Collect Direct Debit
payments across Europe

GoCardless helps businesses to collect recurring payments from customers across Europe.

A local payments solution for global businesses

Direct Debit is a widely used payment method for recurring transactions across Europe, making up 21% of non-cash payments across the UK and Eurozone. Different countries operate separate Direct Debit schemes such as Bacs, SEPA and Autogiro.

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Maximise acquisition

Offer a local payment method

Capture more of the market

Minimise failure rates

Reduce payment failures

Prevent involuntary churn

Who we work with

The Guardian
Sage 50

GoCardless provides a single point of access to Direct Debit in Europe

Access multiple schemes through a single interface

Collect payments in 3 currencies via Bacs (UK, £), SEPA (Eurozone, €) and Autogiro (Sweden, SEK).

A completely whitelabel solution

Customize your payments journey for a seamless brand experience.

Integrate Direct Debit with your business

Build a custom integration with our powerful API or connect to your existing software through pre-built partner integrations.

Security & compliance built in

Out-of-the-box compliance with European Direct Debit scheme rules for Bacs, SEPA and Autogiro.

We partner with the best for effortless integrations


GoCardless Ltd., Sutton Yard, 65 Goswell Road, London, EC1V 7EN, United Kingdom

GoCardless is regulated by the Financial Conduct Authority in the United Kingdom as an Authorised Payment Institution to collect payments across Europe.