Skip to content

Bank Account Data for Lending

Make faster, lower-risk decisions on loans

Securely access your applicants’ bank account data in real time. So you can verify identity, income, credit risk, and more.

Sign upSee pricing
Make faster, lower-risk decisions on loans
Make faster, lower-risk decisions on loans

How it works

Features

Refresh data daily

Refresh data daily

Refresh your customers’ data up to 4x per day. And per open banking rules, they only need to reapprove every 90 days.

2,500+ banks and counting

2,500+ banks and counting

Your users can connect accounts from over 2,500 banks across the UK and Europe. With more always on the way.

Secure and regulated

Secure and regulated

No screen scraping or workarounds here. GoCardless is a licensed AISP, GDPR compliant, and is ISO 27001 certified.

Access 720 days of data

Access 720 days of data

Access all of your applicants’ income and expense data. To instantly get the full picture of their cash flow and creditworthiness.

Pricing

Free

Pay as you go

Bank account data

50 requisitions per month

Unlimited

Customisable end user UI

SubstractCircle icon grey 96x96
TickCircle icon green 96x96

Standard support

SubstractCircle icon grey 96x96
TickCircle icon green 96x96

Verification of company account

SubstractCircle icon grey 96x96
TickCircle icon green 96x96

Monthly fee

N/A

£100 / €100

Price per requisition per month

N/A

£0.25 / €0.25

Free

Bank account data

50 requisitions per month

Customisable end user UI

SubstractCircle icon grey 96x96

Standard support

SubstractCircle icon grey 96x96

Verification of company account

SubstractCircle icon grey 96x96

Monthly fee

N/A

Price per requisition per month

N/A

Pay as you go

Bank account data

Unlimited

Customisable end user UI

TickCircle icon green 96x96

Standard support

TickCircle icon green 96x96

Verification of company account

TickCircle icon green 96x96

Monthly fee

£100 / €100

Price per requisition per month

£0.25 / €0.25

Sign up in seconds

Getting started is easy

Ready to get started?

Contact salesGet API keys

Create an experience your users will love. Power your software solution with GoCardless Bank Account Data.