Latest articles
![Why Are US Companies Paying Suppliers Late?](https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/0fa548c97de33a4d6e83e55e14ebe897/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png?w=680&h=385&q=50&fm=png)
Why can large firms delay payments to their suppliers?
![B2B Credit Management: What Is It?](https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/ff93eea720ddffd34f559277350b2e09/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png?w=680&h=385&q=50&fm=png)
B2B credit management companies take all the guesswork out of B2B sales.
![Creating an Invoice for Consulting Services](https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/1a4db76980c57ad528170fc8323bd215/CDT-878_Organic_content_thumbnail_accounting_02.png?w=680&h=384&q=50&fm=png)
Wondering how to invoice clients? Here’s an A-Z of consulting fee invoices.
![How Does Cash Flow Help in Decision Making?](https://images.ctfassets.net/40w0m41bmydz/3lv39jEAGZJMI63ml7KHgk/0d6d0ca5899902cdc0fdf4a15144f1fd/CDT-878_Organic_content_thumbnail_cashflow_04.png?w=680&h=384&q=50&fm=png)
Discover why cash flow analysis is important for making decisions.
![What Is An Owner's Draw?](https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/30d8f838eea63e4e80f4dcc6348372f6/CDT-878_Organic_content_thumbnail_accounting_01.png?w=680&h=384&q=50&fm=png)
A straightforward guide to owner’s draw for small businesses.
![Creditors of Dissolved Companies](https://images.ctfassets.net/40w0m41bmydz/71hnonhomQX74z5mJzYU9v/62e3169320829aea2e034bc526e82c75/CDT-878_Organic_content_thumbnail_starting_a_business_03.png?w=680&h=385&q=50&fm=png)
Dissolved companies still have an obligation to their creditors.
![4 Small Business Challenges Everyone Faces](https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/634c3d6c15f6f5a44cdc7902230624cb/CDT-878_Organic_content_thumbnail_starting_a_business_02.png?w=680&h=385&q=50&fm=png)
Small business challenges can make or break a company.
![What Is the Expedited Funds Availability Act?](https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/5d945255bbbe0273ee5d256e730d19e7/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png?w=680&h=385&q=50&fm=png)
What is the EFAA and what are the types of holds on funds?
![What Are Guaranteed Payments LLC?](https://images.ctfassets.net/40w0m41bmydz/6WHe3j1iavLSRCjpQbJDWW/52bbeee7715930b5bd2c3b11a931680b/CDT-878_Organic_content_thumbnail_payment_options_01.png?w=680&h=385&q=50&fm=png)
Discover the pros and cons of LLC guaranteed payments.
![Understanding the Electronic Fund Transfer Act](https://images.ctfassets.net/40w0m41bmydz/4sDAgjBSEahHj35o4EwVmk/937f36ee26827fdfbf8f134c6c86c311/CDT-878_Organic_content_thumbnail_payment_options_03.png?w=680&h=385&q=50&fm=png)
Get the inside track on the Electronic Fund Transfer Act, right here.
![What Is Purchase Order Lead Time?](https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/363fe4fc00f88e50584ec8b5c005408b/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png?w=680&h=385&q=50&fm=png)
Reduce purchase order lead time for better inventory management.
![What Is an Annuity?](https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/5d945255bbbe0273ee5d256e730d19e7/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png?w=680&h=385&q=50&fm=png)
Could an annuity contract be right for you? Here’s what you need to know.
![What Is a Floating Interest Rate](https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/bd5d1c542730958ed8f5ad2cbc1c3ad3/CDT-878_Organic_content_thumbnail_payments_01.png?w=680&h=385&q=50&fm=png)
Floating interest rates can significantly affect your loan repayments.
![Payment methods to improve customer experience](https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/c7c603fc8617bd1196c127610ba2998c/CDT-878_Organic_content_thumbnail_payments_03.png?w=680&h=384&q=50&fm=png)
Make your website more user-friendly with the right types of payment methods.
![Employee Hiring: Small Business Checklist](https://images.ctfassets.net/40w0m41bmydz/4MeE0LMPQd9WpaUMAr3Utc/9ccfd42c0f53a69b5fcff6ffa22b6776/CDT-878_Organic_content_thumbnail_growth_02.png?w=680&h=385&q=50&fm=png)
Make sure to go through our checklist for hiring an employee.
![What Are Net Liquid Assets?](https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/6f459d4bf82ba3bf286fc7770096379e/CDT-878_Organic_content_thumbnail_accounting_04.png?w=680&h=384&q=50&fm=png)
![Defining Expense Ratio](https://images.ctfassets.net/40w0m41bmydz/3XJ0eVbjLo6c3kbDmMklvy/dbd96eefa4895595d05c3157d4d1704b/CDT-878_Organic_content_thumbnail_growth_01.png?w=680&h=385&q=50&fm=png)
Expense ratio represents the percentage of funds spent on operating fees.
![Benefits of Automatic Payments for SMBs](https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/c7c603fc8617bd1196c127610ba2998c/CDT-878_Organic_content_thumbnail_payments_03.png?w=680&h=384&q=50&fm=png)
Automatic payments make life easier for both company and client.
![How to Create a Predictable Cash Flow](https://images.ctfassets.net/40w0m41bmydz/5k4G6L6FU0Su0hb323lJ1M/477fa4933b4d468e63fdd2932ccfecec/CDT-878_Organic_content_thumbnail_cashflow_02.png?w=680&h=384&q=50&fm=png)
Create a predictable cash flow by minimizing outgoings and maximizing sales.
![[Webinar] Mastering Payments: How Re-Leased are saving $10,000 a month in bank fees through automation](https://images.ctfassets.net/40w0m41bmydz/4008HuBlo3Pl4O3IXsu132/7b779a58a6f37d29067b7e3795e7e529/MP02-Landing_page-Thumbnail_2560x1440.png?w=680&h=383&q=50&fm=png)
Hear how Re-Leased automated their payments process, reduced their DSO by 15 days and are now saving $10,000 a month in bank fees.
![[Webinar] Mastering Payments: Scale your Payments like a Cloud Native](https://images.ctfassets.net/40w0m41bmydz/2bpPIJYTvSW4Zr5DaPJv03/a2220fc1fee68a6f31cd357b241253f1/MP03-Landing_page-Thumbnail_2560x1440.png?w=680&h=383&q=50&fm=png)
Hear from Chargebee, Cuckoo and GoCardless about 
how they’ve leveraged cloud-based payments to scale and grow 
their businesses.
![What is a Smart Card?](https://images.ctfassets.net/40w0m41bmydz/4sDAgjBSEahHj35o4EwVmk/937f36ee26827fdfbf8f134c6c86c311/CDT-878_Organic_content_thumbnail_payment_options_03.png?w=680&h=385&q=50&fm=png)
Smart card reader software facilitates wireless payment processing.
![What Is a Cash Flow Budget?](https://images.ctfassets.net/40w0m41bmydz/7bkmN7MlYB2csDQe7HgpZI/3aed659fabd6d4265ef42f50e133d8b4/CDT-878_Organic_content_thumbnail_cashflow_01.png?w=680&h=384&q=50&fm=png)
Learn how to do a cash flow budget and why it’s important for your business.
![What Is Quote to Cash?](https://images.ctfassets.net/40w0m41bmydz/16nDXyBvzsLH5oKYHAxdJI/3f315ba1dff99db26e490e5abfb46040/CDT-878_Organic_content_thumbnail_starting_a_business_03.png?w=680&h=385&q=50&fm=png)
What does the quote to cash process involve? Here’s what to know.