New

Pay by Bank for recurring payments is now here

New

Pay by Bank for recurring payments is now here

New

Pay by Bank for recurring payments

Instant confirmation, same-day settlement, no chargebacks. New to the market — not new to us.

New

Pay by Bank for recurring payments

Instant confirmation, same-day settlement, no chargebacks. New to the market — not new to us.

New

Pay by Bank for recurring payments

Instant confirmation, same-day settlement, no chargebacks. New to the market — not new to us.

New

Pay by Bank for recurring payments

Instant confirmation, same-day settlement, no chargebacks. New to the market — not new to us.

1. Choose Pay by Bank

Begin setting up a payment

2. Enter details

Bank is pre-selected for recognised payers

3. Authenticate

Taken to banking app

4. Payment authorised

Set up is complete

1. Choose Pay by Bank

Begin setting up a payment

2. Enter details

Bank is pre-selected for recognised payers

3. Authenticate

Taken to banking app

4. Payment authorised

Set up is complete

1. Choose Pay by Bank

Begin setting up a payment

1. Choose Pay by Bank

Begin setting up a payment

Better for your business

Get paid faster

Same-day settlement. Funds in your account within hours, not days.

Collect more, chase less

Balance checks catch insufficient funds before you collect. Automatic retries handle the rest. No extra cost.

Bank-level fraud protection

Customers authenticate in their banking app. No card details and no chargebacks.

Every customer, one integration

100% UK bank coverage. Seamless routing between Pay by Bank and Direct Debit. Zero gaps.

Better for your business

Get paid faster

Same-day settlement. Funds in your account within hours, not days.

Collect more, chase less

Balance checks catch insufficient funds before you collect. Automatic retries handle the rest. No extra cost.

Bank-level fraud protection

Customers authenticate in their banking app. No card details and no chargebacks.

Every customer, one integration

100% UK bank coverage. Seamless routing between Pay by Bank and Direct Debit. Zero gaps.

Better for your business

Get paid faster

Same-day settlement. Funds in your account within hours, not days.

Collect more, chase less

Balance checks catch insufficient funds before you collect. Automatic retries handle the rest. No extra cost.

Bank-level fraud protection

Customers authenticate in their banking app. No card details and no chargebacks.

Every customer, one integration

100% UK bank coverage. Seamless routing between Pay by Bank and Direct Debit. Zero gaps.

Better for your business

Get paid faster

Same-day settlement. Funds in your account within hours, not days.

Collect more, chase less

Balance checks catch insufficient funds before you collect. Automatic retries handle the rest. No extra cost.

Bank-level fraud protection

Customers authenticate in their banking app. No card details and no chargebacks.

Every customer, one integration

100% UK bank coverage. Seamless routing between Pay by Bank and Direct Debit. Zero gaps.

Built for how you actually do business

Maximum

£450

Financial services

Loan payments and investment top-ups that adjust automatically when amounts change.

Maximum

£85

Insurance

Premiums change as risk changes. Collect the right amount without asking customers to approve every adjustment.

Maximum

£200

Energy and utilities

Collect actual usage, not estimates. Fewer credit balances, fewer correction bills, fewer frustrated customers.

Maximum

£120

Telecommunications

Overages and add-ons change monthly. Collect variable amounts from a single mandate.

Built for how you actually do business

Maximum

£450

Financial services

Loan payments and investment top-ups that adjust automatically when amounts change.

Maximum

£85

Insurance

Premiums change as risk changes. Collect the right amount without asking customers to approve every adjustment.

Maximum

£200

Energy and utilities

Collect actual usage, not estimates. Fewer credit balances, fewer correction bills, fewer frustrated customers.

Maximum

£120

Telecommunications

Overages and add-ons change monthly. Collect variable amounts from a single mandate.

Built for how you actually do business

Maximum

£450

Financial services

Loan payments and investment top-ups that adjust automatically when amounts change.

Maximum

£85

Insurance

Premiums change as risk changes. Collect the right amount without asking customers to approve every adjustment.

Maximum

£200

Energy and utilities

Collect actual usage, not estimates. Fewer credit balances, fewer correction bills, fewer frustrated customers.

