GoCardless for Xero

Our purpose built integration with Xero puts you in control of when you get paid and automatically reconciles your invoices, saving hours of admin.

What GoCardless for Xero can do for your business

No more chasing payments

GoCardless users spend 84% less time chasing unpaid invoices.

Save time on admin

GoCardless users spend 76% less time reconciling payments.

Control your cash flow

82% of GoCardless users have improved their business cash flow.

Take payment in instalments

Easily split a single invoice into a schedule of smaller instalment payments. It’s perfect if you’d like to spread the cost of your services over time or offer a payment plan for high-value items. Simply create a schedule of automatic GoCardless payments from a single Xero invoice.

  • Improve your cash flow Be less reliant on large, one-off payments, and spread  your business income across the year. Benefit from predictable, recurring revenue that is collected automatically.
  • Flexible payment plans Give your customers more flexibility to spread out the cost of your goods and services. Customise the way you split up your invoice into instalments to suit you and your clients.
  • Shrink your admin More payments doesn’t mean more admin. Your instalments are automatically collected and reconciled when the the invoice balance is complete.

About Xero

Get a real-time view of your cash flow.

Log in anytime, anywhere on your Mac, PC, tablet or phone to get a real-time view of your cash flow. It’s small business accounting software that’s simple, smart and occasionally magical.

Run your business on the go

Use a mobile app to reconcile, send invoices, or create expense claims - from anywhere.

Get paid faster with online invoicing

Send online invoices to your customers - and get updated when they’re opened.

Reconcile in seconds

Xero imports and categorises your latest bank transactions. Just click ok to reconcile.

"The GoCardless for Xero integration is a big plus. It was simple to set up and means we can collect payments on specific invoices directly from Xero."

Nick Hastings

Nick Hastings, Director of Business Development and Partnership, Hammerjack

How it works

Join over 20,000 businesses using GoCardless for Xero to improve their productivity

Get started with GoCardless for Xero in 5 steps


Connect your account

Get started in minutes by connecting your GoCardless and Xero accounts to the GoCardless for Xero App. See and manage all your GoCardless payments in one place.


Set up your customers

Your Xero customer data will be automatically synced so you can send out Direct Debit mandate requests via email. If you prefer, you can manually select customer records to send mandate requests to. Our online mandates take seconds for your customers to complete. You can even add a link to your website or engagement letter.


Add a pay now button to your invoices

Get paid on time by enabling your customers to set up a Direct Debit mandate with you straight from the invoiceFind out more.


Start collecting payments

Each time you create an invoice in Xero you can collect the payment automatically by Direct Debit on the invoice due date. Alternatively, you can manually collect payments for specific customers or by Xero branding themes. Collect payments in Australian, New Zealand, US & Canadian Dollars, British Pounds & Euros.


Automatically reconcile invoices

Once you’ve received a payment, the relevant invoice(s) will be marked as paid with the GoCardless fee posted as an expense automatically.

Connect today, take payments right away

Our Xero integration is free - no set up costs, no monthly fees and no hidden charges.

Start using GoCardless for Xero

GoCardless Ltd., Level 17, 120 Spencer St, Melbourne, VIC 3000, Australia

GoCardless is regulated by the Financial Conduct Authority in the United Kingdom as an Authorised Payment Institution to collect payments across Europe.