Brad Ewin
![Late payments benchmark: Small businesses](https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png?w=680&h=384&q=50&fm=png)
Where does your business stack up? Find out here.
![Open banking: The next big thing for small businesses](https://images.ctfassets.net/40w0m41bmydz/7BR7htQl64RwlLIHrTCnTF/5fb8fc2c86c7901977a4a5e4cdd2ea02/BD-604-IBP_Adoption-Blog_Header-Solve_Problems_Small_Businesses.png?w=680&h=385&q=50&fm=png)
Why exactly is open banking such an exciting opportunity for small businesses?
![How to choose cloud accounting or invoicing software](https://images.ctfassets.net/40w0m41bmydz/6J9KrCbzMryjMmx8VOccbY/1c9169bd8b582ffb4c816e4496134130/CDT-878_Organic_content_thumbnail_starting_a_business_04.png?w=680&h=385&q=50&fm=png)
There are lots of solutions out there. Which factors should you consider?
![How small businesses can use Open Banking right now](https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png?w=680&h=384&q=50&fm=png)
Open Banking can help you in multiple ways. Here are 40+ apps to start.
![What is open banking: Everything you need to know](https://images.ctfassets.net/40w0m41bmydz/6y5vRpCj9feXQjCZVyzRRn/0c4f471b718c2caa856a32829e5df715/CDT-1375_Blog_Image_Hero.jpg?w=680&h=286&fl=progressive&q=50&fm=jpg)
Knock, knock. Who's there? Banking data. And innovations with it.
![TeamUp + GoCardless: Now available in the US, Canada, Australia & New Zealand](https://images.ctfassets.net/40w0m41bmydz/Zgh0rAnV3MR9va7aOuaAX/04aa0422157d16ca06bc93f51bab5f36/Gocardless-teamup-colour-2475x1400.jpg?w=680&h=385&fl=progressive&q=50&fm=jpg)
Fitness business owners in North America and ANZ can now make use of both apps.
![How to Find the Best Small Business Line of Credit](https://images.ctfassets.net/40w0m41bmydz/7bkmN7MlYB2csDQe7HgpZI/2efe8d1f73cb9e2b066e8206cca9f52a/CDT-878_Organic_content_thumbnail_cashflow_01.png?w=680&h=384&q=50&fm=png)
Learn more about establishing a line of credit for small business, right here.
![What is an ERP System?](https://images.ctfassets.net/40w0m41bmydz/71hnonhomQX74z5mJzYU9v/2fb189ea7f3a8db580fb6f4228f229f7/CDT-878_Organic_content_thumbnail_starting_a_business_03.png?w=680&h=385&q=50&fm=png)
ERP systems streamline business processes. Learn all about them here.
![What is a Chargeback?](https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png?w=680&h=384&q=50&fm=png)
How do chargebacks work? Find out everything you need to know about chargebacks.
![Small Business Cash Flow Management](https://images.ctfassets.net/40w0m41bmydz/7bkmN7MlYB2csDQe7HgpZI/2efe8d1f73cb9e2b066e8206cca9f52a/CDT-878_Organic_content_thumbnail_cashflow_01.png?w=680&h=384&q=50&fm=png)
Learn all about the ins and outs of cash flow management and forecasting.
![What is bank reconciliation and how to use it effectively](https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png?w=680&h=384&q=50&fm=png)
Want to know how to do bank reconciliation? Check out our guide.
![Best software for forecasting cash flow](https://images.ctfassets.net/40w0m41bmydz/5k4G6L6FU0Su0hb323lJ1M/97fdddc6dcb29082ef205e494cfed58f/CDT-878_Organic_content_thumbnail_cashflow_02.png?w=680&h=384&q=50&fm=png)
Our comprehensive guide to cash flow forecasting software for small business.
![What is bank debit?](https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png?w=680&h=385&q=50&fm=png)
Learn all about this umbrella term for various bank-to-bank payments schemes.
![Payment preferences in the UK: 2019 - 2020 snapshot](https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png?w=680&h=384&q=50&fm=png)
How UK businesses and consumers prefer to pay, and what it means for you.
![What is invoice finance and should your business use it?](https://images.ctfassets.net/40w0m41bmydz/7dt26cNfKeIJD0IkOH0SLB/58382354875c00140e8410d432af32fa/what-is-invoice-finance-thumbnail.jpg?w=680&h=401&fl=progressive&q=50&fm=jpg)
Invoice finance can give you fast access to cash – could it work for you?
![ACH: A guide to bank debit in the US](https://images.ctfassets.net/40w0m41bmydz/4P7mjkgJNic5FhX3RpCJZm/50629bd621963edb14dd4f4915c698c2/UK-02-ACH.png?w=680&h=905&q=50&fm=png)
![What does SCA mean for recurring payments?](https://images.ctfassets.net/40w0m41bmydz/5cPrsDIICgBAoLLdbwwNsI/8b183c17d8938b52dc31831a0f1b4f25/what-is-strong-customer-authentication-in-2-mins-blog-header.jpg?w=680&h=360&fl=progressive&q=50&fm=jpg)
Our General Counsel, Ahmed Badr, explains in these short videos.
![How do consumers prefer to pay for recurring purchases in 2019?](https://images.ctfassets.net/40w0m41bmydz/1cNZoWtQHVxSDbU88TrsCL/9754a75b8cacd9c9337e09ad60226198/payment-preferences-for-recurring-purchases-blog-header.jpg?w=680&h=360&fl=progressive&q=50&fm=jpg)
We asked 12,785 consumers around the world, this is what they said.