed, 05 Jun 2013 08:00:00 GMT</pubDate><enclosure 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type="image/png"/></item><item><title><![CDATA[Merchant of the Month: Aquiss]]></title><link>https://gocardless.com/blog/merchant-of-the-month-aquiss/</link><guid isPermaLink="false">https://gocardless.com/blog/merchant-of-the-month-aquiss/</guid><pubDate>Thu, 28 Mar 2013 18:00:00 GMT</pubDate></item><item><title><![CDATA[Are late payments holding back your business?]]></title><link>https://gocardless.com/blog/late-payments/</link><guid isPermaLink="false">https://gocardless.com/blog/late-payments/</guid><pubDate>Thu, 28 Feb 2013 18:00:00 GMT</pubDate></item><item><title><![CDATA[SEPA Direct Debit - under the hood]]></title><link>https://gocardless.com/blog/sepa-direct-debit-details/</link><guid isPermaLink="false">https://gocardless.com/blog/sepa-direct-debit-details/</guid><pubDate>Mon, 18 Feb 2013 09:37:00 GMT</pubDate></item><item><title><![CDATA[SEPA Direct Debit - an introduction]]></title><link>https://gocardless.com/blog/sepa-direct-debit-explained/</link><guid isPermaLink="false">https://gocardless.com/blog/sepa-direct-debit-explained/</guid><pubDate>Mon, 11 Feb 2013 10:37:00 GMT</pubDate></item><item><title><![CDATA[Merchant of the Month: Laundry Republic]]></title><link>https://gocardless.com/blog/laundry-republic-merchant-of-the-month/</link><guid isPermaLink="false">https://gocardless.com/blog/laundry-republic-merchant-of-the-month/</guid><pubDate>Thu, 07 Feb 2013 17:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/2yc6VDC4ug8JFLxtRI9Lu5/228e2928ab1202a4b2355f5b587bdcbe/laundry-republic_2x.jpg" length="14611" type="image/jpeg"/></item><item><title><![CDATA[Teaming up for easy gym payments]]></title><link>https://gocardless.com/blog/teamup/</link><guid isPermaLink="false">https://gocardless.com/blog/teamup/</guid><pubDate>Wed, 06 Feb 2013 19:17:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5V8WQdTnUyU5kAOUDmamjW/acc12e096a78ae190a16d360a03389cf/teamup_2x.png" length="33096" type="image/png"/></item><item><title><![CDATA[Ditching responsive design]]></title><link>https://gocardless.com/blog/unresponsive-design/</link><guid isPermaLink="false">https://gocardless.com/blog/unresponsive-design/</guid><pubDate>Fri, 01 Feb 2013 00:00:00 GMT</pubDate></item><item><title><![CDATA[A Perfect Partnership]]></title><link>https://gocardless.com/blog/buy-our-honeymoon/</link><guid isPermaLink="false">https://gocardless.com/blog/buy-our-honeymoon/</guid><pubDate>Tue, 29 Jan 2013 14:17:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/6zPFKmBsEQVDZMqdjUBA9/6a918a3389a28fed7c6bc104b7044ef9/buy-our-honeymoon_2x.jpg" length="8231" type="image/jpeg"/></item><item><title><![CDATA[Two awards in two days]]></title><link>https://gocardless.com/blog/awards/</link><guid isPermaLink="false">https://gocardless.com/blog/awards/</guid><pubDate>Tue, 29 Jan 2013 00:00:00 GMT</pubDate></item><item><title><![CDATA[Merchant of the Month: Has Bean Coffee]]></title><link>https://gocardless.com/blog/merchant-of-the-month-has-bean-coffee/</link><guid isPermaLink="false">https://gocardless.com/blog/merchant-of-the-month-has-bean-coffee/</guid><pubDate>Fri, 11 Jan 2013 00:00:00 GMT</pubDate></item><item><title><![CDATA[Data-driven support]]></title><link>https://gocardless.com/blog/data-driven-support/</link><guid isPermaLink="false">https://gocardless.com/blog/data-driven-support/</guid><pubDate>Tue, 08 Jan 2013 10:00:00 GMT</pubDate></item><item><title><![CDATA[Updated 'Pay with GoCardless' buttons for merchants]]></title><link>https://gocardless.com/blog/updated-pay-with-gocardless-buttons-for-merchants/</link><guid isPermaLink="false">https://gocardless.com/blog/updated-pay-with-gocardless-buttons-for-merchants/</guid><pubDate>Wed, 21 Nov 2012 16:38:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/863WHde2VyxAWioL0ckUX/d395f55e93221f2275d83deb4b778354/gc-banner-button_2x.png" length="156332" type="image/png"/></item><item><title><![CDATA[We are looking for an Office