Direct Debit schemes across the Globe

Direct Debit is a widely used payment method across the globe. Different territories operate different schemes such as Bacs in the UK, SEPA across the Eurozone and BECS in Australia.

Schemes supported by GoCardless

GoCardless provides a single point of access to Europe’s largest Direct Debit schemes. Learn more about each scheme below, or get in touch to speak to our payments expert.

UK

Bacs

Currency: GBP


Automated payments are at the very centre of the UK’s financial system, providing an essential service for both consumers and organisations. Bacs is the company which runs Direct Debit in the UK. 74% of all recurring payments are made by Direct Debit.

Eurozone

SEPA

Currency: EUR


SEPA Direct Debit is a Europe-wide Direct Debit system that allows merchants to collect Euro-denominated payments from accounts in the 19 SEPA countries and associated territories.

Key markets:

Germany, Austria, France, Spain and The Netherlands

Sweden

Autogiro

Currency: SEK


Bg Autogiro is a Direct Debit scheme for collecting Krona-denominated payments from a bank account in Sweden. Approximately eight out of ten Swedes use Autogiro with the average customer paying five to seven bills per month via Autogiro.

Schemes coming soon to GoCardless

The advantage of Direct Debit with GoCardless

Integrate Direct Debit with your business

Build custom integrations with our API or connect to existing software through pre-built integrations.

Maximise customer acquisition

Seamlessly embed one of Europe’s most popular payment methods into your checkout flow.

Eliminate involuntary churn

Reduce failure rates to as low as 0.5% by avoiding errors caused by expired or lost cards, and credit limit breaches.


Ready to get started?

Get in touch with our global payment experts to find out more

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