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Collect instalment payments

With instalment payments, you can split the cost of an item into several manageable amounts, making it easier for customers to say yes. Another payment tool for your belt.

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Forget expensive fees

Forget expensive fees

Skip expensive card fees by billing via bank payments. Cut your payment costs by 56%. (Source).

Automate admin

Automate admin

Easily see the status of any payment from any customer, any time. And if you connect GoCardless to your accounting system, reconciliation is automatic.

End late payments

End late payments

You don’t have to rely on your customers remembering to pay invoices on time. Saving you all those costly hours chasing up late payments.

Connect your existing software

Connect your existing software

Use our easy-to-use online dashboard, or connect GoCardless to the software you already use.

Instalment payments are perfect for:

Collecting flexible recurring payments

Collecting flexible recurring payments

With GoCardless, you can collect variable recurring payments and give your customers greater flexibility, whether it's weekly, monthly or quarterly. For example, you can spread the cost of £1000 into three monthly payments with the first being £500, and the remainder £250.

Taking equal recurring instalments

Taking equal recurring instalments

With GoCardless, you can break the sum into equal instalments – like paying £3000 over three months at £1000 each. As soon as the instalment plan is completed, the payments will be stopped automatically.

  • Collecting flexible recurring payments

    Collecting flexible recurring payments

    With GoCardless, you can collect variable recurring payments and give your customers greater flexibility, whether it's weekly, monthly or quarterly. For example, you can spread the cost of £1000 into three monthly payments with the first being £500, and the remainder £250.

  • Taking equal recurring instalments

    Taking equal recurring instalments

    With GoCardless, you can break the sum into equal instalments – like paying £3000 over three months at £1000 each. As soon as the instalment plan is completed, the payments will be stopped automatically.

A payments partner that makes getting paid effortless

Payment failure rates as low as 0.5%

Reduce your failed payments. Successfully collect 99% of instant, one-off payments – and 97.3% of automated, recurring payments – on the first try.

Source: GoCardless Payment Success Rates, 2025

Variable Recurring Payments mean we get cash quicker. When you're dealing with millions of pounds, getting paid a couple of days early unlocks meaningful capital.

Tim Chong, Co-founder and CEO, Yonder
Card payments

See how GoCardless compares

* Pricing as of Aug 2024. Fees differ by provider. See our pricing

^ Based on market research. Payment success rates vary. See the report

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How it works

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Connect with your accounting software

GoCardless seamlessly integrates with over 350 billing, accounting and CRM platforms including Salesforce, Quickbooks and Xero. Search for your partner to find out more.

    Connect with your accounting software
    Connect with your accounting software

    Trusted by 85,000+ businesses. Of all sizes. Worldwide.

    • Optimising recurring payments

      Optimising recurring payments

      "When customers choose GoCardless, they stay with us for longer and they convert better."

    • International coverage

      International coverage

      “We use a single integration for Direct Debit in the UK, Sweden and Germany”

    • 67% reduction in debtor days

      67% reduction in debtor days

      “The whole accounting process is faster and we’ve eliminated billing errors."

    • Preferred by customers

      Preferred by customers

      “70% of our European customers have chosen GoCardless over credit card to make their payments.”

    • 90% renewal rate

      90% renewal rate

      "We wanted an end-to-end subscription model. GoCardless helps make that possible."

    • 50-85% adoption

      50-85% adoption

      “For us, it means we get paid reliably and on time with better visibility into our payments data.”

    Ready to give instalment payments a try?

    Create an instalment payment

    Pay as you go pricing, with low transaction fees and no monthly contract. Get started in minutes.

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