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![GoCardless Survey: Americans Favor Small Businesses This Holiday Season](https://images.ctfassets.net/40w0m41bmydz/7jAtgAs5HRYyrwSz1phC5X/d6e73a321eb76e24fc6bd1875827d4dc/BDT-1722_SEO-Link-Building-Holiday-Shopping-Blog-Thumb-001-01.jpg?w=680&h=385&fl=progressive&q=50&fm=jpg)
Consumers shun card payments to give SMBs a boost
![How to Keep Track of Customer Payments](https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/4a0fe12ce5b28095abb2e5d3fefc6742/CDT-878_Organic_content_thumbnail_payments_02.png?w=680&h=384&q=50&fm=png)
Learn how to keep track of customer payments in an efficient way.
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Here’s what to look for in the best accounting system for nonprofits.
![Difference Between Refund and Reversal Transaction](https://images.ctfassets.net/40w0m41bmydz/4sDAgjBSEahHj35o4EwVmk/937f36ee26827fdfbf8f134c6c86c311/CDT-878_Organic_content_thumbnail_payment_options_03.png?w=680&h=385&q=50&fm=png)
Find out the difference between refund and reversal transaction.
![What Does Card Declined By Issuer Mean?](https://images.ctfassets.net/40w0m41bmydz/6WHe3j1iavLSRCjpQbJDWW/52bbeee7715930b5bd2c3b11a931680b/CDT-878_Organic_content_thumbnail_payment_options_01.png?w=680&h=385&q=50&fm=png)
Take control of the card declined by issuer error code.
![3D Secure Authentication Explained](https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/4a0fe12ce5b28095abb2e5d3fefc6742/CDT-878_Organic_content_thumbnail_payments_02.png?w=680&h=384&q=50&fm=png)
What is 3D secure authentication and is it right for your business?
![How to Get a Tax ID for Small Businesses](https://images.ctfassets.net/40w0m41bmydz/9uxVutGukjh6nqCwc9ceR/7bdd6100dc86e39c65336b1a71b678a8/CDT-878_Organic_content_thumbnail_regulation_04.png?w=680&h=385&q=50&fm=png)
Getting a tax number for a business is an essential step.
![Why Do Small Businesses Need a Website?](https://images.ctfassets.net/40w0m41bmydz/MPK8UClmwoBy0gGxj670A/6b93da3ab28bcfb721dbb85dcdf8cada/CDT-878_Organic_content_thumbnail_growth_03.png?w=680&h=385&q=50&fm=png)
Do small businesses need a website? It’s usually a good idea.
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Accounts payable and cash flow are closely linked to each other.
![How Important Is Branding for Small Businesses?](https://images.ctfassets.net/40w0m41bmydz/7KSgCvElsk5XSo9NpGooKu/5729ceaa9f110a7e1321263cbd439af7/CDT-878_Organic_content_thumbnail_starting_a_business_01.png?w=680&h=385&q=50&fm=png)
How important is branding? It creates better customer relationships.
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Start a membership site to create a loyal customer base.
![Guide to Retainer Invoices](https://images.ctfassets.net/40w0m41bmydz/1Dy5NMHGzJSefbW3T9tATF/e44a70a0cc8e2229bec6d3150cf4298a/CDT-878_Organic_content_thumbnail_accounting_03.png?w=680&h=384&q=50&fm=png)
Retainer invoices allow you to collect down payments for projects.
![What Is a Digital Marketing Invoice?](https://images.ctfassets.net/40w0m41bmydz/3eElXT4dImlsLYjGKImZNx/6f459d4bf82ba3bf286fc7770096379e/CDT-878_Organic_content_thumbnail_accounting_04.png?w=680&h=384&q=50&fm=png)
Get paid on time every time with a digital marketing agency invoice.
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How does open banking in Europe compare to the USA?
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Find out if your business donations to charity entitle you to tax deductions.
![A Guide to Funding a New Business](https://images.ctfassets.net/40w0m41bmydz/MPK8UClmwoBy0gGxj670A/6b93da3ab28bcfb721dbb85dcdf8cada/CDT-878_Organic_content_thumbnail_growth_03.png?w=680&h=385&q=50&fm=png)
![How to collect payments from customers](https://images.ctfassets.net/40w0m41bmydz/16BMqtNipskRkhev2jgaWu/bd5d1c542730958ed8f5ad2cbc1c3ad3/CDT-878_Organic_content_thumbnail_payments_01.png?w=680&h=385&q=50&fm=png)
Find out how to ask for payment politely from customers
![Best Merchant Services for Small Businesses](https://images.ctfassets.net/40w0m41bmydz/5tPd8B199ctdFNRAzHZoOk/5d945255bbbe0273ee5d256e730d19e7/CDT-878_Organic_content_thumbnail_financial_mgmt_04.png?w=680&h=385&q=50&fm=png)
The best merchant services for small businesses are scalable and flexible.
![5 Steps to Open a Business Bank Account](https://images.ctfassets.net/40w0m41bmydz/6WHe3j1iavLSRCjpQbJDWW/52bbeee7715930b5bd2c3b11a931680b/CDT-878_Organic_content_thumbnail_payment_options_01.png?w=680&h=385&q=50&fm=png)
Here’s what to consider when setting up a business bank account.
![What Is Buy Now Pay Later (BNPL)?](https://images.ctfassets.net/40w0m41bmydz/4drj4oJAoxaODOTr5qySbh/4a0fe12ce5b28095abb2e5d3fefc6742/CDT-878_Organic_content_thumbnail_payments_02.png?w=680&h=384&q=50&fm=png)
Are Buy Now Pay Later options right for you? Here’s what to consider.
![Understanding Cost of Goods Sold](https://images.ctfassets.net/40w0m41bmydz/71hnonhomQX74z5mJzYU9v/62e3169320829aea2e034bc526e82c75/CDT-878_Organic_content_thumbnail_starting_a_business_03.png?w=680&h=385&q=50&fm=png)
Cost of goods sold refers to the direct costs of manufacturing a product.
![How SaaS Businesses are Leveraging Bank Debit Payments to Scale Internationally](https://images.ctfassets.net/40w0m41bmydz/4s6E5bDfw6lk2qmn3C3SOm/9151ab3d0736ef6c795a481919fc7d1d/BD-43-Blog_Post-SAAS_Businesses-Hero-International_1.jpg?w=680&h=384&fl=progressive&q=50&fm=jpg)
Find out how US SaaS Businesses Leverage Bank Debit Payments to Scale
![GoCardless Survey Reveals ‘Tis the Season to Buy Now Pay Later](https://images.ctfassets.net/40w0m41bmydz/75RpWdO08gJvmU1eBKc2QM/0b9ab3fd42535e38c3cfca29c415cc2d/BDT-1722_SEO-Link-Building-Holiday-Shopping-Blog-Cover-001-01.jpg?w=680&h=286&fl=progressive&q=50&fm=jpg)
BNPL goes mainstream as four in ten Americans plan to use it this holiday season
![How to Accept Rent Payments Online](https://images.ctfassets.net/40w0m41bmydz/6jgeuuOi71Ps3mfQ5hyWek/d35db316c130f1ce5c66cbe610d981a5/CDT-878_Organic_content_thumbnail_payments_04.png?w=680&h=384&q=50&fm=png)
Find out the reasons to accept rent payments online in our guide.