GoCardless enables businesses to control their payments, not be controlled by them. It is a simple service for collecting Direct Debit payments online.

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GoCardless makes Direct Debit simple

Taking payments should be simple, but it's not. Suppliers of goods and services are forced to pay high credit card fees, or else risk waiting unpaid for months.

For any business taking recurring payments or invoicing – from accountants to train companies – Direct Debit is the only payment system that puts them in control of when they’re paid. But the system is exclusive and complex to manage.

GoCardless exists to change this. There are no barriers, no exclusivity, and no complex payment processes. GoCardless puts business’ payments and cash flow under their control.

Our story

GoCardless was founded in January 2011 by Tom Blomfield, Matt Robinson and Hiroki Takeuchi.

Breaking out of their jobs as financial consultants, they started a business. But taking payments soon became a difficult and expensive nightmare. They wanted to use Direct Debit to control regular payments, but the banks slammed the door on them.

The three set out to make it easy for businesses to take Direct Debit payments. Enter, GoCardless.

GoCardless now serves more businesses than any other Direct Debit provider. Customers include Greater Anglia Trains and Rock Choir. The company is authorised by the Financial Conduct Authority.

Matt Robinson, Tom Blomfield, Hiroki Takeuchi
Based in:
London, UK
January 2011
Accel Partners, Passion Capital, Y Combinator, among others



GoCardless Ltd
22-25 Finsbury Square
London, EC2A 1DX
020 7183 8674

GoCardless is regulated by the Financial Conduct Authority as an Authorised Payment Institution.