GoCardless for Xero

Enter the new era of bank payments

GoCardless puts you in control of collecting payments directly from your customers’ bank accounts.

Get started

Automatically collect payment for your invoices

Predictable cash flow

Take control of unpaid bills. When your invoice is due, GoCardless automatically collects payment from your customer’s bank account.

Lower-cost alternative to cards

Bank-to-bank payments cut out the costs of card networks. The automation also greatly reduces the costs involved in chasing and managing payments.

Popular with your payers

When it comes to paying invoices, bank debit is the preferred alternative to manual bank transfers and more popular than card payment.

Setup your customer to pay by GoCardless

How it works

Send your customers an invoice through Xero with GoCardless attached. Your customer clicks a “Pay now” button on the invoice. They then fill in their details in a simple form and are set up.

“Before GoCardless, our payment process was slow and expensive. It’s now incredibly simple and cost-effective. I want to systemize everything; I don’t want to be chasing payments every month.”

“Before GoCardless, our payment process was slow and expensive. It’s now incredibly simple and cost-effective. I want to systemize everything; I don’t want to be chasing payments every month.”

Sam Caulton, Finance Director, Re-Leased

How it works demo

Get a tour of how GoCardless works with Xero

All the features you need to streamline your payments

Flexible payments

Made for recurring payments - whether invoicing regular customers or subscription fees.

Seamless integration

Add GoCardless as a payment service in Xero, then apply it to an invoice or branding theme so customers can pay their invoices online using direct debit. Learn more

Stop chasing payments

Control when you get paid and cut out the stress of debtors. GoCardless allows you to choose when your customers pay you.

Low fees, no hidden pricing

1% + $0.25 per transaction. Capped at $2.50. Simple.

Packages to suit you

Choose Standard with no monthly fees, or our Plus and Pro packages to benefit from additional features. We also offer custom packages for larger businesses.

International

If you’re taking payments internationally you’ll be charged 2% + $0.25 per transaction. This includes currency conversion and is based on the real exchange rate.

The real exchange rate

Using the real exchange rate powered by Wise, GoCardless provides you with the best value you can get from your international payments.

Get Started Free

It's simple to attach GoCardless to your Xero invoices and collect payments from your customers. Just create a GoCardless account and connect it to Xero. You can do this in the invoice or payments services section of your Xero account.

“GoCardless’ ACH solution is exactly what we were looking for. It gives us more control and visibility over payments while making the whole payment experience easier for our customers.”

“GoCardless’ ACH solution is exactly what we were looking for. It gives us more control and visibility over payments while making the whole payment experience easier for our customers.”

Eric Schulz, co-founder, Sunday Beer Co.

Trusted by 70,000 businesses worldwide

Positive cash flow
“Having GoCardless really streamlines the whole process of collecting cash”
Lower cost of payments
“GoCardless costs less, particularly when you take into account the time saving and efficiency boost it gives us,”
Easy to integrate
“Integrating GoCardless with Xero is really easy – the system is incredibly intuitive.”
Less stress
“GoCardless stops those awkward conversations with clients,”