A powerful payments API

Streamline workflows by integrating Direct Debit with your business

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Future proof payments technology

Our continuously improving, cutting edge online Direct Debit solution means no need for upgrades.

Transform your customer experience

Feed real-time payments data to internal teams for smarter customer interactions.

One integration for the UK, Eurozone and Sweden

We handle the complexities of Direct Debit across geographies.

See our API reference documentation

An intuitive API with built-in Direct Debit logic at its core

We’ve created an API optimised for Direct Debit, so that you can craft powerful integrations with less development time. Integrate as much or as little as you need, at once or over time.

Automatic Direct Debit logic

  • Direct Debit timings built-in for automatic calculation of next available charge date
  • Ready to use subscriptions logic eliminates the need to build from scratch

Reduced errors and failures

  • Unique request tokens reduce duplicate payments through idempotency keys
  • Automatic bank validation checks for lower payment failure rates

Compliance ensured

  • Pre-built notification templates for clear, compliant, ready to use emails
  • PDF mandates generated automatically and pre-filled with customer details

Direct Debit for the Digital Age

Fully customisable integration

Connect to the systems you use everyday to unlock insights.

Simple to develop, test & iterate

Free sandbox environment, clear documentation and step-by-step guides.

Developer-friendly API

Pre-built code for popular programming languages.

You’re in good company

The Guardian
HM Government

“GoCardless is one of the best payments companies we’ve worked with. I’d highly recommend them to any company that cares about a providing good user experience and using the best available technology.”

Elsa Ferreira, Payments Team Leader

Want to talk? So do we.

Thank you, a member of the GoCardless team will be in touch soon.

To speak to us immediately call: 020 8338 9537

GoCardless Ltd., Sutton Yard, 65 Goswell Road, London, EC1V 7EN, United Kingdom

GoCardless (company registration number 07495895) is authorised by the Financial Conduct Authority under the Payment Services Regulations 2017, registration number 597190, for the provision of payment services.

GoCardless SAS, 23-25 Avenue Mac-Mahon, Paris, 75017, France

GoCardless SAS, an affiliate of GoCardless Ltd (company registration number 834 422 180, R.C.S. PARIS), is authorised by the ACPR (French Prudential Supervision and Resolution Authority), Bank Code (CIB) 17118, for the provision of payment services.