GoCardless vs. Stripe
Lower transaction fees
Lower payment failure rate
Lower level of manual admin
A £500 transaction saves you over 37% compared to Stripe
Accepting a £500 payment with Stripe from a standard UK card will cost you £7.70. However, with GoCardless, that transaction costs just £4.80 on our Standard Plan.
* Pricing as of Jul 2024. Plans vary, see GoCardless and Stripe pricing
^ Based on market research for cards - not specific to Stripe’s offering
Why bank payments, not cards?
Lower transaction fees
Card payments are routed through a network of intermediaries, with each adding their fee.
Bank payments, by contrast, are direct account-to-account transfers with no intermediaries.
Lower payment failure rate
Cards expire or get lost and cancelled, resulting in failed payments.
Bank accounts do not expire and cannot be lost, meaning more successful payment collections.
Less manual admin
Card payment failures create a significant level of manual admin.
Bank payment admin with GoCardless can be automated, including reconciliation.
Ready for payments with lower fees and fewer failures?
We've processed around 17,000 direct bank payments in two years and not had a single payment failure, which is absolutely fantastic. That compares with card payments, where we get a lot of failures.
Rod Bull, Project Manager, NHS
Why choose GoCardless over Stripe?
Award-winning customer support
GoCardless’ Customer Support Team have won big awards, including European Contact Centre & Customer Service Awards (2022) and Best Small Customer Service Team (2021).
“I have been working with GoCardless for the past 6 years. Every step of our journey, GC have supported me throughout. I cannot think of a single person that has not tried to help or go above and beyond.”
Payers trust bank payments
Bank payment methods such as Direct Debit are well known and trusted in the UK. Indeed, 80% of Brits have at least one Direct Debit and the average consumer has six Direct Debits set up.
“When asked which payment method they trusted most, 89% of payers chose bank payments over card payments.”
Ease of setup and use
GoCardless is easy to set up and integrates with 350 popular business software platforms. Create payment plans in a few clicks inside the user-friendly merchant dashboard, or by API integration.
“We were ready to go within 24-48 hours, it was very, very easy. Everything from the day I registered has worked seamlessly.”
- Lee Drayton, Managing Director, LD Fitness
Get started with GoCardless
Ready for payments with lower fees and fewer failures?
Give GoCardless a go, and see why businesses on G2 prefer it to Stripe. Pay-as-you-go pricing. No commitments. Easy.
*90 Day Fee Free Offer Terms & Conditions
Promotion:
Get 90 days of fee free transactions when you sign up via the GoCardless website for a new GoCardless self-service account.
To welcome you to GoCardless, we are giving you 90 days without transaction fees (the “Promotion”)! You will not be charged any GoCardless transaction fees for transactions successfully collected by GoCardless during the Promotion Period*. *Up to a total transaction volume limit for the region you are located in:
United States: $75,000 USD
United Kingdom: £50,000 GBP
Eurozone: €70,000
Australia and New Zealand: $45,000 AUD/NZD
Canada: $80,000 CAD
Denmark: 400,000 DKK
Sweden: 600,000 SEK
How to Qualify
To qualify for the Promotion, you must be an Eligible Merchant and click on the “Claim Now” button in your GoCardless account.
Eligible Merchants
Eligible Merchants, as further described in the detailed terms and conditions below, are new, self-serve customers who sign up for a GoCardless account via the GoCardless website or via a partner integration, not including: Sage, Quickbooks, Salesforce, TeamUp, Recurly, Chargify, Asperato, Xero and Astral.
Start and end dates
3.1. The promotion period commences when an Eligible Merchant claims the offer by clicking on the “Claim Now” button in their GoCardless account (“Start Date”) and automatically ends at 23.59 GMT on the 90th day after the Start Date (“Promotion Period”).
3.2 GoCardless’ normal transaction fees will automatically apply after the Promotion Period. This means that if a transaction is created by an Eligible Merchant during the Promotion Period, but not successfully collected by GoCardless until after the Promotion Period, transaction fees will apply. Visit our pricing page for more information.