Latest articles
![Payments - the last frontier of customer centricity](https://images.ctfassets.net/40w0m41bmydz/3XJ0eVbjLo6c3kbDmMklvy/dbd96eefa4895595d05c3157d4d1704b/CDT-878_Organic_content_thumbnail_growth_01.png?w=680&h=385&q=50&fm=png)
It's time businesses adopted the mantra of customer choice to payments too.
![5 Overhead Cost Reduction Strategies](https://images.ctfassets.net/40w0m41bmydz/1bhKUs5MUt9IM5eBajoMfX/eed96bc0e1be62b2c827176c440142e4/CDT-878_Organic_content_thumbnail_entrepreneurship_01.png?w=680&h=384&q=50&fm=png)
Our guide to reducing overhead costs in small businesses.
![How to Calculate Total Asset Turnover Ratio](https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/0fa548c97de33a4d6e83e55e14ebe897/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png?w=680&h=385&q=50&fm=png)
Find out everything you need to know about asset turnover ratio.
![How to Do a SWOT Analysis](https://images.ctfassets.net/40w0m41bmydz/4uYvGO9GXJtqshi6BAZUZE/1282f19bdfb68b788ec60f28f9546b5a/CDT-878_Organic_content_thumbnail_entrepreneurship_02.png?w=680&h=384&q=50&fm=png)
Explore the importance of SWOT analyses with our definitive guide.
![What Is Break-Even Analysis?](https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/363fe4fc00f88e50584ec8b5c005408b/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png?w=680&h=385&q=50&fm=png)
Want to know how to do break-even analysis? Find out here.
![Expanding into Europe: The changes you need to make to your payments](https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/bd5d1c542730958ed8f5ad2cbc1c3ad3/CDT-878_Organic_content_thumbnail_payments_01.png?w=680&h=385&q=50&fm=png)
You’re a US business and you want to expand into Europe. There are myriad boxes you need to check to make that happen, but there’s one crucial box that’s often overlooked because it’s not so sexy - payments.
![What does days payable outstanding mean?](https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/e44a70a0cc8e2229bec6d3150cf4298a/CDT-878_Organic_content_thumbnail_accounting_03.png?w=680&h=384&q=50&fm=png)
Find out how to calculate days payable outstanding, and more.
![Cash Flow Statement: Definition, Methodology & Examples](https://images.ctfassets.net/40w0m41bmydz/7bkmN7MlYB2csDQe7HgpZI/3aed659fabd6d4265ef42f50e133d8b4/CDT-878_Organic_content_thumbnail_cashflow_01.png?w=680&h=384&q=50&fm=png)
Find out everything you need to know about how to prepare a cash flow statement.
![What is depreciation in accounting?](https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/1a4db76980c57ad528170fc8323bd215/CDT-878_Organic_content_thumbnail_accounting_02.png?w=680&h=384&q=50&fm=png)
Explore the importance of depreciation in accounting, right here.
![What is a prepayment?](https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/c7c603fc8617bd1196c127610ba2998c/CDT-878_Organic_content_thumbnail_payments_03.png?w=680&h=384&q=50&fm=png)
A prepayment is money paid in advance for business costs. Find out more.
![Building a SaaS startup financial model](https://images.ctfassets.net/40w0m41bmydz/4eXAlVvNXB9bLdQ2ojR5VR/9194b7d35539a378b25e3b436d544c00/CDT-878_Organic_content_thumbnail_subscription_02.png?w=680&h=384&q=50&fm=png)
Learn more about how to build a SaaS financial model with our guide.
![A SaaS guide to subscription management](https://images.ctfassets.net/40w0m41bmydz/4eXAlVvNXB9bLdQ2ojR5VR/9194b7d35539a378b25e3b436d544c00/CDT-878_Organic_content_thumbnail_subscription_02.png?w=680&h=384&q=50&fm=png)
Our comprehensive overview of SaaS subscription management.
