Lower transaction fees
Lower payment failure rate
Lower level of manual admin
Accepting a £500 payment with Stripe from a standard UK card will cost you £7.70. However, with GoCardless, that transaction costs just £4.00 on our Standard Plan (excluding VAT).
* Pricing as of Jul 2024. Plans vary. Excludes VAT
^ Based on market research for cards - not specific to Stripe’s offering
Card payments are routed through a network of intermediaries, with each adding their fee.
Bank payments, by contrast, are direct account-to-account transfers with no intermediaries.
Cards expire or get lost and cancelled, resulting in failed payments.
Bank accounts do not expire and cannot be lost, meaning more successful payment collections.
Card payment failures create a significant level of manual admin.
Bank payment admin with GoCardless can be automated, including reconciliation.
We've processed around 17,000 direct bank payments in two years and not had a single payment failure, which is absolutely fantastic. That compares with card payments, where we get a lot of failures.
Rod Bull, Project Manager, NHS
Collect recurring and one-off payments in a straightforward way
1%
+ £/€0.20
per transaction, capped at £/€4. An additional fee of 0.3% applies to UK Bank Debit payments above £ 2,000.
Full fee structure
2% +£0.20 for international transactions.
VAT applies to all fees
Boost your payments with a smart way to recover failures, enhanced customer verification and full customisation
1.25%
+ £/€0.20
per transaction, capped at £/€5. An additional fee of 0.3% applies to UK Bank Debit payments above £ 2,000.
Full fee structure
2.25% +£0.20 for international transactions.
VAT applies to all fees
Take full control of your payments with end-to-end fraud protection and access to all features
1.4%
+ £/€0.20
per transaction, capped at £/€5.60. An additional fee of 0.3% applies to UK Bank Debit payments above £ 2,000.
Full fee structure
2.4% +£0.20 for international transactions.
VAT applies to all fees
Estimate your monthly fees and savings based on your business revenue
What is the monthly cost?
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Estimated monthly saving compared to card payment fees
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Estimated time saving per month not chasing late payments
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GoCardless’ Customer Support Team have won big awards, including European Contact Centre & Customer Service Awards (2022) and Best Small Customer Service Team (2021).
“I have been working with GoCardless for the past 6 years. Every step of our journey, GC have supported me throughout. I cannot think of a single person that has not tried to help or go above and beyond.”
Bank payment methods such as Direct Debit are well known and trusted in the UK. Indeed, 80% of Brits have at least one Direct Debit and the average consumer has six Direct Debits set up.
“When asked which payment method they trusted most, 89% of payers chose bank payments over card payments.”
GoCardless is easy to set up and integrates with 350 popular business software platforms. Create payment plans in a few clicks inside the user-friendly merchant dashboard, or by API integration.
“We were ready to go within 24-48 hours, it was very, very easy. Everything from the day I registered has worked seamlessly.”
- Lee Drayton, Managing Director, LD Fitness
Give GoCardless a go, and see why businesses on G2 prefer it to Stripe. Pay-as-you-go pricing. No commitments. Easy.