Skip to content
Go to GoCardless homepage
Pricing
Log inSign up

What is an ACH company ID

Brad Ewin
Written by
Reviewed by

Last editedApr 20221 min read

What is an ACH company ID and what is it for?

An ACH company ID is a 10-digit unique identifier used for identifying entities, called originators, collecting payments via ACH debit. Similar to a mailing address, an ACH company ID helps ensure an ACH debit is delivered to the correct account holder. All communications with Nacha will use this ID.

Businesses wishing to access ACH directly must request a company ID from the bank. Those opting for indirect access can instead make use of their TPPP’s company ID.

Company IDs and GoCardless

GoCardless uses a single company ID to collect ACH debits on behalf of all of its merchants. This is called collection through aggregation. For merchants who sign up to the Plus or Pro products, GoCardless is still able to show the merchant’s name on the customer’s bank statement.

You can learn more about using GoCardless for ACH debit payments in Chapter 4.

Get paid on time with ACH Debit via GoCardless. Take control: stop chasing late payments and save yourself time, money and stress.

Sign UpLearn More

PreviousHow to set up ACH payments

Interested in automating the way you get paid? GoCardless can help

Contact sales