Maximum

£120

Telecommunications

Overages and add-ons change monthly. Collect variable amounts from a single mandate.

Built for how you actually do business

Maximum

£450

Financial services

Loan payments and investment top-ups that adjust automatically when amounts change.

Maximum

£85

Insurance

Premiums change as risk changes. Collect the right amount without asking customers to approve every adjustment.

Maximum

£200

Energy and utilities

Collect actual usage, not estimates. Fewer credit balances, fewer correction bills, fewer frustrated customers.

Maximum

£120

Telecommunications

Overages and add-ons change monthly. Collect variable amounts from a single mandate.

"When you're dealing with millions of pounds, getting paid a couple of days early unlocks meaningful capital."

Tim Chong

Co-founder & CEO

"When you're dealing with millions of pounds, getting paid a couple of days early unlocks meaningful capital."

Tim Chong

Co-founder & CEO

"When you're dealing with millions of pounds, getting paid a couple of days early unlocks meaningful capital."

Tim Chong

Co-founder & CEO

"When you're dealing with millions of pounds, getting paid a couple of days early unlocks meaningful capital."

Tim Chong

Co-founder & CEO

From the team that gets recurring payments right

The recurring payments experts

15 years perfecting recurring payments for 100,000+ businesses. We know what works.

2019

First VRP transaction

Processed

The VRP pioneers

First to process VRP transactions in 2019. Years of refinement means better reliability.

Alex Smith

Analysing payment

Intelligence, built in

Balance checks, automatic retries, bank guess. All live from day one.

Proven at scale

We've seen 70% of UK payers over the past 15 years. Your payments are in safe hands.

From the team that gets recurring payments right

The recurring payments experts

15 years perfecting recurring payments for 100,000+ businesses. We know what works.

2019

First VRP transaction

Processed

The VRP pioneers

First to process VRP transactions in 2019. Years of refinement means better reliability.

Alex Smith

Analysing payment

Intelligence, built in

Balance checks, automatic retries, bank guess. All live from day one.

Proven at scale

We've seen 70% of UK payers over the past 15 years. Your payments are in safe hands.

From the team that gets recurring payments right

The recurring payments experts

15 years perfecting recurring payments for 100,000+ businesses. We know what works.

2019

First VRP transaction

Processed

The VRP pioneers

First to process VRP transactions in 2019. Years of refinement means better reliability.

Alex Smith

Analysing payment

Intelligence, built in

Balance checks, automatic retries, bank guess. All live from day one.

Proven at scale

We've seen 70% of UK payers over the past 15 years. Your payments are in safe hands.

From the team that gets recurring payments right

The recurring payments experts

15 years perfecting recurring payments for 100,000+ businesses. We know what works.

2019

First VRP transaction

Processed

The VRP pioneers

First to process VRP transactions in 2019. Years of refinement means better reliability.

Alex Smith

Analysing payment

Intelligence, built in

Balance checks, automatic retries, bank guess. All live from day one.

Proven at scale

We've seen 70% of UK payers over the past 15 years. Your payments are in safe hands.

Ready to get started?

Speak with our friendly Sales team about how we can bring your business the next generation of bank payments.

Ready to get started?

Speak with our friendly Sales team about how we can bring your business the next generation of bank payments.

Ready to get started?

Speak with our friendly Sales team about how we can bring your business the next generation of bank payments.

Ready to get started?

Speak with our friendly Sales team about how we can bring your business the next generation of bank payments.

100k+

Trusted by 100,000+ businesses globally, from small to enterprise.

$130bn

Over $130bn in processed payments per year. Regulated by the FCA.

30+

30+ countries, 13 methods, 8 currencies. One payments platform.

24/7

Our award-winning customer support team is here for anything you need.

Resources

About GoCardless

Work with us

Contact

Seen 'GoCardless Ltd' on your bank statement?

GoCardless Ltd, Sutton Yard, 65 Goswell Road, London, EC1V 7EN, United Kingdom

GoCardless Ltd (company registration number 07495895) is authorised by the Financial Conduct Authority under the Payment Services Regulations 2017, registration number 597190, for the provision of payment services.

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