Skip to content
Go to GoCardless homepage
Pricing
LoginSign up
BreadcrumbResourcesPre-Authorized Debits

Using Originator Numbers

Another important part of collecting payment by Pre-Authorized Debit is knowing how to use originator identification numbers. Here, we delve into this topic in further detail.

What are originator identification numbers?

They act as unique identifiers for organisations collecting Pre-Authorized Debit payments. They will be included on the payment requests you submit to your bank, and stored to create records of the transactions. Your customer will see a reference of your originator identifier on their bank statement when you collect a payment from them.

How do I get an originator identification number for my organisation?

All Canadian banks that are part of ACSS can issue originator identification numbers Every bank has its own process for accessing Pre-Authorized Debit, but all will require your organisation to meet the following points (although banks make sponsorship decisions at their own discretion and can also impose additional requirements):

  • Having sufficient management expertise to enforce system rules, minimise submission errors, and maintain system reputation.

  • Having sufficient contractual capacity to indemnify the sponsor bank against any reimbursements made. The sponsor bank is required to obtain a ‘Payee Letter of Undertaking’, which must include mandatory provisions set out by the ACSS rules.

Using GoCardless' originator identification number

If you decide to use GoCardless to take customer payments, you can benefit from the extra convenience of using an originator identification number that’s owned by GoCardless.

In this case, you won't need to go through a bank to access the Pre-Authorized Debit system, as GoCardless satisfies all scheme requirements as part of its service. As all payments are collected under a single banking agreement, GoCardless is able to attract scale benefits, which it then passes on to its customers.

GoCardless makes it easy to collect recurring payments

Sign upContact sales

PreviousHow to access Pre-Authorized Debits

Interested in automating the way you get paid? GoCardless can help

Contact sales

Contact Us

Sales

Contact sales

+44 20 8338 9539

Support

Request support

+44 20 8338 9540

Seen 'GoCardless Ltd' on your bank statement? Learn more

GoCardless Ltd., Sutton Yard, 65 Goswell Road, London, EC1V 7EN, United Kingdom

GoCardless (company registration number 07495895) is authorised by the Financial Conduct Authority under the Payment Services Regulations 2017, registration number 597190, for the provision of payment services. GoCardless SAS (23-25 Avenue Mac-Mahon, Paris, 75017, France), an affiliate of GoCardless Ltd (company registration number 834 422 180, R.C.S. PARIS), is authorised by the ACPR (French Prudential Supervision and Resolution Authority), Bank Code (CIB) 17118, for the provision of payment services.