GoCardless & Xero

Take the hassle out of getting paid with our Direct Debit integration for Xero.

What GoCardless can do for your business

Predictable cash flow

Payments are collected automatically, as soon as your invoices are due

Stop chasing payments

Control when you get paid and cut out the stress of debtors

Less bookkeeping

Payments are automatically reconciled against your Xero invoices

Made for recurring payments

Chasing payments shouldn’t be a full-time job, and with GoCardless it doesn’t have to be. GoCardless is built on Direct Debit, a pull-based payment method. Customers complete a simple online mandate to authorise you to automatically debit their bank account whenever your Xero invoices are due.

"We strongly advise our Xero clients to use GoCardless. It's quick to set up, improves cashflow and admin is reduced to almost nothing due to the automatic reconciliation."

Peter Czapp

Peter Czapp, Co-Founder & Director, The Wow Company

How GoCardless works with Xero


Invoice your customer

Your customer can choose to set up a Direct Debit with you via the 'Pay Now' button on your invoice.


Your customer completes a one-time Direct Debit form

Your customer completes the online Direct Debit form with their bank details. You are now authorised to collect payments from their bank account without further action from your customer.

  • One time set-up for your customer
  • Payment page branded with your logo
  • All online. No paperwork

Collect recurring payments automatically

Now when you invoice your customer, payment is automatically debited from their bank account on the invoice due date. The payment amount and when it is collected is determined by your Xero invoice - simple!


Your customer will be notified before every payment is collected

Now that a Direct Debit is in place with your customer, GoCardless will email your customers in advance before every payment is collected.


Automatic reconciliation

Once you’ve received a payment, the relevant invoice(s) will be marked as paid with the GoCardless fee posted as an expense automatically.

  • No manual bookkeeping
  • Same day notification of cancelled mandates or failed payments

GoCardless & Xero

No setup costs or hidden fees – get your Xero invoices paid

Get started

GoCardless Ltd., Sutton Yard, 65 Goswell Road, London, EC1V 7EN, United Kingdom

GoCardless (company registration number 07495895) is authorised by the Financial Conduct Authority under the Payment Services Regulations 2017, registration number 597190, for the provision of payment services.

GoCardless SAS, 23-25 Avenue Mac-Mahon, Paris, 75017, France

GoCardless SAS, an affiliate of GoCardless Ltd (company registration number 834 422 180, R.C.S. PARIS), is authorised by the ACPR (French Prudential Supervision and Resolution Authority), Bank Code (CIB) 17118, for the provision of payment services.