Manager]]></title><link>https://gocardless.com/blog/we-are-looking-for-an-office-manager/</link><guid isPermaLink="false">https://gocardless.com/blog/we-are-looking-for-an-office-manager/</guid><pubDate>Tue, 20 Nov 2012 22:02:00 GMT</pubDate></item><item><title><![CDATA[Coming soon: Take payment across Europe with GoCardless]]></title><link>https://gocardless.com/blog/coming-soon-take-payment-across-europe-with-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/coming-soon-take-payment-across-europe-with-gocardless/</guid><pubDate>Wed, 14 Nov 2012 11:58:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/5LjLAscfojeOCHxfTd9DJ7/d0e4ded4b9fba8275123a105fd1fe52a/eu-flag.jpg" length="8280" type="image/jpeg"/></item><item><title><![CDATA[Spencer Hockey Club]]></title><link>https://gocardless.com/blog/gonecardless-spencer-hockey-club/</link><guid isPermaLink="false">https://gocardless.com/blog/gonecardless-spencer-hockey-club/</guid><pubDate>Wed, 14 Nov 2012 10:18:36 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/7fXkKKp2c1zGAoThV6khw7/7ec2484bf373297081ad90355a1613f5/Spencer_Club_yellow_border_CMYK.jpg" length="15161" type="image/jpeg"/></item><item><title><![CDATA[A big welcome to Clear Books!]]></title><link>https://gocardless.com/blog/a-big-welcome-to-clear-books/</link><guid isPermaLink="false">https://gocardless.com/blog/a-big-welcome-to-clear-books/</guid><pubDate>Tue, 13 Nov 2012 13:03:10 GMT</pubDate></item><item><title><![CDATA[Hacking on Side Projects: The Pool Ball Tracker]]></title><link>https://gocardless.com/blog/hacking-on-side-projects-the-pool-ball-tracker/</link><guid isPermaLink="false">https://gocardless.com/blog/hacking-on-side-projects-the-pool-ball-tracker/</guid><pubDate>Mon, 29 Oct 2012 15:45:00 GMT</pubDate></item><item><title><![CDATA[Introducing our new payment pages]]></title><link>https://gocardless.com/blog/weve-been-working-hard-on-our-payment-pages-to/</link><guid isPermaLink="false">https://gocardless.com/blog/weve-been-working-hard-on-our-payment-pages-to/</guid><pubDate>Thu, 25 Oct 2012 16:07:00 GMT</pubDate></item><item><title><![CDATA[Hello SpreedlyCore!]]></title><link>https://gocardless.com/blog/hello-spreedlycore/</link><guid isPermaLink="false">https://gocardless.com/blog/hello-spreedlycore/</guid><pubDate>Tue, 16 Oct 2012 16:55:00 GMT</pubDate></item><item><title><![CDATA[ChurchApp]]></title><link>https://gocardless.com/blog/gonecardless-churchapp/</link><guid isPermaLink="false">https://gocardless.com/blog/gonecardless-churchapp/</guid><pubDate>Fri, 21 Sep 2012 19:41:01 GMT</pubDate></item><item><title><![CDATA[The Hoxton Mix]]></title><link>https://gocardless.com/blog/gonecardless-the-hoxton-mix/</link><guid isPermaLink="false">https://gocardless.com/blog/gonecardless-the-hoxton-mix/</guid><pubDate>Fri, 14 Sep 2012 10:30:00 GMT</pubDate></item><item><title><![CDATA[Hello FreeAgent!]]></title><link>https://gocardless.com/blog/hello-freeagent/</link><guid isPermaLink="false">https://gocardless.com/blog/hello-freeagent/</guid><pubDate>Thu, 16 Aug 2012 18:57:00 GMT</pubDate></item><item><title><![CDATA[Exciting new features for PayLinks]]></title><link>https://gocardless.com/blog/exciting-new-features-for-paylinks/</link><guid isPermaLink="false">https://gocardless.com/blog/exciting-new-features-for-paylinks/</guid><pubDate>Thu, 02 Aug 2012 15:02:00 GMT</pubDate></item><item><title><![CDATA[Start collecting money in seconds with PayLinks]]></title><link>https://gocardless.com/blog/paylinks/</link><guid isPermaLink="false">https://gocardless.com/blog/paylinks/</guid><pubDate>Thu, 31 May 2012 06:56:36 GMT</pubDate></item><item><title><![CDATA[GoneCardless with KashFlow: Leadstoyou]]></title><link>https://gocardless.com/blog/gonecardless-with-kashflow-leadstoyou/</link><guid isPermaLink="false">https://gocardless.com/blog/gonecardless-with-kashflow-leadstoyou/</guid><pubDate>Mon, 23 Apr 2012 14:39:00 GMT</pubDate></item><item><title><![CDATA[GoneCardless with KashFlow: Marketing by Web]]></title><link>https://gocardless.com/blog/gonecardless-with-kashflow-marketing-by-web/</link><guid isPermaLink="false">https://gocardless.com/blog/gonecardless-with-kashflow-marketing-by-web/</guid><pubDate>Fri, 20 Apr 2012 17:17:00 GMT</pubDate></item><item><title><![CDATA[What do customers see when they use GoCardless?]]