GoCardless vs. Stripe

The right payment provider can give your business a competitive advantage, but should you choose GoCardless or Stripe? To help, here are 5 reasons brands are choosing GoCardless for recurring payments.

Join over 50,000 businesses collecting recurring payments using GoCardless

1. GoCardless is made for recurring payments

By focusing only on recurring payments, GoCardless has built a platform that is tailor-made for brands that collect repeating payments. GoCardless is made for subscriptions, invoices, and instalments. Every new feature and every product update is built solely to improve the experience of collecting recurring payments.

2.  GoCardless has created the first global network for recurring payments

GoCardless is the only global platform to collect recurring payments from your customers and settle them back in your home country in just one bank account, with FX dealt with automatically.

It's easy, predictable and comes with totally transparent pricing; leaving you to concentrate on what your business does best. Stripe covers a limited amount of ACH schemes, but it requires your business to have multiple bank accounts.

3. GoCardless has superior payment success rates

By building GoCardless on direct debit (ACH), a pull-based payment mechanism, around 97.5% of payments are collected successfully at the first time of asking, and with smart payment retries, businesses can increase this figure to as high as 99.5%.

While bank debit is available through Stripe, it's primarily known for processing card payments, which fail 10-15% of the time.

4. Friendly phone support for customers and payers

Making sure your business is always able to collect recurring payments is vital, as is ensuring your customers always enjoy an amazing payment experience. If you ever do need help, our award-winning support team is here to help. Unlike Stripe, you can simply pick up the phone and speak to us directly. We also offer email support.

5. GoCardless can complement Stripe’s card solution

Brands that offer 5 or more payment methods grow faster than those who offer 3 or less*. Plus, in many major markets and use cases, bank debit is the preferred payment method.

You don’t have to choose GoCardless or Stripe. You can create a diversified payment experience to satisfy all your customers by using both payment providers: GoCardless for ACH payments and Stripe for card payments.

*Source: The Subscribed Institute, Zuora

More reasons to choose GoCardless

200+ CRM and billing integrations

GoCardless directly integrates recurring payment collection into the likes of Zuora, Salesforce, Xero, Chargebee and over 200 more.

Trusted by over 50,000 businesses

GoCardless processes $13bn+ annually and has been funded by prestigious investors including Google Ventures and Salesforce Ventures.

Transparent pricing

With GoCardless, there are no setup costs or hidden fees. There is a 1% +$0.40 domestic transaction fee, capped at $4.

“We want our global customers to have access to simple and easy payment methods when purchasing DocuSign. We’re delighted to be working with GoCardless to offer Bank Debit as a payment option throughout the UK and Europe, to ensure customers are able to complete quick and easy transactions with DocuSign.”

Robin Joy, SVP of Digital, Demand & Web Sales, DocuSignRequest a call→ copy 10

Powerful integrations with subscription billing platforms and CRMs:

Ready to find out more? Speak to one of our experts

Contact sales

GoCardless Ltd., 600 California St, San Francisco, CA 94108, USA

GoCardless is regulated by the Financial Conduct Authority in the United Kingdom as an Authorised Payment Institution to collect payments across Europe.