Finance
![What is a wire transfer?](https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/4a0fe12ce5b28095abb2e5d3fefc6742/CDT-878_Organic_content_thumbnail_payments_02.png?w=680&h=384&q=50&fm=png)
Find out what information is needed for a wire transfer, and more, right here.
![What is an EFT payment?](https://images.ctfassets.net/40w0m41bmydz/4pTqgukoxgGpHPNM9ILDaU/c7c603fc8617bd1196c127610ba2998c/CDT-878_Organic_content_thumbnail_payments_03.png?w=680&h=384&q=50&fm=png)
Explore the EFT payment method in more detail with our comprehensive guide.
![How to chase an overdue invoice](https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/ff93eea720ddffd34f559277350b2e09/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png?w=680&h=385&q=50&fm=png)
See our overdue invoice letter template, right here.
![What is a risk-free interest rate?](https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/ff93eea720ddffd34f559277350b2e09/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png?w=680&h=385&q=50&fm=png)
Risk-free interest rate is a theoretical return on an investment with zero risk.
![How to Calculate Debt-to-Equity Ratio](https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/5d945255bbbe0273ee5d256e730d19e7/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png?w=680&h=385&q=50&fm=png)
What is a good debt-to-equity ratio? Get the lowdown with our simple guide.
![When Should Your Business Issue an Invoice?](https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/ff93eea720ddffd34f559277350b2e09/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png?w=680&h=385&q=50&fm=png)
At what point should your business issue an invoice? Read on to learn more.
![ROAS vs. ROI: what’s the difference?](https://images.ctfassets.net/40w0m41bmydz/4DgVCZKwwwFL2NT1pKIv9w/02fee868eaa2d8f393175170ed461ddf/CDT-878_Organic_content_thumbnail_growth_02.png?w=680&h=385&q=50&fm=png)
Understand the difference between ROI and ROAS with our definitive guide.
![What is the debt-to-capital ratio?](https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/0fa548c97de33a4d6e83e55e14ebe897/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png?w=680&h=385&q=50&fm=png)
Explores the ins and outs of debt-to-capital ratio analysis.
![When, why & how to use proforma invoices](https://images.ctfassets.net/40w0m41bmydz/1dgCjlUjUUb2pgKEEPXXv6/00b8330741dc9b8bba90f910ea1e6f8e/proforma-invoices-thumbnail.jpg?w=680&h=401&fl=progressive&q=50&fm=jpg)
Learn if proforma invoices could help you reduce your admin.
![Automatic reconciliation: pros and cons](https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/0fa548c97de33a4d6e83e55e14ebe897/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png?w=680&h=385&q=50&fm=png)
Explore the advantages and disadvantages of automated reconciliation tools.
![What is purchase requisition?](https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/634c3d6c15f6f5a44cdc7902230624cb/CDT-878_Organic_content_thumbnail_starting_a_business_02.png?w=680&h=385&q=50&fm=png)
Explore the ins and outs of purchase requisition with our simple guide.
![What is purchase requisition?](https://images.ctfassets.net/40w0m41bmydz/18XFs12FhSe0Ou93BDNQqc/634c3d6c15f6f5a44cdc7902230624cb/CDT-878_Organic_content_thumbnail_starting_a_business_02.png?w=680&h=385&q=50&fm=png)
Explore the ins and outs of purchase requisition with our simple guide.
![What are the different dividend policy types?](https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/ff93eea720ddffd34f559277350b2e09/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png?w=680&h=385&q=50&fm=png)
Understand the differences between the four main dividend policy types.
![The small business guide to purchase orders](https://images.ctfassets.net/40w0m41bmydz/55qYsG1kjafPCOKwNn3NAx/e74740217b151238727fa17a44696d13/guide-to-purchase-orders-thumbnail.jpg?w=680&h=401&fl=progressive&q=50&fm=jpg)
Everything you need to know about purchase orders, plus a free template.
![How to write an invoice email](https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/363fe4fc00f88e50584ec8b5c005408b/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png?w=680&h=385&q=50&fm=png)
Want to learn how to write an invoice email? Read on to find out.
![What is supply chain finance?](https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/0fa548c97de33a4d6e83e55e14ebe897/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png?w=680&h=385&q=50&fm=png)
Find out everything you need to know with our supply chain finance definition.
![Payment terms: An overview](https://images.ctfassets.net/40w0m41bmydz/4fnVfisijE0znkRFBBOBP2/8169b206d6e95e7781f5eae4b762ad1a/payment-terms-overview-hero.jpg?w=680&h=385&fl=progressive&q=50&fm=jpg)
Payment terms remove uncertainty around when you'll get paid, helping cash flow.
![Debt vs. equity financing: what’s the best choice for your business?](https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/ff93eea720ddffd34f559277350b2e09/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png?w=680&h=385&q=50&fm=png)
Answers to all your questions about debt vs. equity financing.
![What is reverse factoring?](https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/ff93eea720ddffd34f559277350b2e09/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png?w=680&h=385&q=50&fm=png)
![How to charge interest on unpaid invoices](https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/bd5d1c542730958ed8f5ad2cbc1c3ad3/CDT-878_Organic_content_thumbnail_payments_01.png?w=680&h=385&q=50&fm=png)
Our guide on how to collect unpaid invoices from customers. Read on for more.
![What is a profit and loss account?](https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/0fa548c97de33a4d6e83e55e14ebe897/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png?w=680&h=385&q=50&fm=png)
Read on to find out more about the importance of profit and loss statements.
![A small business guide to debt reduction strategies](https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/6f459d4bf82ba3bf286fc7770096379e/CDT-878_Organic_content_thumbnail_accounting_04.png?w=680&h=384&q=50&fm=png)
Our comprehensive guide to debt reduction strategies for small business.
![Net Profit Margin](https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/0fa548c97de33a4d6e83e55e14ebe897/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png?w=680&h=385&q=50&fm=png)