iDEAL

iDEAL is an e-commerce payment system used in the Netherlands, based on online banking.


Payment type Bank transfer
Description iDEAL is an e-commerce payment system used in the Netherlands, based on online banking. Introduced in 2005 by a consortium of all the major Dutch banks, this payment method allows customers to buy on the internet using direct online transfers from their bank account.
Currency € (Euro)
Key markets Netherlands
Key fact More than 30 million iDEAL payments are made every month.
Payment use case eCommerce, One-off transactions
Benefits Real-time
Considerations Designed for one-off payments. Can be coupled with SEPA Direct Debit for recurring payments.
Example merchants Blizzard Entertainment, Etsy, HelloFresh
Additional facts + figures
    60% of online transactions in the Netherlands are made with iDEAL.

‹ View table of contents Next page ›

Latest features

Your top cash flow questions answered

We took a look around the internet to find the most-asked questions about cash flow. Here are the answers.

5 steps for a successful transition from invoicing to subscription billing

If you bill your regular customers on a recurring basis, take advantage of subscription billing and bring more predictable revenue to your business. In this guide, we walk through 5 steps to moving to a subscription model.

The small business guide to purchase orders

When your business buys goods or services, it’s important to keep track of what you’ve ordered and how much it will cost you. Setting up a purchase order system can improve your business’ efficiency, tighten stock controls and save you money.

View all


Reference guides

View all