Latest articles
![Understanding current assets](https://images.ctfassets.net/40w0m41bmydz/7E7Fam33tCYE7tX0mevtaf/bf92651b5e4a52acb5d1fe19f26ba53c/CDT-878_Organic_content_thumbnail_payment_options_02.png?w=680&h=385&q=50&fm=png)
Any asset expected to be converted into cash within one year is a current asset.
![Introducing GoCardless’ new Customer Hub...](https://images.ctfassets.net/40w0m41bmydz/38NbBJceXW7XRN5cTMbxk4/02189045a61b00026c2f994e873f94d4/Blog_Hero_2475x1400_1.jpg?w=680&h=385&fl=progressive&q=50&fm=jpg)
We’ve launched a new Customer Hub, find out more today.
![Stay Protected with Secure Online Payments](https://images.ctfassets.net/40w0m41bmydz/6WHe3j1iavLSRCjpQbJDWW/5fe4d276f95ca8886483f6b46a9d7c38/CDT-878_Organic_content_thumbnail_payment_options_01.png?w=680&h=385&q=50&fm=png)
What is the most secure online payment system? Protect yourself from hacks.
![Top-Down vs. Bottom-Up Forecasting](https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/c2a49f965c1ca260efbf74fa7de724d5/CDT-878_Organic_content_thumbnail_accounting_03.png?w=680&h=384&q=50&fm=png)
Top-down forecasting may paint a better picture but bottom-up is more realistic.
![The Bottom Line and What it Means](https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png?w=680&h=385&q=50&fm=png)
Discover the difference between the top and bottom line meaning.
![What Is Capital Expenditure?](https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png?w=680&h=384&q=50&fm=png)
Capital expenditure can have a positive impact on the profits of a business.
![How to Manage Money in a Small Business](https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png?w=680&h=385&q=50&fm=png)
Use these tips to keep your business finances healthy and geared for growth.
![What Is a Good Rate of Growth for a Small Business?](https://images.ctfassets.net/40w0m41bmydz/4MeE0LMPQd9WpaUMAr3Utc/45ccb4db4f710fd665aa89213ebb0ab0/CDT-878_Organic_content_thumbnail_growth_02.png?w=680&h=385&q=50&fm=png)
Business growth of 15-25% is ideal for small businesses.
![What Are Dormant Direct Debit Rules?](https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png?w=680&h=384&q=50&fm=png)
The dormancy direct debit rule protects bill payers, but can also lead to issues
![How to Set Up VAT Direct Debit for Business](https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png?w=680&h=384&q=50&fm=png)
Use VAT Direct Debit to simplify your value added tax payments.
![Finance Lease vs. Operating Lease](https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png?w=680&h=385&q=50&fm=png)
Learn the key differences between finance lease vs. operating lease.
![Best Small Business Apps in 2021](https://images.ctfassets.net/40w0m41bmydz/3XJ0eVbjLo6c3kbDmMklvy/d6ffbf37891528a5c6c3c0ec5afadf12/CDT-878_Organic_content_thumbnail_growth_01.png?w=680&h=385&q=50&fm=png)
Learn about the best small business apps to help organise & grow your business.
![[Report] The global payment timings index 2021](https://images.ctfassets.net/40w0m41bmydz/5ub7ZuljD6oXChFKiOCWkk/77fd9d1233e5a62b348fd13f9e551baa/BDT-1626_blog_header_22.jpg?w=680&h=385&fl=progressive&q=50&fm=jpg)
How quickly does your business get paid compared to the industry benchmark? We looked at over 40 million payments from 65,000 businesses to find out.
![What Are the Different Types of Taxpayers?](https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png?w=680&h=385&q=50&fm=png)
Who needs to file a tax return? It depends on the type of taxpayer.
![How To Calculate Variance](https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png?w=680&h=384&q=50&fm=png)
Find out how to calculate variance within your business
![Line of Credit (LOC) Definition & Examples](https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png?w=680&h=385&q=50&fm=png)
How is a line of credit different from a business loan or credit card?
![Advantages of Bacs Payments](https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png?w=680&h=384&q=50&fm=png)
Learn about the advantages of Bacs payments for your business.
![What Is Companies House?](https://images.ctfassets.net/40w0m41bmydz/9uxVutGukjh6nqCwc9ceR/d0e6d836956caf4dd8c83f3cc151e80a/CDT-878_Organic_content_thumbnail_regulation_04.png?w=680&h=385&q=50&fm=png)
Companies House is the first place to turn for information on limited companies.
![Bills vs invoices: what is the difference?](https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/e9e10dd2b73d81324bb513390803bb19/CDT-878_Organic_content_thumbnail_accounting_01.png?w=680&h=384&q=50&fm=png)
Discover the subtle differences between billing and invoicing
![How to Measure Customer Retention](https://images.ctfassets.net/40w0m41bmydz/5xFvgvKKPk8PUdxig1s530/6fe1cb17784eb9af46855b5186ee93ff/CDT-878_Organic_content_thumbnail_retention_03.png?w=680&h=384&q=50&fm=png)
We look at how to measure and improve your customer retention.
![Top 10 Marketing Tools For Small Business](https://images.ctfassets.net/40w0m41bmydz/4MeE0LMPQd9WpaUMAr3Utc/45ccb4db4f710fd665aa89213ebb0ab0/CDT-878_Organic_content_thumbnail_growth_02.png?w=680&h=385&q=50&fm=png)
List of the best digital marketing tools for small businesses
![[Webinar] Mastering Payments: Insights from Epson on a customer-centric approach to payments](https://images.ctfassets.net/40w0m41bmydz/2Ka7N8iSAYUBhStFKhO6AC/3f593ff7dd6be390b89c7e6f90e28853/MP01-Landing_page-Thumbnail_2560x1440.png?w=680&h=383&q=50&fm=png)
Discover how Epson has tackled international expansion with a customer-first approach to payments. Hear how Epson has benefitted from introducing Direct Debit across Europe, including improved conversion and customer acquisition.
![What is a Parent Company?](https://images.ctfassets.net/40w0m41bmydz/6J9KrCbzMryjMmx8VOccbY/1c9169bd8b582ffb4c816e4496134130/CDT-878_Organic_content_thumbnail_starting_a_business_04.png?w=680&h=385&q=50&fm=png)
Parent companies and how to become one explained