Latest articles
![What Is A Merchant Acquirer?](https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png?w=680&h=384&q=50&fm=png)
Find out if you need to work with a merchant acquirer.
![Do Direct Debits Affect Your Credit Score?](https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/f85d8f9954379f9c51620b32af19b6f9/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png?w=680&h=385&q=50&fm=png)
How could direct debits boost your credit score?
![How To Test Your Payment Gateway](https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png?w=680&h=384&q=50&fm=png)
Discover how to make a dummy payment gateway for testing.
![How Freelancers Should Chase Late Payments](https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/e422c813bf6aaa04517858b88765eaf0/CDT-878_Organic_content_thumbnail_accounting_02.png?w=680&h=384&q=50&fm=png)
Chasing late payments as a freelancer – How to do it and why it’s necessary.
![BACS payments pending – why and for how long?](https://images.ctfassets.net/40w0m41bmydz/4sDAgjBSEahHj35o4EwVmk/8647f82c8b7dbd51262467012c9d732e/CDT-878_Organic_content_thumbnail_payment_options_03.png?w=680&h=385&q=50&fm=png)
Why do BACS payments show as pending on my account?
![Understanding And Improving App Retention](https://images.ctfassets.net/40w0m41bmydz/6G8SnQx0WO5rHMKUsqK3pD/1d02b7d0d22b43a601d8083a78e70ef5/CDT-878_Organic_content_thumbnail_retention_01.png?w=680&h=384&q=50&fm=png)
Discover app retention by category and other app retention strategies.
![Accepting Payments As A Photographer](https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png?w=680&h=384&q=50&fm=png)
![Accepting Payments As A Graphic Designer](https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png?w=680&h=384&q=50&fm=png)
Discover the best graphic design payment terms.
![How Retailers Can Take Payments](https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png?w=680&h=384&q=50&fm=png)
Everything you need to know about payments for your retail business.
![Pros and Cons of Mobile Payments](https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png?w=680&h=385&q=50&fm=png)
The pros and cons of mobile payments. Are they right for your business?
![The Benefits of a Business Bank Account](https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/ad5a3f15b882035bdd70213c06841761/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png?w=680&h=385&q=50&fm=png)
What you need to know about the benefits of having a business bank account.
![The Sole Trader Checklist For Growth](https://images.ctfassets.net/40w0m41bmydz/4DgVCZKwwwFL2NT1pKIv9w/cbd196c0084de3c425efaff27768d274/CDT-878_Organic_content_thumbnail_growth_02.png?w=680&h=385&q=50&fm=png)
How to achieve sole trader growth healthily and sustainably.
![Improving Cash Flow As A Freelancer](https://images.ctfassets.net/40w0m41bmydz/7DLe4dghxeYE2jzXWA5FOG/42c5f1a58f97fd768c0646ee8df8d2b4/CDT-878_Organic_content_thumbnail_cashflow_03.png?w=680&h=384&q=50&fm=png)
Improve your cash flow to maximise your income and minimise your admin time.
![Calculating Average Debtor Days](https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/e9e10dd2b73d81324bb513390803bb19/CDT-878_Organic_content_thumbnail_accounting_01.png?w=680&h=384&q=50&fm=png)
What are average debtor days and how do you calculate them?
![What Are The Advantages Of E-Payments?](https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png?w=680&h=384&q=50&fm=png)
We look at the advantages of electronic payments for businesses.
![Foreign Transaction Fees Explained](https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png?w=680&h=384&q=50&fm=png)
We look at the fees incurred through overseas transactions.
![How Much Does A Letter Of Credit Cost?](https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png?w=680&h=384&q=50&fm=png)
We look at the cost and benefits of a letter of credit.
![Why Is it Important to Manage Receivables?](https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png?w=680&h=385&q=50&fm=png)
Find out why good management of receivables is so important.
![How Long Does a Direct Debit Refund Take?](https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png?w=680&h=384&q=50&fm=png)
Want to know how long for a direct debit refund? Find out here.
![Is Contactless Payment Really Safe?](https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png?w=680&h=384&q=50&fm=png)
Everything you need to know about contactless payments and their safety.
![The Cost Of Contactless Payment](https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/9f4fedddc55846d6e1c23e5d8b667eaf/CDT-878_Organic_content_thumbnail_payments_03.png?w=680&h=384&q=50&fm=png)
Are you aware of all the costs of contactless payment?
![What Is The Limit For Contactless Payment?](https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/5d58e61cd1cf8b880ad1e09030a9e798/CDT-878_Organic_content_thumbnail_payments_01.png?w=680&h=385&q=50&fm=png)
Discover all you need to know about the contactless payment limit.
![Is The UK Still A SEPA Country?](https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/f04f57e3738e0ccb80efe19b16cb5aba/CDT-878_Organic_content_thumbnail_payments_02.png?w=680&h=384&q=50&fm=png)
![Is Direct Debit Safe?](https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/750bdce55c692c46118ba5a52373f2ff/CDT-878_Organic_content_thumbnail_payments_04.png?w=680&h=384&q=50&fm=png)
Find out why direct debit is one of the safest forms of payment around.