With instalment payments, you can split the cost of an item into several manageable amounts, making it easier for customers to say yes. Another payment tool for your belt.
Skip expensive card fees by billing via bank payments. Cut your payment costs by 56%.
Automate admin
Easily see the status of any payment from any customer, any time. And if you connect GoCardless to your accounting system, reconciliation is automatic.
End late payments
You don’t have to rely on your customers remembering to pay invoices on time. Saving you all those costly hours chasing up late payments.
Connect your existing software
Use our easy-to-use online dashboard, or connect GoCardless to the software you already use.
Instalment payments are perfect for:
Collecting flexible instalments
With GoCardless, you can collect flexible recurring payments and give your customers greater control, whether it's weekly, monthly or quarterly. For example, you can spread the cost of £1000 into three monthly payments with the first being £500, and the remainder £250.
Taking equal instalments
With GoCardless, you can break the sum into equal instalments – like paying £3000 over three months at £1000 each. As soon as the instalment plan is completed, the payments will be stopped automatically.
Collecting flexible instalments
With GoCardless, you can collect flexible recurring payments and give your customers greater control, whether it's weekly, monthly or quarterly. For example, you can spread the cost of £1000 into three monthly payments with the first being £500, and the remainder £250.
Taking equal instalments
With GoCardless, you can break the sum into equal instalments – like paying £3000 over three months at £1000 each. As soon as the instalment plan is completed, the payments will be stopped automatically.
A payments partner that makes getting paid effortless
Payment failure rates as low as 0.5%
Reduce your failed payments. Successfully collect 99% of instant, one-off payments – and 97.3% of automated, recurring payments – on the first try.
Source: GoCardless Payment Success Rates, 2025
We have a payment failure rate of only 0.4%, and many of those are rectified instantly upon retrying the payment.
Damian Clements, Finance Director, Yorkshire Energy
See how GoCardless compares
✅ Skip high fees
✅ Skip high failure rates
GoCardless avoids the complexity of card networks.
✅ Forget late payments
✅ Forget chasing customers
GoCardless payments are collected automatically on the due date.
✅ Customers control a standing order
✅ You control a Direct Debit
Take back control of your cash with GoCardless.
* Pricing as of Aug 2024. Fees differ by provider. See our pricing
^ Based on market research. Payment success rates vary. See the report
Estimated monthly saving compared to card payment fees
--
Cost saving based on 2021 market research for card payments.
Estimated time saving per month not chasing late payments
--
Time saving based on 2024 market research by Xero.
How it works
Get started without any obligations. Just tell us a few details about your business for security purposes, verify your account, and start collecting cardless payments, hassle-free.
Manage everything in our easy-to-use online dashboard. Or seamlessly connect to 350+ partner systems to manage everything there.
Add GoCardless to your invoices, website, or anywhere else, for your customers to make instant, one-off payments. Or to automate payments for a customer, direct them to an online form to complete a quick, one-time setup.
Our award-winning support team is here to help, whenever you need. Reach out by email or phone. Or check out our handy guides in our Customer Hub.
Partner search
Connect with your accounting software
GoCardless seamlessly integrates with over 350 billing, accounting and CRM platforms including Salesforce, Quickbooks and Xero. Search for your partner to find out more.
Trusted by 100,000+ businesses. Of all sizes. Worldwide.
Optimising recurring payments
"When customers choose GoCardless, they stay with us for longer and they convert better."
International coverage
“We use a single integration for Direct Debit in the UK, Sweden and Germany”
67% reduction in debtor days
“The whole accounting process is faster and we’ve eliminated billing errors."
Preferred by customers
“70% of our European customers have chosen GoCardless over credit card to make their payments.”
90% renewal rate
"We wanted an end-to-end subscription model. GoCardless helps make that possible."
50-85% adoption
“For us, it means we get paid reliably and on time with better visibility into our payments data.”
To welcome you to GoCardless, we are giving you 90 days without transaction fees (the “Promotion”)! You will not be charged any GoCardless transaction fees for transactions successfully collected by GoCardless during the Promotion Period*.
*Up to a total transaction volume limit for the region you are located in:
United States: $10,000 USD
United Kingdom: £5,000 GBP
Eurozone: €5,000 EUR
Australia and New Zealand: $10,000 AUD/NZD
Canada: $10,000 CAD
Denmark: 50,000 DKK
Sweden: 70,000 SEK
To qualify for the Promotion, you must be an Eligible Merchant and click on the “Claim Now” button in your GoCardless account.
To qualify for the Promotion, you must be an Eligible Merchant.
3.1. The promotion period commences when an Eligible Merchant signs up for a GoCardless account (“Start Date”) and automatically ends at 23.59 GMT on the 90th day after the Start Date (“Promotion Period”).
3.2 GoCardless’ normal transaction fees will automatically apply after the Promotion Period. This means that if a transaction is created by an Eligible Merchant during the Promotion Period, but not successfully collected by GoCardless until after the Promotion Period, transaction fees will apply. Visit our pricing page for more information.
