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ACH: A guide to bank debit in the US

What is an ACH routing number?

Brad Ewin
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Last editedApr 20231 min read

An ACH routing number is a 9-digit, unique numeric ID assigned to each banking institution in the US. It’s needed for banks to identify where payments should be taken from and sent to. The routing number is used in conjunction with an account number to send or receive an ACH payment.

How do I find my ACH routing number?

You can find your ACH routing number by:

  • Searching online for “ACH routing number” and your bank’s name

  • Logging in to your online banking platform

  • Looking in your checkbook (it’s typically located next to your account number)

How to collect ACH Debit payments with GoCardless

1.

Create your free GoCardless account, access your user-friendly payments dashboard & connect your accounting software (if you use one).

2.

Easily set up & schedule ACH Debit payments via payment pages on your website checkout or secure payment links.

3.

From now on you'll get paid on time, every time, as GoCardless automatically collects payment on the scheduled date. Simple.

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Automate payment collection with ACH Debit to lower costs, reduce failed payments and save time on financial admin.

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Interested in automating the way you get paid? GoCardless can help
Interested in automating the way you get paid? GoCardless can help

Interested in automating the way you get paid? GoCardless can help

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