Finance
![What is the private sector?](https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png?w=680&h=385&q=50&fm=png)
The private sector includes all for-profit businesses. Here’s why it’s important
![Why Do Small Businesses Need Financial Modelling?](https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/5b0f1156bf615151a0bac429e31a4c3a/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png?w=680&h=385&q=50&fm=png)
Take your business to the next level with financial modelling. Here’s how.
![How to navigate the Australian Payments Network](https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/5b0f1156bf615151a0bac429e31a4c3a/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png?w=680&h=385&q=50&fm=png)
The Australian Payments Network has published a guide for new fintech companies
![Set up a trust fund in Australia](https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png?w=680&h=385&q=50&fm=png)
![Aussie Forex checklist for traders](https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/ab6595e0746c4761673103f91e60dfb0/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png?w=680&h=385&q=50&fm=png)
Set up currency trades more efficiently with an Aussie Forex checklist
![Operating Budgets For Small Businesses](https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/5b0f1156bf615151a0bac429e31a4c3a/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png?w=680&h=385&q=50&fm=png)
Take control of your business costs by mastering your operating budget
![How Does Goodwill Affect Financial Statements?](https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/3ae40df185858aa2af4f16e4a8c05c24/CDT-878_Organic_content_thumbnail_accounting_02.png?w=680&h=384&q=50&fm=png)
Learn how goodwill affects financial statements and impairment accounting
![The Impact of a Bull Market on Investments](https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/ab6595e0746c4761673103f91e60dfb0/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png?w=680&h=385&q=50&fm=png)
What is the best investment strategy to follow during a bull market?
![What Is Superannuation?](https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png?w=680&h=385&q=50&fm=png)
Is your money working for you? Find out how to choose a superannuation fund.
![What Is Face Value?](https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/ab6595e0746c4761673103f91e60dfb0/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png?w=680&h=385&q=50&fm=png)
Find out what face value means & the difference between face & market value
![How Does Venture Capital Work?](https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png?w=680&h=385&q=50&fm=png)
Take your business to the next level with venture capital investment.
![What Are Quartiles?](https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png?w=680&h=385&q=50&fm=png)
Quartiles take the median of a data set one step further. Here’s how.
![What Is a Bear Market?](https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/5b0f1156bf615151a0bac429e31a4c3a/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png?w=680&h=385&q=50&fm=png)
Make wiser investments by understanding a bull and bear market.
![Guide to bank reconciliation (with a template)](https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/ab6595e0746c4761673103f91e60dfb0/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png?w=680&h=385&q=50&fm=png)
What is bank reconciliation? Learn more about how this works in accounting
![The Impact of a Bull Market on Investments](https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png?w=680&h=385&q=50&fm=png)
What is the best investment strategy to follow during a bull market?
![What Is a Finance Lease?](https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png?w=680&h=385&q=50&fm=png)
Is a finance lease or operating lease a better option for your business?
![What’s the Difference Between IAS and IFRS?](https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/7af330ebe1010da27970030e511a7e3e/CDT-878_Organic_content_thumbnail_accounting_01.png?w=680&h=384&q=50&fm=png)
What is IAS and why does it matter?
![Cryptocurrency regulations in Australia](https://images.ctfassets.net/40w0m41bmydz/9uxVutGukjh6nqCwc9ceR/d0e6d836956caf4dd8c83f3cc151e80a/CDT-878_Organic_content_thumbnail_regulation_04.png?w=680&h=385&q=50&fm=png)
Is cryptocurrency legal in Australia? The answer is a resounding yes
![Risk management guide for businesses](https://images.ctfassets.net/40w0m41bmydz/7KSgCvElsk5XSo9NpGooKu/b1f3a44085d639cf9ca5937f829f3ec9/CDT-878_Organic_content_thumbnail_starting_a_business_01.png?w=680&h=385&q=50&fm=png)
Learn to identify, assess, and mitigate risks with a risk management plan
![Guide to the Reserve Bank of Australia](https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png?w=680&h=385&q=50&fm=png)
Discover the primary goals of the Reserve Bank of Australia in this guide
![Sales forecasting and why it matters for your business](https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png?w=680&h=385&q=50&fm=png)
Find out how sales forecasting can help you run your business
![The cash ratio and what it tells you about your business](https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png?w=680&h=385&q=50&fm=png)
Find out how to calculate the cash ratio of your business
![Why is Cash Flow Management Important?](https://images.ctfassets.net/40w0m41bmydz/3lv39jEAGZJMI63ml7KHgk/cc36ee1ff7b63344da8645adeb2e4372/CDT-878_Organic_content_thumbnail_cashflow_04.png?w=680&h=384&q=50&fm=png)
We explain cash flow management and why it’s so important for SMEs
![Benefits of Alternative Payment Methods for Small Businesses](https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/15f09dbf96e6d4f11cb8ea2b536cf1f5/CDT-878_Organic_content_thumbnail_payments_01.png?w=680&h=385&q=50&fm=png)
We examine how alternative payment methods benefit your business and customers