Latest articles
![Index Linked Definition and Examples](https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png?w=680&h=385&q=50&fm=png)
Can you fight off inflation with an index linked bond?
![How Do Hedging Strategies Work?](https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png?w=680&h=384&q=50&fm=png)
Hedging strategies can mitigate risk in a volatile stock market.
![What Does a Hedge Fund Manager Do?](https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png?w=680&h=385&q=50&fm=png)
What is a hedge fund manager, and what are their goals?
![[Webinar] Getting Started with Instant Bank Pay](https://images.ctfassets.net/40w0m41bmydz/1Yborynxzd4dx7TuIrPCzp/1081dcaf062f8e758d3381e9f82be792/Open-Banking-101-Pardot_Hero_CTA_002x2.jpg?w=680&h=332&fl=progressive&q=50&fm=jpg)
Join our webinar and discover three new ways you can use open banking with Instant Bank Pay
![What Is a Minimum Payment On a Credit Card?](https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png?w=680&h=384&q=50&fm=png)
Everything you need to know about minimum payments on your credit card.
![FICO Score: How To Calculate and Why It Matters](https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png?w=680&h=385&q=50&fm=png)
We look at how your FICO score is calculated and why it’s important.
![What Are the Different Types of Credit Score?](https://images.ctfassets.net/40w0m41bmydz/6WHe3j1iavLSRCjpQbJDWW/5fe4d276f95ca8886483f6b46a9d7c38/CDT-878_Organic_content_thumbnail_payment_options_01.png?w=680&h=385&q=50&fm=png)
FICO and VantageScore are the two most common models for credit reports.
![Down Payments Explained](https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png?w=680&h=384&q=50&fm=png)
What you need to know about business down payments and personal endeavours.
![Cash Inflows Explained and Examined](https://images.ctfassets.net/40w0m41bmydz/5k4G6L6FU0Su0hb323lJ1M/97fdddc6dcb29082ef205e494cfed58f/CDT-878_Organic_content_thumbnail_cashflow_02.png?w=680&h=384&q=50&fm=png)
Cash inflow quite literally refers to any money going into a business.
![GoCardless Environmental Action Day](https://images.ctfassets.net/40w0m41bmydz/32guCa6IwbG5XMPDOVaF4x/e0cce3e138d7f45bd60115250390143a/Screenshot_2021-10-27_at_18.30.38.png?w=680&h=385&q=50&fm=png)
Hear how our team members are helping to make positive environmental change
![Celebrating Black History Month: Proud to be a Black lawyer](https://images.ctfassets.net/40w0m41bmydz/48NV8nF4fhChroLwXQWdPA/024e6f55615e4824f611a181ce7abf5a/BHM_2021_Employee_Spotlights_blog_post_Umeadi.jpg?w=680&h=385&fl=progressive&q=50&fm=jpg)
In the final instalment of our employee spotlight series, we talk to UmeadiÂ
![What Does Escalation Mean?](https://images.ctfassets.net/40w0m41bmydz/4sDAgjBSEahHj35o4EwVmk/8647f82c8b7dbd51262467012c9d732e/CDT-878_Organic_content_thumbnail_payment_options_03.png?w=680&h=385&q=50&fm=png)
The escalation meaning is used frequently in finance. Here’s how it works.
![What Is CFR In Accounting](https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/7af330ebe1010da27970030e511a7e3e/CDT-878_Organic_content_thumbnail_accounting_01.png?w=680&h=384&q=50&fm=png)
![What Is Transaction Banking?](https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png?w=680&h=384&q=50&fm=png)
Find out what is transaction banking and the role it plays
![Understanding materiality in accounting](https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png?w=680&h=384&q=50&fm=png)
Materiality lets a business ignore accounting standards to simplify finances
![Surplus Definition And Examples](https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png?w=680&h=384&q=50&fm=png)
Find out what a surplus is for businesses and consumers
![Empowering women at GoCardless: 3 lessons from Ursula Dolton, CTO, British Heart Foundation](https://images.ctfassets.net/40w0m41bmydz/78MU5sdnkd3SmkEXvuiZGS/d9c85b69e7093869786510b2de0b5c7e/Blog_InspiringLeanIn_Hero_2475x1400.jpg?w=680&h=385&fl=progressive&q=50&fm=jpg)
Discover more about Inspiring Lean In circles at GoCardless
![Gratuity - Definition and Calculation](https://images.ctfassets.net/40w0m41bmydz/6WHe3j1iavLSRCjpQbJDWW/5fe4d276f95ca8886483f6b46a9d7c38/CDT-878_Organic_content_thumbnail_payment_options_01.png?w=680&h=385&q=50&fm=png)
![What is Legal Tender UK](https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png?w=680&h=384&q=50&fm=png)
![Payment in Lieu of Notice (PILON)](https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png?w=680&h=384&q=50&fm=png)
We explore how Payment in Lieu of Notice (PILON) works.
![What Does it Mean When a Payment is Pending](https://images.ctfassets.net/40w0m41bmydz/4sDAgjBSEahHj35o4EwVmk/8647f82c8b7dbd51262467012c9d732e/CDT-878_Organic_content_thumbnail_payment_options_03.png?w=680&h=385&q=50&fm=png)
A simple guide to understanding pending payments.
![What is a Payment Holiday](https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png?w=680&h=385&q=50&fm=png)
![Celebrating Black History Month: Proud to be African, Gay, a Son, a Brother, a Friend, a GeeCee](https://images.ctfassets.net/40w0m41bmydz/RTbzX4zM4bsuAzvIyjLqE/585cf22df006e914ef02e39a95cebcad/BHM_2021_Employee_Spotlights_blog_post_eddy.jpg?w=680&h=385&fl=progressive&q=50&fm=jpg)
Meet Eddy in the third instalment of our employee spotlight series
![[On-Demand] Open Banking 101](https://images.ctfassets.net/40w0m41bmydz/q4bqg6E1GYXXxHqgdkiMQ/6e00fa22f86225cc63e9ee4cebac2369/Open-Banking-101-Pardot_Hero_CTA_002x2.jpg?w=680&h=332&fl=progressive&q=50&fm=jpg)
Hear speakers from GoCardless and Open Banking Excellence as they demystify open banking and explain how businesses can use it to future proof their strategies