GoCardless collects Pre-Authorized Debit (PAD) payments for your Xero invoices.
To start collecting payments, your customer will need to complete an online Pre-Authorized Debit (PAD) form. We offer simple ways to invite new and existing Xero customers by link or editable email.
Your customer completes this online PAD authorization form with their bank details. This gives you permission to collect payment from their bank account without further action from your customer.
Each time you create an invoice in Xero you can collect the payment automatically by PAD on the invoice due date. Alternatively, you can manually collect payments for specific customers or by Xero branding themes.
Now that a PAD is in place with your customer, GoCardless will email your customers in advance before every payment is collected.
Once you’ve received a payment, the relevant invoice(s) will be marked as paid with the GoCardless fee posted as an expense automatically.
GoCardless (company registration number 07495895) is authorised by the Financial Conduct Authority under the Payment Services Regulations 2017, registration number 597190, for the provision of payment services.