Latest articles
We searched for the most-asked questions about churn. Here are the answers.
![A guide to SaaS pricing models and strategies](https://images.ctfassets.net/40w0m41bmydz/1AxKsJ0DUiqLbUfveL8qLt/0ae1a38dc9c9d92b99e3a55cf80c2c13/CDT-878_Organic_content_thumbnail_subscription_04.png?w=680&h=384&q=50&fm=png)
Our comprehensive guide the most popular SaaS pricing models and strategies.
![How to protect your business from fraud](https://images.ctfassets.net/40w0m41bmydz/9uxVutGukjh6nqCwc9ceR/7bdd6100dc86e39c65336b1a71b678a8/CDT-878_Organic_content_thumbnail_regulation_04.png?w=680&h=385&q=50&fm=png)
For businesses across the country, fraud is a very serious problem.
![Threats and opportunities for subscription businesses going global](https://images.ctfassets.net/40w0m41bmydz/5X56DzO6KrmjTGAesziRAD/0b76f19ce61f31872aad94976019a5d0/blog___images___global.jpg?w=680&h=383&fl=progressive&q=50&fm=jpg)
Ahead of his keynote speech at the Subscription Summit 2020, GoCardless CMO Neil Morgan gives his take on the opportunities facing businesses of the booming global subscription economy; and the pitfalls to avoid when thinking about payments.
![Payment preferences, conversion and growth: How to gain an advantage in the B2B market](https://images.ctfassets.net/40w0m41bmydz/3yUkPYvHP9tWInHaweowOx/00c91c1d6b9cdc3af358a68eb5b94ed0/payment-preferences-in-b2b-open-access-hero.jpg?w=680&h=383&fl=progressive&q=50&fm=jpg)
Insights on payment preferences from over 4,000 businesses around the globe.
![How to improve subscription renewal rates](https://images.ctfassets.net/40w0m41bmydz/6xWIJ7Xp1Op74Tc6YycJuT/e1fd55d1161d5ea7516d983994c0d5cb/CDT-878_Organic_content_thumbnail_retention_04.png?w=680&h=384&q=50&fm=png)
Find out how to calculate, measure, improve renewal rates for your Saas business
![Is a subscription business model right for your company?](https://images.ctfassets.net/40w0m41bmydz/4eXAlVvNXB9bLdQ2ojR5VR/9194b7d35539a378b25e3b436d544c00/CDT-878_Organic_content_thumbnail_subscription_02.png?w=680&h=384&q=50&fm=png)
When should businesses consider moving to a subscription model?
![Advantages & disadvantages of Software as a Service (SaaS)](https://images.ctfassets.net/40w0m41bmydz/3T9825YI6ex1vE6pEiJusS/9df87cceef53776aa78c664d442b786d/CDT-878_Organic_content_thumbnail_subscription_01.png?w=680&h=384&q=50&fm=png)
Thinking about moving to the cloud? Here are the pros and cons.
![A guide to registering your business](https://images.ctfassets.net/40w0m41bmydz/6J9KrCbzMryjMmx8VOccbY/24c4924013b5c8b2067071409c2f1e69/CDT-878_Organic_content_thumbnail_starting_a_business_04.png?w=680&h=385&q=50&fm=png)
A simple guide to help you get started with your new business.
![[Report] Global payment preferences for recurring B2B purchases](https://images.ctfassets.net/40w0m41bmydz/4fg6rX8ZuFVOU78XgCwo2k/93d8af684a2273955e8f493567478595/Card_Carousel-Chargebee-G2-s_CEO_Consult_Webinar.jpg?w=680&h=410&fl=progressive&q=50&fm=jpg)
We surveyed 4,990 businesses across 9 markets to determine which payment methods businesses prefer for different use cases.
![What is an International Bank Account Number (IBAN)?](https://images.ctfassets.net/40w0m41bmydz/2vOwJw8ZDgss1xJMzY4KyB/c9399b965cc0ad2fc7ffe093003be37b/CDT-878_Organic_content_thumbnail_Internationalisation_01.png?w=680&h=385&q=50&fm=png)
Planning on making an international payment in Europe? You might need an IBAN.
![ACH: A guide to bank debit in the US](https://images.ctfassets.net/40w0m41bmydz/4P7mjkgJNic5FhX3RpCJZm/cac1164b47e0ceb2d69f8d5887ca2940/UK-02-ACH.png?w=680&h=905&q=50&fm=png)
![Accounting Rate of Return (ARR) | Definition & Formula](https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/6f459d4bf82ba3bf286fc7770096379e/CDT-878_Organic_content_thumbnail_accounting_04.png?w=680&h=384&q=50&fm=png)
A breakdown of everything you need to know when calculating ARR...
