Latest articles
![How Does Commercial Finance Work?](https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/363fe4fc00f88e50584ec8b5c005408b/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png?w=680&h=385&q=50&fm=png)
From mortgages to business loans, discover the types of commercial finance.
![FICO Score vs. Credit Score](https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/5d945255bbbe0273ee5d256e730d19e7/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png?w=680&h=385&q=50&fm=png)
Knowing what sets FICO scores apart will help you secure financing from lenders
![Markup vs. Margin: What’s the Difference?](https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/30d8f838eea63e4e80f4dcc6348372f6/CDT-878_Organic_content_thumbnail_accounting_01.png?w=680&h=384&q=50&fm=png)
Is your pricing strategy paying off? Find out why markup vs. margin matters.
![Bookkeeping Basics for SMEs](https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/ff93eea720ddffd34f559277350b2e09/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png?w=680&h=385&q=50&fm=png)
What is bookkeeping and why is it important for small businesses?
![Federal vs. State Income Tax](https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/e44a70a0cc8e2229bec6d3150cf4298a/CDT-878_Organic_content_thumbnail_accounting_03.png?w=680&h=384&q=50&fm=png)
Read our quick guide to U.S. federal and state income tax rates.
![Journalizing Transactions in Accounting](https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/6f459d4bf82ba3bf286fc7770096379e/CDT-878_Organic_content_thumbnail_accounting_04.png?w=680&h=384&q=50&fm=png)
Discover why recording transactions in a journal is so effective.
![What Is a T Account?](https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/1a4db76980c57ad528170fc8323bd215/CDT-878_Organic_content_thumbnail_accounting_02.png?w=680&h=384&q=50&fm=png)
Organize your debits and credits by learning to create a T account.
![What is Interest Expense and how is it calculated?](https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/30d8f838eea63e4e80f4dcc6348372f6/CDT-878_Organic_content_thumbnail_accounting_01.png?w=680&h=384&q=50&fm=png)
Find out where to record interest expenses on the income statement.
![How to Calculate Inflation](https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/e44a70a0cc8e2229bec6d3150cf4298a/CDT-878_Organic_content_thumbnail_accounting_03.png?w=680&h=384&q=50&fm=png)
Inflation rate is generally calculated using the inflation rate formula
![The best tax apps of 2021](https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/d17fa6b09bcfe02e00cd191edda795d7/CDT-878_Organic_content_thumbnail_accounting_01.png?w=680&h=384&q=50&fm=png)
Make your life as a business owner easier with free tax apps
![What is the difference between a quote vs. an estimate?](https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/ff93eea720ddffd34f559277350b2e09/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png?w=680&h=385&q=50&fm=png)
What is an estimate, and how does it differ from a quote? Find out here.
![What Is an Independent Variable?](https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/363fe4fc00f88e50584ec8b5c005408b/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png?w=680&h=385&q=50&fm=png)
Understanding independent variables helps you identify strengths and weaknesses
![What Are Regression Statistics?](https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/0fa548c97de33a4d6e83e55e14ebe897/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png?w=680&h=385&q=50&fm=png)
Understanding how different variables interact will help you plan for the future
![What Is Deferred Compensation?](https://images.ctfassets.net/40w0m41bmydz/33loAp4caSj6BlCYZFJnGK/ff93eea720ddffd34f559277350b2e09/CDT-878_Organic_content_thumbnail_financial_mgmt_03.png?w=680&h=385&q=50&fm=png)
What is the advantage of nonqualified deferred compensation plans? Find out.
![Paycheck Protection Program (PPP) Loans](https://images.ctfassets.net/40w0m41bmydz/2FJ7EXJNWTEbdSvX7G00Ti/363fe4fc00f88e50584ec8b5c005408b/CDT-878_Organic_content_thumbnail_financial_mgmt_02.png?w=680&h=385&q=50&fm=png)
Apply for PPP loan forgiveness to get your business back on its feet.
![How to Consolidate Debt](https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/5d945255bbbe0273ee5d256e730d19e7/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png?w=680&h=385&q=50&fm=png)
Lower your monthly bills by finding out how to consolidate debt.
![Operating Budgets For Small Businesses](https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/5d945255bbbe0273ee5d256e730d19e7/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png?w=680&h=385&q=50&fm=png)
Take control of your business costs by mastering your operating budget
![How Does Goodwill Affect Financial Statements?](https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/1a4db76980c57ad528170fc8323bd215/CDT-878_Organic_content_thumbnail_accounting_02.png?w=680&h=384&q=50&fm=png)
Learn how goodwill affects financial statements and impairment accounting
![Developing a New Accounting Strategy](https://images.ctfassets.net/40w0m41bmydz/4rghWcmzE0rjGnUBRzxabT/d17fa6b09bcfe02e00cd191edda795d7/CDT-878_Organic_content_thumbnail_accounting_01.png?w=680&h=384&q=50&fm=png)
A clear explanation of why small business accounting helps businesses succeed.
![What does switching to GoCardless actually look like?](https://images.ctfassets.net/40w0m41bmydz/3LuTfrjd2iQVxPMul6NoTo/cf3dd9d8a064d8661fad1427281b903e/guides_images_post-thumbnails_switching-to-gc-thumbnail.jpg?w=680&h=401&fl=progressive&q=50&fm=jpg)
All the important steps that help a new business get up to speed on GoCardless.
![What Is Wage Garnishment?](https://images.ctfassets.net/40w0m41bmydz/1kQ3ksHVz5b8ki7AyL84ai/0fa548c97de33a4d6e83e55e14ebe897/CDT-878_Organic_content_thumbnail_financial_mgmt_01.png?w=680&h=385&q=50&fm=png)
Can you stop wage garnishment? Learn what your options are.
![What Is Capital Budgeting?](https://images.ctfassets.net/40w0m41bmydz/3BK7XcG1RXW5YCoY1q3Afq/1a4db76980c57ad528170fc8323bd215/CDT-878_Organic_content_thumbnail_accounting_02.png?w=680&h=384&q=50&fm=png)
What are the best capital budgeting methods for your business decisions?
![IRS installment agreement Plan](https://images.ctfassets.net/40w0m41bmydz/2YEFkanHJwH4sE2GUT0yqi/30d8f838eea63e4e80f4dcc6348372f6/CDT-878_Organic_content_thumbnail_accounting_01.png?w=680&h=384&q=50&fm=png)
What are your options when you need to set up an IRS installment agreement?