Collect and reconcile payments automatically for any Xero invoice, whether recurring or ad hoc.
"We strongly advise our Xero clients to use GoCardless. It's quick to set up, improves cashflow and admin is reduced to almost nothing due to the automatic reconciliation."
Peter Czapp, Co-Founder & Director, The Wow Company, Accountancy Firm
GoCardless users spend 84% less time chasing
GoCardless users spend 76% less time reconciling
82% of GoCardless users have improved their business cash flow
To start collecting payments, your customer will need to complete an online ACH authorization form. We offer simple ways to invite new and existing Xero customers by link or editable email.
You’ll be giving customers an easy, one-time set up for all future payments, by asking them to complete an ACH authorization form. This gives you permission to collect money from their bank account.
Each time you create an invoice in Xero you can collect the payment automatically by ACH Debit on the invoice due date. Alternatively, you can manually collect payments for specific customers or by Xero branding themes.
Now that a ACH Debit is in place with your customer, GoCardless will email your customers in advance before every payment is collected.
Once you’ve received a payment, the relevant invoice(s) will be marked as paid with the GoCardless fee posted as an expense automatically.
ACH Debit is a one time customer set-up, then they can pay you on an ongoing basis without needing to lift a finger - saving them time and effort. They’ll be notified before every payment, and payments are protected by NACHA and the Regulation E.
GoCardless allows you to brand the online ACH authorization forms and notifications that your customers will see.
GoCardless is ISO27001 certified for information security management meaning security protocols across our business, services and products have been audited and certified with this widely recognised international standard. All payments are protected by NACHA and the Regulation E.
If a payment fails GoCardless will notify you via email. You then have the option to login and manually request we take the payment again.
GoCardless is regulated by the Financial Conduct Authority in the United Kingdom as an Authorised Payment Institution to collect payments across Europe.