![Introducing ACH payments with GoCardless](https://images.ctfassets.net/40w0m41bmydz/30XWcHnvyWisfiCDABbBkp/4df2c7ffbd63518424f5956c42426c07/ACH-launch.png?w=680&h=360&q=50&fm=png)
GoCardless now supports ACH payments in the US
![5 ways GoCardless reduces the cost of collecting payments](https://images.ctfassets.net/40w0m41bmydz/3oSEyVXcP8D4fdBwceARNH/69c39a8f4781ffbc9eaf1d95e75664de/CDT-843_Costs__1_.png?w=680&h=383&q=50&fm=png)
How GoCardless helps your business save money.
![Go borderless: GoCardless launches the first global network designed for recurring payments](https://images.ctfassets.net/40w0m41bmydz/2xtxWRLNmDU21IUCZk8u6j/9598ada484004d6f7fe8875cde9f887f/borderless-blog-hero.png?w=680&h=385&q=50&fm=png)
Complete with foreign exchange, powered by Wise for Business.
![The Complete Guide to Bacs and Bacs Payments](https://images.ctfassets.net/40w0m41bmydz/1XPjuFP4z00oh6bFTzUtd2/418f77822dcf01e3dec6d1de3fa55178/bank_to_bank_narrow.jpg?w=680&h=371&fl=progressive&q=50&fm=jpg)
A guide on making payments in the UK: everything you need to know about Direct Debit, Bacs Direct Credit, CHAPS and Faster Payments.
![What is invoice discounting and how does it work?](https://images.ctfassets.net/40w0m41bmydz/2Oibn3HbjibXVsFRT0kCtp/faee108635284746e300d65f7bbdd16a/invoice-discounting.jpg?w=680&h=401&fl=progressive&q=50&fm=jpg)
Invoice discounting is a way to get money flowing into your business faster – here's how it works.
![What is invoice factoring and how does it work?](https://images.ctfassets.net/40w0m41bmydz/3HsDuiZNAry3ilDFCYESwp/aa835afe52aad5e9c250959cb552d97b/what-is-invoice-factoring-thumbnail.jpg?w=680&h=401&fl=progressive&q=50&fm=jpg)
Invoice factoring can boost cash flow and simplify business planning – could it work for you?
![What is reconciliation in accounting?](https://images.ctfassets.net/40w0m41bmydz/2sMHr8kYQLfy8PmBY8jNRW/d669f1d5d52b86b13cb91d6e79a1bc18/what-is-reconciliation-thumbnail.jpg?w=680&h=401&fl=progressive&q=50&fm=jpg)
There are a number of variants to this accounting process, useful for ensuring correct balances are recorded within accounts. This guide explains what they are, why reconciliation is important, and how to conduct reconciliation.
![What is Cloud Accounting & How Does it Work?](https://images.ctfassets.net/40w0m41bmydz/72sDL7Nh2xHOTPegGTf1Xu/ff70719a2f45b3d79181db2985f6cef4/what-is-cloud-accounting-thumbnail.jpg?w=680&h=401&fl=progressive&q=50&fm=jpg)
Cloud-based solutions abound in the digital age, with many of us using online software to manage our emails, our banking or our photo storage. So why not move your business’ accounting and bookkeeping needs to the cloud too?
![[Report] Consumer payment preferences for recurring purchases: 2019](https://images.ctfassets.net/40w0m41bmydz/1pCxAERGNZRLOJG6AIqUfN/6aaee50491257260f099151ace936bd8/guides_images_post-covers_payment-preferences-report-uk-hero.jpg?w=680&h=232&fl=progressive&q=50&fm=jpg)
12,785 consumers across 10 different markets share their payment preferences in 2019.
![Guide to automated payments and cash collection](https://images.ctfassets.net/40w0m41bmydz/7A4hVSAutmaCyb6nWal2Da/153ad1ff5ddbb4236ab41919a3f3ffe5/guides_images_post-covers_automated-payments-and-cash-collection-new-cover.jpg?w=680&h=233&fl=progressive&q=50&fm=jpg)
Getting paid on time is an ongoing challenge for small and medium-sized enterprises (SMEs). In this guide, we walk you through three automated payment options, and explain the key advantages (and disadvantages) of each as a cash collection method.
![10 important questions to ask when choosing a Direct Debit provider](https://images.ctfassets.net/40w0m41bmydz/7nsESSSqYKQDC065R0PlgT/f8f98ddd0b9fcc324f1947cbaab40711/guides_images_post-thumbnails_10-questions.jpg?w=680&h=401&fl=progressive&q=50&fm=jpg)
Are you using Direct Debit as a fast, efficient, low-cost method to collect regular fees, subscriptions or one-off payments from your customers? Or considering adding Direct Debit to your payments mix?