Bank Account Data for Lending
Make faster, lower-risk decisions on loans
Securely access your applicants’ bank account data in real time. So you can verify identity, income, credit risk, and more.
How it works
Build just one connection to GoCardless Bank Account Data. And we connect you to 2,300+ banks across the UK and Europe.
Features
Refresh data daily
Refresh your customers’ data up to 4x per day. And per open banking rules, they only need to reapprove every 90 days.
2,300+ banks and counting
Your users can connect accounts from over 2,300 banks across the UK and Europe. With more always on the way.
Secure and regulated
No screen scraping or workarounds here. GoCardless is a licensed AISP, GDPR compliant, and is ISO 27001 certified.
Access 720 days of data
Access all of your applicants’ income and expense data. To instantly get the full picture of their cash flow and creditworthiness.
“The integration with [GoCardless] helps improve our decision-making model... [and] significantly improve the user experience”
Didzis Ādmīdiņš, Chair of the Management Board, DelfinGroup
Pricing
Free | Pay as you go | |
|---|---|---|
Bank account data | 50 requisitions per month | Unlimited |
Customisable end user UI |  |  |
Standard support | | |
Verification of company account | | |
Monthly fee | N/A | £100 / €100 |
Price per requisition per month | N/A | £0.25 / €0.25 |
Free
Bank account data
50 requisitions per month
Customisable end user UI
Standard support
Verification of company account
Monthly fee
N/A
Price per requisition per month
N/A
Pay as you go
Bank account data
Unlimited
Customisable end user UI
Standard support
Verification of company account
Monthly fee
£100 / €100
Price per requisition per month
£0.25 / €0.25
Getting started is easy
It’s free to get started. Complete our quick, easy sign up form and get straight into the GoCardless Bank Account Data portal.
