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BreadcrumbResourcesAlternatives to cards across Europe

Giropay

Giropay enables German customers to make immediate payments and bank transfers.

Payment type Bank transfer
Description Like SOFORT and iDEAL, Giropay is based on online interbanking and enables German customers to make immediate payments and transfers. Customers are required to login to their bank by entering a PIN before purchase, increasing the security of the transaction.
Currency € (Euro)
Key markets Germany
Key fact 16% of all online transactions in Germany are processed by Giropay.
Payment use case eCommerce, One-off transactions
Benefits Real-time
Considerations Customers are directed away during the checkout flow. Designed for one-off payments.
Example merchants Lufthansa, Microsoft, DHL
Additional facts + figures
    40 million shoppers in Germany pay by Giropay.

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