GoCardless for small businesses
The easy way to accept Direct Debit payments
Free to set up, no contract required
Collect recurring & one-off payments via BECS
No more chasing late payments
Save your business time and money


Used by 100,000+ businesses. Small to enterprise. Globally.
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78% of businesses using GoCardless say it reduced stress
Quick and easy to set up
GoCardless is simple to set up - there are no setup costs, hidden fees or contract needed. We also give you 90 days with no transaction fees (T&Cs apply).
Forget expensive card fees
We collect direct bank payments via BECS. Meaning no card network fees. And with all that wasted admin time cut away, the savings really stack up.
Save your team time on admin
Easily see the status of any payment from any client, at any time. And if you connect GoCardless to your accounting software, reconciliation is automatic.
Say goodbye to late payments
With GoCardless, you don’t have to rely on your clients remembering to pay on time. Saving your business all those costly hours chasing up late payments.
Mörk Chocolate's cash flow improved by 85% with GoCardless
“Without GoCardless we would need an accountant or a debts collection person, so that’s a massive direct saving of about $90,000 a year.”
Kiril Shaginov, Co-Founder of Mörk Chocolate

How it works

The easy way for your customers to pay


Connect to your software and save hours of financial admin
You can use GoCardless through our dashboard, custom integration or a partner.
If you’re already using billing, accounting and CRM software, connecting GoCardless to your account via our seamless integration is easy to set up.
On average GoCardless merchants spend 59% less time managing payments. (Source)
FAQs
Who is GoCardless for?
With GoCardless, businesses collect payments directly from customer’s bank accounts. Whether domestic or international, one-off or recurring, scheduled or instant. We do it all – quick, easy, and secure.
Where can my customers be based?
Collect direct bank payments in 30+ countries, including Australia, New Zealand, the UK, USA, the Eurozone, Sweden, Denmark and Canada. Collect payments in your customers’ currency and settle in your own, at the real exchange rate.
Is it easy to switch my customers to GoCardless?
Moving a group of customers with existing Direct Debits with another provider over to GoCardless is straightforward. Go through a simple step-by-step process and switch customers without disrupting any existing mandates.
How do I receive the funds that I have collected with GoCardless?
The funds collected are paid directly into your bank account. With GoCardless, our fees are deducted automatically.
When do I receive my payment?
All payments are paid out two working days from when the payment was collected. We don’t hold back any of your funds in reserve.
What are the hidden fees?
There aren’t any! We want to be as transparent with you as possible and offer a pay-as-you-go pricing model with no contract or long-term commitment required.
Ready to get started?
Pay as you go pricing, with low transaction fees and no monthly contract, plus the ability to automate collection.
Get started in minutes. No upfront commitment.