Business Management
![What is a debenture?](https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png?w=680&h=385&q=50&fm=png)
Learn about debentures and how they can help businesses secure extra funding
![What is business consolidation?](https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/8e96f2a109090b699099c6b89af1c34c/CDT-878_Organic_content_thumbnail_starting_a_business_02.png?w=680&h=385&q=50&fm=png)
Business consolidation can help cut costs and improve operational efficiency
![A complete guide to interim reports](https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png?w=680&h=384&q=50&fm=png)
Interim reports are financial statements for periods of less than one year.
![Burn Rate: what it is and how to calculate it](https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png?w=680&h=385&q=50&fm=png)
Find out how much cash your business is burning through
![What is share of wallet (SOW)?](https://images.ctfassets.net/40w0m41bmydz/6J9KrCbzMryjMmx8VOccbY/1c9169bd8b582ffb4c816e4496134130/CDT-878_Organic_content_thumbnail_starting_a_business_04.png?w=680&h=385&q=50&fm=png)
Share of wallet refers to the amount that consumers spend on a particular brand
![Income Statement](https://images.ctfassets.net/40w0m41bmydz/6eb6wtrFrpjdGUisBaD0MM/27fb194300db3d9a432be44ecab0b158/CDT-878_Organic_content_thumbnail_accounting_03.png?w=680&h=384&q=50&fm=png)
Income statements are one of the most important financial documents
![How to Improve Your Billing Process](https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png?w=680&h=384&q=50&fm=png)
Improve your company’s customer billing process with five simple steps
![Finding the best online invoice tool](https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png?w=680&h=385&q=50&fm=png)
Online invoice tools can help your company streamline the invoicing process
![What Is Product-Market Fit?](https://images.ctfassets.net/40w0m41bmydz/MPK8UClmwoBy0gGxj670A/af66be13d7e24068f305667683e99a6e/CDT-878_Organic_content_thumbnail_growth_03.png?w=680&h=385&q=50&fm=png)
Learn how to achieve product-market fit with our comprehensive guide
![What is bank reconciliation?](https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png?w=680&h=384&q=50&fm=png)
Learn how to do bank reconciliation, step by step, with our handy guide
![What is reverse factoring?](https://images.ctfassets.net/40w0m41bmydz/71hnonhomQX74z5mJzYU9v/2fb189ea7f3a8db580fb6f4228f229f7/CDT-878_Organic_content_thumbnail_starting_a_business_03.png?w=680&h=385&q=50&fm=png)
Explore the reverse factoring process with our simple guide
![What Is a Financial Audit?](https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/de6a19da14248695818209a2bac9cc6e/CDT-878_Organic_content_thumbnail_accounting_04.png?w=680&h=384&q=50&fm=png)
Financial audits provide an objective evaluation of your financial position
![What is a letter of intent?](https://images.ctfassets.net/40w0m41bmydz/12cSVPJMPdH6CNBWkVG1Q4/6e0339b75fad79bff5784afd24825da0/CDT-878_Organic_content_thumbnail_regulation_04.png?w=680&h=385&q=50&fm=png)
Letters of intent are documents declaring an intention to enter into a contract
![What is return on equity (ROE)?](https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png?w=680&h=385&q=50&fm=png)
Return on equity reveals your net income in comparison to shareholder equity
![What is an onerous contract?](https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/7af330ebe1010da27970030e511a7e3e/CDT-878_Organic_content_thumbnail_accounting_01.png?w=680&h=384&q=50&fm=png)
Onerous contracts are contracts that cost more to fulfil than you’ll get back
![What is VaR (value at risk)?](https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/9621771dae28976cb9c7dfb246ad6d6b/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png?w=680&h=385&q=50&fm=png)
Value at risk is a financial metric used to estimate the risk of an investment
![How to track expenses for small business](https://images.ctfassets.net/40w0m41bmydz/7KSgCvElsk5XSo9NpGooKu/712681e69e22f1cc79cb657d7d12539f/CDT-878_Organic_content_thumbnail_starting_a_business_01.png?w=680&h=385&q=50&fm=png)
Get the inside track on the best way to manage expenses with GoCardless
![What Is an Aged Debtors Report?](https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/253ad9cf94977b6971a01b23164dc548/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png?w=680&h=385&q=50&fm=png)
Aged debtors reports are totalled lists of all your business’s unpaid invoices
![How to improve your supplier relationship management](https://images.ctfassets.net/40w0m41bmydz/4MeE0LMPQd9WpaUMAr3Utc/45ccb4db4f710fd665aa89213ebb0ab0/CDT-878_Organic_content_thumbnail_growth_02.png?w=680&h=385&q=50&fm=png)
Supplier relationship management is a key part of your procurement cycle.
![What Is the Triple Bottom Line?](https://images.ctfassets.net/40w0m41bmydz/3XJ0eVbjLo6c3kbDmMklvy/d6ffbf37891528a5c6c3c0ec5afadf12/CDT-878_Organic_content_thumbnail_growth_01.png?w=680&h=385&q=50&fm=png)
Read about the benefits of the triple bottom line with our simple guide.
![What Is Corporate Social Responsibility (CSR)?](https://images.ctfassets.net/40w0m41bmydz/3XJ0eVbjLo6c3kbDmMklvy/d6ffbf37891528a5c6c3c0ec5afadf12/CDT-878_Organic_content_thumbnail_growth_01.png?w=680&h=385&q=50&fm=png)
Corporate social responsibility can make your business socially accountable.
![What is BPO (business process outsourcing)?](https://images.ctfassets.net/40w0m41bmydz/MPK8UClmwoBy0gGxj670A/af66be13d7e24068f305667683e99a6e/CDT-878_Organic_content_thumbnail_growth_03.png?w=680&h=385&q=50&fm=png)
Learn more about the benefits of working with a BPO provider, right here.
![How to Create an Effective Company Mission Statement](https://images.ctfassets.net/40w0m41bmydz/3XJ0eVbjLo6c3kbDmMklvy/d6ffbf37891528a5c6c3c0ec5afadf12/CDT-878_Organic_content_thumbnail_growth_01.png?w=680&h=385&q=50&fm=png)
A company mission statement is a simple declaration of your company’s goals.
![What does total addressable market mean?](https://images.ctfassets.net/40w0m41bmydz/3XJ0eVbjLo6c3kbDmMklvy/d6ffbf37891528a5c6c3c0ec5afadf12/CDT-878_Organic_content_thumbnail_growth_01.png?w=680&h=385&q=50&fm=png)
Learn how to find total addressable market with our simple guide.