Frequently asked questions

Can I fill in the payment pages on my customer’s behalf?

No - due to strict rules around ACH debit, customers must fill in their payment details and go through the signup process themselves.

Will my name appear on my customer’s bank statement?

With GoCardless, your business name will normally appear on the bank statement as the reference for the ACH debit with GoCardless as the recipient. With GoCardless Plus or Pro, only your business name will appear on the bank statement for domestic payment collections.

When you collect international payments from customers, customers will always see "GoCardless Ltd" on their bank statements.

You can customize how we display your business name on customer bank statements from the Settings page of your merchant dashboard.

How can my customer pay me?

Your customer can enter their bank details online via GoCardless; if you use GoCardless Pro they can also do so by phone or paper.

Can I host the payment pages on my site?

Again this depends on which of our products you choose. With GoCardless, in order to comply with the ACH debit network rules the payment pages are securely hosted on our site. You can redirect the customer to our payment page and we will redirect them back to your site. Alternatively, you can allow them to access them via a pop-out from your site.

With GoCardless Pro, you can host the payment pages on your own site and will not need to redirect customers.

Do you offer iFrames?

No - we do not offer iFraming of our payment pages. If you use GoCardless Pro, we offer a Flow JS which lets you avoid having any bank data on your server.

Can payments be made directly via the API?

Only once authorization is in place. Customers must be sent to our secure payment pages to give initial authorization of the ACH debit.

Once authorization is in place payment can be requested via the API.

Can customers pay from their mobile phone?

Yes - GoCardless is compatible with smart phones and tablets. Our payment pages will work in any Internet browser.