Take control of unpaid bills. When your invoice is due, GoCardless automatically collects payment from your customer’s bank account.
Lower-cost alternative to cards
Bank-to-bank payments cut out the costs of card networks. The automation also greatly reduces the costs involved in chasing and managing payments.
Popular with your payers
When it comes to paying invoices, bank debit is the preferred alternative to manual bank transfers and more popular than card payment.
How it works
Send your customers an invoice through Xero with GoCardless attached. Your customer clicks a “Pay now” button on the invoice. They then fill in their details in a simple form and are set up.
Create an invoice as normal and select manage online payments and add GoCardless as the method of payment you would like to use.
When you receive a payment from your customer, Xero marks the invoice as paid and reconciles the payment automatically. Xero will record the GoCardless fee as an expense. GoCardless transfers the payout to your account automatically.
“What used to be a very manual payments process is now completely automated.”
Adam Castleton CEO, Startle Music
How it works demo
Get a tour of how GoCardless works with Xero
All the features you need to streamline your payments
Flexible payments
Collect recurring payments - like annual subscription fees using Direct Debit - as well as one off payments using Open Banking.
Popular with your payers
When it comes to paying invoices, bank debit is the preferred alternative to manual bank transfers and more popular than card payment.
Instant Bank Payments
Complement your recurring payments with a simple way to immediately collect one-off bank transfer payments, powered by Open Banking.
Get started with no sign up costs, no commitments and no hidden fees. If you’re a larger business, come chat with us about a bespoke plan.
Collect international payments
It’s easy to collect payments from your customers, whether they’re across the road or across borders. With currency conversion from Wise built-in (so you get the real exchange rate).
The real exchange rate
Using the real exchange rate powered by Wise, GoCardless provides you with the best value you can get from your international payments.
It's simple to attach GoCardless to your Xero invoices and collect payments from your customers. Just create a GoCardless account and connect it to Xero. You can do this in the invoice or payments services section of your Xero account.
