Latest articles
![A guide to merchant accounts for small businesses](https://images.ctfassets.net/40w0m41bmydz/6J9KrCbzMryjMmx8VOccbY/24c4924013b5c8b2067071409c2f1e69/CDT-878_Organic_content_thumbnail_starting_a_business_04.png?w=680&h=385&q=50&fm=png)
Check out our comprehensive guide to merchant accounts for small businesses.
![What is a Bank Identification Code (BIC code)?](https://images.ctfassets.net/40w0m41bmydz/33LdMfRjCq8PGe1JfsMLqM/007030c63416f7a3e624a9f0aaa0da2d/CDT-878_Organic_content_thumbnail_Internationalisation_04.png?w=680&h=385&q=50&fm=png)
BIC and SWIFT codes can be confusing, here is our simple guide.
![How to calculate customer acquisition cost (CAC)?](https://images.ctfassets.net/40w0m41bmydz/29QbOHiWf7BmGT4qi7Q9as/f2c201dbcea29392fa7c98cf52d781b4/CDT-878_Organic_content_thumbnail_subscription_03.png?w=680&h=384&q=50&fm=png)
Our comprehensive guide to calculating customer acquisition cost.
![Building a sustainable competitive advantage through payments](https://images.ctfassets.net/40w0m41bmydz/6xWIJ7Xp1Op74Tc6YycJuT/e1fd55d1161d5ea7516d983994c0d5cb/CDT-878_Organic_content_thumbnail_retention_04.png?w=680&h=384&q=50&fm=png)
See how payments can help with building and sustaining competitive advantage.
![What do net 30 payment terms mean?](https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/30d8f838eea63e4e80f4dcc6348372f6/CDT-878_Organic_content_thumbnail_accounting_01.png?w=680&h=384&q=50&fm=png)
Our full guide to net 30 payment terms for businesses.
![What does PSD2 mean for US businesses?](https://images.ctfassets.net/40w0m41bmydz/1NLhmytvQC8VTmhWbpymPB/fe913824c446987d2f70d18d9395fbde/CDT-878_Organic_content_thumbnail_regulation_03.png?w=680&h=385&q=50&fm=png)
We break down PSD2 and find out what it means to U.S. businesses.
![What is a discounted cash flow (DCF)?](https://images.ctfassets.net/40w0m41bmydz/5k4G6L6FU0Su0hb323lJ1M/477fa4933b4d468e63fdd2932ccfecec/CDT-878_Organic_content_thumbnail_cashflow_02.png?w=680&h=384&q=50&fm=png)
Our comprehensive guide to discounted cash flow models and analysis.
![Setting SMART Goals for Accounts Receivable](https://images.ctfassets.net/40w0m41bmydz/3lv39jEAGZJMI63ml7KHgk/0d6d0ca5899902cdc0fdf4a15144f1fd/CDT-878_Organic_content_thumbnail_cashflow_04.png?w=680&h=384&q=50&fm=png)
Improve your accounts receivable processes with objectives and goals...
![What is the formula for return on capital employed (ROCE)?](https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/30d8f838eea63e4e80f4dcc6348372f6/CDT-878_Organic_content_thumbnail_accounting_01.png?w=680&h=384&q=50&fm=png)
Find out how to calculate return on capital employed (ROCE).
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Want to learn how to take your business global? Here’s how to do it.
![Small business tax credits and your business](https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/e44a70a0cc8e2229bec6d3150cf4298a/CDT-878_Organic_content_thumbnail_accounting_03.png?w=680&h=384&q=50&fm=png)
Are you eligible for small business tax credits? Find out here.
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Calculating NPV? Here’s our net present value formula.
![An introduction to earnings before interest and taxes (EBIT)](https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/6f459d4bf82ba3bf286fc7770096379e/CDT-878_Organic_content_thumbnail_accounting_04.png?w=680&h=384&q=50&fm=png)
Earnings before interest and taxes measures your company’s profitability.
![An introduction to international financial reporting standards (IFRS)](https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/30d8f838eea63e4e80f4dcc6348372f6/CDT-878_Organic_content_thumbnail_accounting_01.png?w=680&h=384&q=50&fm=png)
IFRS provides an accounting framework for international businesses.
![An introduction to generally accepted accounting principles (GAAP)](https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/410f7ad17c2bd01cf571aa31b17f44a1/CDT-878_Organic_content_thumbnail_accounting_03.png?w=680&h=384&q=50&fm=png)
GAAP standardizes and regulates accounting across different industries.
![Small business guide to building the balance sheet](https://images.ctfassets.net/40w0m41bmydz/1HAMFCoLUiOfSdA4Gc7qN0/fa5de639040f8aa1bd6f5838603c8546/building-the-balance-sheet-thumbnail.jpg?w=680&h=401&fl=progressive&q=50&fm=jpg)
What is a balance sheet is & what does it tell you about your financial health?
![Payment preferences in the US: 2019 - 2020 snapshot](https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/4a0fe12ce5b28095abb2e5d3fefc6742/CDT-878_Organic_content_thumbnail_payments_02.png?w=680&h=384&q=50&fm=png)
How US businesses and consumers prefer to pay, and what it means for you.
![Payment methods are on a collision course with global business. But not for much longer.](https://images.ctfassets.net/40w0m41bmydz/4qnrcNErxzsIB5RzKdwVwI/718f28b2be620e9019f83c28c33cb61f/DgQXBOL.jpg?w=680&h=556&fl=progressive&q=50&fm=jpg)
The failure of B2B payments to be truly borderless is at odds with the very exercise it is primarily designed for - buying and selling things.
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Payment preference matters. Learn how SaaS businesses can win more subscribers.
![What Brexit means for the USA: A Small Business Guide](https://images.ctfassets.net/40w0m41bmydz/1bhKUs5MUt9IM5eBajoMfX/eed96bc0e1be62b2c827176c440142e4/CDT-878_Organic_content_thumbnail_entrepreneurship_01.png?w=680&h=384&q=50&fm=png)
We break down the main things your business should consider regarding Brexit.
![Private equity definition, how it works and pros & cons](https://images.ctfassets.net/40w0m41bmydz/1bhKUs5MUt9IM5eBajoMfX/eed96bc0e1be62b2c827176c440142e4/CDT-878_Organic_content_thumbnail_entrepreneurship_01.png?w=680&h=384&q=50&fm=png)
If your business is seeking investment, you need to understand private equity.
![Start-Up Costs: How Much Does It Cost to Start a Business?](https://images.ctfassets.net/40w0m41bmydz/MPK8UClmwoBy0gGxj670A/6b93da3ab28bcfb721dbb85dcdf8cada/CDT-878_Organic_content_thumbnail_growth_03.png?w=680&h=385&q=50&fm=png)
New business owners shouldn’t underestimate the cost of setting up a company...
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How to overcome one of the most significant barriers to growing your business.
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LTV. Churn. MRR. What else are you missing?