Introducing US payments with GoCardless
By Olga ZapataSep 20191 min read
We are excited to announce that you can now take payments from customers in the US with GoCardless – using the ACH debit scheme.
The addition of US payments means that GoCardless users are now able to take payments from more than 30 countries around the world, enabling businesses to provide their customers with a consistent and best-in-class payment experience across multiple markets.
Why ACH debit?
ACH debit is becoming an increasingly popular choice for B2B payments in the US and is expected to be more widely used than traditional payment methods, like cheques, by 2020.
This is because of the significant benefits Bank Debit brings to both businesses and their customers. With ACH through GoCardless you can:
Increase payment visibility - Automate payment collection and reconciliation, and have full visibility over the status of your payments.
Reduce involuntary churn - Reduce failure rates to as low as 0.5% (compared to 10-15% with card payments) by avoiding errors caused by expired or lost cards, and credit limit breaches.
Transparent pricing - With no hidden fees or set up costs, ACH Debit with GoCardless offers competitive pricing with much lower rates than card networks.
How does ACH work?
ACH debit payments in the US are processed through the Automated Clearing House (ACH) network, which is run and regulated by the National Automated Clearing House Association (NACHA).
As with each of our Bank Debit schemes, GoCardless handles all the complex compliance and regulatory requirements, providing an easy way for businesses to get started taking payments globally.
Accessing ACH debit through GoCardless
Adding US payments to your account is fast and simple. If you are an existing GoCardless user, simply complete our ‘new scheme request’ form below and our Support team will add ACH debit to your account.
If you are new to GoCardless you can sign up for an account easily online or alternatively speak to one of our payment specialists.