With instalment payments, you can split the cost of an item into several manageable amounts, making it easier for customers to say yes. Another payment tool for your belt.
With GoCardless, you can collect flexible recurring payments and give your customers greater control, whether it's weekly, monthly or quarterly. For example, you can spread the cost of $1,000 into three monthly payments with the first being $500, and the remainder $250.
Taking equal instalments
With GoCardless, you can break the sum into equal instalments – like paying $3,000 over three months at $1,000 each. As soon as the instalment plan is completed, the payments will be stopped automatically.
Collecting flexible instalments
With GoCardless, you can collect flexible recurring payments and give your customers greater control, whether it's weekly, monthly or quarterly. For example, you can spread the cost of $1,000 into three monthly payments with the first being $500, and the remainder $250.
Taking equal instalments
With GoCardless, you can break the sum into equal instalments – like paying $3,000 over three months at $1,000 each. As soon as the instalment plan is completed, the payments will be stopped automatically.
Forget expensive fees
Skip expensive card fees by billing via bank payments. Cut your payment costs by 56%.
Automate admin
Easily see the status of any payment from any customer, any time. And if you connect GoCardless to your accounting system, reconciliation is automatic.
End late payments
You don’t have to rely on your customers remembering to pay invoices on time. Saving you all those costly hours chasing up late payments.
Connect your existing software
Use our easy-to-use online dashboard, or connect GoCardless to the software you already use.
Payment failure rates as low as 0.5%
Reduce your failed payments. Successfully collect 99% of instant, one-off payments – and 97.3% of automated, recurring payments – on the first try.
Source: GoCardless Payment Success Rates, 2025
Chargebacks are a major challenge with cards, but with ACH they’re rarely an issue. Insufficient funds is the only real risk of payment failure, and that hasn’t happened once.
Melanie Colson, Assistant Controller, eCard Systems
How it works
Get started without any obligations. Just tell us a few details about your business for security purposes, verify your account, and start collecting cardless payments, hassle-free.
Manage everything in our easy-to-use online dashboard. Or seamlessly connect to 350+ partner systems to manage everything there.
Add GoCardless to your invoices, website, or anywhere else, for your customers to make instant, one-off payments. Or to automate payments for a customer, direct them to an online form to complete a quick, one-time setup.
Our award-winning support team is here to help, whenever you need. Reach out by email or phone. Or check out our handy guides in our Customer Hub.
Partner Search
Connect to a GoCardless Partner
GoCardless seamlessly integrates with over 350 billing, accounting and CRM platforms, including Salesforce, QuickBooks and Xero. Search for your partner to find out more.
Trusted by 100,000+ businesses. Of all sizes. Worldwide
Capital on Tap & Reducing costs
“By collecting payments over direct debit and pull ACH versus cards or other payment rails, we've probably saved $10, $15 or $20 million.”
Deel & Payment success
“Prompt and error-free payment into the platform is vital to guaranteeing people are paid on time. GoCardless enables customers to authorize us to pull money from their accounts, so we can schedule payments at the optimum time.”
PremierePC & Reducing fees
“I went on the GoCardless website and thought, ‘Wow, these fees are fantastic. This would reduce our fee structure by over 85%.”
Deputy & Cash flow
“GoCardless has a massive impact on the business because it helps us improve cash flow. As soon as we get payments in our bank, that's cash that we can invest in our aspirations for growth.”
