Take control of unpaid bills. When your invoice is due, GoCardless automatically collects payment from your customer’s bank account.
2
Lower-cost alternative to cards
Bank payments are on average 56%* lower cost per transaction than cards.
3
Save time
Automatically debit your customer’s bank account whenever your invoices are due.
4
Popular with your payers
When it comes to paying invoices, bank debit is the preferred alternative to manual bank transfers and more popular than card payment.
How it works
Send your customers an invoice through Xero with GoCardless attached. Your customer clicks a “Pay now” button on the invoice. They then fill in their details in a simple form and are set up.
Create an invoice as normal and select manage online payments and add GoCardless as the method of payment you would like to use.
When you receive a payment from your customer, Xero marks the invoice as paid and reconciles the payment automatically. Xero will record the GoCardless fee as an expense. GoCardless transfers the payout to your account automatically.
Get paid faster with Direct Debit via GoCardless
Set up more customers to pay via GoCardless in Xero to take the stress out of invoice admin, and get paid up to 47% faster.
56% lower average cost per transaction*
Standard
Popular
Collect recurring and one-off payments in a straightforward way
1%
+ $0.40
per transaction, capped at $4. An additional fee of 0.3% applies to payments above $3,000.
Estimate your monthly fees and savings based on your business revenue
Calculate your fees
What is the monthly cost?
Calculate your fees
What is the monthly cost?
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Estimated monthly saving compared to card payment fees
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Estimated time saving per month not chasing late payments
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See how GoCardless works with Xero
Watch a customer story
Flexible payments
Made for recurring payments - whether invoicing regular customers or subscription fees.
Seamless integration
Simply create a new invoice in Xero, add your customer and choose GoCardless as the payment method. Payments are made automatically from the customers bank.
Coming soon: PayTo
A new way to collect real-time bank payments and is set to replace BECS Direct Debit in 2030. Join our PayTo University to learn how to integrate it with your other payment processes.
I estimate GoCardless has saved me 200 hours a year on raising invoices and chasing payments, that’s an immense amount of time, and it’s not even counting what I save using the auto-matching reconciliations in Xero.
"It was just so simple - we were already using Xero so the integration was a really big plus. Our payments come in on time and are automatically reconciled against invoices."
BizWisdom
“The integration with Xero is beautiful. Customers simply click the link we send, sign up to pay with GoCardless and the rest is taken care of – invoices get issued, paid and reconciled. It's a dream.”
Cone
“The integration between GoCardless and Xero is amazing and it’s critical to ensuring we get paid on time, so we always have cash for our clients."
The Back Room
"By getting rid of all that admin, GoCardless has saved us at least half an FTE in bookkeeping, worth around $25k annually.”
Stop chasing late payments and save precious time by connecting GoCardless to your Xero account now. Get 90% off your Xero plan for 3 months when you sign up now.
