GoCardless for small businesses
Free to set up, no contract required
Collect recurring & one-off payments
No more chasing late payments
Save time and money
Direct Debit is simple to set up and easy to manage, with GoCardless doing all the heavy-lifting.
GoCardless integrates with over 350 different software packages so we've got you covered.
Automate your payments and reconciliation. No more wasted time on manual financial admin.
With GoCardless, you don’t have to rely on your clients remembering to pay on time. Saving you all those costly hours chasing up late payments.
* Pricing as of Aug 2025. Fees differ by provider.
^ Based on market research. Payment success rates vary.
You can use GoCardless through our dashboard, custom integration or a partner.
If you’re already using billing, accounting and CRM software, connecting GoCardless to your account via our seamless integration is easy to set up.
On average GoCardless merchants spend 59% less time managing payments.
Collect recurring and one-off payments in a straightforward way
1%
+ £/€0.20
per transaction, capped at £/€4. An additional fee of 0.3% applies to UK Bank Debit payments above £ 2,000.
Full fee structure
2% +£0.20 for international transactions.
VAT applies to all fees
Boost your payments with a smart way to recover failures, enhanced customer verification and full customisation
1.25%
+ £/€0.20
per transaction, capped at £/€5. An additional fee of 0.3% applies to UK Bank Debit payments above £ 2,000.
Full fee structure
2.25% +£0.20 for international transactions.
VAT applies to all fees
Take full control of your payments with end-to-end fraud protection and access to all features
1.4%
+ £/€0.20
per transaction, capped at £/€5.60. An additional fee of 0.3% applies to UK Bank Debit payments above £ 2,000.
Full fee structure
2.4% +£0.20 for international transactions.
VAT applies to all fees
"Xero has chosen GoCardless as its best-in-class solution for Direct Debit and it shows."
Pay as you go pricing, with low transaction fees and no monthly contract, plus the ability to automate collection and reconciliation to reduce financial admin. Super simple to set up. Get started in minutes!