![The complete guide to optimizing your accounts receivable](https://images.ctfassets.net/40w0m41bmydz/5CdKxonj1sfcbOM0GTNRuS/b14114073c91b4eac60967f81db6fb9f/guides_images_post-covers_complete-guide-to-accounts-receivable-cover.jpg?w=680&h=233&fl=progressive&q=50&fm=jpg)
82% of businesses suffer from poor cash flow at some point. It puts small companies out of business and stops bigger ones from planning for the future. Learn how to avoid being part of the 82% by fixing your accounts receivable with this guide.
![Webinar | How to boost subscription growth with better payment experiences](https://images.ctfassets.net/40w0m41bmydz/3iZS3lDnXkHZ5LdclCF8jX/6a78f5cce4287990c30ed89ebc330d55/CDT-971_NA_SaaS_Webinar_Slide-1920x10801584004436866.jpg?w=680&h=383&fl=progressive&q=50&fm=jpg)
with Michael Krantz, Head of Global Enterprise Partnerships for US at GoCardless
![13 March update: COVID-19 precautions](https://images.ctfassets.net/40w0m41bmydz/2BGCXMVyYmXCtuYn3xtdhW/b2b67fdc4147afc02b63599290946688/CDT-986-Covid-19-update_002.jpg?w=680&h=383&fl=progressive&q=50&fm=jpg)
Steps we're taking to ensure the safety of staff and continuity of our service.
![What is accounts payable and receivable process](https://images.ctfassets.net/40w0m41bmydz/7DLe4dghxeYE2jzXWA5FOG/4395c8d722bf521280b528867740eb9c/CDT-878_Organic_content_thumbnail_cashflow_03.png?w=680&h=384&q=50&fm=png)
What is the accounts payable and receivable process? Learn more here.
![ERP system checklist: how to select an ERP system](https://images.ctfassets.net/40w0m41bmydz/29QbOHiWf7BmGT4qi7Q9as/f2c201dbcea29392fa7c98cf52d781b4/CDT-878_Organic_content_thumbnail_subscription_03.png?w=680&h=384&q=50&fm=png)
A guide on how to select an ERP system for your business.
![Guide to the provision for doubtful debts](https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/e44a70a0cc8e2229bec6d3150cf4298a/CDT-878_Organic_content_thumbnail_accounting_03.png?w=680&h=384&q=50&fm=png)
We break down how to calculate the provision for bad and doubtful debts.
![Operating cash flow ratio formula](https://images.ctfassets.net/40w0m41bmydz/7bkmN7MlYB2csDQe7HgpZI/3aed659fabd6d4265ef42f50e133d8b4/CDT-878_Organic_content_thumbnail_cashflow_01.png?w=680&h=384&q=50&fm=png)
Learn how to calculate operating cash flow ratio right here.
![Top 8 Accounts Receivable Process Improvement Ideas](/content-platform/static/816e9048c2a134da3e79b8677556ad0f/c3dac/gocardless-hero.png)
Our top 8 tactics for improving your business' Accounts Receivable processes.
![What is point-to-point encryption (P2PE)?](https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/4a0fe12ce5b28095abb2e5d3fefc6742/CDT-878_Organic_content_thumbnail_payments_02.png?w=680&h=384&q=50&fm=png)
Learn more about point-to-point encryption (P2PE) with our simple guide.
![What’s the Difference Between Cash Flow and Profit?](/content-platform/static/816e9048c2a134da3e79b8677556ad0f/c3dac/gocardless-hero.png)
Cash flow and profit are very different, and if you’re a business owner...
![What does revenue recognition mean for SaaS businesses?](https://images.ctfassets.net/40w0m41bmydz/3T9825YI6ex1vE6pEiJusS/9df87cceef53776aa78c664d442b786d/CDT-878_Organic_content_thumbnail_subscription_01.png?w=680&h=384&q=50&fm=png)
Explore the importance of the revenue recognition principle for SaaS businesses.
![What is a payment processor?](https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/4a0fe12ce5b28095abb2e5d3fefc6742/CDT-878_Organic_content_thumbnail_payments_02.png?w=680&h=384&q=50&fm=png)
Our guide to payment gateways vs. payment processors vs. merchant accounts.