FAQ Friday – How much does it cost to process Direct Debit payments?
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Last editedSep 2025
Understanding Direct Debit charges and fees is vital for any business. At GoCardless, our commitment to transparency means clear pricing: just 1% + 20p, capped at £4 per transaction on our Standard plan. This capped fee is particularly beneficial for high-value payments, as your costs don't proportionally increase, a key differentiator from many percentage-based card payment solutions, where fees can quickly escalate.
The cost of processing Direct Debit payments varies between providers – some offer flat rates, others have a number of additional charges and monthly or yearly fees to consider.
In this week’s FAQ Friday, Marketing Manager, Andrea, talks us through how much it costs to process Direct Debit payments through:
- Your bank
- A bureau
- GoCardless
