Latest articles
![How to Set Up Direct Debit for Small Business](https://images.ctfassets.net/40w0m41bmydz/7E7Fam33tCYE7tX0mevtaf/bf92651b5e4a52acb5d1fe19f26ba53c/CDT-878_Organic_content_thumbnail_payment_options_02.png?w=680&h=385&q=50&fm=png)
We make Direct Debit accessible to small businesses.
![What is a CHAPS Payment?](https://images.ctfassets.net/40w0m41bmydz/6WHe3j1iavLSRCjpQbJDWW/5fe4d276f95ca8886483f6b46a9d7c38/CDT-878_Organic_content_thumbnail_payment_options_01.png?w=680&h=385&q=50&fm=png)
We break down everything you need to know about CHAPS payments and transfers.
![7 tips to improve your cash flow](https://images.ctfassets.net/40w0m41bmydz/7DLe4dghxeYE2jzXWA5FOG/42c5f1a58f97fd768c0646ee8df8d2b4/CDT-878_Organic_content_thumbnail_cashflow_03.png?w=680&h=384&q=50&fm=png)
There are a number of ways to improve Cash Flow, here are 7 top tips.
![How to Reduce Customer Churn](https://images.ctfassets.net/40w0m41bmydz/4oLG74m0hCJ9cPt8YqAJqT/07713d06291768e19aa9feb6b3415ca9/CDT-878_Organic_content_thumbnail_retention_02.png?w=680&h=384&q=50&fm=png)
Churn reduction is one of the biggest challenges in Saas, here are our top tips.
![An Overview of Small Business Grants](https://images.ctfassets.net/40w0m41bmydz/4MeE0LMPQd9WpaUMAr3Utc/45ccb4db4f710fd665aa89213ebb0ab0/CDT-878_Organic_content_thumbnail_growth_02.png?w=680&h=385&q=50&fm=png)
A guide to small business grants and how to apply for them.
![How to Create an Invoice](https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png?w=680&h=384&q=50&fm=png)
Step by step instructions on creating your first invoice...
![Start-Up Costs: How Much Does It Cost to Start a Business?](https://images.ctfassets.net/40w0m41bmydz/MPK8UClmwoBy0gGxj670A/af66be13d7e24068f305667683e99a6e/CDT-878_Organic_content_thumbnail_growth_03.png?w=680&h=385&q=50&fm=png)
New business owners shouldn’t underestimate the cost of setting up a company...
![The Pros and Cons of Outsourcing Payroll](https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/7af330ebe1010da27970030e511a7e3e/CDT-878_Organic_content_thumbnail_accounting_01.png?w=680&h=384&q=50&fm=png)
What are the risks, advantages and drawbacks to outsourcing payroll?
![Is a subscription business model right for your company?](https://images.ctfassets.net/40w0m41bmydz/4eXAlVvNXB9bLdQ2ojR5VR/944ea53794c3c7dc5b71387e4828a2f3/CDT-878_Organic_content_thumbnail_subscription_02.png?w=680&h=384&q=50&fm=png)
When should businesses consider moving to a subscription model?
![How to Calculate Late Payment Interest](https://images.ctfassets.net/40w0m41bmydz/6xWIJ7Xp1Op74Tc6YycJuT/6cd9c2df38275ea0d3acd91b268eaf7e/CDT-878_Organic_content_thumbnail_retention_04.png?w=680&h=384&q=50&fm=png)
For many businesses, late payments aren’t the exception, they’re the rule.
![How Much Does It Cost to Outsource Payroll?](https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png?w=680&h=384&q=50&fm=png)
How much does it cost to outsource payroll? We’ve crunched the numbers...
![What’s the Difference Between Cash Flow and Profit?](https://images.ctfassets.net/40w0m41bmydz/6964Yu202pPp8juqYdLKtI/ae05a8fe7956c617fbc90ee689851f15/CDT-878_Organic_content_thumbnail_cashflow_01.png?w=680&h=384&q=50&fm=png)
Cash flow and profit are very different, and if you’re a business owner...
