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GoCardless for Xero

End late payments

GoCardless puts you in control of collecting payments directly from your customers’ bank accounts.

Get up to 90 days fee free

Collect invoice payments. Automatically.

  • 1

    Predictable cash flow

    Take control of unpaid bills. When your invoice is due, GoCardless automatically collects payment from your customer’s bank account.

  • 2

    Lower-cost alternative to cards

    Bank payments are on average 56%* lower cost per transaction than cards.

  • 3

    Save time

    Automatically debit your customer’s bank account whenever your invoices are due.

  • 4

    Popular with your payers

    When it comes to paying invoices, bank debit is the preferred alternative to manual bank transfers and more popular than card payment.

How it works

Get paid faster with Direct Debit via GoCardless

Set up more customers to pay via GoCardless in Xero to take the stress out of invoice admin, and get paid up to 47% faster.

56% lower average cost per transaction*

Standard

Popular

Collect recurring and one-off payments in a straightforward way

1%

+ $0.40

per transaction, capped at $4. An additional fee of 0.3% applies to payments above $3,000.

Full fee structure

2% + $0.40 for international transactions.

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All fees quoted are exclusive of GST where applicable

Advanced

Boost your payments with a smart way to recover failures and full customisation

1.25%

+ $0.40

per transaction, capped at $5. An additional fee of 0.3% applies to payments above $3,000.

Full fee structure

2.25% + $0.40 for international transactions

Get started

All fees quoted are exclusive of GST where applicable

Custom

Unlock a bespoke and flexible solution that meets your individual needs

Talk to an expert

custom image

*IDC White Paper

How much GoCardless will save you

Estimate your monthly fees and savings based on your business revenue

Calculate your fees

What is the monthly cost?

Calculate your fees

What is the monthly cost?

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Estimated monthly saving compared to card payment fees

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Estimated time saving per month not chasing late payments

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See how GoCardless works with Xero

Watch a customer story

I estimate GoCardless has saved me 200 hours a year on raising invoices and chasing payments, that’s an immense amount of time, and it’s not even counting what I save using the auto-matching reconciliations in Xero.

Buhir Rafiq, Founder & Managing Director, TotalBooks

Trusted by 100,000+ businesses. Of all sizes. Worldwide

  • Saves on admin and transaction fees

    “We wanted a solution that would integrate easily into our existing workflows and that could provide solid reporting – GoCardless ticks all of those boxes.“

  • Saves time & improves cash flow

    “The team is saving 5 - 10 hours a month on admin already – this will likely double as we get more clients paying by Direct Debit,”

  • Preferred payment method

    “We can offer all of our clients one preferred payment method and the same payment terms. It allows us to offer Direct Debit to 90% of our clients”

  • International recurring payments

    “GoCardless has been an instrumental part in growing and expanding our little business across 3 regions - Australia, UK, and USA”

  • Save time on admin

    “GoCardless integrates perfectly with Xero. I never need to spend time on reconciliation, as the payments, including the fees are processed and reconciled automatically.“

  • Reduce debtor days

    “I used to spend 2-3 hours a week chasing clients. That’s already halved. When we move the majority of our clients to GoCardless, I anticipate time savings of up to 3 hours a week.”

  • Easy to use

    ”GoCardless is super user friendly, seamless and allows great visibility at all times. It changed the game for us and has made cashflow issues a thing of the past!”

Ready to get started?

Get started

Stop chasing late payments and save precious time by connecting GoCardless to your Xero account now. Get 90% off your Xero plan for 3 months when you sign up now.

Get started