BreadcrumbResourcesDirect Debit RFP Guide

List of Direct Debit Providers & Solutions

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The GoCardless content team comprises a group of subject-matter experts in multiple fields from across GoCardless. The authors and reviewers work in the sales, marketing, legal, and finance departments. All have in-depth knowledge and experience in various aspects of payment scheme technology and the operating rules applicable to each. The team holds expertise in the well-established payment schemes such as UK Direct Debit, the European SEPA scheme, and the US ACH scheme, as well as in schemes operating in Scandinavia, Australia, and New Zealand. See full bio

Last editedApr 20221 min read

Typically, your company will be looking for credit card or Direct Debit payments. We list the relevant providers for Direct Debit below.

Direct Debit specialists

A Direct Debit specialist is a company that only provides Direct Debit (and no other payment method.) It is often worth picking a specialist Direct Debit provider because they are more likely to be experts in the payment method and be able to maximise your conversion, minimise failure rates, and act as trusted advisors. It may also be that they are integrated into other software that you are already using (e.g. Zuora, Salesforce), which argues for using them over a full-service provider.

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Direct Debit specialists serving the UK:

Bureaus

A Direct Debit Bureau is a third party which submits payments into the Direct Debit system on your behalf. Finding the right one isn't always easy. Here is a list of the most widely used Direct Debit providers.

GoCardless
Fastpay
Eazipay
Rapidata
First Capital Cashflow
AccessPay
Eazy Collect
Smartdebit
London & Zurich

Management software

Bottomline
Fundtech

Full-service providers

The advantage of full-service providers is that they often cover all of your needs in one integration. The downside, however, is that you typically have to do more yourself (e.g. to use Direct Debit, you may also need to register with your bank, a process that takes months and can be expensive). Moreover, they often have outdated APIs and may not integrate with your chosen solution, which can cause huge amounts of work and problems further down the line.