Finance
![What Is Break-Even Analysis?](https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png?w=680&h=385&q=50&fm=png)
Want to know how to do break-even analysis? Find out here.
![What is capital budgeting?](https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png?w=680&h=385&q=50&fm=png)
Capital budgeting is the process of deciding which investments to pursue.
![What are intangible assets?](https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png?w=680&h=385&q=50&fm=png)
Intangible assets are non-physical items that offer long-term value.
![The importance of COGS for SaaS businesses](https://images.ctfassets.net/40w0m41bmydz/29QbOHiWf7BmGT4qi7Q9as/d9043030aae3d8673a28b444b1281b82/CDT-878_Organic_content_thumbnail_subscription_03.png?w=680&h=384&q=50&fm=png)
COGS refers to the direct costs of selling and delivering your products.
![How does EBITDA help with financial management?](https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png?w=680&h=385&q=50&fm=png)
EBITDA is used to measure the financial health and stability of your business.
![[Webinar] An introduction to fintech for small businesses: Finance and challenger banks](https://images.ctfassets.net/40w0m41bmydz/6nXoUuI35lgxvg1EaALWO9/4d1ab8ef1b6618eca70ccb125a192637/Webinar-Series-An_Introduction_to_Fintech_EP3-thumbnail-2475x1400.jpg?w=680&h=385&fl=progressive&q=50&fm=jpg)
Do you still find financing or banking a hassle in your business? With fintech, they don't have to be. We spoke with the Small Business Commissioner, Capital on Tap, and Tide to show you how.
![[Webinar] An introduction to fintech for small businesses: Payments, reconciliation & forecasting](https://images.ctfassets.net/40w0m41bmydz/3cqzsqSfWf9olj79mYUt6z/9e68786360d00aa11cc251b1982b1729/Webinar-Series-An_Introduction_to_Fintech_EP2-thumbnail-2475x1400.jpg?w=680&h=385&fl=progressive&q=50&fm=jpg)
Do you still find payments, reconciliation, or forecasting a hassle in your business? With fintech, they don't have to be. We spoke with the Small Business Commissioner and Intuit to show you how.
![[Webinar] An introduction to fintech for small businesses: Pricing and invoicing](https://images.ctfassets.net/40w0m41bmydz/3KhFzQSKYPyjH36wJykWPg/bef6c794fc3b80e749da332d7e94892a/Webinar-Series-An_Introduction_to_Fintech_EP1-thumbnail-2475x1400.jpg?w=680&h=385&fl=progressive&q=50&fm=jpg)
Do you still find pricing or invoicing a hassle in your business? With fintech, they don't have to be. We spoke with the Small Business Commissioner, GoProposal, and Xero to show you how.
![How to implement value-based pricing](https://images.ctfassets.net/40w0m41bmydz/4MeE0LMPQd9WpaUMAr3Utc/45ccb4db4f710fd665aa89213ebb0ab0/CDT-878_Organic_content_thumbnail_growth_02.png?w=680&h=385&q=50&fm=png)
Explore our value-based pricing definition, right here.
![Accounts receivable: everything you need to know](https://images.ctfassets.net/40w0m41bmydz/3lv39jEAGZJMI63ml7KHgk/cc36ee1ff7b63344da8645adeb2e4372/CDT-878_Organic_content_thumbnail_cashflow_04.png?w=680&h=384&q=50&fm=png)
Understand accounts receivable in more depth with GoCardless.
![What is a wire transfer?](https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png?w=680&h=384&q=50&fm=png)
Find out what information is needed for a wire transfer, and more, right here.
![What is remittance advice for Bacs payments?](https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png?w=680&h=384&q=50&fm=png)
Discover more about Bacs payment remittance advice with GoCardless.
![How to chase an overdue invoice](https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png?w=680&h=385&q=50&fm=png)
See our overdue invoice letter template, right here.
![What are debt consolidation loans for bad credit?](https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png?w=680&h=385&q=50&fm=png)
Is debt consolidation a bad idea? Get the inside track with our guide.
![What is a risk-free interest rate?](https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png?w=680&h=385&q=50&fm=png)
Risk-free interest rate is a theoretical return on an investment with zero risk.
![When Should Your Business Issue an Invoice?](https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png?w=680&h=385&q=50&fm=png)
At what point should your business issue an invoice? Read on to learn more.
![ROAS vs. ROI: what’s the difference?](https://images.ctfassets.net/40w0m41bmydz/4DgVCZKwwwFL2NT1pKIv9w/cbd196c0084de3c425efaff27768d274/CDT-878_Organic_content_thumbnail_growth_02.png?w=680&h=385&q=50&fm=png)
Understand the difference between ROI and ROAS with our definitive guide.
![How to Finance a Small Business with Bad Credit](https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png?w=680&h=385&q=50&fm=png)
Is getting a small business loan with bad credit possible? Read on to find out.
![What is the debt-to-capital ratio?](https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png?w=680&h=385&q=50&fm=png)
Explores the ins and outs of debt-to-capital ratio analysis.
![Automatic reconciliation: pros and cons](https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png?w=680&h=385&q=50&fm=png)
Explore the advantages and disadvantages of automated reconciliation tools.
![What is purchase requisition?](https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png?w=680&h=385&q=50&fm=png)
Explore the ins and outs of purchase requisition with our simple guide.