One integration. All the power of bank payments

Collect all types of bank payments through one integration. Instant one-off or recurring payments with Direct Debit and open banking.

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Open banking done right

99% coverage

Reach your customers on a platform you know works. GoCardless is connected to >100 of the UK’s biggest banks, and covers 99% of accounts.

Seamless

Confirm and settle payments in seconds. Settle payments up to 7x faster than credit cards.

All-in-one

GoCardless is more than just banking, we help you bring all your payments capabilities into one easy-to-use integration.

Trusted

Over a decade of experience processing bank payments for businesses of all shapes and sizes.

Cut card fees by 54% with open banking

Collect instant one-off and recurring payments without using cards

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Understanding Variable Recurring Payments

Understanding Variable Recurring Payments

Find out more about VRPs and how they could work for you

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JustGiving cut chargebacks with open banking

JustGiving cut chargebacks with open banking

Find out how they take on the high fees and chargeback rates of cards

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Used by 85,000+ businesses. Small to enterprise. Globally.

“GoCardless is forward thinking when it comes to the future of payments and we look to them to guide our journey to adopting open banking.”
“Variable Recurring Payments mean we get cash quicker. When you're dealing with millions of pounds, getting paid a couple of days early unlocks meaningful capital”
“VRPs will allow us to both process payments instantly and vary the amount customers invest – all part of continuing to be a responsive wealth creation partner for them.”
"The funds arrive right away because Instant Bank Pay is powered by open banking. The payment flow takes the first payment and then confirms customers are authorised to set up the Direct Debit payments. "

What is open banking?

Open banking leverages APIs to make it easier for businesses to process payments and gives them better access to financial data. It simplifies and speeds up transactions and enables businesses to build bespoke payment offerings. Open banking also gives greater customers control through stronger payment authorisation and better visibility.

How it works with GoCardless

GoCardless has connections with over 100 of banks in the UK, and covers 99% of consumer and business accounts. Collect instant one-off or recurring payments, or access financial data like account information and transaction history. With our existing bank payment network you can also collect Direct Debit, automate retries, protect against fraud and streamline your payments all through one integration.

Don’t get left behind with open banking

Talk to our payments experts today to see how open banking could work for you