Use cases for Autogiro

Autogiro is ideal for collecting recurring payments and for invoicing customers in Sweden.


The Autogiro scheme is for merchants who want to collect payments from customers in Sweden, denominated in krona.

Autogiro is great for...

  • Regular payments such as membership fees and subscription payments. With Autogiro, customer retention rate is much higher as churn due to card expiry is completely eliminated. Gyms, charities and web hosting companies are great examples.
  • Invoicing for services where instant payment is not required. Accountancies and marketing agencies are good examples.
  • Account customers who have an ongoing relationship with the merchant. Autogiro automates the collection process and lets customers simplify the way they pay. Wholesalers are a good example.

Autogiro isn’t so good for...

  • Transactions which need immediate clearing. Autogiro payments are not instant.
  • Liquid assets and high value goods, such as cars or currency. Tight customer protections are built in to the Autogiro scheme. These protections give customers the right to a refund if they have been incorrectly charged. The protection can make this a target for fraudsters.

Autogiro payments through GoCardless

Our online API, dashboard and partner integrations make it easier and cheaper to access the Autogiro system:

  • Online businesses: We have a simple API that can integrate with your website or CRM. The API allows you to automate the manual processes associated with other providers.
  • Invoicing: Our API allows you to build automatic reconciliation into your invoicing software.
  • Small businesses: There’s no need to talk to your bank or find a software solution to access Autogiro. All you need to do is sign up with GoCardless.

To find out more about collecting Autogiro with GoCardless visit our website.

‹ View table of contents Next page ›

Latest features

How Direct Debit can drive key SaaS metrics

How can Direct Debit impact the numbers you care most? Find out as we explain the relationship between Direct Debit and four key SaaS success metrics.

How to maximise Direct Debit uptake

From automation and flexibility to low transaction costs and low failure rates, the benefits of Direct Debit have even more impact when more customers are using it. Find out how you can encourage more of your customers to pay by Direct Debit.

Hidden costs of business that can eat up your investment

Some business costs have a habit of dropping under the radar – until you reach scale and it turns out that they represent a major cost to your profitability.

View all


Reference guides

View all

By using this site you agree to the use of cookies for analytics, personalised content and ads. Learn more