></title><link>https://gocardless.com/blog/what-do-customers-see-when-they-use-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/what-do-customers-see-when-they-use-gocardless/</guid><pubDate>Sat, 07 Apr 2012 15:45:31 GMT</pubDate></item><item><title><![CDATA[Using GoCardless to collect money on Teamer]]></title><link>https://gocardless.com/blog/using-gocardless-to-collect-money-on-teamer/</link><guid isPermaLink="false">https://gocardless.com/blog/using-gocardless-to-collect-money-on-teamer/</guid><pubDate>Fri, 30 Mar 2012 13:56:00 GMT</pubDate></item><item><title><![CDATA[A couple of myths about GoCardless and KashFlow]]></title><link>https://gocardless.com/blog/a-couple-of-myths-about-gocardless-and-kashflow/</link><guid isPermaLink="false">https://gocardless.com/blog/a-couple-of-myths-about-gocardless-and-kashflow/</guid><pubDate>Fri, 30 Mar 2012 13:50:09 GMT</pubDate></item><item><title><![CDATA[Using GoCardless with KashFlow alongside another payment provider]]></title><link>https://gocardless.com/blog/using-gocardless-with-kashflow-alongside-another/</link><guid isPermaLink="false">https://gocardless.com/blog/using-gocardless-with-kashflow-alongside-another/</guid><pubDate>Fri, 30 Mar 2012 13:39:00 GMT</pubDate></item><item><title><![CDATA[A Second Look at the GoCardless PHP Library]]></title><link>https://gocardless.com/blog/a-second-look-at-the-gocardless-php-library/</link><guid isPermaLink="false">https://gocardless.com/blog/a-second-look-at-the-gocardless-php-library/</guid><pubDate>Wed, 28 Mar 2012 11:01:00 GMT</pubDate></item><item><title><![CDATA[LarderBox]]></title><link>https://gocardless.com/blog/gonecardless-larderbox/</link><guid isPermaLink="false">https://gocardless.com/blog/gonecardless-larderbox/</guid><pubDate>Tue, 27 Mar 2012 14:26:00 GMT</pubDate></item><item><title><![CDATA[An introduction to GoCardless]]></title><link>https://gocardless.com/blog/goingcardless-an-introduction-to-gocardless/</link><guid isPermaLink="false">https://gocardless.com/blog/goingcardless-an-introduction-to-gocardless/</guid><pubDate>Thu, 22 Mar 2012 17:23:00 GMT</pubDate></item><item><title><![CDATA[Using GoCardless with KashFlow]]></title><link>https://gocardless.com/blog/using-gocardless-with-kashflow/</link><guid isPermaLink="false">https://gocardless.com/blog/using-gocardless-with-kashflow/</guid><pubDate>Wed, 21 Mar 2012 20:02:00 GMT</pubDate></item><item><title><![CDATA[GoCardless PHP library]]></title><link>https://gocardless.com/blog/gocardless-php-library/</link><guid isPermaLink="false">https://gocardless.com/blog/gocardless-php-library/</guid><pubDate>Mon, 20 Feb 2012 14:19:00 GMT</pubDate></item><item><title><![CDATA[Getting started with the GoCardless Ruby gem]]></title><link>https://gocardless.com/blog/getting-started-with-the-gocardless-ruby-gem/</link><guid isPermaLink="false">https://gocardless.com/blog/getting-started-with-the-gocardless-ruby-gem/</guid><pubDate>Thu, 12 Jan 2012 20:06:00 GMT</pubDate></item><item><title><![CDATA[Test - Security vs. convenience in the payment experience: What matters most to online shoppers?]]></title><description><![CDATA[We surveyed 4,000 customers across the UK, France, Germany and Spain about their attitudes to security and convenience when shopping online.]]></description><link>https://gocardless.com/guides/posts/test-security-vs-convenience-in-the-payment-experience-what-matters-most-to/</link><guid isPermaLink="false">https://gocardless.com/guides/posts/test-security-vs-convenience-in-the-payment-experience-what-matters-most-to/</guid><pubDate>Mon, 31 Dec 1979 23:00:00 GMT</pubDate><enclosure url="https://images.ctfassets.net/40w0m41bmydz/9Hz0t28gfPcKCS0neXT48/327b8699cbcdc2223e93050382714a18/download___images___placeholder-hero.jpg" length="256559" type="image/jpeg"/></item></channel></rss>