![Top 8 Accounts Receivable Process Improvement Ideas](https://images.ctfassets.net/40w0m41bmydz/7lYZlQQBBF1JitvIXOL7EU/c6a7591bf6214b375fbf76a9112c9ac8/CDT-878_Organic_content_thumbnail_cashflow_02.png?w=680&h=384&q=50&fm=png)
Our top 8 tactics for improving your business' Accounts Receivable processes.
![Payment preferences, conversion and growth: How to gain an advantage in the B2B market](https://images.ctfassets.net/40w0m41bmydz/3yUkPYvHP9tWInHaweowOx/00c91c1d6b9cdc3af358a68eb5b94ed0/payment-preferences-in-b2b-open-access-hero.jpg?w=680&h=383&fl=progressive&q=50&fm=jpg)
Insights on payment preferences from over 4,000 businesses around the globe.
![[Report] Global payment preferences for recurring B2B purchases](https://images.ctfassets.net/40w0m41bmydz/4fg6rX8ZuFVOU78XgCwo2k/70243c578b7edeb8083c457101198e8e/Card_Carousel-Chargebee-G2-s_CEO_Consult_Webinar.jpg?w=680&h=410&fl=progressive&q=50&fm=jpg)
We surveyed 4,990 businesses across 9 markets to determine which payment methods businesses prefer for different use cases.
![What’s the best payment method to fuel the subscription economy?](https://images.ctfassets.net/40w0m41bmydz/1oNRIDHXqW02KoCIhCpWIN/6c750f262d53853820f0d884ffc5d825/invoice-to-subscription.jpg?w=680&h=402&fl=progressive&q=50&fm=jpg)
Where should your search for the perfect payment method start? That depends on what you’re offering - or more specifically, how you’re offering it.
![Payment methods are on a collision course with global business. But not for much longer.](https://images.ctfassets.net/40w0m41bmydz/4qnrcNErxzsIB5RzKdwVwI/718f28b2be620e9019f83c28c33cb61f/DgQXBOL.jpg?w=680&h=556&fl=progressive&q=50&fm=jpg)
The failure of B2B payments to be truly borderless is at odds with the very exercise it is primarily designed for - buying and selling things.
![The 10 most valuable events for UK accountants in 2020](https://images.ctfassets.net/40w0m41bmydz/4EdGgbf5wuYEn2EVXuTpm6/4dc9bd84b93ca0560982f52249bd4cf8/most-valuable-accountant-events-2020-hero.jpg?w=680&h=385&fl=progressive&q=50&fm=jpg)
Generate CPD credits, and make new contacts to learn from and generate new work.
![Getting an invoice paid on time is better than Christmas presents, say UK SMBs](https://images.ctfassets.net/40w0m41bmydz/3Mev7qNuZMZRObVpOFSH56/c896ca20e6dbc996e671dca2e32e84c4/paid-christmas.jpg?w=680&h=383&fl=progressive&q=50&fm=jpg)
Find out how managing payment is impacting SMBs this Christmas.
![Payment terms: An overview](https://images.ctfassets.net/40w0m41bmydz/4fnVfisijE0znkRFBBOBP2/8169b206d6e95e7781f5eae4b762ad1a/payment-terms-overview-hero.jpg?w=680&h=385&fl=progressive&q=50&fm=jpg)
Payment terms remove uncertainty around when you'll get paid, helping cash flow.
![Migrating To TLSv1.2: What you need to know](/content-platform/static/816e9048c2a134da3e79b8677556ad0f/c3dac/gocardless-hero.png)
Find out about new security changes to our API.
We searched for the most-asked questions about churn. Here are the answers.
![Your top questions about growth answered](https://images.ctfassets.net/40w0m41bmydz/1Vowvm6fI2j3HKwGN7EfGX/041d1573aa9489b68dac29c2b8fb1709/top-questions-growth-hero.jpg?w=680&h=385&fl=progressive&q=50&fm=jpg)
We searched for the most-asked questions about growth. Here are the answers.
![[On demand] Xerocon Distilled webinar: Cash flow and festive cheer](https://images.ctfassets.net/40w0m41bmydz/3cledQ1IzITdQdUucrgrUn/a216a9098efbc0492db62b688053cbde/Screenshot_2019-12-16_at_12.10.42.png?w=680&h=378&q=50&fm=png)
With Xerocon over for another year, here are the big takeaways distilled down